Citizens & Northern Corp.

Name: CITIZENS & NORTHERN CORP 13F holdings, Q2 2026
Creator: CITIZENS & NORTHERN CORP
Published: 2026-07-17

Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 17, 2026), Citizens & Northern Corp. reported 117 stock positions worth $437.7 million. Its top holding was Vanguard Russell 1000 Growth (VONG) at 13.5% of the portfolio, followed by iShares Core MSCI Emerging (IEMG, 6.4%) and Fidelity MSCI RL Est Indx (FREL, 6.4%). Compared with Q1 2026, it opened 9 new positions, sold out of 11, added to 19 and reduced 63. The biggest buy was Vanguard Russell 1000 Growth (VONG, shares +20%) and the biggest sale iShares North American Natur (IGE, shares −9%).

Most Recent 13F: Q2 2026
Location: WELLSBORO, PA
CIK: 0000810958
Portfolio Value: $437.7M (Q2 2026)
SEC Filing: 0001104659-26-084554 ↗ filed Jul 17, 2026

Holdings Value

Holdings 117 stocks · $437.7M


VONG Vanguard Russell 1000 Growth	13.50%	462,175	$59.1M	Add +20.2%
IEMG iShares Core MSCI Emerging	6.44%	340,138	$28.2M	Add +2.2%
FREL Fidelity MSCI RL Est Indx	6.38%	953,634	$27.9M	Reduce -14.8%
IGE iShares North American Natur	5.49%	427,918	$24.0M	Reduce -8.9%
IJH iShares Core S&P Midcap ETF	3.83%	217,637	$16.8M	Reduce -12.4%
NVDA Nvidia Corp.	3.75%	81,995	$16.4M	Reduce -1.1%
AAPL Apple Inc.	3.54%	53,521	$15.5M	Reduce -0.2%
SPMD SS SPDR P S&P 400 Midcap ETF	3.21%	208,139	$14.1M	Reduce -12.7%
GOOG Alphabet Inc. Class C	3.18%	39,454	$13.9M	Reduce -1.7%
EMB iShares JP Morgan Usd Emergi	2.93%	132,935	$12.8M	Reduce -2.2%
MSFT Microsoft Corp.	2.48%	29,135	$10.9M	Reduce -1.8%
DFAC Dimensional US Core Equity 2	2.41%	238,023	$10.6M	No change
AMZN Amazon.com Inc.	2.06%	37,831	$9.0M	Reduce -3.3%
CZFS Citizens Financial Services	1.94%	117,063	$8.5M	No change
CZNC Citizens & Northern Corp.	1.86%	349,492	$8.1M	Reduce -2.9%
AMD Advanced Micro Devices	1.69%	12,718	$7.4M	Reduce -16.9%
JPM JPMorgan Chase & Co.	1.33%	17,802	$5.8M	Reduce -11.9%
GLW Corning Inc.	1.15%	19,658	$5.0M	No change
META Meta Platforms Inc. Class A	1.13%	8,787	$4.9M	Reduce -12.0%
AVDE Avantis International Equity	1.12%	54,809	$4.9M	No change
AVGO Broadcom Inc.	1.10%	12,690	$4.8M	Add +84.3%
WFC Wells Fargo & Co.	0.98%	51,763	$4.3M	New
CAT Caterpillar Inc.	0.94%	3,846	$4.1M	Reduce -14.3%
MA Mastercard Inc. Class A	0.92%	7,840	$4.0M	Reduce -4.3%
COST Costco Wholesale Corp.	0.92%	4,291	$4.0M	Reduce -0.3%
XOM Exxon Mobil Corp.	0.81%	25,824	$3.5M	Reduce -1.1%
ADI Analog Devices Inc.	0.71%	7,847	$3.1M	Reduce -20.1%
MBB iShares MBS ETF	0.67%	31,118	$2.9M	Reduce -15.1%
KLAC KLA Corp.	0.65%	9,472	$2.9M	Reduce -0.5%
CSCO Cisco Systems Inc.	0.62%	23,191	$2.7M	Reduce -29.0%
CVS CVS Health Corp.	0.62%	26,315	$2.7M	Reduce -3.6%
PG The Procter & Gamble Co.	0.62%	18,475	$2.7M	Reduce -1.2%
TJX TJX Companies Inc. filed as TJX COS INC NEW	0.58%	16,787	$2.5M	Reduce -1.0%
PANW Palo Alto Networks Inc.	0.57%	7,266	$2.5M	Reduce -3.1%
RTX RTX Corp.	0.55%	12,701	$2.4M	Reduce -7.8%
C Citigroup Inc.	0.52%	16,391	$2.3M	Reduce -1.4%
ETN Eaton Corp. PLC	0.52%	5,356	$2.3M	Reduce -9.8%
SCHW Schwab (charles) Corp.	0.52%	24,570	$2.3M	Add +15.0%
SPY SS SPDR S&P 500 ETF Trust-US	0.49%	2,877	$2.1M	No change
JNJ Johnson & Johnson	0.48%	8,218	$2.1M	Add +2.0%
ORCL Oracle Corp.	0.47%	14,024	$2.1M	Reduce -2.4%
GSK GSK PLC-Spon ADR	0.47%	39,176	$2.1M	Reduce -2.1%
COR Cencora Inc.	0.46%	7,156	$2.0M	Add +1.5%
MDT Medtronic PLC	0.46%	25,866	$2.0M	Add +14.4%
HD Home Depot Inc.	0.45%	5,627	$2.0M	Reduce -2.6%
BA The Boeing Co.	0.45%	9,062	$2.0M	Reduce -2.0%
KO The Coca-Cola Co.	0.42%	22,806	$1.9M	Reduce -2.3%
GD General Dynamics Corp.	0.41%	5,113	$1.8M	Reduce -3.0%
BX Blackstone Inc.	0.41%	15,154	$1.8M	Reduce -1.4%
AVUS Avantis U.S. Equity ETF	0.40%	13,829	$1.8M	No change
CRM Salesforce Inc.	0.40%	11,156	$1.7M	Add +24.7%
EMR Emerson Electric Co.	0.40%	12,112	$1.7M	Reduce -11.7%
FCX Freeport-McMoran Inc.	0.39%	26,951	$1.7M	Add +4.6%
SLB SLB Ltd. filed as SLB LIMITED	0.37%	34,757	$1.6M	Reduce -0.7%
BIIB Biogen Inc.	0.34%	6,943	$1.5M	Reduce -2.7%
KKR KKR & Co. Inc.	0.34%	16,253	$1.5M	Reduce -0.7%
NEE Nextera Energy Inc.	0.34%	16,899	$1.5M	Reduce -1.9%
TPR Tapestry Inc.	0.33%	9,887	$1.4M	Add +0.9%
AMT American Tower Corp.	0.33%	8,767	$1.4M	Reduce -0.1%
UNP Union Pacific Corp.	0.31%	5,049	$1.4M	No change
MDLZ Mondelez International Inc. Class A	0.31%	23,556	$1.4M	Reduce -1.9%
BMY Bristol-Myers Squibb Co.	0.31%	23,628	$1.4M	Add +24.4%
OVV Ovintiv Inc.	0.31%	25,711	$1.4M	Add +13.5%
DIA SS SPDR Dow Jones Indus Avg filed as STATE STR SPDR DOW JONES IND	0.30%	2,543	$1.3M	No change
NFLX Netflix Inc.	0.28%	17,453	$1.2M	Add +58.6%
CVX Chevron Corp.	0.28%	7,408	$1.2M	Reduce -1.9%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.28%	12,553	$1.2M	Reduce -2.7%
GS Goldman Sachs Group Inc.	0.27%	1,185	$1.2M	New
BDX Becton Dickinson and Co.	0.27%	7,783	$1.2M	Add +26.5%
PYPL PayPal Holdings Inc.	0.27%	27,154	$1.2M	Reduce -2.7%
PFE Pfizer Inc.	0.26%	47,939	$1.2M	Reduce -1.1%
YUM Yum! Brands Inc.	0.26%	7,052	$1.1M	Add +1.8%
PCAR Paccar Inc.	0.25%	9,187	$1.1M	Add +21.2%
ZBH Zimmer Biomet Holdings Inc.	0.24%	12,277	$1.1M	Add +0.4%
ICE Intercontinental Exchange Inc.	0.22%	7,950	$979K	Reduce -2.8%
AVEM Avantis Emerging Markets Eq	0.22%	10,143	$979K	No change
IWF iShares Russell 1000 Growth	0.22%	7,638	$948K	Reduce -6.0%
MTB M & T Bank Corp. filed as M & T BK CORP	0.20%	3,642	$867K	No change
ADBE Adobe Inc.	0.18%	3,944	$809K	Reduce -2.8%
MCD McDonald's Corp.	0.18%	2,946	$796K	Reduce -3.8%
BBWI Bath & Body Works Inc.	0.18%	33,308	$770K	Reduce -0.1%
SPTL SS SPDR PF LNG TRM TSY E-Usd	0.18%	29,228	$767K	Reduce -11.5%
SPTS SS SPDR P St Term TSY ETF	0.17%	26,339	$764K	Reduce -5.8%
BRK.B Berkshire Hathaway Inc. Class B	0.17%	1,449	$725K	No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.16%	2,532	$712K	Reduce -9.0%
VZ Verizon Communications Inc.	0.16%	16,704	$707K	Add +8.2%
ACN Accenture PLC Class A	0.16%	5,633	$701K	Reduce -0.8%
INTU Intuit Inc.	0.16%	2,664	$695K	Add +1.6%
VIG Vanguard Dividend Apprec ETF	0.15%	2,866	$678K	No change
NKE Nike Inc. Class B	0.15%	16,461	$676K	Reduce -3.5%
IWD iShares Russell 1000 Value E	0.15%	2,781	$674K	Reduce -8.2%
DFIC Dimensional International Co.	0.15%	17,326	$646K	No change
SUB iShares Short-Term National	0.14%	5,929	$631K	No change
DE Deere & Co.	0.13%	880	$558K	No change
DFEM Dimensional Emrg MRKT Core	0.12%	12,833	$522K	No change
CMI Cummins Inc.	0.10%	603	$430K	No change
LLY Eli Lilly & Co.	0.09%	336	$403K	Reduce -13.6%
ROK Rockwell Automation Inc.	0.08%	666	$330K	No change
DGX Quest Diagnostics Inc.	0.07%	1,540	$326K	Reduce -0.7%
ITW Illinois Tool Works	0.07%	1,198	$324K	Reduce -37.4%
VT Vanguard Tot World STK ETF	0.07%	2,000	$314K	No change
NFG National Fuel Gas Co.	0.07%	4,012	$310K	No change
IVV iShares Core S&P 500 ETF	0.07%	405	$303K	No change
GOOGL Alphabet Inc. Class A	0.07%	807	$288K	No change
T AT&T Inc.	0.06%	12,702	$263K	Reduce -25.4%
VNQ Vanguard Real Estate ETF	0.06%	2,683	$259K	No change
NSC Norfolk Southern Corp.	0.06%	793	$249K	Reduce -37.6%
LOW Lowe's Cos Inc.	0.06%	1,105	$244K	No change
CRS Carpenter Technology	0.05%	382	$236K	New
VTEB Vanguard Tax-Exempt Bond ETF	0.05%	4,503	$228K	No change
PGR Progressive Corp.	0.05%	1,009	$220K	New
GWW WW Grainger Inc.	0.05%	157	$214K	New
TXN Texas Instruments Inc.	0.05%	713	$213K	New
BOKF Bok Financial Corporation	0.05%	1,520	$211K	New
CBU Community Financial System I	0.05%	3,083	$207K	New
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.05%	2,528	$204K	New
IMO Imperial Oil Ltd.	0.05%	1,800	$202K	No change

Portfolio Sells Q1 2026 → Q2 2026


IGE iShares North American Natur	Reduce -8.9%	5.49%	−1.88
FREL Fidelity MSCI RL Est Indx	Reduce -14.8%	6.38%	−1.13
IJH iShares Core S&P Midcap ETF	Reduce -12.4%	3.83%	−0.35
SPMD SS SPDR P S&P 400 Midcap ETF	Reduce -12.7%	3.21%	−0.31
BNDX Vanguard Total Intl Bond ETF	Sold out	0.00%	−0.30
XOM Exxon Mobil Corp.	Reduce -1.1%	0.81%	−0.30
META Meta Platforms Inc. Class A	Reduce -12.0%	1.13%	−0.29
MRSH Marsh & McLennan Cos	Sold out	0.00%	−0.27
EMB iShares JP Morgan Usd Emergi	Reduce -2.2%	2.93%	−0.26
MSFT Microsoft Corp.	Reduce -1.8%	2.48%	−0.26
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	Sold out	0.00%	−0.22
MBB iShares MBS ETF	Reduce -15.1%	0.67%	−0.20
TIP iShares Tips Bond ETF	Sold out	0.00%	−0.15
COST Costco Wholesale Corp.	Reduce -0.3%	0.92%	−0.15
JPM JPMorgan Chase & Co.	Reduce -11.9%	1.33%	−0.15
CZNC Citizens & Northern Corp.	Reduce -2.9%	1.86%	−0.14
ACN Accenture PLC Class A	Reduce -0.8%	0.16%	−0.12
RTX RTX Corp.	Reduce -7.8%	0.55%	−0.11
CVX Chevron Corp.	Reduce -1.9%	0.28%	−0.11
MA Mastercard Inc. Class A	Reduce -4.3%	0.92%	−0.10
ROP Roper Technologies Inc.	Sold out	0.00%	−0.10
ICE Intercontinental Exchange Inc.	Reduce -2.8%	0.22%	−0.10
TJX TJX Companies Inc.	Reduce -1.0%	0.58%	−0.09
ABT Abbott Laboratories	Sold out	0.00%	−0.09
GSK GSK PLC-Spon ADR	Reduce -2.1%	0.47%	−0.08
SLB SLB Ltd.	Reduce -0.7%	0.37%	−0.08
PFE Pfizer Inc.	Reduce -1.1%	0.26%	−0.08
CMCSA Comcast Corp. Class A	Sold out	0.00%	−0.08
NKE Nike Inc. Class B	Reduce -3.5%	0.15%	−0.07
ADI Analog Devices Inc.	Reduce -20.1%	0.71%	−0.07
EOG EOG Resources Inc.	Sold out	0.00%	−0.06
T AT&T Inc.	Reduce -25.4%	0.06%	−0.06
HON Honeywell International Inc.	Sold out	0.00%	−0.06
ADBE Adobe Inc.	Reduce -2.8%	0.18%	−0.06
NEE Nextera Energy Inc.	Reduce -1.9%	0.34%	−0.06
HAL Halliburton Co.	Sold out	0.00%	−0.06
ORCL Oracle Corp.	Reduce -2.4%	0.47%	−0.06
WAT Waters Corp.	Sold out	0.00%	−0.06
MCD McDonald's Corp.	Reduce -3.8%	0.18%	−0.06
PG The Procter & Gamble Co.	Reduce -1.2%	0.62%	−0.05
EMR Emerson Electric Co.	Reduce -11.7%	0.40%	−0.05
ITW Illinois Tool Works	Reduce -37.4%	0.07%	−0.05
AMT American Tower Corp.	Reduce -0.1%	0.33%	−0.05
PYPL PayPal Holdings Inc.	Reduce -2.7%	0.27%	−0.05
SPTL SS SPDR PF LNG TRM TSY E-Usd	Reduce -11.5%	0.18%	−0.04
GD General Dynamics Corp.	Reduce -3.0%	0.41%	−0.04
KKR KKR & Co. Inc.	Reduce -0.7%	0.34%	−0.04
DIS The Walt Disney Co.	Reduce -2.7%	0.28%	−0.03
MDLZ Mondelez International Inc. Class A	Reduce -1.9%	0.31%	−0.03
NSC Norfolk Southern Corp.	Reduce -37.6%	0.06%	−0.03

Portfolio Buys Q1 2026 → Q2 2026


VONG Vanguard Russell 1000 Growth	Add +20.2%	13.50%	+2.97
WFC Wells Fargo & Co.	New	0.98%	+0.98
IEMG iShares Core MSCI Emerging	Add +2.2%	6.44%	+0.65
AVGO Broadcom Inc.	Add +84.3%	1.10%	+0.56
GS Goldman Sachs Group Inc.	New	0.27%	+0.27
CRS Carpenter Technology	New	0.05%	+0.05
PGR Progressive Corp.	New	0.05%	+0.05
GWW WW Grainger Inc.	New	0.05%	+0.05
TXN Texas Instruments Inc.	New	0.05%	+0.05
BOKF Bok Financial Corporation	New	0.05%	+0.05
CBU Community Financial System I	New	0.05%	+0.05
VO Vngrd Mrngstr MD-Cap ETF-Usd	New	0.05%	+0.05
PCAR Paccar Inc.	Add +21.2%	0.25%	+0.03
BDX Becton Dickinson and Co.	Add +26.5%	0.27%	+0.03
BMY Bristol-Myers Squibb Co.	Add +24.4%	0.31%	+0.02
NFLX Netflix Inc.	Add +58.6%	0.28%	+0.02
SCHW Schwab (charles) Corp.	Add +15.0%	0.52%	+0.02
FCX Freeport-McMoran Inc.	Add +4.6%	0.39%	+0.01
YUM Yum! Brands Inc.	Add +1.8%	0.26%	−0.01
JNJ Johnson & Johnson	Add +2.0%	0.48%	−0.01
TPR Tapestry Inc.	Add +0.9%	0.33%	−0.01
CRM Salesforce Inc.	Add +24.7%	0.40%	−0.02
OVV Ovintiv Inc.	Add +13.5%	0.31%	−0.03
MDT Medtronic PLC	Add +14.4%	0.46%	−0.03
VZ Verizon Communications Inc.	Add +8.2%	0.16%	−0.03
ZBH Zimmer Biomet Holdings Inc.	Add +0.4%	0.24%	−0.03
COR Cencora Inc.	Add +1.5%	0.46%	−0.09
INTU Intuit Inc.	Add +1.6%	0.16%	−0.12

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	117	$437.7M	VONG, IEMG, FREL, IGE, IJH
Q1 2026	119	$401.0M	VONG, FREL, IGE, IEMG, IJH
Q4 2025	124	$403.6M	VONG, FREL, IGE, IEMG, IJH
Q3 2025	121	$403.5M	VONG, IGE, IEMG, FREL, IJH
Q2 2025	118	$373.7M	VONG, FREL, IGE, IEMG, IJH
Q1 2025	118	$354.7M	VONG, IGE, FREL, IEMG, IJH
Q4 2024	126	$365.1M	VONG, FREL, IGE, IEMG, IJH
Q3 2024	126	$333.1M	VONG, FREL, GUNR, IJH, SPMD
Q2 2024	118	$319.7M	VONG, GUNR, FREL, SPMD, MSFT
Q1 2024	109	$295.7M	VONG, GUNR, FREL, SPMD, MSFT