Financial Freedom, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 17, 2026), Financial Freedom, LLC reported 339 stock positions worth $201.5 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 7.6% of the portfolio, followed by Vanguard Int-Term Corporate (VCIT, 7.3%) and Vanguard Info Tech ETF (VGT, 5.6%). Compared with Q3 2025, it opened 7 new positions, sold out of 24, added to 115 and reduced 63. The biggest buy was Vanguard US Momentum Factor (VFMO, shares +34%) and the biggest sale SS Energy Select Sector (XLE, shares −16%).
- Most Recent 13F
- Q2 2026
- Location
- CINCINNATI, OH
- CIK
- 0001965484
- Portfolio Value
- $201.5M (Q4 2025)
- SEC Filing
- 0001965484-26-000001 ↗ filed Feb 17, 2026
Holdings Value
Holdings 339 stocks · $201.5M
| QQQ Invesco QQQ Trust Series 1 | 7.56% | 24,801 | $15.2M | Reduce -2.1% |
| VCIT Vanguard Int-Term Corporate | 7.34% | 176,702 | $14.8M | Add +4.6% |
| VGT Vanguard Info Tech ETF | 5.57% | 14,889 | $11.2M | Reduce -1.1% |
| VCR Vanguard Consumer Discre ETF | 3.59% | 18,337 | $7.2M | Reduce -3.7% |
| SMH Vaneck Semiconductor ETF | 3.43% | 19,201 | $6.9M | Reduce -2.8% |
| VFH Vanguard Financials ETF | 3.23% | 48,719 | $6.5M | Reduce -4.5% |
| IMTM iShares MSCI Intl Momentum F | 3.14% | 132,011 | $6.3M | Add +0.9% |
| XLV SS Health Care Select Sector | 2.98% | 38,846 | $6.0M | Reduce -4.2% |
| XLE SS Energy Select Sector | 2.88% | 130,003 | $5.8M | Reduce -16.0% |
| PG The Procter & Gamble Co. | 2.79% | 39,193 | $5.6M | Reduce -4.5% |
| IYW iShares Ustechnology ETF | 2.67% | 26,958 | $5.4M | Reduce -1.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.05% | 16,039 | $4.1M | Reduce -1.4% |
| IWY iShares Russell Top 200 Grow | 2.03% | 14,785 | $4.1M | Reduce -11.6% |
| VFMO Vanguard US Momentum Factor | 1.75% | 18,421 | $3.5M | Add +33.7% |
| IGM iShares Expanded Tech Sector | 1.72% | 26,892 | $3.5M | Add +3.7% |
| DTCR Global X Data Center & Digit | 1.71% | 163,522 | $3.5M | Add +28.9% |
| XSMO Invesco S&P Smallcap Momentu | 1.66% | 46,354 | $3.3M | Add +6.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.49% | 10,330 | $3.0M | Reduce -1.0% |
| AAPL Apple Inc. | 1.42% | 10,536 | $2.9M | Reduce -4.9% |
| XLF SS Financial Select Sector | 1.41% | 51,857 | $2.8M | Reduce -18.7% |
| VHT Vanguard Health Care ETF | 1.35% | 9,443 | $2.7M | Add +2.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.34% | 12,725 | $2.7M | Reduce -6.3% |
| VDE Vanguard Energy ETF | 1.30% | 20,754 | $2.6M | Reduce -12.9% |
| MSFT Microsoft Corp. | 1.27% | 5,294 | $2.6M | Reduce -2.4% |
| AGG iShares Core U.S. Aggregate | 1.22% | 24,573 | $2.5M | Reduce -0.3% |
| XLY SS Consumer Disc Select Sect | 1.18% | 19,830 | $2.4M | No change |
| UFOX Defiance Space and Connectiv | 1.17% | 36,788 | $2.3M | Add +19.3% |
| QTUM Defiance Quantum ETF | 1.16% | 21,358 | $2.3M | Add +29.8% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 1.14% | 9,128 | $2.3M | Reduce -7.7% |
| SCHP Schwab U.S. Tips ETF | 0.96% | 72,868 | $1.9M | Add +5.0% |
| IWP iShares Russell Mid-Cap Grow | 0.80% | 11,716 | $1.6M | Reduce -6.5% |
| ISCF iShares International Small | 0.80% | 38,673 | $1.6M | Add +27.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.74% | 4,423 | $1.5M | Reduce -1.3% |
| NVDA Nvidia Corp. | 0.73% | 7,872 | $1.5M | Reduce -4.2% |
| PAVE Global X US Infrastructure | 0.72% | 30,253 | $1.4M | Reduce -3.0% |
| MCD McDonald's Corp. | 0.71% | 4,668 | $1.4M | Reduce -2.9% |
| VWO Vanguard Ftse Emerging Marke | 0.68% | 25,376 | $1.4M | Reduce -1.2% |
| CORP PIMCO Inv Grade Corp. BD ETF | 0.65% | 13,457 | $1.3M | Add +0.5% |
| FBND Fidelity Total Bond ETF | 0.64% | 27,963 | $1.3M | Add +166.3% |
| NANR Sta STR SP S&P Nor An Res-Ui | 0.62% | 18,534 | $1.3M | Add +0.5% |
| ONEV SS SPDR R1000 Lo Vol Foc ETF | 0.57% | 8,692 | $1.2M | Reduce -0.2% |
| IYF iShares US Financials ETF | 0.56% | 8,717 | $1.1M | Reduce -10.9% |
| JNJ Johnson & Johnson | 0.52% | 5,083 | $1.1M | Reduce -1.8% |
| VOO Vanguard S&P 500 ETF | 0.51% | 1,652 | $1.0M | Add +0.1% |
| FTEC Fidelity MSCI Info Tech Indx | 0.49% | 4,379 | $984K | Add +0.4% |
| JPM JPMorgan Chase & Co. | 0.47% | 2,928 | $943K | Add +0.1% |
| XMMO Invesco S&P Midcap Momentum | 0.46% | 6,743 | $934K | Add +6.1% |
| PPH Vaneck Pharmaceutical ETF | 0.46% | 8,988 | $927K | Add +0.2% |
| XOM Exxon Mobil Corp. | 0.46% | 7,678 | $924K | Add +0.6% |
| XLK SS Technology Select Sector | 0.44% | 6,181 | $890K | Reduce -6.0% |
| IOO iShares Global 100 ETF | 0.40% | 6,296 | $798K | Add +0.1% |
| EMGF iShares Emerging Markets Equ | 0.38% | 13,159 | $761K | Reduce -7.8% |
| VIS Vanguard Industrials ETF | 0.38% | 2,533 | $756K | Add +0.1% |
| IMCG iShares Morningstar Mid-Cap | 0.37% | 9,291 | $742K | Reduce -5.3% |
| RSPU Invesco S&P 500 Equal Weight | 0.36% | 9,568 | $715K | Add +0.5% |
| FENY Fidelity MSCI Energy Index | 0.35% | 28,396 | $703K | Add +0.8% |
| LLY Eli Lilly & Co. | 0.33% | 620 | $667K | No change |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.28% | 1,875 | $566K | Add +0.1% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.28% | 1,367 | $564K | Reduce -2.5% |
| FNCL Fidelity MSCI Financial Indx | 0.28% | 7,231 | $562K | Add +0.3% |
| MAGS Roundhill Magnificent Seven | 0.27% | 8,192 | $540K | Reduce -0.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.26% | 10,511 | $529K | Reduce -5.1% |
| ITOT iShares Core S&P Total U.S. | 0.26% | 3,523 | $524K | Add +0.0% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.25% | 1,820 | $508K | Add +0.1% |
| ROBO Robo Global Robotics and Aut filed as EXCHANGE TRADED CONCEPTS TRU | 0.24% | 6,997 | $485K | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.23% | 2,601 | $461K | Add +62.0% |
| WMT Walmart Inc. | 0.22% | 4,037 | $450K | No change |
| VAW Vanguard Materials ETF | 0.22% | 2,146 | $445K | Reduce -6.9% |
| AMZN Amazon.com Inc. | 0.22% | 1,882 | $435K | Reduce -10.0% |
| LOW Lowe's Cos Inc. | 0.21% | 1,782 | $430K | Add +0.1% |
| GLD SPDR Gold Shares | 0.21% | 1,072 | $425K | No change |
| AIQ Global X Art Intel & Tech | 0.21% | 8,253 | $420K | No change |
| XHB SS SPDR S&P Homebldrs ETF | 0.20% | 3,996 | $411K | Add +0.1% |
| IJR iShares Core S&P Small-Cap E | 0.19% | 3,137 | $377K | Add +0.3% |
| META Meta Platforms Inc. Class A | 0.19% | 569 | $376K | Reduce -15.1% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.18% | 3,355 | $372K | Reduce -10.3% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.18% | 9,891 | $357K | Add +31.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.18% | 728 | $355K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.18% | 707 | $355K | Add +16.5% |
| CSCO Cisco Systems Inc. | 0.16% | 4,205 | $324K | Add +0.3% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.16% | 2,811 | $320K | No change |
| VPU Vanguard Utilities ETF | 0.16% | 1,689 | $313K | No change |
| VNQ Vanguard Real Estate ETF | 0.15% | 3,462 | $306K | Add +0.5% |
| VXUS Vanguard Total Intl Stock | 0.15% | 3,910 | $295K | Add +5.8% |
| IVV iShares Core S&P 500 ETF | 0.15% | 431 | $295K | Add +95.0% |
| MRK Merck & Co. Inc. | 0.14% | 2,753 | $290K | Add +0.2% |
| RTX RTX Corp. | 0.14% | 1,487 | $273K | Add +0.1% |
| XLI SS Industrial Select Sector | 0.14% | 1,756 | $272K | No change |
| IEMG iShares Core MSCI Emerging | 0.13% | 3,937 | $265K | Add +1.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.13% | 881 | $261K | Reduce -9.7% |
| ORCL Oracle Corp. | 0.13% | 1,311 | $256K | Reduce -31.6% |
| VYM Vanguard High DVD Yield ETF | 0.13% | 1,774 | $255K | Add +0.6% |
| ONEY SS SPDR R1000 Yield Foc ETF | 0.12% | 2,203 | $250K | Add +0.4% |
| GOOG Alphabet Inc. Class C | 0.12% | 785 | $246K | Reduce -18.6% |
| QCOM Qualcomm Inc. | 0.12% | 1,411 | $241K | Add +0.2% |
| SPMO Invesco S&P 500 Momentum ETF | 0.12% | 1,954 | $233K | Add +19.9% |
| GOOGL Alphabet Inc. Class A | 0.11% | 737 | $231K | No change |
| VONG Vanguard Russell 1000 Growth | 0.11% | 1,892 | $230K | Add +0.1% |
| WTW Willis Towers Watson PLC | 0.11% | 699 | $230K | Reduce -50.7% |
| FDX FedEx Corp. | 0.11% | 780 | $225K | Add +0.4% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $6K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | 5 | $6K | No change |
Total filed on the 13F, all lines: $201.5M.
Portfolio Sells Q3 2025 → Q4 2025
| XLE SS Energy Select Sector | Reduce -16.0% | 2.88% | −0.56 |
| GD General Dynamics Corp. | Sold out | 0.00% | −0.41 |
| PG The Procter & Gamble Co. | Reduce -4.5% | 2.79% | −0.35 |
| XLF SS Financial Select Sector | Reduce -18.7% | 1.41% | −0.30 |
| IWY iShares Russell Top 200 Grow | Reduce -11.6% | 2.03% | −0.25 |
| VDE Vanguard Energy ETF | Reduce -12.9% | 1.30% | −0.20 |
| VCR Vanguard Consumer Discre ETF | Reduce -3.7% | 3.59% | −0.17 |
| ORCL Oracle Corp. | Reduce -31.6% | 0.13% | −0.14 |
| WTW Willis Towers Watson PLC | Reduce -50.7% | 0.11% | −0.13 |
| MSFT Microsoft Corp. | Reduce -2.4% | 1.27% | −0.13 |
| XMHQ Invesco S&P Midcap Qual ETF | Reduce -88.4% | 0.01% | −0.11 |
| VFH Vanguard Financials ETF | Reduce -4.5% | 3.23% | −0.11 |
| IWP iShares Russell Mid-Cap Grow | Reduce -6.5% | 0.80% | −0.09 |
| IAT iShares US Regional Banks Et | Sold out | 0.00% | −0.08 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -6.3% | 1.34% | −0.07 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Reduce -7.7% | 1.14% | −0.06 |
| IYF iShares US Financials ETF | Reduce -10.9% | 0.56% | −0.06 |
| META Meta Platforms Inc. Class A | Reduce -15.1% | 0.19% | −0.06 |
| SLYV SS SPDR S&P 600 SC Val ETF | Sold out | 0.00% | −0.05 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -42.4% | 0.06% | −0.05 |
| IMCB iShares Morningstar Mid-Cap | Sold out | 0.00% | −0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -1.0% | 1.49% | −0.04 |
| IMCG iShares Morningstar Mid-Cap | Reduce -5.3% | 0.37% | −0.04 |
| NVDA Nvidia Corp. | Reduce -4.2% | 0.73% | −0.04 |
| DRIV Global X Autonomous&elec-ETF | Reduce -26.8% | 0.09% | −0.03 |
| VGT Vanguard Info Tech ETF | Reduce -1.1% | 5.57% | −0.03 |
| AMAT Applied Materials Inc. | Sold out | 0.00% | −0.03 |
| WM Waste Management Inc. | Reduce -65.8% | 0.01% | −0.02 |
| EMGF iShares Emerging Markets Equ | Reduce -7.8% | 0.38% | −0.02 |
| PAVE Global X US Infrastructure | Reduce -3.0% | 0.72% | −0.02 |
| VIOO Vanguard S&P Small-Cap 600 E | Reduce -10.3% | 0.18% | −0.02 |
| XLK SS Technology Select Sector | Reduce -6.0% | 0.44% | −0.02 |
| MCD McDonald's Corp. | Reduce -2.9% | 0.71% | −0.02 |
| XTN SS SPDR S&P Transport ETF | Sold out | 0.00% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Reduce -1.2% | 0.68% | −0.02 |
| ABR Arbor Realty Trust Inc. | Sold out | 0.00% | −0.01 |
| VAW Vanguard Materials ETF | Reduce -6.9% | 0.22% | −0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -5.1% | 0.26% | −0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -2.1% | 7.56% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -10.0% | 0.22% | −0.01 |
| AGG iShares Core U.S. Aggregate | Reduce -0.3% | 1.22% | −0.01 |
| VTIP Vanguard Short-Term Tips | Sold out | 0.00% | −0.01 |
| EFV iShares MSCI Eafe Value ETF | Sold out | 0.00% | −0.01 |
| FELV Fidelity Enh LRG Cap Val ETF | Sold out | 0.00% | −0.01 |
| HSY The Hershey Co. | Sold out | 0.00% | −0.01 |
| IBM Intl Business Machines Corp. | Reduce -9.7% | 0.13% | −0.01 |
| TAN Invesco Solar ETF | Reduce -95.9% | 0.00% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.4% | 2.05% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -38.3% | 0.01% | −0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -35.1% | 0.01% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| VFMO Vanguard US Momentum Factor | Add +33.7% | 1.75% | +0.43 |
| DTCR Global X Data Center & Digit | Add +28.9% | 1.71% | +0.42 |
| FBND Fidelity Total Bond ETF | Add +166.3% | 0.64% | +0.40 |
| QTUM Defiance Quantum ETF | Add +29.8% | 1.16% | +0.30 |
| VCIT Vanguard Int-Term Corporate | Add +4.6% | 7.34% | +0.27 |
| UFOX Defiance Space and Connectiv | Add +19.3% | 1.17% | +0.22 |
| ISCF iShares International Small | Add +27.9% | 0.80% | +0.18 |
| VHT Vanguard Health Care ETF | Add +2.3% | 1.35% | +0.15 |
| VTWG Vanguard Russell 2000 Growth | New | 0.11% | +0.11 |
| IGM iShares Expanded Tech Sector | Add +3.7% | 1.72% | +0.10 |
| FREL Fidelity MSCI RL Est Indx | New | 0.09% | +0.09 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +62.0% | 0.23% | +0.09 |
| IVV iShares Core S&P 500 ETF | Add +95.0% | 0.15% | +0.07 |
| XSMO Invesco S&P Smallcap Momentu | Add +6.3% | 1.66% | +0.06 |
| PPH Vaneck Pharmaceutical ETF | Add +0.2% | 0.46% | +0.06 |
| CGDV Cap Group Dividend Value | New | 0.04% | +0.04 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +31.4% | 0.18% | +0.04 |
| XMMO Invesco S&P Midcap Momentum | Add +6.1% | 0.46% | +0.04 |
| NANR Sta STR SP S&P Nor An Res-Ui | Add +0.5% | 0.62% | +0.03 |
| XOM Exxon Mobil Corp. | Add +0.6% | 0.46% | +0.03 |
| MRK Merck & Co. Inc. | Add +0.2% | 0.14% | +0.03 |
| AKRE Akre Focus ETF | New | 0.03% | +0.03 |
| SCHP Schwab U.S. Tips ETF | Add +5.0% | 0.96% | +0.03 |
| AVEM Avantis Emerging Markets Eq | New | 0.03% | +0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +16.5% | 0.18% | +0.02 |
| IMTM iShares MSCI Intl Momentum F | Add +0.9% | 3.14% | +0.02 |
| FDX FedEx Corp. | Add +0.4% | 0.11% | +0.02 |
| IOO iShares Global 100 ETF | Add +0.1% | 0.40% | +0.02 |
| CSCO Cisco Systems Inc. | Add +0.3% | 0.16% | +0.02 |
| SPMO Invesco S&P 500 Momentum ETF | Add +19.9% | 0.12% | +0.02 |
| LRCX Lam Research Corp. | Add +0.2% | 0.05% | +0.01 |
| RTX RTX Corp. | Add +0.1% | 0.14% | +0.01 |
| VXUS Vanguard Total Intl Stock | Add +5.8% | 0.15% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +0.1% | 0.51% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +0.1% | 0.47% | +0.01 |
| PSIX Power Solutions Internationa | New | 0.01% | +0.01 |
| WFC Wells Fargo & Co. | Add +0.3% | 0.06% | +0.01 |
| FTEC Fidelity MSCI Info Tech Indx | Add +0.4% | 0.49% | +0.01 |
| FNCL Fidelity MSCI Financial Indx | Add +0.3% | 0.28% | +0.00 |
| ITOT iShares Core S&P Total U.S. | Add +0.0% | 0.26% | +0.00 |
| NLR Vaneck Urani & Nuclr ETF-Usd | Add +23.8% | 0.04% | +0.00 |
| IEMG iShares Core MSCI Emerging | Add +1.4% | 0.13% | +0.00 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +0.1% | 0.28% | +0.00 |
| QCOM Qualcomm Inc. | Add +0.2% | 0.12% | +0.00 |
| KO The Coca-Cola Co. | Add +1.1% | 0.04% | +0.00 |
| VYM Vanguard High DVD Yield ETF | Add +0.6% | 0.13% | +0.00 |
| BAC Bank of America Corp. | Add +0.2% | 0.04% | +0.00 |
| PJP Invesco Pharmaceuticals ETF | Add +0.3% | 0.02% | +0.00 |
| VTRS Viatris Inc. | Add +0.2% | 0.01% | +0.00 |
| FENY Fidelity MSCI Energy Index | Add +0.8% | 0.35% | +0.00 |
Notes & Other Activity Q3 2025 → Q4 2025
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | Sold out | 5 | $6Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 107 | $217.9M | QQQ, VCIT, VGT, SMH, VCR |
| Q1 2026 | 425 | $200.8M | VCIT, QQQ, VGT, SMH, XLE |
| Q4 2025 | 339 | $201.5M | QQQ, VCIT, VGT, VCR, SMH |
| Q3 2025 | 355 | $200.7M | QQQ, VCIT, VGT, VCR, XLE |
| Q2 2025 | 353 | $185.6M | QQQ, VCIT, VGT, VCR, VFH |
| Q1 2025 | 364 | $174.1M | VCIT, QQQ, VGT, XLE, PG |
| Q4 2024 | 360 | $189.7M | VCIT, QQQ, VGT, VCR, PG |
| Q3 2024 | 356 | $188.9M | VCIT, QQQ, VGT, PG, XLE |
| Q2 2024 | 372 | $176.0M | VCIT, QQQ, VGT, XLE, PG |
| Q1 2024 | 364 | $168.8M | VCIT, QQQ, VGT, XLE, PG |