Kennebec Savings Bank
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 9, 2025), Kennebec Savings Bank reported 258 stock positions worth $109.7 million. Its top holding was Apple (AAPL) at 7.9% of the portfolio, followed by Microsoft (MSFT, 6.4%) and Nvidia (NVDA, 3.6%). Compared with Q2 2025, it opened 11 new positions, sold out of 6, added to 83 and reduced 48. The biggest buy was Apple (AAPL, shares +1%) and the biggest sale Advanced Micro Devices (AMD, shares −98%).
- Most Recent 13F
- Q2 2026
- Location
- Augusta, ME
- CIK
- 0002043536
- Portfolio Value
- $109.7M (Q3 2025)
- SEC Filing
- 0001140361-25-037770 ↗ filed Oct 9, 2025
Holdings Value
Holdings 258 stocks · $109.7M
| AAPL Apple Inc. | 7.94% | 34,201 | $8.7M | Add +0.6% |
| MSFT Microsoft Corp. | 6.38% | 13,510 | $7.0M | Reduce -0.1% |
| NVDA Nvidia Corp. | 3.57% | 20,991 | $3.9M | Reduce -0.5% |
| GOOGL Alphabet Inc. Class A | 3.26% | 14,711 | $3.6M | Reduce -6.9% |
| JPM JPMorgan Chase & Co. | 3.00% | 10,426 | $3.3M | Reduce -0.2% |
| AMZN Amazon.com Inc. | 2.96% | 14,777 | $3.2M | Add +1.6% |
| AVGO Broadcom Inc. | 2.30% | 7,658 | $2.5M | Reduce -1.7% |
| VEA Vanguard Ftse Developed ETF | 2.13% | 38,914 | $2.3M | Reduce -0.6% |
| ABBV Abbvie Inc. | 1.92% | 9,087 | $2.1M | Add +1.6% |
| XOM Exxon Mobil Corp. | 1.84% | 17,923 | $2.0M | Add +3.9% |
| WMT Walmart Inc. | 1.80% | 19,142 | $2.0M | Add +0.6% |
| AMP Ameriprise Financial Inc. | 1.56% | 3,479 | $1.7M | Add +2.7% |
| HD Home Depot Inc. | 1.49% | 4,021 | $1.6M | Add +33.0% |
| UNP Union Pacific Corp. | 1.47% | 6,812 | $1.6M | Add +6.8% |
| MRK Merck & Co. Inc. | 1.38% | 18,041 | $1.5M | Add +5.3% |
| CSCO Cisco Systems Inc. | 1.36% | 21,764 | $1.5M | Reduce -6.2% |
| MCD McDonald's Corp. | 1.33% | 4,817 | $1.5M | Add +2.1% |
| CAT Caterpillar Inc. | 1.31% | 3,013 | $1.4M | Add +0.2% |
| PEP Pepsico Inc. | 1.31% | 10,199 | $1.4M | Add +3.3% |
| PG The Procter & Gamble Co. | 1.26% | 8,974 | $1.4M | Add +2.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.22% | 2,666 | $1.3M | Add +2.4% |
| JNJ Johnson & Johnson | 1.20% | 7,121 | $1.3M | Add +0.6% |
| MDY State Street SPDR S&P Midcap | 1.20% | 2,210 | $1.3M | No change |
| COST Costco Wholesale Corp. | 1.17% | 1,386 | $1.3M | Add +2.3% |
| RTX RTX Corp. | 1.15% | 7,563 | $1.3M | Reduce -0.6% |
| V Visa Inc. Class A | 1.11% | 3,553 | $1.2M | Add +1.7% |
| GOOG Alphabet Inc. Class C | 1.11% | 4,979 | $1.2M | Reduce -17.8% |
| BKNG Booking Holdings Inc. | 1.09% | 221 | $1.2M | No change |
| WMB Williams Cos Inc. | 1.05% | 18,118 | $1.1M | Add +0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.03% | 3,832 | $1.1M | Add +5.3% |
| ETN Eaton Corp. PLC | 1.00% | 2,940 | $1.1M | Add +1.3% |
| HON Honeywell International Inc. | 0.98% | 5,132 | $1.1M | Add +1.4% |
| META Meta Platforms Inc. Class A | 0.96% | 1,430 | $1.1M | Add +1.1% |
| ADP Automatic Data Processing | 0.93% | 3,467 | $1.0M | Reduce -0.1% |
| TSLA Tesla Inc. | 0.82% | 2,031 | $903K | Reduce -0.8% |
| NOC Northrop Grumman Corp. | 0.81% | 1,451 | $884K | Add +1.9% |
| BX Blackstone Inc. | 0.78% | 5,022 | $858K | Add +3.1% |
| CB Chubb Ltd. | 0.76% | 2,948 | $832K | Add +2.4% |
| CRM Salesforce Inc. | 0.76% | 3,509 | $832K | Add +3.6% |
| PM Philip Morris International | 0.72% | 4,894 | $794K | Reduce -7.0% |
| DLR Digital Realty Trust Inc. | 0.71% | 4,498 | $778K | Add +0.1% |
| TMO Thermo Fisher Scientific Inc. | 0.70% | 1,594 | $773K | Add +7.8% |
| SCHW Schwab (charles) Corp. | 0.70% | 8,037 | $767K | Reduce -16.6% |
| MDT Medtronic PLC | 0.69% | 7,934 | $756K | Add +3.5% |
| IJR iShares Core S&P Small-Cap E | 0.68% | 6,255 | $743K | Reduce -18.1% |
| TEL Te Connectivity PLC | 0.68% | 3,375 | $741K | Reduce -18.7% |
| ECL Ecolab Inc. | 0.65% | 2,610 | $715K | Add +1.0% |
| NEE Nextera Energy Inc. | 0.65% | 9,407 | $710K | Add +21.9% |
| LMT Lockheed Martin Corp. | 0.64% | 1,403 | $700K | Add +3.2% |
| PNC PNC Financial Services Group | 0.63% | 3,424 | $688K | Add +1.6% |
| VNQ Vanguard Real Estate ETF | 0.62% | 7,428 | $679K | Add +0.4% |
| QCOM Qualcomm Inc. | 0.62% | 4,081 | $679K | Add +2.0% |
| ALL Allstate Corp. | 0.60% | 3,061 | $657K | Add +3.7% |
| DHR Danaher Corp. | 0.60% | 3,302 | $655K | Add +2.8% |
| NVS Novartis AG-Sponsored ADR | 0.60% | 5,098 | $654K | Reduce -6.4% |
| PYPL PayPal Holdings Inc. | 0.59% | 9,689 | $650K | Add +2.9% |
| DGX Quest Diagnostics Inc. | 0.59% | 3,396 | $647K | Reduce -6.1% |
| GLW Corning Inc. | 0.56% | 7,546 | $619K | Reduce -0.6% |
| PLD Prologis Inc. | 0.56% | 5,401 | $619K | Add +3.6% |
| MS Morgan Stanley | 0.56% | 3,855 | $613K | Add +27.3% |
| COP Conocophillips | 0.55% | 6,332 | $599K | Add +2.1% |
| VZ Verizon Communications Inc. | 0.54% | 13,577 | $597K | Add +4.0% |
| CVX Chevron Corp. | 0.54% | 3,828 | $594K | Add +9.8% |
| ENB Enbridge Inc. | 0.52% | 11,206 | $565K | Reduce -0.2% |
| IEFA iShares Core MSCI Eafe ETF | 0.51% | 6,430 | $561K | Reduce -0.7% |
| HBAN Huntington Bancshares Inc. | 0.51% | 32,113 | $555K | Add +27.2% |
| BA The Boeing Co. | 0.49% | 2,491 | $538K | No change |
| TRP TC Energy Corp. | 0.48% | 9,651 | $525K | Add +0.9% |
| ADBE Adobe Inc. | 0.47% | 1,454 | $513K | Add +6.9% |
| SBUX Starbucks Corp. | 0.47% | 6,034 | $510K | Add +5.3% |
| FITB Fifth Third Bancorp | 0.45% | 10,977 | $489K | Add +21.2% |
| TFC Truist Financial Corp. | 0.44% | 10,533 | $482K | Add +10.7% |
| PRU Prudential Financial Inc. | 0.41% | 4,382 | $455K | Add +0.2% |
| DOW Dow Inc. | 0.41% | 19,686 | $451K | Reduce -28.2% |
| APD Air Products & Chemicals Inc. | 0.41% | 1,653 | $451K | Add +1.1% |
| ZTS Zoetis Inc. | 0.40% | 2,978 | $436K | Add +5.1% |
| AMT American Tower Corp. | 0.40% | 2,256 | $434K | Add +1.7% |
| IEMG iShares Core MSCI Emerging | 0.38% | 6,401 | $422K | Reduce -0.0% |
| AEP American Electric Power | 0.38% | 3,707 | $417K | Reduce -0.1% |
| TGT Target Corp. | 0.35% | 4,224 | $379K | Reduce -0.3% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.32% | 3,215 | $350K | No change |
| MPC Marathon Petroleum Corp. | 0.32% | 1,815 | $350K | No change |
| DUK Duke Energy Corp. | 0.25% | 2,235 | $277K | Reduce -1.1% |
| HAS Hasbro Inc. | 0.24% | 3,488 | $265K | Reduce -40.2% |
| SNA Snap-on Inc. | 0.24% | 756 | $262K | New |
| FTV Fortive Corp. | 0.24% | 5,334 | $261K | Add +9.7% |
| SUSA iShares ESG Optimized MSCI U | 0.22% | 1,761 | $239K | Add +3.8% |
| DFAS Dimensional US Small Cap ETF | 0.18% | 2,960 | $203K | Reduce -24.9% |
| TSCO Tractor Supply Company | 0.18% | 3,397 | $193K | No change |
| MMIT Nylim Mackay Muni Intermedia filed as NEW YORK LIFE INVTS ACTIVE E | 0.17% | 7,508 | $182K | Reduce -25.2% |
| IWF iShares Russell 1000 Growth | 0.17% | 388 | $182K | No change |
| VWO Vanguard Ftse Emerging Marke | 0.16% | 3,269 | $177K | No change |
| AVEM Avantis Emerging Markets Eq | 0.16% | 2,276 | $171K | Reduce -5.6% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.16% | 817 | $171K | Reduce -9.2% |
| SCHG Schwab US Large-Cap Growth | 0.15% | 5,298 | $169K | Add +6.6% |
| BIV Vanguard Intermediate-Term B | 0.15% | 2,155 | $168K | Reduce -20.3% |
| IDXX Idexx Laboratories Inc. | 0.14% | 239 | $153K | No change |
| UNH Unitedhealth Group Inc. | 0.14% | 437 | $151K | Reduce -0.5% |
| APH Amphenol Corp. Class A | 0.14% | 1,200 | $149K | No change |
| LLY Eli Lilly & Co. | 0.13% | 193 | $147K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| AMD Advanced Micro Devices | Reduce -98.2% | 0.01% | −0.57 |
| DOW Dow Inc. | Reduce -28.2% | 0.41% | −0.30 |
| BTI British American Tob-SP ADR | Reduce -87.9% | 0.03% | −0.23 |
| CSCO Cisco Systems Inc. | Reduce -6.2% | 1.36% | −0.22 |
| PM Philip Morris International | Reduce -7.0% | 0.72% | −0.22 |
| MSFT Microsoft Corp. | Reduce -0.1% | 6.38% | −0.21 |
| HAS Hasbro Inc. | Reduce -40.2% | 0.24% | −0.18 |
| SCHW Schwab (charles) Corp. | Reduce -16.6% | 0.70% | −0.16 |
| IJR iShares Core S&P Small-Cap E | Reduce -18.1% | 0.68% | −0.14 |
| ADP Automatic Data Processing | Reduce -0.1% | 0.93% | −0.12 |
| MU Micron Technology Inc. | Sold out | 0.00% | −0.10 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -44.9% | 0.10% | −0.08 |
| MMIT Nylim Mackay Muni Intermedia | Reduce -25.2% | 0.17% | −0.07 |
| TGT Target Corp. | Reduce -0.3% | 0.35% | −0.06 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.6% | 2.13% | −0.06 |
| DFAS Dimensional US Small Cap ETF | Reduce -24.9% | 0.18% | −0.06 |
| BIV Vanguard Intermediate-Term B | Reduce -20.3% | 0.15% | −0.05 |
| HRL Hormel Foods Corp. | Reduce -39.6% | 0.04% | −0.05 |
| NVS Novartis AG-Sponsored ADR | Reduce -6.4% | 0.60% | −0.05 |
| DGX Quest Diagnostics Inc. | Reduce -6.1% | 0.59% | −0.05 |
| TXN Texas Instruments Inc. | Reduce -5.5% | 0.08% | −0.02 |
| EMR Emerson Electric Co. | Reduce -27.7% | 0.04% | −0.02 |
| TRV The Travelers Cos Inc. | Reduce -26.6% | 0.05% | −0.02 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.7% | 0.51% | −0.02 |
| KMI Kinder Morgan Inc. | Sold out | 0.00% | −0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -9.2% | 0.16% | −0.02 |
| SUPN Supernus Pharmaceuticals Inc. | Reduce -40.1% | 0.09% | −0.02 |
| BAX Baxter International Inc. | Reduce -14.1% | 0.02% | −0.01 |
| CW Curtiss-Wright Corp. | Reduce -23.2% | 0.04% | −0.01 |
| TEL Te Connectivity PLC | Reduce -18.7% | 0.68% | −0.01 |
| DIS The Walt Disney Co. | Reduce -1.6% | 0.06% | −0.01 |
| ESML iShares ESG Aware MSCI USA S | Reduce -18.4% | 0.05% | −0.01 |
| DUK Duke Energy Corp. | Reduce -1.1% | 0.25% | −0.01 |
| GVI iShares Intermediate Governm | Reduce -0.1% | 0.13% | −0.01 |
| AVEM Avantis Emerging Markets Eq | Reduce -5.6% | 0.16% | −0.01 |
| CCI Crown Castle Inc. | Sold out | 0.00% | −0.01 |
| TTE Totalenergies SE -Spon ADR | Sold out | 0.00% | −0.00 |
| COIN Coinbase Global Inc. Class A | Sold out | 0.00% | −0.00 |
| FSLR First Solar Inc. | Sold out | 0.00% | −0.00 |
| NNE Nano Nuclear Energy Inc. | Reduce -32.8% | 0.01% | −0.00 |
| RSP Invesco S&P 500 Equal Weight | Reduce -47.2% | 0.00% | −0.00 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -22.4% | 0.01% | −0.00 |
| AEP American Electric Power | Reduce -0.1% | 0.38% | +0.00 |
| UNH Unitedhealth Group Inc. | Reduce -0.5% | 0.14% | +0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -0.0% | 0.38% | +0.01 |
| ENB Enbridge Inc. | Reduce -0.2% | 0.52% | +0.02 |
| JPM JPMorgan Chase & Co. | Reduce -0.2% | 3.00% | +0.03 |
| GOOG Alphabet Inc. Class C | Reduce -17.8% | 1.11% | +0.05 |
| RTX RTX Corp. | Reduce -0.6% | 1.15% | +0.06 |
| GLW Corning Inc. | Reduce -0.6% | 0.56% | +0.17 |
Portfolio Buys Q2 2025 → Q3 2025
| AAPL Apple Inc. | Add +0.6% | 7.94% | +1.10 |
| HD Home Depot Inc. | Add +33.0% | 1.49% | +0.40 |
| ABBV Abbvie Inc. | Add +1.6% | 1.92% | +0.29 |
| SNA Snap-on Inc. | New | 0.24% | +0.24 |
| CAT Caterpillar Inc. | Add +0.2% | 1.31% | +0.17 |
| JNJ Johnson & Johnson | Add +0.6% | 1.20% | +0.14 |
| MS Morgan Stanley | Add +27.3% | 0.56% | +0.14 |
| NEE Nextera Energy Inc. | Add +21.9% | 0.65% | +0.12 |
| TMO Thermo Fisher Scientific Inc. | Add +7.8% | 0.70% | +0.12 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.11% | +0.11 |
| NOC Northrop Grumman Corp. | Add +1.9% | 0.81% | +0.11 |
| DON Wisdomtree US Midcap Dividen | New | 0.09% | +0.09 |
| HBAN Huntington Bancshares Inc. | Add +27.2% | 0.51% | +0.09 |
| FITB Fifth Third Bancorp | Add +21.2% | 0.45% | +0.08 |
| BX Blackstone Inc. | Add +3.1% | 0.78% | +0.07 |
| CVX Chevron Corp. | Add +9.8% | 0.54% | +0.05 |
| MRK Merck & Co. Inc. | Add +5.3% | 1.38% | +0.05 |
| TFC Truist Financial Corp. | Add +10.7% | 0.44% | +0.04 |
| MDT Medtronic PLC | Add +3.5% | 0.69% | +0.03 |
| UNP Union Pacific Corp. | Add +6.8% | 1.47% | +0.03 |
| PEP Pepsico Inc. | Add +3.3% | 1.31% | +0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +5.3% | 1.03% | +0.03 |
| PLD Prologis Inc. | Add +3.6% | 0.56% | +0.03 |
| TRP TC Energy Corp. | Add +0.9% | 0.48% | +0.02 |
| LMT Lockheed Martin Corp. | Add +3.2% | 0.64% | +0.02 |
| XOM Exxon Mobil Corp. | Add +3.9% | 1.84% | +0.02 |
| ALL Allstate Corp. | Add +3.7% | 0.60% | +0.02 |
| ARKW ARK Next Generation Technolo | Add +52.7% | 0.03% | +0.01 |
| BAH Booz Allen Hamilton Holdings | Add +61.4% | 0.04% | +0.01 |
| SLB SLB Ltd. | Add +47.4% | 0.04% | +0.01 |
| SCHG Schwab US Large-Cap Growth | Add +6.6% | 0.15% | +0.01 |
| CHD Church & Dwight Co. Inc. | Add +49.7% | 0.05% | +0.01 |
| PNC PNC Financial Services Group | Add +1.6% | 0.63% | +0.01 |
| MKC McCormick & Co.-Non VTG SHRS | Add +78.3% | 0.04% | +0.01 |
| PBW Invesco Wilderhill Clean Ene | Add +104.3% | 0.02% | +0.01 |
| ARKG ARK Genomic Revolution ETF | New | 0.01% | +0.01 |
| B Barrick Mining Corp. | New | 0.01% | +0.01 |
| SUSA iShares ESG Optimized MSCI U | Add +3.8% | 0.22% | +0.01 |
| MP MP Materials Corp. | New | 0.01% | +0.01 |
| BDX Becton Dickinson and Co. | Add +10.5% | 0.07% | +0.01 |
| ETR Entergy Corp. | Add +2.5% | 0.07% | +0.00 |
| PANW Palo Alto Networks Inc. | New | 0.00% | +0.00 |
| IONQ Ionq Inc. | New | 0.00% | +0.00 |
| SPYX SS SPDR S&P 500 Foss FL ETF | Add +4.2% | 0.10% | +0.00 |
| OKLO Oklo Inc. | New | 0.00% | +0.00 |
| VYM Vanguard High DVD Yield ETF | Add +6.5% | 0.07% | +0.00 |
| AMAT Applied Materials Inc. | Add +1.7% | 0.06% | +0.00 |
| RKLB Rocket Lab Corp. | New | 0.00% | +0.00 |
| SCHD Schwab US DVD Equity ETF | Add +12.4% | 0.04% | +0.00 |
| MRNA Moderna Inc. | Add +365.4% | 0.00% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 284 | $124.6M | AAPL, MSFT, GOOGL, NVDA, JPM |
| Q1 2026 | 249 | $111.4M | AAPL, MSFT, GOOGL, NVDA, AMZN |
| Q4 2025 | 249 | $115.8M | AAPL, MSFT, GOOGL, NVDA, AMZN |
| Q3 2025 | 258 | $109.7M | AAPL, MSFT, NVDA, GOOGL, JPM |
| Q2 2025 | 253 | $102.0M | AAPL, MSFT, NVDA, AMZN, JPM |
| Q1 2025 | 272 | $94.5M | AAPL, MSFT, AMZN, JPM, GOOGL |
| Q4 2024 | 246 | $99.3M | AAPL, MSFT, AMZN, JPM, GOOGL |
| Q3 2024 | 270 | $101.1M | AAPL, MSFT, AMZN, JPM, GOOGL |