FLC Capital Advisors
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 6, 2024), FLC Capital Advisors reported 164 stock positions worth $395.9 million. Its top holding was Schwab Short-Term US Treas (SCHO) at 8.8% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 7.4%) and Vanguard Mrngstr Val ETF-Aui (VTV, 6.8%). Compared with Q4 2023, it opened 11 new positions, added to 40 and reduced 58. The biggest buy was Schwab US Large-Cap Growth (SCHG, shares +1%) and the biggest sale Schwab Short-Term US Treas (SCHO, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- PALM DESERT, CA
- CIK
- 0001713697
- Portfolio Value
- $395.9M (Q1 2024)
- SEC Filing
- 0001085146-24-002248 ↗ filed May 6, 2024
Holdings Value
Holdings 164 stocks · $395.9M
| SCHO Schwab Short-Term US Treas | 8.77% | 720,449 | $34.7M | Reduce -0.5% |
| SCHG Schwab US Large-Cap Growth | 7.37% | 314,757 | $29.2M | Add +1.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 6.82% | 165,814 | $27.0M | Add +2.6% |
| SCHR Schwab Intermediate-Term US | 6.21% | 501,382 | $24.6M | Add +1.3% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 5.18% | 223,195 | $20.5M | Reduce -0.5% |
| SCHF Schwab Intl Equity ETF | 3.76% | 381,576 | $14.9M | Add +5.3% |
| AAPL Apple Inc. | 3.15% | 72,773 | $12.5M | Add +2.7% |
| MRK Merck & Co. Inc. | 2.82% | 84,603 | $11.2M | Reduce -1.1% |
| IWF iShares Russell 1000 Growth | 2.37% | 27,853 | $9.4M | Reduce -2.0% |
| MSFT Microsoft Corp. | 2.14% | 20,162 | $8.5M | Add +1.1% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.14% | 147,162 | $8.5M | Add +8.6% |
| VCIT Vanguard Int-Term Corporate | 2.04% | 100,319 | $8.1M | Add +0.7% |
| CVX Chevron Corp. | 1.89% | 47,533 | $7.5M | Add +1.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.89% | 29,870 | $7.5M | Add +0.5% |
| DFAS Dimensional US Small Cap ETF | 1.82% | 115,554 | $7.2M | Add +2.0% |
| IVV iShares Core S&P 500 ETF | 1.42% | 10,683 | $5.6M | Reduce -4.5% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.35% | 27,984 | $5.3M | Reduce -2.6% |
| AMZN Amazon.com Inc. | 1.32% | 29,009 | $5.2M | Reduce -0.2% |
| SCHD Schwab US DVD Equity ETF | 1.30% | 63,675 | $5.1M | Reduce -1.7% |
| XAR SS SPDR S&P Aerospace Def | 1.28% | 36,042 | $5.1M | Add +4.9% |
| SHV iShares 0-1 Year Treasury Bo | 1.24% | 44,388 | $4.9M | Add +10.2% |
| XOM Exxon Mobil Corp. | 1.17% | 40,013 | $4.7M | Add +6.4% |
| GOOGL Alphabet Inc. Class A | 1.13% | 29,663 | $4.5M | Add +1.8% |
| JPM JPMorgan Chase & Co. | 1.05% | 20,656 | $4.1M | Add +0.1% |
| VIG Vanguard Dividend Apprec ETF | 1.04% | 22,443 | $4.1M | Reduce -13.0% |
| META Meta Platforms Inc. Class A | 0.99% | 8,075 | $3.9M | Add +2.5% |
| PULS Pgim Ultra Short Bond ETF | 0.97% | 77,054 | $3.8M | Add +11.6% |
| GOOG Alphabet Inc. Class C | 0.92% | 23,983 | $3.7M | Add +2.6% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.90% | 55,818 | $3.6M | Add +2.8% |
| ESGU iShares ESG Aware MSCI USA | 0.88% | 30,134 | $3.5M | Reduce -2.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.87% | 8,147 | $3.4M | No change |
| SPHY SS SPDR P High Yield ETF | 0.80% | 134,841 | $3.2M | Add +1.1% |
| ENB Enbridge Inc. | 0.79% | 86,900 | $3.1M | Add +12.4% |
| EPD Enterprise Products Partners | 0.76% | 102,423 | $3.0M | Reduce -3.0% |
| CAT Caterpillar Inc. | 0.75% | 8,052 | $3.0M | Reduce -2.8% |
| IJH iShares Core S&P Midcap ETF | 0.72% | 46,690 | $2.8M | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.71% | 10,783 | $2.8M | Add +0.9% |
| WMT Walmart Inc. | 0.58% | 37,875 | $2.3M | Add +2.4% |
| NVDA Nvidia Corp. | 0.52% | 2,280 | $2.1M | Reduce -6.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.50% | 38,956 | $2.0M | Reduce -2.0% |
| JNJ Johnson & Johnson | 0.48% | 12,076 | $1.9M | Reduce -9.5% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.47% | 15,160 | $1.9M | Reduce -12.8% |
| QCOM Qualcomm Inc. | 0.45% | 10,417 | $1.8M | Reduce -2.7% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.40% | 42,073 | $1.6M | Reduce -3.4% |
| GLTR Abrdn Precious Metals Basket | 0.36% | 15,110 | $1.4M | Reduce -9.3% |
| PM Philip Morris International | 0.34% | 14,597 | $1.3M | Reduce -5.7% |
| SUB iShares Short-Term National | 0.33% | 12,487 | $1.3M | No change |
| CSCO Cisco Systems Inc. | 0.32% | 25,127 | $1.3M | Reduce -0.4% |
| ABBV Abbvie Inc. | 0.31% | 6,757 | $1.2M | Reduce -2.0% |
| ITA iShares U.S. Aerospace & Def | 0.30% | 8,862 | $1.2M | No change |
| IJR iShares Core S&P Small-Cap E | 0.29% | 10,534 | $1.2M | Reduce -0.3% |
| PANW Palo Alto Networks Inc. | 0.29% | 4,005 | $1.1M | No change |
| RTX RTX Corp. | 0.27% | 10,828 | $1.1M | Reduce -3.2% |
| BA The Boeing Co. | 0.26% | 5,375 | $1.0M | Reduce -0.1% |
| TSM Taiwan Semiconductor-SP ADR | 0.26% | 7,611 | $1.0M | Reduce -3.0% |
| PFE Pfizer Inc. | 0.26% | 36,666 | $1.0M | Add +6.7% |
| CRM Salesforce Inc. | 0.24% | 3,200 | $964K | No change |
| FFWM First Foundation Inc. | 0.24% | 126,997 | $959K | No change |
| NFLX Netflix Inc. | 0.24% | 1,547 | $940K | No change |
| LLY Eli Lilly & Co. | 0.23% | 1,184 | $921K | Reduce -1.5% |
| VOO Vanguard S&P 500 ETF | 0.23% | 1,897 | $912K | No change |
| VZ Verizon Communications Inc. | 0.23% | 21,627 | $907K | Add +16.1% |
| MMM 3M Co. | 0.23% | 8,506 | $902K | Reduce -4.3% |
| HD Home Depot Inc. | 0.22% | 2,260 | $867K | Reduce -10.7% |
| PEP Pepsico Inc. | 0.22% | 4,921 | $861K | Add +14.7% |
| CMI Cummins Inc. | 0.22% | 2,920 | $860K | Reduce -12.2% |
| UNH Unitedhealth Group Inc. | 0.21% | 1,716 | $849K | Reduce -7.7% |
| COST Costco Wholesale Corp. | 0.21% | 1,117 | $819K | No change |
| QUAL iShares MSCI USA Quality Fac | 0.21% | 4,977 | $818K | Reduce -1.4% |
| CMCSA Comcast Corp. Class A | 0.21% | 18,825 | $816K | Reduce -10.0% |
| INTC Intel Corp. | 0.20% | 17,902 | $791K | No change |
| V Visa Inc. Class A | 0.20% | 2,824 | $788K | Add +0.5% |
| ADBE Adobe Inc. | 0.20% | 1,555 | $785K | Add +0.7% |
| SBUX Starbucks Corp. | 0.20% | 8,461 | $773K | Add +5.0% |
| MA Mastercard Inc. Class A | 0.19% | 1,587 | $764K | Add +6.7% |
| PG The Procter & Gamble Co. | 0.19% | 4,636 | $752K | Reduce -2.1% |
| UBER Uber Technologies Inc. | 0.19% | 9,648 | $743K | Reduce -5.4% |
| FTNT Fortinet Inc. | 0.18% | 10,475 | $716K | No change |
| NEE Nextera Energy Inc. | 0.17% | 10,386 | $664K | Add +5.1% |
| UL Unilever PLC | 0.16% | 12,762 | $641K | No change |
| GBCI Glacier Bancorp Inc. | 0.16% | 15,600 | $628K | No change |
| TSLA Tesla Inc. | 0.16% | 3,531 | $621K | Add +26.5% |
| TFC Truist Financial Corp. | 0.16% | 15,849 | $618K | Reduce -0.1% |
| FDX FedEx Corp. | 0.16% | 2,122 | $615K | No change |
| MO Altria Group Inc. | 0.15% | 13,842 | $604K | Reduce -14.5% |
| XLV SS Health Care Select Sector | 0.15% | 3,999 | $591K | Add +5.3% |
| AMGN Amgen Inc. | 0.15% | 2,036 | $579K | No change |
| LMT Lockheed Martin Corp. | 0.14% | 1,240 | $564K | Add +0.6% |
| DXJ Wisdomtree Japan Hedged Eq | 0.13% | 4,876 | $529K | No change |
| EIX Edison International | 0.13% | 7,404 | $524K | Reduce -9.9% |
| KLAC KLA Corp. | 0.13% | 747 | $522K | No change |
| MCD McDonald's Corp. | 0.13% | 1,843 | $520K | Reduce -9.7% |
| WPC WP Carey Inc. | 0.13% | 8,811 | $497K | Reduce -16.5% |
| VLY Valley National Bancorp | 0.12% | 62,003 | $494K | Reduce -27.0% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.12% | 2,625 | $491K | No change |
| ALB Albemarle Corp. | 0.12% | 3,713 | $489K | Reduce -10.5% |
| VLUE iShares MSCI USA Value Facto | 0.12% | 4,482 | $485K | No change |
| ABT Abbott Laboratories | 0.11% | 3,983 | $453K | No change |
| SCHW Schwab (charles) Corp. | 0.11% | 6,131 | $444K | Reduce -27.0% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.11% | 7,161 | $441K | No change |
Portfolio Sells Q4 2023 → Q1 2024
| SCHO Schwab Short-Term US Treas | Reduce -0.5% | 8.77% | −0.68 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -0.5% | 5.18% | −0.35 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -66.1% | 0.10% | −0.19 |
| VIG Vanguard Dividend Apprec ETF | Reduce -13.0% | 1.04% | −0.15 |
| VLY Valley National Bancorp | Reduce -27.0% | 0.12% | −0.12 |
| BA The Boeing Co. | Reduce -0.1% | 0.26% | −0.12 |
| JNJ Johnson & Johnson | Reduce -9.5% | 0.48% | −0.08 |
| WPC WP Carey Inc. | Reduce -16.5% | 0.13% | −0.06 |
| PM Philip Morris International | Reduce -5.7% | 0.34% | −0.05 |
| UNH Unitedhealth Group Inc. | Reduce -7.7% | 0.21% | −0.05 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -2.0% | 0.50% | −0.05 |
| CCI Crown Castle Inc. | Reduce -20.0% | 0.10% | −0.05 |
| GLTR Abrdn Precious Metals Basket | Reduce -9.3% | 0.36% | −0.04 |
| SCHW Schwab (charles) Corp. | Reduce -27.0% | 0.11% | −0.04 |
| CMCSA Comcast Corp. Class A | Reduce -10.0% | 0.21% | −0.04 |
| ALB Albemarle Corp. | Reduce -10.5% | 0.12% | −0.04 |
| MMM 3M Co. | Reduce -4.3% | 0.23% | −0.03 |
| SCHD Schwab US DVD Equity ETF | Reduce -1.7% | 1.30% | −0.03 |
| MCD McDonald's Corp. | Reduce -9.7% | 0.13% | −0.03 |
| CSCO Cisco Systems Inc. | Reduce -0.4% | 0.32% | −0.03 |
| EIX Edison International | Reduce -9.9% | 0.13% | −0.03 |
| CVS CVS Health Corp. | Reduce -18.4% | 0.08% | −0.02 |
| MO Altria Group Inc. | Reduce -14.5% | 0.15% | −0.02 |
| IVV iShares Core S&P 500 ETF | Reduce -4.5% | 1.42% | −0.02 |
| KMI Kinder Morgan Inc. | Reduce -15.1% | 0.09% | −0.02 |
| LYB Lyondellbasell Indu Class A | Reduce -19.9% | 0.07% | −0.02 |
| HD Home Depot Inc. | Reduce -10.7% | 0.22% | −0.02 |
| UPS United Parcel Service Class B | Reduce -8.3% | 0.07% | −0.02 |
| T AT&T Inc. | Reduce -11.7% | 0.10% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.3% | 0.29% | −0.01 |
| NVS Novartis AG-Sponsored ADR | Reduce -8.8% | 0.06% | −0.01 |
| AVGO Broadcom Inc. | Reduce -16.8% | 0.11% | −0.01 |
| BSV Vanguard Short-Term Bond ETF | Reduce -3.3% | 0.08% | −0.01 |
| IYE iShares U.S. Energy ETF | Reduce -15.4% | 0.05% | −0.01 |
| BMY Bristol-Myers Squibb Co. | Reduce -4.6% | 0.08% | −0.00 |
| KMB Kimberly-Clark Corp. | Reduce -4.6% | 0.07% | −0.00 |
| TFC Truist Financial Corp. | Reduce -0.1% | 0.16% | −0.00 |
| XLE SS Energy Select Sector | Reduce -5.0% | 0.10% | +0.00 |
| GD General Dynamics Corp. | Reduce -1.1% | 0.09% | +0.00 |
| CMI Cummins Inc. | Reduce -12.2% | 0.22% | +0.00 |
| PG The Procter & Gamble Co. | Reduce -2.1% | 0.19% | +0.00 |
| ESGU iShares ESG Aware MSCI USA | Reduce -2.2% | 0.88% | +0.00 |
| EPD Enterprise Products Partners | Reduce -3.0% | 0.76% | +0.00 |
| QUAL iShares MSCI USA Quality Fac | Reduce -1.4% | 0.21% | +0.01 |
| BAC Bank of America Corp. | Reduce -3.4% | 0.40% | +0.01 |
| RTX RTX Corp. | Reduce -3.2% | 0.27% | +0.01 |
| UBER Uber Technologies Inc. | Reduce -5.4% | 0.19% | +0.02 |
| ABBV Abbvie Inc. | Reduce -2.0% | 0.31% | +0.02 |
| QCOM Qualcomm Inc. | Reduce -2.7% | 0.45% | +0.03 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -3.0% | 0.26% | +0.04 |
Portfolio Buys Q4 2023 → Q1 2024
| SCHG Schwab US Large-Cap Growth | Add +1.1% | 7.37% | +0.41 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +2.6% | 6.82% | +0.31 |
| META Meta Platforms Inc. Class A | Add +2.5% | 0.99% | +0.24 |
| XOM Exxon Mobil Corp. | Add +6.4% | 1.17% | +0.16 |
| SCHF Schwab Intl Equity ETF | Add +5.3% | 3.76% | +0.15 |
| MSFT Microsoft Corp. | Add +1.1% | 2.14% | +0.12 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +8.6% | 2.14% | +0.12 |
| JPM JPMorgan Chase & Co. | Add +0.1% | 1.05% | +0.10 |
| FUTY Fidelity MSCI US Utilities | New | 0.09% | +0.09 |
| ARCC Ares Capital Corp. | New | 0.07% | +0.07 |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | New | 0.06% | +0.06 |
| IHI iShares U.S. Medical Devices | New | 0.06% | +0.06 |
| GE General Electric | New | 0.05% | +0.05 |
| DECK Deckers Outdoor Corp. | New | 0.05% | +0.05 |
| FTSL First Trust Senior Loan ETF | New | 0.05% | +0.05 |
| SAP Sap SE-Sponsored ADR | New | 0.05% | +0.05 |
| WMT Walmart Inc. | Add +2.4% | 0.58% | +0.05 |
| ET Energy Transfer LP | New | 0.05% | +0.05 |
| MCK McKesson Corp. | New | 0.05% | +0.05 |
| PULS Pgim Ultra Short Bond ETF | Add +11.6% | 0.97% | +0.05 |
| SHV iShares 0-1 Year Treasury Bo | Add +10.2% | 1.24% | +0.04 |
| ENB Enbridge Inc. | Add +12.4% | 0.79% | +0.04 |
| VZ Verizon Communications Inc. | Add +16.1% | 0.23% | +0.04 |
| GOOG Alphabet Inc. Class C | Add +2.6% | 0.92% | +0.03 |
| GOOGL Alphabet Inc. Class A | Add +1.8% | 1.13% | +0.03 |
| XNCMX Nuveen Ca Amt-FR Muni Inc. | New | 0.03% | +0.03 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.9% | 0.71% | +0.02 |
| XAR SS SPDR S&P Aerospace Def | Add +4.9% | 1.28% | +0.02 |
| MA Mastercard Inc. Class A | Add +6.7% | 0.19% | +0.02 |
| PEP Pepsico Inc. | Add +14.7% | 0.22% | +0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.5% | 1.89% | +0.02 |
| XLV SS Health Care Select Sector | Add +5.3% | 0.15% | +0.01 |
| B Barrick Gold Corp. | Add +30.3% | 0.08% | +0.01 |
| BLK BlackRock Finance Inc. | Add +16.9% | 0.07% | +0.01 |
| NEE Nextera Energy Inc. | Add +5.1% | 0.17% | +0.01 |
| V Visa Inc. Class A | Add +0.5% | 0.20% | +0.00 |
| CVX Chevron Corp. | Add +1.0% | 1.89% | +0.00 |
| DFAS Dimensional US Small Cap ETF | Add +2.0% | 1.82% | −0.00 |
| O Realty Income Corp. | Add +7.3% | 0.06% | −0.00 |
| DUK Duke Energy Corp. | Add +0.4% | 0.09% | −0.01 |
| LMT Lockheed Martin Corp. | Add +0.6% | 0.14% | −0.01 |
| PFE Pfizer Inc. | Add +6.7% | 0.26% | −0.01 |
| SBUX Starbucks Corp. | Add +5.0% | 0.20% | −0.01 |
| NKE Nike Inc. Class B | Add +3.0% | 0.08% | −0.02 |
| TSLA Tesla Inc. | Add +26.5% | 0.16% | −0.03 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +2.8% | 0.90% | −0.03 |
| SPHY SS SPDR P High Yield ETF | Add +1.1% | 0.80% | −0.04 |
| ADBE Adobe Inc. | Add +0.7% | 0.20% | −0.05 |
| VCIT Vanguard Int-Term Corporate | Add +0.7% | 2.04% | −0.14 |
| SCHR Schwab Intermediate-Term US | Add +1.3% | 6.21% | −0.42 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 229 | $609.6M | VTV, SCHO, SCHR, SCHG, SCHF |
| Q1 2026 | 214 | $551.3M | SCHO, VTV, SCHR, SCHG, SCHF |
| Q4 2025 | 209 | $541.7M | SCHO, SCHR, VTV, SCHG, AAPL |
| Q3 2025 | 211 | $516.3M | SCHO, SCHR, SCHG, VTV, AAPL |
| Q2 2025 | 201 | $483.6M | SCHO, SCHR, VTV, SCHG, SCHF |
| Q1 2025 | 184 | $445.7M | VTV, SCHR, SCHG, SCHO, SCHZ |
| Q4 2024 | 174 | $434.5M | SCHG, VTV, SCHO, SCHR, SCHZ |
| Q3 2024 | 172 | $433.4M | SCHG, VTV, SCHR, SCHO, SCHZ |
| Q2 2024 | 168 | $406.5M | SCHG, SCHO, SCHR, VTV, SCHZ |
| Q1 2024 | 164 | $395.9M | SCHO, SCHG, VTV, SCHR, BIL |