FLC Capital Advisors
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 15, 2024), FLC Capital Advisors reported 168 stock positions worth $406.5 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 7.1% of the portfolio, followed by Schwab Short-Term US Treas (SCHO, 6.7%) and Schwab Intermediate-Term US (SCHR, 6.7%). Compared with Q1 2024, it opened 9 new positions, sold out of 5, added to 40 and reduced 42. The biggest buy was a new position in Schwab US Aggregate Bond ETF (SCHZ) and the biggest sale SS SPDR BB 1-3M T-Bill ETF (BIL, shares −91%).
- Most Recent 13F
- Q2 2026
- Location
- PALM DESERT, CA
- CIK
- 0001713697
- Portfolio Value
- $406.5M (Q2 2024)
- SEC Filing
- 0001085146-24-002967 ↗ filed Jul 15, 2024
Holdings Value
Holdings 168 stocks · $406.5M
| SCHG Schwab US Large-Cap Growth | 7.13% | 287,231 | $29.0M | Reduce -8.8% |
| SCHO Schwab Short-Term US Treas | 6.72% | 567,106 | $27.3M | Reduce -21.3% |
| SCHR Schwab Intermediate-Term US | 6.70% | 558,269 | $27.2M | Add +11.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 6.49% | 164,536 | $26.4M | Reduce -0.8% |
| SCHZ Schwab US Aggregate Bond ETF | 5.64% | 502,765 | $22.9M | New |
| AAPL Apple Inc. | 3.81% | 73,544 | $15.5M | Add +1.1% |
| SCHF Schwab Intl Equity ETF | 3.54% | 374,957 | $14.4M | Reduce -1.7% |
| MRK Merck & Co. Inc. | 2.57% | 84,495 | $10.5M | Reduce -0.1% |
| VMBS Vanguard Mortgage-Backed Sec | 2.53% | 226,395 | $10.3M | New |
| IWF iShares Russell 1000 Growth | 2.49% | 27,765 | $10.1M | Reduce -0.3% |
| MSFT Microsoft Corp. | 2.23% | 20,305 | $9.1M | Add +0.7% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.21% | 152,065 | $9.0M | Add +3.3% |
| VCIT Vanguard Int-Term Corporate | 1.82% | 92,356 | $7.4M | Reduce -7.9% |
| CVX Chevron Corp. | 1.81% | 47,008 | $7.4M | Reduce -1.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.77% | 29,641 | $7.2M | Reduce -0.8% |
| DFAS Dimensional US Small Cap ETF | 1.74% | 117,734 | $7.1M | Add +1.9% |
| IVV iShares Core S&P 500 ETF | 1.43% | 10,635 | $5.8M | Reduce -0.5% |
| AMZN Amazon.com Inc. | 1.39% | 29,176 | $5.6M | Add +0.6% |
| GOOGL Alphabet Inc. Class A | 1.33% | 29,764 | $5.4M | Add +0.3% |
| XAR SS SPDR S&P Aerospace Def | 1.25% | 36,164 | $5.1M | Add +0.3% |
| XOM Exxon Mobil Corp. | 1.24% | 43,788 | $5.0M | Add +9.4% |
| SCHD Schwab US DVD Equity ETF | 1.22% | 63,969 | $5.0M | Add +0.5% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.19% | 27,914 | $4.8M | Reduce -0.3% |
| GOOG Alphabet Inc. Class C | 1.09% | 24,113 | $4.4M | Add +0.5% |
| JPM JPMorgan Chase & Co. | 1.03% | 20,661 | $4.2M | Add +0.0% |
| SPHY SS SPDR P High Yield ETF | 1.02% | 178,769 | $4.2M | Add +32.6% |
| META Meta Platforms Inc. Class A | 1.01% | 8,144 | $4.1M | Add +0.8% |
| VIG Vanguard Dividend Apprec ETF | 1.00% | 22,361 | $4.1M | Reduce -0.4% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.99% | 63,742 | $4.0M | Add +14.2% |
| ESGU iShares ESG Aware MSCI USA | 0.87% | 29,516 | $3.5M | Reduce -2.0% |
| ENB Enbridge Inc. | 0.79% | 90,306 | $3.2M | Add +3.9% |
| EPD Enterprise Products Partners | 0.78% | 108,787 | $3.2M | Add +6.2% |
| NVDA Nvidia Corp. | 0.75% | 24,560 | $3.0M | Add +7.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.70% | 10,683 | $2.9M | Reduce -0.9% |
| SHV iShares 0-1 Year Treasury Bo | 0.70% | 25,690 | $2.8M | Reduce -42.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.68% | 6,766 | $2.8M | Reduce -16.9% |
| IJH iShares Core S&P Midcap ETF | 0.67% | 46,692 | $2.7M | Add +0.0% |
| CAT Caterpillar Inc. | 0.66% | 8,032 | $2.7M | Reduce -0.3% |
| WMT Walmart Inc. | 0.63% | 37,875 | $2.6M | No change |
| QCOM Qualcomm Inc. | 0.51% | 10,450 | $2.1M | Add +0.3% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.43% | 19,257 | $1.8M | Reduce -91.4% |
| JNJ Johnson & Johnson | 0.42% | 11,788 | $1.7M | Reduce -2.4% |
| VTEC Vanguard Ca Tax-Ex Bond | 0.41% | 16,746 | $1.7M | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.39% | 39,973 | $1.6M | Reduce -5.0% |
| GLTR Abrdn Precious Metals Basket | 0.38% | 15,075 | $1.6M | Reduce -0.2% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.37% | 15,146 | $1.5M | Reduce -0.1% |
| PM Philip Morris International | 0.36% | 14,597 | $1.5M | No change |
| SUB iShares Short-Term National | 0.36% | 14,106 | $1.5M | Add +13.0% |
| PANW Palo Alto Networks Inc. | 0.33% | 4,005 | $1.4M | No change |
| TSM Taiwan Semiconductor-SP ADR | 0.33% | 7,611 | $1.3M | No change |
| CSCO Cisco Systems Inc. | 0.30% | 25,243 | $1.2M | Add +0.5% |
| ITA iShares U.S. Aerospace & Def | 0.29% | 8,864 | $1.2M | Add +0.0% |
| IJR iShares Core S&P Small-Cap E | 0.27% | 10,473 | $1.1M | Reduce -0.6% |
| RTX RTX Corp. | 0.27% | 10,828 | $1.1M | No change |
| NFLX Netflix Inc. | 0.26% | 1,547 | $1.0M | No change |
| LLY Eli Lilly & Co. | 0.25% | 1,139 | $1.0M | Reduce -3.8% |
| ABBV Abbvie Inc. | 0.24% | 5,717 | $981K | Reduce -15.4% |
| COST Costco Wholesale Corp. | 0.23% | 1,117 | $950K | No change |
| VOO Vanguard S&P 500 ETF | 0.23% | 1,891 | $946K | Reduce -0.3% |
| PFE Pfizer Inc. | 0.23% | 33,216 | $929K | Reduce -9.4% |
| NEE Nextera Energy Inc. | 0.23% | 13,086 | $927K | Add +26.0% |
| VZ Verizon Communications Inc. | 0.22% | 21,927 | $904K | Add +1.4% |
| UNH Unitedhealth Group Inc. | 0.21% | 1,716 | $874K | No change |
| CRM Salesforce Inc. | 0.21% | 3,312 | $852K | Add +3.5% |
| QUAL iShares MSCI USA Quality Fac | 0.21% | 4,977 | $850K | No change |
| CMCSA Comcast Corp. Class A | 0.21% | 21,686 | $849K | Add +15.2% |
| PEP Pepsico Inc. | 0.21% | 5,092 | $840K | Add +3.5% |
| FFWM First Foundation Inc. | 0.20% | 126,997 | $832K | No change |
| ADBE Adobe Inc. | 0.20% | 1,492 | $829K | Reduce -4.0% |
| CMI Cummins Inc. | 0.20% | 2,920 | $809K | No change |
| UBER Uber Technologies Inc. | 0.20% | 11,120 | $808K | Add +15.3% |
| HD Home Depot Inc. | 0.19% | 2,261 | $778K | Add +0.0% |
| PG The Procter & Gamble Co. | 0.19% | 4,636 | $765K | No change |
| V Visa Inc. Class A | 0.18% | 2,824 | $741K | No change |
| PULS Pgim Ultra Short Bond ETF | 0.18% | 14,663 | $729K | Reduce -81.0% |
| SBUX Starbucks Corp. | 0.17% | 9,071 | $706K | Add +7.2% |
| TSLA Tesla Inc. | 0.17% | 3,551 | $703K | Add +0.6% |
| UL Unilever PLC | 0.17% | 12,762 | $702K | No change |
| MA Mastercard Inc. Class A | 0.17% | 1,587 | $700K | No change |
| AMGN Amgen Inc. | 0.16% | 2,086 | $652K | Add +2.5% |
| FDX FedEx Corp. | 0.16% | 2,122 | $636K | No change |
| MO Altria Group Inc. | 0.16% | 13,842 | $631K | No change |
| FTNT Fortinet Inc. | 0.15% | 10,305 | $621K | Reduce -1.6% |
| KLAC KLA Corp. | 0.15% | 747 | $616K | No change |
| TFC Truist Financial Corp. | 0.15% | 15,849 | $616K | No change |
| INTC Intel Corp. | 0.15% | 19,532 | $605K | Add +9.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.15% | 11,928 | $598K | Reduce -69.4% |
| BA The Boeing Co. | 0.14% | 3,231 | $588K | Reduce -39.9% |
| MMM 3M Co. | 0.14% | 5,754 | $588K | Reduce -32.4% |
| XLV SS Health Care Select Sector | 0.14% | 3,999 | $583K | No change |
| GBCI Glacier Bancorp Inc. | 0.14% | 15,600 | $582K | No change |
| LMT Lockheed Martin Corp. | 0.14% | 1,180 | $551K | Reduce -4.8% |
| DXJ Wisdomtree Japan Hedged Eq | 0.14% | 4,876 | $550K | No change |
| EIX Edison International | 0.13% | 7,404 | $532K | No change |
| AVGO Broadcom Inc. | 0.13% | 328 | $527K | No change |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.13% | 2,625 | $518K | No change |
| WPC WP Carey Inc. | 0.12% | 8,661 | $477K | Reduce -1.7% |
| T AT&T Inc. | 0.11% | 24,434 | $467K | Add +6.6% |
| VLUE iShares MSCI USA Value Facto | 0.11% | 4,482 | $464K | No change |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.11% | 7,161 | $458K | No change |
Portfolio Sells Q1 2024 → Q2 2024
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -91.4% | 0.43% | −4.74 |
| SCHO Schwab Short-Term US Treas | Reduce -21.3% | 6.72% | −2.06 |
| PULS Pgim Ultra Short Bond ETF | Reduce -81.0% | 0.18% | −0.79 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -42.1% | 0.70% | −0.54 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -69.4% | 0.15% | −0.35 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.8% | 6.49% | −0.33 |
| MRK Merck & Co. Inc. | Reduce -0.1% | 2.57% | −0.25 |
| SCHG Schwab US Large-Cap Growth | Reduce -8.8% | 7.13% | −0.25 |
| VCIT Vanguard Int-Term Corporate | Reduce -7.9% | 1.82% | −0.22 |
| SCHF Schwab Intl Equity ETF | Reduce -1.7% | 3.54% | −0.22 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -16.9% | 0.68% | −0.19 |
| IBM Intl Business Machines Corp. | Reduce -0.3% | 1.19% | −0.16 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.8% | 1.77% | −0.12 |
| BA The Boeing Co. | Reduce -39.9% | 0.14% | −0.12 |
| CCI Crown Castle Inc. | Sold out | 0.00% | −0.10 |
| DIS The Walt Disney Co. | Reduce -0.1% | 0.37% | −0.10 |
| CAT Caterpillar Inc. | Reduce -0.3% | 0.66% | −0.09 |
| CVX Chevron Corp. | Reduce -1.1% | 1.81% | −0.09 |
| MMM 3M Co. | Reduce -32.4% | 0.14% | −0.08 |
| ABBV Abbvie Inc. | Reduce -15.4% | 0.24% | −0.07 |
| JNJ Johnson & Johnson | Reduce -2.4% | 0.42% | −0.06 |
| PYPL PayPal Holdings Inc. | Sold out | 0.00% | −0.06 |
| GE General Electric | Sold out | 0.00% | −0.05 |
| GILD Gilead Sciences Inc. | Sold out | 0.00% | −0.05 |
| IYE iShares U.S. Energy ETF | Sold out | 0.00% | −0.05 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.4% | 1.00% | −0.03 |
| MCD McDonald's Corp. | Reduce -11.4% | 0.10% | −0.03 |
| PFE Pfizer Inc. | Reduce -9.4% | 0.23% | −0.03 |
| FTNT Fortinet Inc. | Reduce -1.6% | 0.15% | −0.03 |
| MUB iShares National Muni Bond E | Reduce -21.1% | 0.06% | −0.02 |
| NKE Nike Inc. Class B | Reduce -2.9% | 0.06% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.6% | 0.27% | −0.02 |
| BAC Bank of America Corp. | Reduce -5.0% | 0.39% | −0.01 |
| ESGU iShares ESG Aware MSCI USA | Reduce -2.0% | 0.87% | −0.01 |
| WPC WP Carey Inc. | Reduce -1.7% | 0.12% | −0.01 |
| LMT Lockheed Martin Corp. | Reduce -4.8% | 0.14% | −0.01 |
| XLE SS Energy Select Sector | Reduce -0.4% | 0.10% | −0.01 |
| BSV Vanguard Short-Term Bond ETF | Reduce -5.4% | 0.07% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.9% | 0.70% | −0.00 |
| O Realty Income Corp. | Reduce -2.3% | 0.05% | −0.00 |
| KO The Coca-Cola Co. | Reduce -6.5% | 0.06% | −0.00 |
| VOO Vanguard S&P 500 ETF | Reduce -0.3% | 0.23% | +0.00 |
| ADBE Adobe Inc. | Reduce -4.0% | 0.20% | +0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -0.5% | 1.43% | +0.01 |
| GLTR Abrdn Precious Metals Basket | Reduce -0.2% | 0.38% | +0.02 |
| LLY Eli Lilly & Co. | Reduce -3.8% | 0.25% | +0.02 |
| IWF iShares Russell 1000 Growth | Reduce -0.3% | 2.49% | +0.12 |
Portfolio Buys Q1 2024 → Q2 2024
| SCHZ Schwab US Aggregate Bond ETF | New | 5.64% | +5.64 |
| VMBS Vanguard Mortgage-Backed Sec | New | 2.53% | +2.53 |
| AAPL Apple Inc. | Add +1.1% | 3.81% | +0.66 |
| SCHR Schwab Intermediate-Term US | Add +11.3% | 6.70% | +0.49 |
| VTEC Vanguard Ca Tax-Ex Bond | New | 0.41% | +0.41 |
| NVDA Nvidia Corp. | Add +7.7% | 0.75% | +0.23 |
| SPHY SS SPDR P High Yield ETF | Add +32.6% | 1.02% | +0.22 |
| GOOGL Alphabet Inc. Class A | Add +0.3% | 1.33% | +0.20 |
| GOOG Alphabet Inc. Class C | Add +0.5% | 1.09% | +0.17 |
| PFFD Global X US Preferred ETF | New | 0.10% | +0.10 |
| HYD Vaneck High Yield Muni ETF | New | 0.10% | +0.10 |
| MSFT Microsoft Corp. | Add +0.7% | 2.23% | +0.09 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +14.2% | 0.99% | +0.09 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +3.3% | 2.21% | +0.07 |
| QCOM Qualcomm Inc. | Add +0.3% | 0.51% | +0.07 |
| AMZN Amazon.com Inc. | Add +0.6% | 1.39% | +0.07 |
| XOM Exxon Mobil Corp. | Add +9.4% | 1.24% | +0.07 |
| PFFV Global X Variable Rate Pref | New | 0.06% | +0.06 |
| NEE Nextera Energy Inc. | Add +26.0% | 0.23% | +0.06 |
| JEPI JPMorgan Equity Premium Inco | New | 0.05% | +0.05 |
| EME Emcor Group Inc. | New | 0.05% | +0.05 |
| AIQ Global X Art Intel & Tech | New | 0.05% | +0.05 |
| SUB iShares Short-Term National | Add +13.0% | 0.36% | +0.03 |
| ARCC Ares Capital Corp. | Add +40.1% | 0.10% | +0.03 |
| SCHA Schwab US Small-Cap ETF | Add +37.8% | 0.10% | +0.02 |
| EPD Enterprise Products Partners | Add +6.2% | 0.78% | +0.02 |
| META Meta Platforms Inc. Class A | Add +0.8% | 1.01% | +0.02 |
| TSLA Tesla Inc. | Add +0.6% | 0.17% | +0.02 |
| AMGN Amgen Inc. | Add +2.5% | 0.16% | +0.01 |
| T AT&T Inc. | Add +6.6% | 0.11% | +0.01 |
| UBER Uber Technologies Inc. | Add +15.3% | 0.20% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.1% | 0.10% | +0.01 |
| CMCSA Comcast Corp. Class A | Add +15.2% | 0.21% | +0.00 |
| MDT Medtronic PLC | Add +9.4% | 0.08% | −0.00 |
| ENB Enbridge Inc. | Add +3.9% | 0.79% | −0.00 |
| VZ Verizon Communications Inc. | Add +1.4% | 0.22% | −0.01 |
| ITA iShares U.S. Aerospace & Def | Add +0.0% | 0.29% | −0.01 |
| PEP Pepsico Inc. | Add +3.5% | 0.21% | −0.01 |
| JPM JPMorgan Chase & Co. | Add +0.0% | 1.03% | −0.02 |
| SBUX Starbucks Corp. | Add +7.2% | 0.17% | −0.02 |
| CSCO Cisco Systems Inc. | Add +0.5% | 0.30% | −0.02 |
| HD Home Depot Inc. | Add +0.0% | 0.19% | −0.03 |
| ALB Albemarle Corp. | Add +4.1% | 0.09% | −0.03 |
| XAR SS SPDR S&P Aerospace Def | Add +0.3% | 1.25% | −0.03 |
| CRM Salesforce Inc. | Add +3.5% | 0.21% | −0.03 |
| IJH iShares Core S&P Midcap ETF | Add +0.0% | 0.67% | −0.04 |
| INTC Intel Corp. | Add +9.1% | 0.15% | −0.05 |
| SCHD Schwab US DVD Equity ETF | Add +0.5% | 1.22% | −0.07 |
| DFAS Dimensional US Small Cap ETF | Add +1.9% | 1.74% | −0.08 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 229 | $609.6M | VTV, SCHO, SCHR, SCHG, SCHF |
| Q1 2026 | 214 | $551.3M | SCHO, VTV, SCHR, SCHG, SCHF |
| Q4 2025 | 209 | $541.7M | SCHO, SCHR, VTV, SCHG, AAPL |
| Q3 2025 | 211 | $516.3M | SCHO, SCHR, SCHG, VTV, AAPL |
| Q2 2025 | 201 | $483.6M | SCHO, SCHR, VTV, SCHG, SCHF |
| Q1 2025 | 184 | $445.7M | VTV, SCHR, SCHG, SCHO, SCHZ |
| Q4 2024 | 174 | $434.5M | SCHG, VTV, SCHO, SCHR, SCHZ |
| Q3 2024 | 172 | $433.4M | SCHG, VTV, SCHR, SCHO, SCHZ |
| Q2 2024 | 168 | $406.5M | SCHG, SCHO, SCHR, VTV, SCHZ |
| Q1 2024 | 164 | $395.9M | SCHO, SCHG, VTV, SCHR, BIL |