Citizens & Northern Corp.

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 27, 2026), Citizens & Northern Corp. reported 119 stock positions worth $401.0 million. Its top holding was Vanguard Russell 1000 Growth (VONG) at 10.5% of the portfolio, followed by Fidelity MSCI RL Est Indx (FREL, 7.5%) and iShares North American Natur (IGE, 7.4%). Compared with Q4 2025, it opened 7 new positions, sold out of 12, added to 55 and reduced 34. The biggest buy was a new position in Medtronic (MDT) and the biggest sale Abbott Laboratories (ABT, shares −84%).

Most Recent 13F
Q2 2026
Location
WELLSBORO, PA
CIK
0000810958
Portfolio Value
$401.0M (Q1 2026)
SEC Filing
0001104659-26-049177 ↗ filed Apr 27, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $295.7M Q1 2024 Q2 2024: $319.7M Q2 2024 Q3 2024: $333.1M Q3 2024 Q4 2024: $365.1M Q4 2024 Q1 2025: $354.7M Q1 2025 Q2 2025: $373.7M Q2 2025 Q3 2025: $403.5M Q3 2025 Q4 2025: $403.6M Q4 2025 Q1 2026: $401.0M $401.0M Q1 2026 Q2 2026: $437.7M Q2 2026

Holdings 119 stocks · $401.0M
VONG Vanguard Russell 1000 Growth 10.52% 384,641 $42.2M Add +4.6%
FREL Fidelity MSCI RL Est Indx 7.52% 1,119,933 $30.1M Add +3.0%
IGE iShares North American Natur 7.37% 469,769 $29.6M Reduce -4.6%
IEMG iShares Core MSCI Emerging 5.79% 332,751 $23.2M Add +0.3%
IJH iShares Core S&P Midcap ETF 4.18% 248,386 $16.8M Reduce -4.0%
NVDA Nvidia Corp. 3.60% 82,890 $14.5M Add +1.2%
SPMD SS SPDR P S&P 400 Midcap ETF 3.52% 238,467 $14.1M Add +1.2%
AAPL Apple Inc. 3.39% 53,614 $13.6M Add +0.7%
EMB iShares JP Morgan Usd Emergi 3.18% 135,929 $12.8M Add +2.8%
GOOG Alphabet Inc. Class C 2.87% 40,148 $11.5M Reduce -0.8%
MSFT Microsoft Corp. 2.74% 29,660 $11.0M Add +4.8%
DFAC Dimensional US Core Equity 2 2.31% 238,023 $9.2M No change
AMZN Amazon.com Inc. 2.03% 39,101 $8.1M Add +3.7%
CZNC Citizens & Northern Corp. 2.00% 359,853 $8.0M Reduce -0.4%
CZFS Citizens Financial Services 1.79% 117,063 $7.2M No change
JPM JPMorgan Chase & Co. 1.48% 20,197 $5.9M Add +0.5%
META Meta Platforms Inc. Class A 1.42% 9,981 $5.7M Add +13.7%
AVDE Avantis International Equity 1.16% 54,809 $4.6M No change
XOM Exxon Mobil Corp. 1.10% 26,103 $4.4M Reduce -0.9%
COST Costco Wholesale Corp. 1.07% 4,302 $4.3M Reduce -1.6%
MA Mastercard Inc. Class A 1.02% 8,189 $4.1M Add +4.0%
MBB iShares MBS ETF 0.87% 36,655 $3.5M Add +3.7%
CAT Caterpillar Inc. 0.79% 4,487 $3.2M Add +6.5%
ADI Analog Devices Inc. 0.78% 9,817 $3.1M Add +5.7%
AMD Advanced Micro Devices 0.78% 15,313 $3.1M Reduce -3.5%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.68% 16,962 $2.7M Add +0.6%
PG The Procter & Gamble Co. 0.67% 18,707 $2.7M Add +0.8%
GLW Corning Inc. 0.67% 19,658 $2.7M Reduce -9.6%
RTX RTX Corp. 0.66% 13,777 $2.7M Add +0.0%
CSCO Cisco Systems Inc. 0.63% 32,671 $2.5M Reduce -0.2%
COR Cencora Inc. 0.55% 7,051 $2.2M Add +0.1%
GSK GSK PLC-Spon ADR 0.55% 40,036 $2.2M Add +1.1%
AVGO Broadcom Inc. 0.53% 6,886 $2.1M Add +2.5%
ETN Eaton Corp. PLC 0.53% 5,937 $2.1M Add +31.7%
ORCL Oracle Corp. 0.53% 14,371 $2.1M Reduce -0.9%
SCHW Schwab (charles) Corp. 0.50% 21,373 $2.0M Add +0.5%
JNJ Johnson & Johnson 0.49% 8,053 $2.0M Reduce -1.7%
CVS CVS Health Corp. 0.49% 27,288 $2.0M Add +1.7%
MDT Medtronic PLC 0.49% 22,600 $2.0M New
HD Home Depot Inc. 0.47% 5,779 $1.9M Add +3.2%
C Citigroup Inc. 0.47% 16,626 $1.9M Add +19.4%
SPY SS SPDR S&P 500 ETF Trust-US 0.47% 2,877 $1.9M No change
BA The Boeing Co. 0.46% 9,252 $1.8M Add +3.0%
GD General Dynamics Corp. 0.45% 5,272 $1.8M Reduce -2.5%
SLB SLB Ltd. filed as SLB LIMITED 0.45% 34,991 $1.8M Add +0.5%
EMR Emerson Electric Co. 0.45% 13,718 $1.8M Add +37.3%
KO The Coca-Cola Co. 0.44% 23,347 $1.8M Reduce -0.2%
BX Blackstone Inc. 0.44% 15,377 $1.8M Add +0.6%
CRM Salesforce Inc. 0.42% 8,947 $1.7M Add +5.7%
NEE Nextera Energy Inc. 0.40% 17,231 $1.6M Reduce -0.6%
CVX Chevron Corp. 0.39% 7,553 $1.6M Reduce -2.1%
AVUS Avantis U.S. Equity ETF 0.38% 13,829 $1.5M No change
AMT American Tower Corp. 0.38% 8,773 $1.5M Reduce -3.2%
FCX Freeport-McMoran Inc. 0.38% 25,755 $1.5M Add +43.1%
KKR KKR & Co. Inc. 0.38% 16,365 $1.5M Add +15.5%
KLAC KLA Corp. 0.35% 952 $1.4M New
MDLZ Mondelez International Inc. Class A 0.35% 24,013 $1.4M Reduce -0.8%
TPR Tapestry Inc. 0.34% 9,795 $1.4M Add +16.8%
PFE Pfizer Inc. 0.34% 48,483 $1.4M Add +1.1%
OVV Ovintiv Inc. 0.34% 22,649 $1.3M New
BIIB Biogen Inc. 0.33% 7,137 $1.3M Add +3.3%
ICE Intercontinental Exchange Inc. 0.32% 8,181 $1.3M Reduce -1.7%
PYPL PayPal Holdings Inc. 0.31% 27,918 $1.3M Add +2.1%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.31% 12,906 $1.2M Add +0.9%
UNP Union Pacific Corp. 0.31% 5,049 $1.2M Add +0.1%
BNDX Vanguard Total Intl Bond ETF 0.30% 25,151 $1.2M Add +4.3%
PANW Palo Alto Networks Inc. 0.30% 7,495 $1.2M Reduce -0.2%
DIA SS SPDR Dow Jones Indus Avg filed as STATE STR SPDR DOW JONES IND 0.29% 2,543 $1.2M No change
BMY Bristol-Myers Squibb Co. 0.29% 18,997 $1.2M Reduce -0.3%
INTU Intuit Inc. 0.28% 2,621 $1.1M Add +31.0%
ACN Accenture PLC Class A 0.28% 5,677 $1.1M Add +1.6%
ZBH Zimmer Biomet Holdings Inc. 0.28% 12,228 $1.1M Add +51.3%
MRSH Marsh & McLennan Cos 0.27% 6,340 $1.1M Reduce -2.6%
YUM Yum! Brands Inc. 0.27% 6,926 $1.1M New
NFLX Netflix Inc. 0.26% 11,003 $1.1M Reduce -29.6%
ADBE Adobe Inc. 0.25% 4,059 $987K Add +5.7%
BDX Becton Dickinson and Co. 0.24% 6,153 $967K Add +45.3%
MCD McDonald's Corp. 0.24% 3,062 $952K Reduce -0.9%
NKE Nike Inc. Class B 0.22% 17,058 $901K Add +0.3%
PCAR Paccar Inc. 0.22% 7,579 $875K New
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.22% 10,976 $873K Add +1.4%
SPTL SS SPDR PF LNG TRM TSY E-Usd 0.22% 33,014 $868K Add +8.6%
IWF iShares Russell 1000 Growth 0.22% 2,032 $866K Reduce -9.8%
AVEM Avantis Emerging Markets Eq 0.20% 10,143 $817K No change
SPTS SS SPDR P St Term TSY ETF 0.20% 27,959 $816K Add +3.8%
VZ Verizon Communications Inc. 0.19% 15,440 $775K Add +1.3%
MTB M & T Bank Corp. filed as M & T BK CORP 0.19% 3,642 $753K No change
BRK.B Berkshire Hathaway Inc. Class B 0.17% 1,449 $694K Reduce -0.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.17% 2,783 $675K Reduce -1.7%
IWD iShares Russell 1000 Value E 0.16% 3,029 $647K No change
SUB iShares Short-Term National 0.16% 5,929 $631K No change
BBWI Bath & Body Works Inc. 0.16% 33,341 $622K Add +52.4%
VIG Vanguard Dividend Apprec ETF 0.15% 2,866 $616K No change
DFIC Dimensional International Co. 0.15% 17,326 $616K No change
TIP iShares Tips Bond ETF 0.15% 5,540 $611K Add +2.5%
ITW Illinois Tool Works 0.12% 1,914 $498K Add +0.8%
DE Deere & Co. 0.12% 880 $496K No change
T AT&T Inc. 0.12% 17,037 $494K No change
DFEM Dimensional Emrg MRKT Core 0.11% 12,833 $443K No change
ROP Roper Technologies Inc. 0.10% 1,115 $395K No change
NFG National Fuel Gas Co. 0.09% 4,012 $377K No change
NSC Norfolk Southern Corp. 0.09% 1,270 $364K Reduce -81.4%
LLY Eli Lilly & Co. 0.09% 389 $358K Add +23.5%
ABT Abbott Laboratories 0.09% 3,376 $347K Reduce -83.6%
CMI Cummins Inc. 0.08% 603 $324K Add +0.5%
DGX Quest Diagnostics Inc. 0.08% 1,550 $304K No change
CMCSA Comcast Corp. Class A 0.08% 10,554 $303K Reduce -4.3%
VT Vanguard Tot World STK ETF 0.07% 2,000 $277K No change
IVV iShares Core S&P 500 ETF 0.07% 405 $265K Reduce -26.4%
LOW Lowe's Cos Inc. 0.07% 1,105 $261K No change
EOG EOG Resources Inc. 0.06% 1,775 $257K Reduce -83.5%
HON Honeywell International Inc. 0.06% 1,103 $249K Reduce -40.6%
HAL Halliburton Co. 0.06% 6,182 $241K Reduce -24.8%
ROK Rockwell Automation Inc. 0.06% 666 $239K No change
VNQ Vanguard Real Estate ETF 0.06% 2,683 $238K No change
IMO Imperial Oil Ltd. 0.06% 1,800 $235K New
GOOGL Alphabet Inc. Class A 0.06% 807 $232K Reduce -9.3%
WAT Waters Corp. 0.06% 756 $225K New
VTEB Vanguard Tax-Exempt Bond ETF 0.06% 4,503 $225K No change

Portfolio Sells Q4 2025 → Q1 2026
ABT Abbott Laboratories Reduce -83.6% 0.09% −0.55
NSC Norfolk Southern Corp. Reduce -81.4% 0.09% −0.40
CMG Chipotle Mexican Grill Inc. Sold out 0.00% −0.35
NOW ServiceNow Inc. Sold out 0.00% −0.35
GOOG Alphabet Inc. Class C Reduce -0.8% 2.87% −0.27
CARR Carrier Global Corp. Sold out 0.00% −0.26
DD Dupont DE Nemours Inc. Sold out 0.00% −0.22
EOG EOG Resources Inc. Reduce -83.5% 0.06% −0.22
ORCL Oracle Corp. Reduce -0.9% 0.53% −0.17
XLV SS Health Care Select Sector Sold out 0.00% −0.10
NFLX Netflix Inc. Reduce -29.6% 0.26% −0.10
IHI iShares U.S. Medical Devices Sold out 0.00% −0.10
XLY SS Consumer Disc Select Sect Sold out 0.00% −0.07
AMD Advanced Micro Devices Reduce -3.5% 0.78% −0.07
GWW WW Grainger Inc. Sold out 0.00% −0.06
BLK BlackRock Inc. Sold out 0.00% −0.06
BNDC NT Core Bond ETF Sold out 0.00% −0.06
TFC Truist Financial Corp. Sold out 0.00% −0.06
PGR Progressive Corp. Sold out 0.00% −0.05
IWF iShares Russell 1000 Growth Reduce -9.8% 0.22% −0.05
IJH iShares Core S&P Midcap ETF Reduce -4.0% 4.18% −0.05
PANW Palo Alto Networks Inc. Reduce -0.2% 0.30% −0.04
IBM Intl Business Machines Corp. Reduce -1.7% 0.17% −0.04
HON Honeywell International Inc. Reduce -40.6% 0.06% −0.03
IVV iShares Core S&P 500 ETF Reduce -26.4% 0.07% −0.03
MRSH Marsh & McLennan Cos Reduce -2.6% 0.27% −0.03
AMT American Tower Corp. Reduce -3.2% 0.38% −0.02
ICE Intercontinental Exchange Inc. Reduce -1.7% 0.32% −0.01
GOOGL Alphabet Inc. Class A Reduce -9.3% 0.06% −0.01
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.5% 0.17% −0.01
CMCSA Comcast Corp. Class A Reduce -4.3% 0.08% −0.01
GD General Dynamics Corp. Reduce -2.5% 0.45% +0.00
HAL Halliburton Co. Reduce -24.8% 0.06% +0.00
MCD McDonald's Corp. Reduce -0.9% 0.24% +0.00
CSCO Cisco Systems Inc. Reduce -0.2% 0.63% +0.01
MDLZ Mondelez International Inc. Class A Reduce -0.8% 0.35% +0.02
BMY Bristol-Myers Squibb Co. Reduce -0.3% 0.29% +0.03
KO The Coca-Cola Co. Reduce -0.2% 0.44% +0.04
NEE Nextera Energy Inc. Reduce -0.6% 0.40% +0.05
JNJ Johnson & Johnson Reduce -1.7% 0.49% +0.07
CVX Chevron Corp. Reduce -2.1% 0.39% +0.10
COST Costco Wholesale Corp. Reduce -1.6% 1.07% +0.13
GLW Corning Inc. Reduce -9.6% 0.67% +0.20
CZNC Citizens & Northern Corp. Reduce -0.4% 2.00% +0.20
XOM Exxon Mobil Corp. Reduce -0.9% 1.10% +0.32
IGE iShares North American Natur Reduce -4.6% 7.37% +1.25

Portfolio Buys Q4 2025 → Q1 2026
MDT Medtronic PLC New 0.49% +0.49
KLAC KLA Corp. New 0.35% +0.35
OVV Ovintiv Inc. New 0.34% +0.34
FREL Fidelity MSCI RL Est Indx Add +3.0% 7.52% +0.27
YUM Yum! Brands Inc. New 0.27% +0.27
IEMG iShares Core MSCI Emerging Add +0.3% 5.79% +0.26
PCAR Paccar Inc. New 0.22% +0.22
CAT Caterpillar Inc. Add +6.5% 0.79% +0.19
ETN Eaton Corp. PLC Add +31.7% 0.53% +0.17
ADI Analog Devices Inc. Add +5.7% 0.78% +0.15
FCX Freeport-McMoran Inc. Add +43.1% 0.38% +0.15
SPMD SS SPDR P S&P 400 Midcap ETF Add +1.2% 3.52% +0.14
EMR Emerson Electric Co. Add +37.3% 0.45% +0.12
SLB SLB Ltd. Add +0.5% 0.45% +0.12
ZBH Zimmer Biomet Holdings Inc. Add +51.3% 0.28% +0.10
TPR Tapestry Inc. Add +16.8% 0.34% +0.08
GSK GSK PLC-Spon ADR Add +1.1% 0.55% +0.07
C Citigroup Inc. Add +19.4% 0.47% +0.07
IMO Imperial Oil Ltd. New 0.06% +0.06
WAT Waters Corp. New 0.06% +0.06
BBWI Bath & Body Works Inc. Add +52.4% 0.16% +0.05
PFE Pfizer Inc. Add +1.1% 0.34% +0.04
VZ Verizon Communications Inc. Add +1.3% 0.19% +0.04
BDX Becton Dickinson and Co. Add +45.3% 0.24% +0.04
RTX RTX Corp. Add +0.0% 0.66% +0.04
MBB iShares MBS ETF Add +3.7% 0.87% +0.03
TJX TJX Companies Inc. Add +0.6% 0.68% +0.03
EMB iShares JP Morgan Usd Emergi Add +2.8% 3.18% +0.03
BIIB Biogen Inc. Add +3.3% 0.33% +0.02
SPTL SS SPDR PF LNG TRM TSY E-Usd Add +8.6% 0.22% +0.02
UNP Union Pacific Corp. Add +0.1% 0.31% +0.02
PG The Procter & Gamble Co. Add +0.8% 0.67% +0.01
BNDX Vanguard Total Intl Bond ETF Add +4.3% 0.30% +0.01
ITW Illinois Tool Works Add +0.8% 0.12% +0.01
SPTS SS SPDR P St Term TSY ETF Add +3.8% 0.20% +0.01
TIP iShares Tips Bond ETF Add +2.5% 0.15% +0.01
LLY Eli Lilly & Co. Add +23.5% 0.09% +0.01
CMI Cummins Inc. Add +0.5% 0.08% +0.01
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Add +1.4% 0.22% +0.00
HD Home Depot Inc. Add +3.2% 0.47% −0.00
META Meta Platforms Inc. Class A Add +13.7% 1.42% −0.01
BA The Boeing Co. Add +3.0% 0.46% −0.02
SCHW Schwab (charles) Corp. Add +0.5% 0.50% −0.03
COR Cencora Inc. Add +0.1% 0.55% −0.04
CVS CVS Health Corp. Add +1.7% 0.49% −0.04
NKE Nike Inc. Class B Add +0.3% 0.22% −0.04
AVGO Broadcom Inc. Add +2.5% 0.53% −0.04
INTU Intuit Inc. Add +31.0% 0.28% −0.05
DIS The Walt Disney Co. Add +0.9% 0.31% −0.05
KKR KKR & Co. Inc. Add +15.5% 0.38% −0.07

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 117$437.7MVONG, IEMG, FREL, IGE, IJH
Q1 2026 119$401.0MVONG, FREL, IGE, IEMG, IJH
Q4 2025 124$403.6MVONG, FREL, IGE, IEMG, IJH
Q3 2025 121$403.5MVONG, IGE, IEMG, FREL, IJH
Q2 2025 118$373.7MVONG, FREL, IGE, IEMG, IJH
Q1 2025 118$354.7MVONG, IGE, FREL, IEMG, IJH
Q4 2024 126$365.1MVONG, FREL, IGE, IEMG, IJH
Q3 2024 126$333.1MVONG, FREL, GUNR, IJH, SPMD
Q2 2024 118$319.7MVONG, GUNR, FREL, SPMD, MSFT
Q1 2024 109$295.7MVONG, GUNR, FREL, SPMD, MSFT