NBT Bank, N.A.
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 29, 2026), NBT Bank, N.A. reported 1,068 stock positions worth $1.5 billion. Its top holding was Microsoft (MSFT) at 5.0% of the portfolio, followed by Apple (AAPL, 4.9%) and Alphabet Class A (GOOGL, 3.4%). Compared with Q1 2026, it opened 144 new positions, sold out of 147, added to 82 and reduced 376. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +66%) and the biggest sale iShares Core S&P U.S. Growth (IUSG, shares −87%).
- Most Recent 13F
- Q2 2026
- Location
- NORWICH, NY
- CIK
- 0000898413
- Portfolio Value
- $1.5B (Q2 2026)
- SEC Filing
- 0001140361-26-029985 ↗ filed Jul 29, 2026
Holdings Value
Holdings 1,068 stocks · $1.5B
| MSFT Microsoft Corp. | 4.98% | 201,559 | $75.2M | Reduce -0.5% |
| AAPL Apple Inc. | 4.92% | 256,533 | $74.2M | Reduce -5.3% |
| GOOGL Alphabet Inc. Class A | 3.35% | 141,664 | $50.6M | Reduce -3.2% |
| GOOG Alphabet Inc. Class C | 3.24% | 138,526 | $48.9M | Reduce -4.3% |
| GUNR NT Mstar GLBL NR ETF | 3.07% | 941,050 | $46.4M | Add +1.6% |
| CAT Caterpillar Inc. | 2.71% | 38,438 | $40.9M | Reduce -4.1% |
| JPM JPMorgan Chase & Co. | 2.66% | 122,789 | $40.2M | Reduce -1.8% |
| EFG iShares MSCI Eafe Growth ETF | 2.41% | 291,924 | $36.3M | Add +0.2% |
| TT Trane Technologies PLC | 1.82% | 56,001 | $27.5M | Reduce -1.0% |
| JNJ Johnson & Johnson | 1.75% | 104,249 | $26.5M | Reduce -3.5% |
| AMZN Amazon.com Inc. | 1.52% | 96,228 | $22.9M | Reduce -2.3% |
| XOM Exxon Mobil Corp. | 1.42% | 156,968 | $21.5M | Reduce -6.5% |
| LOW Lowe's Cos Inc. | 1.32% | 90,157 | $19.9M | Reduce -0.9% |
| DE Deere & Co. | 1.27% | 30,162 | $19.1M | Reduce -0.4% |
| CSCO Cisco Systems Inc. | 1.18% | 152,054 | $17.9M | Reduce -0.7% |
| VOO Vanguard S&P 500 ETF | 1.17% | 25,641 | $17.6M | Add +65.5% |
| PG The Procter & Gamble Co. | 1.13% | 115,847 | $17.0M | Reduce -4.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.10% | 33,178 | $16.6M | Reduce -10.1% |
| MCD McDonald's Corp. | 1.09% | 60,954 | $16.5M | Reduce -1.2% |
| RTX RTX Corp. | 1.03% | 81,864 | $15.5M | Reduce -2.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.94% | 50,376 | $14.2M | Reduce -6.9% |
| WMT Walmart Inc. | 0.91% | 121,703 | $13.8M | Reduce -4.5% |
| NVDA Nvidia Corp. | 0.91% | 68,648 | $13.7M | Reduce -3.8% |
| STIP iShares 0-5 Year Tips Bond E | 0.91% | 134,315 | $13.7M | Add +2.9% |
| CVX Chevron Corp. | 0.88% | 79,862 | $13.2M | Reduce -2.8% |
| NBTB N B T Bancorp Inc. | 0.85% | 261,448 | $12.9M | Add +0.4% |
| COST Costco Wholesale Corp. | 0.85% | 13,778 | $12.9M | Reduce -2.7% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.84% | 241,578 | $12.7M | Reduce -1.3% |
| ABBV Abbvie Inc. | 0.83% | 49,973 | $12.6M | Reduce -2.3% |
| SDY SS SPDR S&P Dividend ETF | 0.82% | 81,122 | $12.3M | Reduce -1.0% |
| LLY Eli Lilly & Co. | 0.80% | 10,125 | $12.1M | Add +16.7% |
| PANW Palo Alto Networks Inc. | 0.80% | 35,204 | $12.0M | Add +9.3% |
| MRK Merck & Co. Inc. | 0.75% | 87,583 | $11.3M | Reduce -2.6% |
| MDY State Street SPDR S&P Midcap | 0.69% | 14,809 | $10.4M | Reduce -2.6% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.68% | 67,376 | $10.2M | Add +0.5% |
| GS Goldman Sachs Group Inc. | 0.66% | 9,827 | $9.9M | Reduce -0.6% |
| UNP Union Pacific Corp. | 0.65% | 36,098 | $9.8M | Reduce -0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.65% | 13,145 | $9.8M | Reduce -1.8% |
| IWM iShares Russell 2000 ETF | 0.65% | 32,671 | $9.8M | Reduce -4.4% |
| GWW WW Grainger Inc. | 0.64% | 7,095 | $9.7M | Reduce -2.5% |
| PEP Pepsico Inc. | 0.62% | 68,777 | $9.3M | Reduce -3.0% |
| IEFA iShares Core MSCI Eafe ETF | 0.59% | 92,452 | $8.9M | Reduce -1.7% |
| ABT Abbott Laboratories | 0.58% | 96,045 | $8.7M | Reduce -2.4% |
| SCHD Schwab US DVD Equity ETF | 0.57% | 272,608 | $8.6M | Reduce -0.5% |
| EDV Vanguard Extended Dur Treas | 0.55% | 126,670 | $8.2M | Reduce -33.9% |
| BMO Bank of Montreal filed as BANK MONTREAL MEDIUM | 0.54% | 46,083 | $8.1M | Add +0.0% |
| EFA iShares MSCI Eafe ETF | 0.54% | 77,799 | $8.1M | Add +0.3% |
| DHR Danaher Corp. | 0.51% | 40,311 | $7.7M | Add +0.7% |
| ADP Automatic Data Processing | 0.51% | 34,173 | $7.7M | Reduce -8.0% |
| SPGI S&P Global Inc. | 0.48% | 17,754 | $7.2M | Reduce -2.0% |
| KO The Coca-Cola Co. | 0.47% | 87,549 | $7.1M | Reduce -1.3% |
| NEE Nextera Energy Inc. | 0.47% | 80,095 | $7.0M | Reduce -4.6% |
| NFRA NT GLBL BRD Infra ETF | 0.46% | 109,039 | $7.0M | Reduce -4.1% |
| ORCL Oracle Corp. | 0.46% | 47,383 | $6.9M | Reduce -2.3% |
| GD General Dynamics Corp. | 0.46% | 19,472 | $6.9M | Reduce -0.6% |
| SHY iShares 1-3 Year Treasury Bo | 0.45% | 83,433 | $6.9M | Reduce -2.2% |
| XLK SS Technology Select Sector | 0.45% | 35,719 | $6.8M | Add +1.4% |
| EEM iShares MSCI Emerging Market | 0.44% | 96,268 | $6.6M | Reduce -0.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.41% | 16,764 | $6.2M | Reduce -73.0% |
| INTC Intel Corp. | 0.41% | 43,878 | $6.1M | Reduce -0.3% |
| AVGO Broadcom Inc. | 0.40% | 16,004 | $6.0M | Add +0.2% |
| V Visa Inc. Class A | 0.38% | 16,678 | $5.7M | Add +3.3% |
| QCOM Qualcomm Inc. | 0.37% | 30,579 | $5.7M | Reduce -3.8% |
| ETN Eaton Corp. PLC | 0.36% | 12,810 | $5.5M | Add +1.1% |
| UNH Unitedhealth Group Inc. | 0.36% | 12,952 | $5.4M | Reduce -1.9% |
| NYF iShares New York Muni Bond E | 0.35% | 97,930 | $5.3M | Add +2.9% |
| PM Philip Morris International | 0.35% | 28,974 | $5.2M | Reduce -0.8% |
| META Meta Platforms Inc. Class A | 0.35% | 9,271 | $5.2M | Reduce -1.7% |
| VXUS Vanguard Total Intl Stock | 0.35% | 60,985 | $5.2M | Reduce -1.5% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.34% | 52,962 | $5.1M | Reduce -1.3% |
| AXP American Express Co. | 0.33% | 14,792 | $5.0M | Reduce -1.9% |
| HD Home Depot Inc. | 0.32% | 13,833 | $4.9M | Reduce -6.8% |
| IJH iShares Core S&P Midcap ETF | 0.32% | 62,246 | $4.8M | Reduce -0.8% |
| AGG iShares Core U.S. Aggregate | 0.32% | 48,324 | $4.8M | Reduce -54.1% |
| APH Amphenol Corp. Class A | 0.31% | 26,612 | $4.7M | Reduce -1.5% |
| IR Ingersoll-Rand Inc. | 0.31% | 56,689 | $4.6M | No change |
| GE General Electric filed as GE AEROSPACE | 0.30% | 12,275 | $4.6M | Add +2.4% |
| IBB iShares Biotechnology ETF | 0.29% | 22,811 | $4.3M | Reduce -3.3% |
| NVS Novartis AG-Sponsored ADR | 0.28% | 27,417 | $4.3M | Reduce -1.5% |
| IVV iShares Core S&P 500 ETF | 0.28% | 5,727 | $4.3M | Reduce -38.5% |
| TMO Thermo Fisher Scientific Inc. | 0.28% | 8,521 | $4.3M | Reduce -1.0% |
| LIN Linde PLC | 0.28% | 8,230 | $4.3M | Reduce -3.5% |
| LMT Lockheed Martin Corp. | 0.28% | 8,265 | $4.2M | Reduce -3.0% |
| VCLT Vanguard Long-Term Corp. Bond | 0.27% | 54,940 | $4.1M | No change |
| CVS CVS Health Corp. | 0.27% | 39,187 | $4.1M | Reduce -1.2% |
| SCZ iShares MSCI Eafe Small-Cap | 0.27% | 48,846 | $4.0M | Reduce -2.6% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.27% | 50,073 | $4.0M | Reduce -25.5% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.26% | 78,907 | $4.0M | Reduce -0.2% |
| XLB SS Materials Select Sector | 0.26% | 77,860 | $4.0M | Reduce -0.3% |
| GDX Vaneck Gold Miners ETF | 0.26% | 52,089 | $3.9M | Add +0.2% |
| CARR Carrier Global Corp. | 0.25% | 52,380 | $3.8M | Reduce -1.1% |
| TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC | 0.25% | 33,512 | $3.8M | Reduce -2.3% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.25% | 5 | $3.7M | No change |
| ADI Analog Devices Inc. | 0.25% | 9,382 | $3.7M | Reduce -0.2% |
| IEMG iShares Core MSCI Emerging | 0.25% | 44,890 | $3.7M | Reduce -1.3% |
| PFE Pfizer Inc. | 0.24% | 152,177 | $3.7M | Reduce -7.9% |
| JMUB JPMorgan Municipal ETF | 0.24% | 70,395 | $3.6M | Add +128.8% |
| BAC Bank of America Corp. | 0.23% | 61,046 | $3.5M | Reduce -2.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.23% | 15,855 | $3.5M | Reduce -83.8% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.22% | 74,630 | $3.4M | Reduce -0.6% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $5K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 193 | $5K | No change |
Total filed on the 13F, all lines: $1.5B.
Portfolio Sells Q1 2026 → Q2 2026
| IUSG iShares Core S&P U.S. Growth | Reduce -86.7% | 0.21% | −1.06 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -83.8% | 0.23% | −1.03 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -73.0% | 0.41% | −0.89 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -81.5% | 0.11% | −0.48 |
| XOM Exxon Mobil Corp. | Reduce -6.5% | 1.42% | −0.45 |
| HON Honeywell International Inc. | Sold out | 0.00% | −0.41 |
| IXUS iShares Core Intl Stock ETF | Reduce -84.7% | 0.08% | −0.38 |
| AGG iShares Core U.S. Aggregate | Reduce -54.1% | 0.32% | −0.37 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -84.0% | 0.08% | −0.36 |
| AOR iShares Core 60/40 Balanced | Reduce -83.2% | 0.08% | −0.35 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -79.1% | 0.12% | −0.33 |
| ANGL Vaneck Fallen Angel High YLD | Reduce -78.3% | 0.08% | −0.29 |
| EDV Vanguard Extended Dur Treas | Reduce -33.9% | 0.55% | −0.27 |
| CVX Chevron Corp. | Reduce -2.8% | 0.88% | −0.24 |
| MCD McDonald's Corp. | Reduce -1.2% | 1.09% | −0.17 |
| SGOL Etfs Gold Trust | Sold out | 0.00% | −0.15 |
| DFUS Dimensional US Eq MKT ETF | Reduce -92.0% | 0.02% | −0.15 |
| GLD SPDR Gold Shares | Reduce -41.6% | 0.13% | −0.13 |
| WMT Walmart Inc. | Reduce -4.5% | 0.91% | −0.12 |
| VGT Vanguard Info Tech ETF | Reduce -68.5% | 0.09% | −0.12 |
| IVV iShares Core S&P 500 ETF | Reduce -38.5% | 0.28% | −0.11 |
| PEP Pepsico Inc. | Reduce -3.0% | 0.62% | −0.10 |
| LOW Lowe's Cos Inc. | Reduce -0.9% | 1.32% | −0.09 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Reduce -25.5% | 0.27% | −0.09 |
| ABT Abbott Laboratories | Reduce -2.4% | 0.58% | −0.08 |
| PAYX Paychex Inc. | Reduce -83.8% | 0.02% | −0.08 |
| T AT&T Inc. | Reduce -12.6% | 0.13% | −0.07 |
| NFLX Netflix Inc. | Reduce -2.6% | 0.20% | −0.07 |
| COST Costco Wholesale Corp. | Reduce -2.7% | 0.85% | −0.07 |
| VZ Verizon Communications Inc. | Reduce -11.3% | 0.21% | −0.07 |
| DD Dupont DE Nemours Inc. | Sold out | 0.00% | −0.06 |
| PFE Pfizer Inc. | Reduce -7.9% | 0.24% | −0.06 |
| FV First Trust DW Focus 5 Fund | Reduce -81.5% | 0.02% | −0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -10.1% | 1.10% | −0.06 |
| LMT Lockheed Martin Corp. | Reduce -3.0% | 0.28% | −0.06 |
| MRSH Marsh & McLennan Cos | Reduce -26.3% | 0.13% | −0.05 |
| ESGU iShares ESG Aware MSCI USA | Reduce -71.8% | 0.02% | −0.05 |
| PCAR Paccar Inc. | Reduce -95.7% | 0.00% | −0.05 |
| NEE Nextera Energy Inc. | Reduce -4.6% | 0.47% | −0.05 |
| DON Wisdomtree US Midcap Dividen | Reduce -24.2% | 0.19% | −0.04 |
| RDVY First Trust Rising Dividend | Reduce -77.7% | 0.01% | −0.04 |
| DES Wisdomtree US Smallcap Divid | Reduce -42.5% | 0.08% | −0.04 |
| CRM Salesforce Inc. | Reduce -4.9% | 0.16% | −0.04 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -64.2% | 0.02% | −0.04 |
| TSLA Tesla Inc. | Reduce -59.0% | 0.03% | −0.04 |
| DFAX Dimensional World Ex US Core | Reduce -74.8% | 0.01% | −0.04 |
| RTX RTX Corp. | Reduce -2.8% | 1.03% | −0.04 |
| NKE Nike Inc. Class B | Reduce -20.1% | 0.06% | −0.03 |
| SYY Sysco Corp. | Reduce -42.3% | 0.07% | −0.03 |
| EFV iShares MSCI Eafe Value ETF | Reduce -84.5% | 0.01% | −0.03 |
Portfolio Buys Q1 2026 → Q2 2026
| VOO Vanguard S&P 500 ETF | Add +65.5% | 1.17% | +0.56 |
| PANW Palo Alto Networks Inc. | Add +9.3% | 0.80% | +0.46 |
| LLY Eli Lilly & Co. | Add +16.7% | 0.80% | +0.28 |
| EFG iShares MSCI Eafe Growth ETF | Add +0.2% | 2.41% | +0.28 |
| XLK SS Technology Select Sector | Add +1.4% | 0.45% | +0.14 |
| JMUB JPMorgan Municipal ETF | Add +128.8% | 0.24% | +0.14 |
| GFFFX Amer FND GRW FD of Am-F2 | New | 0.13% | +0.13 |
| BMO Bank of Montreal | Add +0.0% | 0.54% | +0.13 |
| SNVXX Schwab Govt MNY FND-Inv | New | 0.13% | +0.13 |
| NBTB N B T Bancorp Inc. | Add +0.4% | 0.85% | +0.13 |
| AMBFX American Balanced Fund-F2 | New | 0.11% | +0.11 |
| PRPFX Permanent Portfolio-I | New | 0.10% | +0.10 |
| PIPNX PIMCO Income Fund-I3 | New | 0.09% | +0.09 |
| FINFX Amer FND Fndmntl Invst-F2 | New | 0.09% | +0.09 |
| GE General Electric | Add +2.4% | 0.30% | +0.08 |
| AVGO Broadcom Inc. | Add +0.2% | 0.40% | +0.08 |
| DGEIX Dfa Global Equity Port-Inst | New | 0.07% | +0.07 |
| ETN Eaton Corp. PLC | Add +1.1% | 0.36% | +0.06 |
| V Visa Inc. Class A | Add +3.3% | 0.38% | +0.06 |
| ICAFX Amer FND Inv Co. of Am-F2 | New | 0.05% | +0.05 |
| TSM Taiwan Semiconductor-SP ADR | Add +32.9% | 0.09% | +0.04 |
| EFA iShares MSCI Eafe ETF | Add +0.3% | 0.54% | +0.04 |
| WMFFX Amer FND Wash Mut Inv-F2 | New | 0.04% | +0.04 |
| ANWFX Amer FNDS New Perspect-F2 | New | 0.03% | +0.03 |
| IWO iShares Russell 2000 Growth | Add +7.2% | 0.11% | +0.03 |
| MUB iShares National Muni Bond E | Add +74.0% | 0.06% | +0.03 |
| WGIFX Af Cap WLRD GR & Inc.-F2 | New | 0.03% | +0.03 |
| STIP iShares 0-5 Year Tips Bond E | Add +2.9% | 0.91% | +0.02 |
| SWTSX Schwab Tot STK MRKT Indx | New | 0.02% | +0.02 |
| FLRN SS SPDR BB Ig Float RT ETF | Add +668.7% | 0.02% | +0.02 |
| AMRFX Amer FNDS Mutual FND-F2 | New | 0.02% | +0.02 |
| SGOL Abrdn Physical Gold Shares | Add +440.1% | 0.02% | +0.02 |
| IVW iShares S&P 500 Growth ETF | Add +15.8% | 0.06% | +0.02 |
| MWLDX TCW Metwest Low Dur BND-M | New | 0.02% | +0.02 |
| NYF iShares New York Muni Bond E | Add +2.9% | 0.35% | +0.02 |
| CAIFX Amer FNDS Cap Inc. BLDR-F2 | New | 0.02% | +0.02 |
| MA Mastercard Inc. Class A | Add +3.6% | 0.22% | +0.02 |
| HCAIX Harbor Capital Apprecia-Inv | New | 0.02% | +0.02 |
| IQV Iqvia Holdings Inc. | Add +77.9% | 0.03% | +0.01 |
| LSBDX Loomis Sayles Income Fund | New | 0.01% | +0.01 |
| VIGAX VNGD Mrngst Grwth Idx FD-Adm | New | 0.01% | +0.01 |
| MU Micron Technology Inc. | Add +4.6% | 0.02% | +0.01 |
| SMCFX Amer FND Smallcap WRLD-F2 | New | 0.01% | +0.01 |
| DHR Danaher Corp. | Add +0.7% | 0.51% | +0.01 |
| AEPFX Eupac Fund-F-2 | New | 0.01% | +0.01 |
| VEA Vanguard Ftse Developed ETF | Add +0.5% | 0.10% | +0.01 |
| RAAX Vaneck Real Assets ETF | New | 0.01% | +0.01 |
| MRGRX MFS Core Equity Fund-I | New | 0.01% | +0.01 |
| DGSIX Dfa GLBL All 60/40 Port-Inst | New | 0.01% | +0.01 |
| IWR iShares Russell Mid-Cap ETF | Add +0.0% | 0.08% | +0.01 |
Notes & Other Activity Q1 2026 → Q2 2026
| SCE TRUST II (EIX 5.1 PERP) | PFD | Sold out | 275 | $5Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,068 | $1.5B | MSFT, AAPL, GOOGL, GOOG, GUNR |
| Q1 2026 | 1,071 | $1.5B | MSFT, AAPL, GUNR, GOOGL, GOOG |
| Q4 2025 | 819 | $1.5B | MSFT, AAPL, GOOGL, GOOG, GUNR |
| Q3 2025 | 811 | $1.5B | MSFT, AAPL, GUNR, JPM, GOOGL |
| Q2 2025 | 817 | $1.5B | MSFT, AAPL, JPM, GUNR, EFG |
| Q1 2025 | 827 | $1.4B | MSFT, AAPL, GUNR, JPM, EFG |
| Q4 2024 | 795 | $1.4B | MSFT, AAPL, GUNR, JPM, GOOGL |
| Q3 2024 | 840 | $1.5B | MSFT, AAPL, GUNR, GOOGL, JPM |
| Q2 2024 | 594 | $1.4B | MSFT, AAPL, GUNR, GOOGL, GOOG |
| Q1 2024 | 599 | $1.4B | MSFT, AAPL, GUNR, GOOGL, JPM |