Financial Council, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 15, 2025), Financial Council, LLC reported 95 stock positions worth $225.3 million. Its top holding was Cap Group Global Growth (CGGO) at 21.3% of the portfolio, followed by Cap Group Growth Equity (CGGR, 8.5%) and iShares Core S&P U.S. Growth (IUSG, 6.3%). Compared with Q2 2025, it opened 4 new positions, sold out of 2, added to 43 and reduced 17. The biggest buy was Apple (AAPL, shares +0%) and the biggest sale Dimensional US Core Equity 2 (DFAC, shares −7%).

Most Recent 13F
Q2 2026
Location
TOWSON, MD
CIK
0001883629
Portfolio Value
$225.3M (Q3 2025)
SEC Filing
0001883629-25-000004 ↗ filed Oct 15, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $169.1M Q1 2024 Q2 2024: $178.8M Q2 2024 Q3 2024: $192.0M Q3 2024 Q4 2024: $194.0M Q4 2024 Q1 2025: $185.5M Q1 2025 Q2 2025: $207.4M Q2 2025 Q3 2025: $225.3M $225.3M Q3 2025 Q4 2025: $250.5M Q4 2025 Q1 2026: $259.2M Q1 2026 Q2 2026: $308.3M Q2 2026

Holdings 95 stocks · $225.3M
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 21.26% 1,401,705 $47.9M Add +1.1%
CGGR Cap Group Growth Equity 8.48% 435,240 $19.1M Add +0.6%
IUSG iShares Core S&P U.S. Growth 6.31% 86,408 $14.2M Reduce -0.2%
SPYV SS SPDR P S&P 500 Value ETF 5.55% 226,010 $12.5M Add +1.5%
AAPL Apple Inc. 5.38% 47,622 $12.1M Add +0.3%
IUSV iShares Core S&P U.S. Value 4.04% 91,024 $9.1M Reduce -0.5%
SPYG SS SPDR P S&P 500 Growth ETF 3.82% 82,444 $8.6M Add +1.5%
IJH iShares Core S&P Midcap ETF 3.11% 107,415 $7.0M Add +0.1%
DFAC Dimensional US Core Equity 2 2.61% 152,722 $5.9M Reduce -6.6%
MSFT Microsoft Corp. 2.47% 10,740 $5.6M Add +0.4%
IWV iShares Russell 3000 ETF 2.47% 14,670 $5.6M Reduce -1.0%
IVV iShares Core S&P 500 ETF 2.44% 8,215 $5.5M Reduce -0.6%
ACWI iShares MSCI Acwi ETF 2.16% 35,146 $4.9M Add +0.0%
IEMG iShares Core MSCI Emerging 2.06% 70,533 $4.6M Reduce -0.2%
NVDA Nvidia Corp. 1.61% 19,486 $3.6M Add +1.3%
DFUS Dimensional US Eq MKT ETF 1.56% 48,387 $3.5M No change
ACWX iShares MSCI Acwi Ex US ETF 1.49% 51,540 $3.4M Reduce -0.1%
VOO Vanguard S&P 500 ETF 1.40% 5,152 $3.2M No change
XOM Exxon Mobil Corp. 0.92% 18,474 $2.1M No change
PG The Procter & Gamble Co. 0.91% 13,314 $2.0M Reduce -0.5%
FSV Firstservice Corp. 0.85% 10,000 $1.9M No change
SPY SS SPDR S&P 500 ETF Trust-US 0.78% 2,645 $1.8M Reduce -1.4%
JPM JPMorgan Chase & Co. 0.78% 5,571 $1.8M Add +0.3%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.77% 41,518 $1.7M Add +4.8%
VTI VG Morningstar TS MKT ETF-US 0.73% 4,990 $1.6M Reduce -3.4%
GOOG Alphabet Inc. Class C 0.73% 6,710 $1.6M Add +0.8%
KO The Coca-Cola Co. 0.72% 24,505 $1.6M Add +0.6%
AMZN Amazon.com Inc. 0.69% 7,118 $1.6M Add +3.5%
XVV iShares ESG Select Screened 0.68% 29,526 $1.5M Reduce -1.0%
GOOGL Alphabet Inc. Class A 0.63% 5,800 $1.4M No change
ABBV Abbvie Inc. 0.62% 6,008 $1.4M Add +2.1%
VSGX Vanguard ESG Intl Stock ETF 0.55% 17,967 $1.2M Add +0.1%
META Meta Platforms Inc. Class A 0.50% 1,546 $1.1M Add +5.8%
DFUV Dimensional US Marketwide Va 0.49% 24,585 $1.1M No change
LLY Eli Lilly & Co. 0.43% 1,256 $958K Add +0.7%
ABT Abbott Laboratories 0.41% 6,871 $920K No change
IXUS iShares Core Intl Stock ETF 0.37% 10,219 $844K No change
VGT Vanguard Info Tech ETF 0.34% 1,024 $765K No change
ORCL Oracle Corp. 0.32% 2,600 $731K Add +0.4%
VIOO Vanguard S&P Small-Cap 600 E 0.30% 6,188 $684K No change
BRK.B Berkshire Hathaway Inc. Class B 0.28% 1,277 $642K Add +1.1%
AVGO Broadcom Inc. 0.27% 1,860 $614K No change
SBUX Starbucks Corp. 0.27% 7,210 $610K Add +3.9%
CEG Constellation Energy 0.27% 1,849 $608K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.25% 10,801 $557K Add +0.8%
GE General Electric filed as GE AEROSPACE 0.25% 1,847 $556K No change
IJR iShares Core S&P Small-Cap E 0.24% 4,569 $543K Reduce -0.1%
NFLX Netflix Inc. 0.23% 429 $514K Add +4.9%
PEP Pepsico Inc. 0.22% 3,484 $489K Add +1.8%
XLK SS Technology Select Sector 0.22% 1,733 $488K No change
MA Mastercard Inc. Class A 0.22% 856 $487K Add +0.8%
LDOS Leidos Holdings Inc. 0.21% 2,544 $481K Reduce -7.3%
V Visa Inc. Class A 0.20% 1,352 $462K Add +1.5%
CSCO Cisco Systems Inc. 0.19% 6,324 $433K Add +1.4%
HD Home Depot Inc. 0.18% 1,025 $415K Add +1.0%
CAT Caterpillar Inc. 0.18% 863 $412K Add +1.5%
AMAT Applied Materials Inc. 0.17% 1,886 $386K No change
CSX CSX Corp. 0.17% 10,773 $383K Add +0.2%
JNJ Johnson & Johnson 0.17% 2,027 $376K Reduce -2.6%
IOO iShares Global 100 ETF 0.17% 3,116 $374K No change
MDY State Street SPDR S&P Midcap 0.15% 585 $349K No change
MRK Merck & Co. Inc. 0.15% 4,004 $336K Add +0.3%
COST Costco Wholesale Corp. 0.15% 362 $335K Add +3.7%
RTX RTX Corp. 0.15% 1,989 $333K Add +0.9%
TMO Thermo Fisher Scientific Inc. 0.13% 595 $289K Add +0.7%
AXP American Express Co. 0.13% 855 $284K Add +2.0%
UNH Unitedhealth Group Inc. 0.12% 806 $278K Reduce -0.7%
TRV The Travelers Cos Inc. 0.12% 994 $278K No change
GEV GE Vernova Inc. 0.12% 451 $277K No change
ETN Eaton Corp. PLC 0.12% 739 $277K Reduce -3.3%
VGIT Vanguard Intermediate-Term T 0.12% 4,557 $274K Add +0.3%
BLK BlackRock Inc. 0.12% 231 $269K No change
CTAS Cintas Corp. 0.12% 1,312 $269K No change
PNC PNC Financial Services Group 0.12% 1,298 $261K Add +0.9%
IWY iShares Russell Top 200 Grow 0.11% 926 $253K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.11% 523 $251K Reduce -1.7%
EXC Exelon Corp. 0.11% 5,549 $250K No change
CL Colgate-Palmolive Co. 0.11% 3,089 $247K No change
MS Morgan Stanley 0.11% 1,543 $245K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.11% 2,130 $244K Add +0.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.11% 861 $243K No change
WMT Walmart Inc. 0.10% 2,286 $236K Add +1.5%
ADBE Adobe Inc. 0.10% 662 $234K Add +4.3%
XJH Ishare ESG SS S&P Midcap ETF 0.10% 5,316 $233K Add +0.1%
FTEC Fidelity MSCI Info Tech Indx 0.10% 1,036 $230K No change
ESGD iShares Trust iShares ESG Aw 0.10% 2,470 $230K Add +1.3%
MCD McDonald's Corp. 0.10% 729 $222K Add +4.1%
HON Honeywell International Inc. 0.10% 1,036 $218K No change
TXN Texas Instruments Inc. 0.10% 1,179 $217K New
QCOM Qualcomm Inc. 0.09% 1,261 $210K No change
MU Micron Technology Inc. 0.09% 1,211 $203K New
CMG Chipotle Mexican Grill Inc. 0.09% 5,150 $202K No change
XBI SS SPDR S&P Biotech ETF 0.09% 2,008 $201K New
MMM 3M Co. 0.09% 1,292 $200K New
ESRT Empire State Realty Trust-A 0.04% 12,005 $92K No change

Portfolio Sells Q2 2025 → Q3 2025
DFAC Dimensional US Core Equity 2 Reduce -6.6% 2.61% −0.21
IUSV iShares Core S&P U.S. Value Reduce -0.5% 4.04% −0.13
PG The Procter & Gamble Co. Reduce -0.5% 0.91% −0.12
INTU Intuit Inc. Sold out 0.00% −0.10
PM Philip Morris International Sold out 0.00% −0.10
IWV iShares Russell 3000 ETF Reduce -1.0% 2.47% −0.04
IVV iShares Core S&P 500 ETF Reduce -0.6% 2.44% −0.03
VTI VG Morningstar TS MKT ETF-US Reduce -3.4% 0.73% −0.03
ACWX iShares MSCI Acwi Ex US ETF Reduce -0.1% 1.49% −0.03
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.4% 0.78% −0.02
XVV iShares ESG Select Screened Reduce -1.0% 0.68% −0.01
ETN Eaton Corp. PLC Reduce -3.3% 0.12% −0.01
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.7% 0.11% −0.00
IJR iShares Core S&P Small-Cap E Reduce -0.1% 0.24% 0.00
UNH Unitedhealth Group Inc. Reduce -0.7% 0.12% +0.00
LDOS Leidos Holdings Inc. Reduce -7.3% 0.21% +0.00
JNJ Johnson & Johnson Reduce -2.6% 0.17% +0.01
IEMG iShares Core MSCI Emerging Reduce -0.2% 2.06% +0.02
IUSG iShares Core S&P U.S. Growth Reduce -0.2% 6.31% +0.03

Portfolio Buys Q2 2025 → Q3 2025
AAPL Apple Inc. Add +0.3% 5.38% +0.69
GOOG Alphabet Inc. Class C Add +0.8% 0.73% +0.16
NVDA Nvidia Corp. Add +1.3% 1.61% +0.15
TXN Texas Instruments Inc. New 0.10% +0.10
SPYG SS SPDR P S&P 500 Growth ETF Add +1.5% 3.82% +0.09
ABBV Abbvie Inc. Add +2.1% 0.62% +0.09
MU Micron Technology Inc. New 0.09% +0.09
XBI SS SPDR S&P Biotech ETF New 0.09% +0.09
MMM 3M Co. New 0.09% +0.09
ORCL Oracle Corp. Add +0.4% 0.32% +0.05
CAT Caterpillar Inc. Add +1.5% 0.18% +0.02
CGDV Cap Group Dividend Value Add +4.8% 0.77% +0.02
TMO Thermo Fisher Scientific Inc. Add +0.7% 0.13% +0.01
RTX RTX Corp. Add +0.9% 0.15% +0.01
HD Home Depot Inc. Add +1.0% 0.18% +0.00
CGGR Cap Group Growth Equity Add +0.6% 8.48% +0.00
JPM JPMorgan Chase & Co. Add +0.3% 0.78% +0.00
BAC Bank of America Corp. Add +0.8% 0.25% +0.00
CSX CSX Corp. Add +0.2% 0.17% +0.00
PNC PNC Financial Services Group Add +0.9% 0.12% +0.00
MCD McDonald's Corp. Add +4.1% 0.10% −0.00
PEP Pepsico Inc. Add +1.8% 0.22% −0.00
WMT Walmart Inc. Add +1.5% 0.10% −0.00
AXP American Express Co. Add +2.0% 0.13% −0.00
XJH Ishare ESG SS S&P Midcap ETF Add +0.1% 0.10% −0.00
ESGD iShares Trust iShares ESG Aw Add +1.3% 0.10% −0.00
MRK Merck & Co. Inc. Add +0.3% 0.15% −0.00
VGIT Vanguard Intermediate-Term T Add +0.3% 0.12% −0.01
BRK.B Berkshire Hathaway Inc. Class B Add +1.1% 0.28% −0.01
VSGX Vanguard ESG Intl Stock ETF Add +0.1% 0.55% −0.01
MA Mastercard Inc. Class A Add +0.8% 0.22% −0.01
ADBE Adobe Inc. Add +4.3% 0.10% −0.01
META Meta Platforms Inc. Class A Add +5.8% 0.50% −0.02
CSCO Cisco Systems Inc. Add +1.4% 0.19% −0.02
COST Costco Wholesale Corp. Add +3.7% 0.15% −0.02
DIS The Walt Disney Co. Add +0.1% 0.11% −0.02
ACWI iShares MSCI Acwi ETF Add +0.0% 2.16% −0.02
V Visa Inc. Class A Add +1.5% 0.20% −0.02
AMZN Amazon.com Inc. Add +3.5% 0.69% −0.03
NFLX Netflix Inc. Add +4.9% 0.23% −0.04
SBUX Starbucks Corp. Add +3.9% 0.27% −0.04
LLY Eli Lilly & Co. Add +0.7% 0.43% −0.04
SPYV SS SPDR P S&P 500 Value ETF Add +1.5% 5.55% −0.07
MSFT Microsoft Corp. Add +0.4% 2.47% −0.10
IJH iShares Core S&P Midcap ETF Add +0.1% 3.11% −0.10
KO The Coca-Cola Co. Add +0.6% 0.72% −0.11
CGGO Cap Group Global Growth Add +1.1% 21.26% −0.12

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 106$308.3MCGGO, ACWX, CGGR, IUSG, SPYV
Q1 2026 101$259.2MCGGO, ACWX, CGGR, IUSG, SPYV
Q4 2025 101$250.5MCGGO, CGGR, IUSG, ACWX, AAPL
Q3 2025 95$225.3MCGGO, CGGR, IUSG, SPYV, AAPL
Q2 2025 93$207.4MCGGO, CGGR, IUSG, SPYV, AAPL
Q1 2025 87$185.5MCGGO, CGGR, SPYV, IUSG, AAPL
Q4 2024 91$194.0MCGGO, CGGR, AAPL, IUSG, SPYV
Q3 2024 91$192.0MCGGO, CGGR, AAPL, IUSG, SPYV
Q2 2024 81$178.8MCGGO, CGGR, IUSG, AAPL, SPYV
Q1 2024 83$169.1MCGGO, CGGR, IUSG, SPYV, AAPL