Human Investing LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), Human Investing LLC reported 95 stock positions worth $708.1 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 28.1% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 11.0%) and iShares Core S&P Midcap ETF (IJH, 5.4%). Compared with Q3 2025, it opened 8 new positions, sold out of 4, added to 40 and reduced 45. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +3%) and the biggest sale Vanguard Dividend Apprec ETF (VIG, shares −2%).

Most Recent 13F
Q2 2026
Location
LAKE OSWEGO, OR
CIK
0001767513
Portfolio Value
$708.1M (Q4 2025)
SEC Filing
0001767513-26-000001 ↗ filed Jan 27, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $497.9M Q1 2024 Q2 2024: $514.4M Q2 2024 Q3 2024: $552.8M Q3 2024 Q4 2024: $563.9M Q4 2024 Q1 2025: $567.9M Q1 2025 Q2 2025: $634.9M Q2 2025 Q3 2025: $676.8M Q3 2025 Q4 2025: $708.1M $708.1M Q4 2025 Q1 2026: $686.6M Q1 2026 Q2 2026: $771.1M Q2 2026

Holdings 95 stocks · $708.1M

VOO Vanguard S&P 500 ETF 28.08% 317,084 $198.9M Add +3.2%
VEA Vanguard Ftse Developed ETF 10.99% 1,245,935 $77.8M Add +2.9%
IJH iShares Core S&P Midcap ETF 5.43% 582,099 $38.4M Add +4.3%
BSV Vanguard Short-Term Bond ETF 5.22% 469,069 $37.0M Add +5.2%
VYM Vanguard High DVD Yield ETF 5.00% 246,463 $35.4M Add +0.1%
VIG Vanguard Dividend Apprec ETF 4.89% 157,578 $34.6M Reduce -1.8%
BNDX Vanguard Total Intl Bond ETF 4.32% 632,627 $30.6M Add +4.5%
IVV iShares Core S&P 500 ETF 3.81% 39,417 $27.0M Reduce -1.1%
BIV Vanguard Intermediate-Term B 2.88% 262,127 $20.4M Add +4.8%
IJR iShares Core S&P Small-Cap E 2.85% 168,023 $20.2M Add +4.6%
VWO Vanguard Ftse Emerging Marke 2.75% 361,621 $19.4M Add +3.1%
VGSH Vanguard Short-Term Treasury 2.64% 318,111 $18.7M Add +4.3%
ESGV Vanguard ESG US Stock ETF 2.49% 145,903 $17.6M Add +0.7%
VYMI Vanguard Int High DVD YLD Inc. 2.08% 163,556 $14.7M Reduce -0.7%
VIGI Vanguard Int Div App Indx FD 1.76% 136,061 $12.4M Reduce 0.0%
AVGO Broadcom Inc. 1.23% 25,100 $8.7M Reduce -5.9%
VTI VG Morningstar TS MKT ETF-US 1.03% 21,734 $7.3M Add +3.2%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.91% 20,496 $6.5M Add +6.5%
BND Vanguard Total Bond Market 0.80% 76,549 $5.7M Add +13.2%
VSGX Vanguard ESG Intl Stock ETF 0.78% 76,817 $5.5M Add +0.1%
VNQ Vanguard Real Estate ETF 0.72% 57,756 $5.1M Add +3.2%
AAPL Apple Inc. 0.65% 16,948 $4.6M Add +0.6%
VCEB Vanguard ESG US Corp. Bond 0.58% 64,811 $4.1M Add +4.0%
MSFT Microsoft Corp. 0.55% 8,069 $3.9M Add +4.7%
VGIT Vanguard Intermediate-Term T 0.46% 54,464 $3.3M Add +3.6%
LLY Eli Lilly & Co. 0.35% 2,307 $2.5M Reduce -0.6%
VXUS Vanguard Total Intl Stock 0.33% 31,041 $2.3M Add +1.4%
ABBV Abbvie Inc. 0.33% 10,136 $2.3M Reduce -6.0%
GOOGL Alphabet Inc. Class A 0.26% 5,964 $1.9M Reduce -3.5%
SCHX Schwab US Large-Cap ETF 0.24% 62,767 $1.7M Reduce -2.5%
NKE Nike Inc. Class B 0.21% 23,733 $1.5M Reduce -2.0%
BRK.A Berkshire Hathaway Inc. Class A 0.21% 2 $1.5M No change
HRB H&R Block Inc. filed as BLOCK H & R INC 0.19% 30,380 $1.3M Reduce -13.8%
ITOT iShares Core S&P Total U.S. 0.18% 8,434 $1.3M Add +2.9%
SUB iShares Short-Term National 0.17% 11,342 $1.2M Reduce -7.2%
SLV iShares Silver Trust 0.17% 18,355 $1.2M Add +72.6%
AMGN Amgen Inc. 0.17% 3,597 $1.2M Add +8.5%
DGRO iShares Core Dividend Growth 0.17% 16,905 $1.2M Add +14.2%
BLV Vanguard Long-Term Bond ETF 0.16% 16,303 $1.1M Add +17.0%
IDEV iShares Core MSCI Dev MKTS 0.15% 12,804 $1.1M Add +2.1%
VTEB Vanguard Tax-Exempt Bond ETF 0.14% 19,884 $1000K Reduce -2.0%
IDCC Interdigital Inc. 0.13% 3,000 $955K No change
AMZN Amazon.com Inc. 0.13% 4,001 $924K Reduce -1.0%
HD Home Depot Inc. 0.13% 2,644 $910K Reduce -10.6%
IEMG iShares Core MSCI Emerging 0.13% 13,519 $909K Add +18.2%
NVO Novo-Nordisk A/S-Spons ADR 0.13% 17,791 $905K Reduce -5.4%
XVV iShares ESG Select Screened 0.13% 16,964 $894K Add +48.6%
BRK.B Berkshire Hathaway Inc. Class B 0.13% 1,767 $888K Reduce -3.2%
IEFA iShares Core MSCI Eafe ETF 0.12% 9,423 $843K Reduce -3.8%
VB Vanguard Most SM-Cap ETF-Usd 0.11% 3,070 $792K Add +18.7%
CATH Global X S&P 500 Ca Val ETF 0.11% 9,555 $786K Reduce -0.0%
HDV iShares Core High Dividend E 0.10% 5,901 $718K Add +8.5%
JNJ Johnson & Johnson 0.10% 3,331 $689K Reduce -6.6%
QCOM Qualcomm Inc. 0.10% 3,939 $674K Reduce -9.8%
GOOG Alphabet Inc. Class C 0.09% 2,013 $632K Reduce -7.0%
GLD SPDR Gold Shares 0.09% 1,589 $630K Add +0.4%
MCD McDonald's Corp. 0.09% 1,983 $606K Reduce -11.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.09% 2,075 $602K Add +15.5%
SPYX SS SPDR S&P 500 Foss FL ETF 0.08% 10,329 $580K New
IGRO iShares Intl Div Growth ETF 0.08% 6,875 $569K Add +2.6%
INTC Intel Corp. 0.07% 14,399 $531K New
NVDA Nvidia Corp. 0.07% 2,842 $530K Reduce -14.9%
SCHH Schwab US REIT ETF 0.07% 24,891 $520K Add +1.2%
PAYX Paychex Inc. 0.07% 4,424 $496K Reduce -5.8%
TXN Texas Instruments Inc. 0.07% 2,818 $489K Reduce -4.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 1,513 $448K Add +0.3%
MRK Merck & Co. Inc. 0.06% 4,221 $444K Add +5.4%
ABT Abbott Laboratories 0.06% 3,375 $423K Reduce -2.5%
PM Philip Morris International 0.06% 2,552 $409K Reduce -1.4%
TMO Thermo Fisher Scientific Inc. 0.05% 660 $383K New
CAT Caterpillar Inc. 0.05% 656 $376K Reduce -2.8%
JPM JPMorgan Chase & Co. 0.05% 1,155 $372K Reduce -3.6%
IYW iShares Ustechnology ETF 0.05% 1,834 $366K Reduce -1.0%
CSCO Cisco Systems Inc. 0.05% 4,617 $356K Reduce -6.2%
ACN Accenture PLC Class A 0.05% 1,300 $349K Reduce -9.0%
HPQ HP Inc. 0.05% 15,086 $336K Reduce -9.2%
INFY Infosys Ltd.-SP ADR 0.05% 18,119 $323K Reduce -4.0%
ORCL Oracle Corp. 0.04% 1,614 $315K Reduce -10.7%
COF Capital One Financial Corp. 0.04% 1,242 $301K Reduce -15.5%
SCHF Schwab Intl Equity ETF 0.04% 11,954 $287K New
EMR Emerson Electric Co. 0.04% 2,071 $275K Reduce -0.8%
DMXF iShares ESG Advanc MSCI Eafe 0.04% 3,634 $273K Reduce -0.7%
IVW iShares S&P 500 Growth ETF 0.04% 2,193 $270K Add +7.8%
TT Trane Technologies PLC 0.04% 682 $266K New
TSLA Tesla Inc. 0.04% 578 $260K Add +4.5%
QQQ Invesco QQQ Trust Series 1 0.03% 393 $241K Reduce -0.3%
ZBRA Zebra Technologies Corp. Class A 0.03% 948 $230K New
RTX RTX Corp. 0.03% 1,249 $229K Reduce -15.8%
IVE iShares S&P 500 Value ETF 0.03% 1,071 $227K Add +2.8%
META Meta Platforms Inc. Class A 0.03% 339 $224K Reduce -5.8%
SBUX Starbucks Corp. 0.03% 2,596 $219K New
SCHM Schwab US Mid Cap ETF 0.03% 6,896 $207K Reduce -4.1%
WM Waste Management Inc. 0.03% 942 $207K Reduce -5.5%
MU Micron Technology Inc. 0.03% 723 $206K New
MCO Moody's Corp. 0.03% 392 $200K Reduce -15.2%

Portfolio Sells Q3 2025 → Q4 2025

VIG Vanguard Dividend Apprec ETF Reduce -1.8% 4.89% −0.23
IVV iShares Core S&P 500 ETF Reduce -1.1% 3.81% −0.13
HRB H&R Block Inc. Reduce -13.8% 0.19% −0.08
AVGO Broadcom Inc. Reduce -5.9% 1.23% −0.07
HD Home Depot Inc. Reduce -10.6% 0.13% −0.05
URI United Rentals Inc. Sold out 0.00% −0.04
VIGI Vanguard Int Div App Indx FD Reduce 0.0% 1.76% −0.04
ABBV Abbvie Inc. Reduce -6.0% 0.33% −0.04
GILD Gilead Sciences Inc. Sold out 0.00% −0.04
PG The Procter & Gamble Co. Sold out 0.00% −0.04
NKE Nike Inc. Class B Reduce -2.0% 0.21% −0.04
DOX Amdocs Ltd. Sold out 0.00% −0.03
ORCL Oracle Corp. Reduce -10.7% 0.04% −0.03
NVO Novo-Nordisk A/S-Spons ADR Reduce -5.4% 0.13% −0.03
SUB iShares Short-Term National Reduce -7.2% 0.17% −0.02
HPQ HP Inc. Reduce -9.2% 0.05% −0.02
PAYX Paychex Inc. Reduce -5.8% 0.07% −0.02
NVDA Nvidia Corp. Reduce -14.9% 0.07% −0.02
MCD McDonald's Corp. Reduce -11.0% 0.09% −0.01
QCOM Qualcomm Inc. Reduce -9.8% 0.10% −0.01
SCHX Schwab US Large-Cap ETF Reduce -2.5% 0.24% −0.01
TXN Texas Instruments Inc. Reduce -4.4% 0.07% −0.01
BRK.B Berkshire Hathaway Inc. Class B Reduce -3.2% 0.13% −0.01
ABT Abbott Laboratories Reduce -2.5% 0.06% −0.01
VTEB Vanguard Tax-Exempt Bond ETF Reduce -2.0% 0.14% −0.01
META Meta Platforms Inc. Class A Reduce -5.8% 0.03% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -3.8% 0.12% −0.01
RTX RTX Corp. Reduce -15.8% 0.03% −0.00
MCO Moody's Corp. Reduce -15.2% 0.03% −0.00
PM Philip Morris International Reduce -1.4% 0.06% −0.00
COF Capital One Financial Corp. Reduce -15.5% 0.04% −0.00
CATH Global X S&P 500 Ca Val ETF Reduce -0.0% 0.11% −0.00
JPM JPMorgan Chase & Co. Reduce -3.6% 0.05% −0.00
WM Waste Management Inc. Reduce -5.5% 0.03% −0.00
ACN Accenture PLC Class A Reduce -9.0% 0.05% −0.00
DMXF iShares ESG Advanc MSCI Eafe Reduce -0.7% 0.04% −0.00
SCHM Schwab US Mid Cap ETF Reduce -4.1% 0.03% −0.00
IYW iShares Ustechnology ETF Reduce -1.0% 0.05% −0.00
EMR Emerson Electric Co. Reduce -0.8% 0.04% −0.00
QQQ Invesco QQQ Trust Series 1 Reduce -0.3% 0.03% −0.00
AMZN Amazon.com Inc. Reduce -1.0% 0.13% −0.00
JNJ Johnson & Johnson Reduce -6.6% 0.10% −0.00
INFY Infosys Ltd.-SP ADR Reduce -4.0% 0.05% +0.00
CSCO Cisco Systems Inc. Reduce -6.2% 0.05% +0.00
CAT Caterpillar Inc. Reduce -2.8% 0.05% +0.01
GOOG Alphabet Inc. Class C Reduce -7.0% 0.09% +0.01
VYMI Vanguard Int High DVD YLD Inc. Reduce -0.7% 2.08% +0.02
GOOGL Alphabet Inc. Class A Reduce -3.5% 0.26% +0.04
LLY Eli Lilly & Co. Reduce -0.6% 0.35% +0.09

Portfolio Buys Q3 2025 → Q4 2025

VOO Vanguard S&P 500 ETF Add +3.2% 28.08% +0.28
VEA Vanguard Ftse Developed ETF Add +2.9% 10.99% +0.27
SLV iShares Silver Trust Add +72.6% 0.17% +0.10
SPYX SS SPDR S&P 500 Foss FL ETF New 0.08% +0.08
INTC Intel Corp. New 0.07% +0.07
BND Vanguard Total Bond Market Add +13.2% 0.80% +0.06
TMO Thermo Fisher Scientific Inc. New 0.05% +0.05
IJH iShares Core S&P Midcap ETF Add +4.3% 5.43% +0.04
SCHF Schwab Intl Equity ETF New 0.04% +0.04
XVV iShares ESG Select Screened Add +48.6% 0.13% +0.04
TT Trane Technologies PLC New 0.04% +0.04
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +6.5% 0.91% +0.04
ZBRA Zebra Technologies Corp. Class A New 0.03% +0.03
IJR iShares Core S&P Small-Cap E Add +4.6% 2.85% +0.03
SBUX Starbucks Corp. New 0.03% +0.03
MU Micron Technology Inc. New 0.03% +0.03
AMGN Amgen Inc. Add +8.5% 0.17% +0.03
BSV Vanguard Short-Term Bond ETF Add +5.2% 5.22% +0.02
IEMG iShares Core MSCI Emerging Add +18.2% 0.13% +0.02
AAPL Apple Inc. Add +0.6% 0.65% +0.02
DGRO iShares Core Dividend Growth Add +14.2% 0.17% +0.02
VB Vanguard Most SM-Cap ETF-Usd Add +18.7% 0.11% +0.01
BLV Vanguard Long-Term Bond ETF Add +17.0% 0.16% +0.01
MRK Merck & Co. Inc. Add +5.4% 0.06% +0.01
VTI VG Morningstar TS MKT ETF-US Add +3.2% 1.03% +0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +15.5% 0.09% +0.01
GLD SPDR Gold Shares Add +0.4% 0.09% +0.01
HDV iShares Core High Dividend E Add +8.5% 0.10% +0.00
IVW iShares S&P 500 Growth ETF Add +7.8% 0.04% +0.00
IGRO iShares Intl Div Growth ETF Add +2.6% 0.08% +0.00
ITOT iShares Core S&P Total U.S. Add +2.9% 0.18% +0.00
IDEV iShares Core MSCI Dev MKTS Add +2.1% 0.15% +0.00
IBM Intl Business Machines Corp. Add +0.3% 0.06% +0.00
TSLA Tesla Inc. Add +4.5% 0.04% +0.00
IVE iShares S&P 500 Value ETF Add +2.8% 0.03% +0.00
VXUS Vanguard Total Intl Stock Add +1.4% 0.33% −0.00
BIV Vanguard Intermediate-Term B Add +4.8% 2.88% −0.00
SCHH Schwab US REIT ETF Add +1.2% 0.07% −0.00
VGIT Vanguard Intermediate-Term T Add +3.6% 0.46% −0.01
VCEB Vanguard ESG US Corp. Bond Add +4.0% 0.58% −0.01
VSGX Vanguard ESG Intl Stock ETF Add +0.1% 0.78% −0.01
VGSH Vanguard Short-Term Treasury Add +4.3% 2.64% −0.01
VNQ Vanguard Real Estate ETF Add +3.2% 0.72% −0.03
MSFT Microsoft Corp. Add +4.7% 0.55% −0.04
ESGV Vanguard ESG US Stock ETF Add +0.7% 2.49% −0.04
VWO Vanguard Ftse Emerging Marke Add +3.1% 2.75% −0.06
BNDX Vanguard Total Intl Bond ETF Add +4.5% 4.32% −0.10
VYM Vanguard High DVD Yield ETF Add +0.1% 5.00% −0.13

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026Amended 105$771.1MVOO, VEA, IJH, VYM, VIG
Q1 2026 96$686.6MVOO, VEA, IJH, VYM, BSV
Q4 2025 95$708.1MVOO, VEA, IJH, BSV, VYM
Q3 2025 91$676.8MVOO, VEA, IJH, BSV, VYM
Q2 2025 96$634.9MVOO, VEA, VYM, VIG, IJH
Q1 2025 91$567.9MVOO, VEA, VYM, VIG, BSV
Q4 2024 329$563.9MVOO, VEA, VIG, VYM, IJH
Q3 2024 99$552.8MVOO, VEA, VIG, VYM, IJH
Q2 2024 93$514.4MVOO, VEA, VIG, VYM, IJH
Q1 2024 93$497.9MVOO, VEA, VYM, VIG, IJH