Flower City Capital
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 12, 2024), Flower City Capital reported 32 stock positions worth $150.5 million. Its top holding was Vanguard Russell 1000 (VONE) at 30.6% of the portfolio, followed by Vanguard Ftse All-World Ex-U (VEU, 23.7%) and Vanguard Total Bond Market (BND, 14.4%). Compared with Q4 2023, it opened 2 new positions, sold out of 5, added to 7 and reduced 16. The biggest buy was Vanguard Russell 1000 (VONE, shares +12%) and the biggest sale Vanguard Total Bond Market (BND, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- PITTSFORD, NY
- CIK
- 0001808394
- Portfolio Value
- $150.5M (Q1 2024)
- SEC Filing
- 0001808394-24-000004 ↗ filed Apr 12, 2024
Holdings Value
Holdings 32 stocks · $150.5M
| VONE Vanguard Russell 1000 | 30.60% | 193,243 | $46.1M | Add +11.8% |
| VEU Vanguard Ftse All-World Ex-U | 23.72% | 608,677 | $35.7M | Add +10.6% |
| BND Vanguard Total Bond Market | 14.35% | 297,338 | $21.6M | Reduce -2.3% |
| VOO Vanguard S&P 500 ETF | 7.13% | 22,311 | $10.7M | Reduce -0.8% |
| IVV iShares Core S&P 500 ETF | 4.64% | 13,274 | $7.0M | Reduce -1.4% |
| EFA iShares MSCI Eafe ETF | 3.43% | 64,718 | $5.2M | Reduce -0.8% |
| VSS Vanguard Ftse All Wo X-US SC | 2.57% | 33,078 | $3.9M | Add +11.1% |
| VIOO Vanguard S&P Small-Cap 600 E | 2.26% | 33,457 | $3.4M | Add +13.3% |
| SCHX Schwab US Large-Cap ETF | 1.87% | 45,441 | $2.8M | Reduce -2.3% |
| AAPL Apple Inc. | 1.26% | 11,026 | $1.9M | Reduce -14.8% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.86% | 20,948 | $1.3M | No change |
| VEA Vanguard Ftse Developed ETF | 0.83% | 24,762 | $1.2M | Reduce -0.2% |
| MSFT Microsoft Corp. | 0.83% | 2,952 | $1.2M | Reduce -9.1% |
| SCHF Schwab Intl Equity ETF | 0.68% | 26,373 | $1.0M | Add +2.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.65% | 3,778 | $982K | New |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.39% | 1,724 | $593K | No change |
| VXUS Vanguard Total Intl Stock | 0.36% | 9,002 | $543K | No change |
| AMZN Amazon.com Inc. | 0.36% | 2,972 | $536K | No change |
| NVDA Nvidia Corp. | 0.33% | 556 | $502K | Add +5.3% |
| HD Home Depot Inc. | 0.32% | 1,272 | $488K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.28% | 16,679 | $421K | Reduce -0.1% |
| IWM iShares Russell 2000 ETF | 0.27% | 1,945 | $409K | Reduce -3.5% |
| GOOGL Alphabet Inc. Class A | 0.25% | 2,524 | $381K | Reduce -4.4% |
| VT Vanguard Tot World STK ETF | 0.24% | 3,273 | $362K | Add +5.5% |
| IZEA Izea Worldwide Inc. | 0.23% | 148,397 | $343K | Reduce -35.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.22% | 1,327 | $331K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.22% | 1,416 | $324K | Reduce -1.3% |
| SCHA Schwab US Small-Cap ETF | 0.18% | 5,586 | $275K | Reduce -0.3% |
| JPM JPMorgan Chase & Co. | 0.18% | 1,365 | $273K | Reduce -6.4% |
| CSCO Cisco Systems Inc. | 0.17% | 5,262 | $263K | No change |
| GOOG Alphabet Inc. Class C | 0.17% | 1,640 | $250K | Reduce -5.8% |
| IYW iShares Ustechnology ETF | 0.15% | 1,620 | $219K | New |
Portfolio Sells Q4 2023 → Q1 2024
| BND Vanguard Total Bond Market | Reduce -2.3% | 14.35% | −2.31 |
| AAPL Apple Inc. | Reduce -14.8% | 1.26% | −0.60 |
| EFA iShares MSCI Eafe ETF | Reduce -0.8% | 3.43% | −0.22 |
| VOO Vanguard S&P 500 ETF | Reduce -0.8% | 7.13% | −0.19 |
| MA Mastercard Inc. Class A | Sold out | 0.00% | −0.15 |
| LOW Lowe's Cos Inc. | Sold out | 0.00% | −0.15 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.15 |
| IVV iShares Core S&P 500 ETF | Reduce -1.4% | 4.64% | −0.15 |
| IZEA Izea Worldwide Inc. | Reduce -35.9% | 0.23% | −0.12 |
| MSFT Microsoft Corp. | Reduce -9.1% | 0.83% | −0.08 |
| SCHX Schwab US Large-Cap ETF | Reduce -2.3% | 1.87% | −0.08 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.2% | 0.83% | −0.06 |
| IWM iShares Russell 2000 ETF | Reduce -3.5% | 0.27% | −0.03 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -0.1% | 0.28% | −0.03 |
| GOOGL Alphabet Inc. Class A | Reduce -4.4% | 0.25% | −0.02 |
| GOOG Alphabet Inc. Class C | Reduce -5.8% | 0.17% | −0.02 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.3% | 0.18% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.3% | 0.22% | −0.01 |
| PGEN Precigen Inc. | Sold out | 0.00% | −0.01 |
| OTLK Outlook Therapeutics Inc. | Sold out | 0.00% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -6.4% | 0.18% | −0.00 |
Portfolio Buys Q4 2023 → Q1 2024
| VONE Vanguard Russell 1000 | Add +11.8% | 30.60% | +2.71 |
| VEU Vanguard Ftse All-World Ex-U | Add +10.6% | 23.72% | +0.74 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.65% | +0.65 |
| IYW iShares Ustechnology ETF | New | 0.15% | +0.15 |
| NVDA Nvidia Corp. | Add +5.3% | 0.33% | +0.14 |
| VIOO Vanguard S&P Small-Cap 600 E | Add +13.3% | 2.26% | +0.08 |
| VSS Vanguard Ftse All Wo X-US SC | Add +11.1% | 2.57% | +0.02 |
| VT Vanguard Tot World STK ETF | Add +5.5% | 0.24% | +0.00 |
| SCHF Schwab Intl Equity ETF | Add +2.6% | 0.68% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 49 | $227.1M | VONE, VEU, VOO, IVV, VSS |
| Q1 2026 | 46 | $199.3M | VONE, VEU, VOO, IVV, VSS |
| Q4 2025 | 44 | $196.1M | VONE, VEU, VOO, IVV, VSS |
| Q3 2025 | 43 | $186.0M | VONE, VEU, VOO, IVV, VSS |
| Q2 2025 | 39 | $169.6M | VONE, VEU, VOO, IVV, VSS |
| Q1 2025 | 38 | $152.5M | VONE, VEU, VOO, IVV, EFA |
| Q4 2024 | 34 | $163.5M | VONE, VEU, BND, VOO, IVV |
| Q3 2024 | 33 | $170.3M | VONE, VEU, BND, VOO, IVV |
| Q2 2024 | 32 | $154.9M | VONE, VEU, BND, VOO, IVV |
| Q1 2024 | 32 | $150.5M | VONE, VEU, BND, VOO, IVV |