Human Investing LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 31, 2025), Human Investing LLC reported 329 stock positions worth $563.9 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 27.0% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 9.6%) and Vanguard Dividend Apprec ETF (VIG, 5.5%). Compared with Q3 2024, it opened 233 new positions, sold out of 3, added to 30 and reduced 53. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +4%) and the biggest sale Novo-Nordisk A/S-Spons ADR (NVO, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- LAKE OSWEGO, OR
- CIK
- 0001767513
- Portfolio Value
- $563.9M (Q4 2024)
- SEC Filing
- 0001767513-25-000001 ↗ filed Jan 31, 2025
Holdings Value
Holdings 329 stocks · $563.9M
| VOO Vanguard S&P 500 ETF | 27.02% | 282,786 | $152.4M | Add +3.5% |
| VEA Vanguard Ftse Developed ETF | 9.57% | 1,128,018 | $53.9M | Add +6.0% |
| VIG Vanguard Dividend Apprec ETF | 5.51% | 158,525 | $31.0M | Add +4.5% |
| VYM Vanguard High DVD Yield ETF | 5.49% | 242,505 | $30.9M | Add +4.4% |
| IJH iShares Core S&P Midcap ETF | 5.30% | 479,644 | $29.9M | Add +2.5% |
| BSV Vanguard Short-Term Bond ETF | 5.09% | 371,351 | $28.7M | Add +2.5% |
| BNDX Vanguard Total Intl Bond ETF | 4.30% | 494,167 | $24.2M | Add +3.9% |
| IVV iShares Core S&P 500 ETF | 3.98% | 38,109 | $22.4M | Reduce -1.4% |
| IJR iShares Core S&P Small-Cap E | 2.80% | 137,138 | $15.8M | Add +3.0% |
| BIV Vanguard Intermediate-Term B | 2.77% | 208,662 | $15.6M | Add +2.8% |
| VGSH Vanguard Short-Term Treasury | 2.60% | 251,691 | $14.6M | Add +2.5% |
| VWO Vanguard Ftse Emerging Marke | 2.59% | 331,654 | $14.6M | Add +5.3% |
| ESGV Vanguard ESG US Stock ETF | 2.51% | 134,856 | $14.1M | Add +3.1% |
| VYMI Vanguard Int High DVD YLD Inc. | 1.99% | 165,691 | $11.2M | Add +6.2% |
| VIGI Vanguard Int Div App Indx FD | 1.90% | 134,124 | $10.7M | Add +5.9% |
| AVGO Broadcom Inc. | 1.13% | 27,391 | $6.4M | Reduce -8.1% |
| VTI VG Morningstar TS MKT ETF-US | 1.08% | 21,080 | $6.1M | Add +0.0% |
| VNQ Vanguard Real Estate ETF | 0.82% | 52,014 | $4.6M | Add +5.1% |
| BND Vanguard Total Bond Market | 0.76% | 59,252 | $4.3M | Reduce -1.7% |
| VSGX Vanguard ESG Intl Stock ETF | 0.73% | 72,475 | $4.1M | Add +5.4% |
| AAPL Apple Inc. | 0.72% | 16,180 | $4.1M | Reduce -3.0% |
| VCEB Vanguard ESG US Corp. Bond | 0.59% | 53,930 | $3.3M | Add +2.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.55% | 11,551 | $3.1M | Reduce -9.4% |
| MSFT Microsoft Corp. | 0.54% | 7,190 | $3.0M | Reduce -3.3% |
| VGIT Vanguard Intermediate-Term T | 0.48% | 46,205 | $2.7M | Add +2.4% |
| ABBV Abbvie Inc. | 0.42% | 13,425 | $2.4M | Reduce -2.2% |
| HRB H&R Block Inc. filed as BLOCK H & R INC | 0.39% | 41,939 | $2.2M | Reduce -0.3% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.34% | 22,006 | $1.9M | Reduce -3.8% |
| LLY Eli Lilly & Co. | 0.32% | 2,323 | $1.8M | Reduce -13.6% |
| VXUS Vanguard Total Intl Stock | 0.31% | 29,641 | $1.7M | Add +3.0% |
| NKE Nike Inc. Class B | 0.31% | 22,870 | $1.7M | Add +13.6% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.24% | 2 | $1.4M | No change |
| SCHX Schwab US Large-Cap ETF | 0.24% | 58,307 | $1.4M | Reduce -2.6% |
| SUB iShares Short-Term National | 0.24% | 12,763 | $1.3M | Add +5.9% |
| HD Home Depot Inc. | 0.22% | 3,259 | $1.3M | Reduce -11.9% |
| AMGN Amgen Inc. | 0.22% | 4,707 | $1.2M | Add +0.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.20% | 22,200 | $1.1M | Add +7.5% |
| GOOGL Alphabet Inc. Class A | 0.18% | 5,506 | $1.0M | Reduce -2.8% |
| ITOT iShares Core S&P Total U.S. | 0.16% | 7,043 | $906K | Add +10.2% |
| BLV Vanguard Long-Term Bond ETF | 0.16% | 13,215 | $904K | Add +0.5% |
| AMZN Amazon.com Inc. | 0.15% | 3,897 | $855K | Reduce -2.0% |
| PAYX Paychex Inc. | 0.14% | 5,768 | $809K | No change |
| MCD McDonald's Corp. | 0.13% | 2,615 | $758K | Reduce -1.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.13% | 1,668 | $756K | Reduce -6.5% |
| QCOM Qualcomm Inc. | 0.13% | 4,815 | $740K | Reduce -0.3% |
| HPQ HP Inc. | 0.13% | 22,292 | $727K | Reduce -1.9% |
| IEFA iShares Core MSCI Eafe ETF | 0.11% | 9,033 | $635K | Add +3.0% |
| DGRO iShares Core Dividend Growth | 0.11% | 9,989 | $613K | Reduce -1.2% |
| TXN Texas Instruments Inc. | 0.11% | 3,218 | $603K | Reduce -32.0% |
| CATH Global X S&P 500 Ca Val ETF | 0.11% | 8,423 | $597K | Add +8.7% |
| DFAC Dimensional US Core Equity 2 | 0.10% | 16,945 | $586K | New |
| ACN Accenture PLC Class A | 0.10% | 1,664 | $585K | Reduce -10.8% |
| IDCC Interdigital Inc. | 0.10% | 3,000 | $581K | No change |
| IDEV iShares Core MSCI Dev MKTS | 0.10% | 8,818 | $569K | Reduce -5.2% |
| INFY Infosys Ltd.-SP ADR | 0.10% | 25,795 | $565K | Reduce -0.8% |
| IEMG iShares Core MSCI Emerging | 0.10% | 10,283 | $537K | Reduce -1.8% |
| JNJ Johnson & Johnson | 0.09% | 3,692 | $534K | Reduce -16.6% |
| MRK Merck & Co. Inc. | 0.09% | 5,267 | $524K | Reduce -8.7% |
| SCHH Schwab US REIT ETF | 0.09% | 23,894 | $503K | Add +2.1% |
| XVV iShares ESG Select Screened | 0.08% | 9,997 | $453K | Reduce -0.9% |
| TSLA Tesla Inc. | 0.08% | 1,095 | $442K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.08% | 1,787 | $429K | Reduce -6.0% |
| ABT Abbott Laboratories | 0.08% | 3,773 | $427K | Reduce -13.5% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.08% | 1,929 | $424K | Reduce -3.9% |
| PM Philip Morris International | 0.07% | 3,485 | $419K | Reduce -27.1% |
| SPYX SS SPDR S&P 500 Foss FL ETF | 0.07% | 8,700 | $419K | No change |
| DOX Amdocs Ltd. | 0.07% | 4,608 | $392K | Reduce -16.3% |
| NVDA Nvidia Corp. | 0.07% | 2,796 | $375K | Add +47.5% |
| GLD SPDR Gold Shares | 0.07% | 1,550 | $375K | No change |
| HDV iShares Core High Dividend E | 0.06% | 3,068 | $344K | No change |
| TMO Thermo Fisher Scientific Inc. | 0.06% | 659 | $343K | Reduce -0.1% |
| CSCO Cisco Systems Inc. | 0.06% | 5,524 | $327K | Reduce -12.3% |
| GOOG Alphabet Inc. Class C | 0.06% | 1,658 | $316K | Reduce -2.9% |
| KMB Kimberly-Clark Corp. | 0.06% | 2,381 | $312K | Reduce -22.3% |
| PG The Procter & Gamble Co. | 0.05% | 1,806 | $303K | No change |
| ORCL Oracle Corp. | 0.05% | 1,796 | $299K | No change |
| IGRO iShares Intl Div Growth ETF | 0.05% | 4,294 | $292K | Reduce -0.8% |
| GIS General Mills Inc. | 0.05% | 4,482 | $286K | Reduce -9.9% |
| SLV iShares Silver Trust | 0.05% | 10,636 | $280K | No change |
| IYW iShares Ustechnology ETF | 0.05% | 1,732 | $276K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.05% | 532 | $272K | New |
| SBUX Starbucks Corp. | 0.05% | 2,941 | $268K | Reduce -1.5% |
| GILD Gilead Sciences Inc. | 0.05% | 2,796 | $258K | Reduce -19.3% |
| UPS United Parcel Service Class B | 0.05% | 2,039 | $257K | Reduce -22.9% |
| EIG Employers Holdings Inc. | 0.04% | 4,948 | $253K | Reduce -1.4% |
| TT Trane Technologies PLC | 0.04% | 682 | $252K | No change |
| JPM JPMorgan Chase & Co. | 0.04% | 1,045 | $250K | Reduce -4.8% |
| EMR Emerson Electric Co. | 0.04% | 1,941 | $240K | Reduce -3.9% |
| COF Capital One Financial Corp. | 0.04% | 1,344 | $240K | Reduce -2.4% |
| IVW iShares S&P 500 Growth ETF | 0.04% | 2,173 | $221K | Reduce -14.0% |
| MCO Moody's Corp. | 0.04% | 461 | $218K | No change |
| LMT Lockheed Martin Corp. | 0.04% | 444 | $216K | Reduce -5.5% |
| CAT Caterpillar Inc. | 0.04% | 576 | $209K | Reduce -0.5% |
| FTNT Fortinet Inc. | 0.04% | 2,171 | $205K | New |
| IVE iShares S&P 500 Value ETF | 0.04% | 1,060 | $202K | Reduce -17.1% |
| WM Waste Management Inc. | 0.04% | 995 | $201K | Reduce -0.3% |
| UL Unilever PLC | 0.03% | 3,015 | $171K | Reduce -31.2% |
| RTX RTX Corp. | 0.03% | 1,464 | $169K | New |
| V Visa Inc. Class A | 0.03% | 487 | $154K | New |
| URI United Rentals Inc. | 0.03% | 211 | $149K | New |
Portfolio Sells Q3 2024 → Q4 2024
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -3.8% | 0.34% | −0.16 |
| LLY Eli Lilly & Co. | Reduce -13.6% | 0.32% | −0.11 |
| HRB H&R Block Inc. | Reduce -0.3% | 0.39% | −0.09 |
| TXN Texas Instruments Inc. | Reduce -32.0% | 0.11% | −0.07 |
| ABBV Abbvie Inc. | Reduce -2.2% | 0.42% | −0.07 |
| BND Vanguard Total Bond Market | Reduce -1.7% | 0.76% | −0.06 |
| CL Colgate-Palmolive Co. | Sold out | 0.00% | −0.06 |
| IVV iShares Core S&P 500 ETF | Reduce -1.4% | 3.98% | −0.06 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -9.4% | 0.55% | −0.06 |
| USB US Bancorp | Reduce -84.7% | 0.01% | −0.05 |
| HD Home Depot Inc. | Reduce -11.9% | 0.22% | −0.05 |
| ET Energy Transfer LP | Sold out | 0.00% | −0.05 |
| MSFT Microsoft Corp. | Reduce -3.3% | 0.54% | −0.04 |
| MO Altria Group Inc. | Sold out | 0.00% | −0.04 |
| JNJ Johnson & Johnson | Reduce -16.6% | 0.09% | −0.04 |
| PM Philip Morris International | Reduce -27.1% | 0.07% | −0.03 |
| MRK Merck & Co. Inc. | Reduce -8.7% | 0.09% | −0.03 |
| KMB Kimberly-Clark Corp. | Reduce -22.3% | 0.06% | −0.02 |
| KLAC KLA Corp. | Reduce -39.3% | 0.02% | −0.02 |
| UL Unilever PLC | Reduce -31.2% | 0.03% | −0.02 |
| UPS United Parcel Service Class B | Reduce -22.9% | 0.05% | −0.02 |
| HPQ HP Inc. | Reduce -1.9% | 0.13% | −0.02 |
| IDEV iShares Core MSCI Dev MKTS | Reduce -5.2% | 0.10% | −0.02 |
| DOX Amdocs Ltd. | Reduce -16.3% | 0.07% | −0.02 |
| QCOM Qualcomm Inc. | Reduce -0.3% | 0.13% | −0.02 |
| GIS General Mills Inc. | Reduce -9.9% | 0.05% | −0.02 |
| ACN Accenture PLC Class A | Reduce -10.8% | 0.10% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -6.5% | 0.13% | −0.01 |
| ABT Abbott Laboratories | Reduce -13.5% | 0.08% | −0.01 |
| IEMG iShares Core MSCI Emerging | Reduce -1.8% | 0.10% | −0.01 |
| TMO Thermo Fisher Scientific Inc. | Reduce -0.1% | 0.06% | −0.01 |
| MCD McDonald's Corp. | Reduce -1.9% | 0.13% | −0.01 |
| LMT Lockheed Martin Corp. | Reduce -5.5% | 0.04% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -17.1% | 0.04% | −0.01 |
| GILD Gilead Sciences Inc. | Reduce -19.3% | 0.05% | −0.01 |
| IGRO iShares Intl Div Growth ETF | Reduce -0.8% | 0.05% | −0.01 |
| DGRO iShares Core Dividend Growth | Reduce -1.2% | 0.11% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -6.0% | 0.08% | −0.01 |
| SCHX Schwab US Large-Cap ETF | Reduce -2.6% | 0.24% | −0.01 |
| IBM Intl Business Machines Corp. | Reduce -3.9% | 0.08% | −0.01 |
| SBUX Starbucks Corp. | Reduce -1.5% | 0.05% | −0.01 |
| IVW iShares S&P 500 Growth ETF | Reduce -14.0% | 0.04% | −0.00 |
| INFY Infosys Ltd.-SP ADR | Reduce -0.8% | 0.10% | −0.00 |
| CAT Caterpillar Inc. | Reduce -0.5% | 0.04% | −0.00 |
| CSCO Cisco Systems Inc. | Reduce -12.3% | 0.06% | −0.00 |
| WM Waste Management Inc. | Reduce -0.3% | 0.04% | −0.00 |
| XVV iShares ESG Select Screened | Reduce -0.9% | 0.08% | −0.00 |
| EIG Employers Holdings Inc. | Reduce -1.4% | 0.04% | +0.00 |
| JPM JPMorgan Chase & Co. | Reduce -4.8% | 0.04% | +0.00 |
| EMR Emerson Electric Co. | Reduce -3.9% | 0.04% | +0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| VOO Vanguard S&P 500 ETF | Add +3.5% | 27.02% | +0.95 |
| ESGV Vanguard ESG US Stock ETF | Add +3.1% | 2.51% | +0.10 |
| DFAC Dimensional US Core Equity 2 | New | 0.10% | +0.10 |
| VYM Vanguard High DVD Yield ETF | Add +4.4% | 5.49% | +0.10 |
| VIG Vanguard Dividend Apprec ETF | Add +4.5% | 5.51% | +0.07 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.05% | +0.05 |
| FTNT Fortinet Inc. | New | 0.04% | +0.04 |
| RTX RTX Corp. | New | 0.03% | +0.03 |
| V Visa Inc. Class A | New | 0.03% | +0.03 |
| URI United Rentals Inc. | New | 0.03% | +0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | New | 0.03% | +0.03 |
| NVDA Nvidia Corp. | Add +47.5% | 0.07% | +0.03 |
| ETN Eaton Corp. PLC | New | 0.02% | +0.02 |
| UNH Unitedhealth Group Inc. | New | 0.02% | +0.02 |
| IJH iShares Core S&P Midcap ETF | Add +2.5% | 5.30% | +0.02 |
| VGT Vanguard Info Tech ETF | New | 0.02% | +0.02 |
| SCHF Schwab Intl Equity ETF | New | 0.02% | +0.02 |
| NFLX Netflix Inc. | New | 0.02% | +0.02 |
| MCK McKesson Corp. | New | 0.02% | +0.02 |
| MA Mastercard Inc. Class A | New | 0.02% | +0.02 |
| NTAP Netapp Inc. | New | 0.02% | +0.02 |
| PEG Public Service Enterprise GP | New | 0.02% | +0.02 |
| VZ Verizon Communications Inc. | New | 0.02% | +0.02 |
| VGK Vanguard Ftse Europe ETF | New | 0.02% | +0.02 |
| UNP Union Pacific Corp. | New | 0.02% | +0.02 |
| XLK SS Technology Select Sector | New | 0.02% | +0.02 |
| ITOT iShares Core S&P Total U.S. | Add +10.2% | 0.16% | +0.02 |
| PNC PNC Financial Services Group | New | 0.02% | +0.02 |
| EAGG iShares ESG Aware US Aggrega | New | 0.02% | +0.02 |
| PFE Pfizer Inc. | New | 0.02% | +0.02 |
| MAR Marriott International Class A | New | 0.01% | +0.01 |
| SCHW Schwab (charles) Corp. | New | 0.01% | +0.01 |
| SFM Sprouts Farmers Market Inc. | New | 0.01% | +0.01 |
| VONE Vanguard Russell 1000 | New | 0.01% | +0.01 |
| TSCO Tractor Supply Company | New | 0.01% | +0.01 |
| LOW Lowe's Cos Inc. | New | 0.01% | +0.01 |
| MS Morgan Stanley | New | 0.01% | +0.01 |
| TGT Target Corp. | New | 0.01% | +0.01 |
| RGLD Royal Gold Inc. | New | 0.01% | +0.01 |
| SYK Stryker Corp. | New | 0.01% | +0.01 |
| LULU Lululemon Athletica Inc. | New | 0.01% | +0.01 |
| WMT Walmart Inc. | New | 0.01% | +0.01 |
| SPYV SS SPDR P S&P 500 Value ETF | New | 0.01% | +0.01 |
| VEU Vanguard Ftse All-World Ex-U | New | 0.01% | +0.01 |
| PGR Progressive Corp. | New | 0.01% | +0.01 |
| PANW Palo Alto Networks Inc. | New | 0.01% | +0.01 |
| REGN Regeneron Pharmaceuticals | New | 0.01% | +0.01 |
| WSM Williams-Sonoma Inc. | New | 0.01% | +0.01 |
| SUSA iShares ESG Optimized MSCI U | New | 0.01% | +0.01 |
| WEC WEC Energy Group Inc. | New | 0.01% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026Amended | 105 | $771.1M | VOO, VEA, IJH, VYM, VIG |
| Q1 2026 | 96 | $686.6M | VOO, VEA, IJH, VYM, BSV |
| Q4 2025 | 95 | $708.1M | VOO, VEA, IJH, BSV, VYM |
| Q3 2025 | 91 | $676.8M | VOO, VEA, IJH, BSV, VYM |
| Q2 2025 | 96 | $634.9M | VOO, VEA, VYM, VIG, IJH |
| Q1 2025 | 91 | $567.9M | VOO, VEA, VYM, VIG, BSV |
| Q4 2024 | 329 | $563.9M | VOO, VEA, VIG, VYM, IJH |
| Q3 2024 | 99 | $552.8M | VOO, VEA, VIG, VYM, IJH |
| Q2 2024 | 93 | $514.4M | VOO, VEA, VIG, VYM, IJH |
| Q1 2024 | 93 | $497.9M | VOO, VEA, VYM, VIG, IJH |