Financial Advisors, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 15, 2025), Financial Advisors, LLC reported 83 stock positions worth $521.3 million. Its top holding was iShares MSCI USA Min Vol Fac (USMV) at 18.9% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 17.0%) and Schwab US Large-Cap Value (SCHV, 13.6%). Compared with Q3 2024, it opened 6 new positions, sold out of 1, added to 18 and reduced 16. The biggest buy was Apple (AAPL, shares +4%) and the biggest sale iShares MSCI USA Min Vol Fac (USMV, shares −0%).

Most Recent 13F
Q3 2025
Location
ANDOVER, MA
CIK
0001766909
Portfolio Value
$521.3M (Q4 2024)
SEC Filing
0001951757-25-000043 ↗ filed Jan 15, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $483.1M Q1 2024 Q2 2024: $489.0M Q2 2024 Q3 2024: $524.9M Q3 2024 Q4 2024: $521.3M $521.3M Q4 2024 Q1 2025: $506.8M Q1 2025 Q2 2025: $536.9M Q2 2025 Q3 2025: $564.3M Q3 2025

Holdings 83 stocks · $521.3M
USMV iShares MSCI USA Min Vol Fac 18.86% 1,107,267 $98.3M Reduce -0.2%
SCHG Schwab US Large-Cap Growth 17.04% 3,187,865 $88.8M Reduce -3.8%
SCHV Schwab US Large-Cap Value 13.63% 2,724,819 $71.0M Reduce -0.7%
QUAL iShares MSCI USA Quality Fac 11.42% 334,428 $59.6M Reduce -1.1%
IJR iShares Core S&P Small-Cap E 11.12% 503,261 $58.0M Add +0.2%
HAWX iShares Cur HDG MSCI Acwi-X 10.82% 1,751,619 $56.4M Add +0.3%
ESGU iShares ESG Aware MSCI USA 1.48% 59,804 $7.7M Reduce -3.5%
IWF iShares Russell 1000 Growth 1.30% 16,914 $6.8M Reduce -1.6%
AAPL Apple Inc. 1.27% 26,351 $6.6M Add +3.6%
MSFT Microsoft Corp. 1.22% 15,072 $6.4M Add +0.1%
SCHX Schwab US Large-Cap ETF 1.01% 227,547 $5.3M Add +3.6%
GOOG Alphabet Inc. Class C 0.84% 23,074 $4.4M No change
JPM JPMorgan Chase & Co. 0.56% 12,128 $2.9M No change
ESML iShares ESG Aware MSCI USA S 0.53% 65,262 $2.7M Reduce -2.6%
HEFA Isha Curr Hedged MSCI Eafe 0.49% 74,218 $2.6M Reduce -4.1%
ESGD iShares Trust iShares ESG Aw 0.44% 30,153 $2.3M Reduce -2.0%
XOM Exxon Mobil Corp. 0.44% 21,179 $2.3M No change
AMZN Amazon.com Inc. 0.41% 9,663 $2.1M Add +1.3%
USXF iShares ESG Advance MSCI USA 0.36% 37,904 $1.9M Add +0.2%
IVV iShares Core S&P 500 ETF 0.32% 2,834 $1.7M No change
SCHA Schwab US Small-Cap ETF 0.31% 62,792 $1.6M No change
IWM iShares Russell 2000 ETF 0.31% 7,341 $1.6M No change
HD Home Depot Inc. 0.30% 4,019 $1.6M No change
ACWV iShares MSCI Global Min Vol 0.30% 14,277 $1.6M No change
GOOGL Alphabet Inc. Class A 0.24% 6,702 $1.3M Reduce -9.5%
IWD iShares Russell 1000 Value E 0.23% 6,537 $1.2M Reduce -7.9%
QQQ Invesco QQQ Trust Series 1 0.20% 2,048 $1.0M Reduce -0.4%
JNJ Johnson & Johnson 0.20% 7,132 $1.0M No change
PG The Procter & Gamble Co. 0.19% 5,977 $1.0M No change
VZ Verizon Communications Inc. 0.16% 21,399 $856K Add +27.0%
ABBV Abbvie Inc. 0.15% 4,450 $791K No change
ESMV iShares ESG Optimized MSCI U 0.14% 25,773 $717K No change
MS Morgan Stanley 0.13% 5,476 $688K No change
RTX RTX Corp. 0.12% 5,600 $648K No change
BRK.B Berkshire Hathaway Inc. Class B 0.12% 1,426 $646K Add +0.3%
AVSU Avantis Resp US Equity ETF 0.12% 9,600 $635K No change
VOO Vanguard S&P 500 ETF 0.12% 1,159 $624K Add +0.1%
SYK Stryker Corp. 0.12% 1,700 $612K No change
PH Parker Hannifin Corp. 0.12% 954 $607K Add +12.6%
ADP Automatic Data Processing 0.11% 2,040 $597K Reduce -5.8%
LOW Lowe's Cos Inc. 0.11% 2,250 $555K No change
UNP Union Pacific Corp. 0.10% 2,287 $522K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.10% 2,357 $518K Add +18.7%
MCD McDonald's Corp. 0.09% 1,695 $491K Add +0.1%
LRCX Lam Research Corp. 0.09% 6,500 $469K No change
ABT Abbott Laboratories 0.09% 4,096 $463K No change
ACWX iShares MSCI Acwi Ex US ETF 0.09% 8,810 $460K No change
AXP American Express Co. 0.08% 1,440 $427K No change
CL Colgate-Palmolive Co. 0.08% 4,688 $426K Reduce -5.1%
T AT&T Inc. 0.08% 17,513 $399K Add +0.1%
CAT Caterpillar Inc. 0.08% 1,090 $395K No change
NVDA Nvidia Corp. 0.07% 2,813 $378K Add +0.8%
VGT Vanguard Info Tech ETF 0.07% 600 $373K No change
INTC Intel Corp. 0.07% 18,505 $371K No change
AVGO Broadcom Inc. 0.07% 1,590 $369K No change
CSX CSX Corp. 0.07% 11,289 $364K No change
WMT Walmart Inc. 0.07% 3,923 $354K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.07% 8,061 $354K No change
TSLA Tesla Inc. 0.07% 851 $344K Reduce -14.1%
VIOO Vanguard S&P Small-Cap 600 E 0.06% 3,120 $331K No change
DMXF iShares ESG Advanc MSCI Eafe 0.06% 5,081 $328K Add +0.8%
PEP Pepsico Inc. 0.06% 2,153 $327K No change
CVX Chevron Corp. 0.06% 2,239 $324K No change
SO The Southern Co. 0.06% 3,881 $319K New
SCHD Schwab US DVD Equity ETF 0.06% 10,711 $293K New
AMGN Amgen Inc. 0.06% 1,105 $288K Reduce -11.2%
CSCO Cisco Systems Inc. 0.05% 4,792 $284K No change
CB Chubb Ltd. 0.05% 1,020 $282K No change
STT State Street Corp. 0.05% 2,820 $277K No change
GE General Electric filed as GE AEROSPACE 0.05% 1,613 $269K Add +0.4%
ADI Analog Devices Inc. 0.05% 1,255 $267K No change
EFA iShares MSCI Eafe ETF 0.05% 3,274 $248K No change
KO The Coca-Cola Co. 0.05% 3,900 $243K Add +0.1%
EGP Eastgroup Properties Inc. 0.05% 1,473 $236K No change
VYM Vanguard High DVD Yield ETF 0.04% 1,830 $233K New
IBB iShares Biotechnology ETF 0.04% 1,744 $231K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.04% 2,053 $229K New
BMY Bristol-Myers Squibb Co. 0.04% 3,979 $225K No change
IGV iShares Expanded Tech-Softwa 0.04% 2,125 $213K New
NEE Nextera Energy Inc. 0.04% 2,880 $206K No change
MAR Marriott International Class A 0.04% 732 $204K New
SHW The Sherwin-Williams Co. 0.04% 600 $204K No change
IA Innovative Solutions & Supp 0.02% 10,000 $85K No change

Portfolio Sells Q3 2024 → Q4 2024
USMV iShares MSCI USA Min Vol Fac Reduce -0.2% 18.86% −0.44
SCHV Schwab US Large-Cap Value Reduce -0.7% 13.63% −0.38
QUAL iShares MSCI USA Quality Fac Reduce -1.1% 11.42% −0.13
ESGD iShares Trust iShares ESG Aw Reduce -2.0% 0.44% −0.05
CARR Carrier Global Corp. Sold out 0.00% −0.04
HEFA Isha Curr Hedged MSCI Eafe Reduce -4.1% 0.49% −0.03
IWD iShares Russell 1000 Value E Reduce -7.9% 0.23% −0.02
AMGN Amgen Inc. Reduce -11.2% 0.06% −0.02
CL Colgate-Palmolive Co. Reduce -5.1% 0.08% −0.02
ESGU iShares ESG Aware MSCI USA Reduce -3.5% 1.48% −0.01
ESML iShares ESG Aware MSCI USA S Reduce -2.6% 0.53% −0.01
ADP Automatic Data Processing Reduce -5.8% 0.11% +0.00
GOOGL Alphabet Inc. Class A Reduce -9.5% 0.24% +0.01
QQQ Invesco QQQ Trust Series 1 Reduce -0.4% 0.20% +0.01
TSLA Tesla Inc. Reduce -14.1% 0.07% +0.02
IWF iShares Russell 1000 Growth Reduce -1.6% 1.30% +0.07
SCHG Schwab US Large-Cap Growth Reduce -3.8% 17.04% +0.60

Portfolio Buys Q3 2024 → Q4 2024
AAPL Apple Inc. Add +3.6% 1.27% +0.14
AMZN Amazon.com Inc. Add +1.3% 0.41% +0.07
SCHX Schwab US Large-Cap ETF Add +3.6% 1.01% +0.07
SO The Southern Co. New 0.06% +0.06
SCHD Schwab US DVD Equity ETF New 0.06% +0.06
VYM Vanguard High DVD Yield ETF New 0.04% +0.04
DIS The Walt Disney Co. New 0.04% +0.04
IGV iShares Expanded Tech-Softwa New 0.04% +0.04
MAR Marriott International Class A New 0.04% +0.04
VZ Verizon Communications Inc. Add +27.0% 0.16% +0.02
IBM Intl Business Machines Corp. Add +18.7% 0.10% +0.02
PH Parker Hannifin Corp. Add +12.6% 0.12% +0.01
NVDA Nvidia Corp. Add +0.8% 0.07% +0.01
USXF iShares ESG Advance MSCI USA Add +0.2% 0.36% +0.01
VOO Vanguard S&P 500 ETF Add +0.1% 0.12% +0.00
T AT&T Inc. Add +0.1% 0.08% +0.00
BRK.B Berkshire Hathaway Inc. Class B Add +0.3% 0.12% −0.00
MCD McDonald's Corp. Add +0.1% 0.09% −0.00
GE General Electric Add +0.4% 0.05% −0.01
DMXF iShares ESG Advanc MSCI Eafe Add +0.8% 0.06% −0.01
KO The Coca-Cola Co. Add +0.1% 0.05% −0.01
MSFT Microsoft Corp. Add +0.1% 1.22% −0.02
IJR iShares Core S&P Small-Cap E Add +0.2% 11.12% −0.07
HAWX iShares Cur HDG MSCI Acwi-X Add +0.3% 10.82% −0.15

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q3 2025 80$564.3MUSMV, SCHG, SCHV, HAWX, QUAL
Q2 2025 78$536.9MUSMV, SCHG, SCHV, QUAL, HAWX
Q1 2025 81$506.8MUSMV, SCHG, SCHV, HAWX, QUAL
Q4 2024 83$521.3MUSMV, SCHG, SCHV, QUAL, IJR
Q3 2024 78$524.9MUSMV, SCHG, SCHV, QUAL, IJR
Q2 2024 74$489.0MUSMV, SCHG, SCHV, QUAL, HAWX
Q1 2024 77$483.1MUSMV, SCHG, SCHV, QUAL, HAWX