Optimist Retirement Group LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 17, 2025), Optimist Retirement Group LLC reported 118 stock positions worth $221.3 million. Its top holding was Paccar (PCAR) at 16.0% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 6.6%) and SS SPDR P S&P 500 Value ETF (SPYV, 5.8%). Compared with Q2 2025, it opened 14 new positions, sold out of 13, added to 59 and reduced 28. The biggest buy was a new position in Merck (MRK) and the biggest sale an exit from United Parcel Service Class B (UPS).

Most Recent 13F
Q2 2026
Location
BELLEVUE, WA
CIK
0002011850
Portfolio Value
$221.3M (Q3 2025)
SEC Filing
0002011850-25-000007 ↗ filed Nov 17, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $194.7M Q1 2024 Q2 2024: $190.3M Q2 2024 Q3 2024: $221.6M Q3 2024 Q4 2024: $211.4M Q4 2024 Q1 2025: $199.8M Q1 2025 Q2 2025: $208.6M Q2 2025 Q3 2025: $221.3M $221.3M Q3 2025 Q4 2025: $218.3M Q4 2025 Q1 2026: $226.7M Q1 2026 Q2 2026: $259.2M Q2 2026

Holdings 118 stocks · $221.3M
PCAR Paccar Inc. 16.01% 360,212 $35.4M Reduce -1.4%
SPYG SS SPDR P S&P 500 Growth ETF 6.63% 140,330 $14.7M Reduce -2.8%
SPYV SS SPDR P S&P 500 Value ETF 5.79% 231,364 $12.8M Add +0.1%
SLYG SS SPDR S&P 600 SC GR ETF 5.70% 133,729 $12.6M Add +1.0%
SLYV SS SPDR S&P 600 SC Val ETF 5.66% 141,321 $12.5M Add +0.5%
SPDW Ste STR SPDR PT DW Eu ETF 3.26% 168,329 $7.2M Reduce -0.2%
SPEM State Street SP PTF Em ETF 3.04% 143,786 $6.7M Reduce -6.0%
VB Vanguard Most SM-Cap ETF-Usd 1.93% 16,790 $4.3M Add +1.7%
QQQ Invesco QQQ Trust Series 1 1.81% 6,673 $4.0M Reduce -0.0%
MSFT Microsoft Corp. 1.50% 6,398 $3.3M Reduce -0.5%
ABBV Abbvie Inc. 1.38% 13,218 $3.1M Reduce -0.7%
KLAC KLA Corp. 1.30% 2,665 $2.9M Reduce -12.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 1.28% 10,069 $2.8M Add +1.5%
AVGO Broadcom Inc. 1.27% 8,552 $2.8M Reduce -18.7%
LLY Eli Lilly & Co. 1.25% 3,635 $2.8M Add +3.0%
VOO Vanguard S&P 500 ETF 1.24% 4,467 $2.7M Reduce -0.7%
MMM 3M Co. 1.23% 17,470 $2.7M Add +0.7%
QCOM Qualcomm Inc. 1.23% 16,295 $2.7M Add +3.4%
OGN Organon & Co. 1.20% 249,222 $2.7M Reduce -1.2%
GSK GSK PLC-Spon ADR 1.16% 59,220 $2.6M Add +3.1%
BHP BHP Group Ltd.-Spon ADR 1.15% 45,674 $2.5M Add +0.7%
VZ Verizon Communications Inc. 1.14% 57,155 $2.5M Add +0.9%
HPQ HP Inc. 1.13% 91,435 $2.5M Add +5.5%
NVS Novartis AG-Sponsored ADR 1.12% 19,319 $2.5M Add +0.2%
LMT Lockheed Martin Corp. 1.11% 4,900 $2.4M Add +5.9%
PEP Pepsico Inc. 1.10% 17,383 $2.4M Add +12.3%
MRK Merck & Co. Inc. 1.09% 28,637 $2.4M New
MO Altria Group Inc. 1.06% 35,577 $2.4M Add +0.5%
GILD Gilead Sciences Inc. 1.06% 21,111 $2.3M Reduce -7.7%
WU Western Union Co. 1.03% 284,533 $2.3M Add +24.6%
KMB Kimberly-Clark Corp. 1.03% 18,252 $2.3M Add +1.1%
PM Philip Morris International 1.02% 13,852 $2.2M Add +1.2%
PFE Pfizer Inc. 1.01% 87,704 $2.2M Add +3.3%
MCD McDonald's Corp. 1.01% 7,341 $2.2M Add +1.0%
SPY SS SPDR S&P 500 ETF Trust-US 1.01% 3,340 $2.2M Add +1.1%
UL Unilever PLC 1.00% 37,220 $2.2M Add +1.3%
BTI British American Tob-SP ADR 0.99% 41,465 $2.2M Reduce -17.8%
APAM Artisan Partners Asset Ma -A 0.99% 50,593 $2.2M Add +403.9%
HRB H&R Block Inc. filed as BLOCK H & R INC 0.95% 41,765 $2.1M Add +1.3%
DEO Diageo PLC-Sponsored ADR 0.95% 22,087 $2.1M Add +14.7%
BMY Bristol-Myers Squibb Co. 0.93% 45,813 $2.1M Add +12.1%
EPD Enterprise Products Partners 0.91% 64,074 $2.0M Add +0.4%
VEA Vanguard Ftse Developed ETF 0.65% 23,826 $1.4M Add +0.2%
IWB iShares Russell 1000 ETF 0.58% 3,542 $1.3M No change
SPYM Ste STR SPDR PT S&P 500 ETF 0.34% 9,553 $747K Add +0.2%
BRK.B Berkshire Hathaway Inc. Class B 0.33% 1,457 $732K Add +6.6%
BMAY Innovator U.S. Equity Buffer 0.31% 15,830 $694K No change
APP AppLovin Corp. Class A 0.31% 941 $676K Reduce -0.3%
NAPR Innovator Growth 100 Power B 0.29% 12,280 $647K No change
VNQ Vanguard Real Estate ETF 0.26% 6,367 $582K Add +0.5%
HAS Hasbro Inc. 0.26% 7,633 $579K Add +97.1%
STX Seagate Technology Holdings 0.25% 2,369 $559K Reduce -10.7%
VWO Vanguard Ftse Emerging Marke 0.24% 9,856 $534K Add +0.3%
VSS Vanguard Ftse All Wo X-US SC 0.24% 3,722 $531K Add +0.3%
UI Ubiquiti Inc. 0.24% 801 $529K Reduce -4.2%
BKE The Buckle Inc. 0.23% 8,559 $502K Reduce -18.3%
BKNG Booking Holdings Inc. 0.22% 91 $491K Add +4.6%
LYFT LYFT Inc. Class A 0.22% 22,279 $490K Add +12.8%
NTNX Nutanix Inc. Class A 0.22% 6,510 $484K Add +2.0%
W Wayfair Inc. Class A 0.21% 5,279 $472K New
NGVT Ingevity Corp. 0.21% 8,500 $469K Add +2.1%
WDC Western Digital Corp. 0.21% 3,804 $457K New
AAMI Acadian Asset Management Inc. 0.20% 9,175 $442K Reduce -17.4%
DELL Dell Technologies -C 0.19% 2,962 $420K Reduce -3.1%
PLTR Palantir Technologies Inc. Class A 0.19% 2,290 $418K Reduce -14.1%
FTNT Fortinet Inc. 0.19% 4,888 $411K Add +3.0%
HALO Halozyme Therapeutics Inc. 0.19% 5,595 $410K Reduce -0.2%
NVDA Nvidia Corp. 0.19% 2,195 $410K Reduce -10.6%
CLX Clorox Company 0.18% 3,211 $396K New
TPR Tapestry Inc. 0.17% 3,420 $387K Reduce -12.3%
CVNA Carvana Co. 0.17% 1,016 $383K Reduce -6.5%
IWN iShares Russell 2000 Value E 0.17% 2,164 $383K No change
FIX Comfort Systems USA Inc. 0.17% 454 $375K New
VRT Vertiv Holdings Co. Class A 0.17% 2,462 $371K Reduce -21.9%
NCLH Norwegian Cruise Line Holdin 0.16% 14,804 $365K Reduce -4.6%
EXPE Expedia Group Inc. 0.16% 1,694 $362K Add +2.0%
PBI Pitney Bowes Inc. 0.16% 31,259 $357K Reduce -9.2%
PEGA Pegasystems Inc. 0.16% 6,189 $356K Add +0.4%
RCL Royal Caribbean Cruises Ltd. 0.16% 1,092 $353K Reduce -19.0%
PAYX Paychex Inc. 0.16% 2,733 $346K Add +5.4%
GFF Griffon Corp. 0.15% 4,268 $325K Add +1.2%
MAR Marriott International Class A 0.14% 1,204 $314K Add +3.7%
AMP Ameriprise Financial Inc. 0.14% 638 $313K Add +3.7%
BGC BGC Group Inc. Class A 0.14% 32,816 $310K Add +1.7%
VST Vistra Corp. 0.14% 1,538 $301K New
ALAB Astera Labs Inc. 0.13% 1,522 $298K New
RIGL Rigel Pharmaceuticals Inc. 0.13% 10,338 $293K New
GPC Genuine Parts Co. 0.13% 2,080 $288K No change
TNL Travel + Leisure Co. 0.13% 4,821 $287K No change
KTB Kontoor Brands Inc. 0.13% 3,572 $285K No change
VIRT Virtu Financial Inc. Class A 0.13% 7,998 $284K Add +1.2%
CPA Copa Holdings SA Class A 0.13% 2,337 $278K No change
SPMD SS SPDR P S&P 400 Midcap ETF 0.12% 4,810 $275K Add +0.1%
TEAM Atlassian Corp. Class A 0.12% 1,678 $268K Add +16.1%
NJAN Innovator Growth 100 Power B 0.12% 5,012 $267K No change
GRPN Groupon Inc. 0.12% 11,355 $265K New
IJT iShares S&P Small-Cap 600 GR 0.12% 1,838 $260K Add +0.2%
USMV iShares MSCI USA Min Vol Fac 0.12% 2,712 $258K No change
UPBD Upbound Group Inc. 0.12% 10,910 $258K Add +17.9%
SPSM SS SPDR P S&P 600 Small Cap 0.12% 5,551 $257K Add +0.1%
NTAP Netapp Inc. 0.12% 2,167 $257K No change
EAT Brinker International Inc. 0.12% 2,026 $257K Add +3.4%
BDEC Innovator U.S. Equity Buffer 0.11% 5,171 $248K No change
CRDO Credo Technology Group Holdi 0.11% 1,695 $247K New
VOX Vanguard Communication Servi 0.11% 1,283 $241K Add +0.1%
SIRI Sirius XM Holdings Inc. 0.11% 10,025 $233K No change
BBY Best Buy Co. Inc. 0.11% 3,084 $233K No change
VGT Vanguard Info Tech ETF 0.10% 307 $229K No change
OMC Omnicom Group 0.10% 2,802 $228K No change
SPAB SS SPDR P Agg Bond ETF 0.10% 8,786 $227K Add +0.9%
ENR Energizer Holdings Inc. 0.10% 8,771 $218K New
VPU Vanguard Utilities ETF 0.10% 1,148 $217K Add +0.3%
VFH Vanguard Financials ETF 0.10% 1,647 $216K Add +0.2%
EFV iShares MSCI Eafe Value ETF 0.10% 3,105 $211K New
VCR Vanguard Consumer Discre ETF 0.09% 518 $205K New
WEN The Wendy's Co. 0.09% 22,146 $203K Add +22.3%
AMGN Amgen Inc. 0.09% 717 $202K No change
IJS iShares S&P Small-Cap 600 Va 0.09% 1,822 $202K New

Portfolio Sells Q2 2025 → Q3 2025
UPS United Parcel Service Class B Sold out 0.00% −1.13
GIS General Mills Inc. Sold out 0.00% −0.85
PCAR Paccar Inc. Reduce -1.4% 16.01% −0.64
PANW Palo Alto Networks Inc. Sold out 0.00% −0.16
GILD Gilead Sciences Inc. Reduce -7.7% 1.06% −0.16
LNWO Light & Wonder Inc. Sold out 0.00% −0.15
BTI British American Tob-SP ADR Reduce -17.8% 0.99% −0.15
HCI Hci Group Inc. Sold out 0.00% −0.15
TGI Triumph Group Inc. Sold out 0.00% −0.15
GDDY GoDaddy Inc. Class A Sold out 0.00% −0.15
IT Gartner Inc. Sold out 0.00% −0.14
FICO Fair Isaac Corp. Sold out 0.00% −0.14
LII Lennox International Inc. Sold out 0.00% −0.14
WHR Whirlpool Corp. Sold out 0.00% −0.14
BCRX Biocryst Pharmaceuticals Inc. Sold out 0.00% −0.13
AVGO Broadcom Inc. Reduce -18.7% 1.27% −0.12
CSCO Cisco Systems Inc. Sold out 0.00% −0.10
SPEM State Street SP PTF Em ETF Reduce -6.0% 3.04% −0.09
RCL Royal Caribbean Cruises Ltd. Reduce -19.0% 0.16% −0.04
MSFT Microsoft Corp. Reduce -0.5% 1.50% −0.04
VRT Vertiv Holdings Co. Class A Reduce -21.9% 0.17% −0.03
PBI Pitney Bowes Inc. Reduce -9.2% 0.16% −0.02
SPDW Ste STR SPDR PT DW Eu ETF Reduce -0.2% 3.26% −0.02
KLAC KLA Corp. Reduce -12.3% 1.30% −0.01
CVNA Carvana Co. Reduce -6.5% 0.17% −0.00
BKE The Buckle Inc. Reduce -18.3% 0.23% −0.00
NVDA Nvidia Corp. Reduce -10.6% 0.19% −0.00
DELL Dell Technologies -C Reduce -3.1% 0.19% +0.01
TPR Tapestry Inc. Reduce -12.3% 0.17% +0.01
VOO Vanguard S&P 500 ETF Reduce -0.7% 1.24% +0.01
AAMI Acadian Asset Management Inc. Reduce -17.4% 0.20% +0.01
NCLH Norwegian Cruise Line Holdin Reduce -4.6% 0.16% +0.01
PLTR Palantir Technologies Inc. Class A Reduce -14.1% 0.19% +0.01
SPYG SS SPDR P S&P 500 Growth ETF Reduce -2.8% 6.63% +0.03
OGN Organon & Co. Reduce -1.2% 1.20% +0.03
QQQ Invesco QQQ Trust Series 1 Reduce -0.0% 1.81% +0.05
HALO Halozyme Therapeutics Inc. Reduce -0.2% 0.19% +0.05
STX Seagate Technology Holdings Reduce -10.7% 0.25% +0.07
UI Ubiquiti Inc. Reduce -4.2% 0.24% +0.07
APP AppLovin Corp. Class A Reduce -0.3% 0.31% +0.15
ABBV Abbvie Inc. Reduce -0.7% 1.38% +0.20

Portfolio Buys Q2 2025 → Q3 2025
MRK Merck & Co. Inc. New 1.09% +1.09
APAM Artisan Partners Asset Ma -A Add +403.9% 0.99% +0.78
SLYV SS SPDR S&P 600 SC Val ETF Add +0.5% 5.66% +0.29
W Wayfair Inc. Class A New 0.21% +0.21
WDC Western Digital Corp. New 0.21% +0.21
CLX Clorox Company New 0.18% +0.18
FIX Comfort Systems USA Inc. New 0.17% +0.17
VST Vistra Corp. New 0.14% +0.14
ALAB Astera Labs Inc. New 0.13% +0.13
RIGL Rigel Pharmaceuticals Inc. New 0.13% +0.13
HAS Hasbro Inc. Add +97.1% 0.26% +0.12
PEP Pepsico Inc. Add +12.3% 1.10% +0.12
GRPN Groupon Inc. New 0.12% +0.12
CRDO Credo Technology Group Holdi New 0.11% +0.11
HPQ HP Inc. Add +5.5% 1.13% +0.11
WU Western Union Co. Add +24.6% 1.03% +0.11
BHP BHP Group Ltd.-Spon ADR Add +0.7% 1.15% +0.10
ENR Energizer Holdings Inc. New 0.10% +0.10
GSK GSK PLC-Spon ADR Add +3.1% 1.16% +0.10
EFV iShares MSCI Eafe Value ETF New 0.10% +0.10
VCR Vanguard Consumer Discre ETF New 0.09% +0.09
IJS iShares S&P Small-Cap 600 Va New 0.09% +0.09
LMT Lockheed Martin Corp. Add +5.9% 1.11% +0.08
LYFT LYFT Inc. Class A Add +12.8% 0.22% +0.07
SLYG SS SPDR S&P 600 SC GR ETF Add +1.0% 5.70% +0.07
MO Altria Group Inc. Add +0.5% 1.06% +0.07
VB Vanguard Most SM-Cap ETF-Usd Add +1.7% 1.93% +0.05
NGVT Ingevity Corp. Add +2.1% 0.21% +0.04
EXPE Expedia Group Inc. Add +2.0% 0.16% +0.03
BMY Bristol-Myers Squibb Co. Add +12.1% 0.93% +0.03
SPY SS SPDR S&P 500 ETF Trust-US Add +1.1% 1.01% +0.03
PFE Pfizer Inc. Add +3.3% 1.01% +0.02
QCOM Qualcomm Inc. Add +3.4% 1.23% +0.02
DEO Diageo PLC-Sponsored ADR Add +14.7% 0.95% +0.02
BRK.B Berkshire Hathaway Inc. Class B Add +6.6% 0.33% +0.01
VWO Vanguard Ftse Emerging Marke Add +0.3% 0.24% +0.01
SPYM Ste STR SPDR PT S&P 500 ETF Add +0.2% 0.34% +0.01
UPBD Upbound Group Inc. Add +17.9% 0.12% +0.01
VOX Vanguard Communication Servi Add +0.1% 0.11% +0.00
SPSM SS SPDR P S&P 600 Small Cap Add +0.1% 0.12% +0.00
NVS Novartis AG-Sponsored ADR Add +0.2% 1.12% +0.00
VPU Vanguard Utilities ETF Add +0.3% 0.10% +0.00
PEGA Pegasystems Inc. Add +0.4% 0.16% +0.00
VSS Vanguard Ftse All Wo X-US SC Add +0.3% 0.24% +0.00
IJT iShares S&P Small-Cap 600 GR Add +0.2% 0.12% +0.00
GFF Griffon Corp. Add +1.2% 0.15% +0.00
SPMD SS SPDR P S&P 400 Midcap ETF Add +0.1% 0.12% −0.00
VFH Vanguard Financials ETF Add +0.2% 0.10% −0.00
SPAB SS SPDR P Agg Bond ETF Add +0.9% 0.10% −0.00
VEA Vanguard Ftse Developed ETF Add +0.2% 0.65% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 118$259.2MPCAR, SPYG, SLYG, SLYV, SPYV
Q1 2026 113$226.7MPCAR, SPYG, SPYV, SLYV, SLYG
Q4 2025 113$218.3MPCAR, SPYG, SPYV, SLYV, SLYG
Q3 2025 118$221.3MPCAR, SPYG, SPYV, SLYG, SLYV
Q2 2025 117$208.6MPCAR, SPYG, SPYV, SLYG, SLYV
Q1 2025 117$199.8MPCAR, SPYV, SPYG, SLYG, SLYV
Q4 2024 119$211.4MPCAR, SPYG, SPYV, SLYG, SLYV
Q3 2024 122$221.6MPCAR, SPYG, SPYV, SLYG, SLYV
Q2 2024 112$190.3MPCAR, SPYG, SPYV, SLYG, SLYV
Q1 2024 109$194.7MPCAR, SPYG, SPYV, SLYG, SLYV