Flower City Capital
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 16, 2025), Flower City Capital reported 39 stock positions worth $169.6 million. Its top holding was Vanguard Russell 1000 (VONE) at 36.3% of the portfolio, followed by Vanguard Ftse All-World Ex-U (VEU, 29.7%) and Vanguard S&P 500 ETF (VOO, 8.3%). Compared with Q1 2025, it opened 3 new positions, sold out of 2, added to 6 and reduced 14. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +14%) and the biggest sale Vanguard Russell 1000 (VONE, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- PITTSFORD, NY
- CIK
- 0001808394
- Portfolio Value
- $169.6M (Q2 2025)
- SEC Filing
- 0001808394-25-000006 ↗ filed Jul 16, 2025
Holdings Value
Holdings 39 stocks · $169.6M
| VONE Vanguard Russell 1000 | 36.27% | 218,984 | $61.5M | Reduce -2.7% |
| VEU Vanguard Ftse All-World Ex-U | 29.75% | 750,406 | $50.4M | Add +2.7% |
| VOO Vanguard S&P 500 ETF | 8.25% | 24,555 | $14.0M | Add +14.0% |
| IVV iShares Core S&P 500 ETF | 4.69% | 12,817 | $8.0M | Add +0.4% |
| VSS Vanguard Ftse All Wo X-US SC | 3.20% | 40,381 | $5.4M | Add +1.0% |
| EFA iShares MSCI Eafe ETF | 3.10% | 58,817 | $5.3M | Reduce -1.4% |
| AAPL Apple Inc. | 2.03% | 16,739 | $3.4M | Reduce -2.1% |
| SCHX Schwab US Large-Cap ETF | 1.71% | 118,752 | $2.9M | Reduce -1.0% |
| VIOO Vanguard S&P Small-Cap 600 E | 1.52% | 25,494 | $2.6M | Reduce -22.0% |
| MSFT Microsoft Corp. | 0.86% | 2,926 | $1.5M | Reduce -2.2% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.83% | 19,444 | $1.4M | No change |
| VEA Vanguard Ftse Developed ETF | 0.82% | 24,417 | $1.4M | No change |
| NVDA Nvidia Corp. | 0.69% | 7,360 | $1.2M | Reduce -12.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.62% | 3,442 | $1.0M | No change |
| AMZN Amazon.com Inc. | 0.59% | 4,550 | $998K | Reduce -1.7% |
| VTWO Vanguard Russell 2000 ETF | 0.49% | 9,575 | $835K | New |
| SCHF Schwab Intl Equity ETF | 0.37% | 28,558 | $631K | No change |
| VXUS Vanguard Total Intl Stock | 0.36% | 8,894 | $614K | Reduce -0.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.35% | 1,347 | $591K | Reduce -9.5% |
| VT Vanguard Tot World STK ETF | 0.29% | 3,791 | $487K | Add +2.3% |
| HD Home Depot Inc. | 0.27% | 1,245 | $456K | No change |
| GOOGL Alphabet Inc. Class A | 0.23% | 2,240 | $395K | No change |
| TPL Texas Pacific Land Corp. | 0.23% | 366 | $387K | No change |
| IWM iShares Russell 2000 ETF | 0.21% | 1,645 | $355K | Add +0.1% |
| JPM JPMorgan Chase & Co. | 0.21% | 1,211 | $351K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.20% | 1,174 | $346K | No change |
| GE General Electric filed as GE AEROSPACE | 0.20% | 1,319 | $339K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.19% | 1,346 | $320K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.18% | 637 | $309K | Reduce -8.6% |
| GRVY Gravity Co. Ltd.-Sponsored ADR | 0.17% | 4,500 | $287K | Reduce -18.2% |
| IYW iShares Ustechnology ETF | 0.17% | 1,620 | $281K | No change |
| AON Aon PLC Class A | 0.16% | 774 | $276K | Reduce -10.0% |
| REGN Regeneron Pharmaceuticals | 0.15% | 500 | $263K | New |
| GOOG Alphabet Inc. Class C | 0.15% | 1,410 | $250K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.14% | 818 | $230K | No change |
| SCHA Schwab US Small-Cap ETF | 0.13% | 8,734 | $221K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.13% | 7,271 | $219K | No change |
| IMRX Immuneering Corp. Class A | 0.06% | 32,029 | $108K | New |
| KURA Kura Oncology Inc. | 0.03% | 10,000 | $58K | Reduce -16.7% |
Portfolio Sells Q1 2025 → Q2 2025
| VONE Vanguard Russell 1000 | Reduce -2.7% | 36.27% | −1.20 |
| VIOO Vanguard S&P Small-Cap 600 E | Reduce -22.0% | 1.52% | −0.55 |
| AAPL Apple Inc. | Reduce -2.1% | 2.03% | −0.47 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.13 |
| EFA iShares MSCI Eafe ETF | Reduce -1.4% | 3.10% | −0.10 |
| AON Aon PLC Class A | Reduce -10.0% | 0.16% | −0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -8.6% | 0.18% | −0.06 |
| GRVY Gravity Co. Ltd.-Sponsored ADR | Reduce -18.2% | 0.17% | −0.05 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.0% | 1.71% | −0.02 |
| ZDGE Zedge Inc. Class B | Sold out | 0.00% | −0.02 |
| KURA Kura Oncology Inc. | Reduce -16.7% | 0.03% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -9.5% | 0.35% | −0.01 |
| VXUS Vanguard Total Intl Stock | Reduce -0.1% | 0.36% | 0.00 |
| AMZN Amazon.com Inc. | Reduce -1.7% | 0.59% | +0.01 |
| NVDA Nvidia Corp. | Reduce -12.4% | 0.69% | +0.09 |
| MSFT Microsoft Corp. | Reduce -2.2% | 0.86% | +0.12 |
Portfolio Buys Q1 2025 → Q2 2025
| VOO Vanguard S&P 500 ETF | Add +14.0% | 8.25% | +0.99 |
| VEU Vanguard Ftse All-World Ex-U | Add +2.7% | 29.75% | +0.67 |
| VTWO Vanguard Russell 2000 ETF | New | 0.49% | +0.49 |
| VSS Vanguard Ftse All Wo X-US SC | Add +1.0% | 3.20% | +0.17 |
| REGN Regeneron Pharmaceuticals | New | 0.15% | +0.15 |
| IMRX Immuneering Corp. Class A | New | 0.06% | +0.06 |
| VT Vanguard Tot World STK ETF | Add +2.3% | 0.29% | +0.01 |
| IWM iShares Russell 2000 ETF | Add +0.1% | 0.21% | −0.01 |
| IVV iShares Core S&P 500 ETF | Add +0.4% | 4.69% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 49 | $227.1M | VONE, VEU, VOO, IVV, VSS |
| Q1 2026 | 46 | $199.3M | VONE, VEU, VOO, IVV, VSS |
| Q4 2025 | 44 | $196.1M | VONE, VEU, VOO, IVV, VSS |
| Q3 2025 | 43 | $186.0M | VONE, VEU, VOO, IVV, VSS |
| Q2 2025 | 39 | $169.6M | VONE, VEU, VOO, IVV, VSS |
| Q1 2025 | 38 | $152.5M | VONE, VEU, VOO, IVV, EFA |
| Q4 2024 | 34 | $163.5M | VONE, VEU, BND, VOO, IVV |
| Q3 2024 | 33 | $170.3M | VONE, VEU, BND, VOO, IVV |
| Q2 2024 | 32 | $154.9M | VONE, VEU, BND, VOO, IVV |
| Q1 2024 | 32 | $150.5M | VONE, VEU, BND, VOO, IVV |