Fee-Only Financial Planning, L.C.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 29, 2026), Fee-Only Financial Planning, L.C. reported 43 stock positions worth $165.7 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 28.0% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 19.5%) and Vngrd Mrngstr MD-Cap ETF-Usd (VO, 8.7%). Compared with Q4 2025, it opened 2 new positions, sold out of 1, added to 5 and reduced 20. The biggest buy was Vngrd Mrngstr MD-Cap Val ETF (VOE, shares +0%) and the biggest sale Vanguard Mrngstar GR ETF-Sui (VUG, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- OKATIE, SC
- CIK
- 0001954044
- Portfolio Value
- $165.7M (Q1 2026)
- SEC Filing
- 0001954044-26-000002 ↗ filed Apr 29, 2026
Holdings Value
Holdings 43 stocks · $165.7M
| VUG Vanguard Mrngstar GR ETF-Sui | 27.97% | 106,068 | $46.3M | Reduce -0.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 19.47% | 164,391 | $32.3M | Reduce -1.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 8.75% | 50,451 | $14.5M | Reduce -0.4% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 6.89% | 52,537 | $11.4M | Reduce -0.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 6.80% | 42,989 | $11.3M | Reduce -1.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 5.44% | 29,838 | $9.0M | Reduce -0.6% |
| VEU Vanguard Ftse All-World Ex-U | 4.54% | 100,181 | $7.5M | Reduce -0.2% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 2.51% | 22,527 | $4.2M | Add +0.0% |
| VOO Vanguard S&P 500 ETF | 2.49% | 6,908 | $4.1M | Reduce -10.7% |
| VTI VG Morningstar TS MKT ETF-US | 1.73% | 8,928 | $2.9M | Reduce -2.4% |
| VXF Vanguard Extended Market ETF | 1.31% | 10,520 | $2.2M | Reduce -6.0% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 1.10% | 7,063 | $1.8M | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.01% | 34,317 | $1.7M | No change |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.91% | 4,100 | $1.5M | Reduce -2.4% |
| VEA Vanguard Ftse Developed ETF | 0.78% | 20,194 | $1.3M | No change |
| PM Philip Morris International | 0.77% | 7,666 | $1.3M | Reduce -0.8% |
| VDE Vanguard Energy ETF | 0.73% | 7,000 | $1.2M | Reduce -10.3% |
| XOM Exxon Mobil Corp. | 0.54% | 5,263 | $893K | Reduce -8.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.53% | 2,925 | $874K | No change |
| AAPL Apple Inc. | 0.45% | 2,907 | $738K | Add +12.6% |
| T AT&T Inc. | 0.44% | 25,377 | $736K | No change |
| MO Altria Group Inc. | 0.41% | 10,303 | $680K | Reduce -2.4% |
| AEP American Electric Power | 0.38% | 4,769 | $625K | No change |
| TFC Truist Financial Corp. | 0.37% | 13,506 | $621K | No change |
| SO The Southern Co. | 0.34% | 5,868 | $566K | Add +3.9% |
| GE General Electric filed as GE AEROSPACE | 0.27% | 1,562 | $443K | Reduce -6.0% |
| MSFT Microsoft Corp. | 0.26% | 1,178 | $436K | Add +1.6% |
| VWO Vanguard Ftse Emerging Marke | 0.25% | 7,640 | $413K | No change |
| GEV GE Vernova Inc. | 0.23% | 434 | $379K | Reduce -4.4% |
| MDLZ Mondelez International Inc. Class A | 0.21% | 5,941 | $342K | No change |
| ADBE Adobe Inc. | 0.21% | 1,405 | $342K | No change |
| AZO AutoZone Inc. | 0.20% | 100 | $338K | Reduce -3.9% |
| FENY Fidelity MSCI Energy Index | 0.19% | 9,290 | $316K | Reduce -21.4% |
| VNQ Vanguard Real Estate ETF | 0.18% | 3,386 | $300K | Reduce -5.6% |
| RDVY First Trust Rising Dividend | 0.17% | 4,135 | $282K | No change |
| WBD Warner Bros Discovery Inc. | 0.16% | 9,945 | $273K | No change |
| D Dominion Energy Inc. | 0.16% | 4,385 | $271K | Add +8.0% |
| SCZ iShares MSCI Eafe Small-Cap | 0.16% | 3,350 | $263K | No change |
| IJK iShares S&P Mid-Cap 400 Grow | 0.16% | 2,560 | $258K | No change |
| JNJ Johnson & Johnson | 0.15% | 1,050 | $257K | No change |
| CMCSA Comcast Corp. Class A | 0.14% | 7,969 | $229K | No change |
| ED Consolidated Edison Inc. | 0.13% | 1,847 | $209K | New |
| VXUS Vanguard Total Intl Stock | 0.12% | 2,631 | $203K | New |
Portfolio Sells Q4 2025 → Q1 2026
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.9% | 27.97% | −2.46 |
| VOO Vanguard S&P 500 ETF | Reduce -10.7% | 2.49% | −0.34 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -2.4% | 0.91% | −0.10 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.4% | 1.73% | −0.06 |
| VXF Vanguard Extended Market ETF | Reduce -6.0% | 1.31% | −0.06 |
| GE General Electric | Reduce -6.0% | 0.27% | −0.03 |
| FUBO Fubotv Inc. | Sold out | 0.00% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -5.6% | 0.18% | −0.00 |
| AZO AutoZone Inc. | Reduce -3.9% | 0.20% | −0.00 |
| FENY Fidelity MSCI Energy Index | Reduce -21.4% | 0.19% | +0.02 |
| PM Philip Morris International | Reduce -0.8% | 0.77% | +0.04 |
| MO Altria Group Inc. | Reduce -2.4% | 0.41% | +0.06 |
| GEV GE Vernova Inc. | Reduce -4.4% | 0.23% | +0.06 |
| XOM Exxon Mobil Corp. | Reduce -8.7% | 0.54% | +0.13 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -0.6% | 5.44% | +0.16 |
| VDE Vanguard Energy ETF | Reduce -10.3% | 0.73% | +0.16 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.4% | 8.75% | +0.17 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -0.2% | 4.54% | +0.24 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.3% | 6.80% | +0.25 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -0.3% | 6.89% | +0.38 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.3% | 19.47% | +0.92 |
Portfolio Buys Q4 2025 → Q1 2026
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +0.0% | 2.51% | +0.18 |
| ED Consolidated Edison Inc. | New | 0.13% | +0.13 |
| VXUS Vanguard Total Intl Stock | New | 0.12% | +0.12 |
| SO The Southern Co. | Add +3.9% | 0.34% | +0.05 |
| AAPL Apple Inc. | Add +12.6% | 0.45% | +0.04 |
| D Dominion Energy Inc. | Add +8.0% | 0.16% | +0.03 |
| MSFT Microsoft Corp. | Add +1.6% | 0.26% | −0.06 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 45 | $186.6M | VUG, VTV, VO, VB, VBR |
| Q1 2026 | 43 | $165.7M | VUG, VTV, VO, VBR, VB |
| Q4 2025 | 42 | $171.5M | VUG, VTV, VO, VB, VBR |
| Q3 2025 | 42 | $171.4M | VUG, VTV, VO, VB, VBR |
| Q2 2025 | 41 | $161.5M | VUG, VTV, VO, VBR, VB |
| Q1 2025 | 41 | $146.5M | VUG, VTV, VO, VBR, VB |
| Q4 2024 | 40 | $154.8M | VUG, VTV, VO, VBR, VB |
| Q3 2024 | 40 | $156.1M | VUG, VTV, VO, VBR, VB |
| Q2 2024 | 40 | $148.5M | VUG, VTV, VO, VBR, VB |
| Q1 2024 | 41 | $148.2M | VUG, VTV, VO, VBR, VB |