OLIO Financial Planning

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 14, 2026), OLIO Financial Planning reported 72 stock positions worth $361.0 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 17.9% of the portfolio, followed by Dimensional US Eq MKT ETF (DFUS, 17.3%) and Vanguard Ftse Developed ETF (VEA, 14.5%). Compared with Q4 2025, it opened 2 new positions, sold out of 1, added to 26 and reduced 24. The biggest buy was Vanguard Mrngstr Val ETF-Aui (VTV, shares +1%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −2%).

Most Recent 13F
Q2 2026
Location
MCLEAN, VA
CIK
0001906766
Portfolio Value
$361.0M (Q1 2026)
SEC Filing
0001906766-26-000002 ↗ filed Apr 14, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $237.7M Q1 2024 Q2 2024: $237.1M Q2 2024 Q3 2024: $237.7M Q3 2024 Q4 2024: $284.7M Q4 2024 Q1 2025: $289.3M Q1 2025 Q2 2025: $317.1M Q2 2025 Q3 2025: $340.9M Q3 2025 Q4 2025: $356.5M Q4 2025 Q1 2026: $361.0M $361.0M Q1 2026 Q2 2026: $403.1M Q2 2026

Holdings 72 stocks · $361.0M
VTV Vanguard Mrngstr Val ETF-Aui 17.93% 329,930 $64.7M Add +1.2%
DFUS Dimensional US Eq MKT ETF 17.34% 882,588 $62.6M Add +3.1%
VEA Vanguard Ftse Developed ETF 14.52% 818,156 $52.4M Reduce -1.0%
FBND Fidelity Total Bond ETF 12.87% 1,018,206 $46.5M Add +4.3%
VTI VG Morningstar TS MKT ETF-US 10.37% 116,729 $37.4M Reduce -1.7%
VOE Vngrd Mrngstr MD-Cap Val ETF 5.07% 99,296 $18.3M Add +1.7%
DFAT Dimensional US Target Value 3.98% 230,282 $14.4M Add +1.7%
VEU Vanguard Ftse All-World Ex-U 3.03% 145,683 $10.9M Add +1.6%
SCHD Schwab US DVD Equity ETF 1.32% 155,478 $4.8M Reduce -2.5%
VTEB Vanguard Tax-Exempt Bond ETF 1.23% 88,724 $4.4M Add +4.2%
SPEM State Street SP PTF Em ETF 0.88% 67,973 $3.2M Add +0.6%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.82% 13,636 $3.0M Reduce -2.9%
AAPL Apple Inc. 0.79% 11,188 $2.8M Add +7.9%
SPSB SS SPDR P St C Corp. ETF 0.66% 78,632 $2.4M Add +2.5%
ESGD iShares Trust iShares ESG Aw 0.60% 22,605 $2.2M Add +0.1%
VWO Vanguard Ftse Emerging Marke 0.59% 39,523 $2.1M Reduce -3.0%
VXUS Vanguard Total Intl Stock 0.54% 25,118 $1.9M Add +10.0%
VOO Vanguard S&P 500 ETF 0.41% 2,505 $1.5M Add +83.4%
ESGU iShares ESG Aware MSCI USA 0.40% 10,282 $1.5M Add +2.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.36% 4,577 $1.3M Reduce -5.9%
SCHE Schwab Emrg Mrkts Eqty ETF 0.35% 38,742 $1.3M Reduce -2.8%
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.28% 19,505 $994K Add +5.1%
BRK.B Berkshire Hathaway Inc. Class B 0.25% 1,913 $917K Reduce -1.9%
EMXC iShares MSCI Emr MRK Ex Chna 0.24% 11,034 $868K Reduce -8.7%
ESGE iShares Inc. iShares ESG Awar 0.24% 19,056 $866K Reduce -1.0%
SPTM SS SPDR P S&P 1500 Comp ETF 0.22% 10,142 $802K No change
NVDA Nvidia Corp. 0.21% 4,427 $772K Add +15.8%
AMZN Amazon.com Inc. 0.20% 3,535 $736K Reduce -7.9%
GLD SPDR Gold Shares 0.19% 1,619 $697K Add +0.5%
BAH Booz Allen Hamilton Holdings 0.18% 8,160 $637K Add +21.1%
QQQ Invesco QQQ Trust Series 1 0.17% 1,084 $626K Reduce -0.2%
SCHB Schwab US Broad Market ETF 0.17% 24,779 $622K No change
JPM JPMorgan Chase & Co. 0.16% 2,015 $593K Reduce -2.0%
ISRG Intuitive Surgical Inc. 0.15% 1,175 $542K No change
ESML iShares ESG Aware MSCI USA S 0.15% 11,143 $524K Reduce -1.6%
MUB iShares National Muni Bond E 0.14% 4,915 $522K Reduce -0.4%
AEG Aegon Ltd.-NY Reg SHR 0.14% 71,009 $516K No change
NSC Norfolk Southern Corp. 0.13% 1,653 $474K No change
MSFT Microsoft Corp. 0.13% 1,277 $473K Add +5.7%
IVV iShares Core S&P 500 ETF 0.12% 650 $424K Reduce -21.8%
RTX RTX Corp. 0.12% 2,155 $416K Reduce -4.5%
D Dominion Energy Inc. 0.11% 6,560 $406K Add +0.3%
ITOT iShares Core S&P Total U.S. 0.11% 2,847 $405K Reduce -12.1%
GOOG Alphabet Inc. Class C 0.11% 1,394 $400K Add +5.2%
CSL Carlisle Cos Inc. 0.11% 1,196 $399K No change
XOM Exxon Mobil Corp. 0.11% 2,256 $383K Reduce -21.9%
META Meta Platforms Inc. Class A 0.10% 639 $366K Reduce -7.9%
CVX Chevron Corp. 0.10% 1,728 $358K Add +0.1%
SPDW Ste STR SPDR PT DW Eu ETF 0.10% 7,781 $355K No change
GOOGL Alphabet Inc. Class A 0.10% 1,232 $354K Add +18.7%
SUSA iShares ESG Optimized MSCI U 0.09% 2,547 $336K No change
GOOD Gladstone Commercial Corp. 0.09% 29,050 $332K No change
MCO Moody's Corp. 0.09% 711 $310K Add +23.9%
XLK SS Technology Select Sector 0.08% 2,272 $302K No change
COST Costco Wholesale Corp. 0.08% 279 $278K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.08% 426 $277K No change
AMAT Applied Materials Inc. 0.07% 775 $265K New
WMT Walmart Inc. 0.07% 2,022 $251K No change
SAIC Science Applications Inte 0.07% 2,615 $248K No change
KR Kroger Co. 0.07% 3,408 $247K Reduce -0.8%
CSX CSX Corp. 0.06% 5,600 $230K No change
AMD Advanced Micro Devices 0.06% 1,118 $227K No change
IBIT iShares Bitcoin Trust ETF 0.06% 5,902 $227K Add +9.8%
SPAB SS SPDR P Agg Bond ETF 0.06% 8,777 $225K No change
RSPT Invesco S&P 500 Equal Weight 0.06% 4,937 $223K No change
BSV Vanguard Short-Term Bond ETF 0.06% 2,766 $217K Add +3.8%
DFUV Dimensional US Marketwide Va 0.06% 4,238 $205K Reduce -12.3%
LDOS Leidos Holdings Inc. 0.06% 1,303 $203K No change
AEP American Electric Power 0.06% 1,540 $202K New
LOAN Manhattan Bridge Capital Inc. 0.02% 62,984 $63K Reduce -4.4%
NAK Northern Dynasty Minerals 0.01% 22,420 $31K No change
SMRT Smartrent Inc. 0.01% 15,536 $23K Reduce -50.0%

Portfolio Sells Q4 2025 → Q1 2026
VTI VG Morningstar TS MKT ETF-US Reduce -1.7% 10.37% −0.79
LOAN Manhattan Bridge Capital Inc. Reduce -4.4% 0.02% −0.07
TSLA Tesla Inc. Sold out 0.00% −0.06
AMZN Amazon.com Inc. Reduce -7.9% 0.20% −0.04
IVV iShares Core S&P 500 ETF Reduce -21.8% 0.12% −0.04
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -5.9% 0.36% −0.03
META Meta Platforms Inc. Class A Reduce -7.9% 0.10% −0.03
ITOT iShares Core S&P Total U.S. Reduce -12.1% 0.11% −0.02
VWO Vanguard Ftse Emerging Marke Reduce -3.0% 0.59% −0.02
JPM JPMorgan Chase & Co. Reduce -2.0% 0.16% −0.02
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.9% 0.25% −0.02
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -2.9% 0.82% −0.01
QQQ Invesco QQQ Trust Series 1 Reduce -0.2% 0.17% −0.01
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -2.8% 0.35% −0.01
SMRT Smartrent Inc. Reduce -50.0% 0.01% −0.01
DFUV Dimensional US Marketwide Va Reduce -12.3% 0.06% −0.01
EMXC iShares MSCI Emr MRK Ex Chna Reduce -8.7% 0.24% −0.01
MUB iShares National Muni Bond E Reduce -0.4% 0.14% −0.00
ESML iShares ESG Aware MSCI USA S Reduce -1.6% 0.15% −0.00
RTX RTX Corp. Reduce -4.5% 0.12% −0.00
ESGE iShares Inc. iShares ESG Awar Reduce -1.0% 0.24% +0.00
KR Kroger Co. Reduce -0.8% 0.07% +0.01
XOM Exxon Mobil Corp. Reduce -21.9% 0.11% +0.01
VEA Vanguard Ftse Developed ETF Reduce -1.0% 14.52% +0.04
SCHD Schwab US DVD Equity ETF Reduce -2.5% 1.32% +0.09

Portfolio Buys Q4 2025 → Q1 2026
VTV Vanguard Mrngstr Val ETF-Aui Add +1.2% 17.93% +0.47
FBND Fidelity Total Bond ETF Add +4.3% 12.87% +0.27
VOE Vngrd Mrngstr MD-Cap Val ETF Add +1.7% 5.07% +0.21
DFAT Dimensional US Target Value Add +1.7% 3.98% +0.20
VOO Vanguard S&P 500 ETF Add +83.4% 0.41% +0.17
AMAT Applied Materials Inc. New 0.07% +0.07
VEU Vanguard Ftse All-World Ex-U Add +1.6% 3.03% +0.07
AEP American Electric Power New 0.06% +0.06
VXUS Vanguard Total Intl Stock Add +10.0% 0.54% +0.05
CVX Chevron Corp. Add +0.1% 0.10% +0.03
VTEB Vanguard Tax-Exempt Bond ETF Add +4.2% 1.23% +0.03
BAH Booz Allen Hamilton Holdings Add +21.1% 0.18% +0.02
GLD SPDR Gold Shares Add +0.5% 0.19% +0.01
NVDA Nvidia Corp. Add +15.8% 0.21% +0.01
JMST JPM Ultra-Short Muni Income Add +5.1% 0.28% +0.01
GOOGL Alphabet Inc. Class A Add +18.7% 0.10% +0.01
SPSB SS SPDR P St C Corp. ETF Add +2.5% 0.66% +0.01
D Dominion Energy Inc. Add +0.3% 0.11% +0.00
MCO Moody's Corp. Add +23.9% 0.09% +0.00
BSV Vanguard Short-Term Bond ETF Add +3.8% 0.06% +0.00
ESGD iShares Trust iShares ESG Aw Add +0.1% 0.60% −0.00
AAPL Apple Inc. Add +7.9% 0.79% −0.00
SPEM State Street SP PTF Em ETF Add +0.6% 0.88% −0.00
GOOG Alphabet Inc. Class C Add +5.2% 0.11% −0.01
IBIT iShares Bitcoin Trust ETF Add +9.8% 0.06% −0.01
ESGU iShares ESG Aware MSCI USA Add +2.0% 0.40% −0.02
MSFT Microsoft Corp. Add +5.7% 0.13% −0.03
DFUS Dimensional US Eq MKT ETF Add +3.1% 17.34% −0.48

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 68$403.1MVTV, DFUS, VEA, FBND, VTI
Q1 2026 72$361.0MVTV, DFUS, VEA, FBND, VTI
Q4 2025 71$356.5MDFUS, VTV, VEA, FBND, VTI
Q3 2025 67$340.9MDFUS, VTV, VEA, FBND, VTI
Q2 2025 64$317.1MDFUS, VTV, VEA, FBND, VTI
Q1 2025 59$289.3MVTV, DFUS, VEA, FBND, VTI
Q4 2024 59$284.7MVTV, DFUS, VTI, VEA, FBND
Q3 2024 52$237.7MVTI, VEA, BIV, VTV, BSV
Q2 2024 52$237.1MVTI, VEA, BIV, VTV, BSV
Q1 2024 52$237.7MVTI, VEA, BIV, VTV, BSV