Financial Strategies Group, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 5, 2026), Financial Strategies Group, Inc. reported 94 stock positions worth $552.4 million. Its top holding was SS SPDR P S&P 1500 Comp ETF (SPTM) at 11.4% of the portfolio, followed by SS SPDR P Agg Bond ETF (SPAB, 8.6%) and Fidelity Enhanced Intl ETF (FENI, 7.8%). Compared with Q3 2025, it opened 2 new positions, sold out of 1, added to 60 and reduced 23. The biggest buy was Capital One Financial (COF, shares +2%) and the biggest sale SS SPDR P S&P 1500 Comp ETF (SPTM, shares −0%).

Most Recent 13F
Q2 2026
Location
OKEMOS, MI
CIK
0001774343
Portfolio Value
$552.4M (Q4 2025)
SEC Filing
0001986152-26-000008 ↗ filed Feb 5, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $372.1M Q1 2024 Q2 2024: $397.7M Q2 2024 Q3 2024: $426.8M Q3 2024 Q4 2024: $418.0M Q4 2024 Q1 2025: $422.9M Q1 2025 Q2 2025: $479.4M Q2 2025 Q3 2025: $524.6M Q3 2025 Q4 2025: $552.4M $552.4M Q4 2025 Q1 2026: $597.8M Q1 2026 Q2 2026: $627.6M Q2 2026

Holdings 94 stocks · $552.4M
SPTM SS SPDR P S&P 1500 Comp ETF 11.37% 749,047 $62.8M Reduce 0.0%
SPAB SS SPDR P Agg Bond ETF 8.59% 1,839,895 $47.5M Add +4.1%
FENI Fidelity Enhanced Intl ETF 7.80% 1,144,936 $43.1M Add +2.1%
SPEM State Street SP PTF Em ETF 5.26% 601,163 $29.0M Add +1.9%
FBND Fidelity Total Bond ETF 4.67% 559,240 $25.8M Add +3.8%
FNDX Schwab Fndmntl US LRG Co. ETF 4.48% 887,072 $24.7M Add +1.1%
SPMD SS SPDR P S&P 400 Midcap ETF 4.41% 403,487 $24.4M Add +2.1%
SLYV SS SPDR S&P 600 SC Val ETF 3.00% 174,945 $16.6M Add +2.0%
AMZN Amazon.com Inc. 2.55% 58,578 $14.1M Add +2.8%
PSFF Pacer Swan Sos Fund of Funds 2.52% 427,534 $13.9M Add +0.7%
GOOG Alphabet Inc. Class C 2.45% 42,964 $13.5M Reduce -12.1%
BRK.B Berkshire Hathaway Inc. Class B 2.29% 25,361 $12.7M Add +3.9%
PGR Progressive Corp. 2.25% 58,429 $12.4M Add +8.1%
HCA HCA Healthcare Inc. 2.11% 24,145 $11.7M Reduce -3.8%
COF Capital One Financial Corp. 2.06% 44,203 $11.4M Add +1.7%
JPM JPMorgan Chase & Co. 2.02% 33,431 $11.2M Add +2.2%
CB Chubb Ltd. 1.84% 32,950 $10.2M Add +2.0%
IQLT iShares MSCI International Q 1.83% 216,677 $10.1M Reduce -0.3%
FDS Factset Research Systems Inc. 1.66% 31,271 $9.2M Add +4.5%
ISCF iShares International Small 1.64% 213,550 $9.0M Add +1.9%
WRB WR Berkley Corp. filed as BERKLEY W R CORP 1.63% 129,046 $9.0M Add +4.4%
XOM Exxon Mobil Corp. 1.58% 72,292 $8.8M Add +3.2%
PHM Pultegroup Inc. 1.41% 64,232 $7.8M Add +5.9%
AAPL Apple Inc. 1.38% 28,991 $7.6M Add +1.6%
SLYG SS SPDR S&P 600 SC GR ETF 1.37% 77,350 $7.6M Add +2.3%
MSFT Microsoft Corp. 1.20% 13,858 $6.6M Add +9.8%
VZ Verizon Communications Inc. 1.12% 152,914 $6.2M Add +6.5%
PG The Procter & Gamble Co. 1.10% 43,492 $6.1M Add +7.9%
PEP Pepsico Inc. 1.09% 43,279 $6.0M Add +2.9%
SGOV iShares 0-3 Month Treasury B 0.79% 43,403 $4.4M Add +9.3%
VWO Vanguard Ftse Emerging Marke 0.76% 75,174 $4.2M Reduce -2.1%
VTI VG Morningstar TS MKT ETF-US 0.74% 12,040 $4.1M Reduce -0.1%
IJH iShares Core S&P Midcap ETF 0.70% 56,173 $3.9M Add +1.6%
AGG iShares Core U.S. Aggregate 0.63% 35,061 $3.5M Add +0.0%
BND Vanguard Total Bond Market 0.57% 42,822 $3.2M Add +4.3%
MINT PIMCO Enhanced Short Maturit 0.49% 27,214 $2.7M Add +0.3%
MUB iShares National Muni Bond E 0.48% 24,613 $2.6M Add +2.4%
EWX State Street SPDR S&P Emergi 0.47% 39,116 $2.6M Add +4.8%
VTEB Vanguard Tax-Exempt Bond ETF 0.43% 47,500 $2.4M Add +4.4%
SCHV Schwab US Large-Cap Value 0.40% 72,183 $2.2M Reduce -1.3%
CNR Core Natural Resources Inc. 0.32% 19,270 $1.8M Add +12.6%
HCC Warrior Met Coal Inc. 0.27% 16,482 $1.5M Reduce -17.9%
VEA Vanguard Ftse Developed ETF 0.27% 23,084 $1.5M Reduce -0.1%
SUB iShares Short-Term National 0.26% 13,229 $1.4M Add +3.2%
VIOV Vanguard S&P Small-Cap 600 V 0.25% 13,525 $1.4M Reduce -1.3%
ENVA Enova International Inc. 0.25% 8,444 $1.4M Reduce -16.4%
AMR Alpha Metallurgical Resource 0.23% 6,122 $1.3M Reduce -7.1%
BUFD FT VST Lad Deep Buf ETF-Usdi 0.23% 44,189 $1.3M Add +4.8%
NMIH Nmi Holdings Inc. filed as NMI HLDGS INC 0.19% 25,900 $1.0M Add +4.1%
LAD Lithia Motors Inc. 0.18% 3,084 $1.0M Add +6.2%
SIGI Selective Insurance Group 0.18% 11,964 $1.0M Add +6.0%
ABG Asbury Automotive Group 0.18% 4,148 $1.0M Add +11.9%
KNSL Kinsale Capital Group Inc. 0.18% 2,504 $1.0M Add +22.1%
DVA Davita Inc. 0.18% 8,544 $980K Add +21.3%
GPI Group 1 Automotive Inc. 0.18% 2,428 $968K Add +15.8%
BJ Bj's Wholesale Club Holdings filed as BJS WHSL CLUB HLDGS INC 0.17% 10,579 $961K Add +5.1%
SHM SS SPDR N Ice St Muni ETF 0.17% 19,797 $952K Add +9.0%
FMB First Trust Managed Municipa 0.17% 18,325 $939K Add +2.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.16% 2,861 $857K Add +3.1%
ACT Enact Holdings Inc. 0.15% 20,658 $828K Add +3.8%
THC Tenet Healthcare Corp. 0.15% 3,930 $818K Add +7.6%
AN Autonation Inc. 0.15% 3,785 $802K Add +9.1%
CSX CSX Corp. 0.14% 22,002 $794K No change
IJS iShares S&P Small-Cap 600 Va 0.14% 6,703 $792K No change
JMUB JPMorgan Municipal ETF 0.13% 14,677 $743K Add +1.8%
IEMG iShares Core MSCI Emerging 0.12% 9,454 $664K Reduce -0.8%
ITOT iShares Core S&P Total U.S. 0.12% 4,270 $646K Reduce -0.7%
NVDA Nvidia Corp. 0.12% 3,429 $642K Add +0.1%
MTG Mgic Investment Corp. 0.11% 20,748 $601K Add +4.2%
EXP Eagle Materials Inc. 0.10% 2,662 $577K Add +14.2%
SEM Select Medical Holdings Corp. 0.10% 35,594 $547K Add +0.4%
WMT Walmart Inc. 0.09% 4,217 $482K Reduce -0.1%
IVV iShares Core S&P 500 ETF 0.09% 678 $471K No change
GOOGL Alphabet Inc. Class A 0.08% 1,386 $436K Reduce -8.3%
MRK Merck & Co. Inc. 0.08% 3,852 $419K No change
PM Philip Morris International 0.07% 2,624 $407K Add +14.0%
META Meta Platforms Inc. Class A 0.07% 596 $394K No change
SPDW Ste STR SPDR PT DW Eu ETF 0.07% 8,060 $368K Reduce -1.6%
SPY SS SPDR S&P 500 ETF Trust-US 0.06% 513 $355K No change
AOA iShares Core 80/20 Aggressiv 0.06% 3,604 $328K Reduce -0.1%
TOTL SS Doubleline TR Tact ETF 0.06% 7,815 $315K Reduce -0.7%
DNP DNP Select Income Fund Inc. 0.06% 31,052 $306K Add +0.1%
KO The Coca-Cola Co. 0.05% 4,442 $301K Reduce -0.0%
SPIP SS SPDR P Tips ETF 0.05% 10,933 $284K No change
CON Concentra Group Holdings Par 0.05% 13,291 $266K Add +9.7%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.05% 3,176 $257K No change
AKRE Akre Focus ETF filed as PROFESIONALLY MANAGED PORTFO 0.05% 3,844 $256K New
CMS CMS Energy Corp. 0.05% 3,568 $251K Add +0.6%
BAR Graniteshares Gold Trust 0.04% 5,605 $248K Reduce -9.8%
JNJ Johnson & Johnson 0.04% 1,124 $230K Reduce -0.1%
VIOG Vanguard S&P SM Cap 600 GRW 0.04% 1,781 $224K Add +1.5%
JCI Johnson Controls Internation 0.04% 1,870 $213K Reduce -0.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.04% 431 $211K No change
SPYV SS SPDR P S&P 500 Value ETF 0.04% 3,491 $202K New

Portfolio Sells Q3 2025 → Q4 2025
SPTM SS SPDR P S&P 1500 Comp ETF Reduce 0.0% 11.37% −0.42
GOOG Alphabet Inc. Class C Reduce -12.1% 2.45% −0.20
HCA HCA Healthcare Inc. Reduce -3.8% 2.11% −0.09
BP BP PLC-Spons ADR Sold out 0.00% −0.06
VWO Vanguard Ftse Emerging Marke Reduce -2.1% 0.76% −0.05
VTI VG Morningstar TS MKT ETF-US Reduce -0.1% 0.74% −0.03
IQLT iShares MSCI International Q Reduce -0.3% 1.83% −0.01
ITOT iShares Core S&P Total U.S. Reduce -0.7% 0.12% −0.01
IEMG iShares Core MSCI Emerging Reduce -0.8% 0.12% −0.00
TOTL SS Doubleline TR Tact ETF Reduce -0.7% 0.06% −0.00
SCHV Schwab US Large-Cap Value Reduce -1.3% 0.40% −0.00
KO The Coca-Cola Co. Reduce -0.0% 0.05% −0.00
GOOGL Alphabet Inc. Class A Reduce -8.3% 0.08% −0.00
AOA iShares Core 80/20 Aggressiv Reduce -0.1% 0.06% −0.00
BAR Graniteshares Gold Trust Reduce -9.8% 0.04% −0.00
JCI Johnson Controls Internation Reduce -0.1% 0.04% −0.00
SPDW Ste STR SPDR PT DW Eu ETF Reduce -1.6% 0.07% −0.00
VEA Vanguard Ftse Developed ETF Reduce -0.1% 0.27% −0.00
VIOV Vanguard S&P Small-Cap 600 V Reduce -1.3% 0.25% +0.00
JNJ Johnson & Johnson Reduce -0.1% 0.04% +0.00
HCC Warrior Met Coal Inc. Reduce -17.9% 0.27% +0.01
WMT Walmart Inc. Reduce -0.1% 0.09% +0.01
AMR Alpha Metallurgical Resource Reduce -7.1% 0.23% +0.01
ENVA Enova International Inc. Reduce -16.4% 0.25% +0.01

Portfolio Buys Q3 2025 → Q4 2025
COF Capital One Financial Corp. Add +1.7% 2.06% +0.23
FENI Fidelity Enhanced Intl ETF Add +2.1% 7.80% +0.19
FDS Factset Research Systems Inc. Add +4.5% 1.66% +0.15
PGR Progressive Corp. Add +8.1% 2.25% +0.15
CB Chubb Ltd. Add +2.0% 1.84% +0.13
SPMD SS SPDR P S&P 400 Midcap ETF Add +2.1% 4.41% +0.12
SLYV SS SPDR S&P 600 SC Val ETF Add +2.0% 3.00% +0.10
JPM JPMorgan Chase & Co. Add +2.2% 2.02% +0.10
BRK.B Berkshire Hathaway Inc. Class B Add +3.9% 2.29% +0.08
XOM Exxon Mobil Corp. Add +3.2% 1.58% +0.07
CNR Core Natural Resources Inc. Add +12.6% 0.32% +0.05
AKRE Akre Focus ETF New 0.05% +0.05
FNDX Schwab Fndmntl US LRG Co. ETF Add +1.1% 4.48% +0.04
SPYV SS SPDR P S&P 500 Value ETF New 0.04% +0.04
PHM Pultegroup Inc. Add +5.9% 1.41% +0.04
VZ Verizon Communications Inc. Add +6.5% 1.12% +0.04
KNSL Kinsale Capital Group Inc. Add +22.1% 0.18% +0.03
SGOV iShares 0-3 Month Treasury B Add +9.3% 0.79% +0.03
SLYG SS SPDR S&P 600 SC GR ETF Add +2.3% 1.37% +0.02
SIGI Selective Insurance Group Add +6.0% 0.18% +0.02
GPI Group 1 Automotive Inc. Add +15.8% 0.18% +0.02
DVA Davita Inc. Add +21.3% 0.18% +0.02
ABG Asbury Automotive Group Add +11.9% 0.18% +0.02
ISCF iShares International Small Add +1.9% 1.64% +0.02
IJH iShares Core S&P Midcap ETF Add +1.6% 0.70% +0.01
NMIH Nmi Holdings Inc. Add +4.1% 0.19% +0.01
AN Autonation Inc. Add +9.1% 0.15% +0.01
ACT Enact Holdings Inc. Add +3.8% 0.15% +0.01
EXP Eagle Materials Inc. Add +14.2% 0.10% +0.01
LAD Lithia Motors Inc. Add +6.2% 0.18% +0.01
PM Philip Morris International Add +14.0% 0.07% +0.01
SEM Select Medical Holdings Corp. Add +0.4% 0.10% +0.01
THC Tenet Healthcare Corp. Add +7.6% 0.15% +0.01
SHM SS SPDR N Ice St Muni ETF Add +9.0% 0.17% +0.01
MTG Mgic Investment Corp. Add +4.2% 0.11% +0.00
BUFD FT VST Lad Deep Buf ETF-Usdi Add +4.8% 0.23% +0.00
CON Concentra Group Holdings Par Add +9.7% 0.05% +0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +3.1% 0.16% +0.00
VIOG Vanguard S&P SM Cap 600 GRW Add +1.5% 0.04% +0.00
BJ Bj's Wholesale Club Holdings Add +5.1% 0.17% −0.00
VTEB Vanguard Tax-Exempt Bond ETF Add +4.4% 0.43% −0.00
CMS CMS Energy Corp. Add +0.6% 0.05% −0.00
SUB iShares Short-Term National Add +3.2% 0.26% −0.00
DNP DNP Select Income Fund Inc. Add +0.1% 0.06% −0.00
FMB First Trust Managed Municipa Add +2.6% 0.17% −0.00
JMUB JPMorgan Municipal ETF Add +1.8% 0.13% −0.00
BND Vanguard Total Bond Market Add +4.3% 0.57% −0.01
EWX State Street SPDR S&P Emergi Add +4.8% 0.47% −0.01
MUB iShares National Muni Bond E Add +2.4% 0.48% −0.01
NVDA Nvidia Corp. Add +0.1% 0.12% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 100$627.6MSPTM, SPAB, FENI, FBND, FNDX
Q1 2026 101$597.8MSPTM, SPAB, FENI, SPEM, FBND
Q4 2025 94$552.4MSPTM, SPAB, FENI, SPEM, FBND
Q3 2025 93$524.6MSPTM, SPAB, FENI, SPEM, FBND
Q2 2025 93$479.4MSPTM, IQLT, SPAB, SPEM, FBND
Q1 2025 92$422.9MSPTM, SPAB, IQLT, FBND, SPEM
Q4 2024 96$418.0MSPTM, SPAB, IQLT, SPEM, SPMD
Q3 2024 96$426.8MSPTM, SPAB, IQLT, SPEM, FNDX
Q2 2024 96$397.7MSPTM, IQLT, SPAB, IBTE, SPEM
Q1 2024 80$372.1MSPTM, IQLT, SPAB, IBTE, SPEM