ERn Financial, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 23, 2026), ERn Financial, LLC reported 161 stock positions worth $604.3 million. Its top holding was SS SPDR P S&P 500 Growth ETF (SPYG) at 7.4% of the portfolio, followed by SS SPDR P S&P 500 Value ETF (SPYV, 7.2%) and Ste STR SPDR PT DW Eu ETF (SPDW, 5.4%). Compared with Q1 2026, it opened 16 new positions, sold out of 5, added to 87 and reduced 43. The biggest buy was SS SPDR P S&P 500 Growth ETF (SPYG, shares +0%) and the biggest sale Ste STR SPDR PT DW Eu ETF (SPDW, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- MIDDLETON, WI
- CIK
- 0001768302
- Portfolio Value
- $604.3M (Q2 2026)
- SEC Filing
- 0001768302-26-000004 ↗ filed Jul 23, 2026
Holdings Value
Holdings 161 stocks · $604.3M
| SPYG SS SPDR P S&P 500 Growth ETF | 7.36% | 373,603 | $44.5M | Add +0.1% |
| SPYV SS SPDR P S&P 500 Value ETF | 7.17% | 712,567 | $43.3M | Add +2.0% |
| SPDW Ste STR SPDR PT DW Eu ETF | 5.44% | 652,818 | $32.9M | Reduce -0.5% |
| IEFA iShares Core MSCI Eafe ETF | 3.46% | 216,224 | $20.9M | Add +3.2% |
| USTB Victoryshares Short-Term Bon | 2.93% | 349,663 | $17.7M | Add +4.7% |
| AVEM Avantis Emerging Markets Eq | 2.74% | 171,570 | $16.6M | Reduce -0.7% |
| MDYV SS SPDR S&P 400 MC Val ETF | 2.69% | 171,098 | $16.2M | Add +1.0% |
| SPEM State Street SP PTF Em ETF | 2.31% | 269,872 | $14.0M | Add +1.4% |
| JTEK JPMorgan US Tech Leaders | 2.22% | 120,322 | $13.4M | Add +1.1% |
| PYLD PIMCO Multisector Bond Actv | 2.19% | 500,101 | $13.3M | Add +7.4% |
| QUAL iShares MSCI USA Quality Fac | 2.06% | 56,629 | $12.4M | Reduce -0.6% |
| REET iShares Global REIT ETF | 2.01% | 439,376 | $12.1M | Add +1.4% |
| JHML John Hancock Multi Fact LRG | 2.00% | 135,558 | $12.1M | Add +2.0% |
| DFCF Dimensional Core Fixed Inc. | 1.97% | 282,203 | $11.9M | Add +7.2% |
| DFAX Dimensional World Ex US Core | 1.94% | 318,909 | $11.7M | Add +0.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.89% | 132,586 | $11.4M | Reduce -0.3% |
| MDYG SS SPDR S&P 400 MC GR ETF | 1.70% | 91,445 | $10.3M | Add +0.4% |
| SPAB SS SPDR P Agg Bond ETF | 1.68% | 397,513 | $10.1M | Add +10.9% |
| SPIP SS SPDR P Tips ETF | 1.58% | 371,944 | $9.6M | Add +7.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 1.57% | 108,169 | $9.5M | Add +5.8% |
| FDG American Century Focused DYN | 1.56% | 71,005 | $9.5M | Add +8.3% |
| OMFL Invesco Russell 1000 DYN M/F | 1.52% | 133,689 | $9.2M | Reduce -6.1% |
| USRT iShares Core US REIT ETF | 1.46% | 132,502 | $8.8M | Add +1.6% |
| RAAX Vaneck Real Assets ETF | 1.44% | 218,783 | $8.7M | Add +4.2% |
| HMOP Hartford Municipal Opp ETF | 1.35% | 208,729 | $8.2M | Add +0.0% |
| FMB First Trust Managed Municipa | 1.30% | 152,769 | $7.8M | Add +0.3% |
| AVUV Avantis US Small Cap Value | 1.27% | 61,310 | $7.6M | Reduce -0.5% |
| VONG Vanguard Russell 1000 Growth | 1.23% | 58,130 | $7.4M | Reduce -1.3% |
| VOO Vanguard S&P 500 ETF | 1.22% | 10,752 | $7.4M | Add +0.3% |
| MUNI PIMCO Intermediate Municipal | 1.20% | 138,155 | $7.3M | Add +2.2% |
| EFA iShares MSCI Eafe ETF | 1.17% | 67,864 | $7.0M | Reduce -2.2% |
| PVAL Putnam Focused LRG Cap Value | 1.12% | 132,470 | $6.7M | Add +0.8% |
| AAPL Apple Inc. | 1.09% | 22,779 | $6.6M | Add +2.5% |
| FIXD First Trust Smith Opportunis | 1.03% | 143,214 | $6.2M | Add +5.0% |
| IJR iShares Core S&P Small-Cap E | 1.02% | 41,653 | $6.2M | Add +0.6% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.98% | 115,911 | $5.9M | Add +9.9% |
| JBND JPMorgan Active Bond ETF | 0.97% | 109,604 | $5.9M | Add +6.8% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.96% | 48,685 | $5.8M | Reduce -1.2% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.86% | 76,093 | $5.2M | Reduce -1.0% |
| IVV iShares Core S&P 500 ETF | 0.75% | 6,066 | $4.5M | Add +0.1% |
| JHMM John Hancock Multi Fact Mid | 0.73% | 58,812 | $4.4M | Add +0.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.73% | 20,113 | $4.4M | Add +0.1% |
| NVDA Nvidia Corp. | 0.59% | 17,872 | $3.6M | Add +22.0% |
| FNOV FT Vest US Equity Buffer ETF | 0.55% | 57,313 | $3.4M | Add +0.7% |
| DFAI Dimensional International Co. | 0.52% | 76,316 | $3.1M | Reduce -15.3% |
| DFAU Dimensional US Core Equity M | 0.51% | 59,969 | $3.1M | Reduce -1.7% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 0.49% | 86,256 | $3.0M | Add +11.8% |
| IVVB iShares Large Cap Deep Quart | 0.42% | 72,456 | $2.5M | Add +4.0% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.41% | 8,101 | $2.5M | Reduce -2.3% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.40% | 61,131 | $2.4M | Add +0.5% |
| IJH iShares Core S&P Midcap ETF | 0.39% | 30,721 | $2.4M | Add +2.5% |
| FSEP FT Vest U.S. Equity Buffer E | 0.39% | 42,838 | $2.4M | Reduce -0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.38% | 28,187 | $2.3M | Reduce -5.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.35% | 2,861 | $2.1M | Reduce -2.5% |
| SPHQ Invesco S&P 500 Quality ETF | 0.34% | 22,598 | $2.0M | Add +0.5% |
| DFIS Dimensional International SM | 0.33% | 57,717 | $2.0M | Add +3.8% |
| COWZ Pacer US Cash Cows 100 ETF | 0.31% | 29,937 | $1.9M | Reduce -8.2% |
| FTCS First Trust Capital Strength | 0.31% | 19,822 | $1.9M | Reduce -0.1% |
| MSFT Microsoft Corp. | 0.29% | 4,775 | $1.8M | Add +1.1% |
| FVD First Trust Value Line DVD | 0.29% | 36,377 | $1.8M | Reduce -1.2% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.28% | 15,232 | $1.7M | Reduce -4.5% |
| FICO Fair Isaac Corp. | 0.27% | 1,364 | $1.6M | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.27% | 4,716 | $1.6M | Add +1.7% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.26% | 15,553 | $1.6M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.25% | 2,046 | $1.5M | Reduce -1.2% |
| GOOG Alphabet Inc. Class C | 0.25% | 4,251 | $1.5M | Add +71.3% |
| EEM iShares MSCI Emerging Market | 0.25% | 21,754 | $1.5M | Reduce -8.0% |
| TSLA Tesla Inc. | 0.24% | 3,511 | $1.5M | Add +40.4% |
| FDVV Fidelity High Dividend ETF | 0.24% | 24,220 | $1.5M | Add +1.6% |
| VEA Vanguard Ftse Developed ETF | 0.24% | 20,489 | $1.5M | Reduce -22.2% |
| CACC Credit Acceptance Corp. | 0.22% | 2,100 | $1.3M | No change |
| VIG Vanguard Dividend Apprec ETF | 0.22% | 5,577 | $1.3M | Reduce -0.9% |
| IAU iShares Gold Trust | 0.21% | 17,059 | $1.3M | Add +10.2% |
| DFAC Dimensional US Core Equity 2 | 0.20% | 27,894 | $1.2M | No change |
| AMZN Amazon.com Inc. | 0.19% | 4,939 | $1.2M | Add +8.7% |
| GOOGL Alphabet Inc. Class A | 0.19% | 3,194 | $1.1M | Add +8.1% |
| ESGU iShares ESG Aware MSCI USA | 0.19% | 6,910 | $1.1M | Add +1.1% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.18% | 3,040 | $1.1M | Reduce -7.8% |
| MU Micron Technology Inc. | 0.18% | 925 | $1.1M | Add +4.0% |
| META Meta Platforms Inc. Class A | 0.17% | 1,855 | $1.0M | Add +27.8% |
| ORCL Oracle Corp. | 0.17% | 7,118 | $1.0M | Add +0.1% |
| JEPI JPMorgan Equity Premium Inco | 0.17% | 18,446 | $1.0M | Add +2.3% |
| ESGD iShares Trust iShares ESG Aw | 0.17% | 9,952 | $1.0M | Add +0.1% |
| FAUG FT Vest U.S. Equity Buffer E | 0.17% | 17,718 | $1.0M | Reduce -5.1% |
| JIVE JPM Interntl Value ETF filed as J P MORGAN EXCHANGE TRADED F | 0.16% | 10,757 | $989K | Add +6.1% |
| AVGO Broadcom Inc. | 0.16% | 2,590 | $979K | Add +28.1% |
| IUSV iShares Core S&P U.S. Value | 0.16% | 8,851 | $975K | Add +1.1% |
| CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY | 0.15% | 24,741 | $927K | Add +39.1% |
| LLY Eli Lilly & Co. | 0.14% | 723 | $867K | Add +20.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.14% | 2,332 | $863K | Reduce -0.6% |
| XOM Exxon Mobil Corp. | 0.14% | 6,163 | $843K | Add +0.4% |
| TAXF American Century Diver Muni | 0.14% | 16,170 | $822K | Reduce -3.6% |
| ANET Arista Networks Inc. | 0.13% | 4,795 | $815K | Add +0.3% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.13% | 11,884 | $803K | Add +1.7% |
| AVEE Avantis Em MKT SM Cap Eq ETF | 0.12% | 10,807 | $749K | Add +15.6% |
| FEOE First Eagle Overseas Eq ETF | 0.12% | 13,774 | $736K | Add +55.0% |
| DEM Wisdomtree Emerging Markets | 0.12% | 13,595 | $731K | Reduce -2.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.12% | 2,869 | $697K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.12% | 1,389 | $695K | Reduce -11.2% |
| OMFS Invesco RSL 2000 DYN Mltfctr | 0.11% | 12,764 | $681K | Add +1.2% |
Portfolio Sells Q1 2026 → Q2 2026
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -0.5% | 5.44% | −0.19 |
| DFAI Dimensional International Co. | Reduce -15.3% | 0.52% | −0.14 |
| EFA iShares MSCI Eafe ETF | Reduce -2.2% | 1.17% | −0.10 |
| OMFL Invesco Russell 1000 DYN M/F | Reduce -6.1% | 1.52% | −0.09 |
| VEA Vanguard Ftse Developed ETF | Reduce -22.2% | 0.24% | −0.08 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -8.2% | 0.31% | −0.08 |
| VZ Verizon Communications Inc. | Sold out | 0.00% | −0.05 |
| PLTR Palantir Technologies Inc. Class A | Sold out | 0.00% | −0.04 |
| FIS Fidelity National Info Serv | Sold out | 0.00% | −0.04 |
| FTCS First Trust Capital Strength | Reduce -0.1% | 0.31% | −0.04 |
| RTX RTX Corp. | Sold out | 0.00% | −0.04 |
| FVD First Trust Value Line DVD | Reduce -1.2% | 0.29% | −0.04 |
| NFLX Netflix Inc. | Reduce -1.4% | 0.06% | −0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -5.6% | 0.38% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -11.2% | 0.12% | −0.03 |
| ICOW Pacer Developed Markets Inte | Reduce -22.5% | 0.04% | −0.02 |
| TAXF American Century Diver Muni | Reduce -3.6% | 0.14% | −0.02 |
| FSEP FT Vest U.S. Equity Buffer E | Reduce -0.4% | 0.39% | −0.02 |
| FAUG FT Vest U.S. Equity Buffer E | Reduce -5.1% | 0.17% | −0.02 |
| XMLV Invesco S&P Midcap Low Volat | Reduce -9.9% | 0.08% | −0.02 |
| AVUV Avantis US Small Cap Value | Reduce -0.5% | 1.27% | −0.01 |
| MCD McDonald's Corp. | Reduce -0.9% | 0.04% | −0.01 |
| SHOP Shopify Inc. Class A | Reduce -0.9% | 0.06% | −0.01 |
| LND Brasilagro-Cia Bra - SPN ADR | Sold out | 0.00% | −0.01 |
| SYK Stryker Corp. | Reduce -0.3% | 0.05% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.9% | 0.22% | −0.01 |
| DEM Wisdomtree Emerging Markets | Reduce -2.2% | 0.12% | −0.01 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -4.5% | 0.28% | −0.01 |
| EEM iShares MSCI Emerging Market | Reduce -8.0% | 0.25% | −0.01 |
| MA Mastercard Inc. Class A | Reduce -1.7% | 0.05% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -8.3% | 0.07% | −0.00 |
| DFAU Dimensional US Core Equity M | Reduce -1.7% | 0.51% | −0.00 |
| PM Philip Morris International | Reduce -2.2% | 0.06% | −0.00 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -7.8% | 0.18% | −0.00 |
| FFEB FT Vest US Equity Buffer ETF | Reduce -0.2% | 0.05% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.2% | 0.25% | −0.00 |
| QUAL iShares MSCI USA Quality Fac | Reduce -0.6% | 2.06% | +0.00 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.6% | 0.14% | +0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -2.6% | 0.08% | +0.00 |
| ASML ASML Holding NV-NY Reg SHS | Reduce -16.0% | 0.07% | +0.01 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -2.3% | 0.41% | +0.01 |
| VONG Vanguard Russell 1000 Growth | Reduce -1.3% | 1.23% | +0.01 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -1.0% | 0.86% | +0.02 |
| AMAT Applied Materials Inc. | Reduce -13.4% | 0.07% | +0.03 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -2.5% | 0.35% | +0.03 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -1.2% | 0.96% | +0.06 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.3% | 1.89% | +0.07 |
| AVEM Avantis Emerging Markets Eq | Reduce -0.7% | 2.74% | +0.12 |
Portfolio Buys Q1 2026 → Q2 2026
| SPYG SS SPDR P S&P 500 Growth ETF | Add +0.1% | 7.36% | +0.49 |
| JTEK JPMorgan US Tech Leaders | Add +1.1% | 2.22% | +0.44 |
| FDG American Century Focused DYN | Add +8.3% | 1.56% | +0.16 |
| MU Micron Technology Inc. | Add +4.0% | 0.18% | +0.12 |
| GOOG Alphabet Inc. Class C | Add +71.3% | 0.25% | +0.11 |
| NVDA Nvidia Corp. | Add +22.0% | 0.59% | +0.11 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +5.8% | 1.57% | +0.10 |
| FJUN FT Vest US Equity Buff ETF-J | New | 0.08% | +0.08 |
| TSLA Tesla Inc. | Add +40.4% | 0.24% | +0.07 |
| CGXU Cap Group Intl Focus | Add +11.8% | 0.49% | +0.07 |
| AMD Advanced Micro Devices | New | 0.07% | +0.07 |
| MTUM iShares MSCI USA Momentum Fa | Add +1.7% | 0.27% | +0.06 |
| IBM Intl Business Machines Corp. | Add +99.8% | 0.11% | +0.06 |
| IJR iShares Core S&P Small-Cap E | Add +0.6% | 1.02% | +0.05 |
| MDYG SS SPDR S&P 400 MC GR ETF | Add +0.4% | 1.70% | +0.05 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.05% | +0.05 |
| CGNG Cap Group New Geography Eq | Add +39.1% | 0.15% | +0.05 |
| GEV GE Vernova Inc. | New | 0.04% | +0.04 |
| AVGO Broadcom Inc. | Add +28.1% | 0.16% | +0.04 |
| JHML John Hancock Multi Fact LRG | Add +2.0% | 2.00% | +0.04 |
| LLY Eli Lilly & Co. | Add +20.9% | 0.14% | +0.04 |
| CAT Caterpillar Inc. | New | 0.04% | +0.04 |
| URI United Rentals Inc. | New | 0.04% | +0.04 |
| LRCX Lam Research Corp. | New | 0.04% | +0.04 |
| FEOE First Eagle Overseas Eq ETF | Add +55.0% | 0.12% | +0.04 |
| ADI Analog Devices Inc. | New | 0.04% | +0.04 |
| INMU iShares Intermediate Muni Inc. | New | 0.04% | +0.04 |
| FMAR FT Vest US Equity Buffer ETF | New | 0.04% | +0.04 |
| IWP iShares Russell Mid-Cap Grow | New | 0.04% | +0.04 |
| INTC Intel Corp. | New | 0.04% | +0.04 |
| JCI Johnson Controls Internation | New | 0.04% | +0.04 |
| LIN Linde PLC | New | 0.03% | +0.03 |
| MRK Merck & Co. Inc. | New | 0.03% | +0.03 |
| CAIE Calamos Autocallable Inc. ETF | New | 0.03% | +0.03 |
| V Visa Inc. Class A | Add +44.0% | 0.11% | +0.03 |
| AAPL Apple Inc. | Add +2.5% | 1.09% | +0.03 |
| GOOGL Alphabet Inc. Class A | Add +8.1% | 0.19% | +0.03 |
| SPMO Invesco S&P 500 Momentum ETF | Add +21.9% | 0.07% | +0.03 |
| ANET Arista Networks Inc. | Add +0.3% | 0.13% | +0.02 |
| SPHQ Invesco S&P 500 Quality ETF | Add +0.5% | 0.34% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +0.3% | 1.22% | +0.02 |
| CSCO Cisco Systems Inc. | Add +0.3% | 0.07% | +0.02 |
| AMZN Amazon.com Inc. | Add +8.7% | 0.19% | +0.02 |
| META Meta Platforms Inc. Class A | Add +27.8% | 0.17% | +0.02 |
| BMO Bank of Montreal | Add +17.3% | 0.06% | +0.01 |
| WFC Wells Fargo & Co. | Add +47.1% | 0.05% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +17.3% | 0.10% | +0.01 |
| AVEE Avantis Em MKT SM Cap Eq ETF | Add +15.6% | 0.12% | +0.01 |
| IJH iShares Core S&P Midcap ETF | Add +2.5% | 0.39% | +0.01 |
| APH Amphenol Corp. Class A | Add +1.4% | 0.05% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 161 | $604.3M | SPYG, SPYV, SPDW, IEFA, USTB |
| Q1 2026 | 150 | $531.8M | SPYV, SPYG, SPDW, IEFA, USTB |
| Q4 2025 | 146 | $531.9M | SPYG, SPYV, SPDW, IEFA, USTB |
| Q3 2025 | 140 | $506.5M | SPYG, SPYV, SPDW, MDYV, OMFL |
| Q2 2025 | 145 | $474.0M | SPYG, SPYV, SPDW, MDYV, OMFL |
| Q1 2025 | 180 | $632.9M | RWL, VOOG, SPYG, SPYV, SPDW |
| Q4 2024 | 190 | $666.5M | VOOG, RWL, SPYG, SPYV, SPDW |
| Q3 2024 | 187 | $657.3M | VOOG, RWL, SPYG, SPYV, SPDW |
| Q2 2024Amended | 177 | $602.8M | VOOG, RWL, SPYG, SPYV, SPDW |
| Q1 2024 | 173 | $576.5M | RWL, VOOG, SPYV, OMFL, SPYG |