OLIO Financial Planning
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 9, 2025), OLIO Financial Planning reported 64 stock positions worth $317.1 million. Its top holding was Dimensional US Eq MKT ETF (DFUS) at 17.1% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 16.9%) and Vanguard Ftse Developed ETF (VEA, 14.3%). Compared with Q1 2025, it opened 5 new positions, added to 22 and reduced 24. The biggest buy was Dimensional US Eq MKT ETF (DFUS, shares +7%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- MCLEAN, VA
- CIK
- 0001906766
- Portfolio Value
- $317.1M (Q2 2025)
- SEC Filing
- 0001085146-25-003673 ↗ filed Jul 9, 2025
Holdings Value
Holdings 64 stocks · $317.1M
| DFUS Dimensional US Eq MKT ETF | 17.12% | 809,909 | $54.3M | Add +6.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 16.89% | 303,068 | $53.6M | Add +4.3% |
| VEA Vanguard Ftse Developed ETF | 14.28% | 794,042 | $45.3M | Add +0.4% |
| FBND Fidelity Total Bond ETF | 12.76% | 884,042 | $40.4M | Add +3.5% |
| VTI VG Morningstar TS MKT ETF-US | 12.45% | 129,912 | $39.5M | Reduce -3.7% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 4.63% | 89,300 | $14.7M | Add +3.1% |
| DFAT Dimensional US Target Value | 3.34% | 196,397 | $10.6M | Add +8.8% |
| VEU Vanguard Ftse All-World Ex-U | 3.12% | 147,294 | $9.9M | Add +3.3% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.48% | 95,448 | $4.7M | Add +39.8% |
| SCHD Schwab US DVD Equity ETF | 1.29% | 154,670 | $4.1M | Reduce -8.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.94% | 15,284 | $3.0M | Add +1.5% |
| SPEM State Street SP PTF Em ETF | 0.90% | 66,534 | $2.8M | Add +25.5% |
| SPSB SS SPDR P St C Corp. ETF | 0.71% | 74,766 | $2.3M | Add +6.1% |
| ESGD iShares Trust iShares ESG Aw | 0.67% | 23,729 | $2.1M | Reduce -2.6% |
| VWO Vanguard Ftse Emerging Marke | 0.65% | 41,537 | $2.1M | Reduce -2.9% |
| AAPL Apple Inc. | 0.54% | 8,374 | $1.7M | Reduce -2.2% |
| VXUS Vanguard Total Intl Stock | 0.51% | 23,428 | $1.6M | Reduce -4.6% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.44% | 46,429 | $1.4M | Reduce -14.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.40% | 4,484 | $1.3M | Reduce -15.6% |
| ESGU iShares ESG Aware MSCI USA | 0.35% | 8,172 | $1.1M | Add +1.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.31% | 2,041 | $991K | Reduce -10.7% |
| AMZN Amazon.com Inc. | 0.28% | 3,984 | $874K | Reduce -5.4% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.26% | 12,959 | $818K | No change |
| ESGE iShares Inc. iShares ESG Awar | 0.25% | 20,122 | $788K | Reduce -2.3% |
| VOO Vanguard S&P 500 ETF | 0.24% | 1,356 | $770K | Reduce -0.9% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.24% | 14,997 | $764K | Add +166.4% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.24% | 10,142 | $760K | No change |
| BAH Booz Allen Hamilton Holdings | 0.23% | 7,053 | $734K | Reduce -37.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.22% | 1,237 | $682K | No change |
| NVDA Nvidia Corp. | 0.21% | 4,231 | $668K | Reduce -5.2% |
| JPM JPMorgan Chase & Co. | 0.20% | 2,224 | $645K | Reduce -2.2% |
| ISRG Intuitive Surgical Inc. | 0.20% | 1,175 | $639K | No change |
| AEG Aegon Ltd.-NY Reg SHR | 0.19% | 84,149 | $609K | No change |
| MSFT Microsoft Corp. | 0.19% | 1,199 | $597K | Reduce -7.3% |
| SCHB Schwab US Broad Market ETF | 0.19% | 24,782 | $591K | Reduce 0.0% |
| BIV Vanguard Intermediate-Term B | 0.18% | 7,465 | $577K | Reduce -35.5% |
| MUB iShares National Muni Bond E | 0.16% | 4,958 | $518K | Reduce -0.3% |
| ITOT iShares Core S&P Total U.S. | 0.15% | 3,588 | $484K | No change |
| GLD SPDR Gold Shares | 0.15% | 1,553 | $473K | No change |
| IVV iShares Core S&P 500 ETF | 0.15% | 750 | $465K | Add +0.1% |
| META Meta Platforms Inc. Class A | 0.14% | 619 | $457K | Add +10.9% |
| ESML iShares ESG Aware MSCI USA S | 0.14% | 10,929 | $452K | Add +1.2% |
| CSL Carlisle Cos Inc. | 0.14% | 1,196 | $447K | No change |
| GOOD Gladstone Commercial Corp. | 0.13% | 29,050 | $416K | No change |
| MCO Moody's Corp. | 0.12% | 730 | $366K | Reduce -0.3% |
| D Dominion Energy Inc. | 0.12% | 6,464 | $365K | Add +10.3% |
| BSV Vanguard Short-Term Bond ETF | 0.11% | 4,366 | $344K | Reduce -47.8% |
| RTX RTX Corp. | 0.10% | 2,250 | $329K | Reduce -0.8% |
| XLK SS Technology Select Sector | 0.10% | 1,294 | $328K | No change |
| GOOG Alphabet Inc. Class C | 0.10% | 1,774 | $315K | Add +3.0% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.10% | 7,758 | $314K | Reduce -2.8% |
| XOM Exxon Mobil Corp. | 0.10% | 2,876 | $310K | Reduce -2.5% |
| COST Costco Wholesale Corp. | 0.10% | 306 | $303K | Add +7.4% |
| SUSA iShares ESG Optimized MSCI U | 0.09% | 2,293 | $291K | New |
| NFLX Netflix Inc. | 0.08% | 200 | $268K | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.08% | 426 | $263K | No change |
| TENB Tenable Holdings Inc. | 0.08% | 7,500 | $253K | No change |
| NSC Norfolk Southern Corp. | 0.08% | 970 | $248K | New |
| DFUV Dimensional US Marketwide Va | 0.08% | 5,844 | $247K | Add +0.5% |
| KR Kroger Co. | 0.08% | 3,430 | $246K | Add +0.1% |
| SPAB SS SPDR P Agg Bond ETF | 0.07% | 8,357 | $214K | No change |
| TSLA Tesla Inc. | 0.07% | 670 | $213K | New |
| RSPT Invesco S&P 500 Equal Weight | 0.06% | 4,937 | $201K | New |
| LOAN Manhattan Bridge Capital Inc. | 0.02% | 72,798 | $73K | Add +196.3% |
Portfolio Sells Q1 2025 → Q2 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -3.7% | 12.45% | −0.37 |
| SCHD Schwab US DVD Equity ETF | Reduce -8.7% | 1.29% | −0.34 |
| BAH Booz Allen Hamilton Holdings | Reduce -37.8% | 0.23% | −0.18 |
| BIV Vanguard Intermediate-Term B | Reduce -35.5% | 0.18% | −0.12 |
| BSV Vanguard Short-Term Bond ETF | Reduce -47.8% | 0.11% | −0.12 |
| AAPL Apple Inc. | Reduce -2.2% | 0.54% | −0.12 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -10.7% | 0.31% | −0.11 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -15.6% | 0.40% | −0.08 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -14.8% | 0.44% | −0.08 |
| XOM Exxon Mobil Corp. | Reduce -2.5% | 0.10% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.9% | 0.65% | −0.02 |
| ESGD iShares Trust iShares ESG Aw | Reduce -2.6% | 0.67% | −0.02 |
| MUB iShares National Muni Bond E | Reduce -0.3% | 0.16% | −0.02 |
| VXUS Vanguard Total Intl Stock | Reduce -4.6% | 0.51% | −0.02 |
| MCO Moody's Corp. | Reduce -0.3% | 0.12% | −0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -2.8% | 0.10% | −0.00 |
| AMZN Amazon.com Inc. | Reduce -5.4% | 0.28% | −0.00 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -2.3% | 0.25% | −0.00 |
| RTX RTX Corp. | Reduce -0.8% | 0.10% | −0.00 |
| VOO Vanguard S&P 500 ETF | Reduce -0.9% | 0.24% | 0.00 |
| SCHB Schwab US Broad Market ETF | Reduce 0.0% | 0.19% | +0.00 |
| JPM JPMorgan Chase & Co. | Reduce -2.2% | 0.20% | +0.01 |
| MSFT Microsoft Corp. | Reduce -7.3% | 0.19% | +0.02 |
| NVDA Nvidia Corp. | Reduce -5.2% | 0.21% | +0.04 |
Portfolio Buys Q1 2025 → Q2 2025
| DFUS Dimensional US Eq MKT ETF | Add +6.5% | 17.12% | +1.22 |
| VEA Vanguard Ftse Developed ETF | Add +0.4% | 14.28% | +0.39 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +39.8% | 1.48% | +0.31 |
| SPEM State Street SP PTF Em ETF | Add +25.5% | 0.90% | +0.18 |
| JMST JPM Ultra-Short Muni Income | Add +166.4% | 0.24% | +0.14 |
| VEU Vanguard Ftse All-World Ex-U | Add +3.3% | 3.12% | +0.13 |
| DFAT Dimensional US Target Value | Add +8.8% | 3.34% | +0.13 |
| SUSA iShares ESG Optimized MSCI U | New | 0.09% | +0.09 |
| NFLX Netflix Inc. | New | 0.08% | +0.08 |
| NSC Norfolk Southern Corp. | New | 0.08% | +0.08 |
| TSLA Tesla Inc. | New | 0.07% | +0.07 |
| RSPT Invesco S&P 500 Equal Weight | New | 0.06% | +0.06 |
| META Meta Platforms Inc. Class A | Add +10.9% | 0.14% | +0.03 |
| LOAN Manhattan Bridge Capital Inc. | Add +196.3% | 0.02% | +0.01 |
| ESGU iShares ESG Aware MSCI USA | Add +1.9% | 0.35% | +0.01 |
| GOOG Alphabet Inc. Class C | Add +3.0% | 0.10% | +0.01 |
| COST Costco Wholesale Corp. | Add +7.4% | 0.10% | +0.00 |
| D Dominion Energy Inc. | Add +10.3% | 0.12% | +0.00 |
| IVV iShares Core S&P 500 ETF | Add +0.1% | 0.15% | +0.00 |
| ESML iShares ESG Aware MSCI USA S | Add +1.2% | 0.14% | −0.00 |
| KR Kroger Co. | Add +0.1% | 0.08% | −0.00 |
| DFUV Dimensional US Marketwide Va | Add +0.5% | 0.08% | −0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +6.1% | 0.71% | −0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.5% | 0.94% | −0.03 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +3.1% | 4.63% | −0.17 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +4.3% | 16.89% | −0.46 |
| FBND Fidelity Total Bond ETF | Add +3.5% | 12.76% | −0.72 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 68 | $403.1M | VTV, DFUS, VEA, FBND, VTI |
| Q1 2026 | 72 | $361.0M | VTV, DFUS, VEA, FBND, VTI |
| Q4 2025 | 71 | $356.5M | DFUS, VTV, VEA, FBND, VTI |
| Q3 2025 | 67 | $340.9M | DFUS, VTV, VEA, FBND, VTI |
| Q2 2025 | 64 | $317.1M | DFUS, VTV, VEA, FBND, VTI |
| Q1 2025 | 59 | $289.3M | VTV, DFUS, VEA, FBND, VTI |
| Q4 2024 | 59 | $284.7M | VTV, DFUS, VTI, VEA, FBND |
| Q3 2024 | 52 | $237.7M | VTI, VEA, BIV, VTV, BSV |
| Q2 2024 | 52 | $237.1M | VTI, VEA, BIV, VTV, BSV |
| Q1 2024 | 52 | $237.7M | VTI, VEA, BIV, VTV, BSV |