Optimist Retirement Group LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 9, 2026), Optimist Retirement Group LLC reported 113 stock positions worth $218.3 million. Its top holding was Paccar (PCAR) at 18.0% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 6.7%) and SS SPDR P S&P 500 Value ETF (SPYV, 6.0%). Compared with Q3 2025, it opened 8 new positions, sold out of 13, added to 31 and reduced 38. The biggest buy was SS SPDR S&P 600 SC Val ETF (SLYV, shares +0%) and the biggest sale an exit from Organon (OGN).

Most Recent 13F
Q2 2026
Location
BELLEVUE, WA
CIK
0002011850
Portfolio Value
$218.3M (Q4 2025)
SEC Filing
0002011850-26-000001 ↗ filed Feb 9, 2026

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $194.7M Q1 2024 Q2 2024: $190.3M Q2 2024 Q3 2024: $221.6M Q3 2024 Q4 2024: $211.4M Q4 2024 Q1 2025: $199.8M Q1 2025 Q2 2025: $208.6M Q2 2025 Q3 2025: $221.3M Q3 2025 Q4 2025: $218.3M $218.3M Q4 2025 Q1 2026: $226.7M Q1 2026 Q2 2026: $259.2M Q2 2026

Holdings 113 stocks · $218.3M
PCAR Paccar Inc. 18.05% 359,727 $39.4M Reduce -0.1%
SPYG SS SPDR P S&P 500 Growth ETF 6.73% 137,692 $14.7M Reduce -1.9%
SPYV SS SPDR P S&P 500 Value ETF 6.02% 231,125 $13.1M Reduce -0.1%
SLYV SS SPDR S&P 600 SC Val ETF 5.90% 141,457 $12.9M Add +0.1%
SLYG SS SPDR S&P 600 SC GR ETF 5.77% 133,666 $12.6M Reduce -0.1%
SPDW Ste STR SPDR PT DW Eu ETF 3.42% 167,999 $7.5M Reduce -0.2%
SPEM State Street SP PTF Em ETF 3.09% 144,062 $6.7M Add +0.2%
VB Vanguard Most SM-Cap ETF-Usd 1.99% 16,826 $4.3M Add +0.2%
QQQ Invesco QQQ Trust Series 1 1.88% 6,679 $4.1M Add +0.1%
LLY Eli Lilly & Co. 1.75% 3,553 $3.8M Reduce -2.3%
KLAC KLA Corp. 1.43% 2,575 $3.1M Reduce -3.4%
MRK Merck & Co. Inc. 1.37% 28,503 $3.0M Reduce -0.5%
ABBV Abbvie Inc. 1.36% 13,033 $3.0M Reduce -1.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 1.36% 10,020 $3.0M Reduce -0.5%
AVGO Broadcom Inc. 1.34% 8,433 $2.9M Reduce -1.4%
GSK GSK PLC-Spon ADR 1.30% 58,048 $2.8M Reduce -2.0%
VOO Vanguard S&P 500 ETF 1.29% 4,475 $2.8M Add +0.2%
MSFT Microsoft Corp. 1.28% 5,796 $2.8M Reduce -9.4%
QCOM Qualcomm Inc. 1.28% 16,298 $2.8M Add +0.0%
MMM 3M Co. 1.28% 17,391 $2.8M Reduce -0.5%
BHP BHP Group Ltd.-Spon ADR 1.22% 44,246 $2.7M Reduce -3.1%
NVS Novartis AG-Sponsored ADR 1.20% 18,979 $2.6M Reduce -1.8%
GILD Gilead Sciences Inc. 1.19% 21,112 $2.6M Add +0.0%
PEP Pepsico Inc. 1.14% 17,399 $2.5M Add +0.1%
LMT Lockheed Martin Corp. 1.09% 4,906 $2.4M Add +0.1%
BTI British American Tob-SP ADR 1.08% 41,513 $2.4M Add +0.1%
VZ Verizon Communications Inc. 1.07% 57,235 $2.3M Add +0.1%
BMY Bristol-Myers Squibb Co. 1.06% 42,930 $2.3M Reduce -6.3%
SPY SS SPDR S&P 500 ETF Trust-US 1.04% 3,340 $2.3M No change
MCD McDonald's Corp. 1.03% 7,350 $2.2M Add +0.1%
PM Philip Morris International 1.00% 13,614 $2.2M Reduce -1.7%
UL Unilever PLC-Sponsored ADR 0.99% 33,105 $2.2M Add +0.1%
EPD Enterprise Products Partners 0.94% 64,065 $2.1M Reduce -0.0%
MO Altria Group Inc. 0.94% 35,574 $2.1M Reduce -0.0%
WU Western Union Co. 0.91% 212,372 $2.0M Reduce -25.4%
HRB H&R Block Inc. filed as BLOCK H & R INC 0.84% 42,308 $1.8M Add +1.3%
HPQ HP Inc. 0.76% 74,126 $1.7M Reduce -18.9%
VEA Vanguard Ftse Developed ETF 0.69% 23,971 $1.5M Add +0.6%
IWB iShares Russell 1000 ETF 0.61% 3,542 $1.3M No change
PFE Pfizer Inc. 0.42% 37,014 $922K Reduce -57.8%
APAM Artisan Partners Asset Ma -A 0.39% 20,662 $842K Reduce -59.2%
SPYM Ste STR SPDR PT S&P 500 ETF 0.34% 9,241 $740K Reduce -3.3%
BRK.B Berkshire Hathaway Inc. Class B 0.34% 1,457 $732K No change
DEO Diageo PLC-Sponsored ADR 0.32% 7,983 $689K Reduce -63.9%
BMAY Innovator U.S. Equity Buffer 0.31% 15,054 $675K Reduce -4.9%
NAPR Innovator Growth 100 Power B 0.31% 12,545 $674K Add +2.2%
KMB Kimberly-Clark Corp. 0.30% 6,458 $652K Reduce -64.6%
STX Seagate Technology Holdings 0.29% 2,317 $638K Reduce -2.2%
WDC Western Digital Corp. 0.29% 3,694 $636K Reduce -2.9%
HAS Hasbro Inc. 0.29% 7,633 $626K No change
APP AppLovin Corp. Class A 0.29% 925 $623K Reduce -1.7%
BBY Best Buy Co. Inc. 0.26% 8,617 $577K Add +179.4%
VNQ Vanguard Real Estate ETF 0.26% 6,395 $566K Add +0.4%
VSS Vanguard Ftse All Wo X-US SC 0.24% 3,727 $534K Add +0.1%
VWO Vanguard Ftse Emerging Marke 0.24% 9,845 $529K Reduce -0.1%
W Wayfair Inc. Class A 0.24% 5,160 $518K Reduce -2.3%
NGVT Ingevity Corp. 0.23% 8,500 $503K No change
BKNG Booking Holdings Inc. 0.22% 91 $487K No change
EXPE Expedia Group Inc. 0.22% 1,694 $480K No change
BKE The Buckle Inc. 0.21% 8,519 $455K Reduce -0.5%
UI Ubiquiti Inc. 0.20% 801 $443K No change
RIGL Rigel Pharmaceuticals Inc. 0.20% 10,338 $443K No change
TPR Tapestry Inc. 0.20% 3,420 $437K No change
AAMI Acadian Asset Management Inc. 0.20% 9,175 $431K No change
CVNA Carvana Co. 0.20% 1,016 $429K No change
FIX Comfort Systems USA Inc. 0.19% 454 $424K No change
LITE Lumentum Holdings Inc. 0.19% 1,126 $415K New
NVDA Nvidia Corp. 0.19% 2,195 $409K No change
PLTR Palantir Technologies Inc. Class A 0.19% 2,290 $407K No change
VRT Vertiv Holdings Co. Class A 0.18% 2,462 $399K No change
FTNT Fortinet Inc. 0.18% 5,010 $398K Add +2.5%
IWN iShares Russell 2000 Value E 0.18% 2,164 $392K No change
ALNY Alnylam Pharmaceuticals Inc. 0.18% 962 $383K New
HALO Halozyme Therapeutics Inc. 0.17% 5,595 $377K No change
MAR Marriott International Class A 0.17% 1,204 $374K No change
DELL Dell Technologies -C 0.17% 2,962 $373K No change
PEGA Pegasystems Inc. 0.17% 6,189 $370K No change
LRCX Lam Research Corp. 0.16% 1,991 $341K New
TNL Travel + Leisure Co. 0.16% 4,821 $340K No change
PBI Pitney Bowes Inc. 0.15% 31,259 $330K No change
AMP Ameriprise Financial Inc. 0.15% 652 $320K Add +2.2%
PAYX Paychex Inc. 0.14% 2,733 $307K No change
EAT Brinker International Inc. 0.14% 2,074 $298K Add +2.4%
TDC Teradata Corp. 0.13% 9,577 $292K New
CPA Copa Holdings SA Class A 0.13% 2,337 $282K No change
SPMD SS SPDR P S&P 400 Midcap ETF 0.13% 4,813 $279K Add +0.1%
VIRT Virtu Financial Inc. Class A 0.13% 8,277 $276K Add +3.5%
NJAN Innovator Growth 100 Power B 0.13% 5,012 $275K No change
SPSM SS SPDR P S&P 600 Small Cap 0.12% 5,556 $260K Add +0.1%
IJT iShares S&P Small-Cap 600 GR 0.12% 1,843 $260K Add +0.3%
BDEC Innovator U.S. Equity Buffer 0.12% 5,171 $256K No change
GPC Genuine Parts Co. 0.12% 2,080 $256K No change
USMV iShares MSCI USA Min Vol Fac 0.12% 2,712 $255K No change
BGC BGC Group Inc. Class A 0.11% 28,058 $251K Reduce -14.5%
VOX Vanguard Communication Servi 0.11% 1,286 $249K Add +0.2%
AMGN Amgen Inc. 0.11% 717 $235K No change
TEAM Atlassian Corp. Class A 0.11% 1,440 $233K Reduce -14.2%
NTAP Netapp Inc. 0.11% 2,167 $232K No change
VGT Vanguard Info Tech ETF 0.11% 307 $232K No change
SPAB SS SPDR P Agg Bond ETF 0.10% 8,890 $229K Add +1.2%
RBRK Rubrik Inc. Class A 0.10% 2,972 $227K New
OMC Omnicom Group 0.10% 2,802 $226K No change
ALAB Astera Labs Inc. 0.10% 1,354 $225K Reduce -11.0%
EFV iShares MSCI Eafe Value ETF 0.10% 3,105 $222K No change
VFH Vanguard Financials ETF 0.10% 1,652 $220K Add +0.3%
KTB Kontoor Brands Inc. 0.10% 3,572 $218K No change
AAPL Apple Inc. 0.10% 793 $216K New
VPU Vanguard Utilities ETF 0.10% 1,153 $213K Add +0.4%
CRDO Credo Technology Group Holdi 0.10% 1,476 $212K Reduce -12.9%
IJS iShares S&P Small-Cap 600 Va 0.10% 1,831 $208K Add +0.5%
CAH Cardinal Health Inc. 0.09% 997 $205K New
VCR Vanguard Consumer Discre ETF 0.09% 518 $204K No change
IRWD Ironwood Pharmaceuticals Inc. 0.09% 59,912 $202K New

Portfolio Sells Q3 2025 → Q4 2025
OGN Organon & Co. Sold out 0.00% −1.20
KMB Kimberly-Clark Corp. Reduce -64.6% 0.30% −0.73
DEO Diageo PLC-Sponsored ADR Reduce -63.9% 0.32% −0.64
APAM Artisan Partners Asset Ma -A Reduce -59.2% 0.39% −0.61
PFE Pfizer Inc. Reduce -57.8% 0.42% −0.59
HPQ HP Inc. Reduce -18.9% 0.76% −0.37
LYFT LYFT Inc. Class A Sold out 0.00% −0.22
NTNX Nutanix Inc. Class A Sold out 0.00% −0.22
MSFT Microsoft Corp. Reduce -9.4% 1.28% −0.21
CLX Clorox Company Sold out 0.00% −0.18
NCLH Norwegian Cruise Line Holdin Sold out 0.00% −0.16
RCL Royal Caribbean Cruises Ltd. Sold out 0.00% −0.16
GFF Griffon Corp. Sold out 0.00% −0.15
VST Vistra Corp. Sold out 0.00% −0.14
MO Altria Group Inc. Reduce -0.0% 0.94% −0.12
WU Western Union Co. Reduce -25.4% 0.91% −0.12
GRPN Groupon Inc. Sold out 0.00% −0.12
UPBD Upbound Group Inc. Sold out 0.00% −0.12
SIRI Sirius XM Holdings Inc. Sold out 0.00% −0.11
ENR Energizer Holdings Inc. Sold out 0.00% −0.10
WEN The Wendy's Co. Sold out 0.00% −0.09
ALAB Astera Labs Inc. Reduce -11.0% 0.10% −0.03
BGC BGC Group Inc. Class A Reduce -14.5% 0.11% −0.03
APP AppLovin Corp. Class A Reduce -1.7% 0.29% −0.02
ABBV Abbvie Inc. Reduce -1.4% 1.36% −0.02
BKE The Buckle Inc. Reduce -0.5% 0.21% −0.02
PM Philip Morris International Reduce -1.7% 1.00% −0.01
CRDO Credo Technology Group Holdi Reduce -12.9% 0.10% −0.01
TEAM Atlassian Corp. Class A Reduce -14.2% 0.11% −0.01
BMAY Innovator U.S. Equity Buffer Reduce -4.9% 0.31% −0.00
VWO Vanguard Ftse Emerging Marke Reduce -0.1% 0.24% +0.00
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -3.3% 0.34% +0.00
W Wayfair Inc. Class A Reduce -2.3% 0.24% +0.02
EPD Enterprise Products Partners Reduce -0.0% 0.94% +0.04
STX Seagate Technology Holdings Reduce -2.2% 0.29% +0.04
MMM 3M Co. Reduce -0.5% 1.28% +0.05
AVGO Broadcom Inc. Reduce -1.4% 1.34% +0.06
SLYG SS SPDR S&P 600 SC GR ETF Reduce -0.1% 5.77% +0.07
BHP BHP Group Ltd.-Spon ADR Reduce -3.1% 1.22% +0.07
IBM Intl Business Machines Corp. Reduce -0.5% 1.36% +0.08
NVS Novartis AG-Sponsored ADR Reduce -1.8% 1.20% +0.08
WDC Western Digital Corp. Reduce -2.9% 0.29% +0.09
SPYG SS SPDR P S&P 500 Growth ETF Reduce -1.9% 6.73% +0.10
BMY Bristol-Myers Squibb Co. Reduce -6.3% 1.06% +0.13
KLAC KLA Corp. Reduce -3.4% 1.43% +0.13
GSK GSK PLC-Spon ADR Reduce -2.0% 1.30% +0.15
SPDW Ste STR SPDR PT DW Eu ETF Reduce -0.2% 3.42% +0.16
SPYV SS SPDR P S&P 500 Value ETF Reduce -0.1% 6.02% +0.23
MRK Merck & Co. Inc. Reduce -0.5% 1.37% +0.29
LLY Eli Lilly & Co. Reduce -2.3% 1.75% +0.50

Portfolio Buys Q3 2025 → Q4 2025
SLYV SS SPDR S&P 600 SC Val ETF Add +0.1% 5.90% +0.23
LITE Lumentum Holdings Inc. New 0.19% +0.19
ALNY Alnylam Pharmaceuticals Inc. New 0.18% +0.18
BBY Best Buy Co. Inc. Add +179.4% 0.26% +0.16
LRCX Lam Research Corp. New 0.16% +0.16
TDC Teradata Corp. New 0.13% +0.13
GILD Gilead Sciences Inc. Add +0.0% 1.19% +0.13
RBRK Rubrik Inc. Class A New 0.10% +0.10
AAPL Apple Inc. New 0.10% +0.10
CAH Cardinal Health Inc. New 0.09% +0.09
IRWD Ironwood Pharmaceuticals Inc. New 0.09% +0.09
BTI British American Tob-SP ADR Add +0.1% 1.08% +0.08
QQQ Invesco QQQ Trust Series 1 Add +0.1% 1.88% +0.07
VB Vanguard Most SM-Cap ETF-Usd Add +0.2% 1.99% +0.06
QCOM Qualcomm Inc. Add +0.0% 1.28% +0.05
VOO Vanguard S&P 500 ETF Add +0.2% 1.29% +0.05
SPEM State Street SP PTF Em ETF Add +0.2% 3.09% +0.05
VEA Vanguard Ftse Developed ETF Add +0.6% 0.69% +0.04
PEP Pepsico Inc. Add +0.1% 1.14% +0.04
MCD McDonald's Corp. Add +0.1% 1.03% +0.02
EAT Brinker International Inc. Add +2.4% 0.14% +0.02
NAPR Innovator Growth 100 Power B Add +2.2% 0.31% +0.02
VOX Vanguard Communication Servi Add +0.2% 0.11% +0.01
VSS Vanguard Ftse All Wo X-US SC Add +0.1% 0.24% +0.01
AMP Ameriprise Financial Inc. Add +2.2% 0.15% +0.00
IJS iShares S&P Small-Cap 600 Va Add +0.5% 0.10% +0.00
SPMD SS SPDR P S&P 400 Midcap ETF Add +0.1% 0.13% +0.00
VFH Vanguard Financials ETF Add +0.3% 0.10% +0.00
SPSM SS SPDR P S&P 600 Small Cap Add +0.1% 0.12% +0.00
SPAB SS SPDR P Agg Bond ETF Add +1.2% 0.10% +0.00
IJT iShares S&P Small-Cap 600 GR Add +0.3% 0.12% +0.00
VPU Vanguard Utilities ETF Add +0.4% 0.10% −0.00
VIRT Virtu Financial Inc. Class A Add +3.5% 0.13% −0.00
FTNT Fortinet Inc. Add +2.5% 0.18% −0.00
VNQ Vanguard Real Estate ETF Add +0.4% 0.26% −0.00
UL Unilever PLC-Sponsored ADR Add +0.1% 0.99% −0.01
LMT Lockheed Martin Corp. Add +0.1% 1.09% −0.02
VZ Verizon Communications Inc. Add +0.1% 1.07% −0.07
HRB H&R Block Inc. Add +1.3% 0.84% −0.11

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 118$259.2MPCAR, SPYG, SLYG, SLYV, SPYV
Q1 2026 113$226.7MPCAR, SPYG, SPYV, SLYV, SLYG
Q4 2025 113$218.3MPCAR, SPYG, SPYV, SLYV, SLYG
Q3 2025 118$221.3MPCAR, SPYG, SPYV, SLYG, SLYV
Q2 2025 117$208.6MPCAR, SPYG, SPYV, SLYG, SLYV
Q1 2025 117$199.8MPCAR, SPYV, SPYG, SLYG, SLYV
Q4 2024 119$211.4MPCAR, SPYG, SPYV, SLYG, SLYV
Q3 2024 122$221.6MPCAR, SPYG, SPYV, SLYG, SLYV
Q2 2024 112$190.3MPCAR, SPYG, SPYV, SLYG, SLYV
Q1 2024 109$194.7MPCAR, SPYG, SPYV, SLYG, SLYV