Francis Financial, Inc.

Name: Francis Financial, Inc. 13F holdings, Q3 2024
Creator: Francis Financial, Inc.
Published: 2024-11-01

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q2 2024Q1 2024

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 1, 2024), Francis Financial, Inc. reported 90 stock positions worth $378.0 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 18.5% of the portfolio, followed by Vanguard Intermediate-Term B (BIV, 10.3%) and Meta Platforms Class A (META, 8.9%). Compared with Q2 2024, it opened 13 new positions, sold out of 1, added to 46 and reduced 13. The biggest buy was Vanguard S&P Mid-Cap 400 ETF (IVOO, shares +91%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −1%).

Most Recent 13F: Q2 2026
Location: NEW YORK, NY
CIK: 0001727514
Portfolio Value: $378.0M (Q3 2024)
SEC Filing: 0001085146-24-005311 ↗ filed Nov 1, 2024

Holdings Value

Holdings 90 stocks · $378.0M


VOO Vanguard S&P 500 ETF	18.52%	132,653	$70.0M	Reduce -1.4%
BIV Vanguard Intermediate-Term B	10.29%	496,200	$38.9M	Add +14.7%
META Meta Platforms Inc. Class A	8.89%	58,739	$33.6M	Reduce -4.8%
VUG Vanguard Mrngstar GR ETF-Sui	5.64%	55,566	$21.3M	Add +11.2%
DFSI Dimensional Int Sus COR1 ETF	5.51%	583,324	$20.8M	Add +13.7%
VCLT Vanguard Long-Term Corp. Bond	4.86%	226,300	$18.4M	Add +30.9%
VYM Vanguard High DVD Yield ETF	4.63%	136,526	$17.5M	Reduce -5.3%
BGRN iShares Usd Green Bond ETF	4.38%	342,416	$16.6M	Add +4.9%
IJR iShares Core S&P Small-Cap E	3.84%	124,233	$14.5M	Add +4.7%
IVOO Vanguard S&P Mid-Cap 400 ETF	3.82%	136,608	$14.4M	Add +91.0%
DSI iShares ESG MSCI KLD 400 ETF	3.05%	106,118	$11.5M	Reduce -13.2%
DFLV Dim US Large Cap Value ETF	2.56%	314,666	$9.7M	Add +48.0%
SUSB iShares ESG Aware 1-5 Year U	2.42%	364,154	$9.2M	Reduce -0.3%
NULG Nuveen ESG LRG-Cap GRW ETF	1.62%	74,088	$6.1M	Reduce -4.8%
NYF iShares New York Muni Bond E	1.52%	106,045	$5.8M	Add +7.5%
ELQD iShares ESG Adv Inv GR CB	1.26%	56,190	$4.8M	No change
AAPL Apple Inc.	1.14%	18,552	$4.3M	Add +7.5%
DFSE Dimensional Em Sus CORE1 ETF	1.14%	121,743	$4.3M	Add +8.9%
XJH Ishare ESG SS S&P Midcap ETF	0.95%	84,538	$3.6M	Add +78.4%
VTI VG Morningstar TS MKT ETF-US	0.92%	12,337	$3.5M	Add +26.6%
VWO Vanguard Ftse Emerging Marke	0.68%	53,712	$2.6M	Add +13.7%
ESML iShares ESG Aware MSCI USA S	0.64%	57,838	$2.4M	Add +4.6%
MSFT Microsoft Corp.	0.62%	5,431	$2.3M	Add +0.9%
DFUV Dimensional US Marketwide Va	0.60%	54,634	$2.3M	Reduce -4.0%
GOOGL Alphabet Inc. Class A	0.55%	12,552	$2.1M	Add +9.9%
IVV iShares Core S&P 500 ETF	0.50%	3,279	$1.9M	Reduce -17.9%
AMZN Amazon.com Inc.	0.49%	9,992	$1.9M	Add +2.6%
RSP Invesco S&P 500 Equal Weight	0.44%	9,359	$1.7M	Add +20.6%
NVDA Nvidia Corp.	0.40%	12,553	$1.5M	Add +9.8%
FSMB First Trust Short Dur Manag	0.39%	73,565	$1.5M	Add +32.8%
MUB iShares National Muni Bond E	0.36%	12,385	$1.3M	Add +1.5%
SPY SS SPDR S&P 500 ETF Trust-US	0.34%	2,241	$1.3M	Add +0.2%
BRK.B Berkshire Hathaway Inc. Class B	0.32%	2,659	$1.2M	Add +14.8%
GLW Corning Inc.	0.27%	22,708	$1.0M	Add +0.2%
DFAX Dimensional World Ex US Core	0.23%	32,725	$884K	No change
IWM iShares Russell 2000 ETF	0.22%	3,710	$819K	Reduce -2.6%
GOOG Alphabet Inc. Class C	0.21%	4,808	$804K	Add +12.7%
VEA Vanguard Ftse Developed ETF	0.21%	15,127	$799K	Add +40.8%
PZA Invesco National Amt-Free Mu	0.21%	32,910	$795K	Add +1.1%
VB Vanguard Most SM-Cap ETF-Usd	0.19%	3,057	$725K	Add +9.4%
DFAI Dimensional International Co.	0.19%	22,804	$725K	No change
DFAC Dimensional US Core Equity 2	0.18%	19,727	$676K	No change
IWV iShares Russell 3000 ETF	0.18%	2,031	$664K	Reduce -1.2%
IWF iShares Russell 1000 Growth	0.17%	1,731	$650K	Add +14.6%
FNDF Schwab Fndmn Intl LRG Co. ETF	0.16%	16,654	$622K	No change
SCHF Schwab Intl Equity ETF	0.16%	14,610	$601K	Add +9.9%
FNDX Schwab Fndmntl US LRG Co. ETF	0.16%	8,183	$587K	No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.16%	2,654	$587K	Add +4.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.15%	2,210	$583K	Add +3.3%
JPM JPMorgan Chase & Co.	0.14%	2,546	$537K	Add +4.2%
DFUS Dimensional US Eq MKT ETF	0.14%	8,400	$522K	No change
BND Vanguard Total Bond Market	0.13%	6,756	$507K	New
IVW iShares S&P 500 Growth ETF	0.13%	5,225	$500K	No change
LLY Eli Lilly & Co.	0.13%	555	$492K	Add +4.9%
SCHX Schwab US Large-Cap ETF	0.13%	7,080	$480K	Add +38.9%
PNC PNC Financial Services Group	0.12%	2,433	$450K	Add +0.3%
TSLA Tesla Inc.	0.11%	1,572	$411K	Add +44.1%
HD Home Depot Inc.	0.11%	1,015	$411K	Add +2.6%
DGRO iShares Core Dividend Growth	0.10%	6,238	$391K	No change
UNH Unitedhealth Group Inc.	0.10%	630	$368K	Add +7.1%
DFAS Dimensional US Small Cap ETF	0.10%	5,634	$365K	No change
MCD McDonald's Corp.	0.10%	1,191	$363K	Add +8.6%
AVGO Broadcom Inc.	0.10%	2,099	$362K	Add +7.1%
GS Goldman Sachs Group Inc.	0.09%	717	$355K	Add +2.1%
QQQ Invesco QQQ Trust Series 1	0.09%	718	$350K	No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE	0.09%	9,486	$346K	No change
VEU Vanguard Ftse All-World Ex-U	0.09%	5,377	$339K	New
IVE iShares S&P 500 Value ETF	0.09%	1,710	$337K	No change
BNDX Vanguard Total Intl Bond ETF	0.09%	6,514	$328K	New
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT	0.08%	10,505	$317K	No change
VTRS Viatris Inc.	0.08%	27,059	$314K	New
SLB SLB Ltd. filed as SCHLUMBERGER LTD	0.08%	7,349	$308K	Reduce -3.6%
VIG Vanguard Dividend Apprec ETF	0.08%	1,555	$308K	No change
VTV Vanguard Mrngstr Val ETF-Aui	0.08%	1,759	$307K	New
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.08%	691	$292K	Reduce -18.8%
NUE Nucor Corp.	0.08%	1,910	$287K	New
JNJ Johnson & Johnson	0.07%	1,732	$281K	New
IJH iShares Core S&P Midcap ETF	0.07%	4,282	$267K	Add +16.8%
IUSB Ishr CR Unvrse Usd BD ETF-Ui	0.07%	5,323	$251K	No change
TJX TJX Companies Inc. filed as TJX COS INC NEW	0.07%	2,123	$250K	New
PG The Procter & Gamble Co.	0.07%	1,435	$249K	Add +3.9%
WMT Walmart Inc.	0.06%	2,939	$237K	New
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.06%	884	$233K	No change
SCHG Schwab US Large-Cap Growth	0.06%	2,222	$231K	New
DVY iShares Select Dividend ETF	0.06%	1,675	$226K	No change
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.06%	2,340	$225K	Add +0.9%
SO The Southern Co.	0.06%	2,491	$225K	New
V Visa Inc. Class A	0.06%	798	$219K	Reduce -7.8%
SBUX Starbucks Corp.	0.06%	2,244	$219K	New
UNP Union Pacific Corp.	0.06%	884	$218K	New

Options reported separately and not counted above: META puts ($572K), AMZN puts ($429K), MSFT puts ($258K).

Portfolio Sells Q2 2024 → Q3 2024


VOO Vanguard S&P 500 ETF	Reduce -1.4%	18.52%	−1.93
DSI iShares ESG MSCI KLD 400 ETF	Reduce -13.2%	3.05%	−0.80
VYM Vanguard High DVD Yield ETF	Reduce -5.3%	4.63%	−0.57
META Meta Platforms Inc. Class A	Reduce -4.8%	8.89%	−0.56
NULG Nuveen ESG LRG-Cap GRW ETF	Reduce -4.8%	1.62%	−0.30
SUSB iShares ESG Aware 1-5 Year U	Reduce -0.3%	2.42%	−0.29
IVV iShares Core S&P 500 ETF	Reduce -17.9%	0.50%	−0.16
VGT Vanguard Info Tech ETF	Sold out	0.00%	−0.13
DFUV Dimensional US Marketwide Va	Reduce -4.0%	0.60%	−0.08
SLB SLB Ltd.	Reduce -3.6%	0.08%	−0.03
DIA SS SPDR Dow Jones Indus Avg	Reduce -18.8%	0.08%	−0.02
IWM iShares Russell 2000 ETF	Reduce -2.6%	0.22%	−0.02
IWV iShares Russell 3000 ETF	Reduce -1.2%	0.18%	−0.02
V Visa Inc. Class A	Reduce -7.8%	0.06%	−0.01

Portfolio Buys Q2 2024 → Q3 2024


IVOO Vanguard S&P Mid-Cap 400 ETF	Add +91.0%	3.82%	+1.66
VCLT Vanguard Long-Term Corp. Bond	Add +30.9%	4.86%	+0.88
DFLV Dim US Large Cap Value ETF	Add +48.0%	2.56%	+0.70
BIV Vanguard Intermediate-Term B	Add +14.7%	10.29%	+0.44
DFSI Dimensional Int Sus COR1 ETF	Add +13.7%	5.51%	+0.38
XJH Ishare ESG SS S&P Midcap ETF	Add +78.4%	0.95%	+0.38
BND Vanguard Total Bond Market	New	0.13%	+0.13
VTI VG Morningstar TS MKT ETF-US	Add +26.6%	0.92%	+0.13
VEU Vanguard Ftse All-World Ex-U	New	0.09%	+0.09
BNDX Vanguard Total Intl Bond ETF	New	0.09%	+0.09
VTRS Viatris Inc.	New	0.08%	+0.08
VTV Vanguard Mrngstr Val ETF-Aui	New	0.08%	+0.08
NUE Nucor Corp.	New	0.08%	+0.08
JNJ Johnson & Johnson	New	0.07%	+0.07
TJX TJX Companies Inc.	New	0.07%	+0.07
WMT Walmart Inc.	New	0.06%	+0.06
SCHG Schwab US Large-Cap Growth	New	0.06%	+0.06
SO The Southern Co.	New	0.06%	+0.06
SBUX Starbucks Corp.	New	0.06%	+0.06
UNP Union Pacific Corp.	New	0.06%	+0.06
FSMB First Trust Short Dur Manag	Add +32.8%	0.39%	+0.06
RSP Invesco S&P 500 Equal Weight	Add +20.6%	0.44%	+0.06
VWO Vanguard Ftse Emerging Marke	Add +13.7%	0.68%	+0.05
VEA Vanguard Ftse Developed ETF	Add +40.8%	0.21%	+0.05
TSLA Tesla Inc.	Add +44.1%	0.11%	+0.04
AAPL Apple Inc.	Add +7.5%	1.14%	+0.04
BRK.B Berkshire Hathaway Inc. Class B	Add +14.8%	0.32%	+0.04
SCHX Schwab US Large-Cap ETF	Add +38.9%	0.13%	+0.03
IBM Intl Business Machines Corp.	Add +4.2%	0.16%	+0.02
MCD McDonald's Corp.	Add +8.6%	0.10%	+0.01
VB Vanguard Most SM-Cap ETF-Usd	Add +9.4%	0.19%	+0.01
UNH Unitedhealth Group Inc.	Add +7.1%	0.10%	+0.01
HD Home Depot Inc.	Add +2.6%	0.11%	+0.01
IJH iShares Core S&P Midcap ETF	Add +16.8%	0.07%	+0.01
DFSE Dimensional Em Sus CORE1 ETF	Add +8.9%	1.14%	+0.00
IWF iShares Russell 1000 Growth	Add +14.6%	0.17%	+0.00
PNC PNC Financial Services Group	Add +0.3%	0.12%	+0.00
GLW Corning Inc.	Add +0.2%	0.27%	+0.00
SCHF Schwab Intl Equity ETF	Add +9.9%	0.16%	+0.00
AVGO Broadcom Inc.	Add +7.1%	0.10%	+0.00
IJR iShares Core S&P Small-Cap E	Add +4.7%	3.84%	0.00
GS Goldman Sachs Group Inc.	Add +2.1%	0.09%	−0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +3.3%	0.15%	−0.00
PG The Procter & Gamble Co.	Add +3.9%	0.07%	−0.00
ESML iShares ESG Aware MSCI USA S	Add +4.6%	0.64%	−0.01
JPM JPMorgan Chase & Co.	Add +4.2%	0.14%	−0.01
DIS The Walt Disney Co.	Add +0.9%	0.06%	−0.01
LLY Eli Lilly & Co.	Add +4.9%	0.13%	−0.02
PZA Invesco National Amt-Free Mu	Add +1.1%	0.21%	−0.02
GOOG Alphabet Inc. Class C	Add +12.7%	0.21%	−0.03

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	131	$609.5M	VOO, FLXR, BIV, DFSI, JIRE
Q1 2026	112	$538.4M	VOO, BIV, FLXR, DFSI, JIRE
Q4 2025	108	$510.9M	VOO, BIV, FLXR, DFSI, VUG
Q3 2025	127	$561.0M	VOO, META, BIV, FLXR, DFSI
Q2 2025	92	$432.7M	VOO, BIV, META, FLXR, DFSI
Q1 2025	87	$411.2M	VOO, BIV, META, DFSI, VUG
Q4 2024	90	$393.7M	VOO, BIV, META, VUG, DFSI
Q3 2024	90	$378.0M	VOO, BIV, META, VUG, DFSI
Q2 2024	78	$329.2M	VOO, BIV, META, VUG, VYM
Q1 2024	69	$309.0M	VOO, BIV, META, VYM, VUG