ERn Financial, LLC
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 18, 2024), ERn Financial, LLC reported 177 stock positions worth $602.8 million. Its top holding was Vanguard S&P 500 Growth ETF (VOOG) at 6.4% of the portfolio, followed by Invesco S&P 500 Revenue ETF (RWL, 5.9%) and SS SPDR P S&P 500 Growth ETF (SPYG, 5.2%). Compared with Q1 2024, it opened 10 new positions, sold out of 6, added to 95 and reduced 60. The biggest buy was a new position in Victoryshares Short-Term Bon (USTB) and the biggest sale First Trust Low Duration Opp (LMBS, shares −97%).
- Most Recent 13F
- Q2 2026
- Location
- MIDDLETON, WI
- CIK
- 0001768302
- Portfolio Value
- $602.8M (Q2 2024)
- SEC Filing
- 0001768302-24-000006 ↗ filed Jul 18, 2024
Holdings Value
Holdings 177 stocks · $602.8M
| VOOG Vanguard S&P 500 Growth ETF | 6.36% | 115,021 | $38.4M | Add +5.3% |
| RWL Invesco S&P 500 Revenue ETF | 5.92% | 385,179 | $35.7M | Add +3.3% |
| SPYG SS SPDR P S&P 500 Growth ETF | 5.24% | 394,269 | $31.6M | Add +35.9% |
| SPYV SS SPDR P S&P 500 Value ETF | 3.93% | 486,001 | $23.7M | Reduce -6.1% |
| SPDW Ste STR SPDR PT DW Eu ETF | 3.60% | 618,429 | $21.7M | Add +11.8% |
| VEA Vanguard Ftse Developed ETF | 3.45% | 420,395 | $20.8M | Add +5.0% |
| OMFL Invesco Russell 1000 DYN M/F | 3.21% | 368,089 | $19.3M | Reduce -13.6% |
| MDYV SS SPDR S&P 400 MC Val ETF | 2.62% | 216,497 | $15.8M | Reduce -1.4% |
| SPEM State Street SP PTF Em ETF | 2.44% | 390,105 | $14.7M | Add +1.0% |
| USTB Victoryshares Short-Term Bon | 2.34% | 283,649 | $14.1M | New |
| FMB First Trust Managed Municipa | 2.13% | 250,933 | $12.8M | Add +0.7% |
| JHMM John Hancock Multi Fact Mid | 2.09% | 228,352 | $12.6M | Add +3.3% |
| QUAL iShares MSCI USA Quality Fac | 1.84% | 65,074 | $11.1M | Reduce -2.7% |
| AVEM Avantis Emerging Markets Eq | 1.72% | 169,549 | $10.4M | Reduce -1.1% |
| REET iShares Global REIT ETF | 1.67% | 433,687 | $10.1M | Add +9.1% |
| IEFA iShares Core MSCI Eafe ETF | 1.63% | 135,133 | $9.8M | Add +3.0% |
| USRT iShares Core US REIT ETF | 1.60% | 180,423 | $9.7M | Add +6.7% |
| DFAX Dimensional World Ex US Core | 1.57% | 373,131 | $9.5M | Add +1.4% |
| AAPL Apple Inc. | 1.46% | 41,766 | $8.8M | Reduce -0.3% |
| MDYG SS SPDR S&P 400 MC GR ETF | 1.43% | 102,673 | $8.6M | Add +8.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.41% | 22,760 | $8.5M | Add +0.5% |
| HTAB Hartford Schroders Tax Aware | 1.32% | 412,315 | $8.0M | Add +5.0% |
| HMOP Hartford Municipal Opp ETF | 1.31% | 204,725 | $7.9M | Add +3.0% |
| JCPB JPMorgan Core Plus Bond ETF | 1.29% | 167,664 | $7.8M | Add +3.4% |
| SLYG SS SPDR S&P 600 SC GR ETF | 1.08% | 75,650 | $6.5M | Add +35.8% |
| FIXD First Trust Smith Opportunis | 1.02% | 142,578 | $6.1M | Reduce -6.3% |
| EFA iShares MSCI Eafe ETF | 1.01% | 77,417 | $6.1M | Reduce -0.3% |
| VONG Vanguard Russell 1000 Growth | 0.97% | 62,494 | $5.9M | Add +9.1% |
| IJR iShares Core S&P Small-Cap E | 0.97% | 54,813 | $5.8M | Reduce -2.1% |
| SPAB SS SPDR P Agg Bond ETF | 0.95% | 229,009 | $5.7M | Reduce -9.0% |
| FDG American Century Focused DYN | 0.94% | 62,847 | $5.7M | Reduce -5.4% |
| NVDA Nvidia Corp. | 0.93% | 45,589 | $5.6M | Add +1.7% |
| MSFT Microsoft Corp. | 0.92% | 12,435 | $5.6M | Add +1.5% |
| VOO Vanguard S&P 500 ETF | 0.92% | 11,064 | $5.5M | Reduce -0.7% |
| SPIP SS SPDR P Tips ETF | 0.88% | 209,564 | $5.3M | Add +11.6% |
| AVUV Avantis US Small Cap Value | 0.79% | 53,022 | $4.8M | Add +31.1% |
| PVAL Putnam Focused LRG Cap Value | 0.72% | 118,857 | $4.3M | New |
| DFAI Dimensional International Co. | 0.72% | 145,390 | $4.3M | Reduce -16.6% |
| DFCF Dimensional Core Fixed Inc. | 0.71% | 102,914 | $4.3M | Add +30.0% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.69% | 65,042 | $4.2M | Add +15.7% |
| AMZN Amazon.com Inc. | 0.61% | 18,888 | $3.7M | Add +2.2% |
| DFAU Dimensional US Core Equity M | 0.57% | 91,099 | $3.4M | Reduce -17.1% |
| FNOV FT Vest US Equity Buffer ETF | 0.54% | 71,125 | $3.3M | Reduce -19.0% |
| SPGP Invesco S&P 500 Garp ETF | 0.54% | 31,821 | $3.3M | Add +0.6% |
| GOOGL Alphabet Inc. Class A | 0.51% | 17,011 | $3.1M | Add +2.5% |
| FOCT FT Vest U.S. Equity Buffer E | 0.50% | 73,223 | $3.0M | Reduce -28.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.49% | 18,491 | $3.0M | Add +1.2% |
| FTCS First Trust Capital Strength | 0.47% | 33,830 | $2.8M | Reduce -17.0% |
| MUNI PIMCO Intermediate Municipal | 0.47% | 54,096 | $2.8M | Add +2.0% |
| FVD First Trust Value Line DVD | 0.46% | 67,907 | $2.8M | Reduce -1.4% |
| TSLA Tesla Inc. | 0.45% | 13,600 | $2.7M | Add +1.4% |
| JHML John Hancock Multi Fact LRG | 0.44% | 40,464 | $2.6M | Add +2.3% |
| SPHQ Invesco S&P 500 Quality ETF | 0.42% | 39,619 | $2.5M | Add +3.3% |
| IJH iShares Core S&P Midcap ETF | 0.42% | 42,828 | $2.5M | Reduce -0.8% |
| PYLD PIMCO Multisector Bond Actv | 0.40% | 93,173 | $2.4M | Add +357.1% |
| EEMA iShares MSCI Emerg MRKT Asia | 0.38% | 31,538 | $2.3M | Add +4.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.38% | 9,367 | $2.3M | Reduce -4.3% |
| COWZ Pacer US Cash Cows 100 ETF | 0.37% | 40,852 | $2.2M | Reduce -9.8% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.36% | 9,377 | $2.2M | Reduce -0.8% |
| FICO Fair Isaac Corp. | 0.34% | 1,366 | $2.0M | No change |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.33% | 25,583 | $2.0M | Add +2.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.33% | 4,872 | $2.0M | Add +1.4% |
| IVV iShares Core S&P 500 ETF | 0.32% | 3,502 | $1.9M | Add +3.2% |
| SMH Vaneck Semiconductor ETF | 0.31% | 7,083 | $1.8M | Reduce -0.5% |
| ORCL Oracle Corp. | 0.30% | 12,911 | $1.8M | Add +0.6% |
| SMIN iShares MSCI India Small-Cap | 0.30% | 22,232 | $1.8M | Reduce -16.1% |
| COST Costco Wholesale Corp. | 0.29% | 2,088 | $1.8M | Add +2.5% |
| SKYY First Trust Cloud Computing | 0.29% | 18,463 | $1.8M | Add +1.5% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.29% | 34,109 | $1.7M | Add +15.5% |
| JMUB JPMorgan Municipal ETF | 0.28% | 33,037 | $1.7M | Add +1.0% |
| EEM iShares MSCI Emerging Market | 0.27% | 37,975 | $1.6M | Reduce -0.4% |
| SYK Stryker Corp. | 0.25% | 4,447 | $1.5M | Reduce -4.3% |
| XOM Exxon Mobil Corp. | 0.23% | 12,243 | $1.4M | Add +2.2% |
| UNH Unitedhealth Group Inc. | 0.23% | 2,762 | $1.4M | Reduce -0.8% |
| DE Deere & Co. | 0.23% | 3,702 | $1.4M | Reduce -0.6% |
| LLY Eli Lilly & Co. | 0.22% | 1,467 | $1.3M | Add +3.8% |
| V Visa Inc. Class A | 0.22% | 5,035 | $1.3M | Reduce -1.5% |
| JPM JPMorgan Chase & Co. | 0.21% | 6,288 | $1.3M | Add +9.4% |
| UNP Union Pacific Corp. | 0.19% | 5,153 | $1.2M | Add +1.0% |
| HON Honeywell International Inc. | 0.19% | 5,420 | $1.2M | Add +0.8% |
| EVH Evolent Health Inc. Class A | 0.19% | 59,574 | $1.1M | No change |
| VIG Vanguard Dividend Apprec ETF | 0.19% | 6,179 | $1.1M | Reduce -0.3% |
| DFIS Dimensional International SM | 0.19% | 45,717 | $1.1M | Reduce -10.9% |
| JEPI JPMorgan Equity Premium Inco | 0.18% | 19,484 | $1.1M | Reduce -1.4% |
| BUG Global X Cybersecurity ETF | 0.18% | 37,271 | $1.1M | Reduce -0.3% |
| CACC Credit Acceptance Corp. | 0.18% | 2,100 | $1.1M | No change |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.18% | 18,250 | $1.1M | No change |
| JNJ Johnson & Johnson | 0.18% | 7,221 | $1.1M | Add +2.9% |
| CVX Chevron Corp. | 0.17% | 6,687 | $1.0M | Add +0.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.17% | 1,905 | $1.0M | Reduce -9.2% |
| HD Home Depot Inc. | 0.17% | 2,975 | $1.0M | Add +2.4% |
| TMO Thermo Fisher Scientific Inc. | 0.17% | 1,851 | $1.0M | Add +1.8% |
| PEP Pepsico Inc. | 0.17% | 6,077 | $1.0M | Add +2.6% |
| ACN Accenture PLC Class A | 0.16% | 3,275 | $994K | Add +7.3% |
| PNW Pinnacle West Capital | 0.16% | 12,811 | $979K | Reduce -0.0% |
| DFAC Dimensional US Core Equity 2 | 0.16% | 30,111 | $971K | Reduce -0.2% |
| META Meta Platforms Inc. Class A | 0.15% | 1,839 | $927K | Add +11.3% |
| MTUM iShares MSCI USA Momentum Fa | 0.15% | 4,703 | $916K | Reduce -2.9% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.15% | 21,920 | $910K | Reduce -64.0% |
| FBND Fidelity Total Bond ETF | 0.15% | 19,827 | $891K | Add +26.7% |
Portfolio Sells Q1 2024 → Q2 2024
| LMBS First Trust Low Duration Opp | Reduce -97.3% | 0.06% | −2.37 |
| OMFL Invesco Russell 1000 DYN M/F | Reduce -13.6% | 3.21% | −0.88 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -6.1% | 3.93% | −0.57 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -64.0% | 0.15% | −0.30 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -1.4% | 2.62% | −0.27 |
| FOCT FT Vest U.S. Equity Buffer E | Reduce -28.5% | 0.50% | −0.22 |
| DFAI Dimensional International Co. | Reduce -16.6% | 0.72% | −0.20 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -9.0% | 0.95% | −0.15 |
| FNOV FT Vest US Equity Buffer ETF | Reduce -19.0% | 0.54% | −0.14 |
| FTCS First Trust Capital Strength | Reduce -17.0% | 0.47% | −0.13 |
| FIXD First Trust Smith Opportunis | Reduce -6.3% | 1.02% | −0.13 |
| DFAU Dimensional US Core Equity M | Reduce -17.1% | 0.57% | −0.13 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.1% | 0.97% | −0.10 |
| NFRA NT GLBL BRD Infra ETF | Sold out | 0.00% | −0.10 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -9.8% | 0.37% | −0.09 |
| EFA iShares MSCI Eafe ETF | Reduce -0.3% | 1.01% | −0.07 |
| AMP Ameriprise Financial Inc. | Reduce -46.3% | 0.07% | −0.07 |
| QUAL iShares MSCI USA Quality Fac | Reduce -2.7% | 1.84% | −0.06 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -4.3% | 0.38% | −0.05 |
| FVD First Trust Value Line DVD | Reduce -1.4% | 0.46% | −0.05 |
| LOW Lowe's Cos Inc. | Sold out | 0.00% | −0.04 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.8% | 0.42% | −0.04 |
| SYK Stryker Corp. | Reduce -4.3% | 0.25% | −0.04 |
| PHM Pultegroup Inc. | Sold out | 0.00% | −0.04 |
| CLX Clorox Company | Sold out | 0.00% | −0.04 |
| DFIS Dimensional International SM | Reduce -10.9% | 0.19% | −0.04 |
| MA Mastercard Inc. Class A | Sold out | 0.00% | −0.04 |
| DE Deere & Co. | Reduce -0.6% | 0.23% | −0.04 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.04 |
| T AT&T Inc. | Reduce -49.0% | 0.04% | −0.03 |
| EXAS Exact Sciences Corp. | Reduce -1.3% | 0.05% | −0.03 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -0.8% | 0.36% | −0.03 |
| V Visa Inc. Class A | Reduce -1.5% | 0.22% | −0.03 |
| SMIN iShares MSCI India Small-Cap | Reduce -16.1% | 0.30% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -13.9% | 0.09% | −0.02 |
| HCA HCA Healthcare Inc. | Reduce -11.8% | 0.10% | −0.02 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -7.0% | 0.11% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -9.2% | 0.17% | −0.02 |
| EFAV iShares MSCI Eafe Min Vol Fa | Reduce -18.3% | 0.06% | −0.02 |
| TT Trane Technologies PLC | Reduce -18.3% | 0.10% | −0.02 |
| IUSV iShares Core S&P U.S. Value | Reduce -4.0% | 0.13% | −0.02 |
| JEPI JPMorgan Equity Premium Inco | Reduce -1.4% | 0.18% | −0.01 |
| FDG American Century Focused DYN | Reduce -5.4% | 0.94% | −0.01 |
| MCD McDonald's Corp. | Reduce -1.6% | 0.07% | −0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -0.7% | 0.92% | −0.01 |
| VZ Verizon Communications Inc. | Reduce -14.1% | 0.05% | −0.01 |
| TAXF American Century Diver Muni | Reduce -3.6% | 0.12% | −0.01 |
| AJG Arthur J Gallagher & Co. | Reduce -8.6% | 0.10% | −0.01 |
| MGEE Mge Energy Inc. | Reduce -15.3% | 0.03% | −0.01 |
| BUG Global X Cybersecurity ETF | Reduce -0.3% | 0.18% | −0.01 |
Portfolio Buys Q1 2024 → Q2 2024
| USTB Victoryshares Short-Term Bon | New | 2.34% | +2.34 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +35.9% | 5.24% | +1.56 |
| PVAL Putnam Focused LRG Cap Value | New | 0.72% | +0.72 |
| VOOG Vanguard S&P 500 Growth ETF | Add +5.3% | 6.36% | +0.59 |
| PYLD PIMCO Multisector Bond Actv | Add +357.1% | 0.40% | +0.31 |
| SLYG SS SPDR S&P 600 SC GR ETF | Add +35.8% | 1.08% | +0.23 |
| NVDA Nvidia Corp. | Add +1.7% | 0.93% | +0.23 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +11.8% | 3.60% | +0.16 |
| DFCF Dimensional Core Fixed Inc. | Add +30.0% | 0.71% | +0.13 |
| AVUV Avantis US Small Cap Value | Add +31.1% | 0.79% | +0.13 |
| VONG Vanguard Russell 1000 Growth | Add +9.1% | 0.97% | +0.11 |
| DEM Wisdomtree Emerging Markets | New | 0.11% | +0.11 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +15.7% | 0.69% | +0.09 |
| TXN Texas Instruments Inc. | New | 0.08% | +0.08 |
| GOOGL Alphabet Inc. Class A | Add +2.5% | 0.51% | +0.08 |
| TCAF T Rowe PRC Cap Appreciation | New | 0.07% | +0.07 |
| VYM Vanguard High DVD Yield ETF | New | 0.06% | +0.06 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.5% | 1.41% | +0.06 |
| SPIP SS SPDR P Tips ETF | Add +11.6% | 0.88% | +0.05 |
| JEPQ JPM Nasdaq Equity Premium | New | 0.05% | +0.05 |
| FMAR FT Vest US Equity Buffer ETF | New | 0.04% | +0.04 |
| REET iShares Global REIT ETF | Add +9.1% | 1.67% | +0.04 |
| TSLA Tesla Inc. | Add +1.4% | 0.45% | +0.04 |
| COST Costco Wholesale Corp. | Add +2.5% | 0.29% | +0.04 |
| MU Micron Technology Inc. | New | 0.03% | +0.03 |
| LLY Eli Lilly & Co. | Add +3.8% | 0.22% | +0.03 |
| MSFT Microsoft Corp. | Add +1.5% | 0.92% | +0.03 |
| AMZN Amazon.com Inc. | Add +2.2% | 0.61% | +0.03 |
| JMST JPM Ultra-Short Muni Income | Add +15.5% | 0.29% | +0.03 |
| FBLG Fibrobiologics Inc. | New | 0.03% | +0.03 |
| FBND Fidelity Total Bond ETF | Add +26.7% | 0.15% | +0.02 |
| USRT iShares Core US REIT ETF | Add +6.7% | 1.60% | +0.02 |
| AVGO Broadcom Inc. | Add +3.6% | 0.14% | +0.02 |
| EEMA iShares MSCI Emerg MRKT Asia | Add +4.8% | 0.38% | +0.02 |
| ORCL Oracle Corp. | Add +0.6% | 0.30% | +0.02 |
| GOOG Alphabet Inc. Class C | Add +2.9% | 0.12% | +0.02 |
| SPHQ Invesco S&P 500 Quality ETF | Add +3.3% | 0.42% | +0.02 |
| KLAC KLA Corp. | Add +0.5% | 0.13% | +0.02 |
| META Meta Platforms Inc. Class A | Add +11.3% | 0.15% | +0.01 |
| SPEM State Street SP PTF Em ETF | Add +1.0% | 2.44% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +9.4% | 0.21% | +0.01 |
| CPT Camden Property Trust | Add +2.6% | 0.11% | +0.01 |
| IVV iShares Core S&P 500 ETF | Add +3.2% | 0.32% | +0.01 |
| NFLX Netflix Inc. | Add +0.7% | 0.13% | +0.01 |
| ESGU iShares ESG Aware MSCI USA | Add +6.5% | 0.15% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +12.8% | 0.05% | +0.01 |
| WMT Walmart Inc. | Add +0.9% | 0.07% | +0.01 |
| PM Philip Morris International | Add +1.6% | 0.07% | +0.01 |
| WFC Wells Fargo & Co. | Add +9.1% | 0.07% | +0.00 |
| IWF iShares Russell 1000 Growth | Add +3.6% | 0.06% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 161 | $604.3M | SPYG, SPYV, SPDW, IEFA, USTB |
| Q1 2026 | 150 | $531.8M | SPYV, SPYG, SPDW, IEFA, USTB |
| Q4 2025 | 146 | $531.9M | SPYG, SPYV, SPDW, IEFA, USTB |
| Q3 2025 | 140 | $506.5M | SPYG, SPYV, SPDW, MDYV, OMFL |
| Q2 2025 | 145 | $474.0M | SPYG, SPYV, SPDW, MDYV, OMFL |
| Q1 2025 | 180 | $632.9M | RWL, VOOG, SPYG, SPYV, SPDW |
| Q4 2024 | 190 | $666.5M | VOOG, RWL, SPYG, SPYV, SPDW |
| Q3 2024 | 187 | $657.3M | VOOG, RWL, SPYG, SPYV, SPDW |
| Q2 2024Amended | 177 | $602.8M | VOOG, RWL, SPYG, SPYV, SPDW |
| Q1 2024 | 173 | $576.5M | RWL, VOOG, SPYV, OMFL, SPYG |