Financial Advisors, LLC

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 16, 2024), Financial Advisors, LLC reported 78 stock positions worth $524.9 million. Its top holding was iShares MSCI USA Min Vol Fac (USMV) at 19.3% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 16.4%) and Schwab US Large-Cap Value (SCHV, 14.0%). Compared with Q2 2024, it opened 6 new positions, sold out of 2, added to 23 and reduced 12. The biggest buy was iShares MSCI USA Min Vol Fac (USMV, shares +2%) and the biggest sale Schwab US Large-Cap Growth (SCHG, shares −2%).

Most Recent 13F
Q3 2025
Location
ANDOVER, MA
CIK
0001766909
Portfolio Value
$524.9M (Q3 2024)
SEC Filing
0001951757-24-001057 ↗ filed Oct 16, 2024

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $483.1M Q1 2024 Q2 2024: $489.0M Q2 2024 Q3 2024: $524.9M $524.9M Q3 2024 Q4 2024: $521.3M Q4 2024 Q1 2025: $506.8M Q1 2025 Q2 2025: $536.9M Q2 2025 Q3 2025: $564.3M Q3 2025

Holdings 78 stocks · $524.9M
USMV iShares MSCI USA Min Vol Fac 19.30% 1,109,209 $101.3M Add +1.5%
SCHG Schwab US Large-Cap Growth 16.44% 828,327 $86.3M Reduce -2.3%
SCHV Schwab US Large-Cap Value 14.01% 915,049 $73.5M Add +1.8%
QUAL iShares MSCI USA Quality Fac 11.55% 338,231 $60.6M Reduce -0.3%
IJR iShares Core S&P Small-Cap E 11.20% 502,419 $58.8M Add +2.7%
HAWX iShares Cur HDG MSCI Acwi-X 10.97% 1,746,661 $57.6M Add +2.0%
ESGU iShares ESG Aware MSCI USA 1.49% 61,958 $7.8M Reduce -0.5%
MSFT Microsoft Corp. 1.23% 15,056 $6.5M Add +0.1%
IWF iShares Russell 1000 Growth 1.23% 17,190 $6.5M Add +0.2%
AAPL Apple Inc. 1.13% 25,446 $5.9M Add +2.3%
SCHX Schwab US Large-Cap ETF 0.95% 73,195 $5.0M Reduce -0.2%
GOOG Alphabet Inc. Class C 0.73% 23,074 $3.9M No change
ESML iShares ESG Aware MSCI USA S 0.53% 66,996 $2.8M Add +0.1%
HEFA Isha Curr Hedged MSCI Eafe 0.52% 77,401 $2.7M Reduce -0.2%
ESGD iShares Trust iShares ESG Aw 0.49% 30,770 $2.6M Reduce -0.1%
JPM JPMorgan Chase & Co. 0.49% 12,128 $2.6M No change
XOM Exxon Mobil Corp. 0.47% 21,179 $2.5M No change
USXF iShares ESG Advance MSCI USA 0.35% 37,829 $1.9M Add +135.8%
AMZN Amazon.com Inc. 0.34% 9,538 $1.8M Reduce -5.4%
ACWV iShares MSCI Global Min Vol 0.31% 14,277 $1.6M No change
IVV iShares Core S&P 500 ETF 0.31% 2,834 $1.6M Add +7.2%
HD Home Depot Inc. 0.31% 4,019 $1.6M Add +108.1%
IWM iShares Russell 2000 ETF 0.31% 7,341 $1.6M Add +0.5%
SCHA Schwab US Small-Cap ETF 0.31% 31,374 $1.6M Add +0.7%
IWD iShares Russell 1000 Value E 0.26% 7,100 $1.3M No change
GOOGL Alphabet Inc. Class A 0.23% 7,402 $1.2M Add +0.0%
JNJ Johnson & Johnson 0.22% 7,132 $1.2M Add +0.0%
PG The Procter & Gamble Co. 0.20% 5,977 $1.0M Reduce -0.8%
QQQ Invesco QQQ Trust Series 1 0.19% 2,057 $1.0M No change
ABBV Abbvie Inc. 0.17% 4,450 $879K No change
VZ Verizon Communications Inc. 0.14% 16,854 $757K Reduce -1.9%
ESMV iShares ESG Optimized MSCI U 0.14% 25,773 $741K No change
RTX RTX Corp. 0.13% 5,600 $678K Add +0.0%
BRK.B Berkshire Hathaway Inc. Class B 0.12% 1,422 $654K No change
AVSU Avantis Resp US Equity ETF 0.12% 9,600 $627K New
SYK Stryker Corp. 0.12% 1,700 $614K No change
VOO Vanguard S&P 500 ETF 0.12% 1,158 $611K No change
LOW Lowe's Cos Inc. 0.12% 2,250 $609K Reduce -1.7%
ADP Automatic Data Processing 0.11% 2,165 $599K No change
MS Morgan Stanley 0.11% 5,476 $571K No change
UNP Union Pacific Corp. 0.11% 2,287 $564K No change
PH Parker Hannifin Corp. 0.10% 847 $535K No change
LRCX Lam Research Corp. 0.10% 650 $530K No change
MCD McDonald's Corp. 0.10% 1,694 $516K Add +0.1%
CL Colgate-Palmolive Co. 0.10% 4,938 $513K No change
ACWX iShares MSCI Acwi Ex US ETF 0.10% 8,810 $504K No change
ABT Abbott Laboratories 0.09% 4,096 $467K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.08% 1,986 $439K No change
INTC Intel Corp. 0.08% 18,505 $434K Add +0.7%
CAT Caterpillar Inc. 0.08% 1,090 $426K Reduce -3.5%
AMGN Amgen Inc. 0.08% 1,244 $401K No change
AXP American Express Co. 0.07% 1,440 $391K No change
CSX CSX Corp. 0.07% 11,289 $390K No change
T AT&T Inc. 0.07% 17,503 $385K Add +0.1%
PEP Pepsico Inc. 0.07% 2,153 $366K No change
DMXF iShares ESG Advanc MSCI Eafe 0.07% 5,040 $363K New
VGT Vanguard Info Tech ETF 0.07% 600 $352K No change
NVDA Nvidia Corp. 0.06% 2,792 $339K Add +3.6%
VIOO Vanguard S&P Small-Cap 600 E 0.06% 3,120 $338K No change
CVX Chevron Corp. 0.06% 2,239 $330K Reduce -1.6%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.06% 8,061 $320K No change
WMT Walmart Inc. 0.06% 3,923 $317K No change
GE General Electric filed as GE AEROSPACE 0.06% 1,607 $303K No change
CB Chubb Ltd. 0.06% 1,020 $294K No change
ADI Analog Devices Inc. 0.06% 1,255 $289K Add +0.1%
KO The Coca-Cola Co. 0.05% 3,898 $280K No change
EGP Eastgroup Properties Inc. 0.05% 1,473 $275K No change
AVGO Broadcom Inc. 0.05% 1,590 $274K No change
EFA iShares MSCI Eafe ETF 0.05% 3,274 $274K Add +8.7%
TSLA Tesla Inc. 0.05% 991 $259K New
CSCO Cisco Systems Inc. 0.05% 4,792 $255K Add +1.4%
IBB iShares Biotechnology ETF 0.05% 1,744 $254K No change
STT State Street Corp. 0.05% 2,820 $249K No change
NEE Nextera Energy Inc. 0.05% 2,880 $243K No change
SHW The Sherwin-Williams Co. 0.04% 600 $229K New
CARR Carrier Global Corp. 0.04% 2,714 $218K New
BMY Bristol-Myers Squibb Co. 0.04% 3,979 $206K New
IA Innovative Solutions & Supp 0.01% 10,000 $65K No change

Portfolio Sells Q2 2024 → Q3 2024
SCHG Schwab US Large-Cap Growth Reduce -2.3% 16.44% −1.05
QUAL iShares MSCI USA Quality Fac Reduce -0.3% 11.55% −0.29
AMZN Amazon.com Inc. Reduce -5.4% 0.34% −0.06
SMMV iShares MSCI USA Small-Cap M Sold out 0.00% −0.04
DIS The Walt Disney Co. Sold out 0.00% −0.04
HEFA Isha Curr Hedged MSCI Eafe Reduce -0.2% 0.52% −0.04
ESGU iShares ESG Aware MSCI USA Reduce -0.5% 1.49% −0.03
SCHX Schwab US Large-Cap ETF Reduce -0.2% 0.95% −0.02
CVX Chevron Corp. Reduce -1.6% 0.06% −0.01
PG The Procter & Gamble Co. Reduce -0.8% 0.20% −0.01
ESGD iShares Trust iShares ESG Aw Reduce -0.1% 0.49% −0.00
VZ Verizon Communications Inc. Reduce -1.9% 0.14% −0.00
CAT Caterpillar Inc. Reduce -3.5% 0.08% +0.00
LOW Lowe's Cos Inc. Reduce -1.7% 0.12% +0.01

Portfolio Buys Q2 2024 → Q3 2024
USMV iShares MSCI USA Min Vol Fac Add +1.5% 19.30% +0.54
IJR iShares Core S&P Small-Cap E Add +2.7% 11.20% +0.52
SCHV Schwab US Large-Cap Value Add +1.8% 14.01% +0.39
USXF iShares ESG Advance MSCI USA Add +135.8% 0.35% +0.20
HD Home Depot Inc. Add +108.1% 0.31% +0.17
AVSU Avantis Resp US Equity ETF New 0.12% +0.12
DMXF iShares ESG Advanc MSCI Eafe New 0.07% +0.07
AAPL Apple Inc. Add +2.3% 1.13% +0.06
TSLA Tesla Inc. New 0.05% +0.05
SHW The Sherwin-Williams Co. New 0.04% +0.04
CARR Carrier Global Corp. New 0.04% +0.04
BMY Bristol-Myers Squibb Co. New 0.04% +0.04
IVV iShares Core S&P 500 ETF Add +7.2% 0.31% +0.02
RTX RTX Corp. Add +0.0% 0.13% +0.01
MCD McDonald's Corp. Add +0.1% 0.10% +0.01
JNJ Johnson & Johnson Add +0.0% 0.22% +0.01
ESML iShares ESG Aware MSCI USA S Add +0.1% 0.53% +0.01
IWM iShares Russell 2000 ETF Add +0.5% 0.31% +0.01
SCHA Schwab US Small-Cap ETF Add +0.7% 0.31% +0.01
T AT&T Inc. Add +0.1% 0.07% +0.01
EFA iShares MSCI Eafe ETF Add +8.7% 0.05% +0.00
CSCO Cisco Systems Inc. Add +1.4% 0.05% +0.00
ADI Analog Devices Inc. Add +0.1% 0.06% −0.00
NVDA Nvidia Corp. Add +3.6% 0.06% −0.00
INTC Intel Corp. Add +0.7% 0.08% −0.03
GOOGL Alphabet Inc. Class A Add +0.0% 0.23% −0.04
IWF iShares Russell 1000 Growth Add +0.2% 1.23% −0.05
MSFT Microsoft Corp. Add +0.1% 1.23% −0.14
HAWX iShares Cur HDG MSCI Acwi-X Add +2.0% 10.97% −0.34

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q3 2025 80$564.3MUSMV, SCHG, SCHV, HAWX, QUAL
Q2 2025 78$536.9MUSMV, SCHG, SCHV, QUAL, HAWX
Q1 2025 81$506.8MUSMV, SCHG, SCHV, HAWX, QUAL
Q4 2024 83$521.3MUSMV, SCHG, SCHV, QUAL, IJR
Q3 2024 78$524.9MUSMV, SCHG, SCHV, QUAL, IJR
Q2 2024 74$489.0MUSMV, SCHG, SCHV, QUAL, HAWX
Q1 2024 77$483.1MUSMV, SCHG, SCHV, QUAL, HAWX