Financial Council, LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 15, 2025), Financial Council, LLC reported 87 stock positions worth $185.5 million. Its top holding was Cap Group Global Growth (CGGO) at 20.3% of the portfolio, followed by Cap Group Growth Equity (CGGR, 7.9%) and SS SPDR P S&P 500 Value ETF (SPYV, 6.0%). Compared with Q4 2024, it opened 2 new positions, sold out of 6, added to 19 and reduced 14. The biggest buy was Cap Group Global Growth (CGGO, shares +3%) and the biggest sale Apple (AAPL, shares −4%).

Most Recent 13F
Q2 2026
Location
TOWSON, MD
CIK
0001883629
Portfolio Value
$185.5M (Q1 2025)
SEC Filing
0001085146-25-002093 ↗ filed Apr 15, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $169.1M Q1 2024 Q2 2024: $178.8M Q2 2024 Q3 2024: $192.0M Q3 2024 Q4 2024: $194.0M Q4 2024 Q1 2025: $185.5M $185.5M Q1 2025 Q2 2025: $207.4M Q2 2025 Q3 2025: $225.3M Q3 2025 Q4 2025: $250.5M Q4 2025 Q1 2026: $259.2M Q1 2026 Q2 2026: $308.3M Q2 2026

Holdings 87 stocks · $185.5M
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 20.31% 1,329,957 $37.7M Add +3.5%
CGGR Cap Group Growth Equity 7.90% 427,727 $14.6M Add +1.1%
SPYV SS SPDR P S&P 500 Value ETF 5.98% 217,391 $11.1M Add +0.1%
IUSG iShares Core S&P U.S. Growth 5.94% 86,765 $11.0M Reduce -1.8%
AAPL Apple Inc. 5.80% 48,436 $10.8M Reduce -3.7%
IUSV iShares Core S&P U.S. Value 4.54% 91,279 $8.4M Add +0.1%
SPYG SS SPDR P S&P 500 Growth ETF 3.45% 79,613 $6.4M Add +0.6%
IJH iShares Core S&P Midcap ETF 3.37% 106,991 $6.2M Add +0.1%
DFAC Dimensional US Core Equity 2 2.82% 158,520 $5.2M Add +7.3%
IWV iShares Russell 3000 ETF 2.68% 15,644 $5.0M Reduce -0.8%
IVV iShares Core S&P 500 ETF 2.57% 8,481 $4.8M Reduce -3.7%
ACWI iShares MSCI Acwi ETF 2.29% 36,420 $4.2M Reduce -0.3%
MSFT Microsoft Corp. 2.17% 10,713 $4.0M Reduce -0.2%
IEMG iShares Core MSCI Emerging 2.09% 71,732 $3.9M Reduce -19.3%
DFUS Dimensional US Eq MKT ETF 1.58% 48,387 $2.9M No change
ACWX iShares MSCI Acwi Ex US ETF 1.54% 51,376 $2.8M Add +1.0%
VOO Vanguard S&P 500 ETF 1.43% 5,152 $2.6M No change
XOM Exxon Mobil Corp. 1.25% 19,453 $2.3M No change
PG The Procter & Gamble Co. 1.23% 13,372 $2.3M Reduce -2.2%
NVDA Nvidia Corp. 1.12% 19,246 $2.1M Add +1.0%
KO The Coca-Cola Co. 0.94% 24,361 $1.7M No change
FSV Firstservice Corp. 0.89% 10,000 $1.7M No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.83% 43,279 $1.5M Add +18.6%
SPY SS SPDR S&P 500 ETF Trust-US 0.81% 2,682 $1.5M No change
VTI VG Morningstar TS MKT ETF-US 0.74% 5,027 $1.4M Add +6.5%
JPM JPMorgan Chase & Co. 0.73% 5,556 $1.4M Reduce -0.9%
AMZN Amazon.com Inc. 0.71% 6,875 $1.3M No change
XVV iShares ESG Select Screened 0.69% 29,931 $1.3M Add +10.3%
ABBV Abbvie Inc. 0.66% 5,884 $1.2M No change
VSGX Vanguard ESG Intl Stock ETF 0.57% 18,000 $1.1M Add +3.6%
GOOG Alphabet Inc. Class C 0.56% 6,598 $1.0M Add +0.0%
LLY Eli Lilly & Co. 0.56% 1,247 $1.0M No change
DFUV Dimensional US Marketwide Va 0.55% 24,585 $1.0M No change
ABT Abbott Laboratories 0.49% 6,871 $911K No change
GOOGL Alphabet Inc. Class A 0.48% 5,740 $888K No change
META Meta Platforms Inc. Class A 0.45% 1,462 $843K No change
IXUS iShares Core Intl Stock ETF 0.38% 10,152 $709K No change
SBUX Starbucks Corp. 0.37% 6,942 $681K No change
BRK.B Berkshire Hathaway Inc. Class B 0.36% 1,263 $673K No change
VIOO Vanguard S&P Small-Cap 600 E 0.32% 6,188 $597K No change
VGT Vanguard Info Tech ETF 0.30% 1,024 $555K No change
PEP Pepsico Inc. 0.30% 3,660 $549K No change
IJR iShares Core S&P Small-Cap E 0.26% 4,573 $478K No change
V Visa Inc. Class A 0.25% 1,332 $467K No change
MA Mastercard Inc. Class A 0.25% 849 $465K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.24% 10,712 $447K Add +0.1%
UNH Unitedhealth Group Inc. 0.23% 812 $425K Reduce -1.8%
CSCO Cisco Systems Inc. 0.21% 6,236 $385K No change
NFLX Netflix Inc. 0.21% 409 $381K No change
CEG Constellation Energy 0.20% 1,849 $373K No change
HD Home Depot Inc. 0.20% 1,015 $372K Reduce -0.8%
LDOS Leidos Holdings Inc. 0.20% 2,743 $370K No change
GE General Electric filed as GE AEROSPACE 0.20% 1,847 $370K No change
ORCL Oracle Corp. 0.20% 2,590 $362K No change
MRK Merck & Co. Inc. 0.19% 3,991 $358K No change
XLK SS Technology Select Sector 0.19% 1,733 $358K No change
JNJ Johnson & Johnson 0.19% 2,081 $345K Add +0.1%
VTEB Vanguard Tax-Exempt Bond ETF 0.18% 6,818 $338K No change
COST Costco Wholesale Corp. 0.18% 349 $330K No change
CSX CSX Corp. 0.17% 10,725 $316K Add +0.3%
MDY State Street SPDR S&P Midcap 0.17% 585 $312K Add +8.5%
AVGO Broadcom Inc. 0.17% 1,860 $311K No change
IOO iShares Global 100 ETF 0.16% 3,116 $300K No change
TMO Thermo Fisher Scientific Inc. 0.16% 591 $294K No change
CL Colgate-Palmolive Co. 0.16% 3,089 $289K No change
CAT Caterpillar Inc. 0.15% 850 $280K No change
AMAT Applied Materials Inc. 0.15% 1,886 $274K No change
CTAS Cintas Corp. 0.15% 1,312 $270K No change
VGIT Vanguard Intermediate-Term T 0.14% 4,498 $267K Reduce -5.6%
TRV The Travelers Cos Inc. 0.14% 994 $263K No change
RTX RTX Corp. 0.14% 1,971 $261K No change
CMG Chipotle Mexican Grill Inc. 0.14% 5,150 $259K No change
EXC Exelon Corp. 0.14% 5,549 $256K No change
ADBE Adobe Inc. 0.13% 635 $244K No change
PNC PNC Financial Services Group 0.12% 1,286 $226K No change
AXP American Express Co. 0.12% 838 $225K No change
HON Honeywell International Inc. 0.12% 1,036 $219K No change
MCD McDonald's Corp. 0.12% 700 $219K No change
BLK BlackRock Inc. 0.12% 231 $219K No change
FISV Fiserv Inc. 0.12% 975 $215K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.12% 861 $214K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.11% 2,129 $210K No change
XJH Ishare ESG SS S&P Midcap ETF 0.11% 5,309 $207K Reduce -2.9%
ETN Eaton Corp. PLC 0.11% 762 $207K Add +0.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.11% 548 $203K Reduce -8.1%
ESGD iShares Trust iShares ESG Aw 0.11% 2,450 $200K New
ESRT Empire State Realty Trust-A 0.05% 12,005 $94K No change

Portfolio Sells Q4 2024 → Q1 2025
AAPL Apple Inc. Reduce -3.7% 5.80% −0.69
IUSG iShares Core S&P U.S. Growth Reduce -1.8% 5.94% −0.40
IEMG iShares Core MSCI Emerging Reduce -19.3% 2.09% −0.30
MSFT Microsoft Corp. Reduce -0.2% 2.17% −0.16
TXN Texas Instruments Inc. Sold out 0.00% −0.13
ACN Accenture PLC Class A Sold out 0.00% −0.12
IWY iShares Russell Top 200 Grow Sold out 0.00% −0.11
CRM Salesforce Inc. Sold out 0.00% −0.11
WMT Walmart Inc. Sold out 0.00% −0.10
DHR Danaher Corp. Sold out 0.00% −0.10
IVV iShares Core S&P 500 ETF Reduce -3.7% 2.57% −0.10
IWV iShares Russell 3000 ETF Reduce -0.8% 2.68% −0.04
VUG Vanguard Mrngstar GR ETF-Sui Reduce -8.1% 0.11% −0.02
XJH Ishare ESG SS S&P Midcap ETF Reduce -2.9% 0.11% −0.01
HD Home Depot Inc. Reduce -0.8% 0.20% −0.00
VGIT Vanguard Intermediate-Term T Reduce -5.6% 0.14% +0.00
UNH Unitedhealth Group Inc. Reduce -1.8% 0.23% +0.01
JPM JPMorgan Chase & Co. Reduce -0.9% 0.73% +0.04
PG The Procter & Gamble Co. Reduce -2.2% 1.23% +0.05
ACWI iShares MSCI Acwi ETF Reduce -0.3% 2.29% +0.07

Portfolio Buys Q4 2024 → Q1 2025
CGGO Cap Group Global Growth Add +3.5% 20.31% +0.96
SPYV SS SPDR P S&P 500 Value ETF Add +0.1% 5.98% +0.26
IUSV iShares Core S&P U.S. Value Add +0.1% 4.54% +0.19
DFAC Dimensional US Core Equity 2 Add +7.3% 2.82% +0.19
CGDV Cap Group Dividend Value Add +18.6% 0.83% +0.17
ACWX iShares MSCI Acwi Ex US ETF Add +1.0% 1.54% +0.17
IBM Intl Business Machines Corp. New 0.12% +0.12
ESGD iShares Trust iShares ESG Aw New 0.11% +0.11
VSGX Vanguard ESG Intl Stock ETF Add +3.6% 0.57% +0.06
XVV iShares ESG Select Screened Add +10.3% 0.69% +0.06
VTI VG Morningstar TS MKT ETF-US Add +6.5% 0.74% +0.04
JNJ Johnson & Johnson Add +0.1% 0.19% +0.03
MDY State Street SPDR S&P Midcap Add +8.5% 0.17% +0.01
BAC Bank of America Corp. Add +0.1% 0.24% −0.00
CSX CSX Corp. Add +0.3% 0.17% −0.01
ETN Eaton Corp. PLC Add +0.1% 0.11% −0.02
IJH iShares Core S&P Midcap ETF Add +0.1% 3.37% −0.07
GOOG Alphabet Inc. Class C Add +0.0% 0.56% −0.09
SPYG SS SPDR P S&P 500 Growth ETF Add +0.6% 3.45% −0.14
NVDA Nvidia Corp. Add +1.0% 1.12% −0.19
CGGR Cap Group Growth Equity Add +1.1% 7.90% −0.21

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 106$308.3MCGGO, ACWX, CGGR, IUSG, SPYV
Q1 2026 101$259.2MCGGO, ACWX, CGGR, IUSG, SPYV
Q4 2025 101$250.5MCGGO, CGGR, IUSG, ACWX, AAPL
Q3 2025 95$225.3MCGGO, CGGR, IUSG, SPYV, AAPL
Q2 2025 93$207.4MCGGO, CGGR, IUSG, SPYV, AAPL
Q1 2025 87$185.5MCGGO, CGGR, SPYV, IUSG, AAPL
Q4 2024 91$194.0MCGGO, CGGR, AAPL, IUSG, SPYV
Q3 2024 91$192.0MCGGO, CGGR, AAPL, IUSG, SPYV
Q2 2024 81$178.8MCGGO, CGGR, IUSG, AAPL, SPYV
Q1 2024 83$169.1MCGGO, CGGR, IUSG, SPYV, AAPL