NBT Bank, N.A.
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 30, 2024), NBT Bank, N.A. reported 594 stock positions worth $1.4 billion. Its top holding was Microsoft (MSFT) at 7.0% of the portfolio, followed by Apple (AAPL, 4.9%) and NT Mstar GLBL NR ETF (GUNR, 3.3%). Compared with Q1 2024, it opened 19 new positions, sold out of 26, added to 149 and reduced 223. The biggest buy was Microsoft (MSFT, shares +10%) and the biggest sale Amazon.com (AMZN, shares −35%).
- Most Recent 13F
- Q2 2026
- Location
- NORWICH, NY
- CIK
- 0000898413
- Portfolio Value
- $1.4B (Q2 2024)
- SEC Filing
- 0001140361-24-034889 ↗ filed Jul 30, 2024
Holdings Value
Holdings 594 stocks · $1.4B
| MSFT Microsoft Corp. | 7.04% | 220,406 | $98.5M | Add +9.5% |
| AAPL Apple Inc. | 4.86% | 322,940 | $68.0M | Reduce -1.6% |
| GUNR NT Mstar GLBL NR ETF | 3.30% | 1,150,438 | $46.2M | Reduce -2.0% |
| GOOGL Alphabet Inc. Class A | 2.43% | 186,755 | $34.0M | Reduce -26.1% |
| GOOG Alphabet Inc. Class C | 2.16% | 164,640 | $30.2M | Add +4.5% |
| JPM JPMorgan Chase & Co. | 2.12% | 146,329 | $29.6M | Reduce -0.0% |
| EFG iShares MSCI Eafe Growth ETF | 1.83% | 249,704 | $25.5M | Reduce -0.6% |
| PG The Procter & Gamble Co. | 1.66% | 140,641 | $23.2M | Reduce -12.9% |
| LOW Lowe's Cos Inc. | 1.63% | 103,249 | $22.8M | Add +35.2% |
| XOM Exxon Mobil Corp. | 1.54% | 187,293 | $21.6M | Add +1.5% |
| TT Trane Technologies PLC | 1.45% | 61,717 | $20.3M | Reduce -13.8% |
| JNJ Johnson & Johnson | 1.32% | 126,106 | $18.4M | Add +12.3% |
| MCD McDonald's Corp. | 1.30% | 71,283 | $18.2M | Add +24.4% |
| AMZN Amazon.com Inc. | 1.26% | 91,287 | $17.6M | Reduce -34.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.16% | 39,726 | $16.2M | Reduce -15.1% |
| COST Costco Wholesale Corp. | 1.14% | 18,686 | $15.9M | Reduce -0.9% |
| CAT Caterpillar Inc. | 1.08% | 45,654 | $15.1M | Reduce -1.4% |
| CVX Chevron Corp. | 1.07% | 95,322 | $14.9M | Add +5.8% |
| PEP Pepsico Inc. | 1.05% | 89,049 | $14.7M | Add +0.4% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.01% | 276,377 | $14.2M | Reduce -1.6% |
| IUSG iShares Core S&P U.S. Growth | 0.99% | 109,009 | $13.9M | Add +7.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.97% | 48,085 | $13.6M | Add +13.6% |
| DE Deere & Co. | 0.97% | 36,234 | $13.5M | Reduce -1.8% |
| MRK Merck & Co. Inc. | 0.92% | 103,867 | $12.9M | Reduce -1.1% |
| ABT Abbott Laboratories | 0.89% | 119,237 | $12.4M | Add +4.8% |
| DHR Danaher Corp. | 0.87% | 48,917 | $12.2M | Reduce -12.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.84% | 72,887 | $11.7M | Add +8.9% |
| SDY SS SPDR S&P Dividend ETF | 0.83% | 90,952 | $11.6M | Reduce -5.4% |
| ADP Automatic Data Processing | 0.82% | 47,866 | $11.4M | Reduce -0.8% |
| NBTB N B T Bancorp Inc. | 0.79% | 286,829 | $11.1M | Reduce -3.6% |
| UNH Unitedhealth Group Inc. | 0.77% | 21,029 | $10.7M | Add +1.7% |
| ABBV Abbvie Inc. | 0.71% | 58,122 | $10.0M | Reduce -7.4% |
| LLY Eli Lilly & Co. | 0.70% | 10,812 | $9.8M | Add +11.1% |
| MDY State Street SPDR S&P Midcap | 0.70% | 18,185 | $9.7M | Reduce -1.4% |
| WMT Walmart Inc. | 0.67% | 137,538 | $9.3M | Reduce -51.0% |
| RTX RTX Corp. | 0.66% | 92,367 | $9.3M | Add +6.8% |
| CSCO Cisco Systems Inc. | 0.66% | 193,649 | $9.2M | Add +4.1% |
| NVDA Nvidia Corp. | 0.65% | 73,757 | $9.1M | Add +8.4% |
| IEFA iShares Core MSCI Eafe ETF | 0.64% | 123,335 | $9.0M | Add +3.8% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.64% | 115,745 | $8.9M | Add +6.2% |
| SPGI S&P Global Inc. | 0.63% | 19,813 | $8.8M | Add +344.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.63% | 16,116 | $8.8M | Reduce -0.3% |
| UNP Union Pacific Corp. | 0.62% | 38,038 | $8.6M | Reduce -0.2% |
| SCHD Schwab US DVD Equity ETF | 0.56% | 100,846 | $7.8M | Reduce -0.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.56% | 45,181 | $7.8M | Reduce -7.6% |
| ORCL Oracle Corp. | 0.55% | 54,672 | $7.7M | Add +0.7% |
| STIP iShares 0-5 Year Tips Bond E | 0.54% | 76,123 | $7.6M | Add +5.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.54% | 68,388 | $7.5M | Reduce -0.3% |
| GWW WW Grainger Inc. filed as GRAINGER W W INC | 0.53% | 8,283 | $7.5M | Add +91.7% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.53% | 75,110 | $7.5M | Reduce -1.1% |
| IWM iShares Russell 2000 ETF | 0.51% | 35,348 | $7.2M | Add +6.1% |
| QCOM Qualcomm Inc. | 0.50% | 35,354 | $7.0M | Reduce -1.1% |
| NEE Nextera Energy Inc. | 0.49% | 97,455 | $6.9M | Add +31.4% |
| HON Honeywell International Inc. | 0.48% | 31,222 | $6.7M | Reduce -0.2% |
| TMO Thermo Fisher Scientific Inc. | 0.47% | 11,985 | $6.6M | Add +0.5% |
| MRSH Marsh & McLennan Cos | 0.47% | 31,051 | $6.5M | Reduce -2.1% |
| PFE Pfizer Inc. | 0.46% | 230,381 | $6.4M | Add +10.2% |
| NFRA NT GLBL BRD Infra ETF | 0.45% | 119,474 | $6.4M | Reduce -2.7% |
| KO The Coca-Cola Co. | 0.44% | 96,591 | $6.1M | Reduce -26.5% |
| EFA iShares MSCI Eafe ETF | 0.43% | 77,591 | $6.1M | Reduce -0.6% |
| HD Home Depot Inc. | 0.41% | 16,776 | $5.8M | Reduce -1.4% |
| AGG iShares Core U.S. Aggregate | 0.40% | 58,351 | $5.7M | Add +13.6% |
| SHY iShares 1-3 Year Treasury Bo | 0.39% | 66,968 | $5.5M | Add +93.2% |
| IR Ingersoll-Rand Inc. | 0.38% | 58,512 | $5.3M | Reduce -12.5% |
| NYF iShares New York Muni Bond E | 0.38% | 98,569 | $5.3M | Add +2.9% |
| MDLZ Mondelez International Inc. Class A | 0.37% | 79,770 | $5.2M | Reduce -2.6% |
| GD General Dynamics Corp. | 0.36% | 17,283 | $5.0M | Add +137.2% |
| LMT Lockheed Martin Corp. | 0.34% | 10,306 | $4.8M | Reduce -1.8% |
| AXP American Express Co. | 0.34% | 20,490 | $4.7M | Add +4.2% |
| V Visa Inc. Class A | 0.33% | 17,793 | $4.7M | Add +1.6% |
| TIP iShares Tips Bond ETF | 0.33% | 43,693 | $4.7M | Add +12.1% |
| AOR iShares Core 60/40 Balanced | 0.32% | 80,148 | $4.5M | Add +11.8% |
| IVV iShares Core S&P 500 ETF | 0.32% | 8,222 | $4.5M | Reduce -9.2% |
| TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC | 0.32% | 38,937 | $4.5M | Add +20.6% |
| IJT iShares S&P Small-Cap 600 GR | 0.32% | 34,803 | $4.5M | Add +10.6% |
| VZ Verizon Communications Inc. | 0.31% | 106,225 | $4.4M | Reduce -1.2% |
| SCHF Schwab Intl Equity ETF | 0.31% | 111,701 | $4.3M | Reduce -0.8% |
| TGT Target Corp. | 0.31% | 28,936 | $4.3M | Reduce -1.3% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.31% | 55,351 | $4.3M | Reduce -1.6% |
| IXUS iShares Core Intl Stock ETF | 0.30% | 62,075 | $4.2M | Add +10.1% |
| XLK SS Technology Select Sector | 0.30% | 18,272 | $4.1M | Add +21.1% |
| LIN Linde PLC | 0.29% | 9,393 | $4.1M | Add +1.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.29% | 22,545 | $4.1M | Add +11.7% |
| META Meta Platforms Inc. Class A | 0.29% | 8,103 | $4.1M | No change |
| IBB iShares Biotechnology ETF | 0.29% | 29,474 | $4.0M | Reduce -2.8% |
| IJH iShares Core S&P Midcap ETF | 0.29% | 68,812 | $4.0M | Add +1.5% |
| CARR Carrier Global Corp. | 0.29% | 63,687 | $4.0M | Add +12.7% |
| ANGL Vaneck Fallen Angel High YLD | 0.28% | 140,002 | $4.0M | Add +12.2% |
| EEM iShares MSCI Emerging Market | 0.28% | 92,651 | $3.9M | Reduce -2.0% |
| BMO Bank of Montreal filed as BANK MONTREAL QUE | 0.27% | 45,436 | $3.8M | No change |
| ETN Eaton Corp. PLC | 0.27% | 11,992 | $3.8M | Add +0.9% |
| CRM Salesforce Inc. | 0.27% | 14,571 | $3.7M | Add +3.4% |
| BMY Bristol-Myers Squibb Co. | 0.26% | 88,160 | $3.7M | Reduce -6.4% |
| XLB SS Materials Select Sector | 0.26% | 41,306 | $3.6M | Add +53.2% |
| MCHP Microchip Technology Inc. | 0.26% | 39,799 | $3.6M | Reduce -0.0% |
| NKE Nike Inc. Class B | 0.26% | 47,674 | $3.6M | Reduce -5.1% |
| NVS Novartis AG-Sponsored ADR | 0.25% | 33,150 | $3.5M | Add +27.5% |
| DON Wisdomtree US Midcap Dividen | 0.25% | 75,402 | $3.5M | Reduce -1.8% |
| SCHA Schwab US Small-Cap ETF | 0.24% | 70,789 | $3.4M | Reduce -0.6% |
| PM Philip Morris International | 0.24% | 33,102 | $3.4M | Add +2.7% |
Other holdings (6): bonds, preferreds, convertibles and warrants · $48K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| LINCOLN NATIONAL CORP (LNC 3 PERP A) | COM | 960 | $30K | No change |
| SCE TRUST II (EIX 5.1 PERP) | PFD | 275 | $5K | No change |
| LXP INDUSTRIAL TRUST (LXP 6.5 PERP C) | PFD CONV SER C | 100 | $5K | No change |
| AXIS CAPITAL HLDGS LTD (AXS 5.5 PERP E) | Pref | 200 | $4K | No change |
| EQUITY COMMONWEALTH (EQC 6.5 PERP D) | 6.5% CNV PFD D | 100 | $2K | No change |
| SYNOVUS FINANCIAL CORP (SNV 8.86629 PERP D) | COM | 36 | $1K | No change |
Total filed on the 13F, all lines: $1.4B.
Portfolio Sells Q1 2024 → Q2 2024
| AMZN Amazon.com Inc. | Reduce -34.7% | 1.26% | −0.58 |
| WMT Walmart Inc. | Reduce -51.0% | 0.67% | −0.57 |
| GOOGL Alphabet Inc. Class A | Reduce -26.1% | 2.43% | −0.36 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -15.1% | 1.16% | −0.29 |
| PG The Procter & Gamble Co. | Reduce -12.9% | 1.66% | −0.26 |
| GUNR NT Mstar GLBL NR ETF | Reduce -2.0% | 3.30% | −0.23 |
| CAT Caterpillar Inc. | Reduce -1.4% | 1.08% | −0.16 |
| KO The Coca-Cola Co. | Reduce -26.5% | 0.44% | −0.15 |
| DHR Danaher Corp. | Reduce -12.5% | 0.87% | −0.15 |
| DIS The Walt Disney Co. | Reduce -1.1% | 0.53% | −0.15 |
| DE Deere & Co. | Reduce -1.8% | 0.97% | −0.14 |
| IBM Intl Business Machines Corp. | Reduce -7.6% | 0.56% | −0.12 |
| ABBV Abbvie Inc. | Reduce -7.4% | 0.71% | −0.12 |
| TT Trane Technologies PLC | Reduce -13.8% | 1.45% | −0.12 |
| SHW The Sherwin-Williams Co. | Reduce -25.9% | 0.19% | −0.12 |
| BMY Bristol-Myers Squibb Co. | Reduce -6.4% | 0.26% | −0.11 |
| SDY SS SPDR S&P Dividend ETF | Reduce -5.4% | 0.83% | −0.10 |
| UBER Uber Technologies Inc. | Reduce -25.6% | 0.21% | −0.10 |
| MRK Merck & Co. Inc. | Reduce -1.1% | 0.92% | −0.09 |
| INTC Intel Corp. | Reduce -0.1% | 0.20% | −0.09 |
| NKE Nike Inc. Class B | Reduce -5.1% | 0.26% | −0.09 |
| IEMG iShares Core MSCI Emerging | Reduce -28.0% | 0.23% | −0.09 |
| CVS CVS Health Corp. | Reduce -2.2% | 0.21% | −0.09 |
| IR Ingersoll-Rand Inc. | Reduce -12.5% | 0.38% | −0.09 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -0.6% | 1.83% | −0.08 |
| TGT Target Corp. | Reduce -1.3% | 0.31% | −0.07 |
| UNP Union Pacific Corp. | Reduce -0.2% | 0.62% | −0.07 |
| ALLE Allegion PLC | Reduce -19.2% | 0.16% | −0.07 |
| ADP Automatic Data Processing | Reduce -0.8% | 0.82% | −0.07 |
| HD Home Depot Inc. | Reduce -1.4% | 0.41% | −0.06 |
| OKE Oneok Inc. | Sold out | 0.00% | −0.06 |
| MDY State Street SPDR S&P Midcap | Reduce -1.4% | 0.70% | −0.06 |
| MA Mastercard Inc. Class A | Reduce -10.6% | 0.22% | −0.06 |
| CNI Canadian Natl Railway Co. | Reduce -16.2% | 0.14% | −0.05 |
| ZTS Zoetis Inc. | Reduce -39.7% | 0.08% | −0.05 |
| IQV Iqvia Holdings Inc. | Reduce -21.8% | 0.08% | −0.05 |
| MDLZ Mondelez International Inc. Class A | Reduce -2.6% | 0.37% | −0.05 |
| SBUX Starbucks Corp. | Reduce -25.0% | 0.07% | −0.04 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -1.6% | 1.01% | −0.04 |
| USB US Bancorp | Reduce -10.4% | 0.14% | −0.04 |
| SCHD Schwab US DVD Equity ETF | Reduce -0.8% | 0.56% | −0.04 |
| FTV Fortive Corp. | Reduce -10.4% | 0.12% | −0.04 |
| BF.B Brown-Forman Corp. Class B | Sold out | 0.00% | −0.04 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -97.5% | 0.00% | −0.04 |
| NFRA NT GLBL BRD Infra ETF | Reduce -2.7% | 0.45% | −0.04 |
| CCI Crown Castle Inc. | Reduce -32.8% | 0.05% | −0.03 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -89.7% | 0.00% | −0.03 |
| AON Aon PLC Class A | Reduce -17.9% | 0.07% | −0.03 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -8.7% | 0.21% | −0.03 |
| BAM Brookfield Asset Mgmt-A | Reduce -21.9% | 0.07% | −0.03 |
Portfolio Buys Q1 2024 → Q2 2024
| MSFT Microsoft Corp. | Add +9.5% | 7.04% | +0.84 |
| SPGI S&P Global Inc. | Add +344.9% | 0.63% | +0.49 |
| GOOG Alphabet Inc. Class C | Add +4.5% | 2.16% | +0.40 |
| NVO Novo-Nordisk A/S-Spons ADR | New | 0.22% | +0.22 |
| GWW WW Grainger Inc. | Add +91.7% | 0.53% | +0.21 |
| GD General Dynamics Corp. | Add +137.2% | 0.36% | +0.21 |
| LOW Lowe's Cos Inc. | Add +35.2% | 1.63% | +0.20 |
| NVDA Nvidia Corp. | Add +8.4% | 0.65% | +0.20 |
| SHY iShares 1-3 Year Treasury Bo | Add +93.2% | 0.39% | +0.18 |
| VTI VG Morningstar TS MKT ETF-US | Add +13.6% | 0.97% | +0.17 |
| NEE Nextera Energy Inc. | Add +31.4% | 0.49% | +0.15 |
| LLY Eli Lilly & Co. | Add +11.1% | 0.70% | +0.15 |
| AFL Aflac Inc. | Add +847.6% | 0.15% | +0.13 |
| ADI Analog Devices Inc. | Add +299.5% | 0.17% | +0.13 |
| IUSG iShares Core S&P U.S. Growth | Add +7.5% | 0.99% | +0.12 |
| LHX L3HARRIS Technologies Inc. | New | 0.12% | +0.12 |
| MCD McDonald's Corp. | Add +24.4% | 1.30% | +0.12 |
| PAYX Paychex Inc. | Add +324.5% | 0.14% | +0.11 |
| GIS General Mills Inc. | Add +168.0% | 0.17% | +0.10 |
| BAC Bank of America Corp. | Add +56.1% | 0.22% | +0.08 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +275.3% | 0.11% | +0.08 |
| FVD First Trust Value Line DVD | Add +135.5% | 0.14% | +0.08 |
| XLB SS Materials Select Sector | Add +53.2% | 0.26% | +0.08 |
| GBDC Golub Capital BDC Inc. | Add +536.5% | 0.09% | +0.07 |
| PCAR Paccar Inc. | New | 0.07% | +0.07 |
| VXUS Vanguard Total Intl Stock | Add +314.6% | 0.10% | +0.07 |
| NVS Novartis AG-Sponsored ADR | Add +27.5% | 0.25% | +0.07 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +21933.3% | 0.07% | +0.07 |
| XLK SS Technology Select Sector | Add +21.1% | 0.30% | +0.07 |
| MS Morgan Stanley | Add +119.5% | 0.11% | +0.06 |
| EEMV iShares MSCI Emg MKT Min Vol | Add +152.7% | 0.10% | +0.06 |
| ORCL Oracle Corp. | Add +0.7% | 0.55% | +0.05 |
| TXN Texas Instruments Inc. | Add +30.0% | 0.17% | +0.05 |
| PANW Palo Alto Networks Inc. | Add +10.1% | 0.22% | +0.05 |
| CARR Carrier Global Corp. | Add +12.7% | 0.29% | +0.05 |
| IWR iShares Russell Mid-Cap ETF | Add +298.1% | 0.06% | +0.05 |
| PFG Principal Financial Group | New | 0.04% | +0.04 |
| CL Colgate-Palmolive Co. | Add +33.4% | 0.15% | +0.04 |
| AMGN Amgen Inc. | Add +34.3% | 0.13% | +0.04 |
| T AT&T Inc. | Add +18.3% | 0.20% | +0.04 |
| MDT Medtronic PLC | Add +47.9% | 0.17% | +0.04 |
| APH Amphenol Corp. Class A | Add +16.7% | 0.15% | +0.04 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +8.9% | 0.84% | +0.04 |
| AGG iShares Core U.S. Aggregate | Add +13.6% | 0.40% | +0.04 |
| PFE Pfizer Inc. | Add +10.2% | 0.46% | +0.04 |
| TROW T Rowe Price Group Inc. | Add +20.6% | 0.32% | +0.03 |
| AOR iShares Core 60/40 Balanced | Add +11.8% | 0.32% | +0.03 |
| CMG Chipotle Mexican Grill Inc. | Add +60.8% | 0.07% | +0.03 |
| WFC Wells Fargo & Co. | Add +16.0% | 0.20% | +0.03 |
| TIP iShares Tips Bond ETF | Add +12.1% | 0.33% | +0.03 |
Notes & Other Activity Q1 2024 → Q2 2024
| AMEDICA CORP | COM | Sold out | 0 | $0before exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,068 | $1.5B | MSFT, AAPL, GOOGL, GOOG, GUNR |
| Q1 2026 | 1,071 | $1.5B | MSFT, AAPL, GUNR, GOOGL, GOOG |
| Q4 2025 | 819 | $1.5B | MSFT, AAPL, GOOGL, GOOG, GUNR |
| Q3 2025 | 811 | $1.5B | MSFT, AAPL, GUNR, JPM, GOOGL |
| Q2 2025 | 817 | $1.5B | MSFT, AAPL, JPM, GUNR, EFG |
| Q1 2025 | 827 | $1.4B | MSFT, AAPL, GUNR, JPM, EFG |
| Q4 2024 | 795 | $1.4B | MSFT, AAPL, GUNR, JPM, GOOGL |
| Q3 2024 | 840 | $1.5B | MSFT, AAPL, GUNR, GOOGL, JPM |
| Q2 2024 | 594 | $1.4B | MSFT, AAPL, GUNR, GOOGL, GOOG |
| Q1 2024 | 599 | $1.4B | MSFT, AAPL, GUNR, GOOGL, JPM |