Kennebec Savings Bank
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 14, 2025), Kennebec Savings Bank reported 272 stock positions worth $94.5 million. Its top holding was Apple (AAPL) at 7.9% of the portfolio, followed by Microsoft (MSFT, 5.3%) and Amazon.com (AMZN, 2.8%). Compared with Q4 2024, it opened 32 new positions, sold out of 6, added to 65 and reduced 59. The biggest buy was Abbvie (ABBV, shares +0%) and the biggest sale Nylim Mackay Muni Intermedia (MMIT, shares −81%).
- Most Recent 13F
- Q2 2026
- Location
- Augusta, ME
- CIK
- 0002043536
- Portfolio Value
- $94.5M (Q1 2025)
- SEC Filing
- 0001140361-25-013665 ↗ filed Apr 14, 2025
Holdings Value
Holdings 272 stocks · $94.5M
| AAPL Apple Inc. | 7.90% | 33,625 | $7.5M | Reduce -0.2% |
| MSFT Microsoft Corp. | 5.32% | 13,381 | $5.0M | Add +4.3% |
| AMZN Amazon.com Inc. | 2.77% | 13,748 | $2.6M | Add +2.7% |
| JPM JPMorgan Chase & Co. | 2.75% | 10,609 | $2.6M | Reduce -7.7% |
| GOOGL Alphabet Inc. Class A | 2.43% | 14,855 | $2.3M | Add +3.3% |
| NVDA Nvidia Corp. | 2.29% | 19,986 | $2.2M | Add +3.8% |
| VEA Vanguard Ftse Developed ETF | 2.13% | 39,516 | $2.0M | Add +1.0% |
| XOM Exxon Mobil Corp. | 2.09% | 16,604 | $2.0M | Add +7.1% |
| ABBV Abbvie Inc. | 1.99% | 8,974 | $1.9M | Add +0.3% |
| WMT Walmart Inc. | 1.77% | 19,065 | $1.7M | Reduce -0.4% |
| AMP Ameriprise Financial Inc. | 1.75% | 3,413 | $1.7M | Reduce -14.8% |
| PG The Procter & Gamble Co. | 1.59% | 8,804 | $1.5M | Add +9.4% |
| PEP Pepsico Inc. | 1.58% | 9,947 | $1.5M | Add +6.4% |
| UNP Union Pacific Corp. | 1.57% | 6,278 | $1.5M | Add +3.5% |
| MRK Merck & Co. Inc. | 1.56% | 16,435 | $1.5M | Add +7.3% |
| MCD McDonald's Corp. | 1.56% | 4,719 | $1.5M | Add +4.2% |
| CSCO Cisco Systems Inc. | 1.50% | 23,007 | $1.4M | Reduce -0.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.42% | 2,527 | $1.3M | Add +1.6% |
| AVGO Broadcom Inc. | 1.40% | 7,903 | $1.3M | Reduce -4.2% |
| COST Costco Wholesale Corp. | 1.32% | 1,319 | $1.2M | Add +0.4% |
| V Visa Inc. Class A | 1.25% | 3,372 | $1.2M | Add +0.9% |
| JNJ Johnson & Johnson | 1.25% | 7,125 | $1.2M | Add +6.2% |
| MDY State Street SPDR S&P Midcap | 1.25% | 2,210 | $1.2M | Reduce -1.2% |
| WMB Williams Cos Inc. | 1.20% | 18,994 | $1.1M | Reduce -7.9% |
| HD Home Depot Inc. | 1.15% | 2,954 | $1.1M | Add +2.7% |
| ADP Automatic Data Processing | 1.12% | 3,470 | $1.1M | No change |
| HON Honeywell International Inc. | 1.11% | 4,960 | $1.1M | Add +2.5% |
| BKNG Booking Holdings Inc. | 1.06% | 217 | $1000K | No change |
| RTX RTX Corp. | 1.04% | 7,435 | $985K | Reduce -0.8% |
| GOOG Alphabet Inc. Class C | 1.02% | 6,189 | $967K | Reduce -1.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.01% | 3,675 | $950K | Reduce -1.3% |
| CAT Caterpillar Inc. | 1.00% | 2,852 | $941K | Add +4.7% |
| DOW Dow Inc. | 0.94% | 25,399 | $887K | Add +50.5% |
| CRM Salesforce Inc. | 0.91% | 3,198 | $858K | Add +4.4% |
| CB Chubb Ltd. | 0.89% | 2,772 | $837K | Add +2.4% |
| PM Philip Morris International | 0.88% | 5,260 | $835K | Reduce -3.3% |
| META Meta Platforms Inc. Class A | 0.87% | 1,422 | $820K | Reduce -3.5% |
| IJR iShares Core S&P Small-Cap E | 0.84% | 7,635 | $798K | Reduce -0.1% |
| SCHW Schwab (charles) Corp. | 0.80% | 9,642 | $755K | No change |
| ETN Eaton Corp. PLC | 0.78% | 2,715 | $738K | Add +5.4% |
| MDT Medtronic PLC | 0.76% | 7,945 | $714K | Add +26.4% |
| NOC Northrop Grumman Corp. | 0.72% | 1,325 | $678K | Add +4.7% |
| TMO Thermo Fisher Scientific Inc. | 0.71% | 1,357 | $675K | Add +9.9% |
| DLR Digital Realty Trust Inc. | 0.71% | 4,706 | $674K | Reduce -1.2% |
| VNQ Vanguard Real Estate ETF | 0.71% | 7,442 | $674K | Reduce -0.3% |
| DGX Quest Diagnostics Inc. | 0.69% | 3,835 | $649K | Reduce -2.2% |
| ALL Allstate Corp. | 0.67% | 3,073 | $636K | Reduce -1.2% |
| NVS Novartis AG-Sponsored ADR | 0.67% | 5,694 | $635K | Add +7.8% |
| LMT Lockheed Martin Corp. | 0.67% | 1,420 | $634K | No change |
| QCOM Qualcomm Inc. | 0.67% | 4,093 | $629K | Add +28.1% |
| ECL Ecolab Inc. | 0.66% | 2,469 | $626K | Reduce -0.4% |
| DHR Danaher Corp. | 0.66% | 3,052 | $626K | Add +3.8% |
| VZ Verizon Communications Inc. | 0.65% | 13,542 | $614K | Add +6.5% |
| COP Conocophillips | 0.65% | 5,839 | $613K | Add +6.4% |
| PLD Prologis Inc. | 0.63% | 5,365 | $600K | Add +15.0% |
| CVX Chevron Corp. | 0.63% | 3,582 | $599K | Reduce -0.6% |
| SBUX Starbucks Corp. | 0.61% | 5,921 | $581K | Reduce -1.4% |
| PYPL PayPal Holdings Inc. | 0.60% | 8,733 | $570K | Add +7.5% |
| PNC PNC Financial Services Group | 0.59% | 3,178 | $559K | Add +3.5% |
| TEL Te Connectivity PLC | 0.59% | 3,924 | $555K | Add +3.8% |
| NEE Nextera Energy Inc. | 0.58% | 7,742 | $549K | Add +74.3% |
| TSLA Tesla Inc. | 0.55% | 2,010 | $521K | Reduce -1.9% |
| ENB Enbridge Inc. | 0.55% | 11,679 | $517K | Reduce -4.2% |
| APD Air Products & Chemicals Inc. | 0.54% | 1,731 | $511K | Reduce -1.7% |
| PRU Prudential Financial Inc. | 0.54% | 4,527 | $506K | Reduce -0.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.53% | 6,658 | $504K | Add +4.2% |
| ADBE Adobe Inc. | 0.50% | 1,243 | $477K | Add +7.3% |
| TRP TC Energy Corp. | 0.50% | 9,963 | $470K | Add +16.8% |
| AMT American Tower Corp. | 0.49% | 2,131 | $464K | Add +3.5% |
| TGT Target Corp. | 0.49% | 4,397 | $459K | Add +6.0% |
| AMD Advanced Micro Devices | 0.47% | 4,293 | $441K | Add +1.4% |
| ZTS Zoetis Inc. | 0.46% | 2,640 | $435K | Add +4.4% |
| BA The Boeing Co. | 0.45% | 2,491 | $425K | No change |
| AEP American Electric Power | 0.45% | 3,860 | $422K | Add +32.8% |
| TFC Truist Financial Corp. | 0.43% | 9,963 | $410K | Reduce -2.4% |
| HBAN Huntington Bancshares Inc. | 0.42% | 26,429 | $397K | Reduce -2.2% |
| HAS Hasbro Inc. | 0.40% | 6,099 | $375K | Add +14.3% |
| GLW Corning Inc. | 0.39% | 8,002 | $366K | Reduce -20.2% |
| FITB Fifth Third Bancorp | 0.38% | 9,192 | $360K | Add +1.3% |
| IEMG iShares Core MSCI Emerging | 0.37% | 6,408 | $346K | Reduce -60.4% |
| MS Morgan Stanley | 0.36% | 2,904 | $339K | Reduce -0.1% |
| FTV Fortive Corp. | 0.35% | 4,543 | $332K | Add +3.3% |
| DUK Duke Energy Corp. | 0.31% | 2,385 | $291K | Reduce -32.3% |
| BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP | 0.29% | 3,215 | $270K | No change |
| MPC Marathon Petroleum Corp. | 0.28% | 1,815 | $264K | No change |
| UNH Unitedhealth Group Inc. | 0.27% | 480 | $251K | Reduce -78.8% |
| SUSA iShares ESG Optimized MSCI U | 0.26% | 2,148 | $247K | Reduce -2.3% |
| MMIT Nylim Mackay Muni Intermedia filed as NEW YORK LIFE INVTS ACTIVE E | 0.25% | 10,039 | $241K | Reduce -80.5% |
| BTI British American Tob-SP ADR | 0.24% | 5,573 | $231K | Add +3.7% |
| BIV Vanguard Intermediate-Term B | 0.23% | 2,859 | $219K | Reduce -75.8% |
| TSCO Tractor Supply Company | 0.23% | 3,925 | $216K | No change |
| DFAS Dimensional US Small Cap ETF | 0.20% | 3,195 | $191K | Reduce -1.4% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.19% | 2,299 | $180K | Reduce -2.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.18% | 900 | $168K | No change |
| LLY Eli Lilly & Co. | 0.17% | 200 | $165K | No change |
| VWO Vanguard Ftse Emerging Marke | 0.16% | 3,432 | $155K | Reduce -1.8% |
| CCI Crown Castle Inc. | 0.16% | 1,444 | $151K | Reduce -70.0% |
| AVEM Avantis Emerging Markets Eq | 0.16% | 2,452 | $148K | New |
| BR Broadridge Financial Solutio | 0.15% | 600 | $145K | No change |
| GVI iShares Intermediate Governm | 0.15% | 1,351 | $143K | Add +5.2% |
Portfolio Sells Q4 2024 → Q1 2025
| MMIT Nylim Mackay Muni Intermedia | Reduce -80.5% | 0.25% | −0.99 |
| UNH Unitedhealth Group Inc. | Reduce -78.8% | 0.27% | −0.97 |
| BIV Vanguard Intermediate-Term B | Reduce -75.8% | 0.23% | −0.64 |
| AVGO Broadcom Inc. | Reduce -4.2% | 1.40% | −0.47 |
| IEMG iShares Core MSCI Emerging | Reduce -60.4% | 0.37% | −0.46 |
| VYM Vanguard High DVD Yield ETF | Reduce -86.1% | 0.07% | −0.42 |
| AMP Ameriprise Financial Inc. | Reduce -14.8% | 1.75% | −0.34 |
| TSLA Tesla Inc. | Reduce -1.9% | 0.55% | −0.28 |
| CCI Crown Castle Inc. | Reduce -70.0% | 0.16% | −0.26 |
| GOOG Alphabet Inc. Class C | Reduce -1.4% | 1.02% | −0.19 |
| ITM Vaneck Intermediate Muni ETF | Sold out | 0.00% | −0.15 |
| VOO Vanguard S&P 500 ETF | Reduce -71.7% | 0.05% | −0.13 |
| DIS The Walt Disney Co. | Reduce -58.0% | 0.08% | −0.12 |
| DLR Digital Realty Trust Inc. | Reduce -1.2% | 0.71% | −0.11 |
| GLW Corning Inc. | Reduce -20.2% | 0.39% | −0.08 |
| JPM JPMorgan Chase & Co. | Reduce -7.7% | 2.75% | −0.07 |
| DUK Duke Energy Corp. | Reduce -32.3% | 0.31% | −0.07 |
| AAPL Apple Inc. | Reduce -0.2% | 7.90% | −0.05 |
| PARAA Paramount Global Class B | Sold out | 0.00% | −0.04 |
| MDY State Street SPDR S&P Midcap | Reduce -1.2% | 1.25% | −0.04 |
| META Meta Platforms Inc. Class A | Reduce -3.5% | 0.87% | −0.04 |
| F Ford Motor Co. | Reduce -89.5% | 0.00% | −0.03 |
| TMUS T-Mobile US Inc. | Sold out | 0.00% | −0.03 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.1% | 0.84% | −0.03 |
| PLTR Palantir Technologies Inc. Class A | Reduce -71.8% | 0.02% | −0.03 |
| IWF iShares Russell 1000 Growth | Reduce -8.9% | 0.15% | −0.02 |
| HBAN Huntington Bancshares Inc. | Reduce -2.2% | 0.42% | −0.02 |
| SOUN Soundhound AI Inc. Class A | Reduce -72.5% | 0.00% | −0.02 |
| FSLR First Solar Inc. | Reduce -70.7% | 0.00% | −0.01 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -2.5% | 0.19% | −0.01 |
| CNI Canadian Natl Railway Co. | Sold out | 0.00% | −0.01 |
| AZO AutoZone Inc. | Sold out | 0.00% | −0.01 |
| AXP American Express Co. | Reduce -51.7% | 0.01% | −0.01 |
| TFC Truist Financial Corp. | Reduce -2.4% | 0.43% | −0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -1.4% | 0.20% | −0.01 |
| DFEM Dimensional Emrg MRKT Core | Reduce -27.6% | 0.03% | −0.01 |
| IONQ Ionq Inc. | Reduce -83.8% | 0.00% | −0.01 |
| SUSA iShares ESG Optimized MSCI U | Reduce -2.3% | 0.26% | −0.01 |
| RSP Invesco S&P 500 Equal Weight | Reduce -50.7% | 0.01% | −0.01 |
| TXN Texas Instruments Inc. | Reduce -4.7% | 0.10% | −0.01 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.3% | 0.11% | −0.01 |
| GPC Genuine Parts Co. | Sold out | 0.00% | −0.01 |
| IDXX Idexx Laboratories Inc. | Reduce -8.7% | 0.12% | −0.01 |
| MS Morgan Stanley | Reduce -0.1% | 0.36% | −0.00 |
| RSPH Invesco S&P 500 Equal Weight | Reduce -50.0% | 0.00% | −0.00 |
| ABT Abbott Laboratories | Reduce -46.1% | 0.00% | −0.00 |
| SPYX SS SPDR S&P 500 Foss FL ETF | Reduce -2.8% | 0.09% | −0.00 |
| CRWD CrowdStrike Holdings Inc. Class A | Reduce -33.3% | 0.00% | −0.00 |
| HTD John Hancock Tax Adv DVD Inc. | Reduce -11.2% | 0.03% | +0.00 |
| PRU Prudential Financial Inc. | Reduce -0.3% | 0.54% | +0.00 |
Portfolio Buys Q4 2024 → Q1 2025
| ABBV Abbvie Inc. | Add +0.3% | 1.99% | +0.40 |
| XOM Exxon Mobil Corp. | Add +7.1% | 2.09% | +0.38 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.6% | 1.42% | +0.31 |
| PG The Procter & Gamble Co. | Add +9.4% | 1.59% | +0.30 |
| NEE Nextera Energy Inc. | Add +74.3% | 0.58% | +0.28 |
| JNJ Johnson & Johnson | Add +6.2% | 1.25% | +0.27 |
| MCD McDonald's Corp. | Add +4.2% | 1.56% | +0.27 |
| DOW Dow Inc. | Add +50.5% | 0.94% | +0.26 |
| VEA Vanguard Ftse Developed ETF | Add +1.0% | 2.13% | +0.26 |
| MDT Medtronic PLC | Add +26.4% | 0.76% | +0.24 |
| PEP Pepsico Inc. | Add +6.4% | 1.58% | +0.22 |
| V Visa Inc. Class A | Add +0.9% | 1.25% | +0.22 |
| UNP Union Pacific Corp. | Add +3.5% | 1.57% | +0.19 |
| CB Chubb Ltd. | Add +2.4% | 0.89% | +0.17 |
| AEP American Electric Power | Add +32.8% | 0.45% | +0.17 |
| VZ Verizon Communications Inc. | Add +6.5% | 0.65% | +0.16 |
| QCOM Qualcomm Inc. | Add +28.1% | 0.67% | +0.16 |
| AVEM Avantis Emerging Markets Eq | New | 0.16% | +0.16 |
| NVS Novartis AG-Sponsored ADR | Add +7.8% | 0.67% | +0.14 |
| PLD Prologis Inc. | Add +15.0% | 0.63% | +0.14 |
| AMT American Tower Corp. | Add +3.5% | 0.49% | +0.12 |
| NOC Northrop Grumman Corp. | Add +4.7% | 0.72% | +0.12 |
| TRP TC Energy Corp. | Add +16.8% | 0.50% | +0.10 |
| COST Costco Wholesale Corp. | Add +0.4% | 1.32% | +0.10 |
| HAS Hasbro Inc. | Add +14.3% | 0.40% | +0.09 |
| IEFA iShares Core MSCI Eafe ETF | Add +4.2% | 0.53% | +0.09 |
| COP Conocophillips | Add +6.4% | 0.65% | +0.07 |
| BTI British American Tob-SP ADR | Add +3.7% | 0.24% | +0.05 |
| TEL Te Connectivity PLC | Add +3.8% | 0.59% | +0.05 |
| HON Honeywell International Inc. | Add +2.5% | 1.11% | +0.04 |
| EMR Emerson Electric Co. | Add +87.5% | 0.10% | +0.04 |
| ZTS Zoetis Inc. | Add +4.4% | 0.46% | +0.04 |
| ADBE Adobe Inc. | Add +7.3% | 0.50% | +0.03 |
| SHEL Shell PLC-ADR | New | 0.03% | +0.03 |
| TMO Thermo Fisher Scientific Inc. | Add +9.9% | 0.71% | +0.02 |
| HD Home Depot Inc. | Add +2.7% | 1.15% | +0.02 |
| GVI iShares Intermediate Governm | Add +5.2% | 0.15% | +0.02 |
| INTC Intel Corp. | New | 0.01% | +0.01 |
| FTV Fortive Corp. | Add +3.3% | 0.35% | +0.01 |
| FIS Fidelity National Info Serv | Add +71.3% | 0.04% | +0.01 |
| PFE Pfizer Inc. | Add +25.9% | 0.06% | +0.01 |
| CNQ Canadian Natural Resources | Add +84.0% | 0.02% | +0.01 |
| SCHV Schwab US Large-Cap Value | Add +2.1% | 0.12% | +0.01 |
| KTOS Kratos Defense & Security | New | 0.01% | +0.01 |
| IJH iShares Core S&P Midcap ETF | Add +87.7% | 0.02% | +0.01 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.01% | +0.01 |
| ROP Roper Technologies Inc. | New | 0.01% | +0.01 |
| MDLZ Mondelez International Inc. Class A | New | 0.01% | +0.01 |
| AEE Ameren Corporation | New | 0.01% | +0.01 |
| SCHD Schwab US DVD Equity ETF | Add +13.6% | 0.04% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 284 | $124.6M | AAPL, MSFT, GOOGL, NVDA, JPM |
| Q1 2026 | 249 | $111.4M | AAPL, MSFT, GOOGL, NVDA, AMZN |
| Q4 2025 | 249 | $115.8M | AAPL, MSFT, GOOGL, NVDA, AMZN |
| Q3 2025 | 258 | $109.7M | AAPL, MSFT, NVDA, GOOGL, JPM |
| Q2 2025 | 253 | $102.0M | AAPL, MSFT, NVDA, AMZN, JPM |
| Q1 2025 | 272 | $94.5M | AAPL, MSFT, AMZN, JPM, GOOGL |
| Q4 2024 | 246 | $99.3M | AAPL, MSFT, AMZN, JPM, GOOGL |
| Q3 2024 | 270 | $101.1M | AAPL, MSFT, AMZN, JPM, GOOGL |