Human Investing LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Human Investing LLC reported 91 stock positions worth $676.8 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 27.8% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 10.7%) and iShares Core S&P Midcap ETF (IJH, 5.4%). Compared with Q2 2025, it opened 2 new positions, sold out of 7, added to 45 and reduced 39. The biggest buy was iShares Core S&P Small-Cap E (IJR, shares +5%) and the biggest sale Vanguard Ftse Developed ETF (VEA, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- LAKE OSWEGO, OR
- CIK
- 0001767513
- Portfolio Value
- $676.8M (Q3 2025)
- SEC Filing
- 0001767513-25-000007 ↗ filed Nov 3, 2025
Holdings Value
Holdings 91 stocks · $676.8M
| VOO Vanguard S&P 500 ETF | 27.80% | 307,240 | $188.1M | Reduce -0.8% |
| VEA Vanguard Ftse Developed ETF | 10.72% | 1,210,963 | $72.6M | Reduce -0.6% |
| IJH iShares Core S&P Midcap ETF | 5.38% | 558,021 | $36.4M | Add +4.7% |
| BSV Vanguard Short-Term Bond ETF | 5.20% | 446,060 | $35.2M | Add +10.1% |
| VYM Vanguard High DVD Yield ETF | 5.13% | 246,276 | $34.7M | Reduce -1.8% |
| VIG Vanguard Dividend Apprec ETF | 5.12% | 160,475 | $34.6M | Reduce -1.7% |
| BNDX Vanguard Total Intl Bond ETF | 4.42% | 605,085 | $29.9M | Add +11.0% |
| IVV iShares Core S&P 500 ETF | 3.94% | 39,848 | $26.7M | Add +1.4% |
| BIV Vanguard Intermediate-Term B | 2.89% | 250,173 | $19.5M | Add +8.6% |
| IJR iShares Core S&P Small-Cap E | 2.82% | 160,591 | $19.1M | Add +5.0% |
| VWO Vanguard Ftse Emerging Marke | 2.81% | 350,668 | $19.0M | Reduce -2.0% |
| VGSH Vanguard Short-Term Treasury | 2.65% | 304,871 | $17.9M | Add +10.7% |
| ESGV Vanguard ESG US Stock ETF | 2.53% | 144,857 | $17.2M | Reduce -3.4% |
| VYMI Vanguard Int High DVD YLD Inc. | 2.06% | 164,670 | $13.9M | Reduce -4.9% |
| VIGI Vanguard Int Div App Indx FD | 1.80% | 136,065 | $12.2M | Reduce -0.1% |
| AVGO Broadcom Inc. | 1.30% | 26,669 | $8.8M | Reduce -2.7% |
| VTI VG Morningstar TS MKT ETF-US | 1.02% | 21,064 | $6.9M | Reduce -2.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.88% | 19,236 | $5.9M | Reduce -1.7% |
| VSGX Vanguard ESG Intl Stock ETF | 0.79% | 76,723 | $5.3M | Reduce -2.5% |
| VNQ Vanguard Real Estate ETF | 0.76% | 55,958 | $5.1M | Add +5.5% |
| BND Vanguard Total Bond Market | 0.74% | 67,644 | $5.0M | Add +6.3% |
| AAPL Apple Inc. | 0.63% | 16,849 | $4.3M | Add +3.7% |
| VCEB Vanguard ESG US Corp. Bond | 0.59% | 62,344 | $4.0M | Add +5.9% |
| MSFT Microsoft Corp. | 0.59% | 7,706 | $4.0M | Add +0.9% |
| VGIT Vanguard Intermediate-Term T | 0.47% | 52,570 | $3.2M | Add +5.9% |
| ABBV Abbvie Inc. | 0.37% | 10,780 | $2.5M | Reduce -17.3% |
| VXUS Vanguard Total Intl Stock | 0.33% | 30,615 | $2.2M | Reduce -1.5% |
| HRB H&R Block Inc. filed as BLOCK H & R INC | 0.26% | 35,261 | $1.8M | Reduce -5.1% |
| LLY Eli Lilly & Co. | 0.26% | 2,320 | $1.8M | Reduce -0.2% |
| SCHX Schwab US Large-Cap ETF | 0.25% | 64,345 | $1.7M | Reduce -1.2% |
| NKE Nike Inc. Class B | 0.25% | 24,218 | $1.7M | Add +0.0% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.22% | 2 | $1.5M | No change |
| GOOGL Alphabet Inc. Class A | 0.22% | 6,178 | $1.5M | Add +12.0% |
| SUB iShares Short-Term National | 0.19% | 12,226 | $1.3M | Reduce -5.8% |
| HD Home Depot Inc. | 0.18% | 2,956 | $1.2M | Reduce -0.8% |
| ITOT iShares Core S&P Total U.S. | 0.18% | 8,195 | $1.2M | Add +4.3% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.15% | 18,810 | $1.0M | Reduce -8.3% |
| IDCC Interdigital Inc. | 0.15% | 3,000 | $1.0M | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.15% | 20,285 | $1.0M | Reduce -4.3% |
| DGRO iShares Core Dividend Growth | 0.15% | 14,807 | $1.0M | No change |
| IDEV iShares Core MSCI Dev MKTS | 0.15% | 12,543 | $1.0M | Add +1.6% |
| BLV Vanguard Long-Term Bond ETF | 0.15% | 13,932 | $987K | Add +2.8% |
| AMGN Amgen Inc. | 0.14% | 3,316 | $936K | Reduce -25.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 1,826 | $918K | Add +5.9% |
| AMZN Amazon.com Inc. | 0.13% | 4,043 | $888K | Add +6.7% |
| IEFA iShares Core MSCI Eafe ETF | 0.13% | 9,796 | $855K | Reduce -0.8% |
| CATH Global X S&P 500 Ca Val ETF | 0.11% | 9,558 | $775K | Reduce -3.8% |
| IEMG iShares Core MSCI Emerging | 0.11% | 11,441 | $754K | Reduce -1.6% |
| QCOM Qualcomm Inc. | 0.11% | 4,365 | $726K | Add +1.2% |
| MCD McDonald's Corp. | 0.10% | 2,228 | $677K | Reduce -2.9% |
| HDV iShares Core High Dividend E | 0.10% | 5,439 | $666K | Add +0.9% |
| JNJ Johnson & Johnson | 0.10% | 3,568 | $662K | Add +6.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.10% | 2,587 | $658K | Reduce -8.9% |
| NVDA Nvidia Corp. | 0.09% | 3,339 | $623K | Add +3.1% |
| PAYX Paychex Inc. | 0.09% | 4,695 | $595K | Reduce -7.2% |
| XVV iShares ESG Select Screened | 0.09% | 11,419 | $588K | Add +15.3% |
| GLD SPDR Gold Shares | 0.08% | 1,582 | $562K | No change |
| TXN Texas Instruments Inc. | 0.08% | 2,949 | $542K | Reduce -1.3% |
| IGRO iShares Intl Div Growth ETF | 0.08% | 6,703 | $534K | Add +5.3% |
| SCHH Schwab US REIT ETF | 0.08% | 24,585 | $530K | Reduce -2.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.08% | 1,796 | $528K | Add +8.3% |
| GOOG Alphabet Inc. Class C | 0.08% | 2,165 | $527K | Add +57.6% |
| ORCL Oracle Corp. | 0.08% | 1,808 | $508K | Add +0.4% |
| ABT Abbott Laboratories | 0.07% | 3,461 | $464K | Reduce -0.8% |
| HPQ HP Inc. | 0.07% | 16,608 | $452K | Reduce -5.8% |
| SLV iShares Silver Trust | 0.07% | 10,636 | $451K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.06% | 1,508 | $425K | Reduce -2.1% |
| PM Philip Morris International | 0.06% | 2,588 | $420K | Reduce -3.5% |
| JPM JPMorgan Chase & Co. | 0.06% | 1,198 | $378K | Add +5.2% |
| IYW iShares Ustechnology ETF | 0.05% | 1,853 | $363K | Add +2.7% |
| ACN Accenture PLC Class A | 0.05% | 1,429 | $352K | Reduce -12.6% |
| CSCO Cisco Systems Inc. | 0.05% | 4,923 | $337K | Add +26.4% |
| MRK Merck & Co. Inc. | 0.05% | 4,004 | $336K | Reduce -15.3% |
| CAT Caterpillar Inc. | 0.05% | 675 | $322K | Add +3.7% |
| COF Capital One Financial Corp. | 0.05% | 1,470 | $313K | Add +0.1% |
| INFY Infosys Ltd.-SP ADR | 0.05% | 18,883 | $307K | Reduce -11.4% |
| URI United Rentals Inc. | 0.04% | 312 | $298K | Add +0.3% |
| DMXF iShares ESG Advanc MSCI Eafe | 0.04% | 3,661 | $277K | Add +21.5% |
| EMR Emerson Electric Co. | 0.04% | 2,087 | $274K | Add +0.2% |
| GILD Gilead Sciences Inc. | 0.04% | 2,425 | $269K | Add +0.3% |
| META Meta Platforms Inc. Class A | 0.04% | 360 | $265K | Add +11.8% |
| PG The Procter & Gamble Co. | 0.04% | 1,688 | $259K | Add +0.3% |
| RTX RTX Corp. | 0.04% | 1,483 | $248K | Add +1.3% |
| TSLA Tesla Inc. | 0.04% | 553 | $246K | New |
| IVW iShares S&P 500 Growth ETF | 0.04% | 2,034 | $246K | Add +0.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.03% | 394 | $237K | Add +1.3% |
| DOX Amdocs Ltd. | 0.03% | 2,855 | $234K | Reduce -12.6% |
| WM Waste Management Inc. | 0.03% | 997 | $220K | Add +0.2% |
| MCO Moody's Corp. | 0.03% | 462 | $220K | Add +0.2% |
| IVE iShares S&P 500 Value ETF | 0.03% | 1,042 | $215K | Reduce -0.4% |
| SCHM Schwab US Mid Cap ETF | 0.03% | 7,189 | $213K | New |
Portfolio Sells Q2 2025 → Q3 2025
| VEA Vanguard Ftse Developed ETF | Reduce -0.6% | 10.72% | −0.21 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.7% | 5.12% | −0.15 |
| VYM Vanguard High DVD Yield ETF | Reduce -1.8% | 5.13% | −0.14 |
| VIGI Vanguard Int Div App Indx FD | Reduce -0.1% | 1.80% | −0.13 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -4.9% | 2.06% | −0.13 |
| SPYX SS SPDR S&P 500 Foss FL ETF | Sold out | 0.00% | −0.08 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -8.3% | 0.15% | −0.07 |
| ESGV Vanguard ESG US Stock ETF | Reduce -3.4% | 2.53% | −0.06 |
| HRB H&R Block Inc. | Reduce -5.1% | 0.26% | −0.06 |
| AMGN Amgen Inc. | Reduce -25.4% | 0.14% | −0.06 |
| TT Trane Technologies PLC | Sold out | 0.00% | −0.05 |
| TMO Thermo Fisher Scientific Inc. | Sold out | 0.00% | −0.04 |
| AGG iShares Core U.S. Aggregate | Sold out | 0.00% | −0.04 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.04 |
| EIG Employers Holdings Inc. | Sold out | 0.00% | −0.04 |
| SBUX Starbucks Corp. | Sold out | 0.00% | −0.03 |
| PAYX Paychex Inc. | Reduce -7.2% | 0.09% | −0.03 |
| ACN Accenture PLC Class A | Reduce -12.6% | 0.05% | −0.02 |
| SUB iShares Short-Term National | Reduce -5.8% | 0.19% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -0.2% | 0.26% | −0.02 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -2.5% | 0.79% | −0.02 |
| TXN Texas Instruments Inc. | Reduce -1.3% | 0.08% | −0.02 |
| INFY Infosys Ltd.-SP ADR | Reduce -11.4% | 0.05% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.7% | 1.02% | −0.02 |
| PM Philip Morris International | Reduce -3.5% | 0.06% | −0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -4.3% | 0.15% | −0.01 |
| DOX Amdocs Ltd. | Reduce -12.6% | 0.03% | −0.01 |
| ABBV Abbvie Inc. | Reduce -17.3% | 0.37% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -15.3% | 0.05% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -8.9% | 0.10% | −0.01 |
| IBM Intl Business Machines Corp. | Reduce -2.1% | 0.06% | −0.01 |
| ABT Abbott Laboratories | Reduce -0.8% | 0.07% | −0.01 |
| VXUS Vanguard Total Intl Stock | Reduce -1.5% | 0.33% | −0.01 |
| MCD McDonald's Corp. | Reduce -2.9% | 0.10% | −0.01 |
| SCHH Schwab US REIT ETF | Reduce -2.3% | 0.08% | −0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -1.7% | 0.88% | −0.00 |
| CATH Global X S&P 500 Ca Val ETF | Reduce -3.8% | 0.11% | −0.00 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.8% | 0.13% | −0.00 |
| HPQ HP Inc. | Reduce -5.8% | 0.07% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.2% | 0.25% | −0.00 |
| IVE iShares S&P 500 Value ETF | Reduce -0.4% | 0.03% | −0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -1.6% | 0.11% | +0.00 |
| HD Home Depot Inc. | Reduce -0.8% | 0.18% | +0.00 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.0% | 2.81% | +0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -0.8% | 27.80% | +0.06 |
| AVGO Broadcom Inc. | Reduce -2.7% | 1.30% | +0.11 |
Portfolio Buys Q2 2025 → Q3 2025
| IJR iShares Core S&P Small-Cap E | Add +5.0% | 2.82% | +0.19 |
| BSV Vanguard Short-Term Bond ETF | Add +10.1% | 5.20% | +0.18 |
| BNDX Vanguard Total Intl Bond ETF | Add +11.0% | 4.42% | +0.17 |
| IJH iShares Core S&P Midcap ETF | Add +4.7% | 5.38% | +0.17 |
| AAPL Apple Inc. | Add +3.7% | 0.63% | +0.11 |
| VGSH Vanguard Short-Term Treasury | Add +10.7% | 2.65% | +0.10 |
| IVV iShares Core S&P 500 ETF | Add +1.4% | 3.94% | +0.10 |
| BIV Vanguard Intermediate-Term B | Add +8.6% | 2.89% | +0.08 |
| GOOGL Alphabet Inc. Class A | Add +12.0% | 0.22% | +0.07 |
| GOOG Alphabet Inc. Class C | Add +57.6% | 0.08% | +0.04 |
| TSLA Tesla Inc. | New | 0.04% | +0.04 |
| SCHM Schwab US Mid Cap ETF | New | 0.03% | +0.03 |
| JNJ Johnson & Johnson | Add +6.7% | 0.10% | +0.02 |
| ORCL Oracle Corp. | Add +0.4% | 0.08% | +0.01 |
| XVV iShares ESG Select Screened | Add +15.3% | 0.09% | +0.01 |
| VNQ Vanguard Real Estate ETF | Add +5.5% | 0.76% | +0.01 |
| NVDA Nvidia Corp. | Add +3.1% | 0.09% | +0.01 |
| ITOT iShares Core S&P Total U.S. | Add +4.3% | 0.18% | +0.01 |
| CAT Caterpillar Inc. | Add +3.7% | 0.05% | +0.01 |
| CSCO Cisco Systems Inc. | Add +26.4% | 0.05% | +0.01 |
| URI United Rentals Inc. | Add +0.3% | 0.04% | +0.01 |
| DMXF iShares ESG Advanc MSCI Eafe | Add +21.5% | 0.04% | +0.01 |
| BND Vanguard Total Bond Market | Add +6.3% | 0.74% | +0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +8.3% | 0.08% | +0.00 |
| IYW iShares Ustechnology ETF | Add +2.7% | 0.05% | +0.00 |
| JPM JPMorgan Chase & Co. | Add +5.2% | 0.06% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +5.9% | 0.14% | +0.00 |
| VCEB Vanguard ESG US Corp. Bond | Add +5.9% | 0.59% | +0.00 |
| RTX RTX Corp. | Add +1.3% | 0.04% | +0.00 |
| META Meta Platforms Inc. Class A | Add +11.8% | 0.04% | +0.00 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.3% | 0.03% | +0.00 |
| IVW iShares S&P 500 Growth ETF | Add +0.1% | 0.04% | +0.00 |
| IDEV iShares Core MSCI Dev MKTS | Add +1.6% | 0.15% | +0.00 |
| AMZN Amazon.com Inc. | Add +6.7% | 0.13% | +0.00 |
| IGRO iShares Intl Div Growth ETF | Add +5.3% | 0.08% | −0.00 |
| QCOM Qualcomm Inc. | Add +1.2% | 0.11% | −0.00 |
| HDV iShares Core High Dividend E | Add +0.9% | 0.10% | −0.00 |
| VGIT Vanguard Intermediate-Term T | Add +5.9% | 0.47% | −0.00 |
| GILD Gilead Sciences Inc. | Add +0.3% | 0.04% | −0.00 |
| BLV Vanguard Long-Term Bond ETF | Add +2.8% | 0.15% | −0.00 |
| COF Capital One Financial Corp. | Add +0.1% | 0.05% | −0.00 |
| EMR Emerson Electric Co. | Add +0.2% | 0.04% | −0.00 |
| WM Waste Management Inc. | Add +0.2% | 0.03% | −0.00 |
| MCO Moody's Corp. | Add +0.2% | 0.03% | −0.00 |
| PG The Procter & Gamble Co. | Add +0.3% | 0.04% | −0.00 |
| MSFT Microsoft Corp. | Add +0.9% | 0.59% | −0.01 |
| NKE Nike Inc. Class B | Add +0.0% | 0.25% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026Amended | 105 | $771.1M | VOO, VEA, IJH, VYM, VIG |
| Q1 2026 | 96 | $686.6M | VOO, VEA, IJH, VYM, BSV |
| Q4 2025 | 95 | $708.1M | VOO, VEA, IJH, BSV, VYM |
| Q3 2025 | 91 | $676.8M | VOO, VEA, IJH, BSV, VYM |
| Q2 2025 | 96 | $634.9M | VOO, VEA, VYM, VIG, IJH |
| Q1 2025 | 91 | $567.9M | VOO, VEA, VYM, VIG, BSV |
| Q4 2024 | 329 | $563.9M | VOO, VEA, VIG, VYM, IJH |
| Q3 2024 | 99 | $552.8M | VOO, VEA, VIG, VYM, IJH |
| Q2 2024 | 93 | $514.4M | VOO, VEA, VIG, VYM, IJH |
| Q1 2024 | 93 | $497.9M | VOO, VEA, VYM, VIG, IJH |