Flower City Capital
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 22, 2025), Flower City Capital reported 38 stock positions worth $152.5 million. Its top holding was Vanguard Russell 1000 (VONE) at 37.5% of the portfolio, followed by Vanguard Ftse All-World Ex-U (VEU, 29.1%) and Vanguard S&P 500 ETF (VOO, 7.3%). Compared with Q4 2024, it opened 6 new positions, sold out of 2, added to 14 and reduced 6. The biggest buy was Vanguard Ftse All-World Ex-U (VEU, shares +6%) and the biggest sale an exit from Vanguard Total Bond Market (BND).
- Most Recent 13F
- Q2 2026
- Location
- PITTSFORD, NY
- CIK
- 0001808394
- Portfolio Value
- $152.5M (Q1 2025)
- SEC Filing
- 0001808394-25-000005 ↗ filed Apr 22, 2025
Holdings Value
Holdings 38 stocks · $152.5M
| VONE Vanguard Russell 1000 | 37.47% | 225,103 | $57.1M | Add +6.2% |
| VEU Vanguard Ftse All-World Ex-U | 29.08% | 730,944 | $44.3M | Add +5.6% |
| VOO Vanguard S&P 500 ETF | 7.26% | 21,544 | $11.1M | Reduce -1.2% |
| IVV iShares Core S&P 500 ETF | 4.70% | 12,763 | $7.2M | Reduce -0.7% |
| EFA iShares MSCI Eafe ETF | 3.20% | 59,629 | $4.9M | Reduce -1.3% |
| VSS Vanguard Ftse All Wo X-US SC | 3.03% | 39,992 | $4.6M | Add +5.4% |
| AAPL Apple Inc. | 2.49% | 17,103 | $3.8M | Add +23.6% |
| VIOO Vanguard S&P Small-Cap 600 E | 2.07% | 32,683 | $3.2M | Add +7.9% |
| SCHX Schwab US Large-Cap ETF | 1.74% | 119,913 | $2.6M | Reduce -1.7% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.84% | 19,444 | $1.3M | No change |
| VEA Vanguard Ftse Developed ETF | 0.81% | 24,417 | $1.2M | No change |
| MSFT Microsoft Corp. | 0.74% | 2,991 | $1.1M | Add +4.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.62% | 3,442 | $946K | No change |
| NVDA Nvidia Corp. | 0.60% | 8,400 | $910K | Add +86.9% |
| AMZN Amazon.com Inc. | 0.58% | 4,627 | $880K | Add +46.8% |
| SCHF Schwab Intl Equity ETF | 0.37% | 28,558 | $565K | No change |
| VXUS Vanguard Total Intl Stock | 0.36% | 8,899 | $553K | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.36% | 1,489 | $552K | Reduce -7.5% |
| TPL Texas Pacific Land Corp. | 0.32% | 366 | $485K | New |
| HD Home Depot Inc. | 0.30% | 1,245 | $456K | Add +8.7% |
| VT Vanguard Tot World STK ETF | 0.28% | 3,706 | $430K | Add +3.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.24% | 697 | $371K | Add +10.3% |
| GOOGL Alphabet Inc. Class A | 0.23% | 2,240 | $346K | No change |
| AON Aon PLC Class A | 0.23% | 860 | $343K | No change |
| GRVY Gravity Co. Ltd.-Sponsored ADR | 0.22% | 5,500 | $333K | Add +37.4% |
| IWM iShares Russell 2000 ETF | 0.22% | 1,644 | $328K | Add +0.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.20% | 1,346 | $299K | Add +0.4% |
| JPM JPMorgan Chase & Co. | 0.19% | 1,211 | $297K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.19% | 1,174 | $292K | New |
| GE General Electric filed as GE AEROSPACE | 0.17% | 1,319 | $264K | New |
| IYW iShares Ustechnology ETF | 0.15% | 1,620 | $228K | No change |
| GOOG Alphabet Inc. Class C | 0.14% | 1,410 | $220K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.14% | 818 | $211K | No change |
| SCHA Schwab US Small-Cap ETF | 0.13% | 8,734 | $205K | No change |
| TSLA Tesla Inc. | 0.13% | 785 | $203K | Reduce -18.3% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.13% | 7,271 | $200K | New |
| KURA Kura Oncology Inc. | 0.05% | 12,000 | $79K | New |
| ZDGE Zedge Inc. Class B | 0.02% | 13,459 | $31K | New |
Portfolio Sells Q4 2024 → Q1 2025
| BND Vanguard Total Bond Market | Sold out | 0.00% | −10.41 |
| AXSM Axsome Therapeutics Inc. | Sold out | 0.00% | −0.16 |
| TSLA Tesla Inc. | Reduce -18.3% | 0.13% | −0.10 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -7.5% | 0.36% | −0.04 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.7% | 1.74% | +0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -1.2% | 7.26% | +0.07 |
| IVV iShares Core S&P 500 ETF | Reduce -0.7% | 4.70% | +0.08 |
| EFA iShares MSCI Eafe ETF | Reduce -1.3% | 3.20% | +0.40 |
Portfolio Buys Q4 2024 → Q1 2025
| VEU Vanguard Ftse All-World Ex-U | Add +5.6% | 29.08% | +4.76 |
| VONE Vanguard Russell 1000 | Add +6.2% | 37.47% | +2.89 |
| VSS Vanguard Ftse All Wo X-US SC | Add +5.4% | 3.03% | +0.37 |
| AAPL Apple Inc. | Add +23.6% | 2.49% | +0.37 |
| TPL Texas Pacific Land Corp. | New | 0.32% | +0.32 |
| NVDA Nvidia Corp. | Add +86.9% | 0.60% | +0.23 |
| IBM Intl Business Machines Corp. | New | 0.19% | +0.19 |
| GE General Electric | New | 0.17% | +0.17 |
| AMZN Amazon.com Inc. | Add +46.8% | 0.58% | +0.15 |
| SCHE Schwab Emrg Mrkts Eqty ETF | New | 0.13% | +0.13 |
| VIOO Vanguard S&P Small-Cap 600 E | Add +7.9% | 2.07% | +0.10 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +10.3% | 0.24% | +0.07 |
| GRVY Gravity Co. Ltd.-Sponsored ADR | Add +37.4% | 0.22% | +0.06 |
| KURA Kura Oncology Inc. | New | 0.05% | +0.05 |
| HD Home Depot Inc. | Add +8.7% | 0.30% | +0.03 |
| VT Vanguard Tot World STK ETF | Add +3.6% | 0.28% | +0.02 |
| ZDGE Zedge Inc. Class B | New | 0.02% | +0.02 |
| MSFT Microsoft Corp. | Add +4.6% | 0.74% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +0.4% | 0.20% | −0.00 |
| IWM iShares Russell 2000 ETF | Add +0.6% | 0.22% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 49 | $227.1M | VONE, VEU, VOO, IVV, VSS |
| Q1 2026 | 46 | $199.3M | VONE, VEU, VOO, IVV, VSS |
| Q4 2025 | 44 | $196.1M | VONE, VEU, VOO, IVV, VSS |
| Q3 2025 | 43 | $186.0M | VONE, VEU, VOO, IVV, VSS |
| Q2 2025 | 39 | $169.6M | VONE, VEU, VOO, IVV, VSS |
| Q1 2025 | 38 | $152.5M | VONE, VEU, VOO, IVV, EFA |
| Q4 2024 | 34 | $163.5M | VONE, VEU, BND, VOO, IVV |
| Q3 2024 | 33 | $170.3M | VONE, VEU, BND, VOO, IVV |
| Q2 2024 | 32 | $154.9M | VONE, VEU, BND, VOO, IVV |
| Q1 2024 | 32 | $150.5M | VONE, VEU, BND, VOO, IVV |