Moisand Fitzgerald Tamayo, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 14, 2026), Moisand Fitzgerald Tamayo, LLC reported 511 stock positions worth $885.4 million. Its top holding was Dimensional International (DFAI) at 15.6% of the portfolio, followed by Schwab Intermediate-Term US (SCHR, 10.4%) and Schwab Short-Term US Treas (SCHO, 10.1%). Compared with Q3 2025, it opened 6 new positions, sold out of 69, added to 42 and reduced 110. The biggest buy was Avantis US Large Cap Value (AVLV, shares +4%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- ORLANDO, FL
- CIK
- 0001649107
- Portfolio Value
- $885.4M (Q4 2025)
- SEC Filing
- 0001649107-26-000001 ↗ filed Jan 14, 2026
Holdings Value
Holdings 511 stocks · $885.4M
| DFAI Dimensional International Co. | 15.61% | 3,627,710 | $138.3M | Add +1.0% |
| SCHR Schwab Intermediate-Term US | 10.36% | 3,656,158 | $91.7M | Add +5.9% |
| SCHO Schwab Short-Term US Treas | 10.10% | 3,670,514 | $89.5M | Add +6.7% |
| AVLV Avantis US Large Cap Value | 9.75% | 1,138,940 | $86.3M | Add +4.3% |
| DFAS Dimensional US Small Cap ETF | 7.61% | 966,616 | $67.3M | Add +1.3% |
| AVUV Avantis US Small Cap Value | 7.44% | 645,547 | $65.8M | Add +1.5% |
| AVDV Avantis Intl S/C Value ETF | 4.23% | 398,564 | $37.5M | Reduce -1.3% |
| AVMV Avantis US Mid Cap Val ETF | 3.57% | 443,990 | $31.6M | Add +2.3% |
| DFAR Dimensional US Real Est ETF | 3.51% | 1,358,580 | $31.1M | Add +6.8% |
| DFUV Dimensional US Marketwide Va | 2.93% | 556,567 | $25.9M | Reduce -1.5% |
| DFAE Dimensional Emerging Core Eq | 2.20% | 597,107 | $19.4M | Reduce -0.8% |
| IVV iShares Core S&P 500 ETF | 1.80% | 23,258 | $15.9M | Reduce -2.7% |
| VOO Vanguard S&P 500 ETF | 1.56% | 22,019 | $13.8M | Reduce -6.2% |
| DFAT Dimensional US Target Value | 1.31% | 195,022 | $11.6M | Reduce -2.0% |
| DFAX Dimensional World Ex US Core | 1.11% | 300,546 | $9.8M | Reduce -0.9% |
| SCHM Schwab US Mid Cap ETF | 0.92% | 269,680 | $8.1M | Reduce -0.8% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.68% | 74,574 | $6.0M | Reduce -4.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.65% | 17,146 | $5.7M | Reduce -1.3% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.55% | 42,588 | $4.9M | Add +109.0% |
| IWB iShares Russell 1000 ETF | 0.55% | 13,088 | $4.9M | Reduce -0.3% |
| DFIC Dimensional International Co. | 0.53% | 135,017 | $4.7M | Reduce -0.8% |
| DFIV Dimensional International Va | 0.52% | 92,899 | $4.6M | Reduce -0.9% |
| AVDE Avantis International Equity | 0.52% | 55,452 | $4.6M | Add +0.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.45% | 20,876 | $4.0M | Reduce -1.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.43% | 13,069 | $3.8M | Reduce -2.8% |
| SCHH Schwab US REIT ETF | 0.41% | 172,816 | $3.6M | Reduce -1.6% |
| AAPL Apple Inc. | 0.40% | 13,042 | $3.5M | Reduce -1.5% |
| DFUS Dimensional US Eq MKT ETF | 0.34% | 40,784 | $3.0M | Reduce -1.5% |
| SCHF Schwab Intl Equity ETF | 0.33% | 121,559 | $2.9M | Reduce -1.8% |
| NVDA Nvidia Corp. | 0.31% | 14,642 | $2.7M | Reduce -6.9% |
| VEU Vanguard Ftse All-World Ex-U | 0.30% | 35,874 | $2.6M | Reduce -2.0% |
| MSFT Microsoft Corp. | 0.27% | 4,964 | $2.4M | Reduce -1.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.27% | 9,244 | $2.4M | Reduce -1.9% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.26% | 40,236 | $2.3M | Reduce -1.4% |
| BIV Vanguard Intermediate-Term B | 0.26% | 29,533 | $2.3M | Reduce -5.2% |
| BSV Vanguard Short-Term Bond ETF | 0.25% | 27,747 | $2.2M | Reduce -7.6% |
| SCHX Schwab US Large-Cap ETF | 0.24% | 80,604 | $2.2M | Reduce -1.6% |
| IWV iShares Russell 3000 ETF | 0.24% | 5,500 | $2.1M | Reduce -0.9% |
| DFSV Dimensional US Small Cap Val | 0.23% | 62,560 | $2.1M | Reduce -1.6% |
| SCHA Schwab US Small-Cap ETF | 0.23% | 71,534 | $2.0M | Reduce -2.1% |
| SCHV Schwab US Large-Cap Value | 0.21% | 62,255 | $1.8M | Reduce -0.3% |
| DISV Dimensional International SM | 0.19% | 43,182 | $1.6M | Reduce -0.3% |
| AVSC Avantis US Small Cap Equity | 0.18% | 27,218 | $1.6M | Reduce -1.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.18% | 2,315 | $1.6M | No change |
| LRCX Lam Research Corp. | 0.18% | 9,111 | $1.6M | No change |
| IVE iShares S&P 500 Value ETF | 0.18% | 7,317 | $1.6M | Reduce -3.0% |
| LHX L3HARRIS Technologies Inc. | 0.16% | 4,955 | $1.5M | Add +1.0% |
| IWC iShares Micro-Cap ETF | 0.16% | 8,917 | $1.4M | Reduce -3.7% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.15% | 14,226 | $1.3M | Reduce -3.4% |
| IWM iShares Russell 2000 ETF | 0.13% | 4,500 | $1.1M | Reduce -1.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.12% | 5,204 | $1.1M | Reduce -0.8% |
| XOM Exxon Mobil Corp. | 0.12% | 8,471 | $1.0M | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.11% | 3,152 | $992K | Reduce -0.5% |
| IJR iShares Core S&P Small-Cap E | 0.11% | 8,047 | $967K | Reduce -0.3% |
| JNJ Johnson & Johnson | 0.11% | 4,623 | $957K | Reduce -2.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.10% | 1,812 | $911K | No change |
| AXP American Express Co. | 0.10% | 2,438 | $902K | Add +1.7% |
| SCHC Schwab Intl Small-Cap Equity | 0.10% | 19,107 | $870K | Reduce -4.4% |
| USRT iShares Core US REIT ETF | 0.10% | 15,004 | $855K | Reduce -0.2% |
| DE Deere & Co. | 0.10% | 1,827 | $851K | Reduce -2.5% |
| SGOV iShares 0-3 Month Treasury B | 0.09% | 8,332 | $836K | Reduce -1.1% |
| IJH iShares Core S&P Midcap ETF | 0.09% | 12,637 | $834K | Reduce -1.7% |
| EFA iShares MSCI Eafe ETF | 0.09% | 8,203 | $788K | No change |
| ORCL Oracle Corp. | 0.08% | 3,603 | $702K | Reduce -3.1% |
| VNQ Vanguard Real Estate ETF | 0.08% | 7,871 | $697K | Reduce -2.1% |
| WWD Woodward Inc. | 0.08% | 2,286 | $691K | No change |
| TFC Truist Financial Corp. | 0.08% | 13,996 | $689K | Reduce -4.9% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.08% | 5,878 | $669K | Reduce -13.0% |
| AVIV Avantis Intl LRG Cap Val ETF | 0.07% | 8,819 | $628K | Reduce -11.1% |
| HLT Hilton Worldwide Holdings Inc. | 0.07% | 2,103 | $604K | No change |
| DFEV Dimensional Emrg MRKT Val | 0.07% | 17,641 | $595K | Reduce -2.0% |
| CRH CRH PLC | 0.06% | 4,590 | $573K | No change |
| KO The Coca-Cola Co. | 0.06% | 8,033 | $562K | Reduce -0.7% |
| SCZ iShares MSCI Eafe Small-Cap | 0.06% | 6,972 | $541K | Reduce -0.1% |
| DFAC Dimensional US Core Equity 2 | 0.06% | 13,401 | $531K | Add +1.8% |
| WEC WEC Energy Group Inc. | 0.06% | 4,893 | $516K | Reduce -2.8% |
| DLN Wisdomtree US Largecap Divid | 0.06% | 5,664 | $499K | No change |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.06% | 3,170 | $487K | No change |
| IVW iShares S&P 500 Growth ETF | 0.05% | 3,673 | $453K | No change |
| TXN Texas Instruments Inc. | 0.05% | 2,607 | $452K | No change |
| RCL Royal Caribbean Cruises Ltd. | 0.05% | 1,537 | $429K | No change |
| HD Home Depot Inc. | 0.05% | 1,234 | $425K | Add +5.7% |
| VLO Valero Energy Corp. | 0.05% | 2,572 | $419K | Reduce -6.2% |
| WMT Walmart Inc. | 0.05% | 3,751 | $418K | Add +3.5% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.05% | 9,136 | $406K | Reduce -2.0% |
| IONS Ionis Pharmaceuticals Inc. | 0.04% | 5,000 | $396K | No change |
| NOC Northrop Grumman Corp. | 0.04% | 675 | $385K | Reduce -1.3% |
| NEE Nextera Energy Inc. | 0.04% | 4,708 | $378K | Reduce -0.2% |
| SPTI SS SPDR P Int Term TSY ETF | 0.04% | 12,861 | $371K | No change |
| RWR SS SPDR Dow Jones REIT ETF | 0.04% | 3,763 | $370K | Reduce -0.3% |
| VSS Vanguard Ftse All Wo X-US SC | 0.04% | 2,556 | $366K | No change |
| BITB Bitwise Bitcoin ETF | 0.04% | 7,085 | $337K | Add +0.1% |
| AVEM Avantis Emerging Markets Eq | 0.04% | 4,140 | $319K | No change |
| IWN iShares Russell 2000 Value E | 0.04% | 1,757 | $318K | No change |
| LLY Eli Lilly & Co. | 0.04% | 288 | $310K | No change |
| AVUS Avantis U.S. Equity ETF | 0.03% | 2,760 | $309K | Add +4.3% |
| QCOM Qualcomm Inc. | 0.03% | 1,766 | $302K | Reduce -2.0% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.03% | 996 | $301K | No change |
| META Meta Platforms Inc. Class A | 0.03% | 432 | $285K | Add +18.0% |
| AMZN Amazon.com Inc. | 0.03% | 1,209 | $279K | Add +5.9% |
Options reported separately and not counted above: AAPL calls ($54K), DIS calls ($11K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $53K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| STRATEGY INC (MSTR 8 PERP) | SERIES A PERP PF | 673 | $53K | Add +2.4% |
Lines left out (3) · $80 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| VST Vistra Corp. | COM | 0 | $47 |
| CRWD CrowdStrike Holdings Inc. Class A | CL A | 0 | $32 |
| IAGG iShares Intl Aggregate Bond | CORE INTL AGGR | 0 | $1 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $885.5M.
Portfolio Sells Q3 2025 → Q4 2025
| VOO Vanguard S&P 500 ETF | Reduce -6.2% | 1.56% | −0.13 |
| IVV iShares Core S&P 500 ETF | Reduce -2.7% | 1.80% | −0.09 |
| XLK SS Technology Select Sector | Reduce -82.3% | 0.01% | −0.06 |
| DFAT Dimensional US Target Value | Reduce -2.0% | 1.31% | −0.05 |
| DFUV Dimensional US Marketwide Va | Reduce -1.5% | 2.93% | −0.05 |
| ORCL Oracle Corp. | Reduce -3.1% | 0.08% | −0.04 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -4.1% | 0.68% | −0.04 |
| DFAE Dimensional Emerging Core Eq | Reduce -0.8% | 2.20% | −0.04 |
| SCHH Schwab US REIT ETF | Reduce -1.6% | 0.41% | −0.04 |
| NVDA Nvidia Corp. | Reduce -6.9% | 0.31% | −0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.8% | 0.43% | −0.04 |
| MSFT Microsoft Corp. | Reduce -1.0% | 0.27% | −0.03 |
| SCHM Schwab US Mid Cap ETF | Reduce -0.8% | 0.92% | −0.03 |
| BSV Vanguard Short-Term Bond ETF | Reduce -7.6% | 0.25% | −0.03 |
| BIV Vanguard Intermediate-Term B | Reduce -5.2% | 0.26% | −0.03 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -65.3% | 0.01% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.3% | 0.65% | −0.02 |
| ETHA iShares Ethereum Trust ETF | Reduce -22.0% | 0.02% | −0.02 |
| DIS The Walt Disney Co. | Reduce -13.0% | 0.08% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.3% | 0.45% | −0.01 |
| IWB iShares Russell 1000 ETF | Reduce -0.3% | 0.55% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.9% | 0.27% | −0.01 |
| DFUS Dimensional US Eq MKT ETF | Reduce -1.5% | 0.34% | −0.01 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -1.4% | 0.26% | −0.01 |
| DFAX Dimensional World Ex US Core | Reduce -0.9% | 1.11% | −0.01 |
| SCHA Schwab US Small-Cap ETF | Reduce -2.1% | 0.23% | −0.01 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -2.0% | 0.30% | −0.01 |
| WEC WEC Energy Group Inc. | Reduce -2.8% | 0.06% | −0.01 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.6% | 0.24% | −0.01 |
| SCHF Schwab Intl Equity ETF | Reduce -1.8% | 0.33% | −0.01 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -4.4% | 0.10% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -3.0% | 0.18% | −0.01 |
| VNQ Vanguard Real Estate ETF | Reduce -2.1% | 0.08% | −0.01 |
| AVIV Avantis Intl LRG Cap Val ETF | Reduce -11.1% | 0.07% | −0.01 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -3.4% | 0.15% | −0.01 |
| VLO Valero Energy Corp. | Reduce -6.2% | 0.05% | −0.01 |
| USRT iShares Core US REIT ETF | Reduce -0.2% | 0.10% | −0.01 |
| IWV iShares Russell 3000 ETF | Reduce -0.9% | 0.24% | −0.01 |
| BMY Bristol-Myers Squibb Co. | Sold out | 0.00% | −0.01 |
| DFSV Dimensional US Small Cap Val | Reduce -1.6% | 0.23% | −0.01 |
| MUB iShares National Muni Bond E | Reduce -29.6% | 0.01% | −0.01 |
| SCHV Schwab US Large-Cap Value | Reduce -0.3% | 0.21% | −0.01 |
| SO The Southern Co. | Reduce -82.8% | 0.00% | −0.01 |
| NOC Northrop Grumman Corp. | Reduce -1.3% | 0.04% | −0.01 |
| IWM iShares Russell 2000 ETF | Reduce -1.8% | 0.13% | −0.01 |
| SGOV iShares 0-3 Month Treasury B | Reduce -1.1% | 0.09% | −0.01 |
| AVSC Avantis US Small Cap Equity | Reduce -1.3% | 0.18% | −0.01 |
| DE Deere & Co. | Reduce -2.5% | 0.10% | −0.00 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.7% | 0.09% | −0.00 |
| AVDV Avantis Intl S/C Value ETF | Reduce -1.3% | 4.23% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| AVLV Avantis US Large Cap Value | Add +4.3% | 9.75% | +0.45 |
| BOXX Alpha Architect 1-3 MNTH Box | Add +109.0% | 0.55% | +0.28 |
| DFAI Dimensional International Co. | Add +1.0% | 15.61% | +0.22 |
| SCHO Schwab Short-Term US Treas | Add +6.7% | 10.10% | +0.21 |
| SCHR Schwab Intermediate-Term US | Add +5.9% | 10.36% | +0.13 |
| AVMV Avantis US Mid Cap Val ETF | Add +2.3% | 3.57% | +0.05 |
| NOW ServiceNow Inc. | Add +371.0% | 0.01% | +0.01 |
| AXP American Express Co. | Add +1.7% | 0.10% | +0.01 |
| CRWV Coreweave Inc. Class A | New | 0.00% | +0.00 |
| VEA Vanguard Ftse Developed ETF | Add +19.6% | 0.02% | +0.00 |
| SCCO Southern Copper Corp. | Add +0.8% | 0.03% | +0.00 |
| WMT Walmart Inc. | Add +3.5% | 0.05% | +0.00 |
| AVDE Avantis International Equity | Add +0.6% | 0.52% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +46.5% | 0.01% | +0.00 |
| XBIL F/M US Treasury 6 Month Bill | New | 0.00% | +0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +78.6% | 0.01% | +0.00 |
| AMZN Amazon.com Inc. | Add +5.9% | 0.03% | +0.00 |
| IAU iShares Gold Trust | New | 0.00% | +0.00 |
| IBIT iShares Bitcoin Trust ETF | Add +130.7% | 0.00% | +0.00 |
| SPTS SS SPDR P St Term TSY ETF | Add +40.8% | 0.01% | +0.00 |
| AGG iShares Core U.S. Aggregate | Add +78.0% | 0.00% | +0.00 |
| SSRM SSR Mining Inc. | New | 0.00% | +0.00 |
| IJS iShares S&P Small-Cap 600 Va | Add +15.3% | 0.01% | +0.00 |
| AVUS Avantis U.S. Equity ETF | Add +4.3% | 0.03% | +0.00 |
| META Meta Platforms Inc. Class A | Add +18.0% | 0.03% | +0.00 |
| LUV Southwest Airlines Co. | Add +2.2% | 0.00% | +0.00 |
| VCIT Vanguard Int-Term Corporate | New | 0.00% | +0.00 |
| BPRE Bluerock Private Real Estate | New | 0.00% | +0.00 |
| BAC Bank of America Corp. | Add +0.1% | 0.01% | +0.00 |
| TSLA Tesla Inc. | Add +4.5% | 0.02% | +0.00 |
| BMNR Bitmine Immersion Technologi | Add +120.0% | 0.00% | +0.00 |
| FIX Comfort Systems USA Inc. | Add +100.0% | 0.00% | +0.00 |
| DFAC Dimensional US Core Equity 2 | Add +1.8% | 0.06% | +0.00 |
| OMC Omnicom Group | Add +11.7% | 0.00% | +0.00 |
| RWX State Street SPDR Dow Jones | Add +1.0% | 0.00% | 0.00 |
| TSM Taiwan Semiconductor-SP ADR | Add +33.3% | 0.00% | 0.00 |
| DFSD Dimensional Short Duration | Add +1.6% | 0.00% | −0.00 |
| DFCF Dimensional Core Fixed Inc. | Add +1.4% | 0.00% | −0.00 |
| QQQM Invesco Nasdaq 100 ETF | Add +0.4% | 0.01% | −0.00 |
| ARKK ARK Innovation ETF | Add +4.7% | 0.00% | −0.00 |
| UBER Uber Technologies Inc. | Add +4.4% | 0.00% | −0.00 |
| VWO Vanguard Ftse Emerging Marke | Add +0.6% | 0.01% | −0.00 |
| HD Home Depot Inc. | Add +5.7% | 0.05% | −0.01 |
| LHX L3HARRIS Technologies Inc. | Add +1.0% | 0.16% | −0.01 |
| BITB Bitwise Bitcoin ETF | Add +0.1% | 0.04% | −0.01 |
| AVUV Avantis US Small Cap Value | Add +1.5% | 7.44% | −0.03 |
| DFAR Dimensional US Real Est ETF | Add +6.8% | 3.51% | −0.06 |
| DFAS Dimensional US Small Cap ETF | Add +1.3% | 7.61% | −0.10 |
Options Activity Q3 2025 → Q4 2025
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q3 2025 → Q4 2025
| STRATEGY INC (MSTR 8 PERP) | SERIES A PERP PF | Add +2.4% | 673 | $53K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 533 | $1.0B | DFAI, AVLV, SCHR, SCHO, DFAS |
| Q1 2026 | 511 | $930.4M | DFAI, AVLV, SCHR, SCHO, AVUV |
| Q4 2025 | 511 | $885.4M | DFAI, SCHR, SCHO, AVLV, DFAS |
| Q3 2025 | 571 | $848.6M | DFAI, SCHR, SCHO, AVLV, DFAS |
| Q2 2025 | 576 | $790.6M | DFAI, SCHR, SCHO, AVLV, DFAS |
| Q1 2025 | 584 | $722.7M | DFAI, AVLV, DFAS, SCHR, AVUV |
| Q4 2024 | 595 | $707.3M | DFAI, AVLV, DFAS, AVUV, SCHR |
| Q3 2024 | 616 | $728.5M | DFAI, DFAS, AVLV, AVUV, SCHR |
| Q2 2024 | 593 | $667.7M | DFAI, DFAS, AVLV, AVUV, SCHR |
| Q1 2024 | 574 | $653.7M | DFAI, DFAS, AVUV, AVLV, SCHR |