Fee-Only Financial Planning, L.C.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 5, 2025), Fee-Only Financial Planning, L.C. reported 40 stock positions worth $154.8 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 29.9% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 18.9%) and Vngrd Mrngstr MD-Cap ETF-Usd (VO, 9.0%). Compared with Q3 2024, it reduced 19. The biggest sale was Vanguard Mrngstr Val ETF-Aui (VTV, shares −2%).

Most Recent 13F
Q2 2026
Location
OKATIE, SC
CIK
0001954044
Portfolio Value
$154.8M (Q4 2024)
SEC Filing
0001954044-25-000001 ↗ filed Feb 5, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $148.2M Q1 2024 Q2 2024: $148.5M Q2 2024 Q3 2024: $156.1M Q3 2024 Q4 2024: $154.8M $154.8M Q4 2024 Q1 2025: $146.5M Q1 2025 Q2 2025: $161.5M Q2 2025 Q3 2025: $171.4M Q3 2025 Q4 2025: $171.5M Q4 2025 Q1 2026: $165.7M Q1 2026 Q2 2026: $186.6M Q2 2026

Holdings 40 stocks · $154.8M

VUG Vanguard Mrngstar GR ETF-Sui 29.91% 112,803 $46.3M Reduce -1.9%
VTV Vanguard Mrngstr Val ETF-Aui 18.91% 172,901 $29.3M Reduce -2.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd 8.95% 52,467 $13.9M Reduce -0.7%
VBR Vngrd Mrngst SL-CP Val ETF-U 6.91% 54,012 $10.7M Reduce -2.5%
VB Vanguard Most SM-Cap ETF-Usd 6.79% 43,766 $10.5M Reduce -0.3%
VBK Van Morst SML-Cap Gro-Usd Inc. 5.48% 30,268 $8.5M Reduce -2.6%
VEU Vanguard Ftse All-World Ex-U 3.75% 101,253 $5.8M Reduce -3.1%
VOO Vanguard S&P 500 ETF 2.60% 7,463 $4.0M Reduce -2.4%
VOE Vngrd Mrngstr MD-Cap Val ETF 2.37% 22,636 $3.7M Reduce -0.9%
VTI VG Morningstar TS MKT ETF-US 1.77% 9,481 $2.7M Reduce -2.5%
VXF Vanguard Extended Market ETF 1.38% 11,254 $2.1M Reduce -0.5%
VOT Vngrd Mrngstr MC GRW ETF-Usd 1.16% 7,060 $1.8M No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.99% 34,917 $1.5M Reduce -0.6%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.93% 4,200 $1.4M No change
PM Philip Morris International 0.69% 8,876 $1.1M No change
VEA Vanguard Ftse Developed ETF 0.63% 20,281 $970K No change
VDE Vanguard Energy ETF 0.61% 7,800 $946K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.51% 2,927 $789K Reduce -5.8%
TFC Truist Financial Corp. 0.45% 15,886 $689K Reduce -7.3%
XOM Exxon Mobil Corp. 0.43% 6,217 $669K Reduce -2.4%
ADBE Adobe Inc. 0.40% 1,405 $625K No change
T AT&T Inc. 0.37% 25,477 $580K No change
MO Altria Group Inc. 0.36% 10,553 $552K No change
MSFT Microsoft Corp. 0.33% 1,226 $517K No change
ICFI Icf International Inc. 0.32% 4,206 $501K No change
SO The Southern Co. 0.30% 5,650 $465K No change
AEP American Electric Power 0.28% 4,769 $440K No change
MDLZ Mondelez International Inc. Class A 0.24% 6,213 $371K No change
VWO Vanguard Ftse Emerging Marke 0.24% 8,310 $366K No change
AZO AutoZone Inc. 0.22% 107 $343K Reduce -5.3%
VNQ Vanguard Real Estate ETF 0.21% 3,586 $319K Reduce -10.0%
GE General Electric filed as GE AEROSPACE 0.20% 1,829 $305K No change
AAPL Apple Inc. 0.19% 1,202 $301K No change
CMCSA Comcast Corp. Class A 0.19% 7,969 $299K No change
FENY Fidelity MSCI Energy Index 0.18% 11,815 $282K Reduce -7.8%
RDVY First Trust Rising Dividend 0.17% 4,435 $262K Reduce -4.3%
IJK iShares S&P Mid-Cap 400 Grow 0.15% 2,560 $233K No change
BRK.B Berkshire Hathaway Inc. Class B 0.15% 500 $227K No change
D Dominion Energy Inc. 0.14% 4,060 $219K No change
SCZ iShares MSCI Eafe Small-Cap 0.13% 3,350 $204K No change

Portfolio Sells Q3 2024 → Q4 2024

VTV Vanguard Mrngstr Val ETF-Aui Reduce -2.4% 18.91% −0.89
VEU Vanguard Ftse All-World Ex-U Reduce -3.1% 3.75% −0.46
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -2.5% 6.91% −0.21
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -0.9% 2.37% −0.09
XOM Exxon Mobil Corp. Reduce -2.4% 0.43% −0.05
VNQ Vanguard Real Estate ETF Reduce -10.0% 0.21% −0.04
TFC Truist Financial Corp. Reduce -7.3% 0.45% −0.02
FENY Fidelity MSCI Energy Index Reduce -7.8% 0.18% −0.02
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -5.8% 0.51% −0.01
AZO AutoZone Inc. Reduce -5.3% 0.22% −0.01
RDVY First Trust Rising Dividend Reduce -4.3% 0.17% −0.01
VTI VG Morningstar TS MKT ETF-US Reduce -2.5% 1.77% +0.01
VOO Vanguard S&P 500 ETF Reduce -2.4% 2.60% +0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.7% 8.95% +0.02
VXF Vanguard Extended Market ETF Reduce -0.5% 1.38% +0.06
BAC Bank of America Corp. Reduce -0.6% 0.99% +0.10
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.3% 6.79% +0.12
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -2.6% 5.48% +0.15
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.9% 29.91% +1.61

Portfolio Buys Q3 2024 → Q4 2024

None this quarter.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 45$186.6MVUG, VTV, VO, VB, VBR
Q1 2026 43$165.7MVUG, VTV, VO, VBR, VB
Q4 2025 42$171.5MVUG, VTV, VO, VB, VBR
Q3 2025 42$171.4MVUG, VTV, VO, VB, VBR
Q2 2025 41$161.5MVUG, VTV, VO, VBR, VB
Q1 2025 41$146.5MVUG, VTV, VO, VBR, VB
Q4 2024 40$154.8MVUG, VTV, VO, VBR, VB
Q3 2024 40$156.1MVUG, VTV, VO, VBR, VB
Q2 2024 40$148.5MVUG, VTV, VO, VBR, VB
Q1 2024 41$148.2MVUG, VTV, VO, VBR, VB