Financial Strategies Group, Inc.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 24, 2025), Financial Strategies Group, Inc. reported 96 stock positions worth $418.0 million. Its top holding was SS SPDR P S&P 1500 Comp ETF (SPTM) at 12.6% of the portfolio, followed by SS SPDR P Agg Bond ETF (SPAB, 9.6%) and iShares MSCI International Q (IQLT, 8.9%). Compared with Q3 2024, it opened 1 new position, sold out of 1, added to 58 and reduced 26. The biggest buy was Alphabet Class C (GOOG, shares +3%) and the biggest sale State Street SP PTF Em ETF (SPEM, shares −0%).

Most Recent 13F
Q2 2026
Location
OKEMOS, MI
CIK
0001774343
Portfolio Value
$418.0M (Q4 2024)
SEC Filing
0001986152-25-000004 ↗ filed Jan 24, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $372.1M Q1 2024 Q2 2024: $397.7M Q2 2024 Q3 2024: $426.8M Q3 2024 Q4 2024: $418.0M $418.0M Q4 2024 Q1 2025: $422.9M Q1 2025 Q2 2025: $479.4M Q2 2025 Q3 2025: $524.6M Q3 2025 Q4 2025: $552.4M Q4 2025 Q1 2026: $597.8M Q1 2026 Q2 2026: $627.6M Q2 2026

Holdings 96 stocks · $418.0M
SPTM SS SPDR P S&P 1500 Comp ETF 12.59% 743,787 $52.6M Reduce -1.9%
SPAB SS SPDR P Agg Bond ETF 9.61% 1,622,228 $40.2M Reduce -0.4%
IQLT iShares MSCI International Q 8.95% 1,009,108 $37.4M Add +3.4%
SPEM State Street SP PTF Em ETF 5.02% 561,627 $21.0M Reduce -0.3%
SPMD SS SPDR P S&P 400 Midcap ETF 4.73% 364,045 $19.8M Reduce -0.9%
FNDX Schwab Fndmntl US LRG Co. ETF 4.70% 837,412 $19.7M Reduce -66.9%
SLYV SS SPDR S&P 600 SC Val ETF 3.22% 158,283 $13.4M Reduce -1.2%
VCSH Vanguard S/T Corp. Bond ETF 3.10% 166,442 $12.9M Add +1.3%
PSFF Pacer Swan Sos Fund of Funds 2.88% 413,118 $12.0M Reduce -0.7%
AMZN Amazon.com Inc. 2.43% 46,326 $10.1M Reduce -3.6%
GOOG Alphabet Inc. Class C 2.38% 51,529 $10.0M Add +3.3%
PGR Progressive Corp. 2.24% 39,693 $9.4M Add +3.2%
BRK.B Berkshire Hathaway Inc. Class B 2.17% 20,448 $9.1M Add +4.0%
LEMB iShares JP Morgan Em Local C 2.08% 242,567 $8.7M Add +1.3%
AAPL Apple Inc. 1.88% 33,211 $7.9M Add +2.8%
JPM JPMorgan Chase & Co. 1.82% 31,708 $7.6M Reduce -4.4%
VZ Verizon Communications Inc. 1.75% 193,800 $7.3M Add +8.6%
HCA HCA Healthcare Inc. 1.72% 23,694 $7.2M Add +17.3%
COF Capital One Financial Corp. 1.65% 39,404 $6.9M Reduce -11.6%
WRB WR Berkley Corp. filed as BERKLEY W R CORP 1.62% 119,327 $6.8M Add +3.8%
ISCF iShares International Small 1.52% 201,927 $6.4M Add +0.7%
CB Chubb Ltd. 1.50% 24,282 $6.3M Add +4.7%
SLYG SS SPDR S&P 600 SC GR ETF 1.48% 69,357 $6.2M Reduce -0.4%
MSFT Microsoft Corp. 1.39% 13,881 $5.8M Add +7.1%
XOM Exxon Mobil Corp. 1.36% 53,434 $5.7M Add +5.9%
PG The Procter & Gamble Co. 1.32% 34,748 $5.5M Add +8.0%
PEP Pepsico Inc. 0.99% 29,034 $4.1M Reduce -5.1%
AGG iShares Core U.S. Aggregate 0.91% 39,742 $3.8M Add +11.6%
VWO Vanguard Ftse Emerging Marke 0.80% 78,377 $3.4M Add +2.2%
IJH iShares Core S&P Midcap ETF 0.76% 51,422 $3.2M Reduce -1.9%
VTI VG Morningstar TS MKT ETF-US 0.65% 9,520 $2.7M Reduce -0.5%
BND Vanguard Total Bond Market 0.61% 35,557 $2.5M Add +19.1%
MINT PIMCO Enhanced Short Maturit 0.59% 24,489 $2.5M Add +6.0%
VTEB Vanguard Tax-Exempt Bond ETF 0.54% 45,344 $2.3M Add +4.3%
MUB iShares National Muni Bond E 0.47% 18,596 $2.0M Add +3.6%
EWX State Street SPDR S&P Emergi 0.47% 34,864 $2.0M Add +0.1%
DNL Wisdmtree GB Ex-US QL GR-Usd 0.42% 49,220 $1.8M Add +33.0%
SGOV iShares 0-3 Month Treasury B 0.42% 17,593 $1.8M Add +18.8%
SCHV Schwab US Large-Cap Value 0.42% 68,468 $1.8M Reduce -64.8%
SUB iShares Short-Term National 0.28% 11,063 $1.2M Add +4.0%
VEA Vanguard Ftse Developed ETF 0.26% 23,133 $1.1M Add +2.6%
GSEW Goldman Sachs Eql WGHT Large 0.26% 14,082 $1.1M New
BUFD FT VST Lad Deep Buf ETF-Usdi 0.24% 39,188 $995K Reduce -0.2%
SHM SS SPDR N Ice St Muni ETF 0.22% 19,393 $919K Add +3.0%
FMB First Trust Managed Municipa 0.21% 17,597 $893K Add +0.3%
VIOV Vanguard S&P Small-Cap 600 V 0.18% 8,339 $759K Add +3.3%
HCC Warrior Met Coal Inc. 0.17% 14,241 $718K Add +26.0%
CSX CSX Corp. 0.17% 21,961 $698K Reduce -3.5%
BJ Bj's Wholesale Club Holdings filed as BJS WHSL CLUB HLDGS INC 0.16% 6,737 $651K Add +19.2%
GPI Group 1 Automotive Inc. 0.15% 1,462 $615K Add +13.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.14% 2,257 $593K Reduce -1.8%
DVA Davita Inc. 0.14% 3,857 $592K Add +23.0%
LAD Lithia Motors Inc. 0.14% 1,704 $582K Add +4.5%
ABG Asbury Automotive Group 0.14% 2,444 $581K Add +22.4%
AMR Alpha Metallurgical Resource 0.14% 3,257 $575K Add +25.6%
MCD McDonald's Corp. 0.14% 2,031 $573K No change
JMUB JPMorgan Municipal ETF 0.13% 11,234 $560K Add +9.5%
OCSL Oaktree Specialty Lending Co. 0.13% 37,388 $559K Add +32.7%
SIGI Selective Insurance Group 0.13% 6,155 $552K Add +22.6%
SCHJ Schwab 1-5 YR Corp. BND ETF 0.13% 22,350 $543K Reduce -50.6%
IJS iShares S&P Small-Cap 600 Va 0.13% 5,038 $533K Add +0.7%
KNSL Kinsale Capital Group Inc. 0.13% 1,274 $530K Add +27.5%
NMIH Nmi Holdings Inc. filed as NMI HLDGS INC 0.13% 15,171 $529K Add +29.5%
IVV iShares Core S&P 500 ETF 0.13% 897 $523K No change
WMT Walmart Inc. 0.12% 5,585 $519K Reduce -4.0%
IEMG iShares Core MSCI Emerging 0.12% 9,690 $496K Add +20.4%
IBKR Interactive Brokers Gro Class A 0.11% 2,574 $477K Reduce -9.1%
AN Autonation Inc. 0.11% 2,757 $471K Add +27.7%
EBND State Street SPDR Bloomberg 0.11% 23,258 $454K Add +1.1%
CONSOL ENERGY INC 0.11% 4,396 $442K Add +9.2%
ACT Enact Holdings Inc. 0.10% 13,946 $434K Add +30.2%
THC Tenet Healthcare Corp. 0.10% 3,364 $431K Add +38.1%
ARCH Arch Resources Inc. 0.10% 3,145 $421K Add +15.0%
NVDA Nvidia Corp. 0.09% 2,886 $392K Reduce -6.8%
MRK Merck & Co. Inc. 0.09% 3,907 $388K No change
ITOT iShares Core S&P Total U.S. 0.09% 2,987 $381K Reduce -1.8%
ALSN Allison Transmission Holding 0.09% 3,426 $373K Add +9.1%
META Meta Platforms Inc. Class A 0.08% 559 $344K No change
TOTL SS Doubleline TR Tact ETF 0.08% 8,551 $334K Reduce -4.5%
SPDW Ste STR SPDR PT DW Eu ETF 0.08% 9,745 $331K Add +7.4%
MTG Mgic Investment Corp. 0.08% 14,073 $322K Add +23.0%
BWA Borgwarner Inc. 0.08% 10,144 $315K Add +25.2%
AOA iShares Core 80/20 Aggressiv 0.08% 4,145 $314K Add +0.9%
EXP Eagle Materials Inc. 0.07% 1,310 $308K Add +28.2%
HBAN Huntington Bancshares Inc. 0.07% 18,994 $304K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.07% 513 $298K Reduce -6.9%
GOOGL Alphabet Inc. Class A 0.07% 1,490 $286K Add +13.0%
BP BP PLC-Spons ADR 0.07% 9,000 $282K No change
SPIP SS SPDR P Tips ETF 0.07% 10,828 $273K No change
SEM Select Medical Holdings Corp. 0.06% 14,738 $269K Add +37.6%
KO The Coca-Cola Co. 0.06% 4,354 $266K No change
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.06% 3,176 $249K No change
NKE Nike Inc. Class B 0.06% 3,498 $249K Reduce -1.6%
CMS CMS Energy Corp. 0.06% 3,822 $249K Add +0.6%
BAR Graniteshares Gold Trust 0.06% 8,916 $237K No change
MAR Marriott International Class A 0.05% 848 $230K No change

Portfolio Sells Q3 2024 → Q4 2024
SPEM State Street SP PTF Em ETF Reduce -0.3% 5.02% −0.45
PEP Pepsico Inc. Reduce -5.1% 0.99% −0.27
SPAB SS SPDR P Agg Bond ETF Reduce -0.4% 9.61% −0.18
FNDX Schwab Fndmntl US LRG Co. ETF Reduce -66.9% 4.70% −0.09
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -1.9% 12.59% −0.08
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -0.9% 4.73% −0.05
JPST JPMorgan Ultra-Short Income Sold out 0.00% −0.05
SLYG SS SPDR S&P 600 SC GR ETF Reduce -0.4% 1.48% −0.04
SLYV SS SPDR S&P 600 SC Val ETF Reduce -1.2% 3.22% −0.03
CSX CSX Corp. Reduce -3.5% 0.17% −0.02
IJH iShares Core S&P Midcap ETF Reduce -1.9% 0.76% −0.02
NKE Nike Inc. Class B Reduce -1.6% 0.06% −0.01
NVDA Nvidia Corp. Reduce -6.8% 0.09% −0.01
TOTL SS Doubleline TR Tact ETF Reduce -4.5% 0.08% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -6.9% 0.07% −0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -1.8% 0.14% −0.00
SCHJ Schwab 1-5 YR Corp. BND ETF Reduce -50.6% 0.13% −0.00
ITOT iShares Core S&P Total U.S. Reduce -1.8% 0.09% −0.00
BUFD FT VST Lad Deep Buf ETF-Usdi Reduce -0.2% 0.24% +0.01
VTI VG Morningstar TS MKT ETF-US Reduce -0.5% 0.65% +0.01
SCHV Schwab US Large-Cap Value Reduce -64.8% 0.42% +0.01
IBKR Interactive Brokers Gro Class A Reduce -9.1% 0.11% +0.01
WMT Walmart Inc. Reduce -4.0% 0.12% +0.01
COF Capital One Financial Corp. Reduce -11.6% 1.65% +0.02
PSFF Pacer Swan Sos Fund of Funds Reduce -0.7% 2.88% +0.06
JPM JPMorgan Chase & Co. Reduce -4.4% 1.82% +0.10
AMZN Amazon.com Inc. Reduce -3.6% 2.43% +0.31

Portfolio Buys Q3 2024 → Q4 2024
GOOG Alphabet Inc. Class C Add +3.3% 2.38% +0.44
GSEW Goldman Sachs Eql WGHT Large New 0.26% +0.26
AAPL Apple Inc. Add +2.8% 1.88% +0.13
MSFT Microsoft Corp. Add +7.1% 1.39% +0.12
BND Vanguard Total Bond Market Add +19.1% 0.61% +0.09
AGG iShares Core U.S. Aggregate Add +11.6% 0.91% +0.08
DNL Wisdmtree GB Ex-US QL GR-Usd Add +33.0% 0.42% +0.08
SGOV iShares 0-3 Month Treasury B Add +18.8% 0.42% +0.07
VCSH Vanguard S/T Corp. Bond ETF Add +1.3% 3.10% +0.06
BRK.B Berkshire Hathaway Inc. Class B Add +4.0% 2.17% +0.05
MINT PIMCO Enhanced Short Maturit Add +6.0% 0.59% +0.04
BJ Bj's Wholesale Club Holdings Add +19.2% 0.16% +0.04
GPI Group 1 Automotive Inc. Add +13.6% 0.15% +0.04
ABG Asbury Automotive Group Add +22.4% 0.14% +0.03
AN Autonation Inc. Add +27.7% 0.11% +0.03
OCSL Oaktree Specialty Lending Co. Add +32.7% 0.13% +0.03
VTEB Vanguard Tax-Exempt Bond ETF Add +4.3% 0.54% +0.02
DVA Davita Inc. Add +23.0% 0.14% +0.02
WRB WR Berkley Corp. Add +3.8% 1.62% +0.02
LAD Lithia Motors Inc. Add +4.5% 0.14% +0.02
SIGI Selective Insurance Group Add +22.6% 0.13% +0.02
MUB iShares National Muni Bond E Add +3.6% 0.47% +0.02
PG The Procter & Gamble Co. Add +8.0% 1.32% +0.02
GOOGL Alphabet Inc. Class A Add +13.0% 0.07% +0.02
KNSL Kinsale Capital Group Inc. Add +27.5% 0.13% +0.02
ALSN Allison Transmission Holding Add +9.1% 0.09% +0.02
SUB iShares Short-Term National Add +4.0% 0.28% +0.02
THC Tenet Healthcare Corp. Add +38.1% 0.10% +0.01
NMIH Nmi Holdings Inc. Add +29.5% 0.13% +0.01
ACT Enact Holdings Inc. Add +30.2% 0.10% +0.01
JMUB JPMorgan Municipal ETF Add +9.5% 0.13% +0.01
IEMG iShares Core MSCI Emerging Add +20.4% 0.12% +0.01
SHM SS SPDR N Ice St Muni ETF Add +3.0% 0.22% +0.01
BWA Borgwarner Inc. Add +25.2% 0.08% +0.01
MTG Mgic Investment Corp. Add +23.0% 0.08% +0.01
ARCH Arch Resources Inc. Add +15.0% 0.10% +0.01
VIOV Vanguard S&P Small-Cap 600 V Add +3.3% 0.18% +0.01
EXP Eagle Materials Inc. Add +28.2% 0.07% +0.00
AMR Alpha Metallurgical Resource Add +25.6% 0.14% +0.00
IJS iShares S&P Small-Cap 600 Va Add +0.7% 0.13% +0.00
FMB First Trust Managed Municipa Add +0.3% 0.21% +0.00
CONSOL ENERGY INC Add +9.2% 0.11% +0.00
SPDW Ste STR SPDR PT DW Eu ETF Add +7.4% 0.08% +0.00
HCC Warrior Met Coal Inc. Add +26.0% 0.17% +0.00
AOA iShares Core 80/20 Aggressiv Add +0.9% 0.08% −0.00
CMS CMS Energy Corp. Add +0.6% 0.06% −0.00
EBND State Street SPDR Bloomberg Add +1.1% 0.11% −0.00
VEA Vanguard Ftse Developed ETF Add +2.6% 0.26% −0.01
SEM Select Medical Holdings Corp. Add +37.6% 0.06% −0.02
PGR Progressive Corp. Add +3.2% 2.24% −0.03

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 100$627.6MSPTM, SPAB, FENI, FBND, FNDX
Q1 2026 101$597.8MSPTM, SPAB, FENI, SPEM, FBND
Q4 2025 94$552.4MSPTM, SPAB, FENI, SPEM, FBND
Q3 2025 93$524.6MSPTM, SPAB, FENI, SPEM, FBND
Q2 2025 93$479.4MSPTM, IQLT, SPAB, SPEM, FBND
Q1 2025 92$422.9MSPTM, SPAB, IQLT, FBND, SPEM
Q4 2024 96$418.0MSPTM, SPAB, IQLT, SPEM, SPMD
Q3 2024 96$426.8MSPTM, SPAB, IQLT, SPEM, FNDX
Q2 2024 96$397.7MSPTM, IQLT, SPAB, IBTE, SPEM
Q1 2024 80$372.1MSPTM, IQLT, SPAB, IBTE, SPEM