Moisand Fitzgerald Tamayo, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 23, 2025), Moisand Fitzgerald Tamayo, LLC reported 571 stock positions worth $848.6 million. Its top holding was Dimensional International (DFAI) at 15.4% of the portfolio, followed by Schwab Intermediate-Term US (SCHR, 10.2%) and Schwab Short-Term US Treas (SCHO, 9.9%). Compared with Q2 2025, it opened 18 new positions, sold out of 23, added to 48 and reduced 81. The biggest buy was Avantis US Large Cap Value (AVLV, shares +6%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −10%).
- Most Recent 13F
- Q2 2026
- Location
- ORLANDO, FL
- CIK
- 0001649107
- Portfolio Value
- $848.6M (Q3 2025)
- SEC Filing
- 0001649107-25-000005 ↗ filed Oct 23, 2025
Holdings Value
Holdings 571 stocks · $848.6M
| DFAI Dimensional International Co. | 15.39% | 3,593,322 | $130.6M | Add +0.8% |
| SCHR Schwab Intermediate-Term US | 10.22% | 3,452,681 | $86.8M | Add +6.0% |
| SCHO Schwab Short-Term US Treas | 9.89% | 3,441,065 | $84.0M | Add +6.0% |
| AVLV Avantis US Large Cap Value | 9.30% | 1,091,822 | $78.9M | Add +6.4% |
| DFAS Dimensional US Small Cap ETF | 7.70% | 954,551 | $65.3M | Add +0.1% |
| AVUV Avantis US Small Cap Value | 7.46% | 636,120 | $63.3M | Add +0.1% |
| AVDV Avantis Intl S/C Value ETF | 4.23% | 403,602 | $35.9M | Reduce -1.6% |
| DFAR Dimensional US Real Est ETF | 3.57% | 1,271,890 | $30.3M | Add +5.9% |
| AVMV Avantis US Mid Cap Val ETF | 3.52% | 434,032 | $29.9M | Add +1.0% |
| DFUV Dimensional US Marketwide Va | 2.98% | 565,076 | $25.3M | Reduce -1.2% |
| DFAE Dimensional Emerging Core Eq | 2.24% | 602,109 | $19.0M | Reduce -0.7% |
| IVV iShares Core S&P 500 ETF | 1.88% | 23,897 | $16.0M | Reduce -3.7% |
| VOO Vanguard S&P 500 ETF | 1.69% | 23,472 | $14.4M | Reduce -10.2% |
| DFAT Dimensional US Target Value | 1.37% | 199,099 | $11.6M | Reduce -1.1% |
| DFAX Dimensional World Ex US Core | 1.12% | 303,423 | $9.5M | Reduce -1.0% |
| SCHM Schwab US Mid Cap ETF | 0.95% | 271,841 | $8.1M | Reduce -1.7% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.72% | 77,779 | $6.1M | Reduce -1.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.67% | 17,364 | $5.7M | Reduce -1.6% |
| IWB iShares Russell 1000 ETF | 0.57% | 13,126 | $4.8M | Reduce -0.3% |
| DFIC Dimensional International Co. | 0.53% | 136,064 | $4.5M | Reduce -3.0% |
| AVDE Avantis International Equity | 0.51% | 55,118 | $4.3M | Reduce -2.1% |
| DFIV Dimensional International Va | 0.51% | 93,791 | $4.3M | Reduce -0.6% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.47% | 13,448 | $4.0M | Reduce -1.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.46% | 21,148 | $3.9M | Reduce -0.1% |
| SCHH Schwab US REIT ETF | 0.45% | 175,710 | $3.8M | Reduce -4.4% |
| AAPL Apple Inc. | 0.40% | 13,235 | $3.4M | Reduce -0.1% |
| DFUS Dimensional US Eq MKT ETF | 0.35% | 41,404 | $3.0M | Reduce -2.9% |
| NVDA Nvidia Corp. | 0.35% | 15,721 | $2.9M | Add +0.3% |
| SCHF Schwab Intl Equity ETF | 0.34% | 123,738 | $2.9M | Reduce -2.4% |
| VEU Vanguard Ftse All-World Ex-U | 0.31% | 36,596 | $2.6M | Reduce -0.6% |
| MSFT Microsoft Corp. | 0.31% | 5,014 | $2.6M | Add +0.0% |
| BIV Vanguard Intermediate-Term B | 0.29% | 31,144 | $2.4M | Reduce -6.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.28% | 9,424 | $2.4M | Reduce -3.6% |
| BSV Vanguard Short-Term Bond ETF | 0.28% | 30,036 | $2.4M | Reduce -13.9% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.27% | 40,796 | $2.3M | Reduce -1.4% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.27% | 20,376 | $2.3M | Add +537.8% |
| SCHX Schwab US Large-Cap ETF | 0.25% | 81,938 | $2.2M | Reduce -2.0% |
| IWV iShares Russell 3000 ETF | 0.25% | 5,548 | $2.1M | No change |
| SCHA Schwab US Small-Cap ETF | 0.24% | 73,047 | $2.0M | Reduce -2.5% |
| DFSV Dimensional US Small Cap Val | 0.24% | 63,590 | $2.0M | Reduce -0.5% |
| SCHV Schwab US Large-Cap Value | 0.21% | 62,413 | $1.8M | Reduce -1.1% |
| AVSC Avantis US Small Cap Equity | 0.19% | 27,563 | $1.6M | Reduce -0.8% |
| IVE iShares S&P 500 Value ETF | 0.18% | 7,541 | $1.6M | Add +0.6% |
| DISV Dimensional International SM | 0.18% | 43,296 | $1.5M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.18% | 2,315 | $1.5M | Reduce -0.6% |
| LHX L3HARRIS Technologies Inc. | 0.18% | 4,905 | $1.5M | No change |
| IWC iShares Micro-Cap ETF | 0.16% | 9,263 | $1.4M | No change |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.15% | 14,732 | $1.3M | Reduce -3.0% |
| LRCX Lam Research Corp. | 0.14% | 9,111 | $1.2M | No change |
| IWM iShares Russell 2000 ETF | 0.13% | 4,580 | $1.1M | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.13% | 5,245 | $1.1M | Add +0.1% |
| ORCL Oracle Corp. | 0.12% | 3,719 | $1.0M | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.12% | 3,169 | $976K | Reduce -0.5% |
| IJR iShares Core S&P Small-Cap E | 0.11% | 8,070 | $959K | Add +0.6% |
| XOM Exxon Mobil Corp. | 0.11% | 8,471 | $955K | Add +1.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.11% | 1,812 | $911K | Reduce -0.3% |
| SCHC Schwab Intl Small-Cap Equity | 0.11% | 19,995 | $910K | Reduce -2.7% |
| USRT iShares Core US REIT ETF | 0.10% | 15,040 | $883K | Reduce -1.4% |
| JNJ Johnson & Johnson | 0.10% | 4,735 | $878K | Reduce -1.7% |
| DE Deere & Co. | 0.10% | 1,874 | $857K | No change |
| SGOV iShares 0-3 Month Treasury B | 0.10% | 8,424 | $848K | Add +217.3% |
| IJH iShares Core S&P Midcap ETF | 0.10% | 12,851 | $839K | Reduce -0.1% |
| AXP American Express Co. | 0.09% | 2,398 | $797K | Add +2.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.09% | 6,755 | $773K | Reduce -1.5% |
| EFA iShares MSCI Eafe ETF | 0.09% | 8,203 | $766K | No change |
| VNQ Vanguard Real Estate ETF | 0.09% | 8,042 | $735K | Reduce -0.1% |
| TFC Truist Financial Corp. | 0.08% | 14,712 | $673K | No change |
| AVIV Avantis Intl LRG Cap Val ETF | 0.08% | 9,924 | $669K | Reduce -2.8% |
| XLK SS Technology Select Sector | 0.07% | 2,107 | $594K | No change |
| WWD Woodward Inc. | 0.07% | 2,286 | $578K | No change |
| WEC WEC Energy Group Inc. | 0.07% | 5,033 | $577K | No change |
| DFEV Dimensional Emrg MRKT Val | 0.07% | 17,995 | $574K | Reduce -0.9% |
| CRH CRH PLC | 0.06% | 4,590 | $550K | No change |
| HLT Hilton Worldwide Holdings Inc. | 0.06% | 2,103 | $546K | Add +8.0% |
| KO The Coca-Cola Co. | 0.06% | 8,090 | $537K | No change |
| SCZ iShares MSCI Eafe Small-Cap | 0.06% | 6,978 | $535K | No change |
| DFAC Dimensional US Core Equity 2 | 0.06% | 13,170 | $508K | Reduce -1.1% |
| RCL Royal Caribbean Cruises Ltd. | 0.06% | 1,537 | $497K | No change |
| DLN Wisdomtree US Largecap Divid | 0.06% | 5,664 | $493K | No change |
| TXN Texas Instruments Inc. | 0.06% | 2,607 | $479K | No change |
| HD Home Depot Inc. | 0.06% | 1,167 | $473K | Reduce -8.3% |
| VLO Valero Energy Corp. | 0.06% | 2,743 | $467K | No change |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.05% | 3,170 | $458K | No change |
| IVW iShares S&P 500 Growth ETF | 0.05% | 3,673 | $443K | Reduce -0.4% |
| BITB Bitwise Bitcoin ETF | 0.05% | 7,077 | $440K | Add +18.0% |
| NOC Northrop Grumman Corp. | 0.05% | 684 | $417K | No change |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.05% | 9,319 | $399K | Reduce -1.0% |
| RWR SS SPDR Dow Jones REIT ETF | 0.04% | 3,776 | $379K | Add +0.0% |
| WMT Walmart Inc. | 0.04% | 3,624 | $373K | No change |
| SPTI SS SPDR P Int Term TSY ETF | 0.04% | 12,861 | $372K | No change |
| VSS Vanguard Ftse All Wo X-US SC | 0.04% | 2,556 | $364K | No change |
| ETHA iShares Ethereum Trust ETF | 0.04% | 11,350 | $358K | Add +80971.4% |
| NEE Nextera Energy Inc. | 0.04% | 4,719 | $356K | No change |
| IONS Ionis Pharmaceuticals Inc. | 0.04% | 5,000 | $327K | No change |
| AVEM Avantis Emerging Markets Eq | 0.04% | 4,140 | $311K | Reduce -1.4% |
| IWN iShares Russell 2000 Value E | 0.04% | 1,757 | $311K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.04% | 501 | $301K | No change |
| QCOM Qualcomm Inc. | 0.04% | 1,803 | $300K | Reduce -3.7% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.03% | 996 | $296K | No change |
| AVUS Avantis U.S. Equity ETF | 0.03% | 2,646 | $288K | No change |
Options reported separately and not counted above: NVDA calls ($19K), DIS calls ($11K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $60K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| STRATEGY INC (MSTR 8 PERP) | SERIES A PERP PF | 657 | $60K | Add +2.2% |
Lines left out (3) · $91 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| VST Vistra Corp. | COM | 0 | $57 |
| CRWD CrowdStrike Holdings Inc. Class A | CL A | 0 | $33 |
| IAGG iShares Intl Aggregate Bond | CORE INTL AGGR | 0 | $1 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $848.7M.
Portfolio Sells Q2 2025 → Q3 2025
| VOO Vanguard S&P 500 ETF | Reduce -10.2% | 1.69% | −0.18 |
| DFUV Dimensional US Marketwide Va | Reduce -1.2% | 2.98% | −0.08 |
| BSV Vanguard Short-Term Bond ETF | Reduce -13.9% | 0.28% | −0.07 |
| IVV iShares Core S&P 500 ETF | Reduce -3.7% | 1.88% | −0.06 |
| SCHH Schwab US REIT ETF | Reduce -4.4% | 0.45% | −0.05 |
| MMM 3M Co. | Sold out | 0.00% | −0.04 |
| BIV Vanguard Intermediate-Term B | Reduce -6.4% | 0.29% | −0.04 |
| SCHM Schwab US Mid Cap ETF | Reduce -1.7% | 0.95% | −0.03 |
| DFIC Dimensional International Co. | Reduce -3.0% | 0.53% | −0.03 |
| DFAX Dimensional World Ex US Core | Reduce -1.0% | 1.12% | −0.02 |
| FARO Faro Technologies Inc. | Sold out | 0.00% | −0.02 |
| DIS The Walt Disney Co. | Reduce -1.5% | 0.09% | −0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -1.2% | 0.47% | −0.02 |
| SCHF Schwab Intl Equity ETF | Reduce -2.4% | 0.34% | −0.01 |
| GIS General Mills Inc. | Reduce -45.1% | 0.01% | −0.01 |
| AVDE Avantis International Equity | Reduce -2.1% | 0.51% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -3.6% | 0.28% | −0.01 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -1.4% | 0.27% | −0.01 |
| DFAT Dimensional US Target Value | Reduce -1.1% | 1.37% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.1% | 0.46% | −0.01 |
| DFUS Dimensional US Eq MKT ETF | Reduce -2.9% | 0.35% | −0.01 |
| SCHV Schwab US Large-Cap Value | Reduce -1.1% | 0.21% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.6% | 0.67% | −0.01 |
| SOLV Solventum Corp. | Sold out | 0.00% | −0.01 |
| PFF iShares Preferred & Income S | Reduce -57.0% | 0.00% | −0.01 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -0.6% | 0.31% | −0.01 |
| USRT iShares Core US REIT ETF | Reduce -1.4% | 0.10% | −0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -1.1% | 0.72% | −0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.3% | 0.11% | −0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -2.0% | 0.25% | −0.00 |
| VNQ Vanguard Real Estate ETF | Reduce -0.1% | 0.09% | −0.00 |
| LMT Lockheed Martin Corp. | Reduce -40.3% | 0.01% | −0.00 |
| MAR Marriott International Class A | Sold out | 0.00% | −0.00 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -2.7% | 0.11% | −0.00 |
| MUB iShares National Muni Bond E | Reduce -10.8% | 0.02% | −0.00 |
| HD Home Depot Inc. | Reduce -8.3% | 0.06% | −0.00 |
| BDX Becton Dickinson and Co. | Reduce -64.3% | 0.00% | −0.00 |
| META Meta Platforms Inc. Class A | Reduce -1.4% | 0.03% | −0.00 |
| SCHB Schwab US Broad Market ETF | Reduce -11.7% | 0.02% | −0.00 |
| BITO Proshares Bitcoin ETF-Usd | Sold out | 0.00% | −0.00 |
| QCOM Qualcomm Inc. | Reduce -3.7% | 0.04% | −0.00 |
| WBA Walgreens Boots Alliance Inc. | Sold out | 0.00% | −0.00 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.1% | 0.10% | −0.00 |
| NKE Nike Inc. Class B | Reduce -57.4% | 0.00% | −0.00 |
| BA The Boeing Co. | Reduce -22.1% | 0.01% | −0.00 |
| AVGO Broadcom Inc. | Reduce -29.8% | 0.01% | −0.00 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.00 |
| AVIV Avantis Intl LRG Cap Val ETF | Reduce -2.8% | 0.08% | −0.00 |
| CSCO Cisco Systems Inc. | Reduce -10.1% | 0.01% | −0.00 |
| PYPL PayPal Holdings Inc. | Reduce -12.6% | 0.00% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| AVLV Avantis US Large Cap Value | Add +6.4% | 9.30% | +0.44 |
| BOXX Alpha Architect 1-3 MNTH Box | Add +537.8% | 0.27% | +0.23 |
| AVUV Avantis US Small Cap Value | Add +0.1% | 7.46% | +0.14 |
| SGOV iShares 0-3 Month Treasury B | Add +217.3% | 0.10% | +0.07 |
| ETHA iShares Ethereum Trust ETF | Add +80971.4% | 0.04% | +0.04 |
| NVDA Nvidia Corp. | Add +0.3% | 0.35% | +0.03 |
| DFAS Dimensional US Small Cap ETF | Add +0.1% | 7.70% | +0.01 |
| DFAR Dimensional US Real Est ETF | Add +5.9% | 3.57% | +0.01 |
| BITB Bitwise Bitcoin ETF | Add +18.0% | 0.05% | +0.01 |
| ETHV Vaneck Ethereum ETF | New | 0.01% | +0.01 |
| MSTR Strategy Inc. | Add +98.7% | 0.02% | +0.01 |
| SCCO Southern Copper Corp. | Add +10.4% | 0.02% | +0.00 |
| V Visa Inc. Class A | Add +344.8% | 0.01% | +0.00 |
| VOOG Vanguard S&P 500 Growth ETF | Add +521.4% | 0.00% | +0.00 |
| IXUS iShares Core Intl Stock ETF | Add +222.2% | 0.01% | +0.00 |
| GS Goldman Sachs Group Inc. | Add +50.0% | 0.01% | +0.00 |
| AMZN Amazon.com Inc. | Add +18.7% | 0.03% | +0.00 |
| IBIT iShares Bitcoin Trust ETF | Add +1755.0% | 0.00% | +0.00 |
| BIL SS SPDR BB 1-3M T-Bill ETF | New | 0.00% | +0.00 |
| PLTR Palantir Technologies Inc. Class A | Add +20.4% | 0.01% | +0.00 |
| IJR iShares Core S&P Small-Cap E | Add +0.6% | 0.11% | +0.00 |
| ABBV Abbvie Inc. | Add +6.8% | 0.01% | +0.00 |
| FCX Freeport-McMoran Inc. | Add +402.3% | 0.00% | +0.00 |
| LLY Eli Lilly & Co. | Add +16.1% | 0.03% | +0.00 |
| XEXGX Eaton Vance Tax-Managed Glob | New | 0.00% | +0.00 |
| PFFA Virtus Infracap US Pref STCK | New | 0.00% | +0.00 |
| EBS Emergent Biosolutions Inc. | New | 0.00% | +0.00 |
| AMT American Tower Corp. | New | 0.00% | +0.00 |
| BMNR Bitmine Immersion Technologi | New | 0.00% | +0.00 |
| IEMG iShares Core MSCI Emerging | Add +30.2% | 0.00% | +0.00 |
| BLOK Amplify Blockchain Tech ETF | New | 0.00% | +0.00 |
| ET Energy Transfer LP | New | 0.00% | +0.00 |
| MSIF MSC Income Fund Inc. | New | 0.00% | +0.00 |
| DFSD Dimensional Short Duration | Add +29.6% | 0.00% | +0.00 |
| DFCF Dimensional Core Fixed Inc. | Add +28.9% | 0.00% | +0.00 |
| PRU Prudential Financial Inc. | Add +20.4% | 0.01% | +0.00 |
| EXAS Exact Sciences Corp. | New | 0.00% | +0.00 |
| TLT iShares 20+ Year Treasury BD | New | 0.00% | +0.00 |
| KBDC Kayne Anderson BDC Inc. | New | 0.00% | +0.00 |
| ARKK ARK Innovation ETF | Add +7.5% | 0.00% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +0.9% | 0.01% | +0.00 |
| VWO Vanguard Ftse Emerging Marke | Add +0.2% | 0.01% | +0.00 |
| NFJ Virtus DVD Intrst & PRM STR | New | 0.00% | +0.00 |
| AVGE Avantis All Eqty Mrkts ETF | Add +1.4% | 0.01% | +0.00 |
| BAC Bank of America Corp. | Add +0.1% | 0.01% | +0.00 |
| FIX Comfort Systems USA Inc. | New | 0.00% | +0.00 |
| F Ford Motor Co. | Add +0.1% | 0.00% | +0.00 |
| RDDT Reddit Inc. Class A | New | 0.00% | +0.00 |
| IXHL Incannex Healthcare Inc. | New | 0.00% | 0.00 |
| LRHC La Rosa Hldgs Corp. | New | 0.00% | 0.00 |
Options Activity Q2 2025 → Q3 2025
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q2 2025 → Q3 2025
| STRATEGY INC (MSTR 8 PERP) | SERIES A PERP PF | Add +2.2% | 657 | $60K |
| SPIB SS SPDR P Int C Corp. ETF | ST INTER BD ETF | Sold out | 0 | $5before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 533 | $1.0B | DFAI, AVLV, SCHR, SCHO, DFAS |
| Q1 2026 | 511 | $930.4M | DFAI, AVLV, SCHR, SCHO, AVUV |
| Q4 2025 | 511 | $885.4M | DFAI, SCHR, SCHO, AVLV, DFAS |
| Q3 2025 | 571 | $848.6M | DFAI, SCHR, SCHO, AVLV, DFAS |
| Q2 2025 | 576 | $790.6M | DFAI, SCHR, SCHO, AVLV, DFAS |
| Q1 2025 | 584 | $722.7M | DFAI, AVLV, DFAS, SCHR, AVUV |
| Q4 2024 | 595 | $707.3M | DFAI, AVLV, DFAS, AVUV, SCHR |
| Q3 2024 | 616 | $728.5M | DFAI, DFAS, AVLV, AVUV, SCHR |
| Q2 2024 | 593 | $667.7M | DFAI, DFAS, AVLV, AVUV, SCHR |
| Q1 2024 | 574 | $653.7M | DFAI, DFAS, AVUV, AVLV, SCHR |