Oldfather Financial Services, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 16, 2026), Oldfather Financial Services, LLC reported 98 stock positions worth $335.8 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 21.9% of the portfolio, followed by State Street SPDR S&P Midcap (MDY, 9.9%) and iShares Russell 2000 ETF (IWM, 8.5%). Compared with Q3 2025, it opened 14 new positions, sold out of 8, added to 50 and reduced 23. The biggest buy was iShares Ibonds Dec 2030 (IBDV, shares +270%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −2%).

Most Recent 13F
Q4 2025
Location
KEARNEY, NE
CIK
0001775530
Portfolio Value
$335.8M (Q4 2025)
SEC Filing
0001775530-26-000001 ↗ filed Jan 16, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $243.0M Q1 2024 Q2 2024: $243.7M Q2 2024 Q3 2024: $259.9M Q3 2024 Q4 2024: $262.5M Q4 2024 Q1 2025: $263.4M Q1 2025 Q2 2025: $290.9M Q2 2025 Q3 2025: $321.1M Q3 2025 Q4 2025: $335.8M $335.8M Q4 2025

Holdings 98 stocks · $335.8M
VOO Vanguard S&P 500 ETF 21.92% 117,397 $73.6M Reduce -2.3%
MDY State Street SPDR S&P Midcap 9.92% 55,249 $33.3M Add +0.5%
IWM iShares Russell 2000 ETF 8.52% 116,244 $28.6M Reduce -0.7%
SPY SS SPDR S&P 500 ETF Trust-US 5.23% 25,775 $17.6M Reduce -0.7%
EFA iShares MSCI Eafe ETF 3.62% 126,608 $12.2M Add +3.4%
AGG iShares Core U.S. Aggregate 3.48% 117,091 $11.7M Add +14.2%
IWF iShares Russell 1000 Growth 3.44% 24,441 $11.6M Reduce -3.7%
IWD iShares Russell 1000 Value E 2.75% 43,987 $9.3M Reduce -0.6%
BRK.A Berkshire Hathaway Inc. Class A 2.70% 12 $9.1M No change
IWO iShares Russell 2000 Growth 2.62% 27,202 $8.8M Reduce -0.0%
IJJ iShares S&P Mid-Cap 400 Valu 2.48% 63,185 $8.3M Add +8.5%
VB Vanguard Most SM-Cap ETF-Usd 2.46% 32,013 $8.3M Add +0.1%
IJK iShares S&P Mid-Cap 400 Grow 2.27% 78,565 $7.6M Add +0.6%
BRK.B Berkshire Hathaway Inc. Class B 2.11% 14,079 $7.1M Add +3.6%
IWN iShares Russell 2000 Value E 2.03% 37,564 $6.8M Reduce -1.2%
WFC Wells Fargo & Co. 1.73% 62,200 $5.8M Add +0.7%
EEM iShares MSCI Emerging Market 1.58% 97,037 $5.3M Reduce -1.7%
IVV iShares Core S&P 500 ETF 1.30% 6,353 $4.4M Add +0.8%
AAPL Apple Inc. 1.11% 13,696 $3.7M Add +9.9%
BND Vanguard Total Bond Market 0.93% 41,962 $3.1M Add +15.3%
AXP American Express Co. 0.85% 7,688 $2.8M Add +2.3%
BKE The Buckle Inc. 0.70% 43,986 $2.3M Add +0.0%
SCHZ Schwab US Aggregate Bond ETF 0.68% 97,111 $2.3M Reduce -0.1%
IJH iShares Core S&P Midcap ETF 0.65% 32,876 $2.2M Add +0.1%
MSFT Microsoft Corp. 0.64% 4,428 $2.1M Add +65.1%
JPM JPMorgan Chase & Co. 0.59% 6,168 $2.0M Add +14.6%
SCHX Schwab US Large-Cap ETF 0.58% 72,170 $1.9M Add +2.8%
VTI VG Morningstar TS MKT ETF-US 0.57% 5,741 $1.9M Reduce -0.9%
SCHA Schwab US Small-Cap ETF 0.51% 60,371 $1.7M Reduce -1.0%
JNJ Johnson & Johnson 0.50% 8,046 $1.7M Add +4.8%
SCHM Schwab US Mid Cap ETF 0.49% 54,712 $1.6M Add +1.9%
AMZN Amazon.com Inc. 0.44% 6,336 $1.5M Add +82.5%
IBDV iShares Ibonds Dec 2030 Corp. 0.43% 65,985 $1.5M Add +270.4%
ETN Eaton Corp. PLC 0.41% 4,311 $1.4M Add +1.8%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.37% 4,315 $1.3M Reduce -4.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.35% 3,925 $1.2M Add +8.2%
IWB iShares Russell 1000 ETF 0.33% 2,959 $1.1M Reduce -2.7%
XLK SS Technology Select Sector 0.32% 7,532 $1.1M Reduce -5.5%
GOOGL Alphabet Inc. Class A 0.30% 3,249 $1.0M Add +75.6%
UNP Union Pacific Corp. 0.27% 3,951 $914K Add +18.1%
QQQ Invesco QQQ Trust Series 1 0.26% 1,416 $870K Add +7.7%
GOOG Alphabet Inc. Class C 0.26% 2,754 $864K Add +37.5%
ACWX iShares MSCI Acwi Ex US ETF 0.26% 12,832 $861K Add +1.0%
NVDA Nvidia Corp. 0.24% 4,327 $807K Add +165.6%
USB US Bancorp 0.24% 15,000 $800K No change
MCD McDonald's Corp. 0.23% 2,494 $762K Add +4.6%
IBDR iShares Ibonds Dec 2026 Term 0.22% 31,107 $754K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.22% 3,503 $742K Add +39.6%
IEMG iShares Core MSCI Emerging 0.21% 10,690 $719K New
GLD SPDR Gold Shares 0.21% 1,777 $704K No change
SCHF Schwab Intl Equity ETF 0.21% 28,926 $695K Add +2.5%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.19% 2,041 $643K Add +8.5%
IEFA iShares Core MSCI Eafe ETF 0.18% 6,935 $620K New
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.18% 11,231 $618K Add +3.7%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.17% 1,937 $585K Reduce -3.7%
DE Deere & Co. 0.17% 1,192 $555K Add +0.1%
OEF iShares S&P 100 ETF 0.16% 1,611 $553K Add +1.4%
MA Mastercard Inc. Class A 0.16% 948 $541K Add +21.7%
XOM Exxon Mobil Corp. 0.16% 4,440 $534K Add +17.2%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.16% 6,471 $522K No change
AVGO Broadcom Inc. 0.15% 1,485 $514K New
META Meta Platforms Inc. Class A 0.15% 768 $507K Add +124.6%
SCHE Schwab Emrg Mrkts Eqty ETF 0.15% 15,400 $504K Add +6.3%
SCHD Schwab US DVD Equity ETF 0.14% 17,454 $479K Reduce -4.4%
V Visa Inc. Class A 0.13% 1,273 $446K Add +114.7%
VZ Verizon Communications Inc. 0.13% 10,740 $437K Reduce -1.0%
ABBV Abbvie Inc. 0.13% 1,856 $424K Add +21.5%
VWO Vanguard Ftse Emerging Marke 0.12% 7,619 $410K Add +33.4%
SCHG Schwab US Large-Cap Growth 0.12% 12,305 $401K Reduce -4.6%
ORCL Oracle Corp. 0.12% 1,989 $388K Add +30.9%
IYW iShares Ustechnology ETF 0.11% 1,909 $381K No change
PNC PNC Financial Services Group 0.11% 1,800 $376K No change
IVW iShares S&P 500 Growth ETF 0.11% 2,998 $370K No change
AMP Ameriprise Financial Inc. 0.11% 744 $365K Add +47.9%
SPEM State Street SP PTF Em ETF 0.11% 7,751 $363K Add +62.9%
VEA Vanguard Ftse Developed ETF 0.10% 5,609 $350K New
LLY Eli Lilly & Co. 0.10% 319 $343K New
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.10% 2,214 $340K New
LOW Lowe's Cos Inc. 0.10% 1,409 $340K Reduce -1.5%
TSLA Tesla Inc. 0.10% 752 $338K Reduce -2.3%
WMT Walmart Inc. 0.09% 2,660 $296K New
PEP Pepsico Inc. 0.09% 2,060 $296K Reduce -0.4%
ABT Abbott Laboratories 0.08% 2,272 $285K Add +41.4%
SDY SS SPDR S&P Dividend ETF 0.08% 2,007 $279K Reduce -2.4%
VFH Vanguard Financials ETF 0.08% 2,068 $276K No change
IJR iShares Core S&P Small-Cap E 0.08% 2,261 $272K New
LRCX Lam Research Corp. 0.08% 1,547 $265K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.08% 921 $257K No change
MYCG State Street MY2027 Corporat 0.07% 10,000 $250K New
TSM Taiwan Semiconductor-SP ADR 0.07% 819 $249K New
ACWI iShares MSCI Acwi ETF 0.07% 1,678 $237K Add +0.1%
DVY iShares Select Dividend ETF 0.07% 1,631 $230K Add +14.9%
KO The Coca-Cola Co. 0.07% 3,255 $228K New
PG The Procter & Gamble Co. 0.07% 1,550 $222K New
SPYM Ste STR SPDR PT S&P 500 ETF 0.07% 2,763 $222K New
COST Costco Wholesale Corp. 0.07% 253 $219K Add +11.9%
VIG Vanguard Dividend Apprec ETF 0.06% 983 $216K Reduce -19.9%
CMI Cummins Inc. 0.06% 422 $215K New

Portfolio Sells Q3 2025 → Q4 2025
VOO Vanguard S&P 500 ETF Reduce -2.3% 21.92% −1.00
IBDQ iShares Ibonds Dec 2025 Term Sold out 0.00% −0.36
IWM iShares Russell 2000 ETF Reduce -0.7% 8.52% −0.30
IWF iShares Russell 1000 Growth Reduce -3.7% 3.44% −0.26
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.7% 5.23% −0.15
FDL First Trust Morn DVD Lead Inc. Sold out 0.00% −0.12
XLF SS Financial Select Sector Sold out 0.00% −0.10
IWO iShares Russell 2000 Growth Reduce -0.0% 2.62% −0.10
NBIS Nebius Group NV Sold out 0.00% −0.08
GSLC Goldman Activebeta US LC ETF Sold out 0.00% −0.08
BIL SS SPDR BB 1-3M T-Bill ETF Sold out 0.00% −0.08
C Citigroup Inc. Sold out 0.00% −0.07
XLV SS Health Care Select Sector Sold out 0.00% −0.07
IWN iShares Russell 2000 Value E Reduce -1.2% 2.03% −0.07
EEM iShares MSCI Emerging Market Reduce -1.7% 1.58% −0.06
IWD iShares Russell 1000 Value E Reduce -0.6% 2.75% −0.05
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -4.2% 0.37% −0.04
SCHZ Schwab US Aggregate Bond ETF Reduce -0.1% 0.68% −0.03
XLK SS Technology Select Sector Reduce -5.5% 0.32% −0.03
VTI VG Morningstar TS MKT ETF-US Reduce -0.9% 0.57% −0.02
VZ Verizon Communications Inc. Reduce -1.0% 0.13% −0.02
VIG Vanguard Dividend Apprec ETF Reduce -19.9% 0.06% −0.02
SCHA Schwab US Small-Cap ETF Reduce -1.0% 0.51% −0.02
IWB iShares Russell 1000 ETF Reduce -2.7% 0.33% −0.02
SCHD Schwab US DVD Equity ETF Reduce -4.4% 0.14% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -3.7% 0.17% −0.01
LOW Lowe's Cos Inc. Reduce -1.5% 0.10% −0.01
SCHG Schwab US Large-Cap Growth Reduce -4.6% 0.12% −0.01
SDY SS SPDR S&P Dividend ETF Reduce -2.4% 0.08% −0.01
TSLA Tesla Inc. Reduce -2.3% 0.10% −0.01
PEP Pepsico Inc. Reduce -0.4% 0.09% −0.00

Portfolio Buys Q3 2025 → Q4 2025
IBDV iShares Ibonds Dec 2030 Corp. Add +270.4% 0.43% +0.31
AGG iShares Core U.S. Aggregate Add +14.2% 3.48% +0.28
IEMG iShares Core MSCI Emerging New 0.21% +0.21
MSFT Microsoft Corp. Add +65.1% 0.64% +0.21
AMZN Amazon.com Inc. Add +82.5% 0.44% +0.20
IEFA iShares Core MSCI Eafe ETF New 0.18% +0.18
GOOGL Alphabet Inc. Class A Add +75.6% 0.30% +0.16
AVGO Broadcom Inc. New 0.15% +0.15
NVDA Nvidia Corp. Add +165.6% 0.24% +0.15
IJJ iShares S&P Mid-Cap 400 Valu Add +8.5% 2.48% +0.12
AAPL Apple Inc. Add +9.9% 1.11% +0.12
WFC Wells Fargo & Co. Add +0.7% 1.73% +0.11
GOOG Alphabet Inc. Class C Add +37.5% 0.26% +0.11
VEA Vanguard Ftse Developed ETF New 0.10% +0.10
LLY Eli Lilly & Co. New 0.10% +0.10
TJX TJX Companies Inc. New 0.10% +0.10
WMT Walmart Inc. New 0.09% +0.09
BND Vanguard Total Bond Market Add +15.3% 0.93% +0.08
IJR iShares Core S&P Small-Cap E New 0.08% +0.08
MYCG State Street MY2027 Corporat New 0.07% +0.07
TSM Taiwan Semiconductor-SP ADR New 0.07% +0.07
META Meta Platforms Inc. Class A Add +124.6% 0.15% +0.07
V Visa Inc. Class A Add +114.7% 0.13% +0.07
AXP American Express Co. Add +2.3% 0.85% +0.07
KO The Coca-Cola Co. New 0.07% +0.07
PG The Procter & Gamble Co. New 0.07% +0.07
SPYM Ste STR SPDR PT S&P 500 ETF New 0.07% +0.07
CMI Cummins Inc. New 0.06% +0.06
JPM JPMorgan Chase & Co. Add +14.6% 0.59% +0.06
EFA iShares MSCI Eafe ETF Add +3.4% 3.62% +0.06
VBR Vngrd Mrngst SL-CP Val ETF-U Add +39.6% 0.22% +0.06
JNJ Johnson & Johnson Add +4.8% 0.50% +0.05
SPEM State Street SP PTF Em ETF Add +62.9% 0.11% +0.04
AMP Ameriprise Financial Inc. Add +47.9% 0.11% +0.03
IBM Intl Business Machines Corp. Add +8.2% 0.35% +0.03
XOM Exxon Mobil Corp. Add +17.2% 0.16% +0.03
UNP Union Pacific Corp. Add +18.1% 0.27% +0.03
VWO Vanguard Ftse Emerging Marke Add +33.4% 0.12% +0.03
MA Mastercard Inc. Class A Add +21.7% 0.16% +0.02
ABT Abbott Laboratories Add +41.4% 0.08% +0.02
ABBV Abbvie Inc. Add +21.5% 0.13% +0.02
QQQ Invesco QQQ Trust Series 1 Add +7.7% 0.26% +0.01
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +8.5% 0.19% +0.01
BAC Bank of America Corp. Add +3.7% 0.18% +0.01
DVY iShares Select Dividend ETF Add +14.9% 0.07% +0.01
SCHF Schwab Intl Equity ETF Add +2.5% 0.21% +0.00
SCHX Schwab US Large-Cap ETF Add +2.8% 0.58% +0.00
MCD McDonald's Corp. Add +4.6% 0.23% +0.00
OEF iShares S&P 100 ETF Add +1.4% 0.16% −0.00
COST Costco Wholesale Corp. Add +11.9% 0.07% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q4 2025 98$335.8MVOO, MDY, IWM, SPY, EFA
Q3 2025 92$321.1MVOO, MDY, IWM, SPY, IWF
Q2 2025 84$290.9MVOO, MDY, IWM, SPY, IWF
Q1 2025 78$263.4MVOO, MDY, IWM, SPY, AGG
Q4 2024 78$262.5MVOO, MDY, IWM, SPY, IWF
Q3 2024 76$259.9MVOO, MDY, IWM, SPY, IWF
Q2 2024 72$243.7MVOO, MDY, IWM, SPY, IWF
Q1 2024 71$243.0MVOO, MDY, IWM, SPY, IWF