ERn Financial, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 24, 2026), ERn Financial, LLC reported 150 stock positions worth $531.8 million. Its top holding was SS SPDR P S&P 500 Value ETF (SPYV) at 7.4% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 6.9%) and Ste STR SPDR PT DW Eu ETF (SPDW, 5.6%). Compared with Q4 2025, it opened 8 new positions, sold out of 4, added to 57 and reduced 73. The biggest buy was Vaneck Real Assets ETF (RAAX, shares +113%) and the biggest sale SS SPDR P S&P 500 Growth ETF (SPYG, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- MIDDLETON, WI
- CIK
- 0001768302
- Portfolio Value
- $531.8M (Q1 2026)
- SEC Filing
- 0001768302-26-000003 ↗ filed Apr 24, 2026
Holdings Value
Holdings 150 stocks · $531.8M
| SPYV SS SPDR P S&P 500 Value ETF | 7.43% | 698,504 | $39.5M | Add +3.3% |
| SPYG SS SPDR P S&P 500 Growth ETF | 6.87% | 373,172 | $36.5M | Reduce -1.9% |
| SPDW Ste STR SPDR PT DW Eu ETF | 5.63% | 655,788 | $29.9M | Reduce -4.2% |
| IEFA iShares Core MSCI Eafe ETF | 3.57% | 209,449 | $19.0M | Add +5.8% |
| USTB Victoryshares Short-Term Bon | 3.18% | 334,129 | $16.9M | Add +6.0% |
| MDYV SS SPDR S&P 400 MC Val ETF | 2.71% | 169,432 | $14.4M | Reduce -3.6% |
| AVEM Avantis Emerging Markets Eq | 2.62% | 172,723 | $13.9M | Add +3.4% |
| SPEM State Street SP PTF Em ETF | 2.35% | 266,079 | $12.5M | Reduce -1.8% |
| PYLD PIMCO Multisector Bond Actv | 2.29% | 465,809 | $12.2M | Add +6.3% |
| DFCF Dimensional Core Fixed Inc. | 2.09% | 263,326 | $11.1M | Add +5.7% |
| QUAL iShares MSCI USA Quality Fac | 2.06% | 56,975 | $10.9M | Add +0.0% |
| REET iShares Global REIT ETF | 2.05% | 433,236 | $10.9M | Add +2.8% |
| DFAX Dimensional World Ex US Core | 2.03% | 317,053 | $10.8M | Reduce -2.4% |
| JHML John Hancock Multi Fact LRG | 1.96% | 132,924 | $10.4M | Add +1.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.82% | 22,169 | $9.7M | Reduce -0.3% |
| JTEK JPMorgan US Tech Leaders | 1.78% | 118,987 | $9.5M | Add +60.8% |
| SPAB SS SPDR P Agg Bond ETF | 1.73% | 358,395 | $9.2M | Add +1.6% |
| SPIP SS SPDR P Tips ETF | 1.70% | 346,671 | $9.0M | Add +0.2% |
| MDYG SS SPDR S&P 400 MC GR ETF | 1.64% | 91,056 | $8.7M | Reduce -2.0% |
| OMFL Invesco Russell 1000 DYN M/F | 1.61% | 142,431 | $8.6M | Reduce -14.9% |
| RAAX Vaneck Real Assets ETF | 1.61% | 209,952 | $8.5M | Add +113.5% |
| HMOP Hartford Municipal Opp ETF | 1.52% | 208,727 | $8.1M | Reduce -0.1% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 1.47% | 102,287 | $7.8M | Add +5.4% |
| USRT iShares Core US REIT ETF | 1.45% | 130,440 | $7.7M | Add +1.2% |
| FMB First Trust Managed Municipa | 1.45% | 152,273 | $7.7M | Reduce -4.1% |
| FDG American Century Focused DYN | 1.41% | 65,572 | $7.5M | Add +2.3% |
| MUNI PIMCO Intermediate Municipal | 1.33% | 135,128 | $7.1M | Add +3.6% |
| AVUV Avantis US Small Cap Value | 1.28% | 61,603 | $6.8M | Reduce -2.0% |
| EFA iShares MSCI Eafe ETF | 1.27% | 69,363 | $6.7M | Reduce -6.3% |
| VONG Vanguard Russell 1000 Growth | 1.21% | 58,878 | $6.5M | Reduce -0.7% |
| VOO Vanguard S&P 500 ETF | 1.20% | 10,720 | $6.4M | Reduce -0.4% |
| PVAL Putnam Focused LRG Cap Value | 1.15% | 131,430 | $6.1M | Reduce -5.6% |
| FIXD First Trust Smith Opportunis | 1.12% | 136,327 | $5.9M | Add +0.1% |
| AAPL Apple Inc. | 1.06% | 22,220 | $5.6M | Add +26.9% |
| JBND JPMorgan Active Bond ETF | 1.04% | 102,654 | $5.5M | Add +13.0% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 1.01% | 105,492 | $5.4M | Add +15.7% |
| IJR iShares Core S&P Small-Cap E | 0.97% | 41,393 | $5.1M | Reduce -8.0% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.89% | 49,256 | $4.8M | Reduce -2.2% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.84% | 76,870 | $4.5M | Reduce -0.4% |
| IVV iShares Core S&P 500 ETF | 0.74% | 6,060 | $4.0M | Reduce -1.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.74% | 20,096 | $3.9M | Reduce -0.0% |
| JHMM John Hancock Multi Fact Mid | 0.74% | 58,619 | $3.9M | Add +0.5% |
| DFAI Dimensional International Co. | 0.66% | 90,147 | $3.5M | Reduce -18.9% |
| FNOV FT Vest US Equity Buffer ETF | 0.57% | 56,916 | $3.0M | Reduce -0.8% |
| DFAU Dimensional US Core Equity M | 0.52% | 61,009 | $2.8M | Reduce -1.7% |
| NVDA Nvidia Corp. | 0.48% | 14,650 | $2.6M | Reduce -0.5% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.44% | 60,839 | $2.3M | Reduce -2.3% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 0.43% | 77,169 | $2.3M | Add +20.2% |
| IVVB iShares Large Cap Deep Quart | 0.42% | 69,680 | $2.2M | Add +1.6% |
| FSEP FT Vest U.S. Equity Buffer E | 0.41% | 43,025 | $2.2M | Reduce -4.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.40% | 7,468 | $2.1M | Reduce -7.1% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.40% | 8,289 | $2.1M | Reduce -2.1% |
| COWZ Pacer US Cash Cows 100 ETF | 0.38% | 32,608 | $2.0M | Reduce -1.0% |
| IJH iShares Core S&P Midcap ETF | 0.38% | 29,968 | $2.0M | Reduce -17.7% |
| DFIS Dimensional International SM | 0.35% | 55,630 | $1.9M | Add +5.0% |
| FTCS First Trust Capital Strength | 0.35% | 19,839 | $1.8M | Reduce -0.6% |
| MSFT Microsoft Corp. | 0.33% | 4,721 | $1.7M | Add +0.6% |
| FVD First Trust Value Line DVD | 0.33% | 36,828 | $1.7M | Reduce -40.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.32% | 2,935 | $1.7M | Reduce -0.8% |
| SPHQ Invesco S&P 500 Quality ETF | 0.32% | 22,488 | $1.7M | Reduce -0.5% |
| VEA Vanguard Ftse Developed ETF | 0.32% | 26,333 | $1.7M | Reduce -5.1% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.28% | 15,954 | $1.5M | Reduce -4.8% |
| FICO Fair Isaac Corp. | 0.27% | 1,364 | $1.5M | Reduce -0.2% |
| IAU iShares Gold Trust | 0.26% | 15,478 | $1.4M | Reduce -12.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.25% | 2,071 | $1.3M | Reduce -1.7% |
| EEM iShares MSCI Emerging Market | 0.25% | 23,643 | $1.3M | Reduce -6.9% |
| FDVV Fidelity High Dividend ETF | 0.25% | 23,829 | $1.3M | Add +1.8% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.23% | 15,553 | $1.2M | Reduce -13.5% |
| VIG Vanguard Dividend Apprec ETF | 0.23% | 5,627 | $1.2M | Reduce -0.8% |
| MTUM iShares MSCI USA Momentum Fa | 0.21% | 4,638 | $1.1M | Add +0.1% |
| DFAC Dimensional US Core Equity 2 | 0.20% | 27,894 | $1.1M | Add +0.1% |
| ORCL Oracle Corp. | 0.20% | 7,110 | $1.0M | Add +0.5% |
| XOM Exxon Mobil Corp. | 0.20% | 6,138 | $1.0M | Reduce -0.9% |
| JEPI JPMorgan Equity Premium Inco | 0.19% | 18,034 | $1.0M | Reduce -5.0% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.19% | 3,299 | $997K | Reduce -3.3% |
| FAUG FT Vest U.S. Equity Buffer E | 0.18% | 18,669 | $967K | Reduce -5.3% |
| ESGU iShares ESG Aware MSCI USA | 0.18% | 6,832 | $966K | Reduce -2.2% |
| ESGD iShares Trust iShares ESG Aw | 0.18% | 9,938 | $950K | Reduce -2.0% |
| AMZN Amazon.com Inc. | 0.18% | 4,545 | $947K | Reduce -11.8% |
| TSLA Tesla Inc. | 0.17% | 2,501 | $930K | Reduce -2.2% |
| IUSV iShares Core S&P U.S. Value | 0.17% | 8,754 | $895K | Add +0.6% |
| CACC Credit Acceptance Corp. | 0.17% | 2,100 | $889K | No change |
| JIVE JPM Interntl Value ETF filed as J P MORGAN EXCHANGE TRADED F | 0.16% | 10,138 | $868K | New |
| GOOGL Alphabet Inc. Class A | 0.16% | 2,956 | $850K | Add +2.8% |
| TAXF American Century Diver Muni | 0.16% | 16,768 | $839K | Add +5.5% |
| META Meta Platforms Inc. Class A | 0.16% | 1,451 | $830K | Reduce -1.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.14% | 2,345 | $752K | Add +18.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 1,564 | $749K | Reduce -1.5% |
| GOOG Alphabet Inc. Class C | 0.13% | 2,482 | $712K | Reduce -0.7% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.13% | 11,684 | $692K | Reduce -9.7% |
| DEM Wisdomtree Emerging Markets | 0.13% | 13,896 | $690K | Reduce -44.9% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.12% | 3,414 | $629K | Reduce -3.3% |
| AVGO Broadcom Inc. | 0.12% | 2,022 | $626K | Add +7.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.12% | 2,869 | $623K | Add +3.1% |
| AVEE Avantis Em MKT SM Cap Eq ETF | 0.11% | 9,351 | $593K | Reduce -8.2% |
| ANET Arista Networks Inc. | 0.11% | 4,782 | $587K | Add +3.0% |
| OMFS Invesco RSL 2000 DYN Mltfctr | 0.11% | 12,612 | $571K | Add +0.1% |
| CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY | 0.11% | 17,789 | $562K | Add +66.1% |
| LLY Eli Lilly & Co. | 0.10% | 598 | $550K | Reduce -1.6% |
| XMLV Invesco S&P Midcap Low Volat | 0.10% | 8,274 | $521K | No change |
Portfolio Sells Q4 2025 → Q1 2026
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -1.9% | 6.87% | −0.76 |
| OMFL Invesco Russell 1000 DYN M/F | Reduce -14.9% | 1.61% | −0.31 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.3% | 1.82% | −0.22 |
| FVD First Trust Value Line DVD | Reduce -40.3% | 0.33% | −0.21 |
| FICO Fair Isaac Corp. | Reduce -0.2% | 0.27% | −0.16 |
| VONG Vanguard Russell 1000 Growth | Reduce -0.7% | 1.21% | −0.14 |
| DFAI Dimensional International Co. | Reduce -18.9% | 0.66% | −0.14 |
| EXAS Exact Sciences Corp. | Sold out | 0.00% | −0.12 |
| DEM Wisdomtree Emerging Markets | Reduce -44.9% | 0.13% | −0.09 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -3.6% | 2.71% | −0.08 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -4.2% | 5.63% | −0.08 |
| IWR iShares Russell Mid-Cap ETF | Sold out | 0.00% | −0.08 |
| FMB First Trust Managed Municipa | Reduce -4.1% | 1.45% | −0.08 |
| IJH iShares Core S&P Midcap ETF | Reduce -17.7% | 0.38% | −0.07 |
| EFA iShares MSCI Eafe ETF | Reduce -6.3% | 1.27% | −0.07 |
| VOO Vanguard S&P 500 ETF | Reduce -0.4% | 1.20% | −0.06 |
| IJR iShares Core S&P Small-Cap E | Reduce -8.0% | 0.97% | −0.05 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.05 |
| PVAL Putnam Focused LRG Cap Value | Reduce -5.6% | 1.15% | −0.05 |
| AMZN Amazon.com Inc. | Reduce -11.8% | 0.18% | −0.05 |
| IVV iShares Core S&P 500 ETF | Reduce -1.0% | 0.74% | −0.04 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -2.1% | 0.40% | −0.04 |
| TSLA Tesla Inc. | Reduce -2.2% | 0.17% | −0.04 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -0.4% | 0.84% | −0.04 |
| IWP iShares Russell Mid-Cap Grow | Sold out | 0.00% | −0.04 |
| SPEM State Street SP PTF Em ETF | Reduce -1.8% | 2.35% | −0.04 |
| NVDA Nvidia Corp. | Reduce -0.5% | 0.48% | −0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -7.1% | 0.40% | −0.04 |
| DFAU Dimensional US Core Equity M | Reduce -1.7% | 0.52% | −0.03 |
| FSEP FT Vest U.S. Equity Buffer E | Reduce -4.2% | 0.41% | −0.03 |
| META Meta Platforms Inc. Class A | Reduce -1.6% | 0.16% | −0.03 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -26.8% | 0.07% | −0.03 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.8% | 0.32% | −0.02 |
| FNOV FT Vest US Equity Buffer ETF | Reduce -0.8% | 0.57% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -1.6% | 0.10% | −0.02 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -22.3% | 0.08% | −0.02 |
| IWF iShares Russell 1000 Growth | Reduce -22.3% | 0.04% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.7% | 0.25% | −0.02 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -13.5% | 0.23% | −0.02 |
| HMOP Hartford Municipal Opp ETF | Reduce -0.1% | 1.52% | −0.02 |
| FAUG FT Vest U.S. Equity Buffer E | Reduce -5.3% | 0.18% | −0.01 |
| ESGU iShares ESG Aware MSCI USA | Reduce -2.2% | 0.18% | −0.01 |
| GOOG Alphabet Inc. Class C | Reduce -0.7% | 0.13% | −0.01 |
| IAU iShares Gold Trust | Reduce -12.4% | 0.26% | −0.01 |
| JEPI JPMorgan Equity Premium Inco | Reduce -5.0% | 0.19% | −0.01 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -9.7% | 0.13% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.5% | 0.14% | −0.01 |
| MA Mastercard Inc. Class A | Reduce -2.7% | 0.05% | −0.01 |
| EEM iShares MSCI Emerging Market | Reduce -6.9% | 0.25% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -5.1% | 0.32% | −0.01 |
Portfolio Buys Q4 2025 → Q1 2026
| RAAX Vaneck Real Assets ETF | Add +113.5% | 1.61% | +0.96 |
| JTEK JPMorgan US Tech Leaders | Add +60.8% | 1.78% | +0.53 |
| IEFA iShares Core MSCI Eafe ETF | Add +5.8% | 3.57% | +0.24 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +3.3% | 7.43% | +0.21 |
| AVEM Avantis Emerging Markets Eq | Add +3.4% | 2.62% | +0.20 |
| AAPL Apple Inc. | Add +26.9% | 1.06% | +0.17 |
| USTB Victoryshares Short-Term Bon | Add +6.0% | 3.18% | +0.16 |
| JIVE JPM Interntl Value ETF | New | 0.16% | +0.16 |
| JMST JPM Ultra-Short Muni Income | Add +15.7% | 1.01% | +0.14 |
| JBND JPMorgan Active Bond ETF | Add +13.0% | 1.04% | +0.11 |
| DFCF Dimensional Core Fixed Inc. | Add +5.7% | 2.09% | +0.10 |
| PYLD PIMCO Multisector Bond Actv | Add +6.3% | 2.29% | +0.10 |
| FEOE First Eagle Overseas Eq ETF | New | 0.08% | +0.08 |
| REET iShares Global REIT ETF | Add +2.8% | 2.05% | +0.07 |
| USRT iShares Core US REIT ETF | Add +1.2% | 1.45% | +0.07 |
| CGXU Cap Group Intl Focus | Add +20.2% | 0.43% | +0.07 |
| FFEB FT Vest US Equity Buffer ETF | New | 0.05% | +0.05 |
| LGLV SPDR US LC Low Vol Idx | New | 0.04% | +0.04 |
| AMAT Applied Materials Inc. | New | 0.04% | +0.04 |
| MUNI PIMCO Intermediate Municipal | Add +3.6% | 1.33% | +0.04 |
| CGNG Cap Group New Geography Eq | Add +66.1% | 0.11% | +0.04 |
| WFC Wells Fargo & Co. | New | 0.04% | +0.04 |
| JNJ Johnson & Johnson | New | 0.04% | +0.04 |
| RTX RTX Corp. | New | 0.04% | +0.04 |
| DFIS Dimensional International SM | Add +5.0% | 0.35% | +0.02 |
| JHMM John Hancock Multi Fact Mid | Add +0.5% | 0.74% | +0.02 |
| SPAB SS SPDR P Agg Bond ETF | Add +1.6% | 1.73% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +18.8% | 0.14% | +0.02 |
| VZ Verizon Communications Inc. | Add +0.3% | 0.05% | +0.01 |
| SCHG Schwab US Large-Cap Growth | Add +39.0% | 0.05% | +0.01 |
| SPIP SS SPDR P Tips ETF | Add +0.2% | 1.70% | +0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +5.4% | 1.47% | +0.01 |
| MO Altria Group Inc. | Add +1.3% | 0.06% | +0.01 |
| ICOW Pacer Developed Markets Inte | Add +2.9% | 0.07% | +0.01 |
| TAXF American Century Diver Muni | Add +5.5% | 0.16% | +0.01 |
| NFLX Netflix Inc. | Add +5.5% | 0.09% | +0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +3.1% | 0.12% | +0.01 |
| SPMO Invesco S&P 500 Momentum ETF | Add +18.6% | 0.05% | +0.00 |
| PM Philip Morris International | Add +3.1% | 0.06% | +0.00 |
| CWB SS SPDR BB Conv Sec ETF | Add +0.0% | 0.10% | +0.00 |
| EFG iShares MSCI Eafe Growth ETF | Add +6.8% | 0.06% | +0.00 |
| OMFS Invesco RSL 2000 DYN Mltfctr | Add +0.1% | 0.11% | +0.00 |
| IUSV iShares Core S&P U.S. Value | Add +0.6% | 0.17% | +0.00 |
| MGEE Mge Energy Inc. | Add +0.4% | 0.04% | −0.00 |
| HD Home Depot Inc. | Add +1.4% | 0.04% | −0.00 |
| FDVV Fidelity High Dividend ETF | Add +1.8% | 0.25% | −0.00 |
| DFAC Dimensional US Core Equity 2 | Add +0.1% | 0.20% | −0.00 |
| ANET Arista Networks Inc. | Add +3.0% | 0.11% | −0.00 |
| AVGO Broadcom Inc. | Add +7.2% | 0.12% | −0.01 |
| PLTR Palantir Technologies Inc. Class A | Add +4.9% | 0.04% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 161 | $604.3M | SPYG, SPYV, SPDW, IEFA, USTB |
| Q1 2026 | 150 | $531.8M | SPYV, SPYG, SPDW, IEFA, USTB |
| Q4 2025 | 146 | $531.9M | SPYG, SPYV, SPDW, IEFA, USTB |
| Q3 2025 | 140 | $506.5M | SPYG, SPYV, SPDW, MDYV, OMFL |
| Q2 2025 | 145 | $474.0M | SPYG, SPYV, SPDW, MDYV, OMFL |
| Q1 2025 | 180 | $632.9M | RWL, VOOG, SPYG, SPYV, SPDW |
| Q4 2024 | 190 | $666.5M | VOOG, RWL, SPYG, SPYV, SPDW |
| Q3 2024 | 187 | $657.3M | VOOG, RWL, SPYG, SPYV, SPDW |
| Q2 2024Amended | 177 | $602.8M | VOOG, RWL, SPYG, SPYV, SPDW |
| Q1 2024 | 173 | $576.5M | RWL, VOOG, SPYV, OMFL, SPYG |