Financial Council, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 5, 2026), Financial Council, LLC reported 101 stock positions worth $250.5 million. Its top holding was Cap Group Global Growth (CGGO) at 20.5% of the portfolio, followed by Cap Group Growth Equity (CGGR, 8.2%) and iShares Core S&P U.S. Growth (IUSG, 5.8%). Compared with Q3 2025, it opened 8 new positions, sold out of 2, added to 16 and reduced 37. The biggest buy was iShares MSCI Acwi Ex US ETF (ACWX, shares +309%) and the biggest sale an exit from Firstservice (FSV).

Most Recent 13F
Q2 2026
Location
TOWSON, MD
CIK
0001883629
Portfolio Value
$250.5M (Q4 2025)
SEC Filing
0001883629-26-000001 ↗ filed Feb 5, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $169.1M Q1 2024 Q2 2024: $178.8M Q2 2024 Q3 2024: $192.0M Q3 2024 Q4 2024: $194.0M Q4 2024 Q1 2025: $185.5M Q1 2025 Q2 2025: $207.4M Q2 2025 Q3 2025: $225.3M Q3 2025 Q4 2025: $250.5M $250.5M Q4 2025 Q1 2026: $259.2M Q1 2026 Q2 2026: $308.3M Q2 2026

Holdings 101 stocks · $250.5M
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 20.52% 1,483,388 $51.4M Add +5.8%
CGGR Cap Group Growth Equity 8.16% 459,406 $20.4M Add +5.5%
IUSG iShares Core S&P U.S. Growth 5.76% 85,961 $14.4M Reduce -0.5%
ACWX iShares MSCI Acwi Ex US ETF 5.65% 210,729 $14.1M Add +308.9%
AAPL Apple Inc. 5.15% 47,420 $12.9M Reduce -0.4%
SPYV SS SPDR P S&P 500 Value ETF 5.13% 226,226 $12.9M Add +0.1%
IUSV iShares Core S&P U.S. Value 3.70% 90,466 $9.3M Reduce -0.6%
SPYG SS SPDR P S&P 500 Growth ETF 3.50% 82,094 $8.8M Reduce -0.4%
IJH iShares Core S&P Midcap ETF 2.86% 108,676 $7.2M Add +1.2%
IEMG iShares Core MSCI Emerging 2.86% 106,596 $7.2M Add +51.1%
DFAC Dimensional US Core Equity 2 2.54% 160,420 $6.4M Add +5.0%
IWV iShares Russell 3000 ETF 2.26% 14,660 $5.7M Reduce -0.1%
IVV iShares Core S&P 500 ETF 2.24% 8,189 $5.6M Reduce -0.3%
MSFT Microsoft Corp. 2.07% 10,713 $5.2M Reduce -0.3%
ACWI iShares MSCI Acwi ETF 1.96% 34,708 $4.9M Reduce -1.3%
NVDA Nvidia Corp. 1.50% 20,095 $3.7M Add +3.1%
DFUS Dimensional US Eq MKT ETF 1.43% 48,387 $3.6M No change
VOO Vanguard S&P 500 ETF 1.29% 5,152 $3.2M No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.99% 56,973 $2.5M Add +37.2%
CGMU Cap Group Municipal Income 0.92% 83,806 $2.3M New
XOM Exxon Mobil Corp. 0.89% 18,474 $2.2M No change
GOOG Alphabet Inc. Class C 0.84% 6,710 $2.1M No change
PG The Procter & Gamble Co. 0.74% 13,007 $1.9M Reduce -2.3%
GOOGL Alphabet Inc. Class A 0.72% 5,800 $1.8M No change
VTI VG Morningstar TS MKT ETF-US 0.72% 5,387 $1.8M Add +8.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.72% 2,645 $1.8M No change
JPM JPMorgan Chase & Co. 0.71% 5,556 $1.8M Reduce -0.3%
KO The Coca-Cola Co. 0.68% 24,361 $1.7M Reduce -0.6%
AMZN Amazon.com Inc. 0.66% 7,188 $1.7M Add +1.0%
XVV iShares ESG Select Screened 0.59% 28,134 $1.5M Reduce -4.7%
ABBV Abbvie Inc. 0.55% 5,996 $1.4M Reduce -0.2%
LLY Eli Lilly & Co. 0.54% 1,262 $1.4M Add +0.5%
VSGX Vanguard ESG Intl Stock ETF 0.50% 17,398 $1.2M Reduce -3.2%
DFUV Dimensional US Marketwide Va 0.46% 24,585 $1.1M No change
META Meta Platforms Inc. Class A 0.41% 1,546 $1.0M No change
IXUS iShares Core Intl Stock ETF 0.34% 10,173 $861K Reduce -0.5%
ABT Abbott Laboratories 0.34% 6,871 $861K No change
VGT Vanguard Info Tech ETF 0.31% 1,024 $772K No change
VIOO Vanguard S&P Small-Cap 600 E 0.27% 6,188 $687K No change
CEG Constellation Energy 0.26% 1,849 $653K No change
AVGO Broadcom Inc. 0.26% 1,860 $644K No change
BRK.B Berkshire Hathaway Inc. Class B 0.26% 1,272 $639K Reduce -0.4%
SBUX Starbucks Corp. 0.24% 7,210 $607K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.24% 10,728 $590K Reduce -0.7%
GE General Electric filed as GE AEROSPACE 0.23% 1,847 $569K No change
IJR iShares Core S&P Small-Cap E 0.22% 4,569 $549K No change
ORCL Oracle Corp. 0.20% 2,600 $507K No change
CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE 0.20% 14,217 $507K New
CGIC Cap Group Intl Core Eq filed as CAPITAL GROUP INTERNATIONAL 0.20% 15,559 $506K New
XLK SS Technology Select Sector 0.20% 3,466 $499K No change
CAT Caterpillar Inc. 0.19% 850 $487K Reduce -1.5%
PEP Pepsico Inc. 0.19% 3,386 $486K Reduce -2.8%
AMAT Applied Materials Inc. 0.19% 1,886 $485K No change
MA Mastercard Inc. Class A 0.19% 849 $485K Reduce -0.8%
CSCO Cisco Systems Inc. 0.19% 6,236 $480K Reduce -1.4%
V Visa Inc. Class A 0.19% 1,347 $472K Reduce -0.4%
MRK Merck & Co. Inc. 0.17% 3,991 $420K Reduce -0.3%
JNJ Johnson & Johnson 0.17% 2,011 $416K Reduce -0.8%
NFLX Netflix Inc. 0.16% 4,230 $397K Reduce -1.4%
IOO iShares Global 100 ETF 0.16% 3,116 $395K No change
CSX CSX Corp. 0.16% 10,794 $391K Add +0.2%
LDOS Leidos Holdings Inc. 0.16% 2,159 $389K Reduce -15.1%
MDY State Street SPDR S&P Midcap 0.14% 585 $353K No change
RTX RTX Corp. 0.14% 1,911 $351K Reduce -3.9%
HD Home Depot Inc. 0.14% 1,015 $349K Reduce -1.0%
MU Micron Technology Inc. 0.14% 1,211 $346K No change
TMO Thermo Fisher Scientific Inc. 0.14% 591 $342K Reduce -0.7%
COST Costco Wholesale Corp. 0.12% 362 $312K No change
AXP American Express Co. 0.12% 838 $310K Reduce -2.0%
GEV GE Vernova Inc. 0.12% 451 $295K No change
TRV The Travelers Cos Inc. 0.12% 994 $288K No change
MS Morgan Stanley 0.11% 1,543 $274K No change
UNH Unitedhealth Group Inc. 0.11% 820 $271K Add +1.7%
VGIT Vanguard Intermediate-Term T 0.11% 4,501 $270K Reduce -1.2%
PNC PNC Financial Services Group 0.11% 1,286 $268K Reduce -0.9%
IWY iShares Russell Top 200 Grow 0.10% 926 $256K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.10% 861 $255K No change
WMT Walmart Inc. 0.10% 2,253 $251K Reduce -1.4%
BLK BlackRock Inc. 0.10% 231 $247K No change
CTAS Cintas Corp. 0.10% 1,312 $247K No change
XBI SS SPDR S&P Biotech ETF 0.10% 2,008 $245K No change
CL Colgate-Palmolive Co. 0.10% 3,089 $244K No change
EXC Exelon Corp. 0.10% 5,549 $242K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.10% 2,113 $240K Reduce -0.8%
ESGD iShares Trust iShares ESG Aw 0.09% 2,499 $238K Add +1.2%
ETN Eaton Corp. PLC 0.09% 739 $235K No change
FTEC Fidelity MSCI Info Tech Indx 0.09% 1,036 $233K No change
ADBE Adobe Inc. 0.09% 662 $232K No change
XJH Ishare ESG SS S&P Midcap ETF 0.09% 5,166 $231K Reduce -2.8%
CGGE Cap Group Global Eq filed as CAPITAL GROUP GLOBAL EQUITY 0.09% 7,272 $230K New
AMGN Amgen Inc. 0.09% 695 $227K New
VUG Vanguard Mrngstar GR ETF-Sui 0.09% 461 $225K Reduce -11.8%
QCOM Qualcomm Inc. 0.09% 1,261 $216K No change
MCD McDonald's Corp. 0.09% 700 $214K Reduce -4.0%
TSM Taiwan Semiconductor-SP ADR 0.08% 694 $211K New
MMM 3M Co. 0.08% 1,316 $211K Add +1.9%
TXN Texas Instruments Inc. 0.08% 1,179 $205K No change
DHR Danaher Corp. 0.08% 885 $203K New
HON Honeywell International Inc. 0.08% 1,036 $202K No change
PGX Invesco Preferred ETF 0.05% 10,479 $118K New
ESRT Empire State Realty Trust-A 0.03% 12,005 $78K No change

Portfolio Sells Q3 2025 → Q4 2025
FSV Firstservice Corp. Sold out 0.00% −0.85
IUSG iShares Core S&P U.S. Growth Reduce -0.5% 5.76% −0.55
MSFT Microsoft Corp. Reduce -0.3% 2.07% −0.40
IUSV iShares Core S&P U.S. Value Reduce -0.6% 3.70% −0.33
SPYG SS SPDR P S&P 500 Growth ETF Reduce -0.4% 3.50% −0.33
AAPL Apple Inc. Reduce -0.4% 5.15% −0.24
IWV iShares Russell 3000 ETF Reduce -0.1% 2.26% −0.20
IVV iShares Core S&P 500 ETF Reduce -0.3% 2.24% −0.20
ACWI iShares MSCI Acwi ETF Reduce -1.3% 1.96% −0.20
PG The Procter & Gamble Co. Reduce -2.3% 0.74% −0.16
CMG Chipotle Mexican Grill Inc. Sold out 0.00% −0.09
XVV iShares ESG Select Screened Reduce -4.7% 0.59% −0.08
ABBV Abbvie Inc. Reduce -0.2% 0.55% −0.07
NFLX Netflix Inc. Reduce -1.4% 0.16% −0.07
JPM JPMorgan Chase & Co. Reduce -0.3% 0.71% −0.07
LDOS Leidos Holdings Inc. Reduce -15.1% 0.16% −0.06
VSGX Vanguard ESG Intl Stock ETF Reduce -3.2% 0.50% −0.06
HD Home Depot Inc. Reduce -1.0% 0.14% −0.04
KO The Coca-Cola Co. Reduce -0.6% 0.68% −0.04
IXUS iShares Core Intl Stock ETF Reduce -0.5% 0.34% −0.03
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.4% 0.26% −0.03
PEP Pepsico Inc. Reduce -2.8% 0.19% −0.02
MA Mastercard Inc. Class A Reduce -0.8% 0.19% −0.02
VUG Vanguard Mrngstar GR ETF-Sui Reduce -11.8% 0.09% −0.02
V Visa Inc. Class A Reduce -0.4% 0.19% −0.02
VGIT Vanguard Intermediate-Term T Reduce -1.2% 0.11% −0.01
MCD McDonald's Corp. Reduce -4.0% 0.09% −0.01
DIS The Walt Disney Co. Reduce -0.8% 0.10% −0.01
BAC Bank of America Corp. Reduce -0.7% 0.24% −0.01
XJH Ishare ESG SS S&P Midcap ETF Reduce -2.8% 0.09% −0.01
PNC PNC Financial Services Group Reduce -0.9% 0.11% −0.01
RTX RTX Corp. Reduce -3.9% 0.14% −0.01
WMT Walmart Inc. Reduce -1.4% 0.10% −0.00
AXP American Express Co. Reduce -2.0% 0.12% −0.00
JNJ Johnson & Johnson Reduce -0.8% 0.17% −0.00
CSCO Cisco Systems Inc. Reduce -1.4% 0.19% −0.00
TMO Thermo Fisher Scientific Inc. Reduce -0.7% 0.14% +0.01
CAT Caterpillar Inc. Reduce -1.5% 0.19% +0.01
MRK Merck & Co. Inc. Reduce -0.3% 0.17% +0.02

Portfolio Buys Q3 2025 → Q4 2025
ACWX iShares MSCI Acwi Ex US ETF Add +308.9% 5.65% +4.16
CGMU Cap Group Municipal Income New 0.92% +0.92
IEMG iShares Core MSCI Emerging Add +51.1% 2.86% +0.80
CGDV Cap Group Dividend Value Add +37.2% 0.99% +0.22
CGDG Cap Group Dividend Growers New 0.20% +0.20
CGIC Cap Group Intl Core Eq New 0.20% +0.20
LLY Eli Lilly & Co. Add +0.5% 0.54% +0.12
CGGE Cap Group Global Eq New 0.09% +0.09
AMGN Amgen Inc. New 0.09% +0.09
TSM Taiwan Semiconductor-SP ADR New 0.08% +0.08
DHR Danaher Corp. New 0.08% +0.08
PGX Invesco Preferred ETF New 0.05% +0.05
MMM 3M Co. Add +1.9% 0.08% −0.00
VTI VG Morningstar TS MKT ETF-US Add +8.0% 0.72% −0.01
ESGD iShares Trust iShares ESG Aw Add +1.2% 0.09% −0.01
CSX CSX Corp. Add +0.2% 0.16% −0.01
UNH Unitedhealth Group Inc. Add +1.7% 0.11% −0.02
AMZN Amazon.com Inc. Add +1.0% 0.66% −0.03
DFAC Dimensional US Core Equity 2 Add +5.0% 2.54% −0.08
NVDA Nvidia Corp. Add +3.1% 1.50% −0.12
IJH iShares Core S&P Midcap ETF Add +1.2% 2.86% −0.25
CGGR Cap Group Growth Equity Add +5.5% 8.16% −0.33
SPYV SS SPDR P S&P 500 Value ETF Add +0.1% 5.13% −0.42
CGGO Cap Group Global Growth Add +5.8% 20.52% −0.74

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 106$308.3MCGGO, ACWX, CGGR, IUSG, SPYV
Q1 2026 101$259.2MCGGO, ACWX, CGGR, IUSG, SPYV
Q4 2025 101$250.5MCGGO, CGGR, IUSG, ACWX, AAPL
Q3 2025 95$225.3MCGGO, CGGR, IUSG, SPYV, AAPL
Q2 2025 93$207.4MCGGO, CGGR, IUSG, SPYV, AAPL
Q1 2025 87$185.5MCGGO, CGGR, SPYV, IUSG, AAPL
Q4 2024 91$194.0MCGGO, CGGR, AAPL, IUSG, SPYV
Q3 2024 91$192.0MCGGO, CGGR, AAPL, IUSG, SPYV
Q2 2024 81$178.8MCGGO, CGGR, IUSG, AAPL, SPYV
Q1 2024 83$169.1MCGGO, CGGR, IUSG, SPYV, AAPL