Oldfather Financial Services, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 16, 2025), Oldfather Financial Services, LLC reported 78 stock positions worth $262.5 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 24.0% of the portfolio, followed by State Street SPDR S&P Midcap (MDY, 11.2%) and iShares Russell 2000 ETF (IWM, 9.0%). Compared with Q3 2024, it opened 2 new positions, added to 31 and reduced 25. The biggest buy was iShares Core U.S. Aggregate (AGG, shares +28%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −5%).

Most Recent 13F
Q4 2025
Location
KEARNEY, NE
CIK
0001775530
Portfolio Value
$262.5M (Q4 2024)
SEC Filing
0001775530-25-000001 ↗ filed Jan 16, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $243.0M Q1 2024 Q2 2024: $243.7M Q2 2024 Q3 2024: $259.9M Q3 2024 Q4 2024: $262.5M $262.5M Q4 2024 Q1 2025: $263.4M Q1 2025 Q2 2025: $290.9M Q2 2025 Q3 2025: $321.1M Q3 2025 Q4 2025: $335.8M Q4 2025

Holdings 78 stocks · $262.5M
VOO Vanguard S&P 500 ETF 24.00% 116,917 $63.0M Reduce -5.2%
MDY State Street SPDR S&P Midcap 11.20% 51,589 $29.4M Reduce -0.4%
IWM iShares Russell 2000 ETF 9.02% 107,102 $23.7M Reduce -0.4%
SPY SS SPDR S&P 500 ETF Trust-US 5.81% 26,038 $15.3M Reduce -0.9%
IWF iShares Russell 1000 Growth 4.12% 26,922 $10.8M Reduce -2.4%
AGG iShares Core U.S. Aggregate 3.47% 93,918 $9.1M Add +27.6%
IWD iShares Russell 1000 Value E 3.05% 43,254 $8.0M Add +0.6%
EFA iShares MSCI Eafe ETF 3.01% 104,353 $7.9M Add +0.9%
VB Vanguard Most SM-Cap ETF-Usd 2.87% 31,399 $7.5M Add +0.3%
IWO iShares Russell 2000 Growth 2.82% 25,674 $7.4M Add +0.4%
IJJ iShares S&P Mid-Cap 400 Valu 2.54% 53,278 $6.7M Add +1.0%
IJK iShares S&P Mid-Cap 400 Grow 2.46% 70,948 $6.5M Add +1.2%
BRK.B Berkshire Hathaway Inc. Class B 2.33% 13,472 $6.1M No change
IWN iShares Russell 2000 Value E 2.12% 33,872 $5.6M Add +0.1%
WFC Wells Fargo & Co. 1.60% 59,605 $4.2M Reduce -7.7%
IVV iShares Core S&P 500 ETF 1.44% 6,442 $3.8M Reduce -0.3%
EEM iShares MSCI Emerging Market 1.31% 81,910 $3.4M Add +1.8%
AAPL Apple Inc. 1.19% 12,524 $3.1M Reduce -9.3%
BKE The Buckle Inc. 0.92% 47,344 $2.4M Add +0.0%
AXP American Express Co. 0.85% 7,515 $2.2M No change
IJH iShares Core S&P Midcap ETF 0.76% 31,811 $2.0M Reduce -3.9%
SCHZ Schwab US Aggregate Bond ETF 0.73% 84,038 $1.9M Add +18.6%
VTI VG Morningstar TS MKT ETF-US 0.64% 5,802 $1.7M Add +12.3%
BND Vanguard Total Bond Market 0.61% 22,155 $1.6M Add +102.4%
SCHX Schwab US Large-Cap ETF 0.60% 68,137 $1.6M Reduce -0.9%
SCHM Schwab US Mid Cap ETF 0.56% 53,010 $1.5M Reduce -1.2%
ETN Eaton Corp. PLC 0.53% 4,222 $1.4M Add +0.0%
JPM JPMorgan Chase & Co. 0.49% 5,331 $1.3M Add +0.1%
JNJ Johnson & Johnson 0.43% 7,832 $1.1M No change
MSFT Microsoft Corp. 0.42% 2,610 $1.1M Add +5.0%
SCHA Schwab US Small-Cap ETF 0.41% 41,842 $1.1M Add +0.6%
UNP Union Pacific Corp. 0.38% 4,401 $1.0M No change
IWB iShares Russell 1000 ETF 0.34% 2,772 $893K Reduce -10.1%
IBDQ iShares Ibonds Dec 2025 Term 0.32% 33,878 $849K New
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.31% 3,077 $813K Reduce -1.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.30% 3,587 $789K No change
IBDR iShares Ibonds Dec 2026 Term 0.29% 31,107 $749K New
MCD McDonald's Corp. 0.28% 2,496 $724K Add +0.1%
USB US Bancorp 0.27% 15,049 $720K No change
ACWX iShares MSCI Acwi Ex US ETF 0.23% 11,708 $611K Add +0.1%
XLK SS Technology Select Sector 0.22% 2,487 $578K No change
SCHF Schwab Intl Equity ETF 0.20% 28,430 $526K Add +2.0%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.20% 6,539 $514K Reduce -5.6%
DE Deere & Co. 0.19% 1,186 $502K Add +0.3%
AMZN Amazon.com Inc. 0.18% 2,195 $482K Reduce -1.9%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.18% 10,894 $479K Add +1.2%
LOW Lowe's Cos Inc. 0.17% 1,846 $456K Add +0.2%
OEF iShares S&P 100 ETF 0.17% 1,572 $454K No change
VZ Verizon Communications Inc. 0.17% 10,868 $435K Add +0.4%
MA Mastercard Inc. Class A 0.16% 821 $432K Reduce -0.7%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.16% 2,096 $415K No change
XOM Exxon Mobil Corp. 0.15% 3,752 $404K Reduce -2.2%
QQQ Invesco QQQ Trust Series 1 0.15% 778 $398K Add +0.1%
PEP Pepsico Inc. 0.15% 2,545 $387K Reduce -0.7%
SCHD Schwab US DVD Equity ETF 0.14% 13,480 $368K Reduce -3.9%
SCHE Schwab Emrg Mrkts Eqty ETF 0.13% 13,198 $351K Add +7.3%
PNC PNC Financial Services Group 0.13% 1,810 $349K No change
GOOGL Alphabet Inc. Class A 0.13% 1,838 $348K Add +11.7%
FDL First Trust Morn DVD Lead Inc. 0.13% 8,636 $348K No change
ABBV Abbvie Inc. 0.12% 1,838 $327K Add +0.2%
SCHG Schwab US Large-Cap Growth 0.12% 11,537 $322K No change
UNH Unitedhealth Group Inc. 0.12% 611 $309K Reduce -2.5%
TSLA Tesla Inc. 0.11% 727 $294K Reduce -7.6%
V Visa Inc. Class A 0.10% 850 $269K Reduce -0.2%
AMP Ameriprise Financial Inc. 0.10% 503 $268K No change
VWO Vanguard Ftse Emerging Marke 0.10% 6,034 $266K No change
PFG Principal Financial Group 0.10% 3,430 $265K Add +0.3%
PG The Procter & Gamble Co. 0.10% 1,571 $263K Reduce -0.7%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.10% 914 $256K No change
ORCL Oracle Corp. 0.10% 1,525 $254K Reduce -0.7%
VIG Vanguard Dividend Apprec ETF 0.09% 1,252 $245K Reduce -10.6%
SDY SS SPDR S&P Dividend ETF 0.09% 1,838 $243K No change
GOOG Alphabet Inc. Class C 0.09% 1,201 $229K No change
ACN Accenture PLC Class A 0.09% 645 $227K No change
GSLC Goldman Activebeta US LC ETF 0.09% 1,938 $223K No change
ABT Abbott Laboratories 0.08% 1,902 $215K Add +0.5%
COST Costco Wholesale Corp. 0.08% 226 $207K No change
BIL SS SPDR BB 1-3M T-Bill ETF 0.08% 2,234 $204K Add +0.9%

Portfolio Sells Q3 2024 → Q4 2024
VOO Vanguard S&P 500 ETF Reduce -5.2% 24.00% −1.05
MDY State Street SPDR S&P Midcap Reduce -0.4% 11.20% −0.16
IWM iShares Russell 2000 ETF Reduce -0.4% 9.02% −0.13
AAPL Apple Inc. Reduce -9.3% 1.19% −0.04
IJH iShares Core S&P Midcap ETF Reduce -3.9% 0.76% −0.04
IWB iShares Russell 1000 ETF Reduce -10.1% 0.34% −0.03
UNH Unitedhealth Group Inc. Reduce -2.5% 0.12% −0.02
PEP Pepsico Inc. Reduce -0.7% 0.15% −0.02
XOM Exxon Mobil Corp. Reduce -2.2% 0.15% −0.02
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Reduce -5.6% 0.20% −0.02
VIG Vanguard Dividend Apprec ETF Reduce -10.6% 0.09% −0.01
SCHM Schwab US Mid Cap ETF Reduce -1.2% 0.56% −0.01
SCHD Schwab US DVD Equity ETF Reduce -3.9% 0.14% −0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -1.3% 0.31% −0.01
PG The Procter & Gamble Co. Reduce -0.7% 0.10% −0.01
ORCL Oracle Corp. Reduce -0.7% 0.10% −0.00
SCHX Schwab US Large-Cap ETF Reduce -0.9% 0.60% +0.00
MA Mastercard Inc. Class A Reduce -0.7% 0.16% +0.01
IVV iShares Core S&P 500 ETF Reduce -0.3% 1.44% +0.01
V Visa Inc. Class A Reduce -0.2% 0.10% +0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.9% 5.81% +0.01
AMZN Amazon.com Inc. Reduce -1.9% 0.18% +0.02
TSLA Tesla Inc. Reduce -7.6% 0.11% +0.03
IWF iShares Russell 1000 Growth Reduce -2.4% 4.12% +0.14
WFC Wells Fargo & Co. Reduce -7.7% 1.60% +0.19

Portfolio Buys Q3 2024 → Q4 2024
AGG iShares Core U.S. Aggregate Add +27.6% 3.47% +0.60
IBDQ iShares Ibonds Dec 2025 Term New 0.32% +0.32
BND Vanguard Total Bond Market Add +102.4% 0.61% +0.29
IBDR iShares Ibonds Dec 2026 Term New 0.29% +0.29
BKE The Buckle Inc. Add +0.0% 0.92% +0.12
SCHZ Schwab US Aggregate Bond ETF Add +18.6% 0.73% +0.08
VTI VG Morningstar TS MKT ETF-US Add +12.3% 0.64% +0.08
JPM JPMorgan Chase & Co. Add +0.1% 0.49% +0.05
GOOGL Alphabet Inc. Class A Add +11.7% 0.13% +0.03
IJJ iShares S&P Mid-Cap 400 Valu Add +1.0% 2.54% +0.03
IWO iShares Russell 2000 Growth Add +0.4% 2.82% +0.02
BAC Bank of America Corp. Add +1.2% 0.18% +0.02
VB Vanguard Most SM-Cap ETF-Usd Add +0.3% 2.87% +0.02
MSFT Microsoft Corp. Add +5.0% 0.42% +0.01
QQQ Invesco QQQ Trust Series 1 Add +0.1% 0.15% +0.01
DE Deere & Co. Add +0.3% 0.19% +0.00
SCHA Schwab US Small-Cap ETF Add +0.6% 0.41% +0.00
BIL SS SPDR BB 1-3M T-Bill ETF Add +0.9% 0.08% −0.00
ABT Abbott Laboratories Add +0.5% 0.08% −0.00
SCHE Schwab Emrg Mrkts Eqty ETF Add +7.3% 0.13% −0.00
ETN Eaton Corp. PLC Add +0.0% 0.53% −0.00
PFG Principal Financial Group Add +0.3% 0.10% −0.01
ABBV Abbvie Inc. Add +0.2% 0.12% −0.01
MCD McDonald's Corp. Add +0.1% 0.28% −0.02
LOW Lowe's Cos Inc. Add +0.2% 0.17% −0.02
SCHF Schwab Intl Equity ETF Add +2.0% 0.20% −0.02
VZ Verizon Communications Inc. Add +0.4% 0.17% −0.02
IJK iShares S&P Mid-Cap 400 Grow Add +1.2% 2.46% −0.02
ACWX iShares MSCI Acwi Ex US ETF Add +0.1% 0.23% −0.02
IWN iShares Russell 2000 Value E Add +0.1% 2.12% −0.05
IWD iShares Russell 1000 Value E Add +0.6% 3.05% −0.09
EEM iShares MSCI Emerging Market Add +1.8% 1.31% −0.11
EFA iShares MSCI Eafe ETF Add +0.9% 3.01% −0.32

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q4 2025 98$335.8MVOO, MDY, IWM, SPY, EFA
Q3 2025 92$321.1MVOO, MDY, IWM, SPY, IWF
Q2 2025 84$290.9MVOO, MDY, IWM, SPY, IWF
Q1 2025 78$263.4MVOO, MDY, IWM, SPY, AGG
Q4 2024 78$262.5MVOO, MDY, IWM, SPY, IWF
Q3 2024 76$259.9MVOO, MDY, IWM, SPY, IWF
Q2 2024 72$243.7MVOO, MDY, IWM, SPY, IWF
Q1 2024 71$243.0MVOO, MDY, IWM, SPY, IWF