Financial Strategies Group, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 4, 2025), Financial Strategies Group, Inc. reported 93 stock positions worth $524.6 million. Its top holding was SS SPDR P S&P 1500 Comp ETF (SPTM) at 11.8% of the portfolio, followed by SS SPDR P Agg Bond ETF (SPAB, 8.7%) and Fidelity Enhanced Intl ETF (FENI, 7.6%). Compared with Q2 2025, it opened 6 new positions, sold out of 6, added to 47 and reduced 35. The biggest buy was a new position in Fidelity Enhanced Intl ETF (FENI) and the biggest sale iShares MSCI International Q (IQLT, shares −79%).
- Most Recent 13F
- Q2 2026
- Location
- OKEMOS, MI
- CIK
- 0001774343
- Portfolio Value
- $524.6M (Q3 2025)
- SEC Filing
- 0001986152-25-000097 ↗ filed Nov 4, 2025
Holdings Value
Holdings 93 stocks · $524.6M
| SPTM SS SPDR P S&P 1500 Comp ETF | 11.79% | 749,054 | $61.8M | Reduce -0.2% |
| SPAB SS SPDR P Agg Bond ETF | 8.70% | 1,767,895 | $45.6M | Add +4.4% |
| FENI Fidelity Enhanced Intl ETF | 7.62% | 1,120,893 | $40.0M | New |
| SPEM State Street SP PTF Em ETF | 5.36% | 590,200 | $28.1M | Add +0.8% |
| FBND Fidelity Total Bond ETF | 4.76% | 538,773 | $25.0M | Add +5.6% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 4.44% | 877,652 | $23.3M | Add +2.3% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 4.28% | 395,070 | $22.5M | Add +2.8% |
| SLYV SS SPDR S&P 600 SC Val ETF | 2.89% | 171,548 | $15.2M | Add +3.0% |
| AMZN Amazon.com Inc. | 2.76% | 56,987 | $14.5M | Add +2.1% |
| GOOG Alphabet Inc. Class C | 2.65% | 48,900 | $13.9M | Reduce -22.1% |
| PSFF Pacer Swan Sos Fund of Funds | 2.58% | 424,711 | $13.5M | Add +1.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.21% | 24,421 | $11.6M | Add +13.3% |
| HCA HCA Healthcare Inc. | 2.21% | 25,097 | $11.6M | Reduce -5.9% |
| PGR Progressive Corp. | 2.10% | 54,055 | $11.0M | Add +37.3% |
| JPM JPMorgan Chase & Co. | 1.93% | 32,701 | $10.1M | Add +2.0% |
| IQLT iShares MSCI International Q | 1.84% | 217,285 | $9.7M | Reduce -79.3% |
| COF Capital One Financial Corp. | 1.84% | 43,474 | $9.6M | Add +5.0% |
| CB Chubb Ltd. | 1.71% | 32,304 | $9.0M | Add +17.5% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 1.69% | 123,651 | $8.9M | Add +10.8% |
| ISCF iShares International Small | 1.62% | 209,600 | $8.5M | Add +0.7% |
| XOM Exxon Mobil Corp. | 1.52% | 70,042 | $8.0M | Add +10.2% |
| FDS Factset Research Systems Inc. | 1.51% | 29,934 | $7.9M | New |
| AAPL Apple Inc. | 1.46% | 28,549 | $7.7M | Reduce -27.5% |
| PHM Pultegroup Inc. | 1.37% | 60,659 | $7.2M | Reduce -0.5% |
| SLYG SS SPDR S&P 600 SC GR ETF | 1.34% | 75,589 | $7.0M | Add +3.1% |
| MSFT Microsoft Corp. | 1.24% | 12,627 | $6.5M | Reduce -20.2% |
| PEP Pepsico Inc. | 1.15% | 42,070 | $6.0M | Reduce -10.1% |
| PG The Procter & Gamble Co. | 1.14% | 40,308 | $6.0M | Add +21.4% |
| VZ Verizon Communications Inc. | 1.08% | 143,588 | $5.7M | Add +11.5% |
| VWO Vanguard Ftse Emerging Marke | 0.81% | 76,819 | $4.2M | Reduce -2.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.77% | 12,055 | $4.0M | Reduce -0.5% |
| SGOV iShares 0-3 Month Treasury B | 0.76% | 39,719 | $4.0M | Add +33.3% |
| IJH iShares Core S&P Midcap ETF | 0.68% | 55,299 | $3.6M | Reduce -1.4% |
| AGG iShares Core U.S. Aggregate | 0.67% | 35,054 | $3.5M | Reduce -2.4% |
| BND Vanguard Total Bond Market | 0.58% | 41,056 | $3.0M | Add +8.3% |
| MINT PIMCO Enhanced Short Maturit | 0.52% | 27,144 | $2.7M | Add +10.5% |
| MUB iShares National Muni Bond E | 0.49% | 24,028 | $2.6M | Add +1.5% |
| EWX State Street SPDR S&P Emergi | 0.48% | 37,336 | $2.5M | Add +1.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.44% | 45,490 | $2.3M | Add +3.6% |
| SCHV Schwab US Large-Cap Value | 0.40% | 73,138 | $2.1M | Reduce -3.1% |
| VEA Vanguard Ftse Developed ETF | 0.27% | 23,106 | $1.4M | No change |
| CNR Core Natural Resources Inc. | 0.27% | 17,108 | $1.4M | Reduce -6.8% |
| HCC Warrior Met Coal Inc. | 0.27% | 20,071 | $1.4M | Reduce -14.4% |
| SUB iShares Short-Term National | 0.26% | 12,822 | $1.4M | Add +2.1% |
| VIOV Vanguard S&P Small-Cap 600 V | 0.25% | 13,705 | $1.3M | Reduce -2.5% |
| ENVA Enova International Inc. | 0.24% | 10,104 | $1.2M | New |
| AMR Alpha Metallurgical Resource | 0.23% | 6,592 | $1.2M | Reduce -20.5% |
| BUFD FT VST Lad Deep Buf ETF-Usdi | 0.22% | 42,166 | $1.2M | Add +1.6% |
| NMIH Nmi Holdings Inc. filed as NMI HLDGS INC | 0.17% | 24,879 | $915K | Add +22.1% |
| BJ Bj's Wholesale Club Holdings filed as BJS WHSL CLUB HLDGS INC | 0.17% | 10,069 | $914K | Add +44.1% |
| FMB First Trust Managed Municipa | 0.17% | 17,855 | $914K | Add +1.3% |
| LAD Lithia Motors Inc. | 0.17% | 2,905 | $895K | Add +17.5% |
| ABG Asbury Automotive Group | 0.17% | 3,706 | $871K | Add +10.6% |
| SHM SS SPDR N Ice St Muni ETF | 0.17% | 18,165 | $870K | Reduce -5.3% |
| DVA Davita Inc. | 0.16% | 7,046 | $839K | Add +29.1% |
| SIGI Selective Insurance Group | 0.16% | 11,284 | $835K | Add +26.3% |
| GPI Group 1 Automotive Inc. | 0.16% | 2,096 | $825K | Add +13.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.15% | 2,775 | $805K | Add +4.8% |
| KNSL Kinsale Capital Group Inc. | 0.15% | 2,051 | $797K | Add +21.4% |
| CSX CSX Corp. | 0.15% | 22,002 | $788K | Reduce -0.3% |
| IJS iShares S&P Small-Cap 600 Va | 0.14% | 6,703 | $740K | Reduce -3.0% |
| THC Tenet Healthcare Corp. | 0.14% | 3,651 | $735K | Reduce -7.6% |
| JMUB JPMorgan Municipal ETF | 0.14% | 14,420 | $730K | Reduce -0.5% |
| ACT Enact Holdings Inc. | 0.14% | 19,909 | $715K | Add +11.6% |
| NVDA Nvidia Corp. | 0.14% | 3,425 | $709K | Add +18.8% |
| AN Autonation Inc. | 0.13% | 3,470 | $688K | Add +4.7% |
| IEMG iShares Core MSCI Emerging | 0.12% | 9,533 | $655K | Reduce -0.7% |
| ITOT iShares Core S&P Total U.S. | 0.12% | 4,298 | $641K | Reduce -4.9% |
| MTG Mgic Investment Corp. | 0.11% | 19,916 | $551K | Add +9.4% |
| EXP Eagle Materials Inc. | 0.09% | 2,332 | $480K | Add +9.5% |
| SEM Select Medical Holdings Corp. | 0.09% | 35,454 | $476K | Add +31.1% |
| IVV iShares Core S&P 500 ETF | 0.09% | 678 | $466K | Reduce -5.4% |
| WMT Walmart Inc. | 0.08% | 4,222 | $429K | Reduce -8.3% |
| GOOGL Alphabet Inc. Class A | 0.08% | 1,511 | $429K | Reduce -20.9% |
| META Meta Platforms Inc. Class A | 0.07% | 596 | $380K | Add +3.3% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.07% | 8,195 | $358K | Reduce -1.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.07% | 513 | $351K | No change |
| PM Philip Morris International | 0.06% | 2,302 | $333K | Reduce -1.1% |
| AOA iShares Core 80/20 Aggressiv | 0.06% | 3,606 | $323K | Reduce -6.3% |
| MRK Merck & Co. Inc. | 0.06% | 3,852 | $318K | Reduce -0.4% |
| TOTL SS Doubleline TR Tact ETF | 0.06% | 7,867 | $318K | Reduce -1.3% |
| BP BP PLC-Spons ADR | 0.06% | 9,000 | $314K | No change |
| DNP DNP Select Income Fund Inc. | 0.06% | 31,007 | $312K | Add +0.5% |
| KO The Coca-Cola Co. | 0.06% | 4,443 | $302K | Reduce -1.2% |
| SPIP SS SPDR P Tips ETF | 0.05% | 10,933 | $287K | Add +0.7% |
| CMS CMS Energy Corp. | 0.05% | 3,546 | $257K | Reduce -1.0% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.05% | 3,176 | $255K | No change |
| BAR Graniteshares Gold Trust | 0.05% | 6,213 | $245K | No change |
| CON Concentra Group Holdings Par | 0.05% | 12,119 | $239K | New |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.04% | 431 | $216K | New |
| JCI Johnson Controls Internation | 0.04% | 1,871 | $212K | Reduce -6.6% |
| VIOG Vanguard S&P SM Cap 600 GRW | 0.04% | 1,754 | $211K | Add +0.1% |
| JNJ Johnson & Johnson | 0.04% | 1,125 | $210K | New |
Portfolio Sells Q2 2025 → Q3 2025
| IQLT iShares MSCI International Q | Reduce -79.3% | 1.84% | −7.58 |
| MSFT Microsoft Corp. | Reduce -20.2% | 1.24% | −0.42 |
| DNL Wisdmtree GB Ex-US QL GR-Usd | Sold out | 0.00% | −0.34 |
| AAPL Apple Inc. | Reduce -27.5% | 1.46% | −0.27 |
| PEP Pepsico Inc. | Reduce -10.1% | 1.15% | −0.17 |
| OCSL Oaktree Specialty Lending Co. | Sold out | 0.00% | −0.17 |
| IBKR Interactive Brokers Gro Class A | Sold out | 0.00% | −0.15 |
| BWA Borgwarner Inc. | Sold out | 0.00% | −0.11 |
| ALSN Allison Transmission Holding | Sold out | 0.00% | −0.09 |
| PHM Pultegroup Inc. | Reduce -0.5% | 1.37% | −0.08 |
| AGG iShares Core U.S. Aggregate | Reduce -2.4% | 0.67% | −0.07 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.4% | 0.68% | −0.06 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -0.2% | 11.79% | −0.06 |
| MCD McDonald's Corp. | Sold out | 0.00% | −0.04 |
| SCHV Schwab US Large-Cap Value | Reduce -3.1% | 0.40% | −0.04 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -5.3% | 0.17% | −0.03 |
| PM Philip Morris International | Reduce -1.1% | 0.06% | −0.02 |
| CNR Core Natural Resources Inc. | Reduce -6.8% | 0.27% | −0.02 |
| VIOV Vanguard S&P Small-Cap 600 V | Reduce -2.5% | 0.25% | −0.01 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.9% | 0.81% | −0.01 |
| JMUB JPMorgan Municipal ETF | Reduce -0.5% | 0.14% | −0.01 |
| WMT Walmart Inc. | Reduce -8.3% | 0.08% | −0.01 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -3.0% | 0.14% | −0.01 |
| KO The Coca-Cola Co. | Reduce -1.2% | 0.06% | −0.01 |
| CSX CSX Corp. | Reduce -0.3% | 0.15% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -0.4% | 0.06% | −0.01 |
| ITOT iShares Core S&P Total U.S. | Reduce -4.9% | 0.12% | −0.01 |
| TOTL SS Doubleline TR Tact ETF | Reduce -1.3% | 0.06% | −0.01 |
| AOA iShares Core 80/20 Aggressiv | Reduce -6.3% | 0.06% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -5.4% | 0.09% | −0.00 |
| THC Tenet Healthcare Corp. | Reduce -7.6% | 0.14% | −0.00 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.5% | 0.77% | −0.00 |
| JCI Johnson Controls Internation | Reduce -6.6% | 0.04% | −0.00 |
| CMS CMS Energy Corp. | Reduce -1.0% | 0.05% | −0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -1.6% | 0.07% | −0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -0.7% | 0.12% | +0.00 |
| HCC Warrior Met Coal Inc. | Reduce -14.4% | 0.27% | +0.01 |
| GOOGL Alphabet Inc. Class A | Reduce -20.9% | 0.08% | +0.01 |
| AMR Alpha Metallurgical Resource | Reduce -20.5% | 0.23% | +0.02 |
| HCA HCA Healthcare Inc. | Reduce -5.9% | 2.21% | +0.12 |
| GOOG Alphabet Inc. Class C | Reduce -22.1% | 2.65% | +0.27 |
Portfolio Buys Q2 2025 → Q3 2025
| FENI Fidelity Enhanced Intl ETF | New | 7.62% | +7.62 |
| FDS Factset Research Systems Inc. | New | 1.51% | +1.51 |
| ENVA Enova International Inc. | New | 0.24% | +0.24 |
| AMZN Amazon.com Inc. | Add +2.1% | 2.76% | +0.14 |
| SGOV iShares 0-3 Month Treasury B | Add +33.3% | 0.76% | +0.14 |
| SPEM State Street SP PTF Em ETF | Add +0.8% | 5.36% | +0.13 |
| CB Chubb Ltd. | Add +17.5% | 1.71% | +0.12 |
| WRB WR Berkley Corp. | Add +10.8% | 1.69% | +0.09 |
| PGR Progressive Corp. | Add +37.3% | 2.10% | +0.09 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +13.3% | 2.21% | +0.07 |
| PG The Procter & Gamble Co. | Add +21.4% | 1.14% | +0.05 |
| CON Concentra Group Holdings Par | New | 0.05% | +0.05 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.04% | +0.04 |
| JNJ Johnson & Johnson | New | 0.04% | +0.04 |
| NVDA Nvidia Corp. | Add +18.8% | 0.14% | +0.04 |
| BJ Bj's Wholesale Club Holdings | Add +44.1% | 0.17% | +0.02 |
| NMIH Nmi Holdings Inc. | Add +22.1% | 0.17% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +2.0% | 1.93% | +0.01 |
| MTG Mgic Investment Corp. | Add +9.4% | 0.11% | +0.01 |
| SEM Select Medical Holdings Corp. | Add +31.1% | 0.09% | +0.01 |
| ACT Enact Holdings Inc. | Add +11.6% | 0.14% | +0.01 |
| BND Vanguard Total Bond Market | Add +8.3% | 0.58% | +0.01 |
| MINT PIMCO Enhanced Short Maturit | Add +10.5% | 0.52% | +0.01 |
| EWX State Street SPDR S&P Emergi | Add +1.9% | 0.48% | +0.00 |
| SLYV SS SPDR S&P 600 SC Val ETF | Add +3.0% | 2.89% | −0.00 |
| SIGI Selective Insurance Group | Add +26.3% | 0.16% | −0.00 |
| DVA Davita Inc. | Add +29.1% | 0.16% | −0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +4.8% | 0.15% | −0.00 |
| VIOG Vanguard S&P SM Cap 600 GRW | Add +0.1% | 0.04% | −0.00 |
| DNP DNP Select Income Fund Inc. | Add +0.5% | 0.06% | −0.00 |
| SPIP SS SPDR P Tips ETF | Add +0.7% | 0.05% | −0.00 |
| BUFD FT VST Lad Deep Buf ETF-Usdi | Add +1.6% | 0.22% | −0.01 |
| EXP Eagle Materials Inc. | Add +9.5% | 0.09% | −0.01 |
| FMB First Trust Managed Municipa | Add +1.3% | 0.17% | −0.01 |
| LAD Lithia Motors Inc. | Add +17.5% | 0.17% | −0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +3.6% | 0.44% | −0.01 |
| XOM Exxon Mobil Corp. | Add +10.2% | 1.52% | −0.01 |
| META Meta Platforms Inc. Class A | Add +3.3% | 0.07% | −0.01 |
| AN Autonation Inc. | Add +4.7% | 0.13% | −0.02 |
| KNSL Kinsale Capital Group Inc. | Add +21.4% | 0.15% | −0.02 |
| ABG Asbury Automotive Group | Add +10.6% | 0.17% | −0.02 |
| SUB iShares Short-Term National | Add +2.1% | 0.26% | −0.02 |
| MUB iShares National Muni Bond E | Add +1.5% | 0.49% | −0.02 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +2.3% | 4.44% | −0.02 |
| GPI Group 1 Automotive Inc. | Add +13.5% | 0.16% | −0.03 |
| VZ Verizon Communications Inc. | Add +11.5% | 1.08% | −0.04 |
| SLYG SS SPDR S&P 600 SC GR ETF | Add +3.1% | 1.34% | −0.04 |
| COF Capital One Financial Corp. | Add +5.0% | 1.84% | −0.06 |
| ISCF iShares International Small | Add +0.7% | 1.62% | −0.07 |
| FBND Fidelity Total Bond ETF | Add +5.6% | 4.76% | −0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 100 | $627.6M | SPTM, SPAB, FENI, FBND, FNDX |
| Q1 2026 | 101 | $597.8M | SPTM, SPAB, FENI, SPEM, FBND |
| Q4 2025 | 94 | $552.4M | SPTM, SPAB, FENI, SPEM, FBND |
| Q3 2025 | 93 | $524.6M | SPTM, SPAB, FENI, SPEM, FBND |
| Q2 2025 | 93 | $479.4M | SPTM, IQLT, SPAB, SPEM, FBND |
| Q1 2025 | 92 | $422.9M | SPTM, SPAB, IQLT, FBND, SPEM |
| Q4 2024 | 96 | $418.0M | SPTM, SPAB, IQLT, SPEM, SPMD |
| Q3 2024 | 96 | $426.8M | SPTM, SPAB, IQLT, SPEM, FNDX |
| Q2 2024 | 96 | $397.7M | SPTM, IQLT, SPAB, IBTE, SPEM |
| Q1 2024 | 80 | $372.1M | SPTM, IQLT, SPAB, IBTE, SPEM |