Oldfather Financial Services, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 16, 2025), Oldfather Financial Services, LLC reported 92 stock positions worth $321.1 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 22.9% of the portfolio, followed by State Street SPDR S&P Midcap (MDY, 10.2%) and iShares Russell 2000 ETF (IWM, 8.8%). Compared with Q2 2025, it opened 8 new positions, added to 48 and reduced 19. The biggest buy was iShares Russell 2000 ETF (IWM, shares +4%) and the biggest sale iShares Core U.S. Aggregate (AGG, shares −1%).

Most Recent 13F
Q4 2025
Location
KEARNEY, NE
CIK
0001775530
Portfolio Value
$321.1M (Q3 2025)
SEC Filing
0001775530-25-000009 ↗ filed Oct 16, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $243.0M Q1 2024 Q2 2024: $243.7M Q2 2024 Q3 2024: $259.9M Q3 2024 Q4 2024: $262.5M Q4 2024 Q1 2025: $263.4M Q1 2025 Q2 2025: $290.9M Q2 2025 Q3 2025: $321.1M $321.1M Q3 2025 Q4 2025: $335.8M Q4 2025

Holdings 92 stocks · $321.1M
VOO Vanguard S&P 500 ETF 22.93% 120,209 $73.6M Add +2.0%
MDY State Street SPDR S&P Midcap 10.20% 54,950 $32.8M Add +3.1%
IWM iShares Russell 2000 ETF 8.82% 117,069 $28.3M Add +4.0%
SPY SS SPDR S&P 500 ETF Trust-US 5.39% 25,958 $17.3M Reduce -0.2%
IWF iShares Russell 1000 Growth 3.70% 25,380 $11.9M Reduce -0.7%
EFA iShares MSCI Eafe ETF 3.56% 122,451 $11.4M Add +3.9%
AGG iShares Core U.S. Aggregate 3.20% 102,495 $10.3M Reduce -1.3%
BRK.A Berkshire Hathaway Inc. Class A 2.82% 12 $9.1M No change
IWD iShares Russell 1000 Value E 2.81% 44,249 $9.0M Add +0.9%
IWO iShares Russell 2000 Growth 2.71% 27,205 $8.7M Add +3.3%
VB Vanguard Most SM-Cap ETF-Usd 2.53% 31,984 $8.1M Add +0.0%
IJJ iShares S&P Mid-Cap 400 Valu 2.35% 58,256 $7.6M Add +3.0%
IJK iShares S&P Mid-Cap 400 Grow 2.33% 78,068 $7.5M Add +4.6%
BRK.B Berkshire Hathaway Inc. Class B 2.13% 13,586 $6.8M Reduce -1.5%
IWN iShares Russell 2000 Value E 2.09% 38,016 $6.7M Add +4.1%
EEM iShares MSCI Emerging Market 1.64% 98,745 $5.3M Add +10.2%
WFC Wells Fargo & Co. 1.61% 61,762 $5.2M Add +0.0%
IVV iShares Core S&P 500 ETF 1.31% 6,300 $4.2M Reduce -0.6%
AAPL Apple Inc. 0.99% 12,465 $3.2M Add +4.9%
BND Vanguard Total Bond Market 0.84% 36,377 $2.7M Add +11.1%
BKE The Buckle Inc. 0.80% 43,982 $2.6M Reduce -11.1%
AXP American Express Co. 0.78% 7,513 $2.5M No change
SCHZ Schwab US Aggregate Bond ETF 0.71% 97,215 $2.3M Add +0.1%
IJH iShares Core S&P Midcap ETF 0.67% 32,826 $2.1M Reduce -0.3%
VTI VG Morningstar TS MKT ETF-US 0.59% 5,795 $1.9M Reduce -0.1%
SCHX Schwab US Large-Cap ETF 0.58% 70,205 $1.8M Add +1.5%
SCHA Schwab US Small-Cap ETF 0.53% 61,000 $1.7M Add +0.1%
JPM JPMorgan Chase & Co. 0.53% 5,384 $1.7M Add +0.7%
SCHM Schwab US Mid Cap ETF 0.50% 53,678 $1.6M Add +0.4%
ETN Eaton Corp. PLC 0.49% 4,237 $1.6M Add +0.3%
JNJ Johnson & Johnson 0.44% 7,681 $1.4M Add +0.1%
MSFT Microsoft Corp. 0.43% 2,682 $1.4M Add +4.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.41% 4,506 $1.3M Reduce -1.6%
IBDQ iShares Ibonds Dec 2025 Term 0.36% 45,878 $1.2M No change
XLK SS Technology Select Sector 0.35% 3,986 $1.1M Add +13.7%
IWB iShares Russell 1000 ETF 0.35% 3,042 $1.1M No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.32% 3,627 $1.0M Add +1.0%
ACWX iShares MSCI Acwi Ex US ETF 0.26% 12,708 $826K Reduce -0.8%
UNP Union Pacific Corp. 0.25% 3,345 $791K Reduce -12.4%
QQQ Invesco QQQ Trust Series 1 0.25% 1,315 $789K Add +0.1%
AMZN Amazon.com Inc. 0.24% 3,472 $762K Add +61.9%
IBDR iShares Ibonds Dec 2026 Term 0.24% 31,107 $756K No change
USB US Bancorp 0.23% 15,000 $725K No change
MCD McDonald's Corp. 0.23% 2,384 $725K Add +0.1%
SCHF Schwab Intl Equity ETF 0.20% 28,212 $657K Add +0.9%
GLD SPDR Gold Shares 0.20% 1,777 $632K New
VBK Van Morst SML-Cap Gro-Usd Inc. 0.19% 2,012 $599K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.18% 1,881 $579K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.17% 10,833 $559K No change
DE Deere & Co. 0.17% 1,191 $545K Add +0.1%
OEF iShares S&P 100 ETF 0.16% 1,588 $529K Add +1.0%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.16% 6,471 $525K Reduce -0.7%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.16% 2,509 $524K No change
SCHD Schwab US DVD Equity ETF 0.16% 18,260 $499K Reduce -1.3%
GOOG Alphabet Inc. Class C 0.15% 2,003 $488K Add +66.6%
SCHE Schwab Emrg Mrkts Eqty ETF 0.15% 14,486 $483K Add +3.8%
VZ Verizon Communications Inc. 0.15% 10,851 $477K Reduce -0.1%
GOOGL Alphabet Inc. Class A 0.14% 1,850 $450K Add +1.8%
MA Mastercard Inc. Class A 0.14% 779 $443K Reduce -2.9%
ORCL Oracle Corp. 0.13% 1,519 $427K No change
XOM Exxon Mobil Corp. 0.13% 3,789 $427K Add +0.7%
SCHG Schwab US Large-Cap Growth 0.13% 12,898 $412K Add +14.8%
IBDV iShares Ibonds Dec 2030 Corp. 0.12% 17,815 $395K New
FDL First Trust Morn DVD Lead Inc. 0.12% 9,008 $391K Add +4.3%
IYW iShares Ustechnology ETF 0.12% 1,909 $374K Add +3.3%
IVW iShares S&P 500 Growth ETF 0.11% 2,998 $362K Add +36.8%
PNC PNC Financial Services Group 0.11% 1,800 $362K No change
LOW Lowe's Cos Inc. 0.11% 1,431 $360K Add +0.1%
ABBV Abbvie Inc. 0.11% 1,528 $354K Add +0.2%
TSLA Tesla Inc. 0.11% 770 $342K Add +0.8%
XLF SS Financial Select Sector 0.10% 6,138 $331K Add +21.0%
VWO Vanguard Ftse Emerging Marke 0.10% 5,711 $309K Reduce -6.1%
NVDA Nvidia Corp. 0.09% 1,629 $304K New
PEP Pepsico Inc. 0.09% 2,069 $291K Add +1.4%
SDY SS SPDR S&P Dividend ETF 0.09% 2,057 $288K Add +3.2%
VFH Vanguard Financials ETF 0.08% 2,068 $271K Add +1.0%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.08% 921 $271K No change
NBIS Nebius Group NV 0.08% 2,400 $269K New
VIG Vanguard Dividend Apprec ETF 0.08% 1,228 $265K Reduce -1.9%
META Meta Platforms Inc. Class A 0.08% 342 $251K Add +23.9%
GSLC Goldman Activebeta US LC ETF 0.08% 1,904 $248K No change
AMP Ameriprise Financial Inc. 0.08% 503 $247K No change
BIL SS SPDR BB 1-3M T-Bill ETF 0.08% 2,673 $245K Add +16.7%
ACWI iShares MSCI Acwi ETF 0.07% 1,677 $232K No change
C Citigroup Inc. 0.07% 2,280 $231K New
XLV SS Health Care Select Sector 0.07% 1,616 $225K New
SPEM State Street SP PTF Em ETF 0.07% 4,757 $223K No change
ABT Abbott Laboratories 0.07% 1,607 $215K Add +0.1%
COST Costco Wholesale Corp. 0.07% 226 $210K Reduce -0.4%
LRCX Lam Research Corp. 0.06% 1,547 $207K New
V Visa Inc. Class A 0.06% 593 $202K Reduce -0.3%
DVY iShares Select Dividend ETF 0.06% 1,420 $202K New

Portfolio Sells Q2 2025 → Q3 2025
AGG iShares Core U.S. Aggregate Reduce -1.3% 3.20% −0.34
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.5% 2.13% −0.18
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.2% 5.39% −0.14
UNP Union Pacific Corp. Reduce -12.4% 0.25% −0.06
IVV iShares Core S&P 500 ETF Reduce -0.6% 1.31% −0.04
IJH iShares Core S&P Midcap ETF Reduce -0.3% 0.67% −0.03
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -1.6% 0.41% −0.03
IWF iShares Russell 1000 Growth Reduce -0.7% 3.70% −0.03
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Reduce -0.7% 0.16% −0.02
MA Mastercard Inc. Class A Reduce -2.9% 0.14% −0.02
SCHD Schwab US DVD Equity ETF Reduce -1.3% 0.16% −0.01
VTI VG Morningstar TS MKT ETF-US Reduce -0.1% 0.59% −0.01
VZ Verizon Communications Inc. Reduce -0.1% 0.15% −0.01
COST Costco Wholesale Corp. Reduce -0.4% 0.07% −0.01
ACWX iShares MSCI Acwi Ex US ETF Reduce -0.8% 0.26% −0.01
V Visa Inc. Class A Reduce -0.3% 0.06% −0.01
VWO Vanguard Ftse Emerging Marke Reduce -6.1% 0.10% −0.01
VIG Vanguard Dividend Apprec ETF Reduce -1.9% 0.08% −0.01
BKE The Buckle Inc. Reduce -11.1% 0.80% +0.03

Portfolio Buys Q2 2025 → Q3 2025
IWM iShares Russell 2000 ETF Add +4.0% 8.82% +0.47
GLD SPDR Gold Shares New 0.20% +0.20
EEM iShares MSCI Emerging Market Add +10.2% 1.64% +0.16
AAPL Apple Inc. Add +4.9% 0.99% +0.15
IWO iShares Russell 2000 Growth Add +3.3% 2.71% +0.12
IBDV iShares Ibonds Dec 2030 Corp. New 0.12% +0.12
IWN iShares Russell 2000 Value E Add +4.1% 2.09% +0.11
NVDA Nvidia Corp. New 0.09% +0.09
NBIS Nebius Group NV New 0.08% +0.08
GOOG Alphabet Inc. Class C Add +66.6% 0.15% +0.08
AMZN Amazon.com Inc. Add +61.9% 0.24% +0.08
C Citigroup Inc. New 0.07% +0.07
XLV SS Health Care Select Sector New 0.07% +0.07
LRCX Lam Research Corp. New 0.06% +0.06
DVY iShares Select Dividend ETF New 0.06% +0.06
XLK SS Technology Select Sector Add +13.7% 0.35% +0.04
JNJ Johnson & Johnson Add +0.1% 0.44% +0.04
GOOGL Alphabet Inc. Class A Add +1.8% 0.14% +0.03
IVW iShares S&P 500 Growth ETF Add +36.8% 0.11% +0.03
TSLA Tesla Inc. Add +0.8% 0.11% +0.02
SCHG Schwab US Large-Cap Growth Add +14.8% 0.13% +0.02
BND Vanguard Total Bond Market Add +11.1% 0.84% +0.01
ABBV Abbvie Inc. Add +0.2% 0.11% +0.01
XLF SS Financial Select Sector Add +21.0% 0.10% +0.01
META Meta Platforms Inc. Class A Add +23.9% 0.08% +0.01
IYW iShares Ustechnology ETF Add +3.3% 0.12% +0.01
SCHE Schwab Emrg Mrkts Eqty ETF Add +3.8% 0.15% +0.01
BIL SS SPDR BB 1-3M T-Bill ETF Add +16.7% 0.08% +0.00
LOW Lowe's Cos Inc. Add +0.1% 0.11% +0.00
OEF iShares S&P 100 ETF Add +1.0% 0.16% +0.00
SCHA Schwab US Small-Cap ETF Add +0.1% 0.53% −0.00
PEP Pepsico Inc. Add +1.4% 0.09% −0.00
FDL First Trust Morn DVD Lead Inc. Add +4.3% 0.12% −0.00
IJK iShares S&P Mid-Cap 400 Grow Add +4.6% 2.33% −0.00
SDY SS SPDR S&P Dividend ETF Add +3.2% 0.09% −0.00
QQQ Invesco QQQ Trust Series 1 Add +0.1% 0.25% −0.00
JPM JPMorgan Chase & Co. Add +0.7% 0.53% −0.00
VFH Vanguard Financials ETF Add +1.0% 0.08% −0.01
SCHX Schwab US Large-Cap ETF Add +1.5% 0.58% −0.01
XOM Exxon Mobil Corp. Add +0.7% 0.13% −0.01
SCHF Schwab Intl Equity ETF Add +0.9% 0.20% −0.01
MSFT Microsoft Corp. Add +4.1% 0.43% −0.01
ABT Abbott Laboratories Add +0.1% 0.07% −0.01
MCD McDonald's Corp. Add +0.1% 0.23% −0.01
SCHM Schwab US Mid Cap ETF Add +0.4% 0.50% −0.02
ETN Eaton Corp. PLC Add +0.3% 0.49% −0.02
DE Deere & Co. Add +0.1% 0.17% −0.04
IBM Intl Business Machines Corp. Add +1.0% 0.32% −0.05
IJJ iShares S&P Mid-Cap 400 Valu Add +3.0% 2.35% −0.05
EFA iShares MSCI Eafe ETF Add +3.9% 3.56% −0.06

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q4 2025 98$335.8MVOO, MDY, IWM, SPY, EFA
Q3 2025 92$321.1MVOO, MDY, IWM, SPY, IWF
Q2 2025 84$290.9MVOO, MDY, IWM, SPY, IWF
Q1 2025 78$263.4MVOO, MDY, IWM, SPY, AGG
Q4 2024 78$262.5MVOO, MDY, IWM, SPY, IWF
Q3 2024 76$259.9MVOO, MDY, IWM, SPY, IWF
Q2 2024 72$243.7MVOO, MDY, IWM, SPY, IWF
Q1 2024 71$243.0MVOO, MDY, IWM, SPY, IWF