Galvin, Gaustad & Stein, LLC

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 15, 2024), Galvin, Gaustad & Stein, LLC reported 182 stock positions worth $1.1 billion. Its top holding was iShares Core MSCI Eafe ETF (IEFA) at 3.7% of the portfolio, followed by Microsoft (MSFT, 3.1%) and Vanguard Ftse Developed ETF (VEA, 3.0%). Compared with Q4 2023, it opened 11 new positions, sold out of 9, added to 43 and reduced 110. The biggest buy was a new position in Match (MTCH) and the biggest sale Cisco Systems (CSCO, shares −91%).

Most Recent 13F
Q2 2026
Location
Scottsdale, AZ
CIK
0001840945
Portfolio Value
$1.1B (Q1 2024)
SEC Filing
0001172661-24-001840 ↗ filed Apr 15, 2024

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $1.1B $1.1B Q1 2024 Q2 2024: $1.1B Q2 2024 Q3 2024: $1.1B Q3 2024 Q4 2024: $1.1B Q4 2024 Q1 2025: $1.1B Q1 2025 Q2 2025: $1.1B Q2 2025 Q3 2025: $1.2B Q3 2025 Q4 2025: $1.3B Q4 2025 Q1 2026: $1.2B Q1 2026 Q2 2026: $1.3B Q2 2026

Holdings 182 stocks · $1.1B
IEFA iShares Core MSCI Eafe ETF 3.66% 528,892 $39.3M Add +0.7%
MSFT Microsoft Corp. 3.13% 79,860 $33.6M Reduce -8.8%
VEA Vanguard Ftse Developed ETF 3.05% 651,243 $32.7M Reduce -0.8%
JPM JPMorgan Chase & Co. 3.02% 161,559 $32.4M Reduce -5.8%
UNH Unitedhealth Group Inc. 2.97% 64,434 $31.9M Add +2.3%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 2.74% 508,948 $29.3M Reduce -3.5%
KO The Coca-Cola Co. 2.44% 426,898 $26.1M Add +0.4%
WM Waste Management Inc. 2.33% 117,390 $25.0M Reduce -6.1%
VSS Vanguard Ftse All Wo X-US SC 2.26% 207,508 $24.2M Reduce -0.8%
CPRT Copart Inc. 2.24% 414,991 $24.0M Reduce -2.4%
AGG iShares Core U.S. Aggregate 2.23% 244,549 $24.0M Add +4.5%
AAPL Apple Inc. 2.23% 139,125 $23.9M Add +18.2%
AZO AutoZone Inc. 2.17% 7,388 $23.3M Reduce -1.5%
V Visa Inc. Class A 2.16% 83,123 $23.2M Reduce -2.0%
AMZN Amazon.com Inc. 2.12% 125,865 $22.7M Reduce -35.6%
SCHR Schwab Intermediate-Term US 2.10% 458,654 $22.5M Add +6.5%
MBB iShares MBS ETF 2.05% 237,949 $22.0M Reduce -2.1%
IJR iShares Core S&P Small-Cap E 2.04% 198,075 $21.9M Add +28.1%
EA Electronic Arts Inc. 2.03% 164,215 $21.8M Reduce -0.5%
ZM Zoom Communications Inc. filed as ZOOM VIDEO COMMUNICATIONS IN 2.03% 332,527 $21.7M Add +1.4%
LH Laboratory CRP of Amer Hldgs 1.91% 93,885 $20.5M Reduce -3.4%
UNP Union Pacific Corp. 1.91% 83,078 $20.4M Reduce -3.2%
GEHC GE Healthcare Technology 1.90% 224,011 $20.4M Reduce -23.6%
PG The Procter & Gamble Co. 1.90% 125,402 $20.3M Reduce -2.2%
HD Home Depot Inc. 1.88% 52,532 $20.2M Reduce -4.8%
SBUX Starbucks Corp. 1.80% 211,464 $19.3M Add +0.6%
COST Costco Wholesale Corp. 1.80% 26,368 $19.3M Reduce -18.2%
BF.B Brown-Forman Corp. Class B 1.71% 354,236 $18.3M Reduce -1.7%
EOG EOG Resources Inc. 1.67% 139,756 $17.9M Add +1.1%
PPL PPL Corp. 1.48% 575,968 $15.9M Reduce -1.8%
NKE Nike Inc. Class B 1.47% 167,613 $15.8M Add +1.8%
GOOG Alphabet Inc. Class C 1.39% 97,812 $14.9M Reduce -6.5%
MTCH Match Group Inc. 1.30% 383,277 $13.9M New
BND Vanguard Total Bond Market 1.27% 187,539 $13.6M Add +4.5%
AXP American Express Co. 1.23% 58,008 $13.2M Add +4291.2%
IEMG iShares Core MSCI Emerging 1.19% 247,419 $12.8M Reduce -0.1%
STIP iShares 0-5 Year Tips Bond E 1.18% 127,414 $12.7M Reduce -2.5%
GOOGL Alphabet Inc. Class A 1.11% 78,810 $11.9M Add +0.9%
IGIB iShares 5-10Y Inv Grade Corp. 1.10% 229,348 $11.8M Reduce -1.7%
VRTX Vertex Pharmaceuticals Inc. 1.07% 27,405 $11.5M Add +30.2%
VCIT Vanguard Int-Term Corporate 0.98% 130,058 $10.5M Reduce -7.2%
IGSB iShares 1-5Y Inv Grade Corp. 0.95% 199,094 $10.2M Reduce -9.8%
BSV Vanguard Short-Term Bond ETF 0.92% 128,435 $9.8M Reduce -5.9%
CVX Chevron Corp. 0.92% 62,276 $9.8M Add +1070.2%
VWO Vanguard Ftse Emerging Marke 0.87% 223,980 $9.4M Reduce -4.9%
SCHO Schwab Short-Term US Treas 0.86% 191,587 $9.2M Add +11.9%
BIV Vanguard Intermediate-Term B 0.81% 115,321 $8.7M Add +3.3%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.81% 189,826 $8.7M Add +5.8%
VCSH Vanguard S/T Corp. Bond ETF 0.66% 91,631 $7.1M Reduce -12.0%
VNQ Vanguard Real Estate ETF 0.65% 80,171 $6.9M Reduce -3.6%
VB Vanguard Most SM-Cap ETF-Usd 0.55% 25,628 $5.9M Reduce -2.2%
MUB iShares National Muni Bond E 0.51% 51,017 $5.5M Add +5.6%
MA Mastercard Inc. Class A 0.47% 10,485 $5.0M Reduce -6.9%
SCHQ Schwab Long-Term US Treasury 0.36% 112,939 $3.8M Add +35.3%
JMUB JPMorgan Municipal ETF 0.32% 68,578 $3.5M Add +5.1%
FREL Fidelity MSCI RL Est Indx 0.31% 128,500 $3.4M Reduce -0.1%
VTEB Vanguard Tax-Exempt Bond ETF 0.31% 65,070 $3.3M Reduce -4.2%
IVV iShares Core S&P 500 ETF 0.28% 5,768 $3.0M Add +0.4%
NVDA Nvidia Corp. 0.26% 3,078 $2.8M Reduce -18.1%
SCHP Schwab U.S. Tips ETF 0.26% 53,099 $2.8M Reduce -0.6%
XOM Exxon Mobil Corp. 0.24% 22,421 $2.6M Reduce -1.6%
JPST JPMorgan Ultra-Short Income 0.24% 51,147 $2.6M Reduce -8.2%
JNJ Johnson & Johnson 0.24% 16,155 $2.6M Reduce -2.6%
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.24% 50,158 $2.5M Reduce -16.4%
VCLT Vanguard Long-Term Corp. Bond 0.22% 30,274 $2.4M Reduce -34.1%
TSM Taiwan Semiconductor-SP ADR 0.22% 17,112 $2.3M Add +1.4%
IJH iShares Core S&P Midcap ETF 0.20% 34,958 $2.1M Reduce -5.4%
SUB iShares Short-Term National 0.20% 20,007 $2.1M Reduce -9.5%
VIG Vanguard Dividend Apprec ETF 0.18% 10,740 $2.0M Add +0.8%
BLV Vanguard Long-Term Bond ETF 0.17% 25,818 $1.9M Add +50.4%
FBND Fidelity Total Bond ETF 0.17% 40,804 $1.8M New
XLF SS Financial Select Sector 0.17% 42,661 $1.8M Reduce -69.1%
BRK.B Berkshire Hathaway Inc. Class B 0.17% 4,256 $1.8M Reduce -3.1%
VTI VG Morningstar TS MKT ETF-US 0.16% 6,509 $1.7M Add +4.7%
FNCL Fidelity MSCI Financial Indx 0.16% 28,276 $1.7M Reduce -84.1%
LLY Eli Lilly & Co. 0.15% 2,027 $1.6M Reduce -19.2%
JEPI JPMorgan Equity Premium Inco 0.15% 27,197 $1.6M Add +1.1%
HON Honeywell International Inc. 0.15% 7,665 $1.6M Reduce -14.9%
SCHD Schwab US DVD Equity ETF 0.15% 19,365 $1.6M Reduce -1.9%
JIRE JPMorgan Int Res Enh Eqty 0.13% 22,555 $1.4M New
UPS United Parcel Service Class B 0.12% 8,736 $1.3M Reduce -5.1%
DIVB iShares Core Dividend ETF 0.12% 28,064 $1.2M Add +17.8%
VTV Vanguard Mrngstr Val ETF-Aui 0.12% 7,624 $1.2M Add +4.7%
DFS Discover Financial Services 0.11% 9,154 $1.2M Reduce -1.9%
XLK SS Technology Select Sector 0.11% 5,620 $1.2M Reduce -2.1%
FUTY Fidelity MSCI US Utilities 0.10% 26,237 $1.1M Reduce -20.0%
BLK BlackRock Finance Inc. 0.10% 1,306 $1.1M Reduce -4.5%
TFC Truist Financial Corp. 0.10% 27,296 $1.1M Reduce -29.8%
UBER Uber Technologies Inc. 0.10% 13,729 $1.1M Reduce -23.9%
CSCO Cisco Systems Inc. 0.10% 21,005 $1.0M Reduce -91.1%
META Meta Platforms Inc. Class A 0.09% 2,086 $1.0M Reduce -1.7%
BOKF Bok Financial Corporation 0.09% 10,815 $995K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.09% 4,999 $959K Reduce -3.6%
IWF iShares Russell 1000 Growth 0.09% 2,800 $944K Reduce -4.2%
ITOT iShares Core S&P Total U.S. 0.09% 7,908 $912K Add +11.4%
VEU Vanguard Ftse All-World Ex-U 0.08% 15,098 $885K No change
EPD Enterprise Products Partners 0.08% 29,810 $870K Reduce -1.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.08% 1,572 $822K Add +0.5%
KRE SS SPDR S&P Regional Bank 0.08% 16,151 $812K Reduce -6.0%
BX Blackstone Inc. 0.07% 5,943 $781K Reduce -3.8%
SPSB SS SPDR P St C Corp. ETF 0.07% 25,729 $766K Reduce -22.2%
LOW Lowe's Cos Inc. 0.07% 2,838 $723K Reduce -51.4%
CRWD CrowdStrike Holdings Inc. Class A 0.07% 2,175 $697K Reduce -12.2%
XLE SS Energy Select Sector 0.06% 7,045 $665K No change
GD General Dynamics Corp. 0.06% 2,336 $660K No change
BRK.A Berkshire Hathaway Inc. Class A 0.06% 1 $634K No change
ABBV Abbvie Inc. 0.06% 3,454 $629K Reduce -2.0%
MCK McKesson Corp. 0.06% 1,151 $618K Reduce -0.4%
WMT Walmart Inc. 0.06% 10,243 $616K Reduce -4.5%
AMGN Amgen Inc. 0.06% 2,147 $610K Reduce -21.1%
VOO Vanguard S&P 500 ETF 0.06% 1,261 $606K Add +19.5%
VGT Vanguard Info Tech ETF 0.06% 1,156 $606K Reduce -0.3%
MRK Merck & Co. Inc. 0.06% 4,467 $589K Reduce -3.1%
MMM 3M Co. 0.06% 5,557 $589K Reduce -94.5%
NOW ServiceNow Inc. 0.05% 750 $572K No change
DGX Quest Diagnostics Inc. 0.05% 4,279 $570K Reduce -2.8%
FENY Fidelity MSCI Energy Index 0.05% 21,560 $558K Reduce -9.9%
ICSH iShares Ultra Short Duration 0.05% 11,011 $557K Add +8.6%
SCHH Schwab US REIT ETF 0.05% 27,355 $555K Add +0.3%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.05% 4,520 $553K Reduce -49.5%
CEG Constellation Energy 0.05% 2,900 $536K Reduce -30.9%
QLD Proshares Ultra QQQ 0.05% 6,055 $530K Reduce -7.6%
PANW Palo Alto Networks Inc. 0.05% 1,850 $526K Reduce -12.9%
COP Conocophillips 0.05% 4,112 $523K Add +0.3%
RSP Invesco S&P 500 Equal Weight 0.05% 3,074 $521K Add +22.2%
SSO Proshares Ultra S&P500 0.05% 6,595 $511K Reduce -9.0%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.05% 9,300 $504K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.05% 1,979 $494K Reduce -4.8%
RTX RTX Corp. 0.05% 5,018 $489K Reduce -6.5%
XLY SS Consumer Disc Select Sect 0.05% 2,649 $487K Reduce -3.1%
VIGI Vanguard Int Div App Indx FD 0.04% 5,667 $462K Reduce -2.5%
IWD iShares Russell 1000 Value E 0.04% 2,529 $453K Reduce -21.2%
PM Philip Morris International 0.04% 4,846 $444K Reduce -4.6%
DGRW Wisdomtree U.S. Quality Divi 0.04% 5,700 $434K No change
VFH Vanguard Financials ETF 0.04% 4,150 $425K Reduce -9.3%
MO Altria Group Inc. 0.04% 9,646 $421K New
GS Goldman Sachs Group Inc. 0.04% 1,007 $421K New
TEL Te Connectivity Ltd. 0.04% 2,748 $399K New
VUG Vanguard Mrngstar GR ETF-Sui 0.04% 1,158 $399K Reduce -1.3%
ONEY SS SPDR R1000 Yield Foc ETF 0.03% 3,312 $360K Reduce -13.1%
AIG American International Group 0.03% 4,509 $352K New
ASML ASML Holding NV-NY Reg SHS 0.03% 362 $351K Reduce -25.7%
SCMB Schwab Municipal Bond ETF 0.03% 6,744 $351K Add +0.3%
VLO Valero Energy Corp. 0.03% 1,995 $341K No change
DE Deere & Co. 0.03% 815 $335K Add +0.4%
IAU iShares Gold Trust 0.03% 7,804 $328K Add +10.9%
ICLR Icon PLC 0.03% 972 $327K Reduce -2.5%
SPHQ Invesco S&P 500 Quality ETF 0.03% 5,212 $315K Add +0.1%
EFAV iShares MSCI Eafe Min Vol Fa 0.03% 4,433 $314K Reduce -4.7%
TSLA Tesla Inc. 0.03% 1,764 $310K Reduce -13.2%
DFAC Dimensional US Core Equity 2 0.03% 9,544 $305K Add +35.9%
DFAI Dimensional International Co. 0.03% 10,016 $303K New
SCHF Schwab Intl Equity ETF 0.03% 7,606 $297K Add +31.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.03% 7,100 $269K Reduce -0.1%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.03% 675 $268K No change
SPLV Invesco S&P 500 Low Volatili 0.02% 3,985 $262K No change
VHT Vanguard Health Care ETF 0.02% 939 $254K Reduce -0.5%
IWR iShares Russell Mid-Cap ETF 0.02% 3,014 $253K No change
CAH Cardinal Health Inc. 0.02% 2,228 $249K Reduce -7.9%
OKTA Okta Inc. 0.02% 2,350 $246K Reduce -17.5%
SCZ iShares MSCI Eafe Small-Cap 0.02% 3,847 $244K Reduce -6.7%
VYM Vanguard High DVD Yield ETF 0.02% 2,000 $242K Reduce -0.1%
IWM iShares Russell 2000 ETF 0.02% 1,145 $241K New
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.02% 1,010 $238K Reduce -1.0%
LIN Linde PLC 0.02% 506 $235K Reduce -15.0%
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd 0.02% 2,635 $235K No change
RY Royal Bank of Canada 0.02% 2,298 $232K No change
KVUE Kenvue Inc. 0.02% 10,548 $226K Reduce -6.7%
IYJ iShares U.S. Industrials ETF 0.02% 1,800 $226K No change
LMT Lockheed Martin Corp. 0.02% 497 $226K Reduce -14.6%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.02% 864 $225K No change
FLRN SS SPDR BB Ig Float RT ETF 0.02% 7,275 $224K Reduce -12.8%
IWB iShares Russell 1000 ETF 0.02% 777 $224K No change
VUSB Vanguard Ultra Short Bond Et 0.02% 4,450 $220K Reduce -22.6%
ORCL Oracle Corp. 0.02% 1,741 $219K Reduce -26.7%
VZ Verizon Communications Inc. 0.02% 5,196 $218K Reduce -17.4%
INTU Intuit Inc. 0.02% 332 $216K No change
XLC SS Comm Select Sector SPDR 0.02% 2,557 $209K New
XLV SS Health Care Select Sector 0.02% 1,412 $209K Reduce -3.9%
IVW iShares S&P 500 Growth ETF 0.02% 2,456 $207K New
INTC Intel Corp. 0.02% 4,649 $205K Reduce -10.0%
SPDN Dir DLY SP 500 BR 1X ETF-Usi 0.02% 13,600 $166K Reduce -41.1%
Other holdings (2): bonds, preferreds, convertibles and warrants · $14.6M (not counted above)
SecurityClassShares / PrincipalValueChange
WELLS FARGO & COMPANY (WFC 7.5 PERP L) PERP PFD CNV A 11,617$14.2MReduce -6.2%
BANK OF AMERICA CORP (BAC 7.25 PERP L) 7.25%CNV PFD L 347$414KAdd +3.3%

Total filed on the 13F, all lines: $1.1B.

Portfolio Sells Q4 2023 → Q1 2024
CSCO Cisco Systems Inc. Reduce -91.1% 0.10% −1.03
MMM 3M Co. Reduce -94.5% 0.06% −1.00
FNCL Fidelity MSCI Financial Indx Reduce -84.1% 0.16% −0.75
AMZN Amazon.com Inc. Reduce -35.6% 2.12% −0.70
XLF SS Financial Select Sector Reduce -69.1% 0.17% −0.32
GEHC GE Healthcare Technology Reduce -23.6% 1.90% −0.25
BF.B Brown-Forman Corp. Class B Reduce -1.7% 1.71% −0.25
COST Costco Wholesale Corp. Reduce -18.2% 1.80% −0.22
LH Laboratory CRP of Amer Hldgs Reduce -3.4% 1.91% −0.18
VCLT Vanguard Long-Term Corp. Bond Reduce -34.1% 0.22% −0.13
IGSB iShares 1-5Y Inv Grade Corp. Reduce -9.8% 0.95% −0.12
MBB iShares MBS ETF Reduce -2.1% 2.05% −0.12
BBHY JPMorgan Betabuilders Usd Hi Sold out 0.00% −0.12
EA Electronic Arts Inc. Reduce -0.5% 2.03% −0.11
VCIT Vanguard Int-Term Corporate Reduce -7.2% 0.98% −0.10
VCSH Vanguard S/T Corp. Bond ETF Reduce -12.0% 0.66% −0.10
JPIN JPM Diversified Ret Intl Eq Sold out 0.00% −0.10
UNP Union Pacific Corp. Reduce -3.2% 1.91% −0.10
BSV Vanguard Short-Term Bond ETF Reduce -5.9% 0.92% −0.08
USHY iShares Broad Usd High Yield Sold out 0.00% −0.07
LOW Lowe's Cos Inc. Reduce -51.4% 0.07% −0.06
JMST JPM Ultra-Short Muni Income Reduce -16.4% 0.24% −0.05
VNQ Vanguard Real Estate ETF Reduce -3.6% 0.65% −0.05
IGIB iShares 5-10Y Inv Grade Corp. Reduce -1.7% 1.10% −0.05
VWO Vanguard Ftse Emerging Marke Reduce -4.9% 0.87% −0.05
STIP iShares 0-5 Year Tips Bond E Reduce -2.5% 1.18% −0.04
TFC Truist Financial Corp. Reduce -29.8% 0.10% −0.04
HON Honeywell International Inc. Reduce -14.9% 0.15% −0.03
QQQ Invesco QQQ Trust Series 1 Sold out 0.00% −0.03
PPL PPL Corp. Reduce -1.8% 1.48% −0.03
EFA iShares MSCI Eafe ETF Sold out 0.00% −0.03
CTSH Cognizant Tech Solutions-A Sold out 0.00% −0.03
SUB iShares Short-Term National Reduce -9.5% 0.20% −0.03
IVE iShares S&P 500 Value ETF Sold out 0.00% −0.03
DIS The Walt Disney Co. Reduce -49.5% 0.05% −0.03
JPST JPMorgan Ultra-Short Income Reduce -8.2% 0.24% −0.02
SHYG iShares 0-5 YR HY Corp. Bond Sold out 0.00% −0.02
FUTY Fidelity MSCI US Utilities Reduce -20.0% 0.10% −0.02
SPSB SS SPDR P St C Corp. ETF Reduce -22.2% 0.07% −0.02
VTEB Vanguard Tax-Exempt Bond ETF Reduce -4.2% 0.31% −0.02
VSS Vanguard Ftse All Wo X-US SC Reduce -0.8% 2.26% −0.02
BA The Boeing Co. Sold out 0.00% −0.02
TSLA Tesla Inc. Reduce -13.2% 0.03% −0.02
AMGN Amgen Inc. Reduce -21.1% 0.06% −0.02
UPS United Parcel Service Class B Reduce -5.1% 0.12% −0.02
SPDN Dir DLY SP 500 BR 1X ETF-Usi Reduce -41.1% 0.02% −0.01
FREL Fidelity MSCI RL Est Indx Reduce -0.1% 0.31% −0.01
GOOG Alphabet Inc. Class C Reduce -6.5% 1.39% −0.01
PANW Palo Alto Networks Inc. Reduce -12.9% 0.05% −0.01
KRE SS SPDR S&P Regional Bank Reduce -6.0% 0.08% −0.01

Portfolio Buys Q4 2023 → Q1 2024
MTCH Match Group Inc. New 1.30% +1.30
AXP American Express Co. Add +4291.2% 1.23% +1.21
CVX Chevron Corp. Add +1070.2% 0.92% +0.84
IJR iShares Core S&P Small-Cap E Add +28.1% 2.04% +0.45
VRTX Vertex Pharmaceuticals Inc. Add +30.2% 1.07% +0.26
FBND Fidelity Total Bond ETF New 0.17% +0.17
IEFA iShares Core MSCI Eafe ETF Add +0.7% 3.66% +0.15
JIRE JPMorgan Int Res Enh Eqty New 0.13% +0.13
EOG EOG Resources Inc. Add +1.1% 1.67% +0.08
SCHQ Schwab Long-Term US Treasury Add +35.3% 0.36% +0.08
AAPL Apple Inc. Add +18.2% 2.23% +0.08
GOOGL Alphabet Inc. Class A Add +0.9% 1.11% +0.07
SCHO Schwab Short-Term US Treas Add +11.9% 0.86% +0.07
SCHR Schwab Intermediate-Term US Add +6.5% 2.10% +0.07
KO The Coca-Cola Co. Add +0.4% 2.44% +0.06
BLV Vanguard Long-Term Bond ETF Add +50.4% 0.17% +0.05
TSM Taiwan Semiconductor-SP ADR Add +1.4% 0.22% +0.05
MO Altria Group Inc. New 0.04% +0.04
GS Goldman Sachs Group Inc. New 0.04% +0.04
TEL Te Connectivity Ltd. New 0.04% +0.04
AIG American International Group New 0.03% +0.03
AGG iShares Core U.S. Aggregate Add +4.5% 2.23% +0.03
DFAI Dimensional International Co. New 0.03% +0.03
DIVB iShares Core Dividend ETF Add +17.8% 0.12% +0.02
IUSB Ishr CR Unvrse Usd BD ETF-Ui Add +5.8% 0.81% +0.02
IVV iShares Core S&P 500 ETF Add +0.4% 0.28% +0.02
IWM iShares Russell 2000 ETF New 0.02% +0.02
XLC SS Comm Select Sector SPDR New 0.02% +0.02
IVW iShares S&P 500 Growth ETF New 0.02% +0.02
VTI VG Morningstar TS MKT ETF-US Add +4.7% 0.16% +0.02
BND Vanguard Total Bond Market Add +4.5% 1.27% +0.02
MUB iShares National Muni Bond E Add +5.6% 0.51% +0.01
ITOT iShares Core S&P Total U.S. Add +11.4% 0.09% +0.01
VOO Vanguard S&P 500 ETF Add +19.5% 0.06% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +4.7% 0.12% +0.01
RSP Invesco S&P 500 Equal Weight Add +22.2% 0.05% +0.01
VIG Vanguard Dividend Apprec ETF Add +0.8% 0.18% +0.01
DFAC Dimensional US Core Equity 2 Add +35.9% 0.03% +0.01
JMUB JPMorgan Municipal ETF Add +5.1% 0.32% +0.01
SCHF Schwab Intl Equity ETF Add +31.7% 0.03% +0.01
JEPI JPMorgan Equity Premium Inco Add +1.1% 0.15% +0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +0.5% 0.08% +0.01
IAU iShares Gold Trust Add +10.9% 0.03% +0.00
COP Conocophillips Add +0.3% 0.05% +0.00
ICSH iShares Ultra Short Duration Add +8.6% 0.05% +0.00
SPHQ Invesco S&P 500 Quality ETF Add +0.1% 0.03% +0.00
BIV Vanguard Intermediate-Term B Add +3.3% 0.81% +0.00
DE Deere & Co. Add +0.4% 0.03% +0.00
SCMB Schwab Municipal Bond ETF Add +0.3% 0.03% −0.00
SCHH Schwab US REIT ETF Add +0.3% 0.05% −0.00

Notes & Other Activity Q4 2023 → Q1 2024
WELLS FARGO & COMPANY (WFC 7.5 PERP L) PERP PFD CNV A Reduce -6.2% 11,617 $14.2M
FLAGSTAR BANK NA (FLG 6 11/01/51) UNIT 05/07/2051 Sold out 10,985 $456Kbefore exit
BANK OF AMERICA CORP (BAC 7.25 PERP L) 7.25%CNV PFD L Add +3.3% 347 $414K

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 259$1.3BXLK, IEFA, VEA, NVDA, GE
Q1 2026 249$1.2BXLK, IEFA, VEA, HCA, SCHR
Q4 2025 247$1.3BIEFA, VEA, MSFT, JPM, HCA
Q3 2025 203$1.2BIEFA, HCA, MSFT, VEA, JPM
Q2 2025 189$1.1BIEFA, VEA, MSFT, HCA, JPM
Q1 2025 179$1.1BIEFA, UNH, VEA, JPM, V
Q4 2024 180$1.1BIEFA, LULU, AMZN, JPM, UNH
Q3 2024 182$1.1BIEFA, UNH, VEA, MSFT, KO
Q2 2024 181$1.1BIEFA, UNH, MSFT, VEA, JPM
Q1 2024 182$1.1BIEFA, MSFT, VEA, JPM, UNH