Optimist Retirement Group LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 17, 2025), Optimist Retirement Group LLC reported 118 stock positions worth $221.3 million. Its top holding was Paccar (PCAR) at 16.0% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 6.6%) and SS SPDR P S&P 500 Value ETF (SPYV, 5.8%). Compared with Q2 2025, it opened 14 new positions, sold out of 13, added to 59 and reduced 28. The biggest buy was a new position in Merck (MRK) and the biggest sale an exit from United Parcel Service Class B (UPS).
- Most Recent 13F
- Q2 2026
- Location
- BELLEVUE, WA
- CIK
- 0002011850
- Portfolio Value
- $221.3M (Q3 2025)
- SEC Filing
- 0002011850-25-000007 ↗ filed Nov 17, 2025
Holdings Value
Holdings 118 stocks · $221.3M
| PCAR Paccar Inc. | 16.01% | 360,212 | $35.4M | Reduce -1.4% |
| SPYG SS SPDR P S&P 500 Growth ETF | 6.63% | 140,330 | $14.7M | Reduce -2.8% |
| SPYV SS SPDR P S&P 500 Value ETF | 5.79% | 231,364 | $12.8M | Add +0.1% |
| SLYG SS SPDR S&P 600 SC GR ETF | 5.70% | 133,729 | $12.6M | Add +1.0% |
| SLYV SS SPDR S&P 600 SC Val ETF | 5.66% | 141,321 | $12.5M | Add +0.5% |
| SPDW Ste STR SPDR PT DW Eu ETF | 3.26% | 168,329 | $7.2M | Reduce -0.2% |
| SPEM State Street SP PTF Em ETF | 3.04% | 143,786 | $6.7M | Reduce -6.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.93% | 16,790 | $4.3M | Add +1.7% |
| QQQ Invesco QQQ Trust Series 1 | 1.81% | 6,673 | $4.0M | Reduce -0.0% |
| MSFT Microsoft Corp. | 1.50% | 6,398 | $3.3M | Reduce -0.5% |
| ABBV Abbvie Inc. | 1.38% | 13,218 | $3.1M | Reduce -0.7% |
| KLAC KLA Corp. | 1.30% | 2,665 | $2.9M | Reduce -12.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.28% | 10,069 | $2.8M | Add +1.5% |
| AVGO Broadcom Inc. | 1.27% | 8,552 | $2.8M | Reduce -18.7% |
| LLY Eli Lilly & Co. | 1.25% | 3,635 | $2.8M | Add +3.0% |
| VOO Vanguard S&P 500 ETF | 1.24% | 4,467 | $2.7M | Reduce -0.7% |
| MMM 3M Co. | 1.23% | 17,470 | $2.7M | Add +0.7% |
| QCOM Qualcomm Inc. | 1.23% | 16,295 | $2.7M | Add +3.4% |
| OGN Organon & Co. | 1.20% | 249,222 | $2.7M | Reduce -1.2% |
| GSK GSK PLC-Spon ADR | 1.16% | 59,220 | $2.6M | Add +3.1% |
| BHP BHP Group Ltd.-Spon ADR | 1.15% | 45,674 | $2.5M | Add +0.7% |
| VZ Verizon Communications Inc. | 1.14% | 57,155 | $2.5M | Add +0.9% |
| HPQ HP Inc. | 1.13% | 91,435 | $2.5M | Add +5.5% |
| NVS Novartis AG-Sponsored ADR | 1.12% | 19,319 | $2.5M | Add +0.2% |
| LMT Lockheed Martin Corp. | 1.11% | 4,900 | $2.4M | Add +5.9% |
| PEP Pepsico Inc. | 1.10% | 17,383 | $2.4M | Add +12.3% |
| MRK Merck & Co. Inc. | 1.09% | 28,637 | $2.4M | New |
| MO Altria Group Inc. | 1.06% | 35,577 | $2.4M | Add +0.5% |
| GILD Gilead Sciences Inc. | 1.06% | 21,111 | $2.3M | Reduce -7.7% |
| WU Western Union Co. | 1.03% | 284,533 | $2.3M | Add +24.6% |
| KMB Kimberly-Clark Corp. | 1.03% | 18,252 | $2.3M | Add +1.1% |
| PM Philip Morris International | 1.02% | 13,852 | $2.2M | Add +1.2% |
| PFE Pfizer Inc. | 1.01% | 87,704 | $2.2M | Add +3.3% |
| MCD McDonald's Corp. | 1.01% | 7,341 | $2.2M | Add +1.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.01% | 3,340 | $2.2M | Add +1.1% |
| UL Unilever PLC | 1.00% | 37,220 | $2.2M | Add +1.3% |
| BTI British American Tob-SP ADR | 0.99% | 41,465 | $2.2M | Reduce -17.8% |
| APAM Artisan Partners Asset Ma -A | 0.99% | 50,593 | $2.2M | Add +403.9% |
| HRB H&R Block Inc. filed as BLOCK H & R INC | 0.95% | 41,765 | $2.1M | Add +1.3% |
| DEO Diageo PLC-Sponsored ADR | 0.95% | 22,087 | $2.1M | Add +14.7% |
| BMY Bristol-Myers Squibb Co. | 0.93% | 45,813 | $2.1M | Add +12.1% |
| EPD Enterprise Products Partners | 0.91% | 64,074 | $2.0M | Add +0.4% |
| VEA Vanguard Ftse Developed ETF | 0.65% | 23,826 | $1.4M | Add +0.2% |
| IWB iShares Russell 1000 ETF | 0.58% | 3,542 | $1.3M | No change |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.34% | 9,553 | $747K | Add +0.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.33% | 1,457 | $732K | Add +6.6% |
| BMAY Innovator U.S. Equity Buffer | 0.31% | 15,830 | $694K | No change |
| APP AppLovin Corp. Class A | 0.31% | 941 | $676K | Reduce -0.3% |
| NAPR Innovator Growth 100 Power B | 0.29% | 12,280 | $647K | No change |
| VNQ Vanguard Real Estate ETF | 0.26% | 6,367 | $582K | Add +0.5% |
| HAS Hasbro Inc. | 0.26% | 7,633 | $579K | Add +97.1% |
| STX Seagate Technology Holdings | 0.25% | 2,369 | $559K | Reduce -10.7% |
| VWO Vanguard Ftse Emerging Marke | 0.24% | 9,856 | $534K | Add +0.3% |
| VSS Vanguard Ftse All Wo X-US SC | 0.24% | 3,722 | $531K | Add +0.3% |
| UI Ubiquiti Inc. | 0.24% | 801 | $529K | Reduce -4.2% |
| BKE The Buckle Inc. | 0.23% | 8,559 | $502K | Reduce -18.3% |
| BKNG Booking Holdings Inc. | 0.22% | 91 | $491K | Add +4.6% |
| LYFT LYFT Inc. Class A | 0.22% | 22,279 | $490K | Add +12.8% |
| NTNX Nutanix Inc. Class A | 0.22% | 6,510 | $484K | Add +2.0% |
| W Wayfair Inc. Class A | 0.21% | 5,279 | $472K | New |
| NGVT Ingevity Corp. | 0.21% | 8,500 | $469K | Add +2.1% |
| WDC Western Digital Corp. | 0.21% | 3,804 | $457K | New |
| AAMI Acadian Asset Management Inc. | 0.20% | 9,175 | $442K | Reduce -17.4% |
| DELL Dell Technologies -C | 0.19% | 2,962 | $420K | Reduce -3.1% |
| PLTR Palantir Technologies Inc. Class A | 0.19% | 2,290 | $418K | Reduce -14.1% |
| FTNT Fortinet Inc. | 0.19% | 4,888 | $411K | Add +3.0% |
| HALO Halozyme Therapeutics Inc. | 0.19% | 5,595 | $410K | Reduce -0.2% |
| NVDA Nvidia Corp. | 0.19% | 2,195 | $410K | Reduce -10.6% |
| CLX Clorox Company | 0.18% | 3,211 | $396K | New |
| TPR Tapestry Inc. | 0.17% | 3,420 | $387K | Reduce -12.3% |
| CVNA Carvana Co. | 0.17% | 1,016 | $383K | Reduce -6.5% |
| IWN iShares Russell 2000 Value E | 0.17% | 2,164 | $383K | No change |
| FIX Comfort Systems USA Inc. | 0.17% | 454 | $375K | New |
| VRT Vertiv Holdings Co. Class A | 0.17% | 2,462 | $371K | Reduce -21.9% |
| NCLH Norwegian Cruise Line Holdin | 0.16% | 14,804 | $365K | Reduce -4.6% |
| EXPE Expedia Group Inc. | 0.16% | 1,694 | $362K | Add +2.0% |
| PBI Pitney Bowes Inc. | 0.16% | 31,259 | $357K | Reduce -9.2% |
| PEGA Pegasystems Inc. | 0.16% | 6,189 | $356K | Add +0.4% |
| RCL Royal Caribbean Cruises Ltd. | 0.16% | 1,092 | $353K | Reduce -19.0% |
| PAYX Paychex Inc. | 0.16% | 2,733 | $346K | Add +5.4% |
| GFF Griffon Corp. | 0.15% | 4,268 | $325K | Add +1.2% |
| MAR Marriott International Class A | 0.14% | 1,204 | $314K | Add +3.7% |
| AMP Ameriprise Financial Inc. | 0.14% | 638 | $313K | Add +3.7% |
| BGC BGC Group Inc. Class A | 0.14% | 32,816 | $310K | Add +1.7% |
| VST Vistra Corp. | 0.14% | 1,538 | $301K | New |
| ALAB Astera Labs Inc. | 0.13% | 1,522 | $298K | New |
| RIGL Rigel Pharmaceuticals Inc. | 0.13% | 10,338 | $293K | New |
| GPC Genuine Parts Co. | 0.13% | 2,080 | $288K | No change |
| TNL Travel + Leisure Co. | 0.13% | 4,821 | $287K | No change |
| KTB Kontoor Brands Inc. | 0.13% | 3,572 | $285K | No change |
| VIRT Virtu Financial Inc. Class A | 0.13% | 7,998 | $284K | Add +1.2% |
| CPA Copa Holdings SA Class A | 0.13% | 2,337 | $278K | No change |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.12% | 4,810 | $275K | Add +0.1% |
| TEAM Atlassian Corp. Class A | 0.12% | 1,678 | $268K | Add +16.1% |
| NJAN Innovator Growth 100 Power B | 0.12% | 5,012 | $267K | No change |
| GRPN Groupon Inc. | 0.12% | 11,355 | $265K | New |
| IJT iShares S&P Small-Cap 600 GR | 0.12% | 1,838 | $260K | Add +0.2% |
| USMV iShares MSCI USA Min Vol Fac | 0.12% | 2,712 | $258K | No change |
| UPBD Upbound Group Inc. | 0.12% | 10,910 | $258K | Add +17.9% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.12% | 5,551 | $257K | Add +0.1% |
Portfolio Sells Q2 2025 → Q3 2025
| UPS United Parcel Service Class B | Sold out | 0.00% | −1.13 |
| GIS General Mills Inc. | Sold out | 0.00% | −0.85 |
| PCAR Paccar Inc. | Reduce -1.4% | 16.01% | −0.64 |
| PANW Palo Alto Networks Inc. | Sold out | 0.00% | −0.16 |
| GILD Gilead Sciences Inc. | Reduce -7.7% | 1.06% | −0.16 |
| LNWO Light & Wonder Inc. | Sold out | 0.00% | −0.15 |
| BTI British American Tob-SP ADR | Reduce -17.8% | 0.99% | −0.15 |
| HCI Hci Group Inc. | Sold out | 0.00% | −0.15 |
| TGI Triumph Group Inc. | Sold out | 0.00% | −0.15 |
| GDDY GoDaddy Inc. Class A | Sold out | 0.00% | −0.15 |
| IT Gartner Inc. | Sold out | 0.00% | −0.14 |
| FICO Fair Isaac Corp. | Sold out | 0.00% | −0.14 |
| LII Lennox International Inc. | Sold out | 0.00% | −0.14 |
| WHR Whirlpool Corp. | Sold out | 0.00% | −0.14 |
| BCRX Biocryst Pharmaceuticals Inc. | Sold out | 0.00% | −0.13 |
| AVGO Broadcom Inc. | Reduce -18.7% | 1.27% | −0.12 |
| CSCO Cisco Systems Inc. | Sold out | 0.00% | −0.10 |
| SPEM State Street SP PTF Em ETF | Reduce -6.0% | 3.04% | −0.09 |
| RCL Royal Caribbean Cruises Ltd. | Reduce -19.0% | 0.16% | −0.04 |
| MSFT Microsoft Corp. | Reduce -0.5% | 1.50% | −0.04 |
| VRT Vertiv Holdings Co. Class A | Reduce -21.9% | 0.17% | −0.03 |
| PBI Pitney Bowes Inc. | Reduce -9.2% | 0.16% | −0.02 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -0.2% | 3.26% | −0.02 |
| KLAC KLA Corp. | Reduce -12.3% | 1.30% | −0.01 |
| CVNA Carvana Co. | Reduce -6.5% | 0.17% | −0.00 |
| BKE The Buckle Inc. | Reduce -18.3% | 0.23% | −0.00 |
| NVDA Nvidia Corp. | Reduce -10.6% | 0.19% | −0.00 |
| DELL Dell Technologies -C | Reduce -3.1% | 0.19% | +0.01 |
| TPR Tapestry Inc. | Reduce -12.3% | 0.17% | +0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -0.7% | 1.24% | +0.01 |
| AAMI Acadian Asset Management Inc. | Reduce -17.4% | 0.20% | +0.01 |
| NCLH Norwegian Cruise Line Holdin | Reduce -4.6% | 0.16% | +0.01 |
| PLTR Palantir Technologies Inc. Class A | Reduce -14.1% | 0.19% | +0.01 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -2.8% | 6.63% | +0.03 |
| OGN Organon & Co. | Reduce -1.2% | 1.20% | +0.03 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.0% | 1.81% | +0.05 |
| HALO Halozyme Therapeutics Inc. | Reduce -0.2% | 0.19% | +0.05 |
| STX Seagate Technology Holdings | Reduce -10.7% | 0.25% | +0.07 |
| UI Ubiquiti Inc. | Reduce -4.2% | 0.24% | +0.07 |
| APP AppLovin Corp. Class A | Reduce -0.3% | 0.31% | +0.15 |
| ABBV Abbvie Inc. | Reduce -0.7% | 1.38% | +0.20 |
Portfolio Buys Q2 2025 → Q3 2025
| MRK Merck & Co. Inc. | New | 1.09% | +1.09 |
| APAM Artisan Partners Asset Ma -A | Add +403.9% | 0.99% | +0.78 |
| SLYV SS SPDR S&P 600 SC Val ETF | Add +0.5% | 5.66% | +0.29 |
| W Wayfair Inc. Class A | New | 0.21% | +0.21 |
| WDC Western Digital Corp. | New | 0.21% | +0.21 |
| CLX Clorox Company | New | 0.18% | +0.18 |
| FIX Comfort Systems USA Inc. | New | 0.17% | +0.17 |
| VST Vistra Corp. | New | 0.14% | +0.14 |
| ALAB Astera Labs Inc. | New | 0.13% | +0.13 |
| RIGL Rigel Pharmaceuticals Inc. | New | 0.13% | +0.13 |
| HAS Hasbro Inc. | Add +97.1% | 0.26% | +0.12 |
| PEP Pepsico Inc. | Add +12.3% | 1.10% | +0.12 |
| GRPN Groupon Inc. | New | 0.12% | +0.12 |
| CRDO Credo Technology Group Holdi | New | 0.11% | +0.11 |
| HPQ HP Inc. | Add +5.5% | 1.13% | +0.11 |
| WU Western Union Co. | Add +24.6% | 1.03% | +0.11 |
| BHP BHP Group Ltd.-Spon ADR | Add +0.7% | 1.15% | +0.10 |
| ENR Energizer Holdings Inc. | New | 0.10% | +0.10 |
| GSK GSK PLC-Spon ADR | Add +3.1% | 1.16% | +0.10 |
| EFV iShares MSCI Eafe Value ETF | New | 0.10% | +0.10 |
| VCR Vanguard Consumer Discre ETF | New | 0.09% | +0.09 |
| IJS iShares S&P Small-Cap 600 Va | New | 0.09% | +0.09 |
| LMT Lockheed Martin Corp. | Add +5.9% | 1.11% | +0.08 |
| LYFT LYFT Inc. Class A | Add +12.8% | 0.22% | +0.07 |
| SLYG SS SPDR S&P 600 SC GR ETF | Add +1.0% | 5.70% | +0.07 |
| MO Altria Group Inc. | Add +0.5% | 1.06% | +0.07 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.7% | 1.93% | +0.05 |
| NGVT Ingevity Corp. | Add +2.1% | 0.21% | +0.04 |
| EXPE Expedia Group Inc. | Add +2.0% | 0.16% | +0.03 |
| BMY Bristol-Myers Squibb Co. | Add +12.1% | 0.93% | +0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +1.1% | 1.01% | +0.03 |
| PFE Pfizer Inc. | Add +3.3% | 1.01% | +0.02 |
| QCOM Qualcomm Inc. | Add +3.4% | 1.23% | +0.02 |
| DEO Diageo PLC-Sponsored ADR | Add +14.7% | 0.95% | +0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +6.6% | 0.33% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +0.3% | 0.24% | +0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +0.2% | 0.34% | +0.01 |
| UPBD Upbound Group Inc. | Add +17.9% | 0.12% | +0.01 |
| VOX Vanguard Communication Servi | Add +0.1% | 0.11% | +0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +0.1% | 0.12% | +0.00 |
| NVS Novartis AG-Sponsored ADR | Add +0.2% | 1.12% | +0.00 |
| VPU Vanguard Utilities ETF | Add +0.3% | 0.10% | +0.00 |
| PEGA Pegasystems Inc. | Add +0.4% | 0.16% | +0.00 |
| VSS Vanguard Ftse All Wo X-US SC | Add +0.3% | 0.24% | +0.00 |
| IJT iShares S&P Small-Cap 600 GR | Add +0.2% | 0.12% | +0.00 |
| GFF Griffon Corp. | Add +1.2% | 0.15% | +0.00 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +0.1% | 0.12% | −0.00 |
| VFH Vanguard Financials ETF | Add +0.2% | 0.10% | −0.00 |
| SPAB SS SPDR P Agg Bond ETF | Add +0.9% | 0.10% | −0.00 |
| VEA Vanguard Ftse Developed ETF | Add +0.2% | 0.65% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 118 | $259.2M | PCAR, SPYG, SLYG, SLYV, SPYV |
| Q1 2026 | 113 | $226.7M | PCAR, SPYG, SPYV, SLYV, SLYG |
| Q4 2025 | 113 | $218.3M | PCAR, SPYG, SPYV, SLYV, SLYG |
| Q3 2025 | 118 | $221.3M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q2 2025 | 117 | $208.6M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q1 2025 | 117 | $199.8M | PCAR, SPYV, SPYG, SLYG, SLYV |
| Q4 2024 | 119 | $211.4M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q3 2024 | 122 | $221.6M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q2 2024 | 112 | $190.3M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q1 2024 | 109 | $194.7M | PCAR, SPYG, SPYV, SLYG, SLYV |