OLIO Financial Planning
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 11, 2025), OLIO Financial Planning reported 59 stock positions worth $289.3 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 17.4% of the portfolio, followed by Dimensional US Eq MKT ETF (DFUS, 15.9%) and Vanguard Ftse Developed ETF (VEA, 13.9%). Compared with Q4 2024, it opened 3 new positions, sold out of 3, added to 28 and reduced 16. The biggest buy was Fidelity Total Bond ETF (FBND, shares +12%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- MCLEAN, VA
- CIK
- 0001906766
- Portfolio Value
- $289.3M (Q1 2025)
- SEC Filing
- 0001085146-25-002064 ↗ filed Apr 11, 2025
Holdings Value
Holdings 59 stocks · $289.3M
| VTV Vanguard Mrngstr Val ETF-Aui | 17.36% | 290,708 | $50.2M | Add +3.1% |
| DFUS Dimensional US Eq MKT ETF | 15.89% | 760,383 | $46.0M | Add +14.3% |
| VEA Vanguard Ftse Developed ETF | 13.89% | 790,625 | $40.2M | Add +4.0% |
| FBND Fidelity Total Bond ETF | 13.48% | 854,166 | $39.0M | Add +11.5% |
| VTI VG Morningstar TS MKT ETF-US | 12.82% | 134,946 | $37.1M | Reduce -6.5% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 4.80% | 86,587 | $13.9M | Add +3.8% |
| DFAT Dimensional US Target Value | 3.21% | 180,443 | $9.3M | Add +9.2% |
| VEU Vanguard Ftse All-World Ex-U | 2.99% | 142,548 | $8.6M | Add +13.2% |
| SCHD Schwab US DVD Equity ETF | 1.64% | 169,399 | $4.7M | Add +3.0% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.17% | 68,256 | $3.4M | Reduce -1.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.97% | 15,055 | $2.8M | Reduce -11.1% |
| SPSB SS SPDR P St C Corp. ETF | 0.73% | 70,447 | $2.1M | Add +40.8% |
| SPEM State Street SP PTF Em ETF | 0.72% | 53,026 | $2.1M | Add +23.1% |
| ESGD iShares Trust iShares ESG Aw | 0.69% | 24,366 | $2.0M | Add +3.2% |
| VWO Vanguard Ftse Emerging Marke | 0.67% | 42,793 | $1.9M | Reduce -13.8% |
| AAPL Apple Inc. | 0.66% | 8,563 | $1.9M | Add +0.9% |
| VXUS Vanguard Total Intl Stock | 0.53% | 24,557 | $1.5M | Reduce -4.2% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.52% | 54,471 | $1.5M | Reduce -24.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.47% | 5,311 | $1.4M | Add +0.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.42% | 2,286 | $1.2M | Add +7.2% |
| BAH Booz Allen Hamilton Holdings | 0.41% | 11,334 | $1.2M | No change |
| ESGU iShares ESG Aware MSCI USA | 0.34% | 8,018 | $977K | Reduce -43.7% |
| BIV Vanguard Intermediate-Term B | 0.31% | 11,569 | $886K | Reduce -80.1% |
| AMZN Amazon.com Inc. | 0.28% | 4,212 | $801K | Reduce -6.0% |
| ESGE iShares Inc. iShares ESG Awar | 0.25% | 20,605 | $720K | Add +2.8% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.25% | 12,959 | $714K | Add +1.5% |
| VOO Vanguard S&P 500 ETF | 0.24% | 1,368 | $703K | Add +0.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.24% | 10,142 | $690K | No change |
| BSV Vanguard Short-Term Bond ETF | 0.23% | 8,356 | $654K | Reduce -78.0% |
| ISRG Intuitive Surgical Inc. | 0.20% | 1,175 | $582K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.20% | 1,237 | $580K | Reduce -1.0% |
| JPM JPMorgan Chase & Co. | 0.19% | 2,274 | $558K | No change |
| AEG Aegon Ltd.-NY Reg SHR | 0.19% | 84,149 | $555K | No change |
| SCHB Schwab US Broad Market ETF | 0.18% | 24,783 | $534K | Reduce -3.5% |
| MUB iShares National Muni Bond E | 0.18% | 4,971 | $524K | No change |
| MSFT Microsoft Corp. | 0.17% | 1,294 | $486K | Add +6.8% |
| NVDA Nvidia Corp. | 0.17% | 4,461 | $483K | Reduce -1.9% |
| GLD SPDR Gold Shares | 0.15% | 1,553 | $447K | No change |
| ITOT iShares Core S&P Total U.S. | 0.15% | 3,588 | $438K | No change |
| GOOD Gladstone Commercial Corp. | 0.15% | 29,050 | $435K | No change |
| IVV iShares Core S&P 500 ETF | 0.15% | 749 | $421K | No change |
| ESML iShares ESG Aware MSCI USA S | 0.14% | 10,795 | $415K | Add +39.2% |
| CSL Carlisle Cos Inc. | 0.14% | 1,196 | $407K | No change |
| XOM Exxon Mobil Corp. | 0.12% | 2,949 | $351K | Reduce -19.9% |
| MCO Moody's Corp. | 0.12% | 732 | $341K | Add +27.5% |
| D Dominion Energy Inc. | 0.11% | 5,861 | $329K | Add +0.6% |
| META Meta Platforms Inc. Class A | 0.11% | 558 | $322K | Add +2.4% |
| RTX RTX Corp. | 0.10% | 2,268 | $300K | Add +0.9% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.10% | 7,982 | $291K | Add +7.3% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.10% | 5,630 | $286K | Reduce -2.0% |
| COST Costco Wholesale Corp. | 0.09% | 285 | $270K | Add +2.1% |
| GOOG Alphabet Inc. Class C | 0.09% | 1,722 | $269K | Reduce -41.7% |
| XLK SS Technology Select Sector | 0.09% | 1,294 | $267K | No change |
| TENB Tenable Holdings Inc. | 0.09% | 7,500 | $262K | No change |
| DFUV Dimensional US Marketwide Va | 0.08% | 5,817 | $240K | Add +0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.08% | 426 | $238K | New |
| KR Kroger Co. | 0.08% | 3,428 | $232K | Add +0.1% |
| SPAB SS SPDR P Agg Bond ETF | 0.07% | 8,357 | $213K | New |
| LOAN Manhattan Bridge Capital Inc. | 0.01% | 24,568 | $25K | Add +17.5% |
Portfolio Sells Q4 2024 → Q1 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -6.5% | 12.82% | −1.87 |
| BIV Vanguard Intermediate-Term B | Reduce -80.1% | 0.31% | −1.22 |
| BSV Vanguard Short-Term Bond ETF | Reduce -78.0% | 0.23% | −0.80 |
| ESGU iShares ESG Aware MSCI USA | Reduce -43.7% | 0.34% | −0.31 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -11.1% | 0.97% | −0.21 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -24.4% | 0.52% | −0.16 |
| NSC Norfolk Southern Corp. | Sold out | 0.00% | −0.13 |
| VB Vanguard Most SM-Cap ETF-Usd | Sold out | 0.00% | −0.11 |
| GOOG Alphabet Inc. Class C | Reduce -41.7% | 0.09% | −0.10 |
| VWO Vanguard Ftse Emerging Marke | Reduce -13.8% | 0.67% | −0.10 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.09 |
| AMZN Amazon.com Inc. | Reduce -6.0% | 0.28% | −0.07 |
| NVDA Nvidia Corp. | Reduce -1.9% | 0.17% | −0.05 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -1.0% | 1.17% | −0.04 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -1.0% | 0.20% | −0.02 |
| SCHB Schwab US Broad Market ETF | Reduce -3.5% | 0.18% | −0.02 |
| XOM Exxon Mobil Corp. | Reduce -19.9% | 0.12% | −0.02 |
| VXUS Vanguard Total Intl Stock | Reduce -4.2% | 0.53% | −0.00 |
| JMST JPM Ultra-Short Muni Income | Reduce -2.0% | 0.10% | −0.00 |
Portfolio Buys Q4 2024 → Q1 2025
| FBND Fidelity Total Bond ETF | Add +11.5% | 13.48% | +1.41 |
| VEA Vanguard Ftse Developed ETF | Add +4.0% | 13.89% | +1.12 |
| DFUS Dimensional US Eq MKT ETF | Add +14.3% | 15.89% | +1.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.1% | 17.36% | +0.58 |
| VEU Vanguard Ftse All-World Ex-U | Add +13.2% | 2.99% | +0.45 |
| SPSB SS SPDR P St C Corp. ETF | Add +40.8% | 0.73% | +0.21 |
| ISRG Intuitive Surgical Inc. | New | 0.20% | +0.20 |
| SPEM State Street SP PTF Em ETF | Add +23.1% | 0.72% | +0.14 |
| SPY SS SPDR S&P 500 ETF Trust-US | New | 0.08% | +0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +7.2% | 0.42% | +0.08 |
| SPAB SS SPDR P Agg Bond ETF | New | 0.07% | +0.07 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +3.8% | 4.80% | +0.06 |
| SCHD Schwab US DVD Equity ETF | Add +3.0% | 1.64% | +0.06 |
| ESGD iShares Trust iShares ESG Aw | Add +3.2% | 0.69% | +0.06 |
| ESML iShares ESG Aware MSCI USA S | Add +39.2% | 0.14% | +0.03 |
| MCO Moody's Corp. | Add +27.5% | 0.12% | +0.02 |
| ESGE iShares Inc. iShares ESG Awar | Add +2.8% | 0.25% | +0.01 |
| RTX RTX Corp. | Add +0.9% | 0.10% | +0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +7.3% | 0.10% | +0.01 |
| KR Kroger Co. | Add +0.1% | 0.08% | +0.01 |
| COST Costco Wholesale Corp. | Add +2.1% | 0.09% | +0.00 |
| D Dominion Energy Inc. | Add +0.6% | 0.11% | +0.00 |
| LOAN Manhattan Bridge Capital Inc. | Add +17.5% | 0.01% | +0.00 |
| DFUV Dimensional US Marketwide Va | Add +0.4% | 0.08% | −0.00 |
| META Meta Platforms Inc. Class A | Add +2.4% | 0.11% | −0.00 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +1.5% | 0.25% | −0.00 |
| MSFT Microsoft Corp. | Add +6.8% | 0.17% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.6% | 0.47% | −0.01 |
| VOO Vanguard S&P 500 ETF | Add +0.1% | 0.24% | −0.02 |
| DFAT Dimensional US Target Value | Add +9.2% | 3.21% | −0.02 |
| AAPL Apple Inc. | Add +0.9% | 0.66% | −0.09 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 68 | $403.1M | VTV, DFUS, VEA, FBND, VTI |
| Q1 2026 | 72 | $361.0M | VTV, DFUS, VEA, FBND, VTI |
| Q4 2025 | 71 | $356.5M | DFUS, VTV, VEA, FBND, VTI |
| Q3 2025 | 67 | $340.9M | DFUS, VTV, VEA, FBND, VTI |
| Q2 2025 | 64 | $317.1M | DFUS, VTV, VEA, FBND, VTI |
| Q1 2025 | 59 | $289.3M | VTV, DFUS, VEA, FBND, VTI |
| Q4 2024 | 59 | $284.7M | VTV, DFUS, VTI, VEA, FBND |
| Q3 2024 | 52 | $237.7M | VTI, VEA, BIV, VTV, BSV |
| Q2 2024 | 52 | $237.1M | VTI, VEA, BIV, VTV, BSV |
| Q1 2024 | 52 | $237.7M | VTI, VEA, BIV, VTV, BSV |