Fee-Only Financial Planning, L.C.
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 29, 2026), Fee-Only Financial Planning, L.C. reported 45 stock positions worth $186.6 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 29.1% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 18.8%) and Vngrd Mrngstr MD-Cap ETF-Usd (VO, 8.6%). Compared with Q1 2026, it opened 5 new positions, sold out of 3, added to 3 and reduced 20. The biggest buy was a new position in iShares S&P Small-Cap 600 GR (IJT) and the biggest sale Vanguard Mrngstr Val ETF-Aui (VTV, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- OKATIE, SC
- CIK
- 0001954044
- Portfolio Value
- $186.6M (Q2 2026)
- SEC Filing
- 0001954044-26-000003 ↗ filed Jul 29, 2026
Holdings Value
Holdings 45 stocks · $186.6M
| VUG Vanguard Mrngstar GR ETF-Sui | 29.06% | 629,499 | $54.2M | Reduce -1.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 18.77% | 160,709 | $35.0M | Reduce -2.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 8.64% | 200,192 | $16.1M | Reduce -0.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 6.94% | 42,733 | $13.0M | Reduce -0.6% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 6.75% | 51,858 | $12.6M | Reduce -1.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 5.79% | 29,523 | $10.8M | Reduce -1.1% |
| VEU Vanguard Ftse All-World Ex-U | 4.45% | 99,219 | $8.3M | Reduce -1.0% |
| VOO Vanguard S&P 500 ETF | 2.54% | 6,908 | $4.7M | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 2.39% | 22,542 | $4.5M | Add +0.1% |
| VTI VG Morningstar TS MKT ETF-US | 1.77% | 8,920 | $3.3M | Reduce -0.1% |
| VXF Vanguard Extended Market ETF | 1.39% | 10,520 | $2.6M | No change |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 1.16% | 7,093 | $2.2M | Add +0.4% |
| BAC Bank of America Corp. | 1.05% | 34,317 | $2.0M | No change |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.97% | 20,500 | $1.8M | No change |
| PM Philip Morris International | 0.74% | 7,666 | $1.4M | No change |
| VEA Vanguard Ftse Developed ETF | 0.72% | 18,894 | $1.3M | Reduce -6.4% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.53% | 2,850 | $980K | Reduce -2.6% |
| VDE Vanguard Energy ETF | 0.51% | 6,400 | $961K | Reduce -8.6% |
| AAPL Apple Inc. | 0.43% | 2,777 | $804K | Reduce -4.5% |
| MO Altria Group Inc. | 0.40% | 10,303 | $741K | No change |
| TFC Truist Financial Corp. | 0.38% | 14,268 | $711K | Add +5.6% |
| XOM Exxon Mobil Corp. | 0.38% | 5,172 | $707K | Reduce -1.7% |
| AEP American Electric Power | 0.34% | 4,669 | $639K | Reduce -2.1% |
| GE General Electric filed as GE AEROSPACE | 0.30% | 1,512 | $565K | Reduce -3.2% |
| SO The Southern Co. | 0.28% | 5,518 | $528K | Reduce -6.0% |
| T AT&T Inc. | 0.28% | 25,377 | $525K | No change |
| GEV GE Vernova Inc. | 0.26% | 414 | $486K | Reduce -4.6% |
| VWO Vanguard Ftse Emerging Marke | 0.24% | 7,640 | $456K | No change |
| MSFT Microsoft Corp. | 0.24% | 1,178 | $439K | No change |
| MDLZ Mondelez International Inc. Class A | 0.18% | 5,941 | $344K | No change |
| RDVY First Trust Rising Dividend | 0.18% | 4,135 | $335K | No change |
| AZO AutoZone Inc. | 0.17% | 100 | $320K | No change |
| D Dominion Energy Inc. | 0.16% | 4,285 | $293K | Reduce -2.3% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.15% | 2,460 | $289K | Reduce -3.9% |
| ADBE Adobe Inc. | 0.15% | 1,405 | $288K | No change |
| SCZ iShares MSCI Eafe Small-Cap | 0.15% | 3,350 | $276K | No change |
| JNJ Johnson & Johnson | 0.14% | 1,050 | $267K | No change |
| WBD Warner Bros Discovery Inc. | 0.14% | 9,945 | $265K | No change |
| FENY Fidelity MSCI Energy Index | 0.14% | 8,940 | $264K | Reduce -3.8% |
| IJT iShares S&P Small-Cap 600 GR | 0.13% | 1,320 | $236K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.12% | 315 | $232K | New |
| VXUS Vanguard Total Intl Stock | 0.12% | 2,631 | $225K | No change |
| IJS iShares S&P Small-Cap 600 Va | 0.12% | 1,600 | $219K | New |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.11% | 1,440 | $213K | New |
| NSC Norfolk Southern Corp. | 0.11% | 645 | $203K | New |
Portfolio Sells Q1 2026 → Q2 2026
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.2% | 18.77% | −0.70 |
| VDE Vanguard Energy ETF | Reduce -8.6% | 0.51% | −0.22 |
| VNQ Vanguard Real Estate ETF | Sold out | 0.00% | −0.18 |
| XOM Exxon Mobil Corp. | Reduce -1.7% | 0.38% | −0.16 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.14 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.3% | 6.75% | −0.14 |
| ED Consolidated Edison Inc. | Sold out | 0.00% | −0.13 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.8% | 8.64% | −0.10 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -1.0% | 4.45% | −0.09 |
| VEA Vanguard Ftse Developed ETF | Reduce -6.4% | 0.72% | −0.06 |
| SO The Southern Co. | Reduce -6.0% | 0.28% | −0.06 |
| FENY Fidelity MSCI Energy Index | Reduce -3.8% | 0.14% | −0.05 |
| AEP American Electric Power | Reduce -2.1% | 0.34% | −0.04 |
| AAPL Apple Inc. | Reduce -4.5% | 0.43% | −0.01 |
| D Dominion Energy Inc. | Reduce -2.3% | 0.16% | −0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -2.6% | 0.53% | −0.00 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -3.9% | 0.15% | −0.00 |
| GEV GE Vernova Inc. | Reduce -4.6% | 0.26% | +0.03 |
| GE General Electric | Reduce -3.2% | 0.30% | +0.04 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.1% | 1.77% | +0.04 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.6% | 6.94% | +0.14 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -1.1% | 5.79% | +0.34 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.1% | 29.06% | +1.09 |
Portfolio Buys Q1 2026 → Q2 2026
| IJT iShares S&P Small-Cap 600 GR | New | 0.13% | +0.13 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.12% | +0.12 |
| IJS iShares S&P Small-Cap 600 Va | New | 0.12% | +0.12 |
| IJJ iShares S&P Mid-Cap 400 Valu | New | 0.11% | +0.11 |
| NSC Norfolk Southern Corp. | New | 0.11% | +0.11 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +0.4% | 1.16% | +0.07 |
| TFC Truist Financial Corp. | Add +5.6% | 0.38% | +0.01 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +0.1% | 2.39% | −0.12 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 45 | $186.6M | VUG, VTV, VO, VB, VBR |
| Q1 2026 | 43 | $165.7M | VUG, VTV, VO, VBR, VB |
| Q4 2025 | 42 | $171.5M | VUG, VTV, VO, VB, VBR |
| Q3 2025 | 42 | $171.4M | VUG, VTV, VO, VB, VBR |
| Q2 2025 | 41 | $161.5M | VUG, VTV, VO, VBR, VB |
| Q1 2025 | 41 | $146.5M | VUG, VTV, VO, VBR, VB |
| Q4 2024 | 40 | $154.8M | VUG, VTV, VO, VBR, VB |
| Q3 2024 | 40 | $156.1M | VUG, VTV, VO, VBR, VB |
| Q2 2024 | 40 | $148.5M | VUG, VTV, VO, VBR, VB |
| Q1 2024 | 41 | $148.2M | VUG, VTV, VO, VBR, VB |