Optimist Retirement Group LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 9, 2026), Optimist Retirement Group LLC reported 113 stock positions worth $218.3 million. Its top holding was Paccar (PCAR) at 18.0% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 6.7%) and SS SPDR P S&P 500 Value ETF (SPYV, 6.0%). Compared with Q3 2025, it opened 8 new positions, sold out of 13, added to 31 and reduced 38. The biggest buy was SS SPDR S&P 600 SC Val ETF (SLYV, shares +0%) and the biggest sale an exit from Organon (OGN).
- Most Recent 13F
- Q2 2026
- Location
- BELLEVUE, WA
- CIK
- 0002011850
- Portfolio Value
- $218.3M (Q4 2025)
- SEC Filing
- 0002011850-26-000001 ↗ filed Feb 9, 2026
Holdings Value
Holdings 113 stocks · $218.3M
| PCAR Paccar Inc. | 18.05% | 359,727 | $39.4M | Reduce -0.1% |
| SPYG SS SPDR P S&P 500 Growth ETF | 6.73% | 137,692 | $14.7M | Reduce -1.9% |
| SPYV SS SPDR P S&P 500 Value ETF | 6.02% | 231,125 | $13.1M | Reduce -0.1% |
| SLYV SS SPDR S&P 600 SC Val ETF | 5.90% | 141,457 | $12.9M | Add +0.1% |
| SLYG SS SPDR S&P 600 SC GR ETF | 5.77% | 133,666 | $12.6M | Reduce -0.1% |
| SPDW Ste STR SPDR PT DW Eu ETF | 3.42% | 167,999 | $7.5M | Reduce -0.2% |
| SPEM State Street SP PTF Em ETF | 3.09% | 144,062 | $6.7M | Add +0.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.99% | 16,826 | $4.3M | Add +0.2% |
| QQQ Invesco QQQ Trust Series 1 | 1.88% | 6,679 | $4.1M | Add +0.1% |
| LLY Eli Lilly & Co. | 1.75% | 3,553 | $3.8M | Reduce -2.3% |
| KLAC KLA Corp. | 1.43% | 2,575 | $3.1M | Reduce -3.4% |
| MRK Merck & Co. Inc. | 1.37% | 28,503 | $3.0M | Reduce -0.5% |
| ABBV Abbvie Inc. | 1.36% | 13,033 | $3.0M | Reduce -1.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 1.36% | 10,020 | $3.0M | Reduce -0.5% |
| AVGO Broadcom Inc. | 1.34% | 8,433 | $2.9M | Reduce -1.4% |
| GSK GSK PLC-Spon ADR | 1.30% | 58,048 | $2.8M | Reduce -2.0% |
| VOO Vanguard S&P 500 ETF | 1.29% | 4,475 | $2.8M | Add +0.2% |
| MSFT Microsoft Corp. | 1.28% | 5,796 | $2.8M | Reduce -9.4% |
| QCOM Qualcomm Inc. | 1.28% | 16,298 | $2.8M | Add +0.0% |
| MMM 3M Co. | 1.28% | 17,391 | $2.8M | Reduce -0.5% |
| BHP BHP Group Ltd.-Spon ADR | 1.22% | 44,246 | $2.7M | Reduce -3.1% |
| NVS Novartis AG-Sponsored ADR | 1.20% | 18,979 | $2.6M | Reduce -1.8% |
| GILD Gilead Sciences Inc. | 1.19% | 21,112 | $2.6M | Add +0.0% |
| PEP Pepsico Inc. | 1.14% | 17,399 | $2.5M | Add +0.1% |
| LMT Lockheed Martin Corp. | 1.09% | 4,906 | $2.4M | Add +0.1% |
| BTI British American Tob-SP ADR | 1.08% | 41,513 | $2.4M | Add +0.1% |
| VZ Verizon Communications Inc. | 1.07% | 57,235 | $2.3M | Add +0.1% |
| BMY Bristol-Myers Squibb Co. | 1.06% | 42,930 | $2.3M | Reduce -6.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.04% | 3,340 | $2.3M | No change |
| MCD McDonald's Corp. | 1.03% | 7,350 | $2.2M | Add +0.1% |
| PM Philip Morris International | 1.00% | 13,614 | $2.2M | Reduce -1.7% |
| UL Unilever PLC-Sponsored ADR | 0.99% | 33,105 | $2.2M | Add +0.1% |
| EPD Enterprise Products Partners | 0.94% | 64,065 | $2.1M | Reduce -0.0% |
| MO Altria Group Inc. | 0.94% | 35,574 | $2.1M | Reduce -0.0% |
| WU Western Union Co. | 0.91% | 212,372 | $2.0M | Reduce -25.4% |
| HRB H&R Block Inc. filed as BLOCK H & R INC | 0.84% | 42,308 | $1.8M | Add +1.3% |
| HPQ HP Inc. | 0.76% | 74,126 | $1.7M | Reduce -18.9% |
| VEA Vanguard Ftse Developed ETF | 0.69% | 23,971 | $1.5M | Add +0.6% |
| IWB iShares Russell 1000 ETF | 0.61% | 3,542 | $1.3M | No change |
| PFE Pfizer Inc. | 0.42% | 37,014 | $922K | Reduce -57.8% |
| APAM Artisan Partners Asset Ma -A | 0.39% | 20,662 | $842K | Reduce -59.2% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.34% | 9,241 | $740K | Reduce -3.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.34% | 1,457 | $732K | No change |
| DEO Diageo PLC-Sponsored ADR | 0.32% | 7,983 | $689K | Reduce -63.9% |
| BMAY Innovator U.S. Equity Buffer | 0.31% | 15,054 | $675K | Reduce -4.9% |
| NAPR Innovator Growth 100 Power B | 0.31% | 12,545 | $674K | Add +2.2% |
| KMB Kimberly-Clark Corp. | 0.30% | 6,458 | $652K | Reduce -64.6% |
| STX Seagate Technology Holdings | 0.29% | 2,317 | $638K | Reduce -2.2% |
| WDC Western Digital Corp. | 0.29% | 3,694 | $636K | Reduce -2.9% |
| HAS Hasbro Inc. | 0.29% | 7,633 | $626K | No change |
| APP AppLovin Corp. Class A | 0.29% | 925 | $623K | Reduce -1.7% |
| BBY Best Buy Co. Inc. | 0.26% | 8,617 | $577K | Add +179.4% |
| VNQ Vanguard Real Estate ETF | 0.26% | 6,395 | $566K | Add +0.4% |
| VSS Vanguard Ftse All Wo X-US SC | 0.24% | 3,727 | $534K | Add +0.1% |
| VWO Vanguard Ftse Emerging Marke | 0.24% | 9,845 | $529K | Reduce -0.1% |
| W Wayfair Inc. Class A | 0.24% | 5,160 | $518K | Reduce -2.3% |
| NGVT Ingevity Corp. | 0.23% | 8,500 | $503K | No change |
| BKNG Booking Holdings Inc. | 0.22% | 91 | $487K | No change |
| EXPE Expedia Group Inc. | 0.22% | 1,694 | $480K | No change |
| BKE The Buckle Inc. | 0.21% | 8,519 | $455K | Reduce -0.5% |
| UI Ubiquiti Inc. | 0.20% | 801 | $443K | No change |
| RIGL Rigel Pharmaceuticals Inc. | 0.20% | 10,338 | $443K | No change |
| TPR Tapestry Inc. | 0.20% | 3,420 | $437K | No change |
| AAMI Acadian Asset Management Inc. | 0.20% | 9,175 | $431K | No change |
| CVNA Carvana Co. | 0.20% | 1,016 | $429K | No change |
| FIX Comfort Systems USA Inc. | 0.19% | 454 | $424K | No change |
| LITE Lumentum Holdings Inc. | 0.19% | 1,126 | $415K | New |
| NVDA Nvidia Corp. | 0.19% | 2,195 | $409K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.19% | 2,290 | $407K | No change |
| VRT Vertiv Holdings Co. Class A | 0.18% | 2,462 | $399K | No change |
| FTNT Fortinet Inc. | 0.18% | 5,010 | $398K | Add +2.5% |
| IWN iShares Russell 2000 Value E | 0.18% | 2,164 | $392K | No change |
| ALNY Alnylam Pharmaceuticals Inc. | 0.18% | 962 | $383K | New |
| HALO Halozyme Therapeutics Inc. | 0.17% | 5,595 | $377K | No change |
| MAR Marriott International Class A | 0.17% | 1,204 | $374K | No change |
| DELL Dell Technologies -C | 0.17% | 2,962 | $373K | No change |
| PEGA Pegasystems Inc. | 0.17% | 6,189 | $370K | No change |
| LRCX Lam Research Corp. | 0.16% | 1,991 | $341K | New |
| TNL Travel + Leisure Co. | 0.16% | 4,821 | $340K | No change |
| PBI Pitney Bowes Inc. | 0.15% | 31,259 | $330K | No change |
| AMP Ameriprise Financial Inc. | 0.15% | 652 | $320K | Add +2.2% |
| PAYX Paychex Inc. | 0.14% | 2,733 | $307K | No change |
| EAT Brinker International Inc. | 0.14% | 2,074 | $298K | Add +2.4% |
| TDC Teradata Corp. | 0.13% | 9,577 | $292K | New |
| CPA Copa Holdings SA Class A | 0.13% | 2,337 | $282K | No change |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.13% | 4,813 | $279K | Add +0.1% |
| VIRT Virtu Financial Inc. Class A | 0.13% | 8,277 | $276K | Add +3.5% |
| NJAN Innovator Growth 100 Power B | 0.13% | 5,012 | $275K | No change |
| SPSM SS SPDR P S&P 600 Small Cap | 0.12% | 5,556 | $260K | Add +0.1% |
| IJT iShares S&P Small-Cap 600 GR | 0.12% | 1,843 | $260K | Add +0.3% |
| BDEC Innovator U.S. Equity Buffer | 0.12% | 5,171 | $256K | No change |
| GPC Genuine Parts Co. | 0.12% | 2,080 | $256K | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.12% | 2,712 | $255K | No change |
| BGC BGC Group Inc. Class A | 0.11% | 28,058 | $251K | Reduce -14.5% |
| VOX Vanguard Communication Servi | 0.11% | 1,286 | $249K | Add +0.2% |
| AMGN Amgen Inc. | 0.11% | 717 | $235K | No change |
| TEAM Atlassian Corp. Class A | 0.11% | 1,440 | $233K | Reduce -14.2% |
| NTAP Netapp Inc. | 0.11% | 2,167 | $232K | No change |
| VGT Vanguard Info Tech ETF | 0.11% | 307 | $232K | No change |
| SPAB SS SPDR P Agg Bond ETF | 0.10% | 8,890 | $229K | Add +1.2% |
Portfolio Sells Q3 2025 → Q4 2025
| OGN Organon & Co. | Sold out | 0.00% | −1.20 |
| KMB Kimberly-Clark Corp. | Reduce -64.6% | 0.30% | −0.73 |
| DEO Diageo PLC-Sponsored ADR | Reduce -63.9% | 0.32% | −0.64 |
| APAM Artisan Partners Asset Ma -A | Reduce -59.2% | 0.39% | −0.61 |
| PFE Pfizer Inc. | Reduce -57.8% | 0.42% | −0.59 |
| HPQ HP Inc. | Reduce -18.9% | 0.76% | −0.37 |
| LYFT LYFT Inc. Class A | Sold out | 0.00% | −0.22 |
| NTNX Nutanix Inc. Class A | Sold out | 0.00% | −0.22 |
| MSFT Microsoft Corp. | Reduce -9.4% | 1.28% | −0.21 |
| CLX Clorox Company | Sold out | 0.00% | −0.18 |
| NCLH Norwegian Cruise Line Holdin | Sold out | 0.00% | −0.16 |
| RCL Royal Caribbean Cruises Ltd. | Sold out | 0.00% | −0.16 |
| GFF Griffon Corp. | Sold out | 0.00% | −0.15 |
| VST Vistra Corp. | Sold out | 0.00% | −0.14 |
| MO Altria Group Inc. | Reduce -0.0% | 0.94% | −0.12 |
| WU Western Union Co. | Reduce -25.4% | 0.91% | −0.12 |
| GRPN Groupon Inc. | Sold out | 0.00% | −0.12 |
| UPBD Upbound Group Inc. | Sold out | 0.00% | −0.12 |
| SIRI Sirius XM Holdings Inc. | Sold out | 0.00% | −0.11 |
| ENR Energizer Holdings Inc. | Sold out | 0.00% | −0.10 |
| WEN The Wendy's Co. | Sold out | 0.00% | −0.09 |
| ALAB Astera Labs Inc. | Reduce -11.0% | 0.10% | −0.03 |
| BGC BGC Group Inc. Class A | Reduce -14.5% | 0.11% | −0.03 |
| APP AppLovin Corp. Class A | Reduce -1.7% | 0.29% | −0.02 |
| ABBV Abbvie Inc. | Reduce -1.4% | 1.36% | −0.02 |
| BKE The Buckle Inc. | Reduce -0.5% | 0.21% | −0.02 |
| PM Philip Morris International | Reduce -1.7% | 1.00% | −0.01 |
| CRDO Credo Technology Group Holdi | Reduce -12.9% | 0.10% | −0.01 |
| TEAM Atlassian Corp. Class A | Reduce -14.2% | 0.11% | −0.01 |
| BMAY Innovator U.S. Equity Buffer | Reduce -4.9% | 0.31% | −0.00 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.1% | 0.24% | +0.00 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -3.3% | 0.34% | +0.00 |
| W Wayfair Inc. Class A | Reduce -2.3% | 0.24% | +0.02 |
| EPD Enterprise Products Partners | Reduce -0.0% | 0.94% | +0.04 |
| STX Seagate Technology Holdings | Reduce -2.2% | 0.29% | +0.04 |
| MMM 3M Co. | Reduce -0.5% | 1.28% | +0.05 |
| AVGO Broadcom Inc. | Reduce -1.4% | 1.34% | +0.06 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -0.1% | 5.77% | +0.07 |
| BHP BHP Group Ltd.-Spon ADR | Reduce -3.1% | 1.22% | +0.07 |
| IBM Intl Business Machines Corp. | Reduce -0.5% | 1.36% | +0.08 |
| NVS Novartis AG-Sponsored ADR | Reduce -1.8% | 1.20% | +0.08 |
| WDC Western Digital Corp. | Reduce -2.9% | 0.29% | +0.09 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -1.9% | 6.73% | +0.10 |
| BMY Bristol-Myers Squibb Co. | Reduce -6.3% | 1.06% | +0.13 |
| KLAC KLA Corp. | Reduce -3.4% | 1.43% | +0.13 |
| GSK GSK PLC-Spon ADR | Reduce -2.0% | 1.30% | +0.15 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -0.2% | 3.42% | +0.16 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -0.1% | 6.02% | +0.23 |
| MRK Merck & Co. Inc. | Reduce -0.5% | 1.37% | +0.29 |
| LLY Eli Lilly & Co. | Reduce -2.3% | 1.75% | +0.50 |
Portfolio Buys Q3 2025 → Q4 2025
| SLYV SS SPDR S&P 600 SC Val ETF | Add +0.1% | 5.90% | +0.23 |
| LITE Lumentum Holdings Inc. | New | 0.19% | +0.19 |
| ALNY Alnylam Pharmaceuticals Inc. | New | 0.18% | +0.18 |
| BBY Best Buy Co. Inc. | Add +179.4% | 0.26% | +0.16 |
| LRCX Lam Research Corp. | New | 0.16% | +0.16 |
| TDC Teradata Corp. | New | 0.13% | +0.13 |
| GILD Gilead Sciences Inc. | Add +0.0% | 1.19% | +0.13 |
| RBRK Rubrik Inc. Class A | New | 0.10% | +0.10 |
| AAPL Apple Inc. | New | 0.10% | +0.10 |
| CAH Cardinal Health Inc. | New | 0.09% | +0.09 |
| IRWD Ironwood Pharmaceuticals Inc. | New | 0.09% | +0.09 |
| BTI British American Tob-SP ADR | Add +0.1% | 1.08% | +0.08 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.1% | 1.88% | +0.07 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +0.2% | 1.99% | +0.06 |
| QCOM Qualcomm Inc. | Add +0.0% | 1.28% | +0.05 |
| VOO Vanguard S&P 500 ETF | Add +0.2% | 1.29% | +0.05 |
| SPEM State Street SP PTF Em ETF | Add +0.2% | 3.09% | +0.05 |
| VEA Vanguard Ftse Developed ETF | Add +0.6% | 0.69% | +0.04 |
| PEP Pepsico Inc. | Add +0.1% | 1.14% | +0.04 |
| MCD McDonald's Corp. | Add +0.1% | 1.03% | +0.02 |
| EAT Brinker International Inc. | Add +2.4% | 0.14% | +0.02 |
| NAPR Innovator Growth 100 Power B | Add +2.2% | 0.31% | +0.02 |
| VOX Vanguard Communication Servi | Add +0.2% | 0.11% | +0.01 |
| VSS Vanguard Ftse All Wo X-US SC | Add +0.1% | 0.24% | +0.01 |
| AMP Ameriprise Financial Inc. | Add +2.2% | 0.15% | +0.00 |
| IJS iShares S&P Small-Cap 600 Va | Add +0.5% | 0.10% | +0.00 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +0.1% | 0.13% | +0.00 |
| VFH Vanguard Financials ETF | Add +0.3% | 0.10% | +0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +0.1% | 0.12% | +0.00 |
| SPAB SS SPDR P Agg Bond ETF | Add +1.2% | 0.10% | +0.00 |
| IJT iShares S&P Small-Cap 600 GR | Add +0.3% | 0.12% | +0.00 |
| VPU Vanguard Utilities ETF | Add +0.4% | 0.10% | −0.00 |
| VIRT Virtu Financial Inc. Class A | Add +3.5% | 0.13% | −0.00 |
| FTNT Fortinet Inc. | Add +2.5% | 0.18% | −0.00 |
| VNQ Vanguard Real Estate ETF | Add +0.4% | 0.26% | −0.00 |
| UL Unilever PLC-Sponsored ADR | Add +0.1% | 0.99% | −0.01 |
| LMT Lockheed Martin Corp. | Add +0.1% | 1.09% | −0.02 |
| VZ Verizon Communications Inc. | Add +0.1% | 1.07% | −0.07 |
| HRB H&R Block Inc. | Add +1.3% | 0.84% | −0.11 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 118 | $259.2M | PCAR, SPYG, SLYG, SLYV, SPYV |
| Q1 2026 | 113 | $226.7M | PCAR, SPYG, SPYV, SLYV, SLYG |
| Q4 2025 | 113 | $218.3M | PCAR, SPYG, SPYV, SLYV, SLYG |
| Q3 2025 | 118 | $221.3M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q2 2025 | 117 | $208.6M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q1 2025 | 117 | $199.8M | PCAR, SPYV, SPYG, SLYG, SLYV |
| Q4 2024 | 119 | $211.4M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q3 2024 | 122 | $221.6M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q2 2024 | 112 | $190.3M | PCAR, SPYG, SPYV, SLYG, SLYV |
| Q1 2024 | 109 | $194.7M | PCAR, SPYG, SPYV, SLYG, SLYV |