Kennebec Savings Bank
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 23, 2025), Kennebec Savings Bank reported 246 stock positions worth $99.3 million. Its top holding was Apple (AAPL) at 8.0% of the portfolio, followed by Microsoft (MSFT, 5.4%) and Amazon.com (AMZN, 2.9%). Compared with Q3 2024, it opened 10 new positions, sold out of 34, added to 40 and reduced 108. The biggest buy was Nylim Mackay Muni Intermedia (MMIT, shares +8679%) and the biggest sale Microsoft (MSFT, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- Augusta, ME
- CIK
- 0002043536
- Portfolio Value
- $99.3M (Q4 2024)
- SEC Filing
- 0001140361-25-001782 ↗ filed Jan 23, 2025
Holdings Value
Holdings 246 stocks · $99.3M
| AAPL Apple Inc. | 7.96% | 33,703 | $7.9M | Reduce -2.2% |
| MSFT Microsoft Corp. | 5.39% | 12,835 | $5.4M | Reduce -5.8% |
| AMZN Amazon.com Inc. | 2.95% | 13,391 | $2.9M | Reduce -1.1% |
| JPM JPMorgan Chase & Co. | 2.83% | 11,488 | $2.8M | Reduce -2.8% |
| GOOGL Alphabet Inc. Class A | 2.77% | 14,377 | $2.7M | Add +0.6% |
| NVDA Nvidia Corp. | 2.58% | 19,253 | $2.6M | Reduce -0.5% |
| AMP Ameriprise Financial Inc. | 2.09% | 4,005 | $2.1M | Reduce -1.5% |
| AVGO Broadcom Inc. | 1.87% | 8,245 | $1.9M | Reduce -11.1% |
| VEA Vanguard Ftse Developed ETF | 1.87% | 39,118 | $1.9M | Add +0.1% |
| WMT Walmart Inc. | 1.76% | 19,141 | $1.8M | Reduce -5.0% |
| XOM Exxon Mobil Corp. | 1.71% | 15,499 | $1.7M | Add +0.1% |
| ABBV Abbvie Inc. | 1.59% | 8,946 | $1.6M | Reduce -1.9% |
| MRK Merck & Co. Inc. | 1.56% | 15,317 | $1.5M | Add +8.2% |
| UNP Union Pacific Corp. | 1.38% | 6,063 | $1.4M | Add +0.4% |
| CSCO Cisco Systems Inc. | 1.37% | 23,102 | $1.4M | Add +0.3% |
| PEP Pepsico Inc. | 1.36% | 9,345 | $1.4M | Reduce -1.4% |
| MCD McDonald's Corp. | 1.29% | 4,529 | $1.3M | Reduce -1.1% |
| PG The Procter & Gamble Co. | 1.29% | 8,047 | $1.3M | Reduce -1.2% |
| MDY State Street SPDR S&P Midcap | 1.28% | 2,236 | $1.3M | Reduce -5.8% |
| MMIT Nylim Mackay Muni Intermedia filed as NEW YORK LIFE INVTS ACTIVE E | 1.24% | 51,534 | $1.2M | Add +8679.2% |
| UNH Unitedhealth Group Inc. | 1.23% | 2,266 | $1.2M | Add +3.7% |
| COST Costco Wholesale Corp. | 1.22% | 1,314 | $1.2M | Reduce -5.1% |
| GOOG Alphabet Inc. Class C | 1.22% | 6,275 | $1.2M | Reduce -13.2% |
| WMB Williams Cos Inc. | 1.16% | 20,625 | $1.2M | Reduce -6.2% |
| HD Home Depot Inc. | 1.13% | 2,876 | $1.1M | Reduce -3.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.11% | 2,487 | $1.1M | Reduce -1.1% |
| HON Honeywell International Inc. | 1.07% | 4,838 | $1.1M | Add +0.2% |
| BKNG Booking Holdings Inc. | 1.04% | 217 | $1.0M | Reduce -10.0% |
| V Visa Inc. Class A | 1.03% | 3,342 | $1.0M | Reduce -7.0% |
| ADP Automatic Data Processing | 1.01% | 3,470 | $1.0M | No change |
| CAT Caterpillar Inc. | 0.99% | 2,725 | $988K | Reduce -3.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.99% | 3,724 | $984K | Reduce -2.9% |
| CRM Salesforce Inc. | 0.98% | 3,062 | $977K | Reduce -3.1% |
| JNJ Johnson & Johnson | 0.98% | 6,707 | $969K | Reduce -2.0% |
| META Meta Platforms Inc. Class A | 0.90% | 1,474 | $897K | Reduce -13.1% |
| RTX RTX Corp. | 0.89% | 7,499 | $883K | Reduce -4.7% |
| ETN Eaton Corp. PLC | 0.88% | 2,576 | $878K | Reduce -0.9% |
| BIV Vanguard Intermediate-Term B | 0.88% | 11,790 | $870K | Add +468.5% |
| IJR iShares Core S&P Small-Cap E | 0.87% | 7,645 | $868K | Reduce -2.2% |
| TSLA Tesla Inc. | 0.83% | 2,049 | $826K | Reduce -12.6% |
| IEMG iShares Core MSCI Emerging | 0.83% | 16,192 | $823K | Add +22.7% |
| DLR Digital Realty Trust Inc. | 0.82% | 4,761 | $819K | Reduce -2.6% |
| CB Chubb Ltd. | 0.71% | 2,708 | $709K | Reduce -1.5% |
| DHR Danaher Corp. | 0.71% | 2,941 | $705K | Reduce -0.1% |
| SCHW Schwab (charles) Corp. | 0.71% | 9,642 | $701K | Reduce -3.0% |
| LMT Lockheed Martin Corp. | 0.69% | 1,420 | $686K | Reduce -2.5% |
| TMO Thermo Fisher Scientific Inc. | 0.69% | 1,235 | $686K | Add +0.3% |
| PYPL PayPal Holdings Inc. | 0.69% | 8,123 | $682K | Reduce -3.6% |
| DOW Dow Inc. | 0.67% | 16,877 | $670K | Reduce -11.2% |
| VNQ Vanguard Real Estate ETF | 0.65% | 7,461 | $646K | Reduce -0.0% |
| PM Philip Morris International | 0.64% | 5,438 | $639K | Reduce -4.7% |
| DGX Quest Diagnostics Inc. | 0.61% | 3,921 | $604K | Add +2.6% |
| NOC Northrop Grumman Corp. | 0.60% | 1,266 | $598K | Add +3.8% |
| PNC PNC Financial Services Group | 0.60% | 3,072 | $591K | Add +0.2% |
| ECL Ecolab Inc. | 0.58% | 2,478 | $579K | Add +0.7% |
| TGT Target Corp. | 0.58% | 4,149 | $576K | Reduce -5.0% |
| COP Conocophillips | 0.58% | 5,490 | $572K | Add +31.1% |
| ALL Allstate Corp. | 0.57% | 3,111 | $568K | Reduce -2.6% |
| SBUX Starbucks Corp. | 0.57% | 6,003 | $561K | Add +3.3% |
| CVX Chevron Corp. | 0.56% | 3,602 | $560K | Reduce -3.7% |
| TEL Te Connectivity PLC | 0.54% | 3,781 | $534K | Add +0.8% |
| APD Air Products & Chemicals Inc. | 0.54% | 1,761 | $531K | Add +0.7% |
| ENB Enbridge Inc. | 0.53% | 12,195 | $529K | Reduce -5.0% |
| PRU Prudential Financial Inc. | 0.53% | 4,543 | $528K | Reduce -2.0% |
| NVS Novartis AG-Sponsored ADR | 0.53% | 5,282 | $524K | Reduce -1.9% |
| MDT Medtronic PLC | 0.52% | 6,285 | $514K | Reduce -11.6% |
| QCOM Qualcomm Inc. | 0.51% | 3,194 | $502K | Reduce -0.8% |
| AMD Advanced Micro Devices | 0.50% | 4,233 | $497K | No change |
| PLD Prologis Inc. | 0.49% | 4,664 | $491K | Reduce -6.9% |
| VYM Vanguard High DVD Yield ETF | 0.49% | 3,847 | $489K | Add +202.2% |
| VZ Verizon Communications Inc. | 0.49% | 12,722 | $485K | Reduce -11.8% |
| ADBE Adobe Inc. | 0.48% | 1,158 | $473K | Add +1.9% |
| GLW Corning Inc. | 0.47% | 10,025 | $467K | Reduce -0.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.45% | 6,388 | $444K | Add +0.1% |
| TFC Truist Financial Corp. | 0.44% | 10,208 | $440K | Add +3.2% |
| HBAN Huntington Bancshares Inc. | 0.44% | 27,035 | $439K | Reduce -1.2% |
| BA The Boeing Co. | 0.43% | 2,491 | $425K | No change |
| ZTS Zoetis Inc. | 0.42% | 2,528 | $420K | Add +0.9% |
| CCI Crown Castle Inc. | 0.42% | 4,812 | $413K | Reduce -9.9% |
| TRP TC Energy Corp. | 0.39% | 8,530 | $392K | Reduce -1.7% |
| FITB Fifth Third Bancorp | 0.38% | 9,072 | $379K | Add +3.6% |
| DUK Duke Energy Corp. | 0.38% | 3,521 | $374K | Reduce -2.9% |
| AMT American Tower Corp. | 0.37% | 2,059 | $364K | Reduce -10.3% |
| MS Morgan Stanley | 0.36% | 2,908 | $361K | Add +2.9% |
| FTV Fortive Corp. | 0.34% | 4,399 | $335K | Add +1.9% |
| HAS Hasbro Inc. | 0.31% | 5,337 | $306K | Reduce -5.1% |
| NEE Nextera Energy Inc. | 0.30% | 4,443 | $298K | Reduce -9.4% |
| AEP American Electric Power | 0.28% | 2,907 | $275K | Reduce -1.9% |
| MPC Marathon Petroleum Corp. | 0.27% | 1,815 | $266K | No change |
| SUSA iShares ESG Optimized MSCI U | 0.27% | 2,198 | $266K | No change |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.25% | 3,215 | $245K | No change |
| TSCO Tractor Supply Company | 0.22% | 3,925 | $214K | Reduce -6.1% |
| DFAS Dimensional US Small Cap ETF | 0.21% | 3,242 | $209K | Add +13.6% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.20% | 2,357 | $202K | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.20% | 1,825 | $197K | Reduce -68.4% |
| BTI British American Tob-SP ADR | 0.19% | 5,374 | $190K | Reduce -13.5% |
| VOO Vanguard S&P 500 ETF | 0.19% | 350 | $187K | Add +260.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.18% | 900 | $177K | No change |
| IWF iShares Russell 1000 Growth | 0.17% | 427 | $169K | Reduce -13.0% |
| LLY Eli Lilly & Co. | 0.16% | 200 | $159K | Reduce -8.7% |
Portfolio Sells Q3 2024 → Q4 2024
| MSFT Microsoft Corp. | Reduce -5.8% | 5.39% | −0.41 |
| DOW Dow Inc. | Reduce -11.2% | 0.67% | −0.35 |
| DIS The Walt Disney Co. | Reduce -68.4% | 0.20% | −0.35 |
| PEP Pepsico Inc. | Reduce -1.4% | 1.36% | −0.23 |
| F Ford Motor Co. | Reduce -86.3% | 0.03% | −0.23 |
| CCI Crown Castle Inc. | Reduce -9.9% | 0.42% | −0.21 |
| ABBV Abbvie Inc. | Reduce -1.9% | 1.59% | −0.19 |
| AMT American Tower Corp. | Reduce -10.3% | 0.37% | −0.16 |
| VZ Verizon Communications Inc. | Reduce -11.8% | 0.49% | −0.15 |
| LMT Lockheed Martin Corp. | Reduce -2.5% | 0.69% | −0.15 |
| PLD Prologis Inc. | Reduce -6.9% | 0.49% | −0.13 |
| JNJ Johnson & Johnson | Reduce -2.0% | 0.98% | −0.12 |
| MDT Medtronic PLC | Reduce -11.6% | 0.52% | −0.12 |
| NEE Nextera Energy Inc. | Reduce -9.4% | 0.30% | −0.11 |
| PG The Procter & Gamble Co. | Reduce -1.2% | 1.29% | −0.11 |
| DHR Danaher Corp. | Reduce -0.1% | 0.71% | −0.10 |
| HAS Hasbro Inc. | Reduce -5.1% | 0.31% | −0.09 |
| CAT Caterpillar Inc. | Reduce -3.1% | 0.99% | −0.09 |
| TGT Target Corp. | Reduce -5.0% | 0.58% | −0.09 |
| MCD McDonald's Corp. | Reduce -1.1% | 1.29% | −0.09 |
| NVS Novartis AG-Sponsored ADR | Reduce -1.9% | 0.53% | −0.08 |
| CB Chubb Ltd. | Reduce -1.5% | 0.71% | −0.07 |
| VNQ Vanguard Real Estate ETF | Reduce -0.0% | 0.65% | −0.07 |
| HD Home Depot Inc. | Reduce -3.0% | 1.13% | −0.06 |
| META Meta Platforms Inc. Class A | Reduce -13.1% | 0.90% | −0.06 |
| RTX RTX Corp. | Reduce -4.7% | 0.89% | −0.05 |
| MDY State Street SPDR S&P Midcap | Reduce -5.8% | 1.28% | −0.05 |
| MRO Marathon Oil Corp. | Sold out | 0.00% | −0.04 |
| UPS United Parcel Service Class B | Reduce -55.3% | 0.03% | −0.04 |
| PM Philip Morris International | Reduce -4.7% | 0.64% | −0.04 |
| IBTE iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −0.04 |
| DUK Duke Energy Corp. | Reduce -2.9% | 0.38% | −0.04 |
| KO The Coca-Cola Co. | Reduce -28.6% | 0.06% | −0.04 |
| CSX CSX Corp. | Reduce -52.7% | 0.03% | −0.04 |
| QCOM Qualcomm Inc. | Reduce -0.8% | 0.51% | −0.04 |
| XRAY Dentsply Sirona Inc. | Sold out | 0.00% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.1% | 1.11% | −0.03 |
| BTI British American Tob-SP ADR | Reduce -13.5% | 0.19% | −0.03 |
| CW Curtiss-Wright Corp. | Reduce -48.6% | 0.04% | −0.03 |
| LLY Eli Lilly & Co. | Reduce -8.7% | 0.16% | −0.03 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.2% | 0.87% | −0.03 |
| IBDP iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −0.03 |
| BMY Bristol-Myers Squibb Co. | Sold out | 0.00% | −0.03 |
| ALL Allstate Corp. | Reduce -2.6% | 0.57% | −0.03 |
| TMUS T-Mobile US Inc. | Reduce -50.2% | 0.03% | −0.03 |
| JPST JPMorgan Ultra-Short Income | Sold out | 0.00% | −0.03 |
| IDXX Idexx Laboratories Inc. | Reduce -2.4% | 0.12% | −0.02 |
| TSCO Tractor Supply Company | Reduce -6.1% | 0.22% | −0.02 |
| HYMB SS SPDR N Ice HY Muni ETF | Sold out | 0.00% | −0.02 |
| HYD Vaneck High Yield Muni ETF | Sold out | 0.00% | −0.02 |
Portfolio Buys Q3 2024 → Q4 2024
| MMIT Nylim Mackay Muni Intermedia | Add +8679.2% | 1.24% | +1.23 |
| BIV Vanguard Intermediate-Term B | Add +468.5% | 0.88% | +0.72 |
| GOOGL Alphabet Inc. Class A | Add +0.6% | 2.77% | +0.42 |
| VYM Vanguard High DVD Yield ETF | Add +202.2% | 0.49% | +0.33 |
| CSCO Cisco Systems Inc. | Add +0.3% | 1.37% | +0.15 |
| COP Conocophillips | Add +31.1% | 0.58% | +0.14 |
| VOO Vanguard S&P 500 ETF | Add +260.8% | 0.19% | +0.14 |
| HON Honeywell International Inc. | Add +0.2% | 1.07% | +0.08 |
| IEMG iShares Core MSCI Emerging | Add +22.7% | 0.83% | +0.08 |
| MS Morgan Stanley | Add +2.9% | 0.36% | +0.07 |
| ESML iShares ESG Aware MSCI USA S | New | 0.05% | +0.05 |
| DFEM Dimensional Emrg MRKT Core | New | 0.04% | +0.04 |
| PNC PNC Financial Services Group | Add +0.2% | 0.60% | +0.03 |
| DFAS Dimensional US Small Cap ETF | Add +13.6% | 0.21% | +0.03 |
| PLTR Palantir Technologies Inc. Class A | Add +29.5% | 0.05% | +0.03 |
| TFC Truist Financial Corp. | Add +3.2% | 0.44% | +0.02 |
| DGX Quest Diagnostics Inc. | Add +2.6% | 0.61% | +0.02 |
| APD Air Products & Chemicals Inc. | Add +0.7% | 0.54% | +0.02 |
| BDX Becton Dickinson and Co. | Add +40.1% | 0.06% | +0.02 |
| ASML ASML Holding NV-NY Reg SHS | Add +227.3% | 0.03% | +0.02 |
| CRL Charles River Laboratories | New | 0.01% | +0.01 |
| FITB Fifth Third Bancorp | Add +3.6% | 0.38% | +0.01 |
| AI C3.AI Inc. Class A | New | 0.01% | +0.01 |
| TLN Talen Energy Corp. | New | 0.01% | +0.01 |
| AIQ Global X Art Intel & Tech | New | 0.00% | +0.00 |
| SBUX Starbucks Corp. | Add +3.3% | 0.57% | +0.00 |
| SCHD Schwab US DVD Equity ETF | Add +16.1% | 0.04% | +0.00 |
| S Sentinelone Inc. Class A | New | 0.00% | +0.00 |
| ICLN iShares Global Clean Energy | Add +187.3% | 0.00% | +0.00 |
| JSTC Adasina Social Justice GLB | New | 0.00% | +0.00 |
| XYL Xylem Inc. | New | 0.00% | +0.00 |
| TT Trane Technologies PLC | New | 0.00% | +0.00 |
| PFE Pfizer Inc. | Add +9.9% | 0.05% | +0.00 |
| FTV Fortive Corp. | Add +1.9% | 0.34% | +0.00 |
| SCHV Schwab US Large-Cap Value | Add +1.5% | 0.10% | +0.00 |
| PHO Invesco Water Resources ETF | Add +5.7% | 0.06% | −0.00 |
| LOW Lowe's Cos Inc. | Add +6.4% | 0.07% | −0.00 |
| CP Canadian Pacific Kansas City | Add +12.5% | 0.04% | −0.00 |
| TEL Te Connectivity PLC | Add +0.8% | 0.54% | −0.02 |
| UNH Unitedhealth Group Inc. | Add +3.7% | 1.23% | −0.03 |
| MRK Merck & Co. Inc. | Add +8.2% | 1.56% | −0.03 |
| NOC Northrop Grumman Corp. | Add +3.8% | 0.60% | −0.04 |
| ECL Ecolab Inc. | Add +0.7% | 0.58% | −0.04 |
| IEFA iShares Core MSCI Eafe ETF | Add +0.1% | 0.45% | −0.05 |
| ZTS Zoetis Inc. | Add +0.9% | 0.42% | −0.06 |
| TMO Thermo Fisher Scientific Inc. | Add +0.3% | 0.69% | −0.06 |
| UNP Union Pacific Corp. | Add +0.4% | 1.38% | −0.09 |
| XOM Exxon Mobil Corp. | Add +0.1% | 1.71% | −0.09 |
| ADBE Adobe Inc. | Add +1.9% | 0.48% | −0.11 |
| VEA Vanguard Ftse Developed ETF | Add +0.1% | 1.87% | −0.18 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 284 | $124.6M | AAPL, MSFT, GOOGL, NVDA, JPM |
| Q1 2026 | 249 | $111.4M | AAPL, MSFT, GOOGL, NVDA, AMZN |
| Q4 2025 | 249 | $115.8M | AAPL, MSFT, GOOGL, NVDA, AMZN |
| Q3 2025 | 258 | $109.7M | AAPL, MSFT, NVDA, GOOGL, JPM |
| Q2 2025 | 253 | $102.0M | AAPL, MSFT, NVDA, AMZN, JPM |
| Q1 2025 | 272 | $94.5M | AAPL, MSFT, AMZN, JPM, GOOGL |
| Q4 2024 | 246 | $99.3M | AAPL, MSFT, AMZN, JPM, GOOGL |
| Q3 2024 | 270 | $101.1M | AAPL, MSFT, AMZN, JPM, GOOGL |