Financial Council, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 6, 2025), Financial Council, LLC reported 91 stock positions worth $194.0 million. Its top holding was Cap Group Global Growth (CGGO) at 19.4% of the portfolio, followed by Cap Group Growth Equity (CGGR, 8.1%) and Apple (AAPL, 6.5%). Compared with Q3 2024, it opened 3 new positions, sold out of 3, added to 18 and reduced 14. The biggest buy was Cap Group Growth Equity (CGGR, shares +0%) and the biggest sale iShares MSCI Acwi ETF (ACWI, shares −8%).

Most Recent 13F
Q2 2026
Location
TOWSON, MD
CIK
0001883629
Portfolio Value
$194.0M (Q4 2024)
SEC Filing
0001085146-25-000849 ↗ filed Feb 6, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $169.1M Q1 2024 Q2 2024: $178.8M Q2 2024 Q3 2024: $192.0M Q3 2024 Q4 2024: $194.0M $194.0M Q4 2024 Q1 2025: $185.5M Q1 2025 Q2 2025: $207.4M Q2 2025 Q3 2025: $225.3M Q3 2025 Q4 2025: $250.5M Q4 2025 Q1 2026: $259.2M Q1 2026 Q2 2026: $308.3M Q2 2026

Holdings 91 stocks · $194.0M
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 19.35% 1,285,198 $37.6M Add +4.4%
CGGR Cap Group Growth Equity 8.11% 423,218 $15.7M Add +0.4%
AAPL Apple Inc. 6.49% 50,277 $12.6M Reduce -0.3%
IUSG iShares Core S&P U.S. Growth 6.35% 88,389 $12.3M Reduce -0.4%
SPYV SS SPDR P S&P 500 Value ETF 5.72% 217,173 $11.1M Add +2.4%
IUSV iShares Core S&P U.S. Value 4.35% 91,203 $8.4M Reduce -0.0%
SPYG SS SPDR P S&P 500 Growth ETF 3.59% 79,179 $7.0M Add +1.1%
IJH iShares Core S&P Midcap ETF 3.43% 106,847 $6.7M Add +1.5%
IWV iShares Russell 3000 ETF 2.72% 15,763 $5.3M Add +0.0%
IVV iShares Core S&P 500 ETF 2.67% 8,803 $5.2M Reduce -0.3%
DFAC Dimensional US Core Equity 2 2.63% 147,695 $5.1M Add +3.1%
IEMG iShares Core MSCI Emerging 2.39% 88,848 $4.6M Add +2.7%
MSFT Microsoft Corp. 2.33% 10,736 $4.5M Reduce -0.3%
ACWI iShares MSCI Acwi ETF 2.21% 36,533 $4.3M Reduce -7.7%
DFUS Dimensional US Eq MKT ETF 1.59% 48,387 $3.1M No change
VOO Vanguard S&P 500 ETF 1.43% 5,152 $2.8M No change
ACWX iShares MSCI Acwi Ex US ETF 1.37% 50,880 $2.7M Reduce -0.1%
NVDA Nvidia Corp. 1.32% 19,061 $2.6M Add +0.0%
PG The Procter & Gamble Co. 1.18% 13,670 $2.3M Reduce -1.8%
XOM Exxon Mobil Corp. 1.08% 19,453 $2.1M No change
FSV Firstservice Corp. 0.93% 10,000 $1.8M No change
SPY SS SPDR S&P 500 ETF Trust-US 0.81% 2,682 $1.6M Add +0.4%
KO The Coca-Cola Co. 0.78% 24,361 $1.5M No change
AMZN Amazon.com Inc. 0.78% 6,875 $1.5M No change
VTI VG Morningstar TS MKT ETF-US 0.71% 4,722 $1.4M Reduce -1.1%
JPM JPMorgan Chase & Co. 0.69% 5,609 $1.3M No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.66% 36,504 $1.3M Add +15.8%
GOOG Alphabet Inc. Class C 0.65% 6,597 $1.3M Add +0.0%
XVV iShares ESG Select Screened 0.63% 27,141 $1.2M Reduce -16.0%
GOOGL Alphabet Inc. Class A 0.56% 5,740 $1.1M No change
ABBV Abbvie Inc. 0.54% 5,884 $1.0M No change
DFUV Dimensional US Marketwide Va 0.52% 24,585 $1.0M No change
VSGX Vanguard ESG Intl Stock ETF 0.51% 17,381 $986K Reduce -8.0%
LLY Eli Lilly & Co. 0.50% 1,247 $963K No change
META Meta Platforms Inc. Class A 0.44% 1,462 $856K No change
ABT Abbott Laboratories 0.40% 6,871 $777K No change
IXUS iShares Core Intl Stock ETF 0.35% 10,152 $671K No change
VIOO Vanguard S&P Small-Cap 600 E 0.34% 6,188 $656K No change
VGT Vanguard Info Tech ETF 0.33% 1,024 $637K No change
SBUX Starbucks Corp. 0.33% 6,942 $633K Reduce -0.2%
BRK.B Berkshire Hathaway Inc. Class B 0.29% 1,263 $572K No change
PEP Pepsico Inc. 0.29% 3,660 $557K Reduce -0.9%
IJR iShares Core S&P Small-Cap E 0.27% 4,573 $527K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.24% 10,706 $471K Add +6.8%
MA Mastercard Inc. Class A 0.23% 849 $447K No change
ORCL Oracle Corp. 0.22% 2,590 $432K No change
AVGO Broadcom Inc. 0.22% 1,860 $431K No change
V Visa Inc. Class A 0.22% 1,332 $421K No change
UNH Unitedhealth Group Inc. 0.22% 827 $418K No change
CEG Constellation Energy 0.21% 1,849 $414K No change
XLK SS Technology Select Sector 0.21% 1,733 $403K No change
HD Home Depot Inc. 0.21% 1,023 $398K No change
MRK Merck & Co. Inc. 0.20% 3,991 $397K Add +1.4%
LDOS Leidos Holdings Inc. 0.20% 2,743 $395K No change
CSCO Cisco Systems Inc. 0.19% 6,236 $369K No change
NFLX Netflix Inc. 0.19% 409 $365K No change
CSX CSX Corp. 0.18% 10,698 $345K Add +0.2%
VTEB Vanguard Tax-Exempt Bond ETF 0.18% 6,818 $342K No change
COST Costco Wholesale Corp. 0.16% 349 $320K No change
IOO iShares Global 100 ETF 0.16% 3,116 $314K No change
CMG Chipotle Mexican Grill Inc. 0.16% 5,150 $311K No change
CAT Caterpillar Inc. 0.16% 850 $308K No change
GE General Electric filed as GE AEROSPACE 0.16% 1,847 $308K No change
TMO Thermo Fisher Scientific Inc. 0.16% 591 $307K No change
MDY State Street SPDR S&P Midcap 0.16% 539 $307K Add +13.9%
AMAT Applied Materials Inc. 0.16% 1,886 $307K No change
JNJ Johnson & Johnson 0.15% 2,080 $301K No change
ADBE Adobe Inc. 0.15% 635 $282K No change
CL Colgate-Palmolive Co. 0.14% 3,089 $281K No change
VGIT Vanguard Intermediate-Term T 0.14% 4,765 $276K Add +0.1%
ETN Eaton Corp. PLC 0.13% 761 $253K Add +0.1%
AXP American Express Co. 0.13% 838 $249K No change
PNC PNC Financial Services Group 0.13% 1,286 $248K No change
TXN Texas Instruments Inc. 0.13% 1,308 $245K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.13% 596 $245K No change
CTAS Cintas Corp. 0.12% 1,312 $240K No change
TRV The Travelers Cos Inc. 0.12% 994 $239K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.12% 2,129 $237K No change
BLK BlackRock Inc. 0.12% 231 $237K No change
HON Honeywell International Inc. 0.12% 1,036 $234K No change
XJH Ishare ESG SS S&P Midcap ETF 0.12% 5,468 $229K Reduce -2.5%
RTX RTX Corp. 0.12% 1,971 $228K No change
ACN Accenture PLC Class A 0.12% 639 $225K No change
IWY iShares Russell Top 200 Grow 0.11% 926 $218K No change
EXC Exelon Corp. 0.11% 5,549 $209K No change
CRM Salesforce Inc. 0.11% 616 $206K New
WMT Walmart Inc. 0.10% 2,253 $204K New
DHR Danaher Corp. 0.10% 885 $203K No change
MCD McDonald's Corp. 0.10% 700 $203K No change
FISV Fiserv Inc. 0.10% 975 $200K New
ESRT Empire State Realty Trust-A 0.06% 12,005 $124K No change

Portfolio Sells Q3 2024 → Q4 2024
ACWI iShares MSCI Acwi ETF Reduce -7.7% 2.21% −0.25
IUSV iShares Core S&P U.S. Value Reduce -0.0% 4.35% −0.19
ACWX iShares MSCI Acwi Ex US ETF Reduce -0.1% 1.37% −0.15
ELV Elevance Health Inc. Sold out 0.00% −0.12
QCOM Qualcomm Inc. Sold out 0.00% −0.11
XVV iShares ESG Select Screened Reduce -16.0% 0.63% −0.11
ESGD iShares Trust iShares ESG Aw Sold out 0.00% −0.11
VSGX Vanguard ESG Intl Stock ETF Reduce -8.0% 0.51% −0.10
MSFT Microsoft Corp. Reduce -0.3% 2.33% −0.08
PG The Procter & Gamble Co. Reduce -1.8% 1.18% −0.07
PEP Pepsico Inc. Reduce -0.9% 0.29% −0.04
SBUX Starbucks Corp. Reduce -0.2% 0.33% −0.03
XJH Ishare ESG SS S&P Midcap ETF Reduce -2.5% 0.12% −0.01
VTI VG Morningstar TS MKT ETF-US Reduce -1.1% 0.71% +0.00
IVV iShares Core S&P 500 ETF Reduce -0.3% 2.67% +0.02
IUSG iShares Core S&P U.S. Growth Reduce -0.4% 6.35% +0.25
AAPL Apple Inc. Reduce -0.3% 6.49% +0.37

Portfolio Buys Q3 2024 → Q4 2024
CGGR Cap Group Growth Equity Add +0.4% 8.11% +0.47
SPYG SS SPDR P S&P 500 Growth ETF Add +1.1% 3.59% +0.20
NVDA Nvidia Corp. Add +0.0% 1.32% +0.11
CRM Salesforce Inc. New 0.11% +0.11
WMT Walmart Inc. New 0.10% +0.10
FISV Fiserv Inc. New 0.10% +0.10
DFAC Dimensional US Core Equity 2 Add +3.1% 2.63% +0.07
GOOG Alphabet Inc. Class C Add +0.0% 0.65% +0.07
CGDV Cap Group Dividend Value Add +15.8% 0.66% +0.07
BAC Bank of America Corp. Add +6.8% 0.24% +0.04
IWV iShares Russell 3000 ETF Add +0.0% 2.72% +0.03
CGGO Cap Group Global Growth Add +4.4% 19.35% +0.02
MDY State Street SPDR S&P Midcap Add +13.9% 0.16% +0.02
IJH iShares Core S&P Midcap ETF Add +1.5% 3.43% +0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +0.4% 0.81% +0.01
ETN Eaton Corp. PLC Add +0.1% 0.13% −0.00
VGIT Vanguard Intermediate-Term T Add +0.1% 0.14% −0.01
CSX CSX Corp. Add +0.2% 0.18% −0.01
MRK Merck & Co. Inc. Add +1.4% 0.20% −0.03
SPYV SS SPDR P S&P 500 Value ETF Add +2.4% 5.72% −0.12
IEMG iShares Core MSCI Emerging Add +2.7% 2.39% −0.20

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 106$308.3MCGGO, ACWX, CGGR, IUSG, SPYV
Q1 2026 101$259.2MCGGO, ACWX, CGGR, IUSG, SPYV
Q4 2025 101$250.5MCGGO, CGGR, IUSG, ACWX, AAPL
Q3 2025 95$225.3MCGGO, CGGR, IUSG, SPYV, AAPL
Q2 2025 93$207.4MCGGO, CGGR, IUSG, SPYV, AAPL
Q1 2025 87$185.5MCGGO, CGGR, SPYV, IUSG, AAPL
Q4 2024 91$194.0MCGGO, CGGR, AAPL, IUSG, SPYV
Q3 2024 91$192.0MCGGO, CGGR, AAPL, IUSG, SPYV
Q2 2024 81$178.8MCGGO, CGGR, IUSG, AAPL, SPYV
Q1 2024 83$169.1MCGGO, CGGR, IUSG, SPYV, AAPL