FLC Capital Advisors
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 20, 2026), FLC Capital Advisors reported 229 stock positions worth $609.6 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 7.7% of the portfolio, followed by Schwab Short-Term US Treas (SCHO, 7.4%) and Schwab Intermediate-Term US (SCHR, 7.2%). Compared with Q1 2026, it opened 29 new positions, sold out of 14, added to 50 and reduced 82. The biggest buy was a new position in iShares 0-5 Year Tips Bond E (STIP) and the biggest sale an exit from SS SPDR BB Intl Treasury BD (BWX).
- Most Recent 13F
- Q2 2026
- Location
- PALM DESERT, CA
- CIK
- 0001713697
- Portfolio Value
- $609.6M (Q2 2026)
- SEC Filing
- 0001713697-26-000004 ↗ filed Jul 20, 2026
Holdings Value
Holdings 229 stocks · $609.6M
| VTV Vanguard Mrngstr Val ETF-Aui | 7.73% | 216,102 | $47.1M | Add +1.7% |
| SCHO Schwab Short-Term US Treas | 7.38% | 1,862,911 | $45.0M | Add +8.4% |
| SCHR Schwab Intermediate-Term US | 7.23% | 1,788,067 | $44.1M | Add +10.0% |
| SCHG Schwab US Large-Cap Growth | 6.49% | 1,168,501 | $39.5M | Add +1.9% |
| SCHF Schwab Intl Equity ETF | 4.13% | 908,606 | $25.2M | Add +2.2% |
| AAPL Apple Inc. | 3.43% | 72,246 | $20.9M | Reduce -11.0% |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | 3.10% | 720,387 | $18.9M | Add +13.2% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.79% | 166,465 | $17.0M | Reduce -4.5% |
| VCIT Vanguard Int-Term Corporate | 2.47% | 181,924 | $15.0M | Add +10.4% |
| VMBS Vanguard Mortgage-Backed Sec | 2.36% | 307,701 | $14.4M | Add +7.9% |
| IWF iShares Russell 1000 Growth | 1.91% | 93,932 | $11.7M | Reduce -0.8% |
| MRK Merck & Co. Inc. | 1.83% | 86,579 | $11.1M | Reduce -0.9% |
| STIP iShares 0-5 Year Tips Bond E | 1.75% | 104,401 | $10.7M | New |
| GOOGL Alphabet Inc. Class A | 1.72% | 29,358 | $10.5M | Reduce -0.1% |
| XAR SS SPDR S&P Aerospace Def | 1.57% | 33,637 | $9.5M | Reduce -1.3% |
| SMLF iShares US Smallcap Equity F | 1.49% | 102,093 | $9.1M | Reduce -0.9% |
| MSFT Microsoft Corp. | 1.33% | 21,751 | $8.1M | Add +4.0% |
| AMZN Amazon.com Inc. | 1.33% | 33,926 | $8.1M | Add +0.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.29% | 27,920 | $7.9M | Add +0.2% |
| GOOG Alphabet Inc. Class C | 1.24% | 21,382 | $7.6M | Reduce -2.9% |
| CVX Chevron Corp. | 1.18% | 43,313 | $7.2M | Reduce -4.0% |
| IVV iShares Core S&P 500 ETF | 1.09% | 8,890 | $6.7M | Reduce -5.9% |
| NVDA Nvidia Corp. | 1.07% | 32,532 | $6.5M | Reduce -1.3% |
| CAT Caterpillar Inc. | 0.98% | 5,638 | $6.0M | Reduce -2.6% |
| XLRE SS Real Estate Select Sector | 0.93% | 128,638 | $5.7M | Add +6.1% |
| SCHD Schwab US DVD Equity ETF | 0.91% | 175,514 | $5.6M | Add +3.1% |
| XOM Exxon Mobil Corp. | 0.90% | 40,088 | $5.5M | Reduce -3.5% |
| JPM JPMorgan Chase & Co. | 0.87% | 16,124 | $5.3M | Reduce -0.0% |
| ENB Enbridge Inc. | 0.79% | 88,286 | $4.8M | Reduce -2.3% |
| VIG Vanguard Dividend Apprec ETF | 0.75% | 19,233 | $4.6M | No change |
| BSV Vanguard Short-Term Bond ETF | 0.71% | 55,402 | $4.3M | Add +9.2% |
| META Meta Platforms Inc. Class A | 0.70% | 7,579 | $4.3M | Reduce -1.2% |
| EPD Enterprise Products Partners | 0.67% | 111,463 | $4.1M | No change |
| VBIL Vanguard 0-3M T-Bill ETF | 0.66% | 53,418 | $4.0M | Add +5.4% |
| ESGU iShares ESG Aware MSCI USA | 0.62% | 23,256 | $3.8M | Reduce -3.0% |
| WMT Walmart Inc. | 0.61% | 32,657 | $3.7M | Reduce -1.6% |
| TSM Taiwan Semiconductor-SP ADR | 0.60% | 7,709 | $3.7M | Reduce -1.8% |
| JNJ Johnson & Johnson | 0.56% | 13,403 | $3.4M | Reduce -2.6% |
| DFAS Dimensional US Small Cap ETF | 0.49% | 36,335 | $3.0M | Reduce -0.1% |
| PANW Palo Alto Networks Inc. | 0.48% | 8,639 | $2.9M | Reduce -4.7% |
| VTEC Vanguard Ca Tax-Ex Bond | 0.47% | 28,339 | $2.9M | Add +8.9% |
| IJH iShares Core S&P Midcap ETF | 0.45% | 35,607 | $2.7M | Reduce -8.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.43% | 5,201 | $2.6M | Reduce -23.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.43% | 7,031 | $2.6M | Add +0.4% |
| PM Philip Morris International | 0.41% | 13,904 | $2.5M | Add +0.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.41% | 30,841 | $2.5M | Reduce -4.0% |
| COST Costco Wholesale Corp. | 0.40% | 2,617 | $2.4M | Add +8.3% |
| BAC Bank of America Corp. | 0.39% | 41,891 | $2.4M | Reduce -5.2% |
| GLTR Abrdn Precious Metals Basket | 0.37% | 12,333 | $2.2M | Reduce -1.6% |
| CSCO Cisco Systems Inc. | 0.36% | 18,901 | $2.2M | No change |
| SUB iShares Short-Term National | 0.36% | 20,424 | $2.2M | Add +0.4% |
| NEE Nextera Energy Inc. | 0.34% | 23,529 | $2.1M | Reduce -0.3% |
| CMI Cummins Inc. | 0.33% | 2,820 | $2.0M | Reduce -3.4% |
| KLAC KLA Corp. | 0.32% | 6,420 | $1.9M | Reduce -0.8% |
| UPS United Parcel Service Class B | 0.31% | 17,683 | $1.9M | Reduce -5.8% |
| ITA iShares U.S. Aerospace & Def | 0.30% | 7,602 | $1.8M | No change |
| INTC Intel Corp. | 0.30% | 13,177 | $1.8M | Add +1.9% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.30% | 18,460 | $1.8M | No change |
| QCOM Qualcomm Inc. | 0.28% | 9,274 | $1.7M | Reduce -1.5% |
| PFE Pfizer Inc. | 0.26% | 66,092 | $1.6M | Reduce -4.0% |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | 0.26% | 134,862 | $1.6M | Add +109.3% |
| FTNT Fortinet Inc. | 0.26% | 10,305 | $1.6M | No change |
| TSLA Tesla Inc. | 0.26% | 3,740 | $1.6M | Add +21.9% |
| ABBV Abbvie Inc. | 0.25% | 6,063 | $1.5M | Add +15.2% |
| SCHW Schwab (charles) Corp. | 0.25% | 16,528 | $1.5M | Add +4.5% |
| RTX RTX Corp. | 0.22% | 7,031 | $1.3M | Add +1.4% |
| LLY Eli Lilly & Co. | 0.22% | 1,111 | $1.3M | No change |
| IJR iShares Core S&P Small-Cap E | 0.21% | 8,801 | $1.3M | Reduce -14.4% |
| AVGO Broadcom Inc. | 0.20% | 3,260 | $1.2M | Reduce -2.4% |
| HYD Vaneck High Yield Muni ETF | 0.20% | 23,773 | $1.2M | Reduce -8.9% |
| CALI Ishrs SH-TRM Ca Muni Act ETF | 0.20% | 23,991 | $1.2M | Add +33.9% |
| TGT Target Corp. | 0.19% | 9,033 | $1.2M | Reduce -5.8% |
| VEA Vanguard Ftse Developed ETF | 0.18% | 15,781 | $1.1M | Reduce -12.8% |
| NFLX Netflix Inc. | 0.18% | 15,315 | $1.1M | No change |
| QUAL iShares MSCI USA Quality Fac | 0.18% | 4,894 | $1.1M | No change |
| V Visa Inc. Class A | 0.17% | 3,033 | $1.0M | Reduce -0.9% |
| ARCC Ares Capital Corp. | 0.17% | 55,188 | $1.0M | Reduce -11.3% |
| UBER Uber Technologies Inc. | 0.16% | 13,706 | $989K | Reduce -0.3% |
| SBUX Starbucks Corp. | 0.16% | 9,601 | $981K | No change |
| MO Altria Group Inc. | 0.15% | 13,044 | $939K | No change |
| SLV iShares Silver Trust | 0.15% | 17,357 | $928K | Add +1.0% |
| FSUN Firstsun Capital Bancorp | 0.15% | 23,826 | $924K | New |
| MA Mastercard Inc. Class A | 0.15% | 1,781 | $915K | Reduce -0.6% |
| XLK SS Technology Select Sector | 0.15% | 4,800 | $914K | Reduce -8.1% |
| FCX Freeport-McMoran Inc. | 0.14% | 14,035 | $883K | No change |
| CME Cme Group Inc. | 0.14% | 3,990 | $881K | Reduce -1.2% |
| LRCX Lam Research Corp. | 0.14% | 2,029 | $879K | Reduce -7.3% |
| VZ Verizon Communications Inc. | 0.14% | 20,548 | $870K | Add +6.6% |
| MMM 3M Co. | 0.14% | 5,315 | $861K | Reduce -0.1% |
| DXJ Wisdomtree Japan Hedged Eq | 0.14% | 4,878 | $846K | No change |
| CMF iShares California Muni Bond | 0.14% | 14,553 | $839K | Add +41.2% |
| O Realty Income Corp. | 0.14% | 13,319 | $825K | Add +4.5% |
| AMD Advanced Micro Devices | 0.13% | 1,393 | $809K | No change |
| VLUE iShares MSCI USA Value Facto | 0.13% | 3,996 | $798K | No change |
| TFC Truist Financial Corp. | 0.13% | 15,929 | $794K | Add +0.5% |
| EQIX Equinix Inc. | 0.13% | 758 | $790K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.13% | 15,571 | $788K | Add +3.2% |
| VYM Vanguard High DVD Yield ETF | 0.13% | 4,928 | $779K | Reduce -4.6% |
| AMGN Amgen Inc. | 0.12% | 2,086 | $755K | No change |
| BRK.A Berkshire Hathaway Inc. Class A | 0.12% | 1 | $749K | No change |
Options reported separately and not counted above: GOOGL puts ($2.7M), TSM puts ($2.2M), AAPL puts ($2.2M), PANW puts ($1.8M), CAT puts ($1.3M), AMZN puts ($1.0M), NVDA puts ($900K).
Portfolio Sells Q1 2026 → Q2 2026
| BWX SS SPDR BB Intl Treasury BD | Sold out | 0.00% | −1.72 |
| CVX Chevron Corp. | Reduce -4.0% | 1.18% | −0.52 |
| XOM Exxon Mobil Corp. | Reduce -3.5% | 0.90% | −0.38 |
| AAPL Apple Inc. | Reduce -11.0% | 3.43% | −0.31 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -23.6% | 0.43% | −0.16 |
| FFWM First Foundation Inc. | Sold out | 0.00% | −0.15 |
| WMT Walmart Inc. | Reduce -1.6% | 0.61% | −0.14 |
| B Barrick Mining Corp. | Reduce -70.9% | 0.04% | −0.14 |
| GLTR Abrdn Precious Metals Basket | Reduce -1.6% | 0.37% | −0.13 |
| ENB Enbridge Inc. | Reduce -2.3% | 0.79% | −0.10 |
| META Meta Platforms Inc. Class A | Reduce -1.2% | 0.70% | −0.10 |
| PFE Pfizer Inc. | Reduce -4.0% | 0.26% | −0.09 |
| MRK Merck & Co. Inc. | Reduce -0.9% | 1.83% | −0.08 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -60.7% | 0.05% | −0.08 |
| CME Cme Group Inc. | Reduce -1.2% | 0.14% | −0.07 |
| NEE Nextera Energy Inc. | Reduce -0.3% | 0.34% | −0.06 |
| INTU Intuit Inc. | Sold out | 0.00% | −0.05 |
| JNJ Johnson & Johnson | Reduce -2.6% | 0.56% | −0.05 |
| SNY Sanofi-ADR | Sold out | 0.00% | −0.05 |
| FDX FedEx Corp. | Reduce -11.6% | 0.11% | −0.05 |
| BTI British American Tob-SP ADR | Sold out | 0.00% | −0.04 |
| CRM Salesforce Inc. | Reduce -12.5% | 0.09% | −0.04 |
| KHC The Kraft Heinz Co. | Sold out | 0.00% | −0.04 |
| SHEL Shell PLC-ADR | Reduce -31.6% | 0.05% | −0.04 |
| STZ Constellation Brands Inc. Class A | Reduce -22.6% | 0.08% | −0.04 |
| ACWI iShares MSCI Acwi ETF | Sold out | 0.00% | −0.04 |
| VOO Vanguard S&P 500 ETF | Reduce -31.8% | 0.10% | −0.04 |
| UL Unilever PLC-Sponsored ADR | Reduce -33.7% | 0.07% | −0.04 |
| ADBE Adobe Inc. | Sold out | 0.00% | −0.04 |
| IEFA iShares Core MSCI Eafe ETF | Sold out | 0.00% | −0.04 |
| UBS UBS Group AG-Reg | Sold out | 0.00% | −0.04 |
| TJX TJX Companies Inc. | Sold out | 0.00% | −0.04 |
| SLB SLB Ltd. | Sold out | 0.00% | −0.04 |
| COP Conocophillips | Sold out | 0.00% | −0.04 |
| EMBJ Embraer SA-Spon ADR | Sold out | 0.00% | −0.04 |
| HYD Vaneck High Yield Muni ETF | Reduce -8.9% | 0.20% | −0.04 |
| ARCC Ares Capital Corp. | Reduce -11.3% | 0.17% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -30.7% | 0.09% | −0.03 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -41.5% | 0.07% | −0.03 |
| BABA Alibaba Group Holding-SP ADR | Reduce -20.8% | 0.04% | −0.03 |
| GSK GSK PLC-Spon ADR | Reduce -26.2% | 0.05% | −0.03 |
| IJH iShares Core S&P Midcap ETF | Reduce -8.9% | 0.45% | −0.03 |
| PEP Pepsico Inc. | Reduce -10.1% | 0.07% | −0.03 |
| IVV iShares Core S&P 500 ETF | Reduce -5.9% | 1.09% | −0.03 |
| VEA Vanguard Ftse Developed ETF | Reduce -12.8% | 0.18% | −0.03 |
| ABEV Ambev SA-ADR | Reduce -72.1% | 0.01% | −0.02 |
| UPS United Parcel Service Class B | Reduce -5.8% | 0.31% | −0.02 |
| XLE SS Energy Select Sector | Reduce -1.2% | 0.07% | −0.02 |
| CB Chubb Ltd. | Reduce -9.6% | 0.12% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -14.4% | 0.21% | −0.02 |
Portfolio Buys Q1 2026 → Q2 2026
| STIP iShares 0-5 Year Tips Bond E | New | 1.75% | +1.75 |
| SCHG Schwab US Large-Cap Growth | Add +1.9% | 6.49% | +0.43 |
| INTC Intel Corp. | Add +1.9% | 0.30% | +0.20 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +1.7% | 7.73% | +0.16 |
| FSUN Firstsun Capital Bancorp | New | 0.15% | +0.15 |
| SCHF Schwab Intl Equity ETF | Add +2.2% | 4.13% | +0.14 |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | Add +109.3% | 0.26% | +0.13 |
| CLSE Convergence Long/Short Eqy | New | 0.10% | +0.10 |
| SPHQ Invesco S&P 500 Quality ETF | New | 0.09% | +0.09 |
| SPMO Invesco S&P 500 Momentum ETF | New | 0.07% | +0.07 |
| IBM Intl Business Machines Corp. | Add +0.2% | 1.29% | +0.06 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Add +13.2% | 3.10% | +0.06 |
| AMZN Amazon.com Inc. | Add +0.9% | 1.33% | +0.06 |
| TSLA Tesla Inc. | Add +21.9% | 0.26% | +0.05 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.05% | +0.05 |
| BE Bloom Energy Corp. Class A | New | 0.05% | +0.05 |
| SNDK Sandisk Corp. | New | 0.04% | +0.04 |
| AMKR Amkor Technology Inc. | New | 0.04% | +0.04 |
| KLIC Kulicke & Soffa Industries | New | 0.04% | +0.04 |
| CIBR First Trust Nasdaq Cybersecu | New | 0.04% | +0.04 |
| AMAT Applied Materials Inc. | New | 0.04% | +0.04 |
| ABBV Abbvie Inc. | Add +15.2% | 0.25% | +0.04 |
| NVT Nvent Electric PLC | New | 0.04% | +0.04 |
| DY Dycom Industries Inc. | New | 0.04% | +0.04 |
| ASML ASML Holding NV-NY Reg SHS | New | 0.04% | +0.04 |
| BCS Barclays PLC-Spons ADR | New | 0.04% | +0.04 |
| FULT Fulton Financial Corp. | New | 0.04% | +0.04 |
| WDC Western Digital Corp. | New | 0.04% | +0.04 |
| FORM Formfactor Inc. | New | 0.04% | +0.04 |
| RBA RB Global Inc. | New | 0.04% | +0.04 |
| TTWO Take-Two Interactive Softwre | New | 0.04% | +0.04 |
| DLR Digital Realty Trust Inc. | New | 0.04% | +0.04 |
| CALI Ishrs SH-TRM Ca Muni Act ETF | Add +33.9% | 0.20% | +0.04 |
| BOOT Boot Barn Holdings Inc. | New | 0.04% | +0.04 |
| TKR Timken Co. | New | 0.04% | +0.04 |
| DAL Delta Air Lines Inc. | New | 0.03% | +0.03 |
| SCHE Schwab Emrg Mrkts Eqty ETF | New | 0.03% | +0.03 |
| ACVF American Conservative Values | New | 0.03% | +0.03 |
| AHR American Healthcare REIT Inc. | New | 0.03% | +0.03 |
| NGG National Grid PLC-SP ADR | New | 0.03% | +0.03 |
| XLRE SS Real Estate Select Sector | Add +6.1% | 0.93% | +0.03 |
| CMF iShares California Muni Bond | Add +41.2% | 0.14% | +0.03 |
| TXN Texas Instruments Inc. | Add +6.3% | 0.09% | +0.03 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.4% | 0.43% | +0.02 |
| DFCA Dimensional Calfornia MB ETF | Add +44.8% | 0.06% | +0.01 |
| GE General Electric | Add +1.0% | 0.08% | +0.01 |
| MDT Medtronic PLC | Add +46.0% | 0.06% | +0.01 |
| AEP American Electric Power | Add +28.6% | 0.06% | +0.01 |
| WM Waste Management Inc. | Add +16.9% | 0.06% | +0.00 |
| EPI Wisdomtree India Earnings | Add +8.6% | 0.04% | +0.00 |
Options Activity Q1 2026 → Q2 2026
| PANW Palo Alto Networks Inc. | put | New | 5,400 | $1.8M |
| B Barrick Mining Corp. | put | Sold out | 16,000 | $653Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 229 | $609.6M | VTV, SCHO, SCHR, SCHG, SCHF |
| Q1 2026 | 214 | $551.3M | SCHO, VTV, SCHR, SCHG, SCHF |
| Q4 2025 | 209 | $541.7M | SCHO, SCHR, VTV, SCHG, AAPL |
| Q3 2025 | 211 | $516.3M | SCHO, SCHR, SCHG, VTV, AAPL |
| Q2 2025 | 201 | $483.6M | SCHO, SCHR, VTV, SCHG, SCHF |
| Q1 2025 | 184 | $445.7M | VTV, SCHR, SCHG, SCHO, SCHZ |
| Q4 2024 | 174 | $434.5M | SCHG, VTV, SCHO, SCHR, SCHZ |
| Q3 2024 | 172 | $433.4M | SCHG, VTV, SCHR, SCHO, SCHZ |
| Q2 2024 | 168 | $406.5M | SCHG, SCHO, SCHR, VTV, SCHZ |
| Q1 2024 | 164 | $395.9M | SCHO, SCHG, VTV, SCHR, BIL |