NBT Bank, N.A.
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 24, 2024), NBT Bank, N.A. reported 599 stock positions worth $1.4 billion. Its top holding was Microsoft (MSFT) at 6.2% of the portfolio, followed by Apple (AAPL, 4.1%) and NT Mstar GLBL NR ETF (GUNR, 3.5%). Compared with Q4 2023, it opened 26 new positions, sold out of 26, added to 110 and reduced 247. The biggest buy was Walmart (WMT, shares +156%) and the biggest sale Apple (AAPL, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- NORWICH, NY
- CIK
- 0000898413
- Portfolio Value
- $1.4B (Q1 2024)
- SEC Filing
- 0001140361-24-021656 ↗ filed Apr 24, 2024
Holdings Value
Holdings 599 stocks · $1.4B
| MSFT Microsoft Corp. | 6.20% | 201,225 | $84.7M | Reduce -2.0% |
| AAPL Apple Inc. | 4.12% | 328,347 | $56.3M | Reduce -2.8% |
| GUNR NT Mstar GLBL NR ETF | 3.53% | 1,174,521 | $48.2M | Add +3.3% |
| GOOGL Alphabet Inc. Class A | 2.79% | 252,723 | $38.1M | Reduce -0.4% |
| JPM JPMorgan Chase & Co. | 2.15% | 146,377 | $29.3M | Reduce -3.8% |
| PG The Procter & Gamble Co. | 1.92% | 161,451 | $26.2M | Reduce -1.9% |
| EFG iShares MSCI Eafe Growth ETF | 1.91% | 251,324 | $26.1M | Reduce -0.6% |
| AMZN Amazon.com Inc. | 1.85% | 139,704 | $25.2M | Reduce -0.2% |
| GOOG Alphabet Inc. Class C | 1.76% | 157,505 | $24.0M | Reduce -0.3% |
| TT Trane Technologies PLC | 1.57% | 71,598 | $21.5M | Reduce -2.8% |
| XOM Exxon Mobil Corp. | 1.57% | 184,476 | $21.4M | Reduce -2.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.44% | 46,786 | $19.7M | Reduce -0.7% |
| LOW Lowe's Cos Inc. | 1.42% | 76,370 | $19.5M | Reduce -2.7% |
| JNJ Johnson & Johnson | 1.30% | 112,276 | $17.8M | Reduce -3.7% |
| CAT Caterpillar Inc. | 1.24% | 46,289 | $17.0M | Reduce -2.4% |
| WMT Walmart Inc. | 1.24% | 280,911 | $16.9M | Add +156.0% |
| MCD McDonald's Corp. | 1.18% | 57,310 | $16.2M | Reduce -2.7% |
| PEP Pepsico Inc. | 1.14% | 88,657 | $15.5M | Reduce -2.1% |
| DE Deere & Co. | 1.11% | 36,888 | $15.2M | Reduce -2.3% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.05% | 280,766 | $14.4M | Reduce -0.2% |
| CVX Chevron Corp. | 1.04% | 90,110 | $14.2M | Reduce -2.5% |
| DHR Danaher Corp. | 1.02% | 55,918 | $14.0M | Reduce -0.5% |
| MRK Merck & Co. Inc. | 1.01% | 104,977 | $13.9M | Reduce -1.4% |
| COST Costco Wholesale Corp. | 1.01% | 18,851 | $13.8M | Reduce -2.0% |
| ABT Abbott Laboratories | 0.95% | 113,821 | $12.9M | Reduce -2.8% |
| SDY SS SPDR S&P Dividend ETF | 0.92% | 96,187 | $12.6M | Reduce -0.9% |
| ADP Automatic Data Processing | 0.88% | 48,267 | $12.1M | Reduce -0.7% |
| IUSG iShares Core S&P U.S. Growth | 0.87% | 101,424 | $11.9M | Add +13.7% |
| ABBV Abbvie Inc. | 0.84% | 62,741 | $11.4M | Reduce -3.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.81% | 42,332 | $11.0M | Add +16.6% |
| NBTB N B T Bancorp Inc. | 0.80% | 297,434 | $10.9M | Add +1.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.80% | 66,950 | $10.9M | Add +20.4% |
| MDY State Street SPDR S&P Midcap | 0.75% | 18,434 | $10.3M | Reduce -1.9% |
| UNH Unitedhealth Group Inc. | 0.75% | 20,685 | $10.2M | Reduce -1.3% |
| RTX RTX Corp. | 0.73% | 86,529 | $10.0M | Reduce -3.5% |
| UNP Union Pacific Corp. | 0.69% | 38,123 | $9.4M | Reduce -1.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.68% | 48,893 | $9.3M | Add +9.4% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.68% | 75,975 | $9.3M | Reduce -5.4% |
| CSCO Cisco Systems Inc. | 0.68% | 185,952 | $9.3M | Reduce -3.0% |
| IEFA iShares Core MSCI Eafe ETF | 0.65% | 118,781 | $8.8M | Reduce -3.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.62% | 16,166 | $8.5M | Reduce -1.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.62% | 108,996 | $8.4M | Add +1.0% |
| SCHD Schwab US DVD Equity ETF | 0.60% | 101,701 | $8.2M | Reduce -1.5% |
| KO The Coca-Cola Co. | 0.59% | 131,346 | $8.0M | Reduce -1.1% |
| LLY Eli Lilly & Co. | 0.55% | 9,728 | $7.6M | Reduce -1.5% |
| STIP iShares 0-5 Year Tips Bond E | 0.53% | 72,152 | $7.2M | Add +10.0% |
| IWM iShares Russell 2000 ETF | 0.51% | 33,319 | $7.0M | Reduce -1.6% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.51% | 68,626 | $7.0M | Reduce -1.5% |
| TMO Thermo Fisher Scientific Inc. | 0.51% | 11,931 | $6.9M | Reduce -0.1% |
| ORCL Oracle Corp. | 0.50% | 54,303 | $6.8M | Reduce -4.4% |
| NFRA NT GLBL BRD Infra ETF | 0.49% | 122,829 | $6.7M | Reduce -2.5% |
| MRSH Marsh & McLennan Cos | 0.48% | 31,732 | $6.5M | Reduce -1.3% |
| HD Home Depot Inc. | 0.48% | 17,012 | $6.5M | Reduce -0.7% |
| HON Honeywell International Inc. | 0.47% | 31,298 | $6.4M | Reduce -3.9% |
| IR Ingersoll-Rand Inc. | 0.47% | 66,894 | $6.4M | Reduce -0.1% |
| EFA iShares MSCI Eafe ETF | 0.46% | 78,058 | $6.2M | Add +0.1% |
| NVDA Nvidia Corp. | 0.45% | 6,804 | $6.1M | Reduce -4.5% |
| QCOM Qualcomm Inc. | 0.44% | 35,748 | $6.1M | Reduce -1.4% |
| PFE Pfizer Inc. | 0.42% | 209,062 | $5.8M | Add +5.7% |
| MDLZ Mondelez International Inc. Class A | 0.42% | 81,874 | $5.7M | Add +0.2% |
| TGT Target Corp. | 0.38% | 29,307 | $5.2M | Reduce -0.3% |
| NYF iShares New York Muni Bond E | 0.38% | 95,784 | $5.2M | Add +2.2% |
| BMY Bristol-Myers Squibb Co. | 0.37% | 94,171 | $5.1M | Reduce -4.5% |
| AGG iShares Core U.S. Aggregate | 0.37% | 51,385 | $5.0M | Add +13.8% |
| V Visa Inc. Class A | 0.36% | 17,511 | $4.9M | Reduce -0.4% |
| LMT Lockheed Martin Corp. | 0.35% | 10,495 | $4.8M | Reduce -2.1% |
| IVV iShares Core S&P 500 ETF | 0.35% | 9,050 | $4.8M | Add +14.1% |
| NEE Nextera Energy Inc. | 0.35% | 74,175 | $4.7M | Reduce -1.8% |
| NKE Nike Inc. Class B | 0.35% | 50,216 | $4.7M | Reduce -5.1% |
| VZ Verizon Communications Inc. | 0.33% | 107,470 | $4.5M | Reduce -0.0% |
| AXP American Express Co. | 0.33% | 19,672 | $4.5M | Reduce -0.9% |
| BMO Bank of Montreal filed as BANK MONTREAL QUE | 0.33% | 45,436 | $4.4M | No change |
| GWW WW Grainger Inc. filed as GRAINGER W W INC | 0.32% | 4,321 | $4.4M | Reduce -2.0% |
| SCHF Schwab Intl Equity ETF | 0.32% | 112,617 | $4.4M | Reduce -1.3% |
| IEMG iShares Core MSCI Emerging | 0.32% | 84,910 | $4.4M | Add +15.2% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.32% | 56,222 | $4.4M | Reduce -40.7% |
| LIN Linde PLC | 0.31% | 9,218 | $4.3M | Reduce -2.6% |
| SHW The Sherwin-Williams Co. | 0.31% | 12,322 | $4.3M | Reduce -1.8% |
| CRM Salesforce Inc. | 0.31% | 14,098 | $4.2M | Reduce -0.2% |
| UBER Uber Technologies Inc. | 0.31% | 54,846 | $4.2M | Add +1.3% |
| TIP iShares Tips Bond ETF | 0.31% | 38,972 | $4.2M | Add +11.2% |
| IBB iShares Biotechnology ETF | 0.30% | 30,323 | $4.2M | Reduce -1.7% |
| IJH iShares Core S&P Midcap ETF | 0.30% | 67,810 | $4.1M | Add +10.5% |
| IJT iShares S&P Small-Cap 600 GR | 0.30% | 31,465 | $4.1M | Add +20.1% |
| INTC Intel Corp. | 0.30% | 91,747 | $4.1M | Reduce -1.9% |
| CVS CVS Health Corp. | 0.29% | 50,124 | $4.0M | Reduce -2.4% |
| AOR iShares Core 60/40 Balanced | 0.29% | 71,700 | $4.0M | Add +8.4% |
| TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC | 0.29% | 32,279 | $3.9M | Reduce -0.9% |
| META Meta Platforms Inc. Class A | 0.29% | 8,103 | $3.9M | Reduce -0.4% |
| EEM iShares MSCI Emerging Market | 0.28% | 94,555 | $3.9M | Reduce -0.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.28% | 20,183 | $3.9M | Add +19.3% |
| IXUS iShares Core Intl Stock ETF | 0.28% | 56,358 | $3.8M | Add +14.8% |
| MA Mastercard Inc. Class A | 0.28% | 7,809 | $3.8M | Add +3.0% |
| DON Wisdomtree US Midcap Dividen | 0.27% | 76,786 | $3.7M | Reduce -1.0% |
| ETN Eaton Corp. PLC | 0.27% | 11,885 | $3.7M | Add +4.8% |
| ANGL Vaneck Fallen Angel High YLD | 0.27% | 124,746 | $3.6M | New |
| MCHP Microchip Technology Inc. | 0.26% | 39,813 | $3.6M | Reduce -4.0% |
| SCHA Schwab US Small-Cap ETF | 0.26% | 71,188 | $3.5M | Reduce -4.0% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.24% | 93,232 | $3.3M | Add +15.3% |
| CARR Carrier Global Corp. | 0.24% | 56,511 | $3.3M | Reduce -3.6% |
Other holdings (6): bonds, preferreds, convertibles and warrants · $50K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| LINCOLN NATIONAL CORP (LNC 3 PERP A) | COM | 960 | $31K | No change |
| SCE TRUST II (EIX 5.1 PERP) | PFD | 275 | $6K | No change |
| LXP INDUSTRIAL TRUST (LXP 6.5 PERP C) | PFD CONV SER C | 100 | $5K | No change |
| AXIS CAPITAL HLDGS LTD (AXS 5.5 PERP E) | Pref | 200 | $5K | No change |
| EQUITY COMMONWEALTH (EQC 6.5 PERP D) | 6.5% CNV PFD D | 100 | $3K | No change |
| SYNOVUS FINANCIAL CORP (SNV 8.86629 PERP D) | COM | 36 | $1K | No change |
Total filed on the 13F, all lines: $1.4B.
Portfolio Sells Q4 2023 → Q1 2024
| AAPL Apple Inc. | Reduce -2.8% | 4.12% | −0.97 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Reduce -40.7% | 0.32% | −0.26 |
| MCD McDonald's Corp. | Reduce -2.7% | 1.18% | −0.18 |
| JNJ Johnson & Johnson | Reduce -3.7% | 1.30% | −0.13 |
| BA The Boeing Co. | Reduce -6.2% | 0.21% | −0.12 |
| UNH Unitedhealth Group Inc. | Reduce -1.3% | 0.75% | −0.12 |
| NKE Nike Inc. Class B | Reduce -5.1% | 0.35% | −0.10 |
| APD Air Products & Chemicals Inc. | Reduce -10.4% | 0.23% | −0.08 |
| CSCO Cisco Systems Inc. | Reduce -3.0% | 0.68% | −0.08 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -0.2% | 1.05% | −0.08 |
| GLD SPDR Gold Shares | Reduce -3.6% | 0.07% | −0.08 |
| DE Deere & Co. | Reduce -2.3% | 1.11% | −0.07 |
| INTC Intel Corp. | Reduce -1.9% | 0.30% | −0.07 |
| PEP Pepsico Inc. | Reduce -2.1% | 1.14% | −0.07 |
| HON Honeywell International Inc. | Reduce -3.9% | 0.47% | −0.06 |
| ABT Abbott Laboratories | Reduce -2.8% | 0.95% | −0.06 |
| HUBB Hubbell Inc. | Sold out | 0.00% | −0.06 |
| UNP Union Pacific Corp. | Reduce -1.6% | 0.69% | −0.06 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -26.4% | 0.12% | −0.06 |
| CCI Crown Castle Inc. | Reduce -21.2% | 0.09% | −0.04 |
| ZTS Zoetis Inc. | Reduce -5.7% | 0.13% | −0.04 |
| CVX Chevron Corp. | Reduce -2.5% | 1.04% | −0.04 |
| TSLA Tesla Inc. | Reduce -9.5% | 0.06% | −0.04 |
| BND Vanguard Total Bond Market | Reduce -24.0% | 0.09% | −0.04 |
| NFRA NT GLBL BRD Infra ETF | Reduce -2.5% | 0.49% | −0.04 |
| GDX Vaneck Gold Miners ETF | Reduce -11.4% | 0.19% | −0.04 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -3.5% | 0.65% | −0.03 |
| MTD Mettler-Toledo International | Sold out | 0.00% | −0.03 |
| UPS United Parcel Service Class B | Reduce -2.5% | 0.20% | −0.03 |
| MCHP Microchip Technology Inc. | Reduce -4.0% | 0.26% | −0.03 |
| LMT Lockheed Martin Corp. | Reduce -2.1% | 0.35% | −0.03 |
| KRE SS SPDR S&P Regional Bank | Reduce -4.1% | 0.18% | −0.03 |
| BSV Vanguard Short-Term Bond ETF | Reduce -26.6% | 0.06% | −0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -24.4% | 0.09% | −0.03 |
| AWK American Water Works Co. Inc. | Reduce -7.5% | 0.12% | −0.03 |
| DD Dupont DE Nemours Inc. | Reduce -11.0% | 0.14% | −0.03 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -31.9% | 0.06% | −0.03 |
| SDY SS SPDR S&P Dividend ETF | Reduce -0.9% | 0.92% | −0.03 |
| SPGI S&P Global Inc. | Reduce -6.3% | 0.14% | −0.03 |
| CVS CVS Health Corp. | Reduce -2.4% | 0.29% | −0.03 |
| KO The Coca-Cola Co. | Reduce -1.1% | 0.59% | −0.02 |
| TXN Texas Instruments Inc. | Reduce -13.6% | 0.12% | −0.02 |
| BIV Vanguard Intermediate-Term B | Reduce -4.8% | 0.18% | −0.02 |
| NVS Novartis AG-Sponsored ADR | Reduce -1.2% | 0.18% | −0.02 |
| IBB iShares Biotechnology ETF | Reduce -1.7% | 0.30% | −0.02 |
| GOVT iShares US Treasury Bond ETF | Reduce -29.2% | 0.04% | −0.02 |
| ESGU iShares ESG Aware MSCI USA | Reduce -20.7% | 0.10% | −0.02 |
| PM Philip Morris International | Reduce -0.8% | 0.22% | −0.02 |
| CARR Carrier Global Corp. | Reduce -3.6% | 0.24% | −0.02 |
| BMY Bristol-Myers Squibb Co. | Reduce -4.5% | 0.37% | −0.02 |
Portfolio Buys Q4 2023 → Q1 2024
| WMT Walmart Inc. | Add +156.0% | 1.24% | +0.79 |
| ANGL Vaneck Fallen Angel High YLD | New | 0.27% | +0.27 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +20.4% | 0.80% | +0.15 |
| IUSG iShares Core S&P U.S. Growth | Add +13.7% | 0.87% | +0.14 |
| VTI VG Morningstar TS MKT ETF-US | Add +16.6% | 0.81% | +0.13 |
| IBM Intl Business Machines Corp. | Add +9.4% | 0.68% | +0.11 |
| ETN Eaton Corp. PLC | Add +4.8% | 0.27% | +0.06 |
| IVV iShares Core S&P 500 ETF | Add +14.1% | 0.35% | +0.05 |
| UBER Uber Technologies Inc. | Add +1.3% | 0.31% | +0.05 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +19.3% | 0.28% | +0.05 |
| IJT iShares S&P Small-Cap 600 GR | Add +20.1% | 0.30% | +0.04 |
| SHY iShares 1-3 Year Treasury Bo | Add +30.9% | 0.21% | +0.04 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +2999.1% | 0.04% | +0.04 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +2130.9% | 0.04% | +0.04 |
| IJH iShares Core S&P Midcap ETF | Add +10.5% | 0.30% | +0.04 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +6780.8% | 0.03% | +0.03 |
| IXUS iShares Core Intl Stock ETF | Add +14.8% | 0.28% | +0.03 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +15.3% | 0.24% | +0.03 |
| IEMG iShares Core MSCI Emerging | Add +15.2% | 0.32% | +0.03 |
| MA Mastercard Inc. Class A | Add +3.0% | 0.28% | +0.02 |
| PSX Phillips 66 | Add +183.2% | 0.03% | +0.02 |
| SCHM Schwab US Mid Cap ETF | Add +73.8% | 0.05% | +0.02 |
| STIP iShares 0-5 Year Tips Bond E | Add +10.0% | 0.53% | +0.02 |
| EEMV iShares MSCI Emg MKT Min Vol | Add +101.8% | 0.04% | +0.02 |
| AMD Advanced Micro Devices | Add +2009.2% | 0.02% | +0.02 |
| JBHT Hunt (jb) Transprt SVCS Inc. | New | 0.02% | +0.02 |
| AGG iShares Core U.S. Aggregate | Add +13.8% | 0.37% | +0.02 |
| TRMB Trimble Inc. | New | 0.02% | +0.02 |
| AOR iShares Core 60/40 Balanced | Add +8.4% | 0.29% | +0.02 |
| AVGO Broadcom Inc. | Add +0.1% | 0.16% | +0.02 |
| NOW ServiceNow Inc. | New | 0.02% | +0.02 |
| CDW CDW Corp. | New | 0.02% | +0.02 |
| BKNG Booking Holdings Inc. | New | 0.01% | +0.01 |
| BDX Becton Dickinson and Co. | Add +34.4% | 0.07% | +0.01 |
| BUD Anheuser-Busch Inbev-SPN ADR | New | 0.01% | +0.01 |
| IJR iShares Core S&P Small-Cap E | Add +24.8% | 0.09% | +0.01 |
| AON Aon PLC Class A | Add +5.7% | 0.11% | +0.01 |
| AEM Agnico Eagle Mines Ltd. | Add +33.2% | 0.05% | +0.01 |
| IVW iShares S&P 500 Growth ETF | Add +21.1% | 0.05% | +0.01 |
| SYK Stryker Corp. | Add +9.1% | 0.06% | +0.01 |
| TIP iShares Tips Bond ETF | Add +11.2% | 0.31% | +0.01 |
| CMG Chipotle Mexican Grill Inc. | Add +9.6% | 0.04% | +0.01 |
| GEHC GE Healthcare Technology | Add +30.3% | 0.03% | +0.01 |
| SCHX Schwab US Large-Cap ETF | Add +4.9% | 0.05% | +0.01 |
| VGSH Vanguard Short-Term Treasury | Add +33.0% | 0.03% | +0.01 |
| FAST Fastenal Co. | Add +1.1% | 0.07% | +0.01 |
| ISRG Intuitive Surgical Inc. | Add +4.7% | 0.05% | +0.01 |
| SPEM State Street SP PTF Em ETF | Add +21.0% | 0.03% | +0.00 |
| TSCO Tractor Supply Company | Add +2.1% | 0.03% | +0.00 |
| FDX FedEx Corp. | Add +13.0% | 0.02% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,068 | $1.5B | MSFT, AAPL, GOOGL, GOOG, GUNR |
| Q1 2026 | 1,071 | $1.5B | MSFT, AAPL, GUNR, GOOGL, GOOG |
| Q4 2025 | 819 | $1.5B | MSFT, AAPL, GOOGL, GOOG, GUNR |
| Q3 2025 | 811 | $1.5B | MSFT, AAPL, GUNR, JPM, GOOGL |
| Q2 2025 | 817 | $1.5B | MSFT, AAPL, JPM, GUNR, EFG |
| Q1 2025 | 827 | $1.4B | MSFT, AAPL, GUNR, JPM, EFG |
| Q4 2024 | 795 | $1.4B | MSFT, AAPL, GUNR, JPM, GOOGL |
| Q3 2024 | 840 | $1.5B | MSFT, AAPL, GUNR, GOOGL, JPM |
| Q2 2024 | 594 | $1.4B | MSFT, AAPL, GUNR, GOOGL, GOOG |
| Q1 2024 | 599 | $1.4B | MSFT, AAPL, GUNR, GOOGL, JPM |