Financial Advisors, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 7, 2025), Financial Advisors, LLC reported 80 stock positions worth $564.3 million. Its top holding was iShares MSCI USA Min Vol Fac (USMV) at 18.3% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 16.6%) and Schwab US Large-Cap Value (SCHV, 13.5%). Compared with Q2 2025, it opened 4 new positions, sold out of 2, added to 21 and reduced 12. The biggest buy was iShares Core S&P Small-Cap E (IJR, shares +1%) and the biggest sale iShares MSCI USA Min Vol Fac (USMV, shares −1%).

Most Recent 13F
Q3 2025
Location
ANDOVER, MA
CIK
0001766909
Portfolio Value
$564.3M (Q3 2025)
SEC Filing
0001951757-25-001314 ↗ filed Nov 7, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $483.1M Q1 2024 Q2 2024: $489.0M Q2 2024 Q3 2024: $524.9M Q3 2024 Q4 2024: $521.3M Q4 2024 Q1 2025: $506.8M Q1 2025 Q2 2025: $536.9M Q2 2025 Q3 2025: $564.3M $564.3M Q3 2025

Holdings 80 stocks · $564.3M
USMV iShares MSCI USA Min Vol Fac 18.32% 1,086,372 $103.4M Reduce -1.2%
SCHG Schwab US Large-Cap Growth 16.63% 2,940,881 $93.8M Reduce -3.4%
SCHV Schwab US Large-Cap Value 13.47% 2,611,407 $76.0M Reduce -1.6%
HAWX iShares Cur HDG MSCI Acwi-X 11.34% 1,692,450 $64.0M Reduce -2.3%
QUAL iShares MSCI USA Quality Fac 11.17% 324,192 $63.1M Reduce -3.3%
IJR iShares Core S&P Small-Cap E 11.11% 527,503 $62.7M Add +0.7%
ESGU iShares ESG Aware MSCI USA 1.45% 56,392 $8.2M Add +0.6%
IWF iShares Russell 1000 Growth 1.40% 16,915 $7.9M Add +0.0%
MSFT Microsoft Corp. 1.38% 14,999 $7.8M Add +0.6%
AAPL Apple Inc. 1.17% 25,976 $6.6M Add +2.5%
GOOG Alphabet Inc. Class C 0.99% 22,935 $5.6M No change
SCHX Schwab US Large-Cap ETF 0.94% 200,995 $5.3M Reduce -9.4%
JPM JPMorgan Chase & Co. 0.64% 11,467 $3.6M Reduce -5.5%
USXF iShares ESG Advance MSCI USA 0.60% 59,527 $3.4M Add +0.0%
HEFA Isha Curr Hedged MSCI Eafe 0.52% 74,218 $2.9M No change
ESML iShares ESG Aware MSCI USA S 0.50% 63,112 $2.8M Reduce -1.4%
XOM Exxon Mobil Corp. 0.42% 20,905 $2.4M Add +1.3%
ESGD iShares Trust iShares ESG Aw 0.40% 24,103 $2.2M Add +4.8%
AMZN Amazon.com Inc. 0.38% 9,828 $2.2M No change
IVV iShares Core S&P 500 ETF 0.33% 2,771 $1.9M No change
QQQ Invesco QQQ Trust Series 1 0.32% 3,043 $1.8M Add +49.0%
IWM iShares Russell 2000 ETF 0.31% 7,341 $1.8M No change
SCHA Schwab US Small-Cap ETF 0.31% 62,857 $1.8M Add +0.0%
ACWV iShares MSCI Global Min Vol 0.30% 14,303 $1.7M No change
GOOGL Alphabet Inc. Class A 0.29% 6,623 $1.6M No change
HD Home Depot Inc. 0.28% 3,837 $1.6M No change
IWD iShares Russell 1000 Value E 0.24% 6,537 $1.3M No change
JNJ Johnson & Johnson 0.23% 7,080 $1.3M No change
DMXF iShares ESG Advanc MSCI Eafe 0.18% 13,395 $1.0M No change
ABBV Abbvie Inc. 0.17% 4,158 $963K Reduce -3.3%
RTX RTX Corp. 0.17% 5,602 $937K No change
PG The Procter & Gamble Co. 0.16% 5,977 $918K No change
MS Morgan Stanley 0.16% 5,706 $907K No change
LRCX Lam Research Corp. 0.16% 6,662 $892K Add +2.5%
VZ Verizon Communications Inc. 0.15% 18,900 $831K Reduce -1.4%
NVDA Nvidia Corp. 0.15% 4,427 $826K Add +61.9%
ESMV iShares ESG Optimized MSCI U 0.13% 25,773 $751K No change
VOO Vanguard S&P 500 ETF 0.13% 1,175 $719K Add +1.4%
BRK.B Berkshire Hathaway Inc. Class B 0.13% 1,423 $715K Add +7.6%
AVSU Avantis Resp US Equity ETF 0.13% 9,600 $706K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.11% 2,241 $632K Reduce -6.9%
SYK Stryker Corp. 0.11% 1,700 $628K No change
PH Parker Hannifin Corp. 0.11% 818 $620K No change
ADP Automatic Data Processing 0.11% 2,046 $601K No change
ACWX iShares MSCI Acwi Ex US ETF 0.10% 8,810 $573K No change
LOW Lowe's Cos Inc. 0.10% 2,220 $558K No change
UNP Union Pacific Corp. 0.10% 2,287 $541K No change
AVGO Broadcom Inc. 0.09% 1,590 $525K No change
ABT Abbott Laboratories 0.09% 3,896 $522K No change
CAT Caterpillar Inc. 0.09% 1,090 $520K No change
MCD McDonald's Corp. 0.09% 1,698 $516K Add +0.1%
GE General Electric filed as GE AEROSPACE 0.09% 1,613 $485K No change
AXP American Express Co. 0.08% 1,440 $478K No change
T AT&T Inc. 0.08% 16,480 $465K Reduce -2.4%
VGT Vanguard Info Tech ETF 0.08% 610 $455K Add +1.7%
CSCO Cisco Systems Inc. 0.08% 6,596 $451K Add +0.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.07% 8,061 $416K No change
TSLA Tesla Inc. 0.07% 873 $388K Add +2.6%
SO The Southern Co. 0.07% 3,977 $377K Add +0.8%
WMT Walmart Inc. 0.06% 3,470 $358K No change
CVX Chevron Corp. 0.06% 2,241 $348K No change
VIOO Vanguard S&P Small-Cap 600 E 0.06% 3,120 $345K No change
CL Colgate-Palmolive Co. 0.06% 4,225 $338K No change
STT State Street Corp. 0.06% 2,820 $327K No change
AMGN Amgen Inc. 0.06% 1,105 $312K No change
ADI Analog Devices Inc. 0.05% 1,255 $308K No change
CB Chubb Ltd. 0.05% 1,020 $288K No change
SCHD Schwab US DVD Equity ETF 0.05% 10,170 $278K Add +3.8%
INTC Intel Corp. 0.05% 8,105 $272K New
PEP Pepsico Inc. 0.05% 1,874 $263K No change
KO The Coca-Cola Co. 0.05% 3,901 $259K Add +0.0%
EGP Eastgroup Properties Inc. 0.04% 1,473 $249K No change
IGV iShares Expanded Tech-Softwa 0.04% 2,125 $244K No change
CYBR Cyberark Software Ltd./Israel 0.04% 500 $242K No change
IBB iShares Biotechnology ETF 0.04% 1,667 $241K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.04% 2,060 $236K No change
GS Goldman Sachs Group Inc. 0.04% 270 $215K New
SHW The Sherwin-Williams Co. 0.04% 600 $208K No change
VYM Vanguard High DVD Yield ETF 0.04% 1,465 $206K New
VUG Vanguard Mrngstar GR ETF-Sui 0.04% 427 $205K New

Portfolio Sells Q2 2025 → Q3 2025
USMV iShares MSCI USA Min Vol Fac Reduce -1.2% 18.32% −0.91
QUAL iShares MSCI USA Quality Fac Reduce -3.3% 11.17% −0.24
SCHV Schwab US Large-Cap Value Reduce -1.6% 13.47% −0.21
SCHX Schwab US Large-Cap ETF Reduce -9.4% 0.94% −0.07
CSX CSX Corp. Sold out 0.00% −0.07
HAWX iShares Cur HDG MSCI Acwi-X Reduce -2.3% 11.34% −0.06
IA Innovative Solutions & Supp Sold out 0.00% −0.03
IBM Intl Business Machines Corp. Reduce -6.9% 0.11% −0.02
JPM JPMorgan Chase & Co. Reduce -5.5% 0.64% −0.01
T AT&T Inc. Reduce -2.4% 0.08% −0.01
VZ Verizon Communications Inc. Reduce -1.4% 0.15% −0.01
ESML iShares ESG Aware MSCI USA S Reduce -1.4% 0.50% +0.01
ABBV Abbvie Inc. Reduce -3.3% 0.17% +0.02
SCHG Schwab US Large-Cap Growth Reduce -3.4% 16.63% +0.06

Portfolio Buys Q2 2025 → Q3 2025
IJR iShares Core S&P Small-Cap E Add +0.7% 11.11% +0.44
AAPL Apple Inc. Add +2.5% 1.17% +0.20
QQQ Invesco QQQ Trust Series 1 Add +49.0% 0.32% +0.11
IWF iShares Russell 1000 Growth Add +0.0% 1.40% +0.07
NVDA Nvidia Corp. Add +61.9% 0.15% +0.07
INTC Intel Corp. New 0.05% +0.05
ESGU iShares ESG Aware MSCI USA Add +0.6% 1.45% +0.04
LRCX Lam Research Corp. Add +2.5% 0.16% +0.04
GS Goldman Sachs Group Inc. New 0.04% +0.04
VYM Vanguard High DVD Yield ETF New 0.04% +0.04
VUG Vanguard Mrngstar GR ETF-Sui New 0.04% +0.04
TSLA Tesla Inc. Add +2.6% 0.07% +0.02
ESGD iShares Trust iShares ESG Aw Add +4.8% 0.40% +0.01
SCHA Schwab US Small-Cap ETF Add +0.0% 0.31% +0.01
BRK.B Berkshire Hathaway Inc. Class B Add +7.6% 0.13% +0.01
USXF iShares ESG Advance MSCI USA Add +0.0% 0.60% +0.01
VGT Vanguard Info Tech ETF Add +1.7% 0.08% +0.01
VOO Vanguard S&P 500 ETF Add +1.4% 0.13% +0.00
XOM Exxon Mobil Corp. Add +1.3% 0.42% +0.00
SCHD Schwab US DVD Equity ETF Add +3.8% 0.05% +0.00
SO The Southern Co. Add +0.8% 0.07% −0.00
MCD McDonald's Corp. Add +0.1% 0.09% −0.00
MSFT Microsoft Corp. Add +0.6% 1.38% −0.00
CSCO Cisco Systems Inc. Add +0.0% 0.08% −0.01
KO The Coca-Cola Co. Add +0.0% 0.05% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q3 2025 80$564.3MUSMV, SCHG, SCHV, HAWX, QUAL
Q2 2025 78$536.9MUSMV, SCHG, SCHV, QUAL, HAWX
Q1 2025 81$506.8MUSMV, SCHG, SCHV, HAWX, QUAL
Q4 2024 83$521.3MUSMV, SCHG, SCHV, QUAL, IJR
Q3 2024 78$524.9MUSMV, SCHG, SCHV, QUAL, IJR
Q2 2024 74$489.0MUSMV, SCHG, SCHV, QUAL, HAWX
Q1 2024 77$483.1MUSMV, SCHG, SCHV, QUAL, HAWX