Financial Freedom, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), Financial Freedom, LLC reported 355 stock positions worth $200.7 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 7.6% of the portfolio, followed by Vanguard Int-Term Corporate (VCIT, 7.1%) and Vanguard Info Tech ETF (VGT, 5.6%). Compared with Q2 2025, it opened 12 new positions, sold out of 10, added to 134 and reduced 45. The biggest buy was Global X Data Center & Digit (DTCR, shares +498%) and the biggest sale Vanguard Tax-Exempt Bond ETF (VTEB, shares −72%).
- Most Recent 13F
- Q2 2026
- Location
- CINCINNATI, OH
- CIK
- 0001965484
- Portfolio Value
- $200.7M (Q3 2025)
- SEC Filing
- 0001965484-25-000006 ↗ filed Nov 13, 2025
Holdings Value
Holdings 355 stocks · $200.7M
| QQQ Invesco QQQ Trust Series 1 | 7.58% | 25,330 | $15.2M | Reduce -2.0% |
| VCIT Vanguard Int-Term Corporate | 7.08% | 168,930 | $14.2M | Reduce -1.6% |
| VGT Vanguard Info Tech ETF | 5.60% | 15,052 | $11.2M | Add +0.0% |
| VCR Vanguard Consumer Discre ETF | 3.76% | 19,049 | $7.5M | Reduce -1.8% |
| XLE SS Energy Select Sector | 3.44% | 77,397 | $6.9M | Add +0.1% |
| VFH Vanguard Financials ETF | 3.33% | 51,000 | $6.7M | Reduce -2.6% |
| SMH Vaneck Semiconductor ETF | 3.21% | 19,746 | $6.4M | Add +5.4% |
| PG The Procter & Gamble Co. | 3.14% | 41,046 | $6.3M | Reduce -0.1% |
| IMTM iShares MSCI Intl Momentum F | 3.12% | 130,798 | $6.3M | Add +1.5% |
| XLV SS Health Care Select Sector | 2.81% | 40,527 | $5.6M | Reduce -0.3% |
| IYW iShares Ustechnology ETF | 2.67% | 27,325 | $5.4M | Add +0.7% |
| IWY iShares Russell Top 200 Grow | 2.28% | 16,728 | $4.6M | Reduce -24.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.06% | 16,266 | $4.1M | Reduce -1.9% |
| XLF SS Financial Select Sector | 1.71% | 63,757 | $3.4M | Reduce -3.3% |
| IGM iShares Expanded Tech Sector | 1.63% | 25,931 | $3.3M | Add +13.9% |
| XSMO Invesco S&P Smallcap Momentu | 1.60% | 43,599 | $3.2M | Add +70.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.53% | 10,432 | $3.1M | Reduce -0.5% |
| VDE Vanguard Energy ETF | 1.49% | 23,839 | $3.0M | Add +0.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.41% | 13,577 | $2.8M | Reduce -1.8% |
| AAPL Apple Inc. | 1.41% | 11,079 | $2.8M | Add +0.1% |
| MSFT Microsoft Corp. | 1.40% | 5,422 | $2.8M | Add +16.3% |
| VFMO Vanguard US Momentum Factor | 1.32% | 13,780 | $2.6M | Add +80.0% |
| DTCR Global X Data Center & Digit | 1.29% | 126,808 | $2.6M | Add +498.5% |
| AGG iShares Core U.S. Aggregate | 1.23% | 24,645 | $2.5M | Reduce -4.5% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 1.20% | 9,889 | $2.4M | Reduce -3.0% |
| VHT Vanguard Health Care ETF | 1.19% | 9,234 | $2.4M | Reduce -6.8% |
| XLY SS Consumer Disc Select Sect | 1.18% | 9,914 | $2.4M | Reduce -10.3% |
| UFOX Defiance Space and Connectiv | 0.95% | 30,829 | $1.9M | Add +129.3% |
| SCHP Schwab U.S. Tips ETF | 0.93% | 69,397 | $1.9M | Reduce -12.2% |
| IWP iShares Russell Mid-Cap Grow | 0.89% | 12,535 | $1.8M | Add +0.0% |
| QTUM Defiance Quantum ETF | 0.86% | 16,449 | $1.7M | Add +232.3% |
| NVDA Nvidia Corp. | 0.76% | 8,219 | $1.5M | Add +0.0% |
| PAVE Global X US Infrastructure | 0.74% | 31,206 | $1.5M | Reduce -1.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.73% | 4,480 | $1.5M | Add +0.2% |
| MCD McDonald's Corp. | 0.73% | 4,805 | $1.5M | Add +0.3% |
| VWO Vanguard Ftse Emerging Marke | 0.69% | 25,675 | $1.4M | Add +0.2% |
| CORP PIMCO Inv Grade Corp. BD ETF | 0.66% | 13,393 | $1.3M | Add +0.5% |
| ISCF iShares International Small | 0.62% | 30,224 | $1.2M | Reduce -0.8% |
| IYF iShares US Financials ETF | 0.62% | 9,789 | $1.2M | Add +2.9% |
| NANR Sta STR SP S&P Nor An Res-Ui | 0.59% | 18,449 | $1.2M | Add +1.3% |
| ONEV SS SPDR R1000 Lo Vol Foc ETF | 0.58% | 8,711 | $1.2M | Add +0.2% |
| VOO Vanguard S&P 500 ETF | 0.50% | 1,651 | $1.0M | Reduce -5.2% |
| FTEC Fidelity MSCI Info Tech Indx | 0.48% | 4,363 | $969K | Add +0.0% |
| JNJ Johnson & Johnson | 0.48% | 5,175 | $960K | Add +0.1% |
| XLK SS Technology Select Sector | 0.46% | 3,287 | $927K | Add +0.1% |
| JPM JPMorgan Chase & Co. | 0.46% | 2,924 | $922K | Add +0.2% |
| XOM Exxon Mobil Corp. | 0.43% | 7,631 | $860K | Add +0.6% |
| XMMO Invesco S&P Midcap Momentum | 0.43% | 6,357 | $860K | Add +0.1% |
| GD General Dynamics Corp. | 0.41% | 2,418 | $825K | No change |
| IMCG iShares Morningstar Mid-Cap | 0.40% | 9,806 | $811K | Add +0.1% |
| PPH Vaneck Pharmaceutical ETF | 0.40% | 8,969 | $810K | Reduce -0.4% |
| EMGF iShares Emerging Markets Equ | 0.40% | 14,271 | $807K | Reduce -0.1% |
| IOO iShares Global 100 ETF | 0.38% | 6,289 | $755K | Add +3.9% |
| VIS Vanguard Industrials ETF | 0.37% | 2,530 | $750K | Add +0.1% |
| RSPU Invesco S&P 500 Equal Weight | 0.36% | 9,522 | $730K | Add +1371.7% |
| FENY Fidelity MSCI Energy Index | 0.35% | 28,183 | $697K | Add +0.8% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.28% | 1,402 | $564K | Reduce -14.8% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.28% | 1,874 | $558K | Add +0.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.28% | 11,080 | $555K | Reduce -71.5% |
| FNCL Fidelity MSCI Financial Indx | 0.27% | 7,213 | $551K | Reduce -0.7% |
| ORCL Oracle Corp. | 0.27% | 1,916 | $539K | Add +0.1% |
| MAGS Roundhill Magnificent Seven | 0.27% | 8,267 | $536K | Add +12.6% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.27% | 1,819 | $534K | No change |
| ITOT iShares Core S&P Total U.S. | 0.26% | 3,522 | $513K | No change |
| META Meta Platforms Inc. Class A | 0.25% | 670 | $492K | Add +0.1% |
| WTW Willis Towers Watson PLC | 0.24% | 1,417 | $489K | Add +58.7% |
| FBND Fidelity Total Bond ETF | 0.24% | 10,502 | $486K | Add +424.6% |
| LLY Eli Lilly & Co. | 0.24% | 620 | $473K | Reduce -6.2% |
| VAW Vanguard Materials ETF | 0.24% | 2,306 | $472K | No change |
| AMZN Amazon.com Inc. | 0.23% | 2,091 | $459K | No change |
| ROBO Robo Global Robotics and Aut filed as EXCHANGE TRADED CONCEPTS TRU | 0.23% | 6,997 | $459K | Add +0.0% |
| LOW Lowe's Cos Inc. | 0.22% | 1,781 | $448K | No change |
| XHB SS SPDR S&P Homebldrs ETF | 0.22% | 3,994 | $443K | Add +0.1% |
| WMT Walmart Inc. | 0.21% | 4,037 | $416K | Add +0.1% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.21% | 3,741 | $413K | No change |
| AIQ Global X Art Intel & Tech | 0.20% | 8,253 | $408K | Add +16.4% |
| GLD SPDR Gold Shares | 0.19% | 1,072 | $381K | No change |
| IJR iShares Core S&P Small-Cap E | 0.19% | 3,127 | $372K | Reduce -32.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.17% | 728 | $349K | Reduce -11.7% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.16% | 2,811 | $322K | Add +0.1% |
| VPU Vanguard Utilities ETF | 0.16% | 1,689 | $320K | No change |
| VNQ Vanguard Real Estate ETF | 0.16% | 3,446 | $315K | Add +0.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.15% | 607 | $305K | Add +1.2% |
| CSCO Cisco Systems Inc. | 0.14% | 4,193 | $287K | Add +0.5% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.14% | 1,606 | $280K | Add +0.2% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.14% | 976 | $275K | Add +0.1% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.14% | 7,530 | $272K | Add +108.0% |
| VXUS Vanguard Total Intl Stock | 0.14% | 3,697 | $272K | Add +0.3% |
| XLI SS Industrial Select Sector | 0.13% | 1,756 | $271K | No change |
| IEMG iShares Core MSCI Emerging | 0.13% | 3,882 | $256K | No change |
| RTX RTX Corp. | 0.12% | 1,486 | $249K | Reduce -0.1% |
| VYM Vanguard High DVD Yield ETF | 0.12% | 1,764 | $249K | Reduce -9.8% |
| ONEY SS SPDR R1000 Yield Foc ETF | 0.12% | 2,195 | $248K | Add +0.3% |
| DRIV Global X Autonomous&elec-ETF | 0.12% | 8,768 | $248K | Reduce -56.2% |
| XMHQ Invesco S&P Midcap Qual ETF | 0.12% | 2,295 | $241K | Reduce -78.7% |
| GOOG Alphabet Inc. Class C | 0.12% | 965 | $235K | No change |
| QCOM Qualcomm Inc. | 0.12% | 1,408 | $234K | Add +0.1% |
| MRK Merck & Co. Inc. | 0.11% | 2,747 | $231K | Add +0.5% |
| VONG Vanguard Russell 1000 Growth | 0.11% | 1,890 | $228K | Reduce -25.6% |
| TXN Texas Instruments Inc. | 0.11% | 1,203 | $221K | Add +0.7% |
Other holdings (2): bonds, preferreds, convertibles and warrants · $13K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 5 | $6K | New |
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | 5 | $6K | New |
Total filed on the 13F, all lines: $200.8M.
Portfolio Sells Q2 2025 → Q3 2025
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -71.5% | 0.28% | −0.75 |
| IWY iShares Russell Top 200 Grow | Reduce -24.0% | 2.28% | −0.64 |
| VCIT Vanguard Int-Term Corporate | Reduce -1.6% | 7.08% | −0.60 |
| XMHQ Invesco S&P Midcap Qual ETF | Reduce -78.7% | 0.12% | −0.45 |
| PG The Procter & Gamble Co. | Reduce -0.1% | 3.14% | −0.38 |
| VFH Vanguard Financials ETF | Reduce -2.6% | 3.33% | −0.26 |
| SCHP Schwab U.S. Tips ETF | Reduce -12.2% | 0.93% | −0.21 |
| MUB iShares National Muni Bond E | Reduce -60.3% | 0.10% | −0.17 |
| MBB iShares MBS ETF | Reduce -72.5% | 0.05% | −0.16 |
| IVOG Vanguard S&P Mid-Cap 400 Gro | Sold out | 0.00% | −0.15 |
| XLF SS Financial Select Sector | Reduce -3.3% | 1.71% | −0.15 |
| AGG iShares Core U.S. Aggregate | Reduce -4.5% | 1.23% | −0.15 |
| XLV SS Health Care Select Sector | Reduce -0.3% | 2.81% | −0.14 |
| VHT Vanguard Health Care ETF | Reduce -6.8% | 1.19% | −0.13 |
| DRIV Global X Autonomous&elec-ETF | Reduce -56.2% | 0.12% | −0.13 |
| XLY SS Consumer Disc Select Sect | Reduce -10.3% | 1.18% | −0.11 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -2.0% | 7.58% | −0.11 |
| MDYG SS SPDR S&P 400 MC GR ETF | Sold out | 0.00% | −0.09 |
| IJR iShares Core S&P Small-Cap E | Reduce -32.4% | 0.19% | −0.09 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.9% | 2.06% | −0.06 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.5% | 1.53% | −0.05 |
| IHAK iShares Cybersecurity & Tech | Sold out | 0.00% | −0.05 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -14.8% | 0.28% | −0.04 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -26.1% | 0.11% | −0.04 |
| LLY Eli Lilly & Co. | Reduce -6.2% | 0.24% | −0.04 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.8% | 1.41% | −0.04 |
| COIN Coinbase Global Inc. Class A | Reduce -20.1% | 0.09% | −0.04 |
| VONG Vanguard Russell 1000 Growth | Reduce -25.6% | 0.11% | −0.04 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Reduce -3.0% | 1.20% | −0.03 |
| VOO Vanguard S&P 500 ETF | Reduce -5.2% | 0.50% | −0.03 |
| FXO First Trust Financial Alphad | Sold out | 0.00% | −0.03 |
| VRNA Verona Pharma Ltd. | Sold out | 0.00% | −0.03 |
| VCR Vanguard Consumer Discre ETF | Reduce -1.8% | 3.76% | −0.03 |
| GE General Electric | Reduce -34.9% | 0.06% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -20.5% | 0.08% | −0.02 |
| PPH Vaneck Pharmaceutical ETF | Reduce -0.4% | 0.40% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -11.7% | 0.17% | −0.02 |
| ISCF iShares International Small | Reduce -0.8% | 0.62% | −0.02 |
| VYM Vanguard High DVD Yield ETF | Reduce -9.8% | 0.12% | −0.02 |
| FNCL Fidelity MSCI Financial Indx | Reduce -0.7% | 0.27% | −0.02 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -83.7% | 0.00% | −0.01 |
| WBA Walgreens Boots Alliance Inc. | Sold out | 0.00% | −0.01 |
| IEO iShares U.S. Oil & Gas Explo | Sold out | 0.00% | −0.01 |
| AMED Amedisys Inc. | Sold out | 0.00% | −0.01 |
| EEMV iShares MSCI Emg MKT Min Vol | Sold out | 0.00% | −0.00 |
| XLRE SS Real Estate Select Sector | Reduce -3.5% | 0.04% | −0.00 |
| PAVE Global X US Infrastructure | Reduce -1.5% | 0.74% | −0.00 |
| PFE Pfizer Inc. | Reduce -1.0% | 0.05% | −0.00 |
| SCHF Schwab Intl Equity ETF | Reduce -0.1% | 0.01% | −0.00 |
| KLG WK Kellogg Co. | Sold out | 0.00% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| DTCR Global X Data Center & Digit | Add +498.5% | 1.29% | +1.08 |
| XSMO Invesco S&P Smallcap Momentu | Add +70.8% | 1.60% | +0.66 |
| QTUM Defiance Quantum ETF | Add +232.3% | 0.86% | +0.61 |
| VFMO Vanguard US Momentum Factor | Add +80.0% | 1.32% | +0.60 |
| UFOX Defiance Space and Connectiv | Add +129.3% | 0.95% | +0.56 |
| SMH Vaneck Semiconductor ETF | Add +5.4% | 3.21% | +0.39 |
| RSPU Invesco S&P 500 Equal Weight | Add +1371.7% | 0.36% | +0.34 |
| IGM iShares Expanded Tech Sector | Add +13.9% | 1.63% | +0.25 |
| VGT Vanguard Info Tech ETF | Add +0.0% | 5.60% | +0.22 |
| FBND Fidelity Total Bond ETF | Add +424.6% | 0.24% | +0.19 |
| AAPL Apple Inc. | Add +0.1% | 1.41% | +0.18 |
| MSFT Microsoft Corp. | Add +16.3% | 1.40% | +0.15 |
| IYW iShares Ustechnology ETF | Add +0.7% | 2.67% | +0.13 |
| WTW Willis Towers Watson PLC | Add +58.7% | 0.24% | +0.10 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +108.0% | 0.14% | +0.07 |
| NVDA Nvidia Corp. | Add +0.0% | 0.76% | +0.06 |
| JNJ Johnson & Johnson | Add +0.1% | 0.48% | +0.05 |
| MAGS Roundhill Magnificent Seven | Add +12.6% | 0.27% | +0.05 |
| IETC iShares U.S. Tech Independen | New | 0.04% | +0.04 |
| ORCL Oracle Corp. | Add +0.1% | 0.27% | +0.04 |
| NANR Sta STR SP S&P Nor An Res-Ui | Add +1.3% | 0.59% | +0.04 |
| AIQ Global X Art Intel & Tech | Add +16.4% | 0.20% | +0.04 |
| PLTR Palantir Technologies Inc. Class A | Add +768.0% | 0.04% | +0.04 |
| URA Global X Uranium ETF | New | 0.03% | +0.03 |
| IOO iShares Global 100 ETF | Add +3.9% | 0.38% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +0.1% | 0.09% | +0.02 |
| FTEC Fidelity MSCI Info Tech Indx | Add +0.0% | 0.48% | +0.02 |
| IJJ iShares S&P Mid-Cap 400 Valu | New | 0.02% | +0.02 |
| MSTR Strategy Inc. | New | 0.02% | +0.02 |
| NLR Vaneck Urani & Nuclr ETF-Usd | Add +88.5% | 0.03% | +0.02 |
| VIG Vanguard Dividend Apprec ETF | New | 0.02% | +0.02 |
| XLK SS Technology Select Sector | Add +0.1% | 0.46% | +0.01 |
| SPMO Invesco S&P 500 Momentum ETF | Add +13.8% | 0.10% | +0.01 |
| SDY SS SPDR S&P Dividend ETF | New | 0.01% | +0.01 |
| ICLN iShares Global Clean Energy | Add +692.5% | 0.01% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +0.2% | 0.69% | +0.01 |
| LRCX Lam Research Corp. | Add +0.3% | 0.04% | +0.01 |
| XHB SS SPDR S&P Homebldrs ETF | Add +0.1% | 0.22% | +0.01 |
| SSO Proshares Ultra S&P500 | New | 0.01% | +0.01 |
| ITB iShares U.S. Home Constructi | Add +0.2% | 0.07% | +0.00 |
| PFL PIMCO Income Strategy Fund | New | 0.00% | +0.00 |
| JPM JPMorgan Chase & Co. | Add +0.2% | 0.46% | +0.00 |
| ROBO Robo Global Robotics and Aut | Add +0.0% | 0.23% | +0.00 |
| HPE Hewlett Packard Enterprise | Add +0.4% | 0.03% | +0.00 |
| PFF iShares Preferred & Income S | New | 0.00% | +0.00 |
| ILCG iShares Morningstar Growth E | New | 0.00% | +0.00 |
| IWO iShares Russell 2000 Growth | Add +0.2% | 0.07% | +0.00 |
| LIT Global X Lithium & Battery T | Add +0.3% | 0.01% | +0.00 |
| VIOV Vanguard S&P Small-Cap 600 V | Add +0.5% | 0.07% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +0.2% | 0.08% | +0.00 |
Notes & Other Activity Q2 2025 → Q3 2025
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | New | 5 | $6K |
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | New | 5 | $6K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 107 | $217.9M | QQQ, VCIT, VGT, SMH, VCR |
| Q1 2026 | 425 | $200.8M | VCIT, QQQ, VGT, SMH, XLE |
| Q4 2025 | 339 | $201.5M | QQQ, VCIT, VGT, VCR, SMH |
| Q3 2025 | 355 | $200.7M | QQQ, VCIT, VGT, VCR, XLE |
| Q2 2025 | 353 | $185.6M | QQQ, VCIT, VGT, VCR, VFH |
| Q1 2025 | 364 | $174.1M | VCIT, QQQ, VGT, XLE, PG |
| Q4 2024 | 360 | $189.7M | VCIT, QQQ, VGT, VCR, PG |
| Q3 2024 | 356 | $188.9M | VCIT, QQQ, VGT, PG, XLE |
| Q2 2024 | 372 | $176.0M | VCIT, QQQ, VGT, XLE, PG |
| Q1 2024 | 364 | $168.8M | VCIT, QQQ, VGT, XLE, PG |