Galvin, Gaustad & Stein, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 1, 2024), Galvin, Gaustad & Stein, LLC reported 182 stock positions worth $1.1 billion. Its top holding was iShares Core MSCI Eafe ETF (IEFA) at 3.6% of the portfolio, followed by Unitedhealth (UNH, 3.2%) and Vanguard Ftse Developed ETF (VEA, 3.0%). Compared with Q2 2024, it opened 9 new positions, sold out of 8, added to 64 and reduced 82. The biggest buy was a new position in Lululemon Athletica (LULU) and the biggest sale Electronic Arts (EA, shares −91%).
- Most Recent 13F
- Q2 2026
- Location
- Scottsdale, AZ
- CIK
- 0001840945
- Portfolio Value
- $1.1B (Q3 2024)
- SEC Filing
- 0001172661-24-004443 ↗ filed Nov 1, 2024
Holdings Value
Holdings 182 stocks · $1.1B
| IEFA iShares Core MSCI Eafe ETF | 3.62% | 513,137 | $40.1M | Reduce -4.5% |
| UNH Unitedhealth Group Inc. | 3.22% | 60,973 | $35.6M | Reduce -10.3% |
| VEA Vanguard Ftse Developed ETF | 2.97% | 621,385 | $32.8M | Reduce -5.5% |
| MSFT Microsoft Corp. | 2.81% | 72,196 | $31.1M | Reduce -5.8% |
| KO The Coca-Cola Co. | 2.80% | 431,463 | $31.0M | Reduce -1.1% |
| AAPL Apple Inc. | 2.62% | 124,485 | $29.0M | Reduce -12.2% |
| JPM JPMorgan Chase & Co. | 2.62% | 137,291 | $28.9M | Reduce -8.2% |
| AMZN Amazon.com Inc. | 2.35% | 139,285 | $26.0M | Add +13.7% |
| AGG iShares Core U.S. Aggregate | 2.31% | 252,246 | $25.5M | Add +2.3% |
| VSS Vanguard Ftse All Wo X-US SC | 2.27% | 199,225 | $25.1M | Reduce -3.6% |
| SCHR Schwab Intermediate-Term US | 2.17% | 474,775 | $24.0M | Add +4.0% |
| V Visa Inc. Class A | 2.13% | 85,781 | $23.6M | Add +1.3% |
| AZO AutoZone Inc. | 2.11% | 7,425 | $23.4M | Add +0.0% |
| IJR iShares Core S&P Small-Cap E | 2.08% | 196,877 | $23.0M | Reduce -1.6% |
| MBB iShares MBS ETF | 2.06% | 237,341 | $22.7M | Add +2.0% |
| GEHC GE Healthcare Technology | 1.99% | 234,067 | $22.0M | Add +1.0% |
| ZM Zoom Communications Inc. filed as ZOOM VIDEO COMMUNICATIONS IN | 1.95% | 309,975 | $21.6M | Reduce -1.8% |
| HD Home Depot Inc. | 1.92% | 52,541 | $21.3M | Add +0.4% |
| LULU Lululemon Athletica Inc. | 1.85% | 75,525 | $20.5M | New |
| LH Labcorp Holdings Inc. | 1.79% | 88,510 | $19.8M | Reduce -0.7% |
| WM Waste Management Inc. | 1.75% | 93,116 | $19.3M | Reduce -1.5% |
| AXP American Express Co. | 1.73% | 70,640 | $19.2M | Add +1.5% |
| UNP Union Pacific Corp. | 1.69% | 75,935 | $18.7M | Reduce -2.0% |
| PPL PPL Corp. | 1.64% | 546,982 | $18.1M | Reduce -5.5% |
| TSM Taiwan Semiconductor-SP ADR | 1.62% | 103,491 | $18.0M | Add +5.9% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 1.61% | 248,308 | $17.8M | Reduce -50.5% |
| COST Costco Wholesale Corp. | 1.60% | 19,936 | $17.7M | Reduce -16.4% |
| EOG EOG Resources Inc. | 1.51% | 136,317 | $16.8M | Add +0.7% |
| CPRT Copart Inc. | 1.51% | 319,073 | $16.7M | Reduce -4.4% |
| UBER Uber Technologies Inc. | 1.50% | 221,108 | $16.6M | Add +1292.5% |
| PG The Procter & Gamble Co. | 1.46% | 93,127 | $16.1M | Reduce -29.2% |
| BND Vanguard Total Bond Market | 1.42% | 208,864 | $15.7M | Add +6.3% |
| GS Goldman Sachs Group Inc. | 1.35% | 30,159 | $14.9M | Add +2877.2% |
| MTCH Match Group Inc. | 1.32% | 385,898 | $14.6M | Add +4.2% |
| GOOG Alphabet Inc. Class C | 1.32% | 87,068 | $14.6M | Reduce -5.5% |
| HON Honeywell International Inc. | 1.24% | 66,620 | $13.8M | Add +1.9% |
| IGIB iShares 5-10Y Inv Grade Corp. | 1.23% | 252,847 | $13.6M | Add +8.8% |
| STIP iShares 0-5 Year Tips Bond E | 1.19% | 130,312 | $13.2M | Add +3.0% |
| IJH iShares Core S&P Midcap ETF | 1.14% | 202,273 | $12.6M | Add +2.0% |
| IEMG iShares Core MSCI Emerging | 1.11% | 213,079 | $12.2M | Reduce -3.2% |
| GOOGL Alphabet Inc. Class A | 1.07% | 71,176 | $11.8M | Reduce -3.5% |
| SCHO Schwab Short-Term US Treas | 1.04% | 235,169 | $11.5M | Add +18.4% |
| VCIT Vanguard Int-Term Corporate | 0.99% | 131,279 | $11.0M | Add +3.6% |
| VRTX Vertex Pharmaceuticals Inc. | 0.92% | 21,961 | $10.2M | Reduce -40.1% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.92% | 193,468 | $10.2M | Add +0.6% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.91% | 214,675 | $10.1M | Add +8.5% |
| CVX Chevron Corp. | 0.86% | 64,933 | $9.6M | Add +1.9% |
| BSV Vanguard Short-Term Bond ETF | 0.85% | 119,721 | $9.4M | Reduce -2.2% |
| BIV Vanguard Intermediate-Term B | 0.85% | 119,805 | $9.4M | Add +4.4% |
| VWO Vanguard Ftse Emerging Marke | 0.82% | 190,450 | $9.1M | Reduce -6.1% |
| UTHR United Therapeutics Corp. | 0.81% | 25,007 | $9.0M | New |
| VNQ Vanguard Real Estate ETF | 0.68% | 76,833 | $7.5M | Reduce -1.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.63% | 87,781 | $7.0M | Add +0.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.50% | 23,334 | $5.5M | Reduce -4.5% |
| MUB iShares National Muni Bond E | 0.47% | 47,840 | $5.2M | Reduce -6.4% |
| IVV iShares Core S&P 500 ETF | 0.46% | 8,832 | $5.1M | Add +37.5% |
| MA Mastercard Inc. Class A | 0.43% | 9,614 | $4.7M | Reduce -4.4% |
| SCHQ Schwab Long-Term US Treasury | 0.40% | 125,290 | $4.4M | Add +0.9% |
| NVDA Nvidia Corp. | 0.38% | 34,373 | $4.2M | Reduce -3.9% |
| FREL Fidelity MSCI RL Est Indx | 0.35% | 129,572 | $3.8M | Add +1.8% |
| JMUB JPMorgan Municipal ETF | 0.31% | 66,115 | $3.4M | Reduce -3.7% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.30% | 65,420 | $3.3M | Reduce -6.4% |
| SCHP Schwab U.S. Tips ETF | 0.24% | 50,069 | $2.7M | Reduce -5.2% |
| JNJ Johnson & Johnson | 0.23% | 15,982 | $2.6M | Reduce -0.2% |
| XOM Exxon Mobil Corp. | 0.22% | 20,990 | $2.5M | Reduce -2.8% |
| JPST JPMorgan Ultra-Short Income | 0.22% | 47,297 | $2.4M | Reduce -1.1% |
| BLV Vanguard Long-Term Bond ETF | 0.20% | 29,922 | $2.2M | Add +7.3% |
| FBND Fidelity Total Bond ETF | 0.20% | 48,093 | $2.2M | Add +13.9% |
| VIG Vanguard Dividend Apprec ETF | 0.20% | 11,207 | $2.2M | Add +6.6% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.19% | 42,107 | $2.1M | Reduce -7.8% |
| EA Electronic Arts Inc. | 0.19% | 14,849 | $2.1M | Reduce -90.9% |
| VCLT Vanguard Long-Term Corp. Bond | 0.18% | 25,191 | $2.0M | Reduce -0.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.17% | 4,178 | $1.9M | Reduce -0.3% |
| SUB iShares Short-Term National | 0.17% | 17,938 | $1.9M | Reduce -7.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.17% | 6,484 | $1.8M | Reduce -1.6% |
| JEPI JPMorgan Equity Premium Inco | 0.16% | 30,358 | $1.8M | Add +3.9% |
| DIVB iShares Core Dividend ETF | 0.15% | 35,262 | $1.7M | Add +24.9% |
| LLY Eli Lilly & Co. | 0.15% | 1,821 | $1.6M | Reduce -6.8% |
| DGX Quest Diagnostics Inc. | 0.14% | 9,982 | $1.5M | Reduce -1.8% |
| META Meta Platforms Inc. Class A | 0.14% | 2,670 | $1.5M | Reduce -5.3% |
| SCHD Schwab US DVD Equity ETF | 0.14% | 17,987 | $1.5M | Add +2.1% |
| XLF SS Financial Select Sector | 0.13% | 31,807 | $1.4M | Reduce -6.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.12% | 7,707 | $1.3M | Add +3.5% |
| PM Philip Morris International | 0.12% | 10,791 | $1.3M | Add +0.0% |
| JIRE JPMorgan Int Res Enh Eqty | 0.12% | 19,523 | $1.3M | Reduce -2.1% |
| DFS Discover Financial Services | 0.11% | 9,009 | $1.3M | Reduce -0.8% |
| XLK SS Technology Select Sector | 0.11% | 5,260 | $1.2M | Reduce -7.4% |
| BOKF Bok Financial Corporation | 0.10% | 10,815 | $1.1M | No change |
| ICSH iShares Ultra Short Duration | 0.10% | 21,805 | $1.1M | Add +42.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.10% | 2,795 | $1.1M | Add +11.4% |
| UPS United Parcel Service Class B | 0.10% | 7,836 | $1.1M | Reduce -13.2% |
| SBUX Starbucks Corp. | 0.10% | 10,869 | $1.1M | Reduce -16.3% |
| IWF iShares Russell 1000 Growth | 0.10% | 2,800 | $1.1M | No change |
| ITOT iShares Core S&P Total U.S. | 0.09% | 8,099 | $1.0M | Add +8.3% |
| EPD Enterprise Products Partners | 0.09% | 34,810 | $1.0M | Add +3.0% |
| VEU Vanguard Ftse All-World Ex-U | 0.09% | 15,098 | $951K | No change |
| CRWD CrowdStrike Holdings Inc. Class A | 0.08% | 3,275 | $919K | Add +71.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.08% | 4,545 | $913K | Reduce -8.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.08% | 1,562 | $896K | No change |
| FNCL Fidelity MSCI Financial Indx | 0.08% | 13,472 | $860K | Reduce -13.9% |
Other holdings (2): bonds, preferreds, convertibles and warrants · $15.8M (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | 11,947 | $15.3M | Add +1.4% |
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 385 | $490K | Add +13.2% |
Total filed on the 13F, all lines: $1.1B.
Portfolio Sells Q2 2024 → Q3 2024
| EA Electronic Arts Inc. | Reduce -90.9% | 0.19% | −1.95 |
| BNY Bank of New York Mellon Corp. | Reduce -50.5% | 1.61% | −1.22 |
| NKE Nike Inc. Class B | Sold out | 0.00% | −1.14 |
| VRTX Vertex Pharmaceuticals Inc. | Reduce -40.1% | 0.92% | −0.70 |
| PG The Procter & Gamble Co. | Reduce -29.2% | 1.46% | −0.59 |
| MSFT Microsoft Corp. | Reduce -5.8% | 2.81% | −0.42 |
| COST Costco Wholesale Corp. | Reduce -16.4% | 1.60% | −0.31 |
| GOOG Alphabet Inc. Class C | Reduce -5.5% | 1.32% | −0.28 |
| JPM JPMorgan Chase & Co. | Reduce -8.2% | 2.62% | −0.24 |
| GOOGL Alphabet Inc. Class A | Reduce -3.5% | 1.07% | −0.20 |
| AAPL Apple Inc. | Reduce -12.2% | 2.62% | −0.20 |
| CPRT Copart Inc. | Reduce -4.4% | 1.51% | −0.19 |
| WM Waste Management Inc. | Reduce -1.5% | 1.75% | −0.15 |
| VEA Vanguard Ftse Developed ETF | Reduce -5.5% | 2.97% | −0.10 |
| BLK BlackRock Finance Inc. | Sold out | 0.00% | −0.09 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -4.5% | 3.62% | −0.06 |
| MUB iShares National Muni Bond E | Reduce -6.4% | 0.47% | −0.04 |
| UNH Unitedhealth Group Inc. | Reduce -10.3% | 3.22% | −0.04 |
| NVDA Nvidia Corp. | Reduce -3.9% | 0.38% | −0.04 |
| BSV Vanguard Short-Term Bond ETF | Reduce -2.2% | 0.85% | −0.03 |
| AIG American International Group | Sold out | 0.00% | −0.03 |
| ONEY SS SPDR R1000 Yield Foc ETF | Sold out | 0.00% | −0.03 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -6.4% | 0.30% | −0.03 |
| JMST JPM Ultra-Short Muni Income | Reduce -7.8% | 0.19% | −0.02 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -3.6% | 2.27% | −0.02 |
| OKTA Okta Inc. | Sold out | 0.00% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -6.8% | 0.15% | −0.02 |
| COP Conocophillips | Sold out | 0.00% | −0.02 |
| SPG Simon Property Group Inc. | Sold out | 0.00% | −0.02 |
| UPS United Parcel Service Class B | Reduce -13.2% | 0.10% | −0.02 |
| JMUB JPMorgan Municipal ETF | Reduce -3.7% | 0.31% | −0.02 |
| SUB iShares Short-Term National | Reduce -7.8% | 0.17% | −0.02 |
| MMM 3M Co. | Sold out | 0.00% | −0.02 |
| RSP Invesco S&P 500 Equal Weight | Reduce -41.9% | 0.03% | −0.02 |
| SCHP Schwab U.S. Tips ETF | Reduce -5.2% | 0.24% | −0.02 |
| TFC Truist Financial Corp. | Reduce -32.9% | 0.04% | −0.02 |
| NOW ServiceNow Inc. | Reduce -24.2% | 0.07% | −0.01 |
| XLK SS Technology Select Sector | Reduce -7.4% | 0.11% | −0.01 |
| MCK McKesson Corp. | Reduce -5.6% | 0.04% | −0.01 |
| VWO Vanguard Ftse Emerging Marke | Reduce -6.1% | 0.82% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -2.8% | 0.22% | −0.01 |
| JPST JPMorgan Ultra-Short Income | Reduce -1.1% | 0.22% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -9.3% | 0.04% | −0.01 |
| FTEC Fidelity MSCI Info Tech Indx | Reduce -22.5% | 0.03% | −0.01 |
| FNCL Fidelity MSCI Financial Indx | Reduce -13.9% | 0.08% | −0.01 |
| ASML ASML Holding NV-NY Reg SHS | Reduce -3.8% | 0.02% | −0.01 |
| PANW Palo Alto Networks Inc. | Reduce -7.9% | 0.05% | −0.01 |
| FENY Fidelity MSCI Energy Index | Reduce -5.4% | 0.04% | −0.01 |
| IEMG iShares Core MSCI Emerging | Reduce -3.2% | 1.11% | −0.01 |
| VLO Valero Energy Corp. | Reduce -0.3% | 0.02% | −0.00 |
Portfolio Buys Q2 2024 → Q3 2024
| LULU Lululemon Athletica Inc. | New | 1.85% | +1.85 |
| UBER Uber Technologies Inc. | Add +1292.5% | 1.50% | +1.39 |
| GS Goldman Sachs Group Inc. | Add +2877.2% | 1.35% | +1.31 |
| UTHR United Therapeutics Corp. | New | 0.81% | +0.81 |
| GEHC GE Healthcare Technology | Add +1.0% | 1.99% | +0.28 |
| MTCH Match Group Inc. | Add +4.2% | 1.32% | +0.26 |
| HD Home Depot Inc. | Add +0.4% | 1.92% | +0.23 |
| AXP American Express Co. | Add +1.5% | 1.73% | +0.21 |
| SCHO Schwab Short-Term US Treas | Add +18.4% | 1.04% | +0.14 |
| IVV iShares Core S&P 500 ETF | Add +37.5% | 0.46% | +0.13 |
| AMZN Amazon.com Inc. | Add +13.7% | 2.35% | +0.11 |
| IGIB iShares 5-10Y Inv Grade Corp. | Add +8.8% | 1.23% | +0.10 |
| BND Vanguard Total Bond Market | Add +6.3% | 1.42% | +0.08 |
| SCHR Schwab Intermediate-Term US | Add +4.0% | 2.17% | +0.07 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +8.5% | 0.91% | +0.07 |
| AGG iShares Core U.S. Aggregate | Add +2.3% | 2.31% | +0.05 |
| IJH iShares Core S&P Midcap ETF | Add +2.0% | 1.14% | +0.04 |
| FREL Fidelity MSCI RL Est Indx | Add +1.8% | 0.35% | +0.04 |
| MBB iShares MBS ETF | Add +2.0% | 2.06% | +0.04 |
| VCIT Vanguard Int-Term Corporate | Add +3.6% | 0.99% | +0.04 |
| AZO AutoZone Inc. | Add +0.0% | 2.11% | +0.04 |
| BIV Vanguard Intermediate-Term B | Add +4.4% | 0.85% | +0.04 |
| DIVB iShares Core Dividend ETF | Add +24.9% | 0.15% | +0.04 |
| V Visa Inc. Class A | Add +1.3% | 2.13% | +0.04 |
| BINC iShares Flex I A ETF-Usd Inc. | New | 0.04% | +0.04 |
| DFSV Dimensional US Small Cap Val | Add +149.4% | 0.05% | +0.03 |
| ICSH iShares Ultra Short Duration | Add +42.6% | 0.10% | +0.03 |
| FBND Fidelity Total Bond ETF | Add +13.9% | 0.20% | +0.02 |
| TSM Taiwan Semiconductor-SP ADR | Add +5.9% | 1.62% | +0.02 |
| VST Vistra Corp. | New | 0.02% | +0.02 |
| ORCL Oracle Corp. | New | 0.02% | +0.02 |
| VIG Vanguard Dividend Apprec ETF | Add +6.6% | 0.20% | +0.02 |
| ABBV Abbvie Inc. | Add +22.0% | 0.08% | +0.02 |
| KVUE Kenvue Inc. | New | 0.02% | +0.02 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | New | 0.02% | +0.02 |
| BLV Vanguard Long-Term Bond ETF | Add +7.3% | 0.20% | +0.02 |
| NRG NRG Energy Inc. | New | 0.02% | +0.02 |
| EFA iShares MSCI Eafe ETF | New | 0.02% | +0.02 |
| TSLA Tesla Inc. | Add +18.1% | 0.05% | +0.02 |
| PM Philip Morris International | Add +0.0% | 0.12% | +0.02 |
| CEG Constellation Energy | Add +6.3% | 0.06% | +0.01 |
| CRWD CrowdStrike Holdings Inc. Class A | Add +71.5% | 0.08% | +0.01 |
| DFAI Dimensional International Co. | Add +30.8% | 0.05% | +0.01 |
| SCHQ Schwab Long-Term US Treasury | Add +0.9% | 0.40% | +0.01 |
| BX Blackstone Inc. | Add +0.1% | 0.08% | +0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.5% | 0.12% | +0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +11.4% | 0.10% | +0.01 |
| SCHD Schwab US DVD Equity ETF | Add +2.1% | 0.14% | +0.01 |
| ITOT iShares Core S&P Total U.S. | Add +8.3% | 0.09% | +0.01 |
| VIGI Vanguard Int Div App Indx FD | Add +12.6% | 0.05% | +0.01 |
Notes & Other Activity Q2 2024 → Q3 2024
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | Add +1.4% | 11,947 | $15.3M |
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | Add +13.2% | 385 | $490K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 259 | $1.3B | XLK, IEFA, VEA, NVDA, GE |
| Q1 2026 | 249 | $1.2B | XLK, IEFA, VEA, HCA, SCHR |
| Q4 2025 | 247 | $1.3B | IEFA, VEA, MSFT, JPM, HCA |
| Q3 2025 | 203 | $1.2B | IEFA, HCA, MSFT, VEA, JPM |
| Q2 2025 | 189 | $1.1B | IEFA, VEA, MSFT, HCA, JPM |
| Q1 2025 | 179 | $1.1B | IEFA, UNH, VEA, JPM, V |
| Q4 2024 | 180 | $1.1B | IEFA, LULU, AMZN, JPM, UNH |
| Q3 2024 | 182 | $1.1B | IEFA, UNH, VEA, MSFT, KO |
| Q2 2024 | 181 | $1.1B | IEFA, UNH, MSFT, VEA, JPM |
| Q1 2024 | 182 | $1.1B | IEFA, MSFT, VEA, JPM, UNH |